Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    USD 6,247,000.00
    MATURING: 09-Oct-2008
    ISSUE DATE: 07-Oct-2003
    ISIN: XS0177745733

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
13-Apr-2004 TO 09-Jly-2004  HAS BEEN FIXED AT 1.205000 PCT

INTEREST PAYABLE VALUE 09-Jly-2004 WILL AMOUNT TO:
USD 2.91 PER USD 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3857/3855 OR FAX: 44 20 7508 3881
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