Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    EUR 500,000,000.00   
    MATURING: 27-Mar-2006
    ISSUE DATE: 27-Mar-2001
    ISIN: XS0126505402

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
29-Mar-2004 TO 28-Jun-2004 HAS BEEN FIXED AT 2.139000 PCT.

INTEREST PAYABLE VALUE 28-Jun-2004 WILL AMOUNT TO:
EUR 54.07 PER EUR 10,000.00 DENOMINATION.
EUR 540.69 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3857/3855 OR FAX: 44 20 7508 3881.
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