(The update and 2nd update to "AIG's Sale Of Alico To MetLife Complete; Price Tag $16.2B," published at 12:37 p.m. and 3:10 p.m. EDT, incorrectly referred to MetLife getting securities. A corrected version of the second update follows.)

(Adds Treasury comments, details on government stake estimate and background.)

The U.S. Treasury Department said Monday it expects to earn a profit on its loans to and investments in American International Group Inc. (AIG), the troubled insurer it helped bail out at the height of the financial crisis.

Treasury's announcement follows AIG's $16.2 billion sale of its second-largest foreign life-insurance business Alico and last week's initial public offering of a stake in AIA Group Ltd. (1299.HK). All together, AIG has raised $36.71 billion that will go toward repaying U.S. government aid.

As part of the plan announced on Sept. 30 for the government to unload its investments in AIG, the company plans to draw up to $22 billion from Treasury's Troubled Asset Relief Program and use those funds to purchase the Federal Reserve Bank of New York's interests in AIA and Alico. Treasury will take over those interests and the department said Monday it doesn't expect a loss on them.

When the moves, part of a broad restructuring to AIG's balance sheet, are complete early next year, Treasury will hold 92% of AIG's common stock, worth about $69.5 billion as of Friday's close. "This amount significantly exceeds Treasury's current $47.5 billion cash investment in AIG," Treasury said Monday.

The latest government estimates run counter to criticism last month from TARP's Special Inspector General that the department was using questionable methodology on loss estimates and making potentially overly optimistic assumptions about the value of its stake in AIG. Treasury's past calculation on the value of its holdings in AIG, for example, doesn't account for volatility in the company's share price, the inspector general said.

AIG's financial restructuring is to be completed in the first quarter and is intended to guide the government sale of its holdings and its recouping of the $120 billion of aid provided to AIG.

AIG is expecting to use the nearly $28 billion in cash proceeds from the ALICO and AIA transactions to repay the credit facility extended to AIG by the Federal Reserve Bank of New York as well as payments on other interests owned by the federal government. It added, "The MetLife securities will be sold over time, subject to certain lock-up provisions and market conditions."

"We promised the American taxpayers we would repay them and the initial public offering of AIA last week and the completion of the ALICO transaction move us closer to delivering on our promise," said AIG President and Chief Executive Robert H. Benmosche. "These transactions will generate sufficient cash to allow AIG to pay off the FRBNY credit facility, marking a major milestone in our commitment to repay the American taxpayers."

The New York Fed credit line has $19.2 billion outstanding, or $20 billion including accrued interest and fees.

The Treasury Department also said it expects not to record any losses on the preferred interests in the special-purpose vehicles holding AIA and ALICO. They include AIG's remaining one-third stake in AIA and the noncash payments for ALICO received from MetLife--primarily the insurer's common stock-- and "significantly exceed the amount of the preferred interest," said Treasury.

AIG's stock was recently down 27 cents at $41.74. It has gained 40% in 2010.

-By Kevin Kingsbury and Jeffrey Sparshott, Dow Jones Newswires; 212-416-2354; kevin.kingsbury@dowjones.com

 
 
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