UMBF UMB Financial Corporation

A recent study conducted by Aon Consulting and the International Society of Certified Employee Benefit Specialists found that 28% of employers offer a consumer-driven health plan to their employees, which is up from last year�s 22%. 434 employers were surveyed and of the employers, 75% started offering such plans in 2005 or 2006. The consumer-driven health plan model is fairly new, but the statistic is a sign that the concept is catching on quickly. �Companies with small groups were the first to adopt health savings accounts, but we are now seeing that HSAs are growing in popularity among midsize and large employers,� said Dennis Triplett, president of UMB Healthcare Services, a division of UMB Financial Corporation. �We foresee this growth trend to continue for the next several years as employers understand the benefits of these plans.� The study also found the use of health reimbursement arrangements (HRA) and health savings accounts (HSA) has changed. Currently, 43% of companies with consumer-driven health plans offer an HRA, 48% offer an HSA and 10% offer both. These numbers are also up from last year; 65% of companies offered an HRA, 15% offered an HSA and 15% offered both. UMB Financial Corporation (NASDAQ: UMBF) is a multi-bank holding company headquartered in Kansas City, Mo., offering complete banking and related financial services to both individual and business customers nationwide. Its banking subsidiaries own and operate 141 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include an investment services group based in Milwaukee, Wisconsin, a trust management company in South Dakota, and single-purpose companies that deal with brokerage services, consulting services and insurance. UMB was named one of Business Week's "Web Smart 50" companies in 2005. A recent study conducted by Aon Consulting and the International Society of Certified Employee Benefit Specialists found that 28% of employers offer a consumer-driven health plan to their employees, which is up from last year's 22%. 434 employers were surveyed and of the employers, 75% started offering such plans in 2005 or 2006. The consumer-driven health plan model is fairly new, but the statistic is a sign that the concept is catching on quickly. "Companies with small groups were the first to adopt health savings accounts, but we are now seeing that HSAs are growing in popularity among midsize and large employers," said Dennis Triplett, president of UMB Healthcare Services, a division of UMB Financial Corporation. "We foresee this growth trend to continue for the next several years as employers understand the benefits of these plans." The study also found the use of health reimbursement arrangements (HRA) and health savings accounts (HSA) has changed. Currently, 43% of companies with consumer-driven health plans offer an HRA, 48% offer an HSA and 10% offer both. These numbers are also up from last year; 65% of companies offered an HRA, 15% offered an HSA and 15% offered both. UMB Financial Corporation (NASDAQ: UMBF) is a multi-bank holding company headquartered in Kansas City, Mo., offering complete banking and related financial services to both individual and business customers nationwide. Its banking subsidiaries own and operate 141 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include an investment services group based in Milwaukee, Wisconsin, a trust management company in South Dakota, and single-purpose companies that deal with brokerage services, consulting services and insurance. UMB was named one of Business Week's "Web Smart 50" companies in 2005.