UMBF UMB Financial Corporation

Jason and Kirsten Mead of Overland Park, Kansas, won $10,000 from the www.myuglyroom.com online contest sponsored by UMB Bank. The couple's entry on the Web site, titled "Contractor Failure," was chosen from a random drawing of the top 10 rooms that received the most votes. A total of 132 rooms and areas of the home were submitted in the contest that was conducted June 5 - August 31, 2006. To enter the contest, participants logged on to www.myuglyroom.com and submitted a brief description and photos of a room. The winning entry was determined by UMB Bank in a random drawing of the top 10 entries, as determined by popular vote. Twelve weekly winning entries were determined by popular vote of Web site visitors from June 11 - August 27 and received a $100 Visa gift card. "We want to thank UMB for making a dream of ours come true," said Jason Mead. "I can say it would have been years before we would have been able to complete a renovation of the bathroom by relying on our own resources. I still don't think it has completely sunk into our minds that we won't have the mildewed sinks or inoperable bathroom door much longer." "Congratulations to the Mead family and thanks to everyone across the country who participated in the myuglyroom.com contest," said Mariner Kemper, chairman and CEO of UMB Financial Corporation. "We can't wait to see the improvements that this prize will provide for them. We plan to conduct additional viral, creative campaigns to position our financial services to very targeted and relevant audiences." UMB Financial Corporation (Nasdaq:UMBF) is a multi-bank holding company headquartered in Kansas City, Mo., offering complete banking and related financial services to both individual and business customers nationwide. Its banking subsidiaries own and operate 140 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include an investment services group based in Milwaukee, Wisconsin, a trust management company in South Dakota, and single-purpose companies that deal with brokerage services, consulting services and insurance. UMB was named one of Business Week's "Web Smart 50" companies in 2005.