Credit Card Safety Reminders for Summer Travelers
May 24 2006 - 9:00AM
Business Wire
Dan Cunningham, executive vice president of retail card services at
UMB Bank (NASDAQ: UMBF), issues the following tips to help
consumers protect themselves from becoming victims of financial
fraud and identity theft. "Vacations and summer travel are meant to
be times for relaxation and fun. The last thing people want is to
ruin a trip because their credit card was either lost or stolen.
Here are few tips to help prevent or protect vacationers from
becoming a victim this summer." 1. Most fraudulent use of cards
takes place within a few days of their being lost or stolen. Report
lost or stolen cards immediately to your bank. 2. Protect your
cards as if they were cash. Do not leave them unattended anywhere,
such as in a car, bar, night club or on the beach. Carry your cards
with you when you travel. When you can't, for instance, at the
beach, put them in the hotel or motel safe. Never leave your cards
in your hotel room, not even in a suitcase. 3. Never write down
your PIN -- memorize it. Don't write it down in your wallet or on
the back of the card. Don't designate the same PIN for all your
cards, and don't designate a number such as your birth date, that
can be found easily in your wallet. 4. Don't leave your credit
cards in your car's glove compartment. An alarmingly high
proportion of all credit card thefts are from car glove
compartments. 5. Always check your card when you get it back in a
store or restaurant. It's easy for you to forget your card when
you're in a hurry. It's easy for waiters or sales people to give
you the wrong card when they're in a hurry. 6. Don't carelessly
discard or leave in the open documents that contain your personal
information -- including account numbers -- such as car rental
agreements or airline ticket coupons. 7. Do not give your account
number over the phone unless you initiated the call. 8. Don't lend
your card. You are responsible for its use. Travel can be expensive
and inconvenient if your card is stolen. 9. Always take your charge
slips and destroy the carbons if present. 10. And for the overseas
travelers, let your card provider know you plan to travel to a
foreign country. Oftentimes, there may be restrictions on using
your card in some countries and your provider will be less likely
to question the foreign transactions. Dan Cunningham Executive Vice
President, Retail Card Services UMB Bank UMB Financial Corporation
is a multi-bank holding company headquartered in Kansas City, Mo.,
offering complete banking and related financial services to both
individual and business customers nationwide. Its banking
subsidiaries own and operate 141 banking centers throughout
Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and
Arizona. Subsidiaries of the holding company and the lead bank, UMB
Bank, n.a., include an investment services group based in
Milwaukee, Wisconsin, a trust management company in South Dakota,
and single-purpose companies that deal with brokerage services,
consulting services and insurance. UMB was named one of Business
Week's "Web Smart 50" companies in 2005.
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