HCBK (MM)

www.stockcall.com/ offers investors comprehensive research on the Savings & Loans industry and has completed analytical research on Hudson City Bancorp Inc. (NASDAQ: HCBK) and New York Community Bancorp Inc. (NYSE: NYB). Register with us today at www.stockcall.com/ to have free access to these researches.

Despite the ongoing global economic recovery, many companies within the savings and loans banking industry are still struggling to resume growth, primarily as a result of low interest rates. Many banks are reducing their borrowing as liquidity and debt hinder their ability to return to profitability. There are a few opportunities for banks without debt issues to widen margins though. Visit www.stockcall.com/ to see how companies in this industry have grown over the past years and how they are expected to perform in the future.

www.stockcall.com/ is an online platform where investors doing their due-diligence on the Savings & Loans industry can have easy and free access to our analyst research and opinions on Hudson City Bancorp Inc. and New York Community Bancorp Inc.; investors and shareholders of these companies can simply register for a complimentary membership at https://stockcall.com/development/stockcall/page.php?name=register.html

Banks within the industry with debt issues may be eyeing 2012 to resume growth. Hudson City Bancorp Inc. said it does not plan to turn a full-year profit this year as the bank intends to pay down debt. The bank's pre-recession strength coupled with the fact that it never received government bailout money does bode well for it though. Investors can register for free to access the research report on Hudson City Bancorp Inc. at www.stockcall.com/HCBK010411.pdf.

Housing market reform could create opportunities for savings and loans banks with marginal debt issues though. Smaller banks may be able to originate more housing loans as Washington mulls its options regarding government sponsored enterprises. Banks like New York Community Bancorp Inc. could be well positioned to capitalize on increased loan opportunities. Investors can register for free to access the research report on New York Community Bancorp Inc. at www.stockcall.com/NYB010411.pdf.

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