HCBK (MM)

PARAMUS, N.J., Nov. 21 /PRNewswire-FirstCall/ -- Hudson City Bancorp, Inc. (NASDAQ:HCBK), announced that it would participate in the Friedman Billings Ramsey 2006 Investor Conference on Tuesday, November 28, 2006. Ronald E. Hermance, Jr., Hudson City's Chairman, President and Chief Executive Officer, will be presenting at the conference at 10:00 a.m. Eastern Time. A simultaneous audio web cast of Mr. Hermance's presentation, including the slide presentation, will be available through the following web cast link: http://www.wsw.com/webcast/fbr16/hcbk This link to the audio web cast will be available for 90 days following the presentation. The audio web cast will also be available through February 26, 2007 on Hudson City Bancorp, Inc.'s website, http://www.hcbk.com/. Hudson City Bancorp, Inc. is the parent company of Hudson City Savings Bank, a well-established community banking institution with a long-standing tradition of service excellence. Hudson City is ranked in the top fifty U.S. financial institutions by asset size and operates a total of 110 branch offices in the New York metropolitan area. The Federal Deposit Insurance Corporation insures Hudson City Savings' deposits. The web cast and slide presentation referenced in this news release may contain a number of forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These statements may be identified by the use of such words as "anticipate,' "believe," "could," "estimate," "expect," "intend," "outlook," "plan," "potential," "predict," "project," "should," "will," "would," and similar terms and phrases, including references to assumptions. Forward-looking statements are based on various assumptions and analyses made by us in light of management's experience and its perception of historical trends, current conditions and expected future developments, as well as other factors we believe are appropriate under the circumstances. DATASOURCE: Hudson City Bancorp, Inc. CONTACT: Louis J. Beierle, First Vice President, Investor Relations of Hudson City Bancorp, Inc., +1-201-967-8290, Web site: http://www.hcbk.com/ http://www.wsw.com/webcast/fbr16/hcbk

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