HUDSON AND GRANDE ANNOUNCE ACQUISITION OF ENCOUNTER DEVELOPMENT TECHNOLOGIES AFFILIATE

ROCHESTER, NEW YORK, January 15,
2014. Michael P. Grande, the Chairman of
the Board, President, and Chief Executive Officer of Electronic Merchant
Systems Rochester, Inc., a New York corporation ("EMS"), and Randolph
S. Hudson, the Managing Administrative Trustee of First Hudson Trust of New
York, a Massachusetts trust organized under the laws of the State of Oklahoma
("First Hudson"), are pleased to announce the acquisition of Apple
Rush Company, Inc., a Texas corporation (US.APRU.PK) ("Apple Rush"), by
EMS and First Hudson as of this date.

Mr. Grande said, "Apple Rush
and the introduction of its beverage products and distribution network will be
a welcome addition, and will complement and better serve the shareholders of
Encounter (Encounter Development Technologies Inc., a Colorado corporation
(US.ENTI.PK)), in the overall plan that Randy [Hudson] and I have devised for
all of the companies under our common control and ownership.".

Apple Rush, under the wisdom of
its founder and creator, Robert J. Corr, a legend in the beverage industry
dating back to the 1970's, has evolved to a customer-centric product that is a lightly
carbonated, organic 100% juice product, and that is presently available in four
different flavors, that Mr. Grande and Mr. Hudson intend to mass-test market in the Northeastern United
States in the coming months, and, Apple Rush is now in negotiations with
various distillers to manufacture a maltous (alcoholic) beverage that the
company will introduce in certain, select markets in the Northeastern United
States and in Nevada by the end of the third calendar quarter of 2014. Mr. Grande and Mr. Hudson have extensive
connections in the bar and casino industries in New York, Florida, and
Nevada. Mr. Hudson said, "Bob
[Corr] has been and continues to be a true visionary in the beverage
industry. Mike [Grande] and I are
honored to work with him in developing Apple Rush's brands and to know him as
an individual."

Mr. Hudson and Mr. Grande,
together with Dean M. Denton, Tiffany L. Grande, will serve as interim, acting
officers of the company until the board of directors appoints individuals who
are qualified in their various fields of specialty to take the company to the
next level. Of course, as the indirect
control shareholders of Apple Rush, Mr. Grande and Mr. Hudson will remain on
the company's board of directors following the appointment of its new officers
and directors.

"Our goal is to unify all of
the companies under our control to establish, fortify, and promote the Hudson
and Grande brands in the banking, real estate, financial, lodging, and
foodservice industries" said Mr. Grande.

Apple Rush will be one publicly
traded operating segment of the companies that operates under the Hudson and
Grande aegis of companies. The other
companies that are affiliates of Encounter are Real American Capital Corporation,
a Delaware corporation (US.RLAB.PK) ("Real American"), which will be
reorganized as Dreamcatchers Entertainment International, Inc., a company that
specializes in a variety of entertainment fields and internet product
marketing; Oncology Medical, Inc., a Delaware corporation (US.ONCO.PK) ("Oncology");
and First Intercity Bancsystems, Inc. ("First Intercity") that is a
company in-organization and that will conduct an initial public offering in the
second or third calendar quarter of 2014.
First Intercity will be a financial services company that will operate
credit unions and offer credit cards, subprime auto loans, and subprime
mortgages to its customers in New York, Michigan, Florida, and Nevada. (Mr. Hudson and Mr. Grande are in the process
of submitting documents to regulators, initially, in the State of New York; they
cannot estimate the date of effectiveness of any such approvals.)

Mr. Grande said, "Our idea
is to assemble a group of companies that will benefit the shareholders of each
company and that will offer quality products and services at a good value to
the public. Moreover, each company under
our control will benefit by providing products and services to the other
companies in our group.".

Mr. Hudson added, "The
public companies that we have acquired, and those that we will, most likely,
continue to acquire, require significant actions and resolutions to remedy
their current administrative and operational deficiencies. Following the completion of the necessary
filings, notifications, and the submission of the reports required to be
submitted by each company to various regulatory and self-regulatory agencies,
Mike [Grande] and I will be able to proceed in causing each company to carry
out their respective intended business purposes. Mike and I expect to be able to complete all
of these administrative undertakings by the end of April [2014]."

Mr. Grande and Mr. Hudson are
also weighing the possibility of effecting a master revenue sharing agreement;
whereby, the shareholders of each of the public companies under their ownership
will share in the revenue from all of the companies. Mr. Hudson said, "Mike and I are
checking with our attorneys to see if [the revenue sharing] is something we can
effect with minimal notification and/or filings with the SEC and with various
state's securities departments. A
revenue sharing arrangement would only further serve to benefit our
[collective] shareholders. We must make
certain that we operate within the law and in the best interests of our
shareholders."

Many of Encounter's shareholders
and those of Oncology have suggested that one or both companies enter the field
of growing, packaging, and dispensing marijuana. Mr. Grande and Mr. Hudson in past have deliberated
this issue. Mr. Grande said, "Randy
and I have considered this option in the past.
The stocks of public companies that are engaged in growing and selling
pot fluctuate. If we were to engage in
this industry, we'd have to make certain that we operated in the bounds of the
laws of the state in which we were growing and selling the marijuana, and, more
importantly, we would have to consider the interests of the majority of our
shareholders before we committed any of our companies to this field of
endeavor.". Mr. Hudson added,
"Mike and I have been evaluating a number of different scenarios to engage
in this business. While each of us,
personally, do not consume this product, it seems the majority of Americans
have or do participate in the recreational or medically related use and
application of this product. If our
entry into this business would be viable and condoned by the state or states in
which we engage in this business, and, if it were to provide a significant financial
benefit to our shareholders, I think that Mike and I would be in favor of
it."

Mr. Grande added, "Randy and
I will keep Encounter's shareholders, and those of our other companies that are
affiliated with Encounter informed with new developments as they occur.". Mr. Hudson added, "Our shareholders and
investors should keep in mind that investing in ours or in any stock, particularly
a "penny stock", present substantial risks. Our shareholders and investors should be
informed of these risks and should rely on offering materials before buying our
stocks. Mike and I are open to
company-direct stock purchases that we can offer under one or more exemptions
from the registration requirements of the Securities Act of 1933; however, the
purchasers must be well informed of the terms and provisions of any such
offerings and the risks involved to the shareholder or investor.".

Encounter's Board of Directors is
coordinating with the board of directors of the other companies that operate under
the aegis of Hudson and Grande to schedule its annual meeting in Las Vegas,
Nevada, which meeting is tentatively planned to be held in mid to
late-February. Encounter will provide
information to its shareholders, accordingly, prior to the date and location
for such meeting.

(The senior executive management
of Encounter, Real American, Oncology, and Apple Rush seek safe harbor for
their forward-looking statements, as such is permitted under the Private
Securities Litigation Reform Act of 1995.
Nothing contained in this announcement should be inferred to imply any
offer neither to buy or sell securities nor to solicit the purchase or sale of
any securities. Shareholders and
investors are encouraged to seek professional guidance by a licensed investment
adviser, attorney, or registered accountant before making any decision to buy
or sell the securities of any company mentioned in this announcement.)