Royal Dude
4 hours ago
Hey SUSU Take a BOND if you have any value in this?????????????
"$125,157,168,784
JPMORGAN CHASE & CO.
Debt Securities
Warrants
Units
Purchase Contracts
Guarantees
JPMORGAN CHASE FINANCIAL COMPANY LLC
Debt Securities
Warrants
We, JPMorgan Chase & Co., may from time to time offer and sell any of our securities listed above, in
each case, in one or more series. Our subsidiary, JPMorgan Chase Financial Company LLC, which we
refer to as โJPMorgan Financial,โ also may from time to time offer and sell its securities listed above, in
each case, in one or more series. We fully and unconditionally guarantee all payments of principal,
interest and other amounts payable on any debt securities or warrants JPMorgan Financial issues. Up to
$125,157,168,784, or the equivalent thereof in any other currency, of these securities may be offered
from time to time, in amounts, on terms and at prices that will be determined at the time they are offered
for sale. These terms and prices will be described in more detail in one or more supplements to this
prospectus."
https://www.sec.gov/Archives/edgar/data/19617/000095010323005751/crt_dp192097-424b2.pdf
· Minimum denominations of $10,000 and integral multiples of $1,000 in excess thereof
Key Terms
Issuer: JPMorgan Chase Financial Company LLC, a direct, wholly owned finance subsidiary of JPMorgan Chase & Co
Guarantor: JPMorgan Chase & Co.
Reference Rate: 2-Year U.S. Dollar SOFR ICE Swap Rate (the โICE Swap Rateโ) determined as set forth under โSupplemental Terms of the Notesโ in this pricing supplement
Payment at Maturity:
If the Final Reference Rate is greater than or equal to the Reference Strike Rate or is less than the Reference Strike Rate by up to the Buffer Percentage, at maturity you will receive a cash payment that provides you with a return per $1,000 principal amount note equal to the Contingent Digital Return. Accordingly, under these circumstances, your payment at maturity per $1,000 principal amount note will be calculated as follows:
$1,000 + ($1,000 × Contingent Digital Return)
If the Final Reference Rate is less than the Reference Strike Rate by more than the Buffer Percentage, at maturity you will lose 1.66667% of the principal amount of your notes for every 1% that the Final Reference Rate is less than the Reference Strike Rate by more than the Buffer Percentage. Under these circumstances, your payment at maturity per $1,000 principal amount note will be calculated as follows:
$1,000 + [$1,000 × (Reference Rate Return + Buffer Percentage) × Downside Leverage Factor]
If the Final Reference Rate is less than the Reference Strike Rate by more than the Buffer Percentage, you will lose some or all of your principal amount at maturity.
Contingent Digital Return: At least 12.10%, which reflects the maximum return on the notes. Accordingly, assuming a Contingent Digital Return of 12.10%, the maximum payment at maturity per $1,000 principal amount note is $1,121.00. The actual Contingent Digital Return will be provided in the pricing supplement and will not be less than 12.10%.
Buffer Percentage: 40%
Downside Leverage Factor: 1.66667
Strike Date:
Pricing Date:
September 17, 2024
On or about September 18, 2024
Original Issue Date: On or about September 23, 2024 (Settlement Date)
Observation Dateโ : September 30, 2025
Maturity Dateโ โ : October 3, 2025
https://www.sec.gov/Archives/edgar/data/1665650/000121390024079546/ea0214930-01_424b2.htm
Bizreader
20 hours ago
Here's something about derivatives and the rate cut today and historical events in the financial markets including comment on our dollar:
Historically, a cut in interest rates by the Federal Reserve tends to stimulate economic activity, including increased investment in securities. Hereโs a breakdown of how this situation might unfold:
### Immediate Effects of Rate Cuts
1. **Lower Borrowing Costs**: A reduction in interest rates makes borrowing cheaper for individuals and businesses. This can lead to increased consumer spending and business investment.
2. **Increased Liquidity**: Lower rates often result in more liquidity in the market, as businesses and consumers take advantage of cheaper loans. This can stimulate economic growth.
3. **Attraction to Equities**: As bond yields decrease due to lower interest rates, investors may seek higher returns in equities, leading to increased demand for stocks.
### Historical Context
- **1970s**: The economy faced stagflation, but rate cuts in certain periods did spur stock market rallies, albeit with high volatility.
- **1980s**: The aggressive rate cuts in the early '80s helped combat recession, leading to a robust bull market later in the decade.
- **1990s**: The tech boom was partly fueled by low interest rates, encouraging investment in innovation and startups.
- **2008 Financial Crisis**: The Fed's drastic rate cuts post-crisis aimed to stabilize the economy, leading to a prolonged bull market in the following decade.
### Looking Ahead
1. **Market Sentiment**: If the market perceives the rate cut as a sign of confidence in economic recovery, we may see a rally in stock prices.
2. **Sector Performance**: Certain sectors, like technology and consumer discretionary, often benefit more from lower rates as they rely heavily on financing for growth.
3. **Inflation Considerations**: If inflation begins to rise due to increased spending, the Fed may have to adjust rates again, which could impact market stability.
4. **Global Factors**: Geopolitical tensions, supply chain issues, and other global economic factors will also play a significant role in market dynamics over the next five years.
### Predictive Analysis
Using predictive statistics, one might expect:
- **Continued Growth**: If economic indicators remain positive, we could see a sustained upward trend in stock valuations.
- **Volatility**: Markets may experience increased volatility as investors react to both economic data and Fed policies.
- **Investment Shifts**: A potential shift from traditional sectors to emerging industries, particularly green technologies and digital platforms, could reshape market dynamics.
### Conclusion
While a rate cut typically leads to a more active buying trend in securities, the overall impact will depend on a combination of domestic economic performance, investor sentiment, and external global factors. Monitoring these elements closely will be crucial for assessing future market directions.
Z
The issue of derivatives held by major banks is indeed a significant concern in the financial landscape. Hereโs an overview of the potential implications and risks associated with this situation:
### Understanding Derivatives and Their Risks
1. **What Are Derivatives?**
Derivatives are financial contracts whose value is linked to the performance of an underlying asset, index, or interest rate. Common types include options, futures, and swaps.
2. **Exposure and Leverage**:
Many banks hold large positions in derivatives, often using them for hedging or speculative purposes. However, the lack of capital backing can lead to excessive leverage, increasing systemic risk.
### Potential for Market Disruption
1. **Counterparty Risk**:
If one party in a derivative contract defaults, it can create a chain reaction. Major banks are interconnected through these contracts, meaning that a default could trigger widespread panic and instability.
2. **Lack of Transparency**:
The complexity and opacity of derivatives make it difficult for regulators and investors to assess the true risk exposure of these banks. This can lead to a false sense of security in the market.
3. **Regulatory Gaps**:
If banks are not adequately audited or if there are loopholes in the regulatory framework, it could mask the extent of their overextension. This lack of oversight might allow risky practices to continue unchecked.
### Who Could Call the Derivatives?
1. **Regulators**:
Financial regulators, such as the Federal Reserve or the SEC, could demand audits and transparency from banks regarding their derivative holdings. Stricter regulations could force banks to reduce their exposure.
2. **Market Participants**:
Investors and analysts could raise concerns about a bankโs balance sheet, prompting market reactions. If confidence wanes, it could lead to sell-offs in stocks and derivatives.
### Mechanisms for a Market Crash
1. **Panic Selling**:
If it becomes apparent that a major bank is overextended, investors may rush to sell off shares and derivatives, leading to a sharp decline in market values.
2. **Liquidity Crisis**:
A sudden loss of confidence can lead to a liquidity crunch, where banks struggle to meet obligations, further exacerbating the situation.
3. **Credit Freeze**:
If banks become wary of lending due to concerns over their own exposure, it could lead to a credit freeze, stifling economic growth and investment.
### Conclusion
While the potential for derivatives to contribute to a market crash exists, it largely hinges on transparency, regulatory oversight, and market confidence. Increased scrutiny and proper auditing of banks' derivative
The value of the U.S. dollar in global markets is significantly influenced by its circulation and various economic factors. Here are some key points to consider:
### Impact of Dollar Circulation on Its Value
1. **Supply and Demand Dynamics**:
An increase in the circulation of dollars, often resulting from expansive monetary policy (like quantitative easing), can lead to a dilution of the dollarโs value. If more dollars are in circulation without a corresponding increase in economic output, it can weaken the dollar against other currencies.
2. **Inflation Concerns**:
A higher money supply can raise inflation expectations. If investors anticipate that inflation will erode the dollar's purchasing power, they may seek to hold assets denominated in other currencies or commodities, further decreasing the dollar's value.
3. **Global Reserve Currency Status**:
The U.S. dollar remains the worldโs primary reserve currency, which creates a consistent demand for it. This demand can help maintain its value, even when the money supply increases. However, challenges to this status (e.g., rising currencies like the euro or yuan) could alter this dynamic.
4. **Interest Rates and Investment Flows**:
When the Federal Reserve cuts interest rates, as mentioned earlier, it can lead to lower returns on dollar-denominated assets. This might prompt investors to seek higher returns elsewhere, putting downward pressure on the dollarโs value.
### Conclusion
The amount of dollars in circulation plays a crucial role in determining its value on the world stage. Balancing monetary policy to foster economic growth while maintaining the dollar's strength is a delicate task for the Federal Reserve, with significant implications for both domestic and global markets. positions could reveal vulnerabilities, prompting necessary reforms. It's crucial for regulators to ensure that banks maintain adequate capital reserves to mitigate these risks and promote financial stability.
newflow
20 hours ago
lota Pursuant to the Plan, the Liquidating Trust Assets (generally, other than any assets allocated to the
Disputed Equity Escrow, discussed below) are treated, for U.S. federal income tax purposes, as having
been transferred, subject to any obligations relating to those assets, directly to the holders of the
respective Claims or Equity Interests' in satisfaction of their Claims or cancellation of their Equity
Interests (with each holder receiving an undivided interest in such assets in accord with their economic
interests in such assets), followed by the transfer by the holders to the Liquidating Trust of such assets in
exchange for Liquidating Trust Interests. Accordingly, all parties must treat the Liquidating Trust as a
grantortrust of which the holders of the Liquidating Trust Interests are the owners and grantors, and
treat the Liquidating Trust Beneficiaries as the direct owners of an undivided interest in the Liquidating
Trust Assets (other than any assets allocated to the Disputed Equity Escrow), consistent with their
economic interests therein, for all U.S. federal income tax purposes.
lodas
21 hours ago
for gods sake newflow, this has been discussed a zillion times before, but you JUST DONT UNDERSTAND,OR DO NOT WANT TO UNDERSTAND!!!!!!!!!!!!!!.... the reason that the assets of the WMIL-T cannot revert to the reorganized debtor is because it was a GRANTORS TRUST!!!!!!!.... what does that mean?... it means the GRANTOR is the beneficiary of the assets held in the Trust which was to be distributed to the Liquidating Trusts beneficiaries who held valid claims... this was done.... now, what happens to any assets not distributed?... the assets must be disposed of by donating them to a charitable organization.... why?... because if the assets returned to the reorganized debtor, it would violate the IRS rules... why?... because the assets would be passed through a non taxable Grantors Trust , then back to the Grantor without TAX BEING PAID !!!!!!!!!!..... now please quit this incessant non sense of asking questions about this whole affair, WHEN YOU DID NOT EVEN READ ANY DOCUMENTS!!!!!... or, if you did read them, then you attempt to parse them to fit your failed agenda... go get a job... the chapter 11 closed 12 years ago, and your previous equity values were cancelled and extinguished forever... Lodas