IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
USD 5,350,000.00
MATURING: 18-Jan-2005
ISSUE DATE: 15-Dec-2000
ISIN: XS0121987878

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
15-Jly-2004 TO 15-Oct-2004 HAS BEEN FIXED AT 1.570000 PCT

DAY BASIS 92/360

INTEREST PAYABLE VALUE 15-Oct-2004 WILL AMOUNT TO:
USD 4.01 PER USD 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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