AFL AFLAC Inc

www.shinesroomonline.com has a handpicked team of market professionals with over 100 years of combined investing experience. Today they are providing members comprehensive research on the accident & health insurance industry and are offering free analytical research on AFLAC Inc. (NYSE: AFL) and Unum Group (NYSE: UNM). Register with us today at www.shinesroomonline.com to have free access to this research and speak to one of our pros.

The new health insurance reform law will greatly affect the way in which companies in the Accident and Health Insurance sector will have to compensate their agents and brokers. The new regulations set a percentage requirement for the portion of revenue that must be devoted to medical expenses, greatly reducing the amount available to pass on to their producers via commissions etc. Visit www.shinesroomonline.com to see how companies in this industry have grown over the past years and how they are expected to perform in the future.

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While this will constrain profitability for some, it creates an interesting opportunity for supplemental benefit insurers like AFLAC Inc. Some of these companies' products are not bound by the regulation because they have been deemed voluntary which will likely result in an increased demand from brokers looking to maintain their own incomes. AFLAC Inc. report is accessible for free by registering today at http://shinesroomonline.com/reports/March1011AFLACInc.(AFL)100311.php.

Also, a recent survey commissioned by Unum Group, which provides employee benefits products and services, has shown that the growing cost of benefits is a major concern for HR departments. With new regulation likely causing a rise in prices, companies may be forced to pare back their insurance benefit packages and force their employees out onto the market for supplemental coverage. Those companies positioned to take advantage of the new climate should be primed for strength in the coming years. Unum Group report is accessible for free by registering today at http://shinesroomonline.com/reports/March1011UnumGroup(UNM)100311.php.

The two accident & health insurance stocks research reports are available for free by signing up now on www.shinesroomonline.com.

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