UMBF UMB Financial Corporation

In the January 2006 State of the Union Address, President Bush recommended a comprehensive agenda "to make health care in America more affordable, portable, transparent, and efficient." Dennis Triplett, president of UMB Healthcare Services, a division of UMB Financial Corporation (NASDAQ: UMBF), provides the following statement in reaction to the President's proposed agenda for the expansion of Health Savings Accounts: "The President proposed an agenda focused on making health care more affordable and accessible. These changes would also open the door to beneficial health care for a vast population who currently has difficulty accessing health care. The shift to consumer directed health care has gained momentum in 2005. The reforms the President outlined last night will further accelerate that momentum and eventually help the health care situation in America" Dennis Triplett President, UMB Healthcare Services UMB Healthcare Services was the first financial partner to provide multi-purpose card technology to the health care industry, and is in the process of a developing Health Card Line of Credit product. Triplett is a charter member of The HSA Council -- an organization formed by the American Bankers Association and the American Bankers Insurance Association committed to increasing the distribution of health savings accounts through banks. Since the inception of Medical Savings Accounts in 1996, UMB Healthcare Services has been a leader in the health care market place. Today, UMB supports Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs) and Health Reimbursement Arrangements (HRAs). UMB has the experience, systems backbone, investment options and client base bringing an integrated solution to the health care industry including Humana, Assurant, Motivano, MHM Resources, among others. UMB Financial Corporation is a multi-bank holding company headquartered in Kansas City, Mo., offering complete banking and related financial services to both individual and business customers. Its banking subsidiaries own and operate 140 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include an investment services group based in Milwaukee, Wisconsin, a trust management company in South Dakota, and single-purpose companies that deal with brokerage services, consulting services and insurance. UMB was named one of Business Week's "Web Smart 50" companies in 2005.