HCBK (MM)

Today, www.WorldStreetFundamentals.com released its industry report highlighting Hudson City Bancorp, Inc. (NASDAQ: HCBK) and New York Community Bancorp, Inc. (NYSE: NYB). Full fundamental and technical analysis is available at www.WorldStreetFundamentals.com/Reports.php.

The United States banking industry is still questionable even though we have seen a sizeable recovery in recent quarters and several catalysts are to blame: asset quality is in check, tight regulations and banks tightening their belts, and worst of all the continued rise of residential and commercial foreclosures and loan defaults. Better news is that while low liquidity, loan demand and revenues continue to plague the financial system, help from the government has kept the industry relatively stable. Banks are aggressively playing "catch-up" concentrating on problem credits in residential and commercial real estate and the government has raised the bar providing substantial capital and debt guarantees.

World Street Fundamentals has highlighted Hudson City Bancorp, because it serves as the holding company of its subsidiary, Hudson City Savings Bank (the Bank). The principal asset of Hudson City Bancorp is its investment in the Bank. The Bank is a federally chartered stock savings bank. It is a community- and consumer-oriented retail savings bank offering deposit products, residential real estate mortgage loans and consumer loans. The entire report on Hudson City Bancorp, Inc. (NASDAQ: HCBK) is available here: www.WorldStreetFundamentals.com/ViewFullReport.245.php.

World Street has highlighted New York Community Bancorp, Inc. as a bank holding company and a producer of multi-family mortgage loans in New York City, with an emphasis on apartment buildings that feature below-market rents. It has two bank subsidiaries: New York Community Bank (the Community Bank), a thrift with 242 branches serving customers throughout Metro New York, New Jersey, Ohio, Florida, and Arizona, and New York Commercial Bank (the Commercial Bank), with 34 branches serving customers in Manhattan, Queens, Brooklyn, Long Island, and Westchester County in New York. The entire report on New York Community Bancorp, Inc. (NYSE: NYB) is available here: www.WorldStreetFundamentals.com/ViewFullReport.138.php.

About World Street World Street Fundamentals is an online portal for professionals, investors and new-comers to the markets to find in depth comprehensive research and research tools to help guide you through the ever changing financial markets. Covering the top performers in the hottest sectors and providing clarity to investors around the world.

Contact: Adam Redford Email Contact www.WorldStreetFundamentals.com