Cheviot Financial Corp. (Nasdaq:CHEV), holding company of Cheviot Savings Bank, has declared its dividend for the 1st Quarter of 2012. The Company will pay a dividend of $0.08 per share to stockholders of record March 15, 2012. The dividend will be paid March 31, 2012. This is the first dividend Cheviot Financial Corp. declared since the stock offering and conversion to a full stock entity.

Cheviot Financial Corp. is traded on the NASDAQ under the symbol CHEV.

CONTACT: Cheviot Savings Bank
         Thomas J. Linneman
         513-661-0457
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