IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: Irish Life + Permanent Plc
EUR 100,000,000.00
MATURING: 01-Aug-2006
ISSUE DATE: 01-Feb-2005
ISIN: XS0211532733

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
01-Feb-2006 TO 02-May-2006 HAS BEEN FIXED AT 2.557000 PCT

DAY BASIS 90/360

INTEREST PAYABLE VALUE 02-May-2006 WILL AMOUNT TO:
EUR 639.25 PER EUR 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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