Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    USD 6,247,000.00
    MATURING: 09/Oct/2008
    ISSUE DATE: 07/Oct/2003
    ISIN: XS0177745733

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
09/Jan/2006 TO 10/Apr/2006 HAS BEEN FIXED AT 4.615000 PCT.

DAY BASIS 91/360

INTEREST PAYABLE VALUE 10/Apr/2006 WILL AMOUNT TO
USD 11.67 PER USD 1,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 (0)20 7508 3858/3855 OR FAX: 44 (0)20 7508 3881.
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