Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    GBP 2,000,000.00
    MATURING: 14/Feb/2007
    ISSUE DATE: 14/Feb/2002
    ISIN: XS0143127065

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
16/May/2005 TO 15/Aug/2005 HAS BEEN FIXED AT 4.875630 PCT.

DAY BASIS 91/365

INTEREST PAYABLE VALUE 15/Aug/2005 WILL AMOUNT TO
GBP 12.16 PER GBP 1,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.
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