HCBK (MM)

www.shinesrooms.com has a handpicked team of market professionals with over 100 years of combined investing experience. Today they are providing members comprehensive research on the Savings & Loans industry and are offering free analytical research on Hudson City Bancorp Inc. (NASDAQ: HCBK) and New York Community Bancorp Inc. (NYSE: NYB). Register with us today at http://www.shinesrooms.com/index.php?_controller=RegisterMember&_method=index.com to have free access to these research reports.

The future remains unclear for companies in the Savings and Loans sector as new government regulations keep coming and interest rates remain too low for many of the banks to see much profit on their loans. Companies like Hudson City Bancorp Inc. and New York Community Bancorp are both heavily invested in real estate mortgages and the well documented problems in the housing industry have significantly affected these companies. Hudson City Bancorp Inc. and New York Community Bancorp Inc. are accessible for free by registering today at http://www.shinesrooms.com/HudsonCityBancorp060711.pdf or http://www.shinesrooms.com/NewYorkCommunityBancorp060711.pdf.

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With interest rates at historic lows, many real estate owners are refinancing their mortgages to save money, and banks that deal in these loans may be feeling the pinch in their margins. Many companies in the industry are still struggling with bad and non-performing loans which are loans that banks expect to go bad. This troubling trend could be an indicator that the housing market is not recovering yet. Get your free reports on Hudson City Bancorp Inc. and New York Community Bancorp Inc. at http://www.shinesrooms.com/index.php?_controller=RegisterMember&_method=index. There is no commitment to join.

A government hike in FDIC deposit insurance premiums has also hurt bank margins and some companies in the sector have been forced to cut their dividends significantly which may be giving investors reason to flee.

The two Savings & Loans stocks research reports are available for free by signing up now on www.shinesrooms.com.

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