HCBK (MM)

CUSIP No. 443683107 SCHEDULE 13G/A Page 2 of 6 Pages

1. NAMES OF REPORTING PERSONS:

 Human Resources Committee of Hudson City Savings Bank

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2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ]
 (see instructions) (b) [ ]

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3. SEC USE ONLY

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4. CITIZENSHIP OR PLACE OF ORGANIZATION

 Hudson City Bancorp, Inc. incorporated in Delaware
 Human Resources Committee organized in New Jersey
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 5. SOLE VOTING POWER
 NUMBER OF 699,733
 SHARES -----------------------------------------------------------
 BENEFICIALLY 6. SHARED VOTING POWER
 OWNED BY 42,445,255
 EACH -----------------------------------------------------------
 REPORTING 7. SOLE DISPOSITIVE POWER
 PERSON WITH 699,733
 -----------------------------------------------------------
 8. SHARED DISPOSITIVE POWER
 46,044,693

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9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 46,744,426
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10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
 (SEE INSTRUCTIONS) [ ]

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11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

 9.0% of 518,569,602 outstanding shares of common stock, par
 value $0.01 per share, as of December 31, 2007.
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12. TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)

 EP

CUSIP No. 443683107 SCHEDULE 13G/A Page 3 of 6 Pages

 Statement for Schedule 13G/A

 This Amendment No. 2 to Schedule 13G provides information concerning
shares of the common stock, par value $0.01 per share, ("Common Stock") of
Hudson City Bancorp, Inc., a Delaware corporation ("Company"); these shares are
beneficially owned by the Human Resources Committee of Hudson City Savings Bank
("Committee").

 This Amendment No. 2 amends the initial statement that the Committee filed
on Schedule 13G with the Securities and Exchange Commission on February 14,
2006, as amended by Amendment No. 1, filed on February 13, 2007.

Item 1(a). Name of Issuer

 Hudson City Bancorp, Inc.

Item 1(b). Address of Issuer's Principal Executive Offices

 West 80 Century Road
 Paramus, New Jersey 07652

Item 2(a). Name of Person Filing

 Human Resources Committee of Hudson City Savings Bank

Item 2(b). Address or Principal Business Office, or, if None, Residence

 Hudson City Savings Bank
 West 80 Century Road
 Paramus, New Jersey 07652

Item 2(c). Citizenship

 U.S.A.

Item 2(d). Title of Class of Securities

 Common stock, par value $0.01 per share

Item 2(e). CUSIP No.

 443683107

Item 3. Classification of Person Filing, If Filed Pursuant to Sections
240.13d-1(b) or 240.13d-2(b) or (c)

 (f) [x] An employee benefit plan or endowment fund in accordance with
Section 240.13d-1(b)(1)(ii)(F)

CUSIP No. 443683107 SCHEDULE 13G/A Page 4 of 6 Pages

Item 4. Ownership

 The Committee may be deemed to beneficially own the Common Stock of the
Company held by the trusts which form part of the Hudson City Bancorp, Inc.
Employee Stock Ownership Plan ("ESOP"), the Hudson City Savings Bank Profit
Incentive Bonus Plan ("401(k) Plan") and the Hudson City Savings Bank Employee
Retirement Plan ("Retirement Plan") (collectively, "Plans") by virtue of the
Committee's status as a fiduciary of the Plans. The following information with
respect to the Plans' ownership of Common Stock of the Company is provided as of
December 31, 2007. None of the shares set forth below constitute shares the
beneficial ownership of which the Plans had the right to acquire within 60 days
following such date.

 (a) Amount Beneficially Owned 46,744,426
 (b) Percent of Class 9.0%
 (c) Number of shares as to which such person has:

 (i) sole power to vote or to direct the vote 699,733
 (ii) shared power to vote or to direct the vote 42,445,255
 (iii) sole power to dispose or to direct disposition of 699,733
 (iv) shared power to dispose or to direct disposition of 46,044,693

 The members of the Human Resources Committee of Hudson City Savings Bank
are: Ronald E. Hermance, Jr., Denis J. Salamone, Michael W. Azzara, William G.
Bardel, Scott A. Belair, and Victoria H. Bruni. Each Committee member, in his or
her individual capacity, disclaims beneficial ownership of the Common Stock
reported on this Schedule 13G.

 ESOP. The Committee serves certain administrative functions for the ESOP,
an employee stock ownership plan under the Employee Retirement Income Security
Act of 1974, as amended ("ERISA") with individual accounts for the accrued
benefits of participating employees and their designated beneficiaries. On
December 31, 2007, the ESOP owned 42,445,255 shares of the Company's common
stock, of which 7,806,606 of such shares had been allocated to individual
accounts established for participating employees and their beneficiaries, and
34,638,649 of such shares were held, unallocated, for allocation in future
years. All shares of common stock owned by the ESOP are held by the ESOP Trust.
The Committee has the power and authority to direct the Trustee of the ESOP with
respect to the investment of the ESOP's assets (including the acquisition or
disposition of both allocated and unallocated shares of the Company) in the
absence of a tender offer (in which trust participants have dispositive power),
but has voting power only in limited circumstances. Participating employees
direct the voting of unallocated shares and shares allocated to their individual
accounts, except in certain limited circumstances.

 401(k) Plan. On December 31, 2007, the 401(k) Plan held 3,709,489 shares
of Common Stock of the Company in a directed trust pursuant to which Fidelity
Management Trust Company ("Fidelity") serves as trustee. All of such shares are
allocated directly or indirectly to individual participant accounts.
Participants direct the voting of shares allocated directly or indirectly to
their individual accounts. Participating

CUSIP No. 443683107 SCHEDULE 13G/A Page 5 of 6 Pages


employees direct the disposition of shares allocated directly or indirectly to
their individual accounts except in limited circumstances in which the Committee
has the power to direct the disposition of the shares.

 Retirement Plan. On December 31, 2007, the Retirement Plan held 699,733
shares of Common Stock of the Company in a directed trust pursuant to which
State Street Bank and Trust Company ("State Street") serves as directed trustee.
None of the shares are allocated to participant accounts. The Committee directs
State Street with respect to the voting and disposition of the shares of Common
Stock.

Item 5. Ownership of 5% or Less of a Class

 N/A

Item 6. Ownership of More than 5% on Behalf of Another Person

 Participating employees and their designated beneficiaries have some
rights to receive dividends from the share of the 7,806,606 shares of Common
Stock that is allocated to their accounts under the ESOP and the 401(k) Plan.

 Dividends from the ESOP in the form of stock, and all dividends from the
401(k) Plan are credited back to the respective originating account. Dividends
from the ESOP in the form of cash are, at the direction of the Company, either
credited back to the originating account, distributed to the account holder, or
used to pay outstanding indebtedness incurred by the ESOP to acquire Common
Stock.

Item 7. Identification and Classification of Acquiring Subsidiary

 N/A

Item 8. Identification and Classification of Members of the Group

 N/A

Item 9. Notice of Dissolution of Group

 N/A

Item 10. Certifications

 By signing below I certify that, to the best of my knowledge and belief,
the securities referred to above were acquired and are held in the ordinary
course of business and were not acquired and are not held for the purpose of or
with the effect of changing or influencing the control of the issuer of the
securities and were not acquired and are not held in connection with or as a
participant in any transaction having that purpose or effect.

CUSIP No. 443683107 SCHEDULE 13G/A Page 6 of 6 Pages

 SIGNATURES

 After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.

 HUMAN RESOURCES COMMITTEE OF HUDSON CITY SAVINGS BANK

 January 22, 2008
 -------------------------------------
 (Date)

 /s/ Michael W. Azzara
 -----------------------------------------------
 Name: Michael W. Azzara
 Title: Chairman, Human Resources Committee