NAVG The Navigators Grp., Inc.

The Navigators Group, Inc. (NASDAQ:NAVG) today announced that its principal underwriting agency subsidiary, Navigators Management Company, Inc., has enhanced its Real Estate Agents & Brokers Professional Liability product by releasing a new policy form providing numerous expanded coverages and other featured enhancements.

The Company also announced that it will be offering the product in partnership with three key distributors, Burns & Wilcox, The McGowan Companies, and RealCare Insurance Marketing, Inc.

"We recognize the need for our policies to adapt and evolve to emerging exposures and liabilities," said Henry Lopez, President of the Specialty Professional Liability division. "We believe these product improvements and enhancements will better serve our clients and the risks they face. We are also thrilled to offer and distribute our product through three distinct Navigators partners who have broad real estate expertise and deep relationships, and are service-oriented and well-known within the industry."

Key policy coverage features include:

• Flexible rate and limit options on our existing Fungi and Bacteria coverage
• Expanded Supplemental Payments, including Reimbursement for Security Incidents, Disciplinary Actions, Subpoena Expenses, Professional Reputation Protection Expenses, and Non-profit D&O coverage
• Addition of new "Expert Witness" definition within professional services

Navigators Specialty Professional Liability offers a full range of professional liability insurance products. For more information about our products and services, please visit our website at www.navg.com.

The Navigators Group, Inc. is an international specialty insurance holding company with insurance company operations, underwriting management companies and operations at Lloyd's. Navigators has offices in the United States, the United Kingdom and Continental Europe, as well as representative offices in China and Brazil.

This press release may contain "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995. Whenever used in this release, the words "estimate," "expect," "believe," "may," "will," "intend," "continue" or similar expressions are intended to identify such forward-looking statements. We cannot assure that results that we anticipate will be achieved, since results may differ materially because of known and unknown risks and uncertainties that we face. Please refer to Navigators' most recent Forms 10-K and 10-Q and its other filings with the Securities and Exchange Commission for a description of Navigators' business and the important factors that may affect that business. Navigators undertakes no obligation to publicly update or revise any forward-looking statement.

CONTACT: CONTACT: 
         
         Business Inquiries:
         David Fernandez
         (267) 234-9886
         dfernandez@navg.com
         
         Media Inquiries:
         Taha Ebrahimi
         (212) 613-4288
         tebrahimi@navg.com 
         
         
         www.navg.com