0000874501FALSE00008745012024-06-042024-06-04

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): June 5, 2024 (June 4, 2024)
Ambac Financial Group, Inc.
(Exact name of Registrant as specified in its charter)

Delaware1-1077713-3621676
(State of incorporation)(Commission
file number)
(I.R.S. employer
identification no.)
One World Trade CenterNew YorkNY10007
(Address of principal executive offices)
(212)
658-7470
(Registrant's telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
(17 CFR 240.13e-4c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading SymbolName of each exchange on which registered
Common stock, par value $0.01 per shareAMBCNew York Stock Exchange
Indicate by check mark whether the Registrant is an emerging growth company as defined in Rule 405 under the Securities Act (17 CFR 230.405) or Rule 12b-2 under the Exchange Act (17 CFR 240.12b-2).
Emerging growth company
If an emerging growth company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to
Section 13(a) of the Exchange Act.



Item 1.01. Entry into a Material Definitive Agreement
AAC Sale Transaction
AAC Sale Agreement
On June 4, 2024, Ambac Financial Group, Inc., a Delaware corporation (the “Company”) entered into a stock purchase agreement (the “AAC Sale Agreement”) with American Acorn Corporation, a Delaware corporation owned by funds managed by Oaktree Capital Management, L.P. (“Buyer”), pursuant to which, subject to the conditions set forth therein, the Company will sell all of the issued and outstanding shares of common stock, par value $2.50 per share, of Ambac Assurance Corporation, a Wisconsin stock insurance company and wholly-owned subsidiary of the Company (“AAC”), to Buyer for aggregate consideration of $420,000,000 in cash (the “AAC Transaction”). The description of the AAC Sale Agreement in this report is qualified in its entirety by reference to the full text of the AAC Sale Agreement, which will be filed with the Securities and Exchange Commission (the "SEC") and incorporated by reference herein.
Representations, Warranties and Covenants
The AAC Sale Agreement provides for, among other things, customary representations and warranties from each of the Company and Buyer, including a covenant of the Company, subject to certain exceptions, to conduct AAC’s and its subsidiaries’ businesses only in the ordinary course of business consistent with past practice until closing of the AAC Transaction. The Company and Buyer have each agreed to use its respective (i) reasonable best efforts to cause the AAC Transaction to be consummated as soon as practicable, including in connection with obtaining the Stockholder Approval (as defined below) and the approvals required to be obtained from any governmental authority that are necessary, proper or advisable to consummate the AAC Transactions and (ii) commercially reasonable efforts to obtain other third-party consents in connection with the AAC Transaction. Subject to certain limited exceptions, the representations, warranties, covenants and agreements in the AAC Sale Agreement do not survive the closing of the AAC Transaction.
The AAC Sale Agreement has been included to provide investors with information regarding its terms. It is not intended to provide any other factual information about the Company, the Buyer or AAC. The representations, warranties, covenants and agreements contained in the AAC Sale Agreement were made only for purposes of the AAC Sale Agreement, as of the specific dates therein, were solely for the benefit of the parties to the AAC Sale Agreement and the parties expressly identified as third-party beneficiaries thereto, as applicable (except as expressly provided therein), may be subject to limitations agreed upon by the contracting parties, including being qualified by confidential disclosures made for the purposes of allocating contractual risk between the parties to the AAC Sale Agreement instead of establishing these matters as facts, and may be subject to standards of materiality applicable to the contracting parties that differ from those applicable to investors. Investors are not third-party beneficiaries under the AAC Sale Agreement and should not rely on the representations, warranties, covenants and agreements therein or any descriptions thereof as characterizations of the actual state of facts or condition of the parties thereto or any of their respective subsidiaries or affiliates. Moreover, information concerning the subject matter of representations and warranties may change after the date of the AAC Sale Agreement, which subsequent information may or may not be fully reflected in the Company’s public disclosures.
Shareholder Approval
The AAC Sale Agreement provides that the Company will seek the affirmative vote in favor of the AAC Transaction by the holders of a majority of the issued and outstanding shares Company Common Stock (as defined below) entitled to vote thereon (the “Stockholder Approval”). As promptly as reasonably practicable after the execution of the AAC Sale Agreement, the Company shall prepare a proxy statement and file it in preliminary form with the SEC, which proxy statement shall include the recommendation of the board of directors of the Company (the “Company Board”) that the AAC Transaction be approved by shareholders of the Company in accordance with the DGCL.
Non-Solicitation
Subject to certain exceptions, including compliance with the fiduciary duties of the Company Board, the Company agreed not to solicit alternative acquisition proposals, participate in any negotiations with any third party regarding alternative acquisition proposals or enter into any agreement providing for an alternative acquisition proposal.
Notwithstanding the foregoing, the AAC Sale Agreement also provides that, if prior to, but not after, the Stockholder Approval, the Company receives an alternative acquisition proposal from a third party that the Company Board determines in good faith that the alternative acquisition proposal is, or would reasonably be expected to lead to, a Superior Proposal (as defined in the AAC Sale Agreement), the Company may provide certain information to, and engage in negotiations and discussions with, such person making the alternative acquisition proposal.
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Termination
The AAC Sale Agreement contains certain customary termination rights for each of the Company and Buyer, including, (i) by mutual written agreement, (ii) if the AAC Transaction has not been consummated on or before April 4, 2025 (the “End Date”), subject to certain extensions for 90 days, (iii) the other party is in breach of the AAC Sale Agreement in a manner that would result in a failure of an applicable closing condition and such breach cannot be cured or, if curable, has not been cured within 60 days after written notice to the other party of such breach or (iv) the Stockholder Approval is not received.
In addition, Buyer may terminate the AAC Sale Agreement if the Company changes its recommendation to the Company’s stockholders regarding the AAC Transaction.
Termination Fee
The Company would pay Buyer an amount equal to $22,000,000 (the “Termination Fee”) if all of the following occur: (i) the AAC Sale Agreement is terminated as a result of (a) not closing the AAC Transaction by the End Date, (b) failure to obtain the Stockholder Approval or (c) a Company breach of certain covenants that would cause closing conditions not to be satisfied, (ii) the Company has received an alternative acquisition proposal prior to termination of the AAC Sale Agreement and (iii) within 12 months after termination of the AAC Sale Agreement, the Company enters into a definitive agreement for an alternative acquisition. The Company would also pay Buyer the Termination Fee if the AAC Sale Agreement is terminated for (x) Company breach of certain covenants that would cause closing conditions not to be satisfied, (y) failure to obtain the Stockholder Approval at a time when Buyer could have terminated the AAC Sale Agreement for Company breach of certain covenants that would cause closing conditions not to be satisfied or (z) the Company changing its recommendation to the Company’s stockholders regarding the AAC Transaction.
In addition to the Termination Fee, the Company would pay Buyer up to $6,000,000 as a reimbursement of Buyer’s reasonably documented out-of-pocket fees and expenses incurred in connection with the AAC Transactions if (i) the AAC Sale Agreement is terminated as a result of not closing the AAC Transaction by the End Date or failure to obtain the Stockholder Approval, and the Termination Fee is payable, (ii) the AAC Sale Agreement is terminated as a result of a Company breach of certain covenants that would cause closing conditions not to be satisfied or (iii) the AAC Sale Agreement is terminated as a result of the Company changing its recommendation to the Company’s stockholders regarding the AAC Transaction.
Closing Conditions
The closing of the AAC Transaction is subject to customary closing conditions, including the receipt of specified regulatory approvals and the Shareholder Approval.
Warrant
At the closing of the AAC Transaction, the Company will issue to Buyer or its designee (the "Investor") a warrant (the “Warrant”) exercisable for a number of shares of common stock, par value $0.01, of the Company (the “Company Common Stock”) representing 9.9% of the fully diluted shares of the Company’s common stock as of March 31, 2024, pro forma for the issuance of the Warrant (the “Warrant Shares”). The Warrant will have an exercise price per share of $18.50 with a six and a half-year term from the date of issuance and will be immediately exercisable. The Warrant and the Warrant Shares will be issued in reliance upon an exemption from registration pursuant to Section 4(a)(2) of the Securities Act of 1933, as amended (the "Securities Act"). The description of the Warrant in this report is qualified in its entirety by reference to the full text of the Warrant, the form of which is attached as Exhibit 4.1 to this Current Report on Form 8-K and is incorporated by reference herein.
Investor Rights Agreement
At the closing of the AAC Transaction, the Company will enter into an investor rights agreement (the “Investor Rights Agreement”) by and between the Company and the Investor. The Investor Rights Agreement provides for, among other things, (i) the grant to the Investor of the right to designate one director to the Company Board at any time following the date on which the Investor has exercised the Warrant for more than 50% of the maximum number of Warrant Shares issuable pursuant to the Warrant and the Investor, together with its affiliates, beneficially owns at least 4% of the outstanding Company Common Stock and until the date upon which the Investor no longer beneficially owns at least 50% of the maximum number of Warrant Shares issuable pursuant to the Warrant or the Investor, together with its affiliates, beneficially owns less than 3% of the outstanding Company Common Stock (each, a “Fallaway Event”), (ii) the grant of limited shelf registration rights related to the Warrant Shares, unless the Investor owns less than 25% of the Warrants and the Warrant Shares or after a Fallaway Event, the Warrant Shares are eligible to be sold by the Investor pursuant to Rule 144 under the Securities Act without any limitations as to volume or manner of sale and piggyback registration rights, (iii) a standstill restriction on the Investor that prohibits certain actions by the Investor without the prior written approval of the Company and (iv) confidentiality and indemnification obligations. The description of the Investor Rights Agreement in this report is qualified in its entirety by reference to the full text of the Investor
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Rights Agreement, the form of which is attached as Exhibit 10.2 to this Current Report on Form 8-K and is incorporated by reference herein.
Beat Acquisition Transaction
Overview
On June 4, 2024, the Company, entered into a share purchase agreement (the “Beat Purchase Agreement”), by and among the Company, Cirrata V LLC, a Delaware limited liability company and an indirect wholly owned subsidiary of the Company (the “Purchaser”), certain sellers set forth therein (the “Sellers”) and Beat Capital Partners Limited (“Beat”), pursuant to which, and upon the terms and subject to the conditions set forth therein, the Purchaser will purchase from the Sellers approximately 60% of the entire issued share capital of Beat, for fixed consideration of £221,583,935 plus an amount of £22,500 per day from December 31, 2023 through the closing date, up to $40 million of which will be satisfied in Company Common Stock to certain Sellers and the remainder in cash (the “Beat Transaction”). Beat’s management team and Bain Capital Credit LP (“Bain” and, together with certain members of Beat’s management team, the “Rollover Shareholders”) will each retain approximately 20% of Beat’s issued share capital immediately after closing. The Company is guaranteeing the Purchaser’s performance under the Beat Purchase Agreement and the Shareholders’ Agreement (as defined below). The description of the Beat Purchase Agreement in this report is qualified in its entirety by reference to the full text of the Beat Purchase Agreement, which is attached as Exhibit 2.2 to this Current Report on Form 8-K and is incorporated by reference herein.
Company Common Stock Consideration
The Company will issue Company Common Stock (the “Consideration Stock”) to the Continuing Sellers (as defined in the Beat Purchase Agreement) in partial satisfaction of the consideration, in an amount up to $40,000,000 divided by the volume weighted average price (“VWAP”) in USD for a share of Company Common Stock for the period comprising the 25 consecutive trading days prior to (but not including) the date of the announcement of the Beat Transaction; provided that the Continuing Sellers (set forth therein) will not receive, in aggregate, Consideration Stock amounting to more than 4.9% of the Company’s outstanding shares as of a date no later than five business days prior to closing. The Company will issue the Consideration Stock free and clear of any liens or restrictions (other than those arising under state and federal securities laws of the United States) and bearing a restrictive legend. The Consideration Stock has not been registered under the Securities Act in reliance upon an exemption from registration pursuant to Section 4(a)(2) of the Securities Act.
The Company intends to fund the cash portion of the consideration with a combination of available cash from the Company and AAC, and the proceeds from new indebtedness. The cash proceeds received from AAC will be repaid upon closing of the AAC Transaction.
Warranties and Covenants
The Purchaser and Sellers have each made customary warranties and covenants in the Beat Purchase Agreement, including covenants, subject to certain exceptions, to carry on its business as a going concern in the ordinary course during the interim period between the execution of the Beat Purchase Agreement and the closing of the Beat Transaction (the “Interim Period”). The Beat Purchase Agreement also contains customary covenants of both the Purchaser and Sellers, subject to certain exceptions, not to take certain actions during the Interim Period without the prior written consent of the other party (in certain cases, not to be unreasonably withheld, delayed or conditioned).
The Beat Purchase Agreement has been included to provide investors with information regarding its terms. It is not intended to provide any other factual information about the Company, the Purchaser, the Sellers or Beat. The representations, warranties, covenants and agreements contained in the Beat Purchase Agreement were made only for purposes of the Beat Purchase Agreement, as of the specific dates therein, were solely for the benefit of the parties to the Beat Purchase Agreement and the parties expressly identified as third-party beneficiaries thereto, as applicable (except as expressly provided therein), may be subject to limitations agreed upon by the contracting parties, including being qualified by confidential disclosures made for the purposes of allocating contractual risk between the parties to the Beat Purchase Agreement instead of establishing these matters as facts, and may be subject to standards of materiality applicable to the contracting parties that differ from those applicable to investors. Investors are not third-party beneficiaries under the Beat Purchase Agreement and should not rely on the representations, warranties, covenants and agreements therein or any descriptions thereof as characterizations of the actual state of facts or condition of the parties thereto or any of their respective subsidiaries or affiliates. Moreover, information concerning the subject matter of representations and warranties may change after the date of the Beat Purchase Agreement, which subsequent information may or may not be fully reflected in the Company’s public disclosures.
Termination
The Beat Purchase Agreement contains certain customary termination rights for each of the Purchaser and Sellers following any non-satisfaction of certain closing conditions, including, (i) by mutual written agreement and (ii) if the closing conditions for
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the Beat Transaction have not been consummated on or before the first business day falling four months after the date of the Beat Purchase Agreement, subject to certain exceptions.
Closing Conditions
The closing of the Beat Transaction is subject to certain closing conditions, including receipt of specified regulatory approvals or confirmation of no objection from the Council of Lloyds, Bermuda Monetary Authority and the Texas Department of Insurance, as applicable.
Beat Shareholders’ Agreement
At the closing of the Beat Transaction, the Company will enter into a Shareholders’ Agreement by and among the Company, the Purchaser, the Rollover Shareholders and Beat (the “Shareholders’ Agreement”).
The Shareholders’ Agreement provides for, among other things, the granting of (i) put options to each Rollover Shareholder to require the Purchaser to purchase from such Rollover Shareholder, the Relevant Shares (as defined in the Shareholders’ Agreement) (the “Put Option”), and (ii) call options to the Purchaser to purchase from each Rollover Shareholder, the Relevant Shares (the “Call Option”).
The Put Option will be exercisable for up to 25% of the Relevant Shares held by each Rollover Shareholder per year beginning on March 31, 2026 and thereafter on March 31 of each year so long as there are unexercised Put Options. To the extent a Rollover Shareholder continues to hold Relevant Shares as a result of not exercising or not fully exercising a Put Option prior to such date, then an additional Put Option will become exercisable and roll forward to the immediately following year each year that such Put Option was not exercised or not fully exercised. The Call Option will be exercisable, on a cumulative basis, for up to 25% of the Relevant Shares held by each Rollover Shareholder per year beginning on March 31, 2026 and thereafter on March 31 of each year so long as there are unexercised Call Options.
The exercise price of a Put Option or a Call Option will be calculated based on an adjusted EBITDA figure taking into account, among other things, the financial results of the most recently completed financial year of the Company ending December 31 and certain future projections.
At the completion of the sale and purchase of the Relevant Shares pursuant to the exercise of a Put Option or a Call Option, the Purchaser will pay the relevant Rollover Shareholder, at the Purchaser’s election, (i) by procuring the issue of Company Common Stock to the Rollover Shareholder at the VWAP of the Company Common Stock for the period comprising the 25 consecutive trading days prior to (but not including) the date of the closing of the option and (ii) the balance of such aggregate exercise price by payment in cash. The amount of Company Common Stock issued pursuant to the Put Option and Call Option, together with the Consideration Stock will not exceed 19.9% of the outstanding Company Common Stock as of the date of the Beat Purchase Agreement unless approved by the Company shareholders.
Following completion of the Beat Transaction, for so long as the Purchaser holds shares of Beat, the Purchaser shall have the right to appoint at least five directors (and in no event less than half of the directors) to the board of directors of Beat (the “Beat Board”). For so long as Bain holds (i) at least 25% of the shares of Beat that it held immediately post-closing, Bain shall have the right to appoint two directors to the Beat Board and (ii) less than 25% of the shares of Beat that it held immediately post-closing, Bain shall have the right to appoint one director to the Beat Board. In addition, for so long as the management shareholders (together) hold (a) at least 25% of the shares of Beat that they (together) held immediately post-closing, a majority of the management shareholders shall have the right to appoint two directors to the Beat Board and (b) less than 25% of the shares of Beat that they (together) held immediately post-closing and there is at least one management shareholder, a majority of the management shareholders shall have the right to appoint one director to the Beat Board.
The description of the Shareholders’ Agreement in this report is qualified in its entirety by reference to the full text of the Shareholders’ Agreement, the form which is attached as Exhibit 10.5 to this Current Report on Form 8-K and is incorporated by reference herein.
Commitment Letter
In connection with the Beat Transaction and concurrently with the entry into the Beat Purchase Agreement, the Purchaser entered into a debt commitment letter (the “Beat Commitment Letter”), pursuant to which UBS AG, Stamford Branch and UBS Securities LLC (the “Beat Commitment Parties”) have committed to provide to the Purchaser a term loan of up to $150,000,000 under a 364-day senior secured bridge facility. The obligations of the Beat Commitment Parties to provide debt financing under the Beat Commitment Letter are subject to certain customary conditions, including (i) no specified event of default having occurred and be continuing at the time of and immediately after the entry into the Beat Commitment Letter; (ii) no change of control having occurred; and (iii) the executed Beat Purchase Agreement in satisfactory form.
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Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.
The information set forth under “Beat Acquisition Transaction” in Item 1.01 of this Current Report on Form 8-K is incorporated by reference in this Item 2.03.
Item 3.02. Unregistered Sales of Equity Securities.
The information set forth under “AAC Sale Transaction – Warrant” relating to the issuance of the Warrant and the information under “Beat Transaction – Consideration” relating to the issuance of Consideration Stock is incorporated by reference in this Item 3.02.
Item 7.01. Regulation FD Disclosure.
On June 5, 2024, the Company issued a press release to announce the AAC Transaction, a copy of which is attached as Exhibit 99.1 hereto and is incorporated herein by reference.
On June 5, 2024, the Company issued a press release to announce the Beat Transaction, a copy of which is attached as Exhibit 99.2 hereto and is incorporated herein by reference.
On June 5, 2024, the Company posted on its investor relations website at https://ambac.com/investor-relations/investor-overview/default.aspx an investor presentation, a copy of which is attached as Exhibit 99.3 hereto and is incorporated herein by reference.
On June 5, 2024, the Company made available communications to its employees, a copy of which is attached as Exhibit 99.4 hereto and is incorporated herein by reference.
The information furnished pursuant to this Item 7.01, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities under that Section and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act or the Exchange Act.
Additional Information and Where to Find It
In connection with the AAC Transaction, the Company will file with the SEC and furnish to the Company’s stockholders a proxy statement. BEFORE MAKING ANY VOTING DECISION, THE COMPANY’S STOCKHOLDERS ARE URGED TO READ THE PROXY STATEMENT IN ITS ENTIRETY WHEN IT BECOMES AVAILABLE AND ANY OTHER DOCUMENTS TO BE FILED WITH THE SEC IN CONNECTION WITH THE AAC TRANSACTION OR INCORPORATED BY REFERENCE IN THE PROXY STATEMENT (IF ANY) BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT THE AAC TRANSACTION AND THE PARTIES TO THE AAC TRANSACTION. Investors and stockholders may obtain a copy of documents filed by the Company with the SEC at the SEC’s website at http://www.sec.gov. In addition, investors and stockholders may obtain a free copy of the Company’s filings with the SEC from the Company’s website at https://ambac.com/investor-relations.
Participants in the Solicitation
The Company and certain of its directors and executive officers may be deemed to be participants in the solicitation of proxies in respect of the AAC Transaction. Information about the directors and executive officers of the Company is set forth in its definitive proxy statement, which AFG filed with the SEC on April 26, 2024. Investors may obtain additional information regarding the interests of such participants by reading the proxy statement and other relevant materials regarding the proposed transaction when they become available.
Forward-Looking Statements
In this report, there are statements that may constitute “forward-looking statements” within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Words such as “estimate,” “project,” “plan,” “believe,” “anticipate,” “intend,” “planned,” “potential” and similar expressions, or future or conditional verbs such as “will,” “should,” “would,” “could,” and “may,” or the negative of those expressions or verbs, identify forward-looking statements. We caution readers that these statements are not guarantees of future performance. Forward-looking statements are not historical facts but instead represent only our beliefs regarding future events, which may by their nature be inherently uncertain and some of which may be outside our control. These statements may relate to plans and objectives with respect to the future, among other things which may change. We are alerting you to the possibility that our actual results may differ, possibly materially, from the expected objectives or anticipated results that may be suggested, expressed or implied by these forward-looking statements. Important factors that could cause our results to differ, possibly materially, from those indicated in the forward-looking
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statements, include, among others, those discussed under “Risk Factors” in our most recent SEC filed quarterly or annual report, the occurrence of any event, change or other circumstances that could give rise to the right of one or both of the parties to terminate the AAC Transaction Purchase Agreement and the Beat Transaction Purchase Agreement (each a “Transaction” and together, the “Transactions”); the outcome of any legal proceedings that may be instituted against the parties to the Transactions; the failure to obtain necessary regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the Transactions), and the Company shareholder approval required in respect of the AAC Transaction or to satisfy any of the other conditions to the Transactions on a timely basis or at all; the possibility that either or both of the Transactions may be more expensive to complete than anticipated, including as a result of unexpected factors or events; diversion of management’s attention from ongoing business operations and opportunities; potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the Transactions; the ability of the parties to consummate one or both of the Transactions and the timing of each of the Transactions; and other factors that may affect future results of the Company. Furthermore, such forward-looking statements speak only as of the date of this report. Except as required by law, the parties undertake no obligation to update any forward-looking statements to reflect events or circumstances after the date of such statements. Risks or uncertainties (i) that are not currently known to the parties, (ii) that the parties currently deem to be immaterial, or (iii) that could apply to any company, could also materially adversely affect the future results of the Company.
Item 9.01. Financial Statements and Exhibits
(d) Exhibits.    The following exhibit is filed as part of this Current Report on Form 8-K:
EXHIBIT INDEX
Exhibit
NumberExhibit Description
2.2
4.1
10.2
10.4
10.5
99.1
99.2
99.3
99.4
101.INS
XBRL Instance Document - the instance document does not appear in the interactive Data File because its XBRL tags are embedded within the Inline XBRL document.
101.SCH
XBRL Taxonomy Extension Schema Document.
101.CAL
XBRL Taxonomy Extension Calculation Linkbase Document.
101.LAB
XBRL Taxonomy Extension Label Linkbase Document.
101.PRE
XBRL Taxonomy Extension Presentation Linkbase Document.
101.DEF
XBRL Taxonomy Extension Definition Linkbase Document.
104
Cover Page Interactive Data File - The cover page interactive data file does not appear in the Interactive Data File because its XBRL tags or embedded within the Inline XBRL document
*    Certain schedules and other similar attachments to such agreement have been omitted pursuant to Item 601(a)(5) of Regulation S-K. The Company will furnish a copy of such omitted documents to the SEC upon request.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Ambac Financial Group, Inc.
(Registrant)
Dated:June 5, 2024By:
/s/ William J. White
William J. White
First Vice President, Secretary and Assistant General Counsel
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EXECUTION VERSION CERTAIN INFORMATION HAS BEEN EXCLUDED FROM THIS AGREEMENT (INDICATED BY “[***]”) BECAUSE SUCH INFORMATION IS BOTH NOT MATERIAL AND THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. SHARE PURCHASE AGREEMENT Relating to the sale and purchase of shares in the capital of Beat Capital Partners Limited Between Those persons listed in Part 1 of Schedule 1 and CIRRATA V LLC and AMBAC FINANCIAL GROUP, INC. and BEAT CAPITAL PARTNERS LIMITED


 
TABLE OF CONTENTS 1. INTERPRETATION ................................................................................................................ 1 2. SALE AND PURCHASE OF THE SALE SHARES ............................................................... 17 3. CONSIDERATION ............................................................................................................... 17 4. CONDITIONS ...................................................................................................................... 21 5. INFORMATION OBLIGATIONS ........................................................................................... 25 6. PRE-CLOSING .................................................................................................................... 26 7. CLOSING STATEMENT ...................................................................................................... 29 8. CLOSING ............................................................................................................................. 30 9. LEAKAGE ............................................................................................................................ 32 10. TRANSACTION BONUSES ................................................................................................. 33 11. WARRANTIES ..................................................................................................................... 33 12. LIMITATION OF LIABILITY .................................................................................................. 41 13. PROTECTIVE COVENANTS ............................................................................................... 47 14. ANNOUNCEMENTS, CONFIDENTIALITY AND PRIVILEGE ............................................... 48 15. GUARANTEE ....................................................................................................................... 50 16. COMPANY RECORDS ........................................................................................................ 52 17. D&O INSURANCE ............................................................................................................... 52 18. SELLERS' REPRESENTATIVES ......................................................................................... 52 19. OTHER PROVISIONS ......................................................................................................... 54 SCHEDULE 1 ............................................................................................................................. 61 SCHEDULE 2 ............................................................................................................................. 64 SCHEDULE 3 ............................................................................................................................. 85 SCHEDULE 4 ............................................................................................................................. 87 SCHEDULE 5 ............................................................................................................................. 88 SCHEDULE 6 ............................................................................................................................. 89 SCHEDULE 7 ........................................................................................................................... 111 SCHEDULE 8 ........................................................................................................................... 113 SCHEDULE 9 ........................................................................................................................... 114 SCHEDULE 10 ........................................................................................................................... 120 SCHEDULE 11 ........................................................................................................................... 121 SCHEDULE 12 ........................................................................................................................... 122


 
Signing documents Announcement Disclosure Letter Debt Commitment Papers Agreed-form documents at signing Form of Funds Flow EV to Equity Bridge (Signing) Form of amendments to the employment agreements of the Management Sellers Shareholders' Agreement Existing Shareholders' Agreement Termination Deed BCC Funding Commitment Letter Termination Deed BCC Loan Agreement Termination Deed BCC New Funding Commitment Letter Tax Deed


 
- 1 - THIS SHARE PURCHASE AGREEMENT is made on ___________________ 2024 Between: (1) Each of the Sellers whose names are set out in Part 1 of Schedule 1 (the Sellers and each a Seller); (2) CIRRATA V LLC, incorporated and registered in the State of Delaware with file number 3768605 whose registered office is c/o The Corporation Trust Company, 1209 Orange Street, Wilmington, Delaware 19801, County of New Castle (Purchaser); (3) AMBAC FINANCIAL GROUP, INC., incorporated and registered in the State of Delaware with file number 2261651 whose registered office is c/o The Corporation Trust Company, 1209 Orange Street, Wilmington, Delaware 19801, County of New Castle (Ambac); and (4) BEAT CAPITAL PARTNERS LIMITED, incorporated and registered in England with company number 10198821 whose registered office is at 5th Floor 6 Bevis Marks, London, England, EC3A 7BA, together the parties, and each a party. Whereas: (A) The Sellers have agreed to sell the Sale Shares (as defined below) and to perform the obligations imposed on the Sellers under this Agreement. (B) The Purchaser has agreed to purchase the Sales Shares and to perform the obligations imposed on the Purchaser under this Agreement. (C) Ambac is the ultimate parent company of the Purchaser and has agreed to: (i) guarantee the performance of certain obligations of the Purchaser under this Agreement; and (ii) perform the obligations imposed on Ambac under this Agreement. (D) The parties acknowledge that, prior to entering into this Agreement, the Sellers have procured receipt of the Pre-Signing Third Party Consents. The parties further acknowledge that, on the date of this Agreement, the Purchaser has entered into and provided a copy of the W&I Policy to the Sellers’ Representatives. IT IS AGREED as follows: 1. INTERPRETATION In this Agreement, unless the context otherwise requires, the provisions in this clause 1 apply: 1.1 Definitions A Ordinary Shares: A ordinary shares of £0.50 each in the capital of the Company having the rights set out in the articles of association of the Company from time to time. Accounts: the audited consolidated accounts of the Company (including the consolidated statement of financial position, consolidated statement of comprehensive income, consolidated statement of changes in equity, consolidated statement of cash flows and the notes included therein) as at, and for the 12-month period ended on, the Accounts Date (it being understood that the Locked Box Accounts are the Accounts). Accounts Date: 31 December 2023.


 
- 2 - Additional Amounts: has the meaning given to it in clause 3.4.1. Affiliate: in respect of any person, a person who or which, directly or indirectly, controls, or is controlled by, or is under common control with such person, and provided that: (a) Paraline's "Affiliates" shall mean each of the subsidiaries of Paraline from time to time only; (b) Colemont's "Affiliates" shall mean each of the subsidiaries of Colemont from time to time only; and (c) BCC's "Affiliates" shall mean each of the subsidiaries of BCC from time to time only and shall exclude any portfolio or other investee company of, and any investors in, funds managed and/or advised by Bain Capital Credit, LP and/or any of its affiliates. Ambac Outstanding Shares: has the meaning given in clause 3.6.1(b). Anti-Corruption Laws: all Applicable Laws, including regulations, directives, statutes, subordinate legislation and civil codes of any jurisdiction that relate to bribery or corruption, including the UK Bribery Act 2010. Anti-Money Laundering Laws: all Applicable Laws, including regulations, directives, statutes, subordinate legislation and civil codes relating to money laundering or the proceeds of criminal activity, including (i) the European Union Money Laundering Directives and member states' implementing legislation, and (ii) the UK Proceeds of Crime Act 2002. Announcement: the announcement in the agreed form to be issued by the Purchaser after signing of this Agreement. Applicable Law: all applicable laws, regulations, directives, statutes, subordinate legislation and civil codes (including all applicable financial record keeping and reporting requirements, rules and guidelines) of any applicable jurisdiction (including Competition Laws), any applicable rules and guidance issued by a Relevant Authority, all judgments or order of any applicable court or competent authority or tribunal given or made against any Group Company (or having the force of law in respect of any Group Company) and all codes of practice having force of law. Articles: the articles of association of the Company as at the date of this Agreement as included at document 2.1.2.3.1 of the Data Room. Authorisation: any licence, consent, permit, approval or other authorisation of a Relevant Authority (including any licence for the purpose of carrying out regulated activities) in any jurisdiction in which any Group Company carries on such regulated activities. B Ordinary Shares: the B ordinary shares of £1.00 each in the capital of the Company having the rights set out in the articles of association of the Company from time to time. BCC: BCC Buffalo Bidco Limited. BCC Account: a bank account in the name of BCC, the details of which are to be notified by the BCC Representative to the Purchaser in accordance with clause 7.1.7. BCC Funding Commitment Letter Termination Deed: the deed of termination, in the agreed form, to be entered into between BCC, BCC CCM Limited and the Company on Closing in respect of a funding commitment letter of 11 November 2020, as amended and restated on 4 October 2022 and 21 March 2023, between those parties.


 
- 3 - BCC Loan Agreement Termination Deed: the deed of termination, in the agreed form, to be entered into between BCC and the Company on Closing in respect of a loan facility agreement of 21 March 2023 between those parties. BCC New Funding Commitment Letter: the new funding commitment letter, in the agreed form, and entered into on Closing between BCC, BCC CCM Limited and the Company. BCC Representative: [***], or such other person(s) as BCC may nominate by written notice to the other parties from time to time. Bermuda Employees: those Employees who are based in Bermuda. BMA Condition: has the meaning given in clause 4.1.2. Burdensome Condition: has the meaning given in clause 4.5. Business Day: a day which is not a Saturday, a Sunday or a public holiday in London, United Kingdom or New York City, USA. Business IT: all material Information Technology which is owned, leased, licensed or used by any Group Company. Business Warranties: the Sellers' Warranties set out in Part 2 of Schedule 6 and Business Warranty means any one of them. Cash Allocation: in respect of each Seller, the allocation of the Cash Consideration due to such Seller as set out in the Proceeds Split. Cash Consideration: an amount equal to the Consideration less the aggregate value (in GBP) of the Consideration Stock. Cash Proportions: the proportion of Cash Consideration due to each Seller set out in the Proceeds Split. C1 Ordinary Shares: the C1 ordinary shares of £1.00 each in the capital of the Company having the rights set out in the articles of association of the Company from time to time. C2 Ordinary Shares: the C2 ordinary shares of £1.00 each in the capital of the Company having the rights set out in the articles of association of the Company from time to time. C3 Ordinary Shares: the C3 ordinary shares of £1.00 each in the capital of the Company having the rights set out in the articles of association of the Company from time to time. Change of Control Form has the meaning given in clause 4.2.1. Claim: a claim against any Seller for a breach of any Sellers' Warranty, and any claim against the Sellers under the Tax Deed, but excluding any Leakage Claim. Closing: the completion of the sale of the Sale Shares pursuant to clauses 8.1, 8.2 and 8.3 of this Agreement. Closing Date: the date on which Closing takes place. Closing Spreadsheets: the EV to Equity Bridge (Closing) and the Proceeds Split. Closing Statement: has the meaning given to it in clause 7.1.


 
- 4 - Colemont: Colemont UK Holdings Limited. Colemont Account: a bank account in the name of Colemont, the details of which are to be notified by the Colemont Representative to the Purchaser in accordance with clause 7.1.6. Colemont Representative: [***] or such other person(s) as Colemont may nominate by written notice to the other parties from time to time. Commission: the United States Securities and Exchange Commission. Company: Beat Capital Partners Limited, details of which are set out in paragraph 1 of Schedule 2. Competition Authority: any authority, agency, court or tribunal which has jurisdiction in relation to fair competition, antitrust, merger control, fair trading, consumer protection, monopolies, abuse of dominance, public procurement or other similar matters and, without limiting the generality of the foregoing, includes the UK's Competition and Markets Authority, the European Commission, the General Court of the European Union and the Court of Justice of the European Union. Competition Laws: any law, regulation or administrative process relating to fair competition, antitrust, merger control, fair trading, consumer protection, monopolies, abuse of dominance, public procurement, or other similar matters, and, without limiting the generality of the foregoing, includes Chapters I and II of the Competition Act 1998 and Articles 101 and 102 of the Treaty on the Functioning of the European Union (TFEU). Conditions: means the conditions listed in clause 4.1. Connected Person: in relation to a person that is an individual, such individual’s Relatives and their spouses or civil partners, the Relatives and spouses or civil partners of such individual’s spouse or civil partner any person(s) acting in the capacity of trustee(s) of a trust of which that individual is the settlor or any body corporate that is controlled by such person or any person that (applying the foregoing) would in turn be a Connected Person of such person. Consideration: has the meaning given in clause 3.1. Consideration Stock: duly authorised, validly issued, fully paid and non-assessable shares of common stock, par value $0.01 per share, of Ambac with an aggregate value of up to $40,000,000, as calculated in accordance with clause 3.6.1(b). Continuing Sellers: the Sellers [***]. Controlled Function: as defined in FSMA. Conversion: has the meaning given in clause 6.3.1. Conversion Resolutions: means the board and shareholder resolutions required to give effect to the Conversion, in a form to be agreed prior to Closing between the parties (acting reasonably). D Shares: the D shares of £1.00 each in the capital of the Company having the rights set out in the articles of association of the Company from time to time. Data Protection Legislation: all Applicable Laws in any jurisdiction relating to privacy or the processing or protection of Personal Information, including the New York Department of


 
- 5 - Financial Services Cybersecurity Regulation (23 N.Y.C.R.R. § 500, et seq.), the California Consumer Privacy Act (Cal. Civ. Code § 1798.100, et seq.]), the General Data Protection Regulation (Regulation (EU) 2016/679) (GDPR), the Data Protection Act 2018, the Data Protection Directive (95/46/EC), e-Privacy Directive (2002/58/EC), UK Privacy and Electronic Communications Regulations and including any predecessor, successor or implementing legislation in respect of the foregoing, and any amendments or re-enactments of the foregoing. Data Room: the electronic data room containing documents and information relating to the Group made available by the Sellers online and hosted by Intralinks with ID 15503215 and named "Project Brio") as at 00:01 on 31 May 2024, and which shall be contained on a USB memory stick which the Sellers shall obtain from Intralinks within five Business Days from the date of this Agreement and a copy of such USB memory stick provided to the Purchaser, the contents of which are listed in annex 1 to the Disclosure Letter (such contents being subject to the documents and information that is excluded from the Data Room as set out in the Disclosure Letter). Debt Commitment Papers: means the commitment letter executed by the Debt Financing Sources on or prior to the date of this Agreement (including all related exhibits, schedules, annexes, supplements and term sheets thereto), as amended from time to time after the date hereof in compliance with Clause 11.7; Debt Fee Letters: has the meaning given to it in Clause 11.7. Debt Financing: has the meaning given to it in Clause 11.7. Debt Financing Agreements: has the meaning given to it in Clause 11.7. Debt Financing Sources: has the meaning given to it in Schedule 9. Debt Marketing Materials: has the meaning given to it in Schedule 9. Disclosure Letter: the letter dated on the same date as this Agreement from the Management Sellers to the Purchaser Fairly Disclosing information constituting exceptions (or otherwise relevant) to the Business Warranties. E Ordinary Shares: the E ordinary shares of £1.00 each in the capital of the Company having the rights set out in the articles of association of the Company from time to time. Employees: the employees of the Group Companies, including any persons engaged as directors, workers, consultants or secondees by any Group Company at the date of this Agreement, and Employee means any one of them. Encumbrance: any claim, charge, mortgage, lien, option, equitable right, power of sale, pledge, hypothecation, usufruct, retention of title, right of pre-emption, right of first refusal or other third party right or security interest of any kind or an agreement, arrangement or obligation to create any of the foregoing. Escrowed MA Costs Amount: £1,500,000 to be used by the Group to cover costs relating to the setting up of a managing agent or as otherwise set out herein. EV to Equity Bridge (Closing): an updated version of the EV to Equity Bridge (Signing) as finalised in accordance with clause 7.


 
- 6 - EV to Equity Bridge (Signing): the spreadsheet, in the agreed form, set out in tab "1) Summary EV Equity Bridge" of the Excel file titled "Project Brio Q4 2023 EV to Equity Bridge (1 June 2024 – For Signing)". Exchange Act: the U.S. Securities Exchange Act of 1934, as amended. Existing Shareholders' Agreement: the shareholders' agreement relating to the Company originally dated 30 August 2020, as amended and restated on 11 November 2020, 10 May 2021 and 3 January 2023 and as amended from time to time (including on 1 September 2023). Existing Shareholders' Agreement Termination Deed: the deed of termination relating to the Shareholders' Agreement, in the agreed form, to be entered into at Closing between the Sellers, the Purchaser and the Company. F Ordinary Shares: the F ordinary shares of £1.00 each in the capital of the Company having the rights set out in the articles of association of the Company from time to time. Fairly Disclosed: fairly disclosed in such reasonable detail to enable (or ought reasonably to enable) the Purchaser to assess the scope and nature of the matter disclosed. FCA: the UK Financial Conduct Authority. Filing: any written communications, notifications or filings submitted to a Relevant Authority in connection with the obtaining of an Authorisation. Firm and Firms: have the meanings given in clause 14.3.1. Fixed Consideration: has the meaning given in clause 3.1.1. Fundamental Warranty Claim: any Claim in respect of any Fundamental Warranty. Fundamental Warranties: the Sellers' Warranties set out in Part 1 of Schedule 6 and Fundamental Warranty means any one of them. Funds Flow: a spreadsheet, to be agreed in writing by the parties, showing the agreed flow of funds at Closing. G Ordinary Shares: the G ordinary shares of £1.00 each in the capital of the Company having the rights set out in the articles of association of the Company from time to time. Group: the Group Companies, taken as a whole. Group Companies: the Company and the Subsidiaries and Group Company means any one of them. Guaranteed Obligations: all present and future obligations and liabilities of the Purchaser under this Agreement and any agreement or instrument to be entered under it in order for the Purchaser to be able to satisfy its Closing obligations, including all money and liabilities of any nature from time to time due, owing or incurred by the Purchaser under this Agreement. H Share Repurchase: has the meaning given to it in clause 6.2.1. H Share Repurchase Documents: means the repurchase agreements and related board and shareholder resolutions of the Company required to give effect to the H Share Repurchase in a form to be agreed prior to Closing between the parties (acting reasonably)


 
- 7 - H Shares: the H ordinary shares of £0.50 each in the capital of the Company having the rights set out in the articles of association of the Company from time to time. Individual Seller: each of [***] in their capacity as Sellers. Information Technology: information technology, computers, computer systems, communication systems, databases, servers, network and telecommunications equipment and infrastructure, data and Software (including associated proprietary materials, user manuals and other related documentation and associated services), hardware (whether general purpose or special purpose), firmware, middleware, and Internet websites. Intellectual Property Rights: all intellectual property and similar proprietary rights in any and all jurisdictions throughout the world, whether registered or unregistered, including all (i) trademarks, service marks, trade names, brand names, corporate names, trade dress, trade styles, acronyms, tag-lines, slogans, logos, get up, uniform resource locators, social media handles and accounts, and other identifiers of source or origin, together with all goodwill associated with the foregoing, (ii) patents and patent applications, petty patents, utility models and supplementary protection certificates, including all reissues, divisionals, revisions, renewals, extensions, provisionals, reexaminations, continuations and continuations-in-part of any of the foregoing, (iii) Know-how, (iv) copyrights and corresponding rights in copyrightable subject matter in published and unpublished works of authorship (including in Software), semiconductor topography, database and design rights, data and data collections (in each case, whether published or unpublished), and “moral” rights, (v) domain names, personalized subdomains and URLs, (vi) rights to sue at law or in equity for infringement of any of the foregoing, for passing off and in unfair competition, rights in opposition proceedings and all other similar rights in any part of the world (including in Know-how) including, where such rights are obtained or enhanced by registration, and the right to receive all proceeds and damages therefrom, and (vii) all rights to obtain registration of such rights and applications and rights to apply for or renew such registrations. Investor Seller: each of [***] in their capacity as Sellers. Know-how: all non-trivial industrial and commercial information and techniques in any form not in the public domain, including inventions, ideas, concepts, methods, techniques, processes, models, drawings, formulae, technical and other data, test results, reports, project reports and testing procedures, instruction and training manuals, tables of operating conditions, market forecasts, research and development plans, business and marketing plans, lists and particulars of customers and suppliers, source code and Software, and all other trade secrets, know-how, and confidential business information. Leakage: any of the following in each case (i) by a Group Company to or for the benefit of a Seller or any member of the Sellers' Group and (ii) during the period from (but excluding) the Locked Box Accounts Date to (and including) the Closing Date: (a) any dividend or distribution or other return of capital, income or profit declared, paid or made or agreed to be paid or made or any repurchase, redemption, repayment or return of share or loan capital (or any other relevant securities) by any Group Company to any member of the Sellers' Group; (b) any payments made or agreed to be made by or on behalf of any Group Company to or for the benefit of any member of the Sellers' Group other than in the ordinary course of business and on arms’ length terms;


 
- 8 - (c) any assets or rights or other benefits transferred or agreed to be transferred by or on behalf of any Group Company either: (i) to any member of the Sellers' Group; or (ii) for the benefit of any member of the Sellers’ Group; (d) the purchase by any Group Company of any assets, rights, value or benefits either: (i) from any member of the Sellers' Group; or (ii) for the benefit of any member of the Sellers’ Group (e) any liabilities assumed, indemnified or incurred or agreed to be assumed, indemnified or incurred (including under any guarantee, indemnity or other security) by or on behalf of any Group Company to or for the benefit of any member of the Sellers' Group; (f) the creation of any Encumbrance over any assets (or any interest in any such asset) of any Group Company for the benefit of any member of the Sellers’ Group; (g) lending, borrowing or interest payments between any Group Company and any member of the Sellers’ Group; (h) the waiver or agreement to waive by or on behalf of any Group Company of any amount owed to that Group Company either: (i) by any member of the Sellers' Group; or (ii) for the benefit of a member of the Sellers’ Group; (i) the gross amount of any bonuses, severance or other special payments to be paid to any Seller or officer or director of a Group Company by or on behalf of any Group Company to the extent due as a result of Closing occurring (excluding any Transaction Bonuses); (j) any payment and/or liabilities assumed or incurred or agreed to be assumed or incurred by any Group Company in respect of the Transaction; and (k) any agreement, arrangement, commitment or resolution (whether or not legally binding) of any Group Company (or any person on its behalf) to do any of the things in paragraphs (a) to (j) above, (l) any non-recoverable Taxation payable by any Group Company (or which would have been payable by a Group Company but for the use of a relief) as a consequence of any of the matters referred to in paragraphs (a) to (k) above (except if and to the extent that such Taxation has been taken into account under paragraphs (a) to (k)); other than any Permitted Leakage and in each case net of (i) any amount in respect of VAT which is recoverable as input tax by a Group Company or the representative member of any VAT group of which is it a member and (ii) the amount of any Taxation credit or benefit obtained or obtainable by any member of the Purchaser’s Group or the Group Companies (including a Taxation reduction or the creation or the increase of carried back or forward Taxation losses) as a result of any Leakage. For the purposes of this definition: (x) reference to any Seller or the Sellers’ Group shall include any nominee, trustee or agent or any other person receiving monies or any benefit on behalf of any such person or on whose behalf any obligation, or liability is assumed or indemnity is incurred; (y) BCC’s Affiliates, Paraline’s Affiliates and Colemont’s Affiliates shall include portfolio or other investee company or funds managed and/or advised by their respective Affiliates. Leakage Claim: any claim against the Sellers under clauses 9.1 and/or 9.2 of this Agreement.


 
- 9 - Licensed IPR: all Intellectual Property Rights licensed (in writing or otherwise) to a Group Company for the use made by such Group Company in relation to its business. Lloyd's: the Society and Corporation of Lloyd's incorporated under the Lloyd's Acts 1871 to 1982. Lloyd’s Regulations: any bye-laws, regulations, codes of practice, and mandatory directions and requirements governing the conduct and management of underwriting business at Lloyd’s from time to time (whether by the Council or otherwise) and the provisions of any deed, agreement, or undertaking executed, made, or given for compliance with Lloyd’s requirements from time to time. Locked Box Accounts: the audited consolidated accounts of the Company (including the consolidated statement of financial position, consolidated statement of comprehensive income, consolidated statement of changes in equity, consolidated statement of cash flows and the notes included therein) for the period beginning on 1 January 2023 and ending on the Locked Box Accounts Date, located in folder 3.1.1.1 of the Data Room. Locked Box Accounts Date: 31 December 2023. Lock-up Period: has the meaning given to it in clause 11.1.7. Long Stop Date: the first Business Day falling four months after the date of this Agreement or, as extended pursuant to clauses 4.8.2 or 4.8.3. Losses: all losses, liabilities, costs (including reasonable legal costs and reasonable experts' and consultants' fees), charges, reasonable expenses, actions, proceedings, claims and demands. Management Accounts: the unaudited management accounts of each of the Group Companies, including the profit and loss account and balance sheet for the financial period from the Accounts Date and ending on the Management Accounts Date. Management Accounts Date: 31 March 2024. Management Representative: [***], or such other person(s) as a majority (by proportion of Shares held) of the Management Sellers and the Individual Sellers may nominate by written notice to the other parties from time to time. Management Seller: each of [***] in their capacity as Sellers. Management Seller Accounts: the respective bank accounts in the name of each Management Seller, the details of which are to be notified by the Management Representative to the Purchaser in accordance with clause 7.1.8. Material Contracts: any contract: (i) to which a Group Company is party and which is material to the business of the Group as a whole; or (ii) which has a value in excess of £250,000; or (iii) which includes covenants that would restrict any Group Company's ability to carry on business in any part of the world; or (iv) to which a Group Company is party and which is material to the business of the Group as a whole and which includes change-of control provisions. Maximum Liability Limit: has the meaning given in clause 12.4. MIP: has the meaning given to it in the Shareholders' Agreement.


 
- 10 - New Ordinary Shares: has the meaning given in clause 6.3.1. Open Source Software: any Software licensed, provided or distributed under any open source license, including any license meeting the Open Source Definition or the Free Software Definition (as promulgated by the Open Source Initiative or the Free Software Foundation, respectively) or any Software that contains or is derived from any such Software. Ordinary Shares: ordinary shares of £1.00 each in the capital of the Company having the rights set out in the articles of association of the Company from time to time. Owned IPR: all Intellectual Property Rights which are owned or purported to be owned by any Group Company. Paraline: Paraline Group, Ltd. Paraline Account: a bank account in the name of Paraline, the details of which are to be notified by the Paraline Representative to the Purchaser in accordance with clause 7.1. Paraline Representative: [***], or such other person(s) as Paraline may nominate by written notice to the other parties from time to time. Pension Scheme: the (defined contribution) group personal pension scheme established by the Group with Aviva plc in force at the date of this Agreement details of which are set out in the Data Room. Permitted Leakage: any matter set out in Schedule 5. Personal Information: any data or information in possession or control of a Group Company that identifies or enables a person in possession thereof to identify a natural person or that is otherwise considered personally identifiable information or personal data under Applicable Law. Premises: the leasehold premises set out in the document titled "4.7.2 Offices in US and UK_KB_SR Updated.xlsx"found as document 4.7.4 of the Data Room. Pre-Closing Specified Leakage Amount: has the meaning given in clause 3.7. Pre-Closing Third Party Consents: written consents and/or waivers of termination rights provided by certain parties under the terms of the contracts set out in Schedule 10 between those parties and the Company (or another Group Company) in respect of any change of control arising from the Transaction. Pre-Signing Third Party Consents: written consents and/or waivers of termination rights, in the agreed form, provided by Asta Managing Agency Ltd, Munich Re Syndicate Limited and Tetralia Corp. under the terms of certain contracts between those parties (or their affiliates) and the Company (or another Group Company), in respect of a change of control arising from the Transaction. Privileged Communications: has the meaning given in clause 14.3.2. Proceeds Split: the spreadsheet, in the agreed form, set out in tab "2) Master Split of Proceeds" of the Excel file titled "Project Brio Q4 2023 (1 June 2024 – For Signing)" as finalised in accordance with clause 7. Purchaser's Group: the Purchaser and its holding companies and subsidiaries and any subsidiary of any such holding company from time to time.


 
- 11 - Purchaser's Lawyers: Debevoise & Plimpton LLP of 65 Gresham Street, London EC2V 7NQ. Relative: means an individual’s spouse or civil partner, brother, sister, father, mother or lineal descendant. Regulatory Requirements: all applicable laws, rules, regulations and requirements of any Relevant Authority including the FCA Handbook of Rules and Guidance, any directly applicable EU regulations, and any Lloyd's Regulations. Relevant Authority: any body, government, government department, quasi-governmental, supranational, statutory, regulatory or investigative body, self-regulatory organisation, authority, agency, bureau, board, commission, court, association, institution, department, tribunal or instrumentality thereof (including the Bermuda Monetary Authority, any Competition Authority and any governing body of any securities exchange), and any other insurance or financial services or other regulatory authority which regulates or supervises the Purchaser, the Sellers, any member of the Sellers' Group (and, in respect of BCC, any person who or which, directly or indirectly, controls, or is controlled by, or is under common control with BCC (including Bain Capital Credit LP, any funds managed or advised by it and/or any of their affiliates)), any member of the Purchaser's Group or any Group Company, as applicable. Relevant Employee: each of (i) the Management Sellers, (ii) those persons listed in Schedule 11; and (iii) any other Employee with a gross base salary of at least £250,000 (or the equivalent amount in the relevant foreign currency) per annum. Restricted Data Room: the electronic data room containing documents and information relating to the Group made available by the Sellers online and hosted by Intralinks with ID 16008275 and named "Project Brio – HR Restricted") as at 00:01 on 31 May 2024, and which shall be contained on a USB memory stick which the Sellers shall obtain from Intralinks within five Business Days from the date of this Agreement and a copy of such USB memory stick provided to the Purchaser, the contents of which are listed in annex 2 to the Disclosure Letter (such contents being subject to the documents and information that is excluded from the Data Room as set out in the Disclosure Letter). RPC: Reynolds Porter Chamberlain LLP. Sale Shares: the Shares to be sold by the Sellers to the Purchaser pursuant to this Agreement as listed in column (5) of the table in Part 1 of Schedule 1. Sanctioned Country: any country or region that is targeted by Sanctions Laws. Sanctioned Person: any individual or entity that is target of sanctions or restrictions under Sanctions Laws, including: (i) any individual or entity listed on any sanctions or export-related restricted party list, including the UK Sanctions List maintained by HM Treasury's Office for Financial Sanctions Implementation, the Consolidated List of Persons, Groups, or Entities Subject to EU Financial Sanctions, or the Specially Designated Nationals and Block Persons List maintained by the Office of Foreign Assets Control; (ii) any person that is ordinarily resident in or entity organised under the laws of a Sanctioned Country; or (iii) any entity that is, in the aggregate, 50% or greater owned, directly or indirectly, or otherwise controlled by a person or persons described in (i) or (ii) above of this definition. Sanctions Laws: all laws and regulations relating to economic or trade sanctions, including the laws and regulations administered or enforced by the United Kingdom, European Union and the United States.


 
- 12 - SEC Reports: has the meaning given in clause 11.3.1(l). Securities Act: the U.S. Securities Act of 1933, as amended. Sellers' Group: (a) in respect of each Seller that is not an individual, that Seller and its Affiliates from time to time; and (b) in respect of each other Seller that is an individual, that Seller and its Connected Persons, but in each case, excluding the Group. Sellers' Representatives: the Management Representative, the BCC Representative, the Paraline Representative and the Colemont Representative (unless otherwise specified in this Agreement, acting jointly). Sellers' Warranties: the warranties given by the Sellers pursuant to clause 9.1 and clause 11 and Schedule 6 and Sellers' Warranty means any one of them. Senior Employee: each of (i) the Management Sellers, (ii) those persons listed in Schedule 11; (iii) any other Employee with a gross base salary of at least £175,000 (or the equivalent amount in the relevant foreign currency) per annum; and (iv) any other employee with equity interests above 2.5% (on a fully diluted basis) in a Group Company. Share Price: has the meaning given in clause 3.6.1(b). Shareholders' Agreement: the new shareholders' agreement relating to the Company, in the agreed form, to be entered into at Closing between the Continuing Sellers, the Purchaser and the Company. Shares: the issued shares in the capital of the Company as at the date of this Agreement, comprising the Ordinary Shares, A Ordinary Shares, B Ordinary Shares, C1 Ordinary Shares, C2 Ordinary Shares, C3 Ordinary Shares, D Shares, E Ordinary Shares, F Ordinary Shares, G Ordinary Shares and H Shares and, following the Conversion, any reference in this Agreement to the Shares shall be deemed to refer to the issued shares in the capital of the Company as converted into New Ordinary Shares pursuant to the Conversion. Software: all computer programs, including software implementations of algorithms, models and methodologies, application software, system software and firmware, and databases, including all source code and object code versions thereof, in any and all forms and media, and all related documentation, manuals, descriptions, design and development tools and work product, user interfaces and models. Stock Allocation: in respect of each Continuing Seller, the value of the Consideration to be paid to that Continuing Seller as Consideration Stock as set out in the Proceeds Split. Stock Proportion: in respect of each Continuing Seller, the proportion (expressed as a percentage) of such Continuing Seller's Stock Allocation to the total value of the Stock Consideration to be received by all of the Continuing Sellers as set out in the Proceeds Split. Subrogation Provisions: has the meaning given in clause 12.16.2. Subsidiaries: the companies listed in paragraph 2 of Schedule 2 and Subsidiary means any one of them.


 
- 13 - Sum Recovered: has the meaning given in clause 12.11.3. Surviving Clauses: clauses 1, 8.7, 13, 18 and 19.3 to 19.15 and Surviving Clause means any one of them. Syndicates: Syndicate 4242 and Special Purpose Arrangement (SPA) 1416 at Lloyd's. Tax Authority: any taxing or other authority competent to impose any liability in respect of Taxation or responsible for the administration and/or collection of Taxation or enforcement of any law in relation to Taxation. Taxation or Tax: all forms of taxation (other than deferred tax) and statutory, governmental, state, provincial, local governmental or municipal impositions, duties, contributions and levies, in each case in the nature of tax, whether levied by reference to income, profits, gains, net wealth, asset values, turnover, added value or otherwise and shall further include payments to a Tax Authority on account of Tax, whenever and wherever imposed and whether chargeable directly or primarily against or attributable directly or primarily to a Group Company or any other person and all penalties and interest relating thereto. Tax Deed: the tax deed to be entered into between the Management Sellers and the Purchaser at Closing in the agreed form. Tax Warranties: the Sellers' Warranties set out in paragraph 17 of Part 2 of Schedule 6 and Tax Warranty means any one of them. Trading Period: has the meaning given in clause 3.6.1(b). Transaction: the transactions contemplated by this Agreement or any part of such transactions. Transaction Bonuses: has the meaning given to it in clause 10. Transaction Documents: this Agreement, the Tax Deed, the Disclosure Letter and the Shareholders' Agreement and all documents entered into pursuant to this Agreement and Transaction Document means any one of them. Transfer Agent: Computershare Inc., 462 South 4th Street, Suite 1600, Louisville, KY 40202, in its capacity as the transfer agent of Ambac. US Condition: has the meaning given in clause 4.1.3. US Persons: United States citizens or residents. UK Employees: those Employees who are based in the United Kingdom. US Employees: those Employees who are based in the United States of America. Variable Consideration: has the meaning given in clause 3.1.3. VAT: within the United Kingdom Value Added Tax as may be levied in accordance with the Value Added Tax Act 1994, and outside the United Kingdom any similar Taxation levied by reference to added value or sales. Voting Commitment Notices of Termination: notices of termination to be entered into on or prior to Closing in respect of (i) a voting commitment letter dated 11 November 2020 from [***], in respect of certain shares in the Company held by him, addressed to [***] and (ii) a


 
- 14 - voting commitment letter dated 11 November 2020 from [***], in respect of certain shares in the Company held by him, addressed to [***] and [***]. W&I Insurer: AIG Specialty Insurance Company. W&I Policy: the warranty and indemnity insurance policy to be taken out by the Purchaser with the W&I Insurer at the date of this Agreement. 1.2 Several liability Any provision of this Agreement which is expressed to bind or be an obligation of the Sellers shall bind or be an obligation of each of them severally (and not jointly or jointly and severally) and any reference to the Sellers in this Agreement shall be construed as a reference to each Seller individually and severally (and not jointly or jointly and severally) unless otherwise expressly provided. 1.3 Singular, plural, gender References to one gender include all genders and references to the singular include the plural and vice versa. 1.4 References to persons and companies References to: 1.4.1 a "person" include any individual, firm, body corporate (wherever incorporated), government, state or agency of a state or any joint venture, association, partnership, works council or employee representative body (whether or not having separate legal personality); and 1.4.2 a "company" include any company, corporation or body corporate, wherever incorporated. 1.5 References to subsidiaries and holding companies A company is a "subsidiary" of another company (its holding company) if that other company, directly or indirectly, through one or more subsidiaries: 1.5.1 holds a majority of the voting rights in it; 1.5.2 is a member or shareholder of it and has the right to appoint or remove a majority of its board of directors or equivalent managing body; 1.5.3 is a member or shareholder of it and controls alone, pursuant to an agreement with other shareholders or members, a majority of the voting rights in it; or 1.5.4 has the right to exercise a dominant influence over it, for example by having the right to give directions with respect to its operating and financial policies, with which directions its directors are obliged to comply. 1.6 Meaning of "control" and similar expressions In this Agreement, control (together with the correlative meanings, controlled by and under common control with) means with respect to any other person, the possession, directly or indirectly, of power to direct or cause the direction of management or policies of such person


 
- 15 - (whether through ownership of voting securities or partnership or other ownership interests, by contract or otherwise). 1.7 Meaning of "material" In this Agreement, "material" shall, unless the context otherwise requires, be construed to mean: 1.7.1 where used or referred to in paragraphs 2.3, 2.5 and 5.7 of Part 2 of Schedule 6, material to the business of the Group as a whole; and 1.7.2 in all other cases, as applicable, material to the relevant person, material to the relevant contract, agreement or obligation or material to the relevant issue or event and the ability of a party to perform its obligations under any Transaction Document. 1.8 Obligation to “procure” In this Agreement, any obligation on any party to procure that another person takes any action shall not require such party to do anything beyond the actions they can reasonably take in their capacity as shareholder, director, officer or employee (as applicable) of the relevant entity (and for the avoidance of doubt such obligation shall not include any matter not objectively within their respective capacity and authority). 1.9 Fiduciary duties For the avoidance of any and all doubt, no individual who is a director of any Group Company shall, in that capacity, be required to do anything that would cause a breach of their fiduciary duties to the relevant Group Company. The foregoing is without prejudice to any claim the Purchaser may have against the Company for breach of any obligations of the Company under this Agreement. 1.10 Headings Headings do not affect the interpretation of this Agreement. 1.11 Schedules, etc. References to this Agreement shall include any Recitals and Schedules to it and references to clauses and Schedules are to clauses of, and Schedules to, this Agreement. References to paragraphs and Parts are to paragraphs and Parts of the Schedules. 1.12 Reference to documents 1.12.1 References to any document (including this Agreement), or to a provision in a document, shall be construed as a reference to such document or provision as amended, supplemented, modified, restated or novated from time to time. 1.12.2 References to any document being in the "agreed form" shall mean such document in the terms agreed between the Sellers' Representatives and the Purchaser and confirmed (including by email) to be in agreed form by the Sellers' Representatives and the Purchaser or RPC and the Purchaser's Lawyers, with such alterations as may be agreed in writing between the Sellers' Representatives and the Purchaser from time to time.


 
- 16 - 1.13 Information References to books, records or other information mean books, records or other information in any form including paper, electronically stored data, magnetic media, film and microfilm. 1.14 Currencies, exchange rates 1.14.1 References to sterling or pounds sterling or £ or GBP are references to the lawful currency from time to time of the United Kingdom. 1.14.2 References to dollars or USD or $ are references to the lawful currency from time to time of the United States of America. 1.14.3 For the purposes of applying a reference to a monetary sum expressed in sterling in respect of the Consideration payable under this Agreement, an amount in a different currency shall be deemed to be an amount in sterling translated at the exchange rate as at the date of this Agreement (or, if the date of this Agreement is not a Business Day, then the first Business Day immediately following the date of this Agreement), where "exchange rate" means, with respect to a particular currency, the spot rate of exchange (the closing mid-point) for that currency into sterling on such date as published in the London edition of the Financial Times first published thereafter or, where no such rate is published in respect of that currency for such date, at the rate quoted by Barclays Bank as at the close of business in London as at such date. 1.15 Legal terms and enactments 1.15.1 References to any English legal term shall, in respect of any jurisdiction other than England, be construed as references to the term or concept which most nearly corresponds to it in that jurisdiction. 1.15.2 Except as otherwise expressly provided in this Agreement, any express reference to an enactment (which includes any legislation in any jurisdiction) includes references to: (a) that enactment as amended, consolidated or re-enacted by or under any other enactment before or after the date of this Agreement; (b) any enactment which that enactment re-enacts (with or without modification); and (c) any subordinate legislation (including regulations) made (before or after the date of this Agreement) under that enactment, as amended, consolidated or re-enacted as described at (a) or (b) above. 1.16 Non-limiting effect of words The words "including", "include", "in particular" and words of similar effect shall not be deemed to limit the general effect of the words that precede them. 1.17 Meaning of "to the extent that" and similar expressions In this Agreement, "to the extent that" shall mean "to the extent that" and not solely "if", and similar expressions shall be construed in the same way.


 
- 17 - 1.18 Inconsistencies Where there is any inconsistency between the definitions set out in this clause 1 and the definitions set out in any other clause or any Schedule then for the purposes of construing such clause or Schedule the definitions set out in such clause or Schedule shall prevail. 2. SALE AND PURCHASE OF THE SALE SHARES 2.1 Sale and Purchase of the Sale Shares 2.1.1 On and subject to the terms of this Agreement, the Sellers (each as to the Sale Shares set out against its name in Part 1 of Schedule 1) shall sell, and the Purchaser shall purchase, the Sale Shares with full title guarantee. 2.1.2 The Sale Shares set out against the name of the relevant Seller in Part 1 of Schedule 1 shall be sold by that Seller free from Encumbrances and together with all rights and advantages attaching to them as at Closing (including the right to receive all dividends or distributions declared, made or paid on or after Closing). 2.1.3 The Sellers (each pursuant to their respective rights as shareholders of the Company): (a) hereby waive any and all rights of pre-emption over the Shares (whether set out in the Articles, the Shareholders' Agreement or elsewhere); and (b) hereby consent for all purposes (whether in relation to rights set out in the Articles, the Shareholders' Agreement or elsewhere) to the Transaction. 3. CONSIDERATION 3.1 Amount The consideration for the purchase of the Sale Shares under this Agreement shall be, subject to adjustments made in accordance with clauses 3.7 and 3.8, an amount equal to: 3.1.1 £221,583,935 (the Fixed Consideration); plus 3.1.2 the aggregate amount of £22,500 per day accruing from (and including) the Locked Box Accounts Date to (and including) the Closing Date, (the Variable Consideration), together, the Consideration. 3.2 The Consideration shall be apportioned between the Sellers in accordance with their Cash Allocations and Stock Allocations. [***] 3.3 Each Seller agrees to the allocation of the Consideration set out in the Proceeds Split, and it is hereby acknowledged and agreed that: 3.3.1 such allocation reflects the amounts they would have been entitled to under article 46 of the Articles as adjusted to recognise the fair value of the illiquidity of the Continuing Sellers’ retained Shares applicable to each Seller pursuant to the terms of the Transaction Documents and on the basis of the H Share Repurchase having taken effect; and


 
- 18 - 3.3.2 each Seller's allocation of Cash Consideration may be subject to deduction for certain transaction costs and expenses pursuant to clause 19.8.2. 3.4 Each Seller further agrees that: 3.4.1 certain Sellers shall at Closing make payment out of their Consideration proceeds to certain Continuing Sellers (for the purposes of this clause 3.4, the Recipient Sellers) of the additional amounts set out in the Proceeds Split (the Additional Amounts) such amounts being inclusive of employer National Insurance contributions and apprenticeship levy, in recognition of the restrictive covenants and leaver provisions that shall apply in respect of those Recipient Sellers pursuant to the Shareholders' Agreement and in accordance with the Funds Flow, and each Recipient Seller agrees to direct the amounts of any employment-related Tax liabilities required to be paid by such Group Company (including where such Group Company is obliged to pay such liabilities on behalf of such Recipient Sellers) under Applicable Law in respect of or in consequence of the adjustments pursuant to this clause 3.4 (including any UK employee income tax, employee National Insurance contributions and employer National Insurance contributions and their equivalents as applicable under the requirements of the US Internal Revenue Service) to be paid to the relevant Group Company at Closing in accordance with the Funds Flow; and 3.4.2 [***] 3.5 If as a result of or in consequence of the adjustments pursuant to clause 3.4 and/or the payment of the Additional Amounts, the Company or any other Group Company is finally determined within 7 years of the Closing Date to have obtained (by way of deduction, credit or otherwise) the benefit of any deductible expense for corporation tax (a Tax Benefit), the Purchaser and each Seller shall procure that the Company or other Group Company (as applicable) shall pay the relevant Seller(s) (without deduction and in proportion to the amount of such Tax Benefit that results by consequence of the amounts due to the relevant Seller(s) under clause 3.4) an amount equal to the aggregate of: 3.5.1 the value of the Tax Benefit obtained by the Company or other Group Company (as applicable); 3.5.2 the value of any further Tax Benefit obtained by the Company or other Group Company (as applicable) as a result of the making of any payment pursuant to clause 3.5.1, in either case on a cash realised basis. 3.6 Payment of Consideration 3.6.1 The Consideration shall be paid by way of: (a) cash payments pursuant to clause 8.3 in respect of the Cash Consideration in such amounts as set out in the Closing Statement; and (b) the procurement by the Purchaser of the issue of Consideration Stock by Ambac to the Continuing Sellers in such amounts calculated as follows: where VWAP means the volume weighted average price in USD for a share of common stock in Ambac (as calculated by Bloomberg Financial LP using Consideration Stock = [$40,000,000] VWAP


 
- 19 - the function "AMBC US <Equity> VWAP") for the period comprising the 25 consecutive trading days prior to (but not including) the date of the Announcement (such period the Trading Period and such determined price, the Share Price). Notwithstanding the foregoing, if the resulting number of shares of Consideration Stock to be issued to the Continuing Sellers on the Closing Date pursuant to this clause 3.6.1 would reasonably be expected to result in the Continuing Sellers beneficially owning (as determined in accordance with Rule 13d-3 under the Exchange Act) more than 4.9% in aggregate of the Ambac Outstanding Shares as of the close of market on the date of the final Closing Statement prepared in accordance with clause 7 (or if such date is not a Business Day, then the Business Day immediately preceding such date), then the number of shares of Consideration Stock to be issued to each Continuing Seller shall be decreased pro rata to the extent necessary to ensure that the Continuing Sellers beneficially own in aggregate no more than 4.9% of the Ambac Outstanding Shares as of the close of market on the date of the final Closing Statement prepared in accordance with clause 7 (or if such date is not a Business Day, then the Business Day immediately preceding such date). If, as a result of such reduction in the number of Consideration Stock issued, the Sellers would receive Consideration Stock with an aggregate value (expressed as a USD cash amount) lower than the amount they would have received without such reduction, then the Purchaser shall pay in cash (in GBP) to each Continuing Seller on the Closing Date an amount equal to such Continuing Seller’s pro rata amount of such difference. For the purposes of this Agreement, Ambac Outstanding Shares means the number of outstanding shares of common stock of Ambac as of the final day prior to the issuance of the Consideration Stock as reported by the Transfer Agent. Notwithstanding anything to the contrary in this Agreement, if between the final date of the Trading Period and the Closing Date, with respect to the Ambac Outstanding Shares, there shall have been any dividend (whether in cash, stock or otherwise), subdivision, reclassification, recapitalisation, split, combination, exchange or readjustment of shares, or any similar event in each case with a record date during such period, then the number of shares of Consideration Stock to be issued will be appropriately adjusted to reflect such dividend, subdivision, reclassification, recapitalisation, split, combination, exchange or readjustment of shares, or any similar event. Subject to the above, the resulting number of units of Consideration Stock shall be allocated between the Continuing Sellers in their Stock Proportions, save that the number of units of Consideration Stock received by any Continuing Seller may be rounded down by the Purchaser to the nearest whole number so as not to issue a fraction of a unit of common stock. 3.6.2 Ambac agrees to issue the Consideration Stock calculated in accordance with clause 3.6.1(b) to the Continuing Sellers (or their nominees specified in the table in the form at Part 2 of Schedule 1 delivered pursuant to clause 8.3) at Closing, free and clear of any liens or restrictions (other than those arising under state and federal securities laws of the United States) and bearing a restrictive legend in substantially the following form: THE OFFER AND SALE OF THE SECURITIES REPRESENTED BY THIS CERTIFICATE HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE OF THE


 
- 20 - UNITED STATES. THE SECURITIES MAY NOT BE SOLD, OFFERED FOR SALE, PLEDGED, HYPOTHECATED, TRANSFERRED OR ASSIGNED IN THE ABSENCE OF AN EFFECTIVE REGISTRATION STATEMENT FOR THE SECURITIES UNDER APPLICABLE SECURITIES LAWS, OR UNLESS OFFERED, SOLD, PLEDGED, HYPOTHECATED OR TRANSFERRED PURSUANT TO AN AVAILABLE EXEMPTION FROM THE REGISTRATION REQUIREMENTS OF THOSE LAWS. THE COMPANY AND ITS TRANSFER AGENT SHALL BE ENTITLED TO REQUIRE AN OPINION OF COUNSEL SATISFACTORY TO THE COMPANY AND THE TRANSFER AGENT THAT SUCH REGISTRATION IS NOT REQUIRED. Provided that, in respect of BCC only, the restrictive legend shall also include the following language: NOTWITHSTANDING THE FOREGOING, THE SECURITIES HELD BY BCC MAY BE PLEDGED IN CONNECTION WITH A BONA FIDE MARGIN ACCOUNT OR OTHER LOAN OR FINANCING ARRANGEMENT SECURED BY THE SECURITIES. 3.7 Adjustment for Leakage If any Leakage is notified by the Sellers’ Representatives to the Purchaser or otherwise comes to the attention of the Purchaser on or prior to Closing, subject to the Sellers' Representatives agreeing in writing that Leakage has occurred and the amount of the relevant Leakage (the Pre-Closing Specified Leakage Amount), the amount of the Consideration payable to the relevant Seller or Sellers shall, to the extent possible, be reduced by the Pre-Closing Specified Leakage Amount such that the payment of the reduced Consideration shall be an absolute discharge of the Purchaser's obligation to pay the Consideration to the relevant Sellers on Closing pursuant to clause 8.3, provided that the maximum reduction to the Consideration due to any Seller for any Pre-Closing Specified Leakage Amount shall not exceed the cash amount of Consideration allocated to such Seller(s) under clause 3.2. 3.8 Reduction of Consideration If any payment is made by the Seller(s) to the Purchaser in respect of any claim for Leakage, for any breach of this Agreement or pursuant to an indemnity or covenant to pay under this Agreement (or any agreement entered into under this Agreement), the payment shall, if and to the extent permitted by Applicable Law, be made by way of a reduction to the relevant Seller(s)' Consideration, provided that the Cash Consideration otherwise due to the relevant Seller shall be reduced first. 3.9 Allocation of Reduction of Consideration 3.9.1 Where there is a reduction of the Consideration pursuant to clause 3.7 or 3.8, the payment or adjustment shall be made by way of reduction of the Consideration paid by the Purchaser for the particular Sale Shares to which the payment or adjustment relates under this Agreement. 3.9.2 If: (a) the payment or adjustment relates to a particular Seller, it shall be allocated rateably to the Sale Shares of that Seller by reference to the aggregate value of the Cash Proportions and the Stock Proportions of that Seller; or


 
- 21 - (b) the payment or adjustment relates to no particular Seller, it shall be allocated rateably to all the Sale Shares to which the payment or adjustment relates sold by the Sellers by reference to the aggregate value of the Cash Proportions and the Stock Proportions of each Seller, and the Sellers and the Purchaser shall adopt the adjustment to the Consideration for all Tax purposes to the extent permitted by Applicable Law. 3.10 Escrowed MA Costs Amount The Sellers agree that from the Consideration due to the Sellers at Closing, the Purchaser will pay to the Company to hold in escrow the Escrowed MA Costs Amount. All, or a portion of, the Escrowed MA Costs Amount shall be released for use by the Group to pay any Management Agent formation costs incurred on or prior to 31 December 2025. After such date, any balance shall be released to the Sellers. 4. CONDITIONS 4.1 Conditions Precedent The sale and purchase of the Sale Shares is conditional upon: 4.1.1 the Council of Lloyd's having given its prior written consent (whether or not subject to any conditions) in accordance with paragraph 12 of the Membership Byelaw (No. 5 of 2005) to the Purchaser and any other person who would by virtue of the acquisition of the Sale Shares contemplated by this Agreement become a controller (as defined in the Lloyd's Definitions Byelaw (No.7 of 2005)) (a Lloyd's Controller) of Beat CCM Nine Limited (the Lloyd's Condition); 4.1.2 Alcor Underwriting Bermuda Limited (AUB) having given written notice to the Bermuda Monetary Authority (the BMA) in accordance with the Insurance Act 1978 and related regulations in a form agreed with the Purchaser (such agreement not to be unreasonably withheld or delayed) of the indirect change of control of AUB, and having received written confirmation of no objection from the BMA (the BMA Condition); 4.1.3 the Purchaser having obtained a non-objection letter from the Texas Department of Insurance for change of control in respect of each of Beat Capital Insurance Services LLC, Brace Insurance Services LLC, Magnolia Grove Insurance Services LLC and Marcato Marine Insurance Services LLC, in accordance with Texas Insurance Code §4001.253) (or the documentation of a non-disapproval, as applicable, in each case after notification has been given to the Texas Department of Insurance or any other state insurance regulatory authority in accordance with such state's laws, rules or regulations and approval for change of control has been obtained or is deemed to have been obtained in accordance with those laws, rules or regulations) (the US Condition); 4.1.4 the transactions contemplated in this Agreement or by the Transaction Documents and their consummation having not been prohibited or made illegal by any applicable law or legal proceeding (and if the Purchaser believes that this Condition has not been satisfied, it shall have delivered a written legal opinion from its legal counsel that the transactions have been prohibited or made illegal, and the Purchaser shall use all commercial reasonable endeavours to remove such prohibition or illegality as soon as reasonably practicable and in any case prior to the Long Stop Date); and


 
- 22 - 4.1.5 the Bain New Funding Commitment Letter having been executed and remaining in full force and effect. each a Condition and together the Conditions. 4.2 Responsibility for Satisfaction of the Lloyd's Condition 4.2.1 The Purchaser shall complete the necessary online application(s) required to be submitted to Lloyd's in connection with the satisfaction of the Lloyd's Condition (the Change of Control Form(s)) and submit the same to Lloyds within 20 Business Days of the date of this Agreement. 4.2.2 The Purchaser shall take all reasonable steps necessary to satisfy the Lloyd's Condition as soon as reasonably possible and in any event prior to the Long Stop Date. 4.2.3 In clause 4.2.2, the Purchaser's obligations to take all reasonable steps necessary to satisfy the Lloyd's Condition shall include: (a) responding fully and in a timely manner to any questions and requests for information from Lloyd’s that the Purchaser has or controls necessary to submit the application(s) and/or in respect of the change of ownership of the Company and Beat CCM Nine Limited and the Change of Control Form(s); and (b) accepting any condition on the Purchaser and its Affiliates required by Lloyd's in order to satisfy the Lloyd's Condition, other than a Burdensome Condition. 4.3 Responsibility for Satisfaction of the BMA Condition 4.3.1 The Purchaser shall take all reasonable steps to satisfy the BMA Condition and to collect and submit the information required by the BMA in order to satisfy the BMA Condition commencing the process as soon as reasonably practicable after the date of this Agreement and with a view to the application(s) (including all information required) having been completed and submitted within 20 Business Days of the date of this Agreement, and with a view to the BMA Condition having been satisfied as soon as reasonably possible and in any event prior to the Long Stop Date. 4.3.2 The Purchaser’s obligations to take all reasonable steps necessary to satisfy the BMA Condition shall include: (a) promptly providing the Company with all information the Company may reasonably require in order to procure that the BMA shall receive a written notification in the appropriate form pursuant to Section 30CA of the Insurance Act 1978 (for the purposes of this clause 4.3, the Notification) on behalf of Alcor Underwriting Bermuda Limited as soon as practicable following the date of this Agreement; and (b) accepting any conditions or requirements of the BMA which relate to the Group, other than a Burdensome Condition. 4.3.3 It is acknowledged that for the purposes of fulfilling the BMA Condition, unless as otherwise provided by the BMA: (a) the BMA must receive a letter in connection with the Notification and all such information as the BMA may request; and


 
- 23 - (b) Alcor Underwriting Bermuda Limited must receive written confirmation of "no objection" from the BMA for the change of controller to be effective. 4.4 Responsibility for Satisfaction of the US Condition 4.4.1 The Purchaser shall take all reasonable steps necessary to satisfy the US Condition as soon as reasonably possible and in any event prior to the Long Stop Date. 4.4.2 In clause 4.4.1, the Purchaser’s obligations to take all reasonable steps necessary to satisfy the US Condition shall include: (a) making all filings with and submitting all pre-notifications to the Texas Department of Insurance; (b) obtaining all non-objection letters (or documenting non-disapprovals after expiry of any statutory post-filing deemer period) from the Texas Department of Insurance (or such other state insurance regulatory authority as applicable) necessary in order to satisfy the US Condition; (c) procuring that all such filings shall be made as soon as practicable following signing of this Agreement, but in no event (if each of the Company and the Sellers promptly provide all information, signatures, and cooperation requested by the Purchaser to prepare the Texas filings and no filings are required by any Group Company prior to the Purchaser being able to make its filings) not later than 20 Business Days following the date of this Agreement; (d) responding promptly and completely to all inquiries and requests of the Texas Department of Insurance (or such other state insurance regulatory authority as applicable) for additional information and documents; and (e) accepting any conditions or requirements of the Texas Department of Insurance in order to satisfy the US Condition, other than a Burdensome Condition, and each of the Sellers and the Company shall reasonably cooperate with any reasonable request of the Purchaser in relation to the above and procure that, to the extent lawful and reasonably practicable, any update filings required by the relevant Group Companies in Texas before the Purchaser can submit its filings shall be promptly made, provided that the BCC Representative, the Colemont Representative and the Paraline Representative shall not be required for these purposes to carry out any actions beyond providing information that is reasonably required of them or their respective Sellers. 4.5 Burdensome Conditions 4.5.1 Where the satisfaction of any Condition is subject to, or conditional upon, the satisfaction of any condition or conditions requested or imposed by a Relevant Authority on the Purchaser or any member of the Purchaser's Group and/or the Group (an Imposed Condition), the parties shall not be required to satisfy such Imposed Condition if it: (a) requires the disposal or divestment of any part of the business and/or assets of any member of the Purchaser's Group (other than a Group Company); (b) requires the material disposal or divestment of any part of the business and/or assets of the Group;


 
- 24 - (c) prohibits or restricts or limits the continuation of any part of the business of any member of the Purchaser's Group (other than a Group Company); or (d) prohibits or materially restricts or limits the continuation of any material part of the business of the Group, each of the above being a Burdensome Condition. 4.6 Sellers’ and Company's Conduct in relation to the Conditions 4.6.1 BCC and the Company shall take all reasonable steps within their power to satisfy the condition in clause 4.1.5. 4.6.2 Each of the Sellers (where relevant, acting via the Sellers’ Representatives) and the Company shall in relation to any obligation on the Purchaser with respect to the satisfaction of any Conditions under this clause 4, provide such assistance as the Purchaser may reasonably request from them, provided that the BCC Representative, the Colemont Representative and the Paraline Representative shall not be required for these purposes to carry out any actions beyond providing information that is reasonably required of them or their respective Sellers in order to ensure such fulfilment of the relevant Conditions. 4.7 Waivers The Conditions may be waived only with the prior written consent of the Purchaser, the Management Representative and BCC. 4.8 Effect of non-satisfaction of Conditions by Long Stop Date If any of the Conditions are not satisfied or waived by the Long Stop Date (or, if applicable, as extended pursuant to clause 4.8.2 or such other date as agreed pursuant to clause 4.8.3): 4.8.1 each of the Sellers (where relevant, acting via the Sellers' Representatives) and the Purchaser may terminate this Agreement (other than the Surviving Clauses) by notice in writing to the other party, effective in accordance with clause 19.11; 4.8.2 where the only such Condition(s) are the Lloyd's Condition, the BMA Condition or the US Condition, any of the Sellers' Representatives or the Purchaser may (at its own discretion) extend the Long Stop Date (so long as it has not previously been extended pursuant to this clause 4.8.2) by a maximum of two months by notice in writing to the other parties, effective in accordance with clause 19.11; or 4.8.3 the Sellers (where relevant, acting via the Sellers' Representatives) and the Purchaser may agree in writing to extend the Long Stop Date. 4.9 Consequences of termination If this Agreement is terminated pursuant to clause 4.8, then no party shall have any claim against any other under it, save for any claim arising from a breach of any obligation under this Agreement prior to such termination. Neither the Sellers nor the Purchaser may terminate this Agreement after satisfaction of the Conditions, except where each of the Purchaser and the Sellers' Representatives have expressly agreed in writing to do so with specific reference to this clause 4.9), or otherwise in accordance with this Agreement.


 
- 25 - 5. INFORMATION OBLIGATIONS 5.1 General 5.1.1 Each of the Purchaser, the Sellers (acting via the Sellers’ Representatives) and the Company, in each case where relevant, shall keep the others fully informed of the progress of, and any developments regarding, the satisfaction of the Conditions and disclose in writing to the other party anything they are aware of which will prevent any Condition from being satisfied on or prior to the Long Stop Date as soon as reasonably practicable upon it coming to its attention. 5.1.2 Each of the Company and the Sellers (where relevant, acting via the Sellers’ Representatives) shall (and shall procure that the Group shall) co-operate with the Purchaser and as soon as reasonably practicable accurately provide the Purchaser with such information, materials, documents and assistance as the Purchaser may reasonably require for the purpose of obtaining the satisfaction of any of the Conditions. 5.2 Each of the Purchaser the Company and the Sellers (where relevant, acting via the Sellers’ Representatives) shall promptly give notice in writing to the other parties of the satisfaction of each of the Conditions upon becoming aware of the same, and in any event within three Business Days of becoming so aware. 5.3 Filings and Relevant Authority matters Each of the Purchaser, the Company and the Sellers (where relevant, acting via the Sellers’ Representatives) shall: 5.3.1 promptly provide all information required in connection with any Filings or Authorisations and comply at the earliest practicable date with any reasonable request from a Relevant Authority for additional information, documents or other materials received by such party or its representatives related to such Filings or Authorisations or the Transaction including in connection with any of the Conditions; 5.3.2 act in good faith and use all reasonable endeavours to furnish to the other parties all information required for any Filing to be made to a Relevant Authority by Applicable Law in connection with the Transaction including in connection with any of the Conditions, provided that sensitive information can be redacted for confidentiality or otherwise shared on an "outside counsel only" basis. 5.4 None of the Purchaser, the Company and the Sellers shall, and each of the Sellers and the Company shall procure that no Group Company shall independently participate in any meeting, or engage in any substantive conversation, discussion or negotiation, with any Relevant Authority related to any Filing or Authorisation (where such meeting, conversation, discussion or negotiation relates to such Filing or Authorisation), or related to any claims by such Relevant Authority related to the Transaction, without giving the other party: 5.4.1 prior notice of such meeting, conversation, discussion or negotiation and any supporting documents and agendas other than to the extent it is sensitive information or is prohibited by a Relevant Authority; and 5.4.2 unless prohibited by such Relevant Authority, the opportunity to attend or participate therein.


 
- 26 - 5.5 Each of the Purchaser, the Sellers and the Company (to the extent within their respective capacity and authority to do so) agree in connection with each of the Conditions that they will: (i) not make any Filing to any Relevant Authority without first providing the other with a copy of the notification, application or submission, and any written information which the other proposes to disclose in connection with it; (ii) to the extent practicable, give the other a reasonable opportunity to discuss the content of any such Filing before it is provided to the Relevant Authority; (iii) consider all reasonable comments and requests by the other on the content of any Filing; and (iv) notify the other as soon as reasonably practicable of any material written communications received from a Relevant Authority in relation to such Filing, and promptly provide the other with a copy of any such communications and deal with any requests or enquiries from a Relevant Authority in consultation with the other party, provided that nothing in this clause 5.5 shall oblige a party to provide sensitive, confidential or privileged information to the other parties. 6. PRE-CLOSING 6.1 The Management Sellers’ and the Company's Obligations in Relation to the Conduct of Business 6.1.1 Each of the Management Sellers shall procure that between the date of this Agreement and Closing the Company shall (and the Company agrees to and shall procure that each other Group Company will) carry on its business as a going concern in the ordinary course as carried on prior to the date of this Agreement, save in so far as agreed in writing by the Purchaser. 6.1.2 Each of the Management Sellers and the Company severally undertakes to the Purchaser to: (a) procure that between the date of this Agreement and Closing none of Marcato Marine Insurance Services LLC, Peterborough Agency Limited and Beat CCM Nine Limited shall incur any liability or enter into any commitment save: (i) in respect of activities in relation to or in connection with the run-off of such entities (including the carrying out of any audit, obtaining professional advice, or the recharging of group charges);(ii) in respect of Marcato Marine Insurance services LLC, any actions as are reasonably necessary in running off the existing portfolio of risks, including endorsing policies in the ordinary course of business; or (iii) in so far as agreed in writing by the Purchaser; (b) use reasonable endeavours to procure that between the date of this Agreement and Closing: (i) representatives of the Purchaser’s Group discuss the acquisition of the Group by the Purchaser with the contractual counterparties of the Group in the contracts set out in Schedule 10 (being the Pre-Closing Third Party Consents); and (ii) that these counterparties provide their consent to the transfer of the Sale Shares in accordance with the relevant term(s) of the underlying contract (provided that the failure to obtain such Pre- Closing Third Party Consents shall not mean that the Purchaser is not otherwise obliged to proceed to Closing); and (c) keep the Purchaser informed of any material developments in respect of wind down and dissolution of Marcato Marine Insurance Services LLC, Peterborough Agency Limited and Beat CCM Nine Limited. 6.1.3 Subject to clause 6.1.4, the Company undertakes to the Purchaser to procure that, upon the Purchaser’s written request, any non-US Subsidiary (including the companies listed in paragraph 2.1 of Schedule 2) makes an election under U.S.


 
- 27 - Treasury Regulation Section 301.7701-3(c) (a US Tax Election), effective prior to the Closing Date, to be treated for U.S. federal income tax purposes as a partnership or disregarded entity (an Elected Subsidiary) provided that if a US Person is a shareholder in any such Elected Subsidiary, the relevant US Tax Election shall be subject to the prior written consent of the Management Sellers (such consent not to be unreasonably withheld, conditioned or delayed, provided that such consent may not be reasonably withheld if the Purchaser agrees to pay on demand to each US Person that has been identified by the Company as a shareholder of such Elected Subsidiary pursuant to clause 6.1.4 an amount equal to any additional liability to Tax imposed on such US Person (and to make such US Person whole for such Tax) solely as a result of or in consequence of the making of the relevant US Tax Election with respect to such Elected Subsidiary). 6.1.4 The Company undertakes to the Purchaser to procure that, following receipt of a written request from the Purchaser in respect of a US Tax Election, each Group Company mentioned in such written request promptly, and in any event within 10 Business Days of such request, provides a list of any US Person who is a shareholder in any such Group Company. The Management Sellers shall cooperate with the Purchaser and the Company in relation to the matters set forth in clause 6.1.3 and this clause 6.1.4. 6.1.5 Without prejudice to the generality of clause 6.1.1 and subject to clause 6.1.6, each of the Management Sellers and the Company shall procure (so far as it is within their respective capacity and authority to do so), to the extent permissible in accordance with Applicable Law, that, between the date of this Agreement and Closing, each Group Company shall not, except as expressly permitted by this Agreement or as may be required to give effect to and to comply with this Agreement, carry out any of the actions listed in Schedule 7, without the prior written consent of the Purchaser, such consent not to be unreasonably withheld, delayed or conditioned. For the purposes of this clause 6.1.5: (i) the parties acknowledge that each of [***] shall be authorised to provide written consent for and on behalf of the Purchaser; and (ii) each Investor Seller shall exercise all relevant rights it has as a shareholder and/or through its appointed director(s) or otherwise pursuant to the Existing Shareholders' Agreement so as not to vote in favour of or permit any act or omission that they reasonably understand would constitute a breach of any of the actions listed in Schedule 7. 6.1.6 Notwithstanding anything to the contrary in clause 6.1.3, or any other provision of this Agreement or any other Transaction Document, none of the Sellers, the Company or any member of the Group shall be prevented from undertaking, be required to obtain the Purchaser’s consent in relation to, or incur any liability as a result of effecting, any of the following on or prior to Closing: (a) any matter required by Applicable Law or necessary to comply with written requests of Relevant Authorities; (b) the implementation of any transaction or the taking of any action provided for by any Transaction Document (other than the Disclosure Letter) or requested to be implemented or taken by the Purchaser; (c) the execution of a legally binding contractual obligation existing as at the date of this Agreement if the relevant contractual obligation has been Fairly Disclosed in the Disclosure Letter; (d) the incurrence or making of any Permitted Leakage;


 
- 28 - (e) those matters set out in Schedule 12; (f) the planned change of company name of RedRiff Agency Limited to RedRiff Underwriting Limited and related Companies House filing; or (g) any matter reasonably undertaken by any of the Sellers or any member of the Sellers' Group in an urgent situation for the Group’s business (including an emergency or disaster situation) with the intention of minimising any adverse effect on the Group. 6.2 Repurchase of H Shares 6.2.1 Each Seller shall (and shall procure, to the extent it is reasonably within its capacity and authority to do so, that the Company shall) execute the relevant H Share Repurchase Documents (or, as applicable, pass the relevant resolutions in those H Share Repurchase Documents) in order to give effect to the repurchase by the Company and cancellation, immediately prior to Closing, of [***] as at the date of this Agreement (together the H Share Repurchase) in accordance with the Articles and the Shareholders' Agreement, and for these purposes each Seller shall be deemed to have provided its prior written consent to, and waived any and all rights of pre- emption, rights of first offer, rights of first refusal or any other right in respect of, the transfer of such H Shares pursuant to the H Share Repurchase whether arising under the Articles, the Shareholders' Agreement or otherwise. 6.2.2 Following the H Share Repurchase and prior to Closing, the Management Representative shall procure that the Company shall carry out all filings required at Companies House in order to give notice of the H Share Repurchase (including the cancellation of the relevant H Shares). 6.2.3 [***] 6.3 Conversion of Sale Shares 6.3.1 Each Seller shall procure that: (i) the Conversion Resolutions shall be duly passed in order to give effect to the conversion, immediately prior to Closing and following the H Share Repurchase, of each class of Shares (including all Sale Shares) into a single new ordinary share class (the Conversion and the New Ordinary Shares) in accordance with the Articles and the Shareholders' Agreement; and (ii) the Conversion occurs prior to Closing. 6.3.2 Following the Conversion and prior to Closing, the Sellers shall procure that the Company shall issue share certificates each Seller in respect of: (a) each Seller's Sale Shares; and (b) any Shares that are not Sale Shares that any relevant Seller shall continue to hold upon Closing. 6.4 MIP [***]


 
- 29 - 7. CLOSING STATEMENT 7.1 No later than five Business Days before Closing, the Sellers' Representatives shall deliver to the Purchaser a draft of the Closing Spreadsheets and a statement (the Closing Statement) setting out, among other things: 7.1.1 the amount of the Fixed Consideration; 7.1.2 the amount of the Variable Consideration; 7.1.3 the amount of the Consideration that comprises the Cash Consideration; 7.1.4 the amount of the Consideration that comprises the Consideration Stock; 7.1.5 details of the Paraline Account; 7.1.6 details of the Colemont Account; 7.1.7 details of the BCC Account; 7.1.8 details of the Management Seller Accounts; 7.1.9 the aggregate Pre-Closing Specified Leakage Amount; 7.1.10 any costs and expenses paid or incurred by the Company in connection with the Transaction up to Closing, including the preparation, negotiation, entry into and completion of the Transaction Documents; and 7.1.11 a statement setting out: (a) the number of Shares (other than Sale Shares) which are legally and/or beneficially held by or on behalf of each Seller after the date of this Agreement; (b) the Pre-Closing Specified Leakage Amount (if any) for each relevant Seller; and (c) the Consideration payable to each Seller (including, in respect of the Continuing Sellers, the split of Consideration between Cash Consideration and Consideration Stock), provided that such allocation corresponds with the Cash Proportions and Stock Proportions. 7.2 The Purchaser may, within five Business Days of receipt of the draft Closing Spreadsheets and Closing Statement, provide comments on the draft Closing Spreadsheets and/or the Closing Statement. To the extent the Purchaser provides comments, the draft Closing Spreadsheets and/or the Closing Statement (as applicable) shall only become binding once agreed between the parties. 7.3 If Closing is deferred in accordance with the terms of this Agreement and the draft Closing Spreadsheets and the Closing Statement have been delivered to the Purchaser in accordance with clause 7.1, then the Sellers' Representatives shall deliver a revised draft Closing Spreadsheets and revised Closing Statement to the Purchaser in accordance with clause 7.1 and the previously submitted draft Closing Spreadsheets and Closing Statement shall not apply. 7.4 Subject to clause 7.2, following the delivery of the final Closing Spreadsheets and Closing Statement, the Consideration shall be deemed to be updated to reflect the relevant amounts


 
- 30 - detailed in the Closing Statement and shall be final and binding on the Sellers, provided that the Closing Statement shall not override, or be deemed to amend, any provision in this Agreement. 7.5 Save as determined by the board of the Company, each Management Seller and each Individual Seller agrees that he or she shall only be entitled to see and/or receive a copy of the information set out in the Closing Statement to the extent such information relates to him or her and the parties acknowledge and agree that the Closing Statement shall be redacted accordingly for the purposes of any disclosure to each Management Seller and each Individual Seller. 8. CLOSING 8.1 Date Closing shall take place, following fulfilment of the final remaining Condition or, if applicable, waived and after the Closing Statement has been finalised (the Condition Fulfilment Date) on: 8.1.1 if the Condition Fulfilment Date occurs during the first five calendar days of a calendar month, the fifth Business Day falling five Business Days after the Condition Fulfilment Date and with effect from the first Business Day of that calendar month, save that the Variable Consideration will be calculated up to the actual date on which Closing occurs; or 8.1.2 if the Condition Fulfilment Date occurs after the first five calendar days of a calendar month, then the first Business Day of the following calendar month; or 8.1.3 such other date as may be agreed between the Purchaser and the Sellers' Representatives. 8.2 Closing Events On Closing, the parties shall comply with their respective obligations specified in Schedule 3. The Sellers' Representatives may waive some or all of the obligations of the Purchaser as set out in Schedule 3 (provided that the consent of a Seller shall be required if such waiver has a disproportionate impact on that Seller when compared with the other Sellers) and the Purchaser may waive some or all of the obligations of the Sellers as set out in Schedule 3. 8.3 Consideration Stock No later than three Business Days prior to the Closing, the Sellers' Representatives shall deliver to the Purchaser a table in the form of Part 2 of Schedule 1 identifying each Continuing Seller and the number of shares of Consideration Stock to be received, as calculated in accordance with their Stock Proportion pursuant to clause 3.6.1(b). 8.4 Payment on Closing On Closing: 8.4.1 the Purchaser shall pay the Cash Consideration (less the amount, if any, equal to any Pre-Closing Specified Leakage Amount(s)) in cleared funds to the bank accounts designated by the Sellers' Representatives in accordance with clause 19.7, in such amounts as shown in the Closing Statement, and procure the issue by Ambac of the Consideration Stock in accordance with clause 3.6.1(b); and


 
- 31 - 8.4.2 Ambac shall deliver to the Continuing Sellers a book-entry statement from the Transfer Agent evidencing the number of shares of Consideration Stock set forth beside each Continuing Seller’s name as calculated in accordance with clause 3.6.1(b) and indicated in the form set out in Part 2 of Schedule 1, registered in the name of such Continuing Seller (or its nominee in accordance with its delivery instructions). 8.5 When Closing shall have taken place Closing shall have taken place once all obligations referred to in clauses 8.2 and 8.3 and Schedule 3 have been fulfilled and each Seller has received the Cash Consideration and Consideration Stock due to it under clauses 8.2 and 8.3 and Schedule 3. 8.6 Sale and Purchase of all of the Sale Shares 8.6.1 The Purchaser shall not purchase any of the Sale Shares pursuant to this Agreement unless the Sellers sell all of the Sale Shares on Closing. 8.6.2 The Sellers shall not sell any of the Sale Shares pursuant to this Agreement unless the Purchaser purchases all of the Sale Shares on Closing. 8.7 Breach of Closing Obligations If a party fails to comply with any material obligation in clauses 8.2 and 8.3 and paragraph 2 of Schedule 3 (which shall include a failure by the Purchaser to pay any of the Consideration), the Purchaser, in the case of non-compliance by the Sellers, or the Sellers' Representatives, in the case of non-compliance by the Purchaser, shall be entitled (in addition to and without prejudice to all other rights and remedies available but subject to a cure period of one month following the date of the relevant default, not to extend beyond the Long Stop Date) by written notice to the other party: 8.7.1 to terminate this Agreement (other than the Surviving Clauses) without liability on its part (or the part of those on whose behalf such notice is served); or 8.7.2 to effect Closing so far as practicable having regard to the defaults which have occurred; or 8.7.3 to fix a new date for Closing (being not more than 20 Business Days after the agreed date for Closing) in which case the provisions of Schedule 3 shall apply to Closing as so deferred but provided that such deferral may only occur once, provided that if the Purchaser terminates this Agreement pursuant to clause 8.7.1, the Company shall pay, without prejudice to any other remedies the Purchaser may have against the breaching party, to the Purchaser an amount of £3,500,000 within 10 days of such termination. 9. LEAKAGE 9.1 Warranty and Undertaking Each of the Sellers severally: 9.1.1 warrants in respect of itself, himself or herself, as applicable, to the Purchaser that from (but excluding) the Locked Box Accounts Date to (and including) the date of this Agreement, there has been no Leakage; and


 
- 32 - 9.1.2 undertakes in respect of itself, himself or herself, as applicable, to the Purchaser to procure that there will be no Leakage to or for the benefit of such Seller or any member of the Seller's Group from the day after the date of this Agreement to the Closing Date and to immediately inform the Purchaser of any Leakage or any fact or event they become aware of that might constitute or result in Leakage, provided that the Sellers shall have no liability to the Purchaser under this clause 9.1 or clause 9.2 if Closing does not occur. 9.2 Leakage Indemnity Subject to clause 9.3, if any Leakage occurs which has not been deducted from the Consideration under clause 3.7 or otherwise repaid or credited prior to Closing then, following Closing, each Seller in receipt of the benefit of the relevant Leakage (whether directly or through a member of such Seller’s Group) shall pay to the Purchaser on demand an amount in cash equal to such Leakage, the benefit of which has been received by such Seller or members of its Seller’s Group. 9.3 Limitations on Leakage Claims 9.3.1 Save in the case of fraud and fraudulent misrepresentation, the aggregate liability of each Seller in respect of any Leakage Claim shall not exceed an amount equal to such Leakage. 9.3.2 No Seller shall be liable for any Leakage Claim unless a notice of the Leakage is given by the Purchaser to the relevant Sellers' Representative within nine months following Closing. Such notice shall specify in reasonable detail (in each case to the extent available to the Purchaser) the legal and factual basis of the Leakage Claim and evidence on which the Purchaser relies and the Purchaser's estimate of the amount of Leakage which is the subject of the Leakage Claim and which Seller(s) have received the benefit of the Leakage in question. 9.3.3 Any Leakage Claim shall (if it has not been previously satisfied, settled or withdrawn) be deemed to have been withdrawn six months after the notice is given pursuant to clause 9.3 unless legal proceedings in respect of it have been commenced by being both issued and served. No new Leakage Claim may be made in respect of the facts, matters, events or circumstances giving rise to any such withdrawn Leakage Claim. 10. TRANSACTION BONUSES [***] 11. WARRANTIES 11.1 The Sellers' warranties and undertakings 11.1.1 Each Seller severally warrants to the Purchaser that each of the Fundamental Warranties (and, in the case of Fundamental Warranties relating to Sale Shares, in respect of their Sale Shares only) is true and accurate in all respects as at the date of this Agreement and, by reference to the matters, facts, events or circumstances then subsisting, immediately prior to Closing as if any reference to "the date of this Agreement" in such Fundamental Warranties is instead a reference to "the Closing Date".


 
- 33 - 11.1.2 Subject to clause 11.2, each of the Management Sellers severally warrants to the Purchaser that each Business Warranty is true and accurate in all respects, so far as each such Management Seller is aware, as at the date of this Agreement. 11.1.3 Notwithstanding anything to the contrary in this Agreement, the term "so far as the Management Sellers are aware" or any similar expression shall, unless otherwise stated, be deemed to refer to the actual knowledge of each of the Management Sellers, having made reasonable enquiry of each other. Actual awareness and knowledge shall expressly exclude any implied, imputed or constructive knowledge of any Management Seller. 11.1.4 Each of the Warranties is separate and independent and is not limited by reference or inference to any other Warranty, any term of this Agreement or any other Transaction Document. 11.1.5 Each of the Continuing Sellers acknowledges and agrees that the Consideration Stock to be issued pursuant to this Agreement has not been registered under the Securities Act. Each of the Continuing Sellers understands that the Consideration Stock constitutes "restricted securities" under applicable federal securities laws of the United States and that, pursuant to these laws, such Continuing Seller must hold the Consideration Stock indefinitely unless the Consideration Stock is registered with the Commission, or an exemption from such registration and qualification requirements is available. Each of the Continuing Sellers further acknowledges that if an exemption from registration or qualification is available, it may be conditioned on various requirements including, but not limited to, the time and manner of sale, the holding period for the Consideration Stock and on requirements relating to Ambac which are outside of the Continuing Seller’s control, and which Ambac may not be able to satisfy. 11.1.6 Each of the Continuing Sellers hereby severally represents and warrants that (i) it is an “accredited investor” within the meaning of Rule 501(a) under the Securities Act, (ii) has such knowledge, skill and experience in business, financial and investment matters that it is capable of evaluating the merits and risks of its acquisition of the Consideration Stock and (iii) has had the opportunity to consult its own legal and professional advisers, to the extent it has deemed appropriate, and has made its own legal, tax, accounting, and financial evaluation of the merits and risks of an acquisition of the Consideration Stock. 11.1.7 Each of the Continuing Sellers severally acknowledges and agrees that, for the duration of the twelve-month period following the issuance of the Consideration Stock to the Continuing Sellers (the Lock-up Period) and without the prior written consent of Ambac, such Continuing Seller will not, and will not cause or direct any of its affiliates to, offer, pledge, sell, or otherwise transfer or dispose of, directly or indirectly, any shares of Consideration Stock, other than (A) transfers of shares of Consideration Stock as a bona fide gift or gifts or to a charitable organisation in a transaction not involving a disposition for value; (B) transfers, distributions or dispositions of shares of Consideration Stock to another corporation, partnership, limited liability company, trust or other business entity that is an affiliate (as defined in Rule 405 promulgated under the Securities Act) of such Continuing Seller or to any investment fund or other entity controlling, controlled by, managing or managed by or under common control with such Continuing Seller or its affiliates (including, for the avoidance of doubt, where such Continuing Seller is a partnership, to its general partner or a successor partnership or fund, or any other funds managed by such general partnership, partnership or fund), or as part of a distribution, transfer or disposition without consideration to direct or indirect members, shareholders, partners, beneficiaries or other equity holders of such Continuing Seller (excluding, in any event, portfolio


 
- 34 - companies as that term is commonly understood in the private equity industry), or to any member of the immediate family of such Continuing Seller or any trust for the direct or indirect benefit of the undersigned or the immediate family of such Continuing Seller in a transaction not involving a disposition for value; (C) transfers or dispositions of shares of Consideration Stock or other securities to any corporation, partnership, limited liability company or other entity, in each case, all of the beneficial ownership interests of which are held by such Continuing Seller or the immediate family of such Continuing Seller in a transaction not involving a disposition for value; (D) transfers or dispositions of shares of Consideration Stock or other securities (x) by will, other testamentary document or intestate succession to the legal representative, heir, beneficiary or a member of the immediate family of such Continuing Seller upon the death of the Continuing Seller, or (y) by operation of law pursuant to a domestic order or negotiated divorce settlement; (E) transfers or dispositions of shares of Consideration Stock pursuant to a bona fide tender offer for shares of Ambac’s capital stock, merger, consolidation or other similar transaction made to all holders of Ambac’s securities involving the transfer (whether by tender offer, merger, consolidation or other similar transaction), in one transaction or a series of related transactions, to a person or group of affiliated persons, of Ambac’s voting securities if, after such transfer, such person or group of affiliated persons would hold at least 50% of the outstanding voting securities of Ambac, provided that in the case of (A) through (D) above, the relevant transferee agreed to be bound by the Lock-Up Period. 11.2 The Purchaser's warranties and undertakings 11.2.1 The Purchaser warrants to each of the Sellers as at the date of this Agreement that: (a) the execution and delivery by the Purchaser of this Agreement and the Transaction Documents (to which it is party), and compliance with their respective terms, shall not breach or constitute a default under its articles of association, or any other agreement or instrument to which it is a party or by which it is bound, and shall not constitute a breach under any Applicable Law or other restriction applicable to it; (b) has, where relevant, taken or will have taken by Closing all corporate action required to authorise it to enter into and to perform this Agreement and the other Transaction Documents; (c) it has the legal right and full power and authority to enter into and perform this Agreement and the other Transaction Documents (to which it is party) to be executed by it and such documents will, when executed, constitute valid and binding obligations on the Purchaser, in accordance with their respective terms; (d) save for the Conditions, no consent, approval, authorisation or order of any court or governmental, regulatory or other authority which has not been obtained or made at the date of this Agreement is required by it where failure to obtain such consent, approval, authorisation or order would materially and adversely affect such its ability to enter into and perform its obligations under this Agreement and the Transaction; (e) no order has been made and no resolution has been passed for its winding up or for a liquidator to be appointed in respect of it and no petition has been presented and no meeting has been convened for the purpose of its winding up (and in each case no corporate action, legal proceedings or other procedure or step has been taken in relation thereto);


 
- 35 - (f) no administration order has been made and no petition for such an order has been presented in respect of it (and in each case no corporate action, legal proceedings or other procedure or step has been taken in relation thereto); (g) no receiver (which expression shall include an administrative receiver) or analogous officer or official in any jurisdiction has been appointed in respect of it or in respect of all or any material part of its assets (and in each case no corporate action, legal proceedings or other procedure or step has been taken in relation thereto); (h) it is not, nor is deemed to be, insolvent or unable to pay its debts within the meaning of laws relating to insolvency applicable to it; (i) no moratorium has been sought or been granted in respect of it within the meaning of laws relating to insolvency applicable to it; and (j) no voluntary arrangement has been proposed with its creditors in respect of it within the meaning of laws relating to insolvency applicable to it. 11.2.2 The warranties set out in clause 11.2.1 shall be deemed to have been repeated immediately prior to Closing as if the reference to "the date of this Agreement" in such clause is instead a reference to "the Closing Date". 11.2.3 At or prior to the signing of this Agreement, the Purchaser shall deliver to the Sellers’ Representatives a copy of the Debt Commitment Papers executed by the debt financing sources party thereto (and the Purchaser undertakes to countersign such Debt Commitment Papers (or any amended, restated or replacement Debt Commitment Papers to the extent permitted under this clause 11 prior to any deadline for countersignature specified therein)). 11.3 Ambac's warranties and undertakings 11.3.1 Ambac warrants to each of the Sellers as at the date of this Agreement that: (a) the execution and delivery by Ambac of this Agreement and the Transaction Documents (to which it is party), and compliance with their respective terms, shall not breach or constitute a default under its articles of association, or any other agreement or instrument to which it is a party or by which it is bound, and shall not constitute a breach under any order, judgment, decree or other restriction applicable to it; (b) it has the legal right and full power and authority to enter into and perform this Agreement and the other Transaction Documents (to which it is party) to be executed by it and such documents will, when executed, constitute valid and binding obligations on Ambac, in accordance with their respective terms; (c) save for the Conditions, no consent, approval, authorisation or order of any court or governmental, regulatory or other authority which has not been obtained or made at the date of this Agreement is required by it where failure to obtain such consent, approval, authorisation or order would materially and adversely affect such its ability to enter into and perform its obligations under this Agreement and the Transaction; (d) no order has been made and no resolution has been passed for its winding up or for a liquidator to be appointed in respect of it and no petition has been


 
- 36 - presented and no meeting has been convened for the purpose of its winding up (and in each case no corporate action, legal proceedings or other procedure or step has been taken in relation thereto); (e) no administration order has been made and no petition for such an order has been presented in respect of it (and in each case no corporate action, legal proceedings or other procedure or step has been taken in relation thereto); (f) no receiver (which expression shall include an administrative receiver) or analogous officer or official in any jurisdiction has been appointed in respect of it or in respect of all or any material part of its assets (and in each case no corporate action, legal proceedings or other procedure or step has been taken in relation thereto); (g) it is not, nor is deemed to be, insolvent or unable to pay its debts within the meaning of laws relating to insolvency applicable to it; (h) no moratorium has been sought or been granted in respect of it within the meaning of laws relating to insolvency applicable to it; (i) no voluntary arrangement has been proposed with its creditors in respect of it within the meaning of laws relating to insolvency applicable to it; (j) the issuance of the Consideration Stock has been duly authorized, and the Consideration Stock, when issued and paid for in accordance with the terms of this Agreement, will be duly and validly issued, fully paid and nonassessable and free and clear of any encumbrances, preemptive rights or restrictions (other than any restrictions on transfer generally imposed under applicable securities laws): (k) it intends to issue the shares of Consideration Stock in reliance on the exemption from the registration requirements of the Securities Act provided by Rule 506 of Regulation D under the Securities Act, or Section 4(a)(2) of the Securities Act, and in reliance on exemptions from the registration or qualification requirements of state securities or “blue sky” laws; and (l) it has filed or furnished, as applicable, on a timely basis all forms, statements, schedules, certifications, reports and other documents required to be filed or furnished by it with the Commission under the Exchange Act or the Securities Act during the past twelve calendar months (collectively, and in each case including all exhibits and schedules thereto and documents incorporated by reference therein, the SEC Reports). As of the time it was filed with the Commission (or, if amended or superseded by a filing prior to the date of this Agreement, then on the date of such filing), each of the SEC Reports complied in all material respects with the applicable requirements of the Securities Act or the Exchange Act (as the case may be) and as of the time they were filed, none of the SEC Reports contained any untrue statement of a material fact or omitted to state a material fact required to be stated therein or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading. There are no material outstanding or unresolved comments in comment letters from the staff of the Division of Corporation Finance of the Commission with respect to any of the SEC Reports.


 
- 37 - 11.3.2 The warranties set out in clause 11.3.1 shall be deemed to have been repeated immediately prior to Closing. 11.3.3 Ambac undertakes to each of the Continuing Sellers that promptly following the expiry of the Lock-up Period (and in no event later than three Business Days following the expiry of the Lock-up Period), Ambac shall remove all restrictive legends, including the legend set forth in clause 3.6.2 above, and shall, upon request of any Continuing Seller or Ambac’s transfer agent, provide an opinion of counsel permitting such removal. Further, Ambac shall remove all restrictive legends, including the legend set forth in clause 3.6.2 above, (i) following any sale of such Consideration Stock pursuant to Rule 144 or any other applicable exemption from the registration requirements of the Securities Act of 1933, or (ii) upon request, if such Consideration Stock is eligible for resale under Rule 144(b)(1) or any successor provision. Without limiting the foregoing, upon request of the Continuing Sellers, or any of them, and receipt by Ambac of an opinion of counsel reasonably satisfactory to Ambac to the effect that such legend is no longer required under the Securities Act and applicable state securities laws, Ambac shall use its reasonable best efforts promptly (and in no event later than five Business Days following the date on which of such request and opinion of counsel have both been received) to cause the legend to be removed from any book-entry statements for the Consideration Stock in accordance with the terms of this Agreement and deliver, or cause to be delivered, to any Continuing Seller new book-entry statements representing the Consideration Stock that are free from all restrictive and other legends or, at the request of such Continuing Seller, via DWAC transfer to such Continuing Seller’s account. 11.4 Financial Capability 11.4.1 Purchaser has delivered to the Sellers true, complete and correct copies of the Debt Commitment Papers from the lenders party thereto (collectively, the “Lenders”) and the arrangers party thereto, pursuant to which the Lenders have committed, subject to the terms and conditions set forth therein, to provide to Purchaser the Debt Commitments. 11.4.2 As of the date hereof, the Debt Commitment Papers have not been amended, modified, terminated or withdrawn; provided that the existence or exercise of “market flex” provisions contained in the Debt Fee Letters, shall not constitute an amendment or modification of the Debt Commitment Papers. 11.4.3 As of the date hereof, the Debt Commitment Papers are in full force and effect and constitute the legal, valid and binding obligations of Purchaser and, to the knowledge of Purchaser, the Lenders, in each case, except as limited by the application of bankruptcy, insolvency, reorganisation, moratorium and similar Applicable Laws relating to or affecting creditors’ rights or to general principles of equity. 11.4.4 As of the date hereof, there are no other legally binding agreements, side letters or arrangements relating to the Debt Financing (other than the Debt Commitment Papers and the Debt Fee Letters) among the parties thereto that would reasonably be expected to materially and adversely affect the availability of the Debt Financing. 11.4.5 As of the date hereof, the Debt Financing is subject to no conditions precedent other than those set forth in the Debt Commitment Papers and the Debt Fee Letters. 11.4.6 As of the date hereof, to the knowledge of Purchaser, assuming the accuracy of the Warranties set forth in Clause 11.1, no event has occurred which, with or without notice, lapse of time or both, would reasonably be expected to constitute a default


 
- 38 - or breach by Purchaser under the Debt Commitment Papers that would reasonably be expected to adversely affect the availability of the Debt Financing. 11.4.7 Assuming the funding in full of the Debt Financing on the Closing Date, the accuracy of the Warranties set forth in Clause 11.1 and the performance by the Purchaser of its obligations under this Agreement, including the obligations set forth in Clause 11.2, as of the date hereof, Purchaser will have on the Closing Date sufficient funds to pay all obligations of Purchaser hereunder due on the Closing Date and any fees and expenses required to be paid by the Purchaser in connection with Closing and/or the Debt Financing. 11.4.8 The Company shall comply with the obligations set out in Schedule 9. 11.5 Sellers' Disclosures The Purchaser shall not be entitled to make any Claim in relation to the Business Warranties to the extent that the matter which is the subject of the relevant Claim is Fairly Disclosed in this Agreement and/or the Disclosure Letter. 11.6 The Sellers' and Purchaser's Waiver of Rights against the Group 11.6.1 Save in the case of fraud, each Seller waives (for the benefit of the Purchaser and the Group Companies and their respective directors, officers, employees and agents) any rights, remedies or claims which it may have in respect of any misrepresentation, inaccuracy or omission in or from any information or advice supplied or given by the Group Companies or their respective directors, officers, employees or agents in connection with assisting each Seller in the giving of any Sellers' Warranty or the preparation of the Disclosure Letter, the Data Room and the Restricted Data Room. 11.6.2 Save in the case of fraud and in respect of claims relating to employment agreements of the Management Sellers, each Seller waives (for the benefit of the Purchaser and the Group Companies and their respective directors, officers, employees and agents) any rights, remedies or claims which it may have against any Group Company or their respective directors, officers, employees or agents. 11.6.3 Without prejudice to the terms of the Transaction Documents and subject to clause 11.6.4 below, save in the case of fraud the Purchaser waives and, from Closing, shall procure that each Group Company shall waive (for the benefit of the Group Companies and their respective directors, officers, employees and agents) any rights, remedies or claims which it may have in respect of: (a) any misrepresentation, inaccuracy or omission in or from any information or advice supplied or given by the Group Companies or their respective directors, officers, employees or agents in connection with assisting each Seller in the giving of any Sellers' Warranty or the preparation of the Disclosure Letter, the Data Room and the Restricted Data Room; or (b) any breach of directors' duties by a director of the Company arising as a result or in connection with the Company complying with the terms of this Agreement. 11.6.4 The waiver of rights by the Purchaser pursuant to clause 11.6.3 shall be without prejudice to any rights, remedies or claims which it may have against the Group Companies' directors, officers, employees and agents in their capacity as Sellers under this Agreement.


 
- 39 - 11.7 Purchaser’s Debt Undertakings 11.7.1 Purchaser undertakes that its obligations under this Agreement are not subject to any conditions regarding the Purchaser’s, or any other person’s, ability to obtain financing for the consummation of the Transaction. For the avoidance of doubt, if any Debt Financing (as defined below) has not been obtained, Purchaser will nonetheless be obliged to perform its obligations under Clause 3 and Clause 8 and consummate the Transaction in accordance with the terms of this Deed. 11.7.2 The Purchaser undertakes that it has, and will have at Closing, the necessary cash resources and/or debt commitments provided (including under the Debt Commitment Letter and any convertible notes or other debt instrument issued in lieu thereof) (such debt commitments and/or any convertible notes or other debt instrument issued in lieu thereof being the “Debt Financing”) which together are sufficient to meet its obligations under this Agreement to pay the Cash Consideration. 11.7.3 The Purchaser undertakes to the Sellers that it will not, without the prior written consent of the Sellers (such consent not to be unreasonably, withheld, conditioned or delayed), terminate or amend or vary any term or condition of the Debt Commitment Papers including, for the avoidance of doubt, the agreements provided to the Seller pursuant to Clause 11.7.6 (it being understood that the exercise of any “market flex” provisions contained in the Debt Fee Letters shall be deemed not to be an amendment or variation) in any manner which would materially adversely affect the Purchaser’s ability to fulfil its payment obligations on Closing pursuant to this Agreement or which would make the availability at Closing of the funds under the Debt Commitment Papers less certain or subject to any additional conditions, provided that, the Purchaser may replace, restate, supplement, modify, assign, substitute or amend the Debt Commitment Papers to add or replace lenders, lead arrangers, bookrunners, syndication agents or similar entities (or titles with respect to such entities) so long as such addition or replacement would not affect the availability of the total amount of the Debt Financing on the Closing Date. Upon any such amendment, supplement or other modification of, or waiver under, the Debt Commitment Papers in accordance with this Clause 11.7.3, the term “Debt Commitment Papers” shall mean such Debt Commitment Papers as so amended, supplemented, modified or waived. 11.7.4 The Purchaser shall use all reasonable endeavours to: (a) maintain in effect the Debt Commitment Papers (subject to the right of Purchaser to replace, restate, supplement, modify, assign, substitute or amend the Debt Commitment Papers in accordance with Clause 11.7.3); (b) enter into definitive agreements with respect to the Debt Commitment Papers (such definitive agreements being referred to as the “Debt Financing Agreements”) on terms and conditions no less favorable to the Purchaser than those contained in the Debt Commitment Papers and the Debt Fee Letters (subject to any such “market flex” provisions contained in the Debt Fee Letters) and maintain in effect the Debt Financing Agreements if entered into prior to Closing; (c) satisfy, and use all reasonable endeavours to cause the Debt Financing Sources to confirm the satisfaction, on a timely basis, or obtain the waiver of, all conditions applicable to the Purchaser contained in the Debt Commitment Papers (or any definitive agreements related thereto);


 
- 40 - (d) consummate the Debt Financing contemplated by the Debt Commitment Papers, the Debt Financing Agreements and the Debt Fee Letters substantially concurrently with the Closing; and (e) enforce its rights under the Debt Commitment Papers or the Debt Financing Agreements to the extent necessary to ensure its compliance with its obligations under this Agreement. 11.7.5 The Purchaser shall notify the Sellers promptly of any fact, matter or circumstance that may cause any delay or impediment, directly or indirectly, to the Purchaser drawing down such amounts under the terms of the Debt Commitment Papers as shall be necessary to allow the Purchaser to comply with its obligations under Clause 8 and Schedule 3. 11.7.6 On the date of this Agreement, the Purchaser has delivered to the Sellers: (a) a copy of the Debt Commitment Papers, pursuant to which the Debt Financing Sources have committed, subject to the terms and conditions set forth therein, to provide to the Purchaser debt financing in the aggregate amount set forth therein in connection with the Transaction; (b) copies of the fee letters (the “Debt Fee Letters”) related to the Debt Commitment Papers, provided that the existence and/or amount of fees, flex provisions, pricing terms, pricing caps and other commercially sensitive numbers specified therein have been redacted; and (c) copies of letters duly executed by each lead arranger in respect of the Bridge Facility (as defined in the Debt Commitment Papers) to the Purchaser (or one of its Affiliates) confirming that, other than Closing occurring, all conditions precedent to drawdown of all debt finance to be provided to the Purchaser, for the purposes of the Transaction have been satisfied or are under the Purchaser’s (or one of its Affiliates’) control or in agreed form and will be satisfied at Closing. 12. LIMITATION OF LIABILITY 12.1 Time Limitation for Claims The Sellers shall not be liable for any Claim unless a notice of the Claim is given by the Purchaser to the Sellers' Representatives specifying the matters giving rise to the Claim: 12.1.1 in the case of a Claim in respect of the Tax Warranties or the Tax Deed or a claim under clauses 3.4.2 or 6.2.3, within seven years following Closing; 12.1.2 in the case of a Claim in respect of the Fundamental Warranties, within four years following Closing; 12.1.3 in the case of any other Claim, within 18 months following Closing. 12.2 Time Limitation for claims under clauses 6 and 13 12.2.1 Each of the Management Sellers and the Company shall not be liable for any claim for breach of the pre-Closing obligations in clause 6 unless a notice of the claim is given by the Purchaser to the relevant party within 18 months following Closing.


 
- 41 - 12.2.2 The Restricted Sellers shall not be liable for any claim for breach of the protective covenants in clause 13 unless a notice of the claim is given by the Purchaser to the relevant Sellers' Representatives within the earlier of (i) six months following the Purchaser become actually aware of such potential claim and (ii) six months following the expiry of the Restricted Period. 12.3 Process for Claims 12.3.1 The Purchaser shall give notice in writing of any Claim to the Sellers' Representatives as soon as reasonably practicable and, in any event, within 30 Business Days of the Purchaser becoming actually aware of such potential Claim. 12.3.2 Notice of a Claim shall be given by the Purchaser to the Sellers' Representatives within the time limits specified in clause 12.1 and shall include the relevant facts and circumstances the Purchaser is aware of giving rise to the Claim (including the Purchaser's estimate, on a without-prejudice basis, of the amount of the Claim) and, in the case of a Claim for breach of any Sellers' Warranties, the specific Sellers' Warranties alleged to have been breached. 12.3.3 Failure to provide the information specified in clause 12.3.2 shall not affect the right of the Purchaser to make a Claim (provided that the Purchaser has given valid notice of a Claim in accordance with clause 12.3.1), but that failure shall be taken into account in determining the liability of the relevant Seller for such Claim to the extent that the relevant Seller establishes that it was materially prejudiced by such failure. 12.4 Maximum Liability 12.4.1 The aggregate liability of the Sellers in respect of all Claims (and for the avoidance of doubt Losses relating thereto) shall, excluding any Fundamental Warranty Claim, not exceed £1 (the Maximum Liability Limit), with each Seller's liability not to exceed such percentage of that amount corresponding with the prorated amount of total Consideration to be received by such Seller under this Agreement. The Purchaser acknowledges that such limit shall apply notwithstanding the terms of the W&I Policy and any subsequent non-payment under the W&I Policy or any vitiation or expiry or termination of the W&I Policy or insolvency of the underwriters or any other provisions of this Agreement or for any other reason whatsoever (other than in respect of fraud by any relevant Seller). 12.4.2 The aggregate liability of the Sellers in respect of all Fundamental Warranty Claims (and for the avoidance of doubt Losses relating thereto) shall not exceed, for each Seller, the prorated amount of total Consideration to be received by such Seller under this Agreement. 12.4.3 The aggregate liability of the Sellers in respect of all claims under clause 3.4.2 shall be £2,000,000. 12.4.4 The aggregate liability of the relevant Sellers in respect of all claims under clause 6.2.3 shall be £1,500,000. 12.4.5 Notwithstanding any other provision of this Agreement other than clause 9.2, the total aggregate liability of each Seller in respect of any and all claims under this Agreement shall not exceed an amount equal to the prorated amount of total Consideration to be received by such Seller under this Agreement.


 
- 42 - 12.5 Provision made in the Accounts The Sellers and the Company shall have no liability in respect of a Claim to the extent a provision, reserve or allowance has been made for it in the Accounts in respect of the matter or circumstances giving rise to the Claim. The parties agree that any damages awarded to the Purchaser in respect of a Claim may take into account the diminution in value of the Sale Shares. 12.6 No Double Recovery and no Double Counting No party may recover for breach of or under this Agreement, any Transaction Document or otherwise more than once in respect of the same Losses suffered or amount for which the party is otherwise entitled to claim (or part of such Losses or amount), and no amount (including any relief) (or part of any amount) shall be taken into account, set-off or credited more than once for breach of or under this Agreement, any Transaction Document or otherwise, with the intent that there will be no double counting for breach of or under this Agreement, any Transaction Document or otherwise. 12.7 Mitigation of Losses The Purchaser shall use its reasonable endeavours to take such reasonable steps as are within its control and to give all reasonable assistance to avoid or mitigate any Losses which in the absence of mitigation might give rise to a liability for any Claim. 12.8 Fraud, etc. None of the limitations contained in this clause 12 shall apply to a Seller in respect of any claim hereunder if and to the extent it arises or is increased as a result of fraud or fraudulent misrepresentation by: (i) such Seller; or (ii) any executive director, officer or employee of any Group Company involved in the preparation of the disclosures in the Disclosure Letter, provided that no Seller shall have any limitations on its liability disapplied in respect of the fraud or fraudulent misrepresentation of any other Seller. 12.9 Consequential loss, etc. The Sellers shall not be liable in respect of a Claim for any indirect, consequential or special damages, or for loss of or anticipated loss of profit, loss of or anticipated loss of revenue or loss of other business opportunity or goodwill, provided that this shall not operate to exclude liability for any Losses which are direct, reasonably foreseeable by the parties at the date of this Agreement, or considered to flow naturally from the relevant breach, which may include diminution of value of the Sale Shares. 12.10 Third Party Claims The Purchaser shall notify the Sellers’ Representatives of any claims, potential claim, matter or event against a Group Company which the Purchaser is aware constitutes a breach of any of the Warranties or otherwise give rise to a Claim (a Third Party Claim) as soon as reasonably practicable (and in any event within 10 Business Days of becoming aware of any such Third Party Claim) and consult with the Sellers’ Representatives in respect of such Third Party Claim and consider the Sellers’ Representatives’ reasonable requests and suggested course of action in respect thereof. 12.11 Recovery from Third Parties 12.11.1 If the Purchaser or any other member of the Purchaser's Group or any Group Company has at any time recovered or otherwise received a reimbursement from a


 
- 43 - third party (other than another Group Company or a Seller) in respect of any matter or circumstance giving rise to a Claim, Losses will be calculated also by reference to any amounts actually recovered from third parties. 12.11.2 If any Seller has paid an amount in discharge of any Claim, and the Purchaser or any other member of the Purchaser's Group or any Group Company subsequently recovers from a third party (whether pursuant to clause 12.11.1 or otherwise) a sum that indemnifies or compensates the Purchaser, any other member of the Purchaser's Group or another Group Company (in whole or in part) for Losses which are referable to the subject matter of such Claim, the Purchaser or the relevant other member of the Purchaser's Group or the relevant Group Company shall pay to the relevant Sellers as soon as practicable after receipt of such sum an amount equal to: (a) if the amount paid by the Sellers in respect of the Claim is more than the Sum Recovered, the Sum Recovered; and (b) if the amount paid by the Sellers in respect of the Claim is equal to or less than the Sum Recovered, the amount previously paid by the relevant Sellers to the Purchaser. 12.11.3 For the purposes of this clause 12.11, Sum Recovered means an amount equal to the total amounts recovered from the third party by the Purchaser (or the relevant prorated sum of such total amounts if the sum is recovered by a Group Company calculated by reference to the Purchaser's shareholding (whether directly or indirectly) in that Group Company from time to time), less: (a) all costs and expenses reasonably incurred by the Purchaser or the relevant Group Company in obtaining such recovery and the recovery from the Seller(s); and (b) any Taxation incurred (or which would have been incurred but for the availability of a relief from Tax) in effecting, or on receipt of, the recovery. 12.12 Retention and provision of information The Purchaser shall, and shall ensure that each Group Company shall retain all material documents, records, correspondence, accounts and other information whatsoever relevant to a matter which may give rise to a Claim. 12.13 Purchaser actions No Seller or the Company shall be liable for any Claim to the extent that it would not have arisen but for, or is increased or not reduced as a result of, any act, matter or thing done or omitted to be done: 12.13.1 by any member of the Purchaser's Group; 12.13.2 in breach of a Purchaser's obligation under this Agreement or any other Transaction Document; 12.13.3 after Closing (other than in order to comply with Applicable Law or pursuant to a legally binding commitment to which the Group was subject on or prior to Closing and which has been Fairly Disclosed);


 
- 44 - 12.13.4 in connection with any reorganisation, change in ownership or change in the nature of, or cessation or winding up of, the business of any member of the Purchaser's Group or any Group Company after Closing; 12.13.5 on or prior to Closing, by any member of the Sellers' Group, any Affiliate of any Seller or any Group Company with the prior written direction, request or approval of, the Purchaser or any other member of the Purchaser's Group; 12.13.6 pursuant to and in compliance with any of the Transaction Documents or by reason or in consequence of the execution and performance of any of the Transaction Documents; 12.13.7 pursuant to an admission of liability made in breach of the provisions of clause 12.15 by the Purchaser or by another member of the Purchaser's Group on or after Closing; 12.13.8 at the request of the Purchaser or any other member of the Purchaser's Group (or any person acting on behalf of the Purchaser or any other member of the Purchaser's Group) or with its approval. 12.14 Changes in Law and Practice No Seller shall be liable for any Claim to the extent that it would not have arisen but for, or has been increased or not reduced as a result of: 12.14.1 any change made after the Closing Date in the accounting, Taxation or commercial policies, practices or approaches of any Group Company (to the extent not required by Applicable Law in respect of that Group Company after the Closing Date); 12.14.2 the passing of, or any change in any Applicable Law (or any change in interpretation on the basis of case law), directive, rule, regulation, requirement or administrative practice of any government, governmental department, agency or regulatory body, including any increase in the rates of Tax or any imposition of Tax or any withdrawal of relief from Tax not actually (or prospectively) in effect at the date of this Agreement, after the date of this Agreement; 12.14.3 any Regulatory Requirements or other guideline, ordinance, code, policy, publication or other document, promulgation or communication issued, administered or enforced by any Relevant Authority which is not an Applicable Law issued on or after the date of this Agreement; or 12.14.4 any change after the date of this Agreement of any generally accepted interpretation or application of any legislation or accounting policies. 12.15 Purchaser's knowledge 12.15.1 The Sellers shall not be liable for any Claim if and to the extent that any member of the Purchaser's deal team specified at clause 12.15.2 below, is actually aware, having made reasonable enquiry of each other, at the date of this Agreement: (a) of the fact, matter event or circumstance which is the subject matter of the Claim; and (b) that the fact, matter, event or circumstance could reasonably be expected to give rise to a Claim,


 
- 45 - provided that actual awareness and knowledge for the purpose of this Clause shall expressly exclude any implied, imputed or constructive knowledge of any member of the Purchaser’s deal team. 12.15.2 For the purpose of clause 12.15.1, the relevant members of the Purchaser's deal team are Claude LeBlanc, David Trick, Steve Ksenak, Matthew Prendergast and Daniel McGinnis. 12.16 W&I Policy 12.16.1 The parties agree and acknowledge that: (a) the Purchaser has obtained the W&I Policy for the benefit of the Purchaser to cover losses arising from any Claim relating to the Business Warranties and/or the Tax Deed; (b) neither (i) any failure on the part of the Purchaser's Group to enter into, or to comply with, the terms of the W&I Policy, nor (ii) any unavailability of the W&I Policy or of recourse thereunder for whatever reason, shall create or increase any Seller's liability pursuant to or in relation to this Agreement or any of the Transaction Documents in any way; and (c) on Closing, the Sellers and the Purchaser shall each pay 50% of the cost of the W&I Policy. 12.16.2 The Purchaser undertakes to each Seller: (a) to procure that the W&I Policy includes an express waiver in the agreed form (in terms which have been approved in writing by the Sellers' Representatives prior to the entry into such W&I Policy) of any rights of subrogation (the Subrogation Provisions) which an insurer under the W&I Policy may otherwise have against a Seller; and (b) not to amend the Subrogation Provisions without the prior written consent of the Sellers' Representatives. 12.16.3 Subject to clause 12.16.4, the Purchaser acknowledges and agrees that: (a) its sole recourse against the Sellers for Claims (other than Fundamental Warranty Claims) pursuant to this Agreement and/or pursuant to the Tax Deed shall be capped at the Maximum Liability Limit and it shall rely on the W&I Policy for the payment of any damages or other amounts or payments under or in connection with a Claim relating to the Business Warranties and/or pursuant to the Tax Deed in excess of the Maximum Liability Limit; and (b) save as set out in 12.16.3(a) above, it shall have no right to, and shall not, commence or pursue any proceedings against a Seller in respect of a Claim relating to the Business Warranties and/or the Tax Deed (and hence the damages or payments (as the case may be) under or in connection with such a Claim will remain for the account of the Purchaser itself), save to the extent that a Claim arises against a Seller as a result of fraud or fraudulent misrepresentation on the part of that Seller (or the Company, as applicable). 12.16.4 The provisions of clause 12.16.3 shall apply irrespective of:


 
- 46 - (a) whether the W&I Policy is taken out; (b) any non-satisfaction of the conditions to the W&I Policy; (c) any non-compliance with the terms of the W&I Policy; (d) any exclusions or Business Warranties or covenants pursuant to the Tax Deed that are not, or not fully, insured under the W&I Policy; (e) any vitiation, expiry, defect or termination of the W&I Policy or non-payment of a claim under the W&I Policy; or (f) the insolvency of the insurer or any underwriter of the W&I Policy. 12.17 Limitation period Subject to clause 12.1, the parties agree that, notwithstanding that this Agreement is executed as a deed, no claim may be made by any person under or in connection with this Agreement after the expiry of seven years from the date on which the cause of action accrued. 13. PROTECTIVE COVENANTS 13.1 Each Restricted Seller severally undertakes to the Purchaser, and for the benefit of each Group Company, that during the Restricted Period such Restricted Seller shall not (and, in the case of any Restricted Seller which is a body corporate, shall procure that its Affiliates shall not) solicit or seek to employ or entice away, or endeavour to solicit or entice away, from the Company and/or any Subsidiary any Senior Employee, whether or not such person would commit any breach of their contract of service in leaving such employment. 13.2 During the period of one year following Closing, each Restricted Seller severally undertakes that it shall not (and, in the case of any Restricted Seller which is a body corporate, shall procure that its Affiliates shall not) knowingly hire, employ or engage any person who is at Closing a Senior Employee knowing such Senior Employee would be in breach of their applicable non-compete undertakings to the Group either as a result of such hiring, employment or engagement. In respect of Joseph (Jeff) Consolino and April Golda Joyce, the obligations in this clause 13.2 shall apply to them in their personal capacities only, and such Restricted Sellers shall not be required to procure any other person does not hire, employ or engage any Senior Employee where such Restricted Sellers have not been part of the process of hiring, employing or engaging a Senior Employee. 13.3 The placing of an advertisement of a post generally available to members of the public, recruitment of a person through an employment agency that is not directed at employees or officers of the Group and the employment of any person (other than a Senior Employee) as a result of such an advertisement or recruitment shall not constitute a breach of clause 13.1, provided that such Restricted Seller has not (and, in the case of any Restricted Seller which is a body corporate, its Affiliates have not) encouraged or advised such agency to approach any such person and has not otherwise breached this clause 13. 13.4 The parties confirm that they consider the restrictions contained in this clause 13 to be reasonable in all respects and necessary for the protection of the interests of the Purchaser and the Group, but if any of the restrictions is held to be invalid or ineffective, but would be valid and effective if some part of it were deleted, or some modification were made to its terms, then the restriction shall apply with such deletion or modification as may be necessary to make it valid and effective.


 
- 47 - 13.5 In this clause 13: 13.5.1 Restricted Seller means each of [***]; and 13.5.2 Restricted Period means: [***] 14. ANNOUNCEMENTS, CONFIDENTIALITY AND PRIVILEGE 14.1 Announcements Other than the Announcement, no announcement, communication or circular in connection with the existence or the subject matter of this Agreement shall be made or issued by or on behalf of any member of the Sellers' Group or any member of the Purchaser's Group without the prior written consent of the Sellers' Representatives and the Purchaser (such consent not to be unreasonably withheld or delayed). This shall not affect any announcement, communication, or circular required by Applicable Law or any Relevant Authority or the rules of any stock exchange on which the shares of any party or its holding company are listed but the party with an obligation to make an announcement or communication or issue a circular (or whose holding company has such an obligation) shall consult with the other parties (or shall procure that its holding company consults with the other parties) insofar as is lawful and reasonably practicable before complying with such an obligation. 14.2 Confidentiality 14.2.1 Subject to clauses 14.1 and 14.2.2, each of the parties shall treat as strictly confidential and not disclose or use any information received or obtained as a result of entering into this Agreement (or any agreement entered into pursuant to this Agreement) which relates to: (a) the existence and the provisions of this Agreement, any Transaction Document and of any agreement entered into pursuant to this Agreement; (b) the negotiations relating to this Agreement, any Transaction Document and any agreement entered into pursuant to this Agreement; (c) (in the case of the Sellers) any information relating to the business, financial or other affairs (including future plans and targets) of the Purchaser's Group; or (d) (in the case of the Purchaser and only until Closing in respect of information relating to the Group) any information relating to the business, financial or other affairs (including future plans and targets) of the Group and any member of the Sellers' Group (and, in respect of BCC, any person who or which, directly or indirectly, controls, or is controlled by, or is under common control with BCC (including Bain Capital Credit LP, any funds managed or advised by it and/or any of their affiliates)). 14.2.2 Clause 11.2.1 shall not prohibit disclosure or use of any information if and to the extent: (a) the disclosure or use is required or advisable to be disclosed (on the advice of an attorney) by Applicable Law, any Relevant Authority or any stock exchange on which the shares of a party or its holding company are listed (including where this is required as part of any actual or potential offering, placing and/or


 
- 48 - sale of securities of any member of the Group, the Sellers' Group (and, in respect of BCC, any person who or which, directly or indirectly, controls, or is controlled by, or is under common control with BCC (including Bain Capital Credit LP, any funds managed or advised by it and/or any of their affiliates) or the Purchaser's Group)); (b) the disclosure or use is required for the purpose of any arbitral or judicial proceedings arising out of this Agreement or any other agreement entered into under or pursuant to this Agreement; (c) the disclosure is made to a Tax Authority or a Relevant Authority to the extent required or requested in connection with the Tax or regulatory affairs of the disclosing party; (d) the disclosure is made to a party to whom assignment is permitted under clause 19.4 on terms that such assignee undertakes to comply with the provisions of clause 14.2.1 in respect of such information as if it were a party to the Agreement; (e) the disclosure is made to an Investor Seller's managers, general partners, limited partners, current and/or prospective fund investors, professional intermediaries or otherwise as part of its normal internal or external regulatory reporting processes, communication processes and policies other than any information relating to the business, financial or other affairs (including future plans and targets) of the Purchaser's Group; (f) the disclosure is made to professional advisers (including auditors) or actual or potential financiers of any party on a need to know basis or to third parties and their professional advisers in the context of a possible acquisition or disposal transaction, on terms that such recipient is made aware of the confidentiality of the information and undertakes to comply with the provisions of clause 14.2.1 in respect of such information as if it were a party to the Agreement; (g) the information is or becomes publicly available (other than by breach of this Agreement); (h) the other parties (or in the case of disclosure by the Purchaser, the Sellers' Representatives) have given prior written approval to the disclosure or use; or (i) the information is independently developed after the date of this Agreement, provided that prior to disclosure or use of any information pursuant to clause 14.2.2(a) or 14.2.2(b), the party concerned shall, where not prohibited by Applicable Law, consult with the other parties (or in the case of disclosure by the Purchaser, the Sellers' Representatives) insofar as is reasonably practicable. 14.3 Privilege 14.3.1 The Purchaser acknowledges that: (a) RPC has acted as legal counsel to the Company and for certain of the Sellers in respect of the Transaction and the preparation and negotiation of this Agreement;


 
- 49 - (b) Appleby and Westmont Law have acted as legal counsel to the Company in respect of certain matters relating to the Transaction; and (c) Ropes & Gray LLP and Herbert Smith Freehills LLP have each acted as legal counsel to certain of the Sellers in respect of the Transaction, (such advisers, together with any other persons engaged by the Company or the Sellers or any of them to provide legal advice in respect of the Transaction, being the Firms and each a Firm). 14.3.2 The Purchaser agrees that (i) all communications involving legal professional privilege between the Sellers (or any of them), on the one hand, and any of the Firms, on the other hand, relating to the legal advice being given by the Firms to or for the benefit of the Sellers (as opposed to the Group) in respect of this Agreement and the Transaction (collectively, the Privileged Communications), shall be deemed to be privileged communications that belong solely to the Sellers and not to the Group notwithstanding the fact that any person associated with the Group who is not a Seller may have been a recipient of or copied on such communications or that such communications reside on the computer systems of the Group and (ii) each of the Firms shall have no duty to reveal or disclose any Privileged Communications to the Group by reason of any solicitor-client or attorney-client relationship between each of the Firms and the Group or otherwise. 14.3.3 The Purchaser agrees (i) not to use (and to cause the Purchaser’s Group not to use) any Privileged Communications for the purpose of asserting, prosecuting or litigating any claims against the Sellers or their Affiliates relating to this Agreement and the Transaction and (ii) to procure that the Group shall not disclose any Privileged Communications to any person following Closing, unless compelled to disclose by judicial or administrative process or by other requirements of law. 14.3.4 Without prejudice to clause 1.15.1, in clause 14.3.2: (a) any reference to legal professional privilege shall be construed as including attorney-client privilege and such other privilege which attaches to communications between client and legal adviser in any relevant jurisdiction which governs the provision of the relevant legal advice; and (b) any reference to privilege shall be construed as including attorney-client confidences and any other equivalent term in any relevant jurisdiction which governs the provision of the relevant legal advice. 14.3.5 Each Firm may rely on and enforce the provisions of this clause 14.3 as if it were a party to this Agreement. 15. GUARANTEE 15.1 Ambac guarantees to the Sellers the due and punctual performance, observance and discharge by the Purchaser of all the Guaranteed Obligations if and when they become performable or due under this Agreement. 15.2 If the Purchaser defaults in the payment when due of any amount to a Seller that is a Guaranteed Obligation Ambac shall immediately on demand by their relevant Sellers' Representative, unconditionally pay that amount to that Seller in the manner prescribed by this Agreement as if it were the Purchaser.


 
- 50 - 15.3 Ambac as principal obligor and as a separate and independent obligation and liability from its obligations and liabilities under clause 15.1 and clause 15.2, agrees to indemnify and keep indemnified the Sellers on demand from and against all and any losses, costs, claims, liabilities, damages, demands and expenses suffered or incurred by the Sellers arising out of, or in connection with, the Guaranteed Obligations not being recoverable for any reason or any failure of the Purchaser to perform or discharge any of its obligations or liabilities in respect of the Guaranteed Obligations. 15.4 The guarantee in this clause 15 is and shall at all times be a continuing security and shall cover the ultimate balance of all monies payable by the Purchaser to the Sellers in respect of the Guaranteed Obligations, after allowance for any intermediate payment or discharge in full or in part of the Guaranteed Obligations. 15.5 The liability of Ambac under the guarantee in this clause 15 shall not be reduced, discharged or otherwise adversely affected by: 15.5.1 any act, omission, matter or thing which would have discharged or affected the liability of Ambac had it been a principal debtor instead of a guarantor or indemnifier; or 15.5.2 anything done or omitted by any person which, but for this provision, might operate or exonerate or discharge Ambac or otherwise reduce or extinguish its liability under the guarantee in this clause 15. 15.6 Ambac waives any right it may have to require the Sellers (or any trustee or agent on their behalf) to proceed against or enforce any other right or claim for payment against any person before claiming from Ambac under this clause 15. 15.7 Ambac shall, on a full indemnity basis, pay to the Sellers on demand the amount of all costs and expenses (including legal and out-of-pocket expenses and any value added tax on them) incurred by the Sellers in connection with the preservation, or exercise and enforcement, of any rights under or in connection with the guarantee in this clause 15 or any attempt so to do. 15.8 Until all amounts which may be or become payable by the Purchaser under or in connection with this Agreement have been irrevocably paid in full, and unless the Sellers otherwise direct in writing, Ambac shall not exercise any security or other rights it may have by reason of performing its obligations under this clause 15, whether such rights arise by way of set-off, counterclaim, subrogation, indemnity or otherwise. 15.9 The guarantee in this clause 15 shall be in addition to and independent of all other security which the Sellers may hold from time to time in respect of the discharge and performance of the Guaranteed Obligations. 15.10 This clause 15 shall automatically terminate in respect of any Guaranteed Obligation on the earlier of: 15.10.1 that Guaranteed Obligation having been satisfied in accordance with the terms of this Agreement; 15.10.2 the Purchaser (and/or its Affiliates) ceasing to control the Company; and 15.10.3 the Sellers ceasing to own Shares, provided that, in the event of clauses 15.10.2 and/or 15.10.3 applying, the provisions of clauses 15.1 to 15.9 shall continue to apply to any Guaranteed Obligation which had become


 
- 51 - due for performance prior to such event occurring until the relevant Guaranteed Obligation has been performed in full. 16. COMPANY RECORDS 16.1 For seven years following Closing, the Purchaser shall, so long as it controls the Company, procure (to the extent within its capacity and authority to do so) that each Group Company shall: 16.1.1 preserve the books, correspondence and records of each Group Company relating to any period up to Closing, in each case to the extent necessary for the purpose of compliance with applicable accounting, legal and Regulatory Requirements; and 16.1.2 allow any of the Sellers and their agents (at the relevant Seller's expense and on prior written notice by the Sellers provided at least three Business Days prior to the desired date of access) reasonable access during the hours of 9:00 am to 5:30 pm on a Business Day to inspect and take copies of the books, correspondence and records preserved in accordance with clause 16.1.1. 16.2 The obligation in clause 16.1.2 is subject to the right of the Company to require the person who is provided with access to give such undertakings (as regards information not relating to the Group) as to confidentiality as the person providing the access may reasonably require. 17. D&O INSURANCE 17.1 For a period of six years from the Closing Date, the Purchaser shall ensure that each Group Company obtains and maintains (at the cost of the Purchaser’s Group) a directors’ and officers’ liability insurance policy that: 17.1.1 covers each director or officer of each Group Company immediately prior to Closing (each such director or officer being a Current Director) in respect of any claims against a Current Director arising from any matter, cause or event occurring on or before Closing; and 17.1.2 is on terms that are no less advantageous to any Current Director than the directors’ and officers’ liability insurance policies maintained by the Group as at the date of this Agreement. 17.2 Upon a written request from a Current Director at any time, the Purchaser shall provide to the resigning director evidence that such insurance policy is in force. The provisions of this Clause 17 are intended to be for the express benefit of, and will be enforceable by, the Current Directors and, in respect any Current Director that is not a party to this Agreement, as a third party beneficiary in accordance with Clause 19.5. 18. SELLERS' REPRESENTATIVES 18.1 Appointment and Role of the Sellers' Representative 18.1.1 The respective Sellers hereby appoint their nominated Sellers' Representative to act in their name and on their behalf for all purposes under this Agreement and the other Transaction Documents, including for the purposes of: (a) delivering payment instructions to the Purchaser in connection with the payment of the Consideration;


 
- 52 - (b) accepting notices on behalf of the Sellers in accordance with clause 19.11 (and the Sellers' Representatives shall pass on such notices to the relevant Seller(s) without delay and in any event within three Business Days of receipt); (c) taking any and all actions that may be necessary or desirable, as determined by the Sellers' Representatives in their sole discretion, in connection with the payment of the costs and expenses incurred in connection with this Agreement and the other Transaction Documents; (d) granting any consent, waiver, confirmation or approval on behalf of the Sellers under or in connection with this Agreement and the other Transaction Documents; (e) generally taking any and all other actions and doing any and all other things provided in or contemplated by this Agreement and the other Transaction Documents to be performed by the Sellers. 18.1.2 The respective Sellers [***] hereby irrevocably (by way of security for the performance of its obligations under this Agreement) appoint their nominated Sellers' Representative as their attorney on their behalf to do all acts and to execute and deliver such documents or deeds as are required by law or as may, in the reasonable opinion of that Sellers' Representative, be required to give effect to the matters described in this clause 18.1. 18.1.3 Each Sellers' Representatives shall keep its appointing Sellers reasonably informed as to the actions it takes and as to material developments concerning the Transaction (including progress towards satisfaction of the Conditions). 18.1.4 The Purchaser shall be entitled to rely on the exercise of the powers and authorities conferred on the Sellers' Representatives as if the relevant Seller is exercising such powers and authorities. 18.1.5 The relevant Sellers may appoint a replacement Sellers' Representative by giving written notice to the Purchaser and the other Sellers' Representatives. 18.2 Indemnity 18.2.1 Each Seller (by its execution of this Agreement) confirms and agrees that its nominated Sellers' Representative owes no responsibility, duty of care or liability whatsoever in connection with his or her appointment as a Sellers' Representative and each Sellers' Representative shall have no liability whatsoever to the respective Sellers in relation to any action which he or she has taken or omitted to take in the past or may in the future take or omit to take his or her capacity as a Sellers' Representative under this Agreement (save in the event of fraud or wilful misconduct). Each Seller agrees not to bring any action or claim against its nominated Sellers' Representative in connection with his or her appointment as a Sellers' Representative and/or in relation to any action which such Sellers' Representative has taken or omitted to take in the past or may in the future take or omit to take in his or her capacity as a Sellers' Representative under this Agreement. 18.2.2 Each Seller hereby agrees to be bound by each act, agreement, approval, consent and decision of its nominated Sellers' Representative and subject always to clause 18.2.3, each Seller undertakes to indemnify its nominated Sellers' Representative against all liabilities, costs, expenses, damages and losses which it sustains or incurs


 
- 53 - in connection with any action taken in good faith pursuant to its appointment under this clause 18 (including any cost incurred in enforcing this indemnity). 18.2.3 The indemnity in clause 18.2.1 shall not cover any Sellers' Representative if and to the extent a claim under it results from fraud of such Sellers' Representative. 18.2.4 The Sellers acknowledge and agree that the Sellers’ Representatives shall carry out the performance of any obligations on behalf of their respective appointing Sellers in this Agreement and any other Transaction Documents only to the extent reasonably within their respective capacity and authority to do so. 19. OTHER PROVISIONS 19.1 W&I Policy 19.1.1 The Purchaser shall not make any changes to, or otherwise vary the terms of, the W&I Policy if the impact of such change or variation would be to increase the liability of the Sellers under this Agreement and/or the Tax Deed. 19.2 Further Assurances 19.2.1 Each of the parties shall, and shall use reasonable endeavours to procure that any necessary third party shall, from time to time execute such documents and perform such acts and things as any party may reasonably require to give effect to the terms of this Agreement and give any party to this Agreement the full benefit of this Agreement. 19.2.2 After Closing, pending registration of the Purchaser as owner of the Sale Shares, the Sellers shall exercise all voting and other rights in relation to the Sale Shares in accordance with the Purchaser's instructions, except to the extent contrary to Applicable Law. 19.3 Whole Agreement 19.3.1 The Transaction Documents contain the whole agreement between the parties relating to the sale and purchase of the Sale Shares to the exclusion of any terms implied by law which may be excluded by contract and supersede any previous written or oral agreement between the parties in relation to the sale and purchase of the Sale Shares. 19.3.2 The Purchaser agrees and acknowledges that, in entering into the Transaction Documents, it is not relying on any representation, warranty or undertaking not expressly incorporated into them. 19.3.3 Any terms implied by law in any jurisdiction in relation to the Transaction are excluded to the fullest extent permitted by law. 19.3.4 Each of the parties agrees and acknowledges that its only right and remedy in relation to any representation or warranty made or given in or in connection with the Transaction Documents, shall be: (i) (without prejudice to clause 12) damages for breach of the terms of the Transaction Documents; or (ii) a claim pursuant to the W&I Policy and each of the parties waives all other rights and remedies (including rights and remedies to claim damages in tort or under statute or civil codes, or to (wholly or partly) rescind, nullify or terminate (whether by court or arbitral order or otherwise) the Transaction Documents) in relation to any such representation, or warranty.


 
- 54 - 19.3.5 Nothing in this clause 19.3 excludes or limits any liability for fraud or fraudulent misrepresentation. 19.4 Assignment 19.4.1 Except as permitted by this clause 19.4, no party may without the prior written consent of the Purchaser and the Sellers' Representatives assign, grant any security interest over, hold on trust or otherwise transfer the benefit of the whole or any part of this Agreement. 19.4.2 Subject to clause 19.4.5, a party may without the consent of the other parties, assign to an Affiliate the benefit of the whole or any part of this Agreement provided that, if the assignee ceases to be an Affiliate of that party, it shall before ceasing to be so assign the benefit, so far as assigned to it, back to that party or assign the benefit to another Affiliate of that party, as the case may be. 19.4.3 Subject to clause 19.4.5, this Agreement and all or any of the benefits arising under it may be assigned or charged in whole or in part by the Purchaser to its financial lenders or banks or other creditors or other any member of their groups (including funds) or any security agent or trustee acting on their behalf as security agent, in each case for any financing or refinancing in respect of the Transaction (including any additional facilities and hedging made available in connection with such financing or refinancing) and such benefit may further be assigned to any other financial institution or other creditors by way of security for the borrowings of the Purchaser resulting from any refinancing of the borrowings made under such financing or refinancing or to any person entitled to enforce such security or to any transferee under a valid enforcement of such security. 19.4.4 As soon as practicable after any assignment in accordance with this clause 19.4, the assignor shall give written notice of the assignment to the Purchaser or the Sellers' Representatives as appropriate. 19.4.5 Any assignee pursuant to this clause 19.4 shall not be entitled to receive under this Agreement any greater amount than that to which the assigning party would have been entitled, nor shall any assignment under this clause 19.4 increase the liability of any party. The Guarantee in clause 15 is personal to the Sellers and cannot be assigned. 19.5 Third Party Rights 19.5.1 A person who is not a party to this Agreement has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of, or enjoy any benefit under, this Agreement, except if and to the extent set out in this clause 19.5. 19.5.2 A Group Company and its directors, officers, employees or agents may enforce and rely on clauses 11.6, 17 and 19.15.4 to the same extent as if it or they were a party. An assignee pursuant to clause 19.4.2 may enforce and rely on this Agreement as if it were a party. 19.5.3 Any Firm may enforce and rely on clause 14.3 to the same extent as if it were a party to this Agreement. 19.5.4 This Agreement may be terminated and any term may be amended or waived without the consent of the persons named in clause 19.5.2 (except that any such termination,


 
- 55 - amendment or waiver that would be, or would likely be, to the detriment of such persons named in clause 19.5.2 shall require their prior written consent). 19.6 Variation No variation of this Agreement shall be effective unless in writing and signed by the Purchaser, Ambac and the Sellers’ Representatives. 19.7 Method of Payment and Set-Off 19.7.1 Any payments pursuant to this Agreement shall be made in full, without any set-off, counterclaim, restriction or condition and without any deduction or withholding, including Tax, (save as may be required by law or as otherwise agreed), and for these purposes it is acknowledged that any amounts to be withheld or deducted pursuant to clause 3.4 shall not be affected by this clause 19.7.1). 19.7.2 Any cash payments pursuant to this Agreement shall be effected by crediting in cleared funds the following bank accounts: (a) any payments by the Purchaser (or any member of the Purchaser’s Group) to Paraline shall be made to the Paraline Account; (b) any payments by the Purchaser (or any member of the Purchaser’s Group) to Colemont shall be made to the Colemont Account; (c) any payments by the Purchaser (or any member of the Purchaser’s Group) to BCC shall be made to the BCC Account; (d) any payments by the Purchaser (or any member of the Purchaser’s Group) to the Management Sellers shall be made to the Management Seller Accounts; and (e) any payments by the Company to the Purchaser shall be made to a bank account to be notified by the Purchaser to the Company in writing. 19.7.3 Payment of a sum in accordance with this clause 19.7 shall constitute a payment in full of the sum payable and shall be a good discharge to the payer (and those on whose behalf such payment is made) of the payer's obligation to make such payment and the payer (and those on whose behalf such payment is made) shall not be obliged to see to the application of the payment as between those on whose behalf the payment is received. 19.8 Costs 19.8.1 Save as expressly provided otherwise in this Agreement, each party shall bear its own Taxes, costs and expenses incurred in connection with the Transaction, including the negotiation, entry into and completion of the Transaction Documents. 19.8.2 The Sellers acknowledge and agree that any costs and expenses incurred or paid by the Company net of recoverable VAT in connection with the Transaction, including the preparation, negotiation, entry into and completion of the Transaction Documents by the Sellers' Representatives on their behalf shall be either (as the Sellers' Representatives may elect): (a) reimbursed to the Company by the Sellers at or prior to Closing; or


 
- 56 - (b) deducted from the Consideration payable in cash and allocated between each Seller pro rata to the total value of Consideration payable to the Sellers. 19.8.3 No monitoring or transaction fees will be charged by the Purchaser to any member of the Group (including, for this purpose, any new subsidiary of the Company arising on or after Closing) in respect of Closing. 19.9 Registration, Stamp, Transfer Taxes and Duties The Purchaser shall bear the cost of all registration, stamp and transfer taxes and duties or their equivalents in all jurisdictions where such fees, taxes and duties are payable as a result of the purchase of the Sale Shares. The Purchaser shall arrange the payment of such taxes and duties. 19.10 Interest If a party fails to pay any sum due and payable by it under this Agreement on the due date of payment in accordance with the terms of this Agreement, that party shall pay interest on that sum calculated on a daily basis at the rate of 4% per annum above the Bank of England's base rate from time to time (but at 4% per annum for any period when that base rate is below 0%) from (and including) the date for payment to (but excluding) the actual date of payment. 19.11 Notices 19.11.1 Any notice or other communication in connection with this Agreement (each, a Notice) shall be: (a) in writing in English; (b) delivered by hand, email, recorded or special delivery or courier using an internationally recognised courier company. 19.11.2 A Notice to the Sellers shall be sent to the Sellers' Representatives at the following address, or to such other person or address as the Sellers' Representatives may notify to the Purchaser from time to time: (a) Management Representative Address: Beat Capital Partners Limited, 5th Floor, 6 Bevis Marks, London EC3A 7BA, United Kingdom [***] (b) BCC Representative Address: Bain Capital Credit, LP, 200 Clarendon Street, Boston MA 02116, United States [***] (c) Paraline Representative Address: Wand Partners, Inc, 260 Crandon Blvd., Suite 32 #75, Key Biscayne FL 33149, United States


 
- 57 - [***] (d) Colemont Representative Address: Colemont UK Holdings Limited, c/o Amwins, 4725 Piedmont Row Drive, Ste 600, Charlotte NC 28207, United States [***] 19.11.3 A Notice to the Purchaser shall be sent to such party at the following address, or to such other person or address as the Purchaser may notify to the Sellers from time to time: Address: One World Trade Center, 41st Floor New York City, New York, 10017 [***] 19.11.4 Subject to clause 19.11.5, a Notice shall be effective upon receipt and shall be deemed to have been received: (a) at the time recorded by the delivery company, in the case of recorded delivery; (b) at the time of delivery, if delivered by hand or courier; or (c) at the time of sending if sent by e-mail, provided that receipt shall not occur if the sender receives an automated message that the e-mail has not been delivered to the recipient. 19.11.5 A Notice that is received after 5.00pm on any day, or on a Saturday, Sunday or public holiday in the place of receipt, shall be deemed to be received at 09.00am on the next day that is not a Saturday, Sunday or public holiday in the place of receipt. 19.11.6 For the purposes of this clause 19.11, all references to time are to local time in the place of receipt. 19.11.7 Email is not permitted for any Notice which: (i) terminates, gives notice to terminate or purports to terminate this Agreement; or (ii) notifies or purports to notify an actual or potential Claim. 19.12 Invalidity 19.12.1 If any provision in this Agreement shall be held to be illegal, invalid or unenforceable, in whole or in part, the provision shall apply with whatever deletion or modification is necessary so that the provision is legal, valid and enforceable and gives effect to the commercial intention of the parties. 19.12.2 If and to the extent that it is not possible to delete or modify the provision, in whole or in part, under clause 19.12.1, then such provision or part of it shall, if and to the extent that it is illegal, invalid or unenforceable, be deemed not to form part of this Agreement and the legality, validity and enforceability of the remainder of this Agreement shall, subject to any deletion or modification made under clause 19.12.1, not be affected.


 
- 58 - 19.13 Counterparts 19.13.1 This Agreement may be entered into in any number of counterparts, all of which taken together shall constitute one and the same instrument. Any party may enter into this Agreement by signing any such counterpart. 19.13.2 Transmission of an executed counterpart of this Agreement by email (in PDF, JPEG or other agreed format) or by electronic signing (including by DocuSign or any equivalent platform) shall take effect as delivery of an executed counterpart of this Agreement. 19.14 Governing Law and Submission to Jurisdiction 19.14.1 This Agreement and the documents to be entered into pursuant to it, and any non-contractual obligations arising out of or in connection with the Agreement and such documents shall be governed by English law. 19.14.2 Each of the parties irrevocably agrees that the courts of England are to have exclusive jurisdiction to settle any dispute which may arise out of or in connection with this Agreement and the documents to be entered into pursuant to it and that accordingly any proceedings arising out of or in connection with this Agreement and the documents to be entered into pursuant to it shall be brought in such courts. Each of the parties irrevocably submits to the jurisdiction of such courts and waives any objection to proceedings in any such court on the ground of venue or on the ground that proceedings have been brought in an inconvenient forum. 19.15 Appointment of Process Agent 19.15.1 Each of the Purchaser and Ambac shall appoint and thereafter maintain the appointment of an agent within England to accept service of process in England in any legal action or proceedings arising out of or in connection with this Agreement as soon as reasonably practicable and, in any event, within 28 calendar days of the date of this Agreement, and service upon such agent shall be deemed completed whether or not forwarded to or received by the Purchaser or Ambac respectively. 19.15.2 Each of the Purchaser and Ambac shall inform the Sellers' Representatives in writing of any change of address of the process agent described in clause 19.15.1 within 28 calendar days of such change. 19.15.3 If the process agent described in clause 19.15.1 ceases to be able to act as such or to have an address in England, each of the Purchaser and Ambac irrevocably agrees to appoint a new process agent in England acceptable to the Sellers and to deliver to the parties within 14 calendar days a copy of a written acceptance of appointment by the process agent. 19.15.4 [***] 19.15.5 Each relevant Seller shall inform the Purchaser in writing of any change of address of such process agent within 28 calendar days of such change. 19.15.6 If such process agent described in clause 19.15.4 ceases to be able to act as such or to have an address in England, the relevant Sellers irrevocably agree to appoint a new process agent in England acceptable to the Purchaser and to deliver to the parties within 14 calendar days a copy of a written acceptance of appointment by the process agent.


 
- 59 - 19.15.7 Nothing in this Agreement shall affect the right to serve process in any other manner permitted by law. Executed as a deed and delivered by the parties on the date first mentioned above.


 
- 60 - SCHEDULE 1 THE SELLERS [***]


 
- 61 - SCHEDULE 2 THE COMPANY AND THE SUBSIDIARIES [***]


 
- 62 - SCHEDULE 3 CLOSING OBLIGATIONS 1. THE SELLERS' OBLIGATIONS On Closing, the Sellers shall deliver or make available to the Purchaser (each Seller in respect of itself and/or its Sale Shares as applicable and to the extent not delivered prior to Closing): 1.1 to the extent a Seller has executed this Agreement pursuant to a power of attorney, a copy of such power of attorney; 1.2 evidence (in a form reasonably satisfactory to the Purchaser) that each Institutional Seller (which is a body corporate) is authorised to execute the Transaction Documents to which it is a party; 1.3 subject to the Purchaser complying with its obligations under clause 8.3, transfers of the Sale Shares duly executed by the Sellers in favour of the Purchaser accompanied by the relevant share certificates (as issued to the Sellers following the Conversion); 1.4 a duly executed copy of the BCC Funding Commitment Letter Termination Deed; 1.5 a duly executed copy of the BCC Loan Agreement Termination Deed; 1.6 a duly executed copy of the BCC New Funding Commitment Letter; 1.7 duly executed copies of the Voting Commitment Notices of Terminations; 1.8 duly executed copies of the amendments to the employment agreements of the Management Sellers; 1.9 a duly executed copy of the Existing Shareholders' Agreement Termination Deed; 1.10 a counterpart of the Shareholders' Agreement duly executed by the Continuing Sellers and the Company; 1.11 a counterpart of the Tax Deed duly executed by the Management Sellers; 1.12 an executed power of attorney in favour of the Purchaser or its nominee(s) which would enable the Purchaser/nominee to attend and vote at general meetings of the Company prior to registration of the related transfer in the agreed form; 1.13 a duly executed copy of the amendment to the employment agreement of each Management Shareholder amended in the agreed form; 1.14 a duly executed copy of the board resolutions of the Company authorising the Transaction and the transfer to the Purchaser of the Sale Shares and registration thereof; 1.15 a duly executed copy of the corporate authorisations of each of the Sellers that are not Individual Sellers authorising the Transaction and the transfer to the Purchaser of their respective Sale Shares; 1.16 a duly executed copy of the H Share Repurchase Documents; and


 
- 63 - 1.17 a duly executed copy of the Conversion Resolutions. 2. THE PURCHASER'S OBLIGATIONS On Closing, the Purchaser shall: 2.1 pay the Cash Consideration in accordance with clause 8.3; 2.2 procure, in accordance with clause 8.3, the issue by Ambac to the Continuing Sellers of the Consideration Stock; 2.3 deliver or make available to the Sellers' Representatives: (a) a counterpart of the Shareholders' Agreement duly executed by the Purchaser; (b) a counterpart of the Tax Deed duly executed by the Purchaser; and (c) evidence (in a form reasonably satisfactory to the Sellers’ Representatives) that the Purchaser is authorised to execute the Transaction Documents. 3. AMBAC’S OBLIGATIONS 3.1 On Closing, Ambac shall deliver or make available to the Sellers’ Representatives: 3.1.1 a certificate of the Secretary of Ambac (the “Secretary’s Certificate”), dated as of the Closing Date, (A) certifying the resolutions adopted by the Board of Directors of Ambac or a duly authorised committee thereof approving the transactions contemplated by this Agreement and the issuance of the Consideration Stock, (B) certifying the current versions of the certificate of incorporation, as amended, and bylaws of the Company and (C) certifying as to the signatures and authority of persons signing the Transaction Documents and related documents on behalf of the Company, in substantially the agreed form; and 3.1.2 duly executed instructions to the Transfer Agent, acknowledged in writing by the Transfer Agent, instructing the Transfer Agent to deliver, on an expedited basis, the number of shares of Consideration Stock set forth opposite the name of such Continuing Seller in part 2 of Schedule 1 and registered in the name of such Continuing Seller (or its nominee, as directed by the Continuing Seller). 3.2 Promptly following Closing, Ambac shall deliver or make available to the Sellers’ Representatives a statement from the Transfer Agent evidencing the transfer and delivery of the Consideration Stock.


 
- 64 - SCHEDULE 4 [Schedule intentionally left blank]


 
- 65 - SCHEDULE 5 PERMITTED LEAKAGE 1. Any payment made or agreed to be made or any cost, liability or expense incurred or agreed to be incurred in respect of any matter undertaken by or on behalf of any Group Company at the written request or with the written agreement of the Purchaser. 2. Any payment made or agreed to be made, or any liability incurred, by or on behalf of any Group Company pursuant to, or provided for in, this Agreement or any other Transaction Document (other than the Disclosure Letter). 3. Anything constituting Leakage in connection with ordinary course payments (i) resulting from any Seller or other member of the Sellers' Group having any interest in any corporate member on the Syndicates or (ii) made to any Seller or other member of the Sellers' Group under the terms of any underwriting capital agreements between Beat Services Limited or Beat Capital Partners Services LLC and that Seller, provided that the relevant arrangement is on arm’s length terms. 4. Any payment made (in the ordinary course of business and in accordance with the terms of the related employment or service contract) to employees, workers, contractors, officers or directors of any Group Company by way of employment remuneration (including increases to such employment remuneration), director fees, contractor fees, pension contributions, annual or quarterly bonuses, commissions, benefits, reimbursement of expenses, and other emoluments in the ordinary course (including any applicable Tax and national insurance in respect thereto), and a bonus payable to a Seller from the amount of the Transaction Bonuses in an amount up to £50,000. 5. Any payment made which is on an arms' length basis and in the ordinary course of business between a Group Company on the one hand and Cadenza Holdings Limited or Cadenza Re Limited on the other by way of Cadenza Re Limited being a reinsurer and ultimate beneficiary of certain underwriting of the Group. 6. The one-time discretionary payment of US$ 290,185 from the Company to Sutton National Insurance Company with respect to supporting the reinsurance costs incurred by it in connection with the Marcato Marine Insurance Services LLC reinsurance programme. 7. Any amounts repayable by the Company to BCC pursuant to the terms of a facility agreement between the Company and BCC dated 21 March 2023. 8. Any amounts actually reimbursed to the Company by the Sellers at or prior to Closing or actually deducted from the Consideration at Closing in each case pursuant to clause 19.8 (being the relevant costs and expenses incurred in connection with the Transaction, including the negotiation, entry into and completion of the Transaction Documents). 9. Any Taxation payable by any Group Company (or which would have been payable by a Group Company but for the use of a relief) as a consequence of any of the matters referred to in paragraphs 1 to 8 above (except if and to the extent that such Taxation has been taken into account under paragraphs 1 to 8).


 
- 66 - SCHEDULE 6 WARRANTIES GIVEN BY THE SELLERS UNDER CLAUSE 11.1 Part 1: Fundamental Warranties 1. SHARE OWNERSHIP AND AUTHORITY 1.1 The Sellers specified in Schedule 1: 1.1.1 are the sole legal and beneficial owners of the number of Shares in the Company set opposite their respective names in Schedule 1; and 1.1.2 have the right to exercise all voting, economic and other rights over such Shares. 1.2 The execution and delivery by the Sellers of this Agreement and the Transaction Documents (that any such Seller is party to), and compliance with their respective terms, shall not breach or constitute a default under the Company's articles of association, or any other agreement or instrument to which any Seller is a party or by which any Seller is bound, and shall not constitute a breach under any Applicable Law or other restriction applicable to any Seller. 1.3 The Sellers have, where relevant, each taken or will have taken by Closing all corporate action required to authorise them to enter into and to perform this Agreement and the other Transaction Documents (to which any such Seller is party) to be executed by them. 1.4 The Sellers each have the legal right and full power and authority to enter into and perform this Agreement and the other Transaction Documents (that any such Seller is party to) to be executed by them and such documents will, when executed, constitute valid and binding obligations on the Sellers, in accordance with their respective terms. 1.5 Subject to the satisfaction of the Conditions in accordance with this Agreement, in respect of each Seller, no consent, approval, authorisation or order of any court or governmental, regulatory or other regulatory authority which has not been obtained or made at the date of this Agreement is required by such Seller where failure to obtain such consent, approval, authorisation or order would materially and adversely affect such Seller's ability to enter into and perform such Seller's obligations under this Agreement, any other Transaction Documents to which such Seller is party and the Transaction. 1.6 No Seller that is a natural person has: 1.6.1 had a bankruptcy petition presented against them or been declared bankrupt; 1.6.2 been served with a statutory demand, or is unable to pay their debts within the meaning of the Insolvency Act 1986; 1.6.3 entered into, or has proposed to enter into, any composition or arrangement with, or for, their creditors (including any form of voluntary arrangement); or 1.6.4 been subject of any other event analogous to the foregoing in any jurisdiction. 1.7 In respect of each Seller that is a legal person: 1.7.1 no order has been made and no resolution has been passed for its winding up or for a liquidator to be appointed in respect of it and no petition has been presented and no meeting has been convened for the purpose of its winding up (and in each case


 
- 67 - no corporate action, legal proceedings or other procedure or step has been taken in relation thereto); 1.7.2 no administration order has been made and no petition for such an order has been presented in respect of it (and in each case no corporate action, legal proceedings or other procedure or step has been taken in relation thereto); 1.7.3 no receiver (which expression shall include an administrative receiver) or analogous officer or official in any jurisdiction has been appointed in respect of it or in respect of all or any material part of its assets (and in each case no corporate action, legal proceedings or other procedure or step has been taken in relation thereto); 1.7.4 it is not, nor is deemed to be, insolvent or unable to pay its debts within the meaning of laws relating to insolvency applicable to it; 1.7.5 no moratorium has been sought or been granted in respect of it within the meaning of laws relating to insolvency applicable to it; and 1.7.6 no voluntary arrangement has been proposed with its creditors in respect of it within the meaning of laws relating to insolvency applicable to it. 2. SHARE CAPITAL 2.1 The information contained in part 1 of Schedule 1 is as at the date of this Agreement, true and complete and the shares listed therein constitute the whole of the issued and allotted share capital of the Company. 2.2 All of the Shares and the other share capital in the Company as set out in part 1 of Schedule 1 are fully paid or credited as fully paid, have been validly issued and allotted and comprise the entire issued and allotted share capital of the Company. 2.3 No person has the right (whether exercisable now or in the future and whether contingent or not) to call for the allotment, conversion, issue, registration, sale or transfer or repayment of any share capital giving rise to a right over, or an interest in, the capital of the Company under any options, warrants agreements or other arrangements (including conversion rights and rights of pre-emption) or any other securities but excluding, for the avoidance of doubt, any drag-along or tag-along provisions and any rights of first offer, rights of first refusal or other pre-emption arrangements under the terms of any shareholders' agreement or constitutional document relating to the Company. Part 2: Business Warranties 1. INFORMATION 1.1 The information contained in part 1 of Schedule 1 and Schedule 2 is true, complete and accurate in all material respects. 1.2 Save as set out in Schedule 2, (i) each of the Subsidiaries is wholly owned (directly or indirectly) by the Company and (ii) there is no Encumbrance on, over or affecting any shares (including the Shares), debentures or other securities of any Group Company and there is no agreement, arrangement or obligation to create or give an Encumbrance, in relation to any unissued shares or loan notes of any Group Company. 1.3 The shares listed in Schedule 2 in respect of each Subsidiary constitute the entire issued and allotted share capital of the relevant Subsidiary. All of the shares in the capital of the Subsidiaries are validly allotted and issued and fully paid or credited as fully paid.


 
- 68 - 1.4 No person has the right (whether exercisable now or in the future and whether contingent or not) to call for the allotment, conversion, issue, registration, sale or transfer or repayment of any share capital giving rise to a right over, or an interest in, the capital of any Subsidiary under any options, warrants agreements or other arrangements (including conversion rights and rights of pre-emption) or any other securities but excluding, for the avoidance of doubt, any drag-along or tag-along provisions and any rights of first offer, rights of first refusal or other pre-emption arrangements under the terms of any shareholders' agreement or constitutional document relating to relevant Subsidiary. 1.5 Each Group Company is duly incorporated and validly existing under the laws of the jurisdiction in which it is incorporated. 1.6 No Group Company controls or takes part in, or has agreed to control or take part in, the management of any company or business organisation other than those listed in paragraph 2 of Schedule 2 nor does any Group Company own any debt or equity securities issued by, nor does it have any beneficial or other interest, in any other entity. 1.7 All dividends and distributions declared, made or paid by any Group Company at any time were, when declared, made or paid, in accordance with the requirements of any Applicable Law and the constitutional documents of the relevant Group Company and all dividends declared or due in respect of the Shares have been paid in full. 2. ACCOUNTS 2.1 The Accounts: 2.1.1 have been prepared in accordance with Applicable Law and with the accounting principles, standards and practices generally accepted in the United Kingdom as at the date of this Agreement; 2.1.2 give a true and fair view of the state of affairs, financial position and of the assets and liabilities of the Group Companies as at the Accounts Date and of the profits and losses of the Group Companies for the financial year ended on the Accounts Date; 2.1.3 have been audited in accordance with Applicable Law and the auditor’s report on such Accounts is unqualified; 2.1.4 have been prepared using the accounting policies and practices and the assumptions and estimation techniques adopted and applied in preparing the accounts of the Group and the Company for the three financial years preceding the financial year to which the Accounts relate; 2.1.5 disclose and make full provision or reserve for (or note in accordance with the relevant accounting principles, standards and practices generally accepted in the United Kingdom as at the date of this Agreement) all liabilities (whether actual, contingent, unquantified or disputed), capital, pension or other financial commitments, Tax and bad and doubtful debts; and 2.1.6 do not include (and the profits of each Group Company for the period have not been affected to a material extent by) any material extraordinary or non-recurring (other than in the ordinary course) items (and for the purposes of this warranty, materiality shall refer to items with a value of at least £500,000). 2.2 Complete and accurate copies of the Accounts and Management Accounts are included in the Data Room at folder 3.1.


 
- 69 - 2.3 The Management Accounts fairly present and do not materially misstate (having regard to the purpose for which the Management Accounts were prepared) the profit and loss, assets and liabilities of the Group Companies as at the date to which they have been prepared. 2.4 The Management Accounts have been prepared on a basis consistent with the Accounts. 2.5 All accounts, books, ledgers, financial and other material records of whatsoever kind which that Group Company is required to maintain by Applicable Law of every Group Company: 2.5.1 are in the possession or under the control of the Group; and 2.5.2 have in the three years preceding the date of this Agreement been maintained in all material respects in accordance with Applicable Law. 2.6 Document 3.1.2.17.3 in the Data Room shows the true and accurate position of the cash balances position of each Group Company as at 31 March 2024 and no cash movements made following that date have been carried out otherwise than in the ordinary course of business. 3. CHANGES SINCE THE LOCKED BOX ACCOUNTS DATE 3.1 Since the Locked Box Accounts Date: 3.1.1 no Group Company has resolved to change its name or to alter its articles of association (or equivalent constitutional documents); 3.1.2 no Group Company has issued or agreed to issue any shares or any securities or granted or agreed to grant any right which confers on the holder any right to acquire any shares or other securities; 3.1.3 no Group Company has declared, paid or made any dividend or other distribution; 3.1.4 no Group Company has repaid, redenominated, redeemed or purchased any of its share capital or loan capital or agreed to do so; 3.1.5 no Group Company has repaid any loan or indebtedness in advance of its stated maturity (other than in the ordinary course); 3.1.6 no Group Company has reduced its share capital; 3.1.7 no Group Company has resolved to be voluntarily wound up; 3.1.8 no Group Company has made, or agreed to make, any material change (including any change by the incorporation, acquisition or disposal of a subsidiary (other than any subsidiary listed at Schedule 2 which has been incorporated since the Locked Box Accounts Date), or a business or material assets) in the nature or extent of its business; 3.1.9 no Group Company has created, or agreed to create, any Encumbrance over its business, undertaking or over any of its material assets; 3.1.10 no Group Company has changed or removed its auditors; 3.1.11 no Group Company has made any change in its accounting reference period;


 
- 70 - 3.1.12 no Group Company has made any change in its accounting policies or practices (other than as required by Applicable Laws or applicable accounting policies or practices); 3.1.13 no Group Company has, other than in relation to employment contracts, intragroup agreements or agreements with Asta Managing Agency Limited or for advisory fees in connection with the Transaction, entered into, amended or terminated any single contract, liability or commitment which involved or may involve expenditure of £250,000 in one single item (or annually) or any Material Contract; 3.1.14 no Group Company has disposed of, or agreed to dispose of, other than in the ordinary course of business, any one or more assets in a single transaction or a series of connected transactions, where the value of such assets exceeds £100,000; 3.1.15 no Group Company has acquired or agreed to acquire any fixed assets of a book value in excess of £100,000. 3.1.16 each Group Company has carried on its business in the ordinary course so as to maintain it as a going concern and without any interruption or alteration in the nature, scope or manner of its business; 3.1.17 there has been no material adverse change in the financial or trading position or prospects of any Group Company and, so far as the Management Sellers are aware, there are no facts which are likely to give rise to any such change; 3.1.18 so far as the Management Sellers are aware, no event has occurred which would entitle a third party to terminate any Material Contract or accelerate any payment under a Material Contract; 4. INSOLVENCY 4.1 No order has been made and no resolution has been passed for the winding-up of any Group Company or for a liquidator to be appointed in respect of any Group Company and no petition has been presented and no meeting has been convened for the purpose of winding-up any Group Company (and in each case no corporate action, legal proceedings or other procedure or step has been taken in relation thereto). 4.2 No administration order has been made and no petition for such an order has been presented in respect of any Group Company (and in each case no corporate action, legal proceedings or other procedure or step has been taken in relation thereto). 4.3 No receiver (which expression shall include an administrative receiver) or analogous officer or official in any jurisdiction has been appointed in respect of any Group Company or in respect of all or any material part of its assets (and in each case no corporate action, legal proceedings or other procedure or step has been taken in relation thereto). 4.4 No Group Company is or is deemed to be insolvent or unable to pay its debts within the meaning of laws relating to insolvency applicable to any Group Company nor are there any unsatisfied written demands that have been served on any Group Company pursuant to section 123(1)(a) of the Insolvency Act 1986 and no Group Company has stopped payment of its debts as they fall due, suspended making payments of any of its debts, commenced negotiations with one or more of its creditors with a view to rescheduling any of its indebtedness or is unable to or admits inability to pay its debts within the meaning of section 123 of the Insolvency Act 1986.


 
- 71 - 4.5 No moratorium has been sought or been granted under section 1A of the Insolvency Act 1986 in respect of any Group Company. 4.6 No voluntary arrangement has been proposed by a Group Company under section 1 of the Insolvency Act 1986 in respect of any Group Company. 4.7 No action is being taken by the registrar of companies to strike off any Group Company under section 1000 of the Companies Act 2006. 4.8 So far as the Management Sellers are aware, there are no circumstances which would entitle any person to present a petition for the winding up of any Group Company, to appoint an administrator in respect of any Group Company or to appoint an administrative or other receiver over the whole or any part of any Group Company's assets or undertaking. 4.9 No step or procedure analogous to those set out in this paragraph 4 has been taken or commenced in any jurisdiction outside England and Wales in relation to any Group Company or any of its assets or undertaking. 4.10 So far as the Management Sellers are aware, no person who now is, or who at any time within the last three years was, a director or officer of any Group Company is, or at any time was, subject to any disqualification order or undertaking under the Company Directors Disqualification Act 1986 or equivalent legislation outside England and Wales. 5. LAW AND REGULATION 5.1 Each Group Company has at all times conducted its business in all material respects in accordance with: 5.1.1 all Applicable Law in each jurisdiction where it has an establishment or conducts any business; and 5.1.2 all Regulatory Requirements to which such Group Company is subject. 5.2 Each Group Company has obtained all Authorisations required to carry on its business and such Authorisations are in full force and effect and have in the two years preceding the date of this Agreement been complied with in all material respects and none of the Group Companies are in default under the Authorisation and none of the Authorisations will be terminated, suspended, limited, revoked or invalidated as a result of the transactions contemplated hereby. There are no other Authorisations that are material to the Group Companies or their respective businesses which any Group Company is required to obtain in order to carry on its business as carried on at the date of this Agreement. 5.3 In the three years prior to the date of this Agreement, no Group Company has received written notice that it is in material breach of any Authorisation held by it and, so far as the Management Sellers are aware, there is no ongoing investigation, enquiry or proceeding outstanding which, as at the date of this Agreement, will result in the suspension, cancellation or revocation of any such Authorisation, nor has any Group Company had any fines or penalties imposed on it (or its respective directors) by any Relevant Authority in any jurisdiction in which any Group Company conducts its business. 5.4 So far as the Management Sellers are aware, (a) there are no circumstances which indicate that any licence, permit, consent or authority referred to in paragraph 5.2 will, or is likely to be, suspended, cancelled or revoked in whole or in part, whether in connection with the sale of the Sale Shares to the Purchaser or otherwise, and (b) there are no factors that might in


 
- 72 - any way prejudice the continuance or renewal of any such licence, permit, consent or authority. 5.5 No Group Company has any outstanding application with any insurance Relevant Authority. 5.6 No Group Company has received written notice from any Relevant Authority that it is under investigation with respect to any violation of any Applicable Laws. So far as the Management Sellers are aware, there are no outstanding orders or unsatisfied judgments, penalties or awards against or affecting any of the Group Companies or any of their assets or any employee of the Group Companies (in their capacity as such) in each case which are material to the Group Companies or their respective businesses. In the three years prior to the date of this Agreement, none of the Group Companies have received, and, so far as the Management Sellers are aware, there has been no issuance of, any written notice from any Relevant Authority of any material violation or alleged material violation by the Group Companies or any of the employees, directors or officers (in their capacity as such) of any Applicable Laws. 5.7 Except as would not be, individually or in the aggregate, reasonably likely to be materially detrimental to the Group, no written customer complaints with respect to any Group Company have been received by the Group in the two years prior to the date of this Agreement. 6. LLOYD'S 6.1 Beat CCM Nine Limited has not conducted any business other than that of a corporate member at Lloyd's nor incurred any liabilities other than (i) as a corporate member of Lloyd's or (ii) operational expenses incurred in the ordinary and usual course of conducting business at Lloyd's. 6.2 Neither of Beat CCM One Limited and Beat CCM Eleven Limited has ever traded and is not and has not been authorised or approved to act as a corporate member at Lloyd’s. 6.3 Beat CCM Nine Limited has not participated on any Lloyd's syndicate other than on Syndicate 4242 and Syndicate 6123. 6.4 Since 1 January 2017, Beat CCM Nine Limited (x) has not agreed to sell or transfer any of its rights to participate as a member of a Lloyd’s syndicate or offered to acquire rights to participate in any Lloyd’s syndicate, and (y) has complied with the Lloyd’s Regulations and any and all undertakings given to Lloyd’s in respect of its participation. 6.5 There are no corporate members of Lloyd’s in the Group other than Beat CCM Nine Limited. 6.6 No person is, or has a right to participate as, a member of the Syndicates in any year of account, other than as set out in document 5.1.3.6.7 of the Data Room. 6.7 Beat CCM Nine Limited has no outstanding obligations as to Funds at Lloyd’s. 6.8 Asta Managing Agency Ltd is the Lloyd’s managing agent for each of the Syndicates. No other person is, or has the right to be, the managing agent of the Syndicates. 6.9 No Group Company is approved and authorised by the UK Prudential Regulation Authority and UK Financial Conduct Authority as a Lloyd’s managing agent and does not hold any permissions from the Council of Lloyd’s to act as a managing agent at Lloyd’s. 6.10 The only Years of Account (as defined in Lloyd’s Regulations) of the Syndicates that remain open Years of Account are the 2022 to 2024 Years of Account.


 
- 73 - 6.11 Copies of all contracts between a Group Company and parties providing capacity to the Syndicates are disclosed in the Data Room at folder 5. 6.12 So far as the Management Sellers are aware, no capacity provider has indicated an intention to cease providing capacity to the Syndicates. 6.13 All current capacity providers to the Syndicates are not permitted to trade capacity on the Syndicates by virtue of the Deed of Variations to the Standard Lloyd’s Managing Agent Agreement as included in the data room and a Group Company has contractual rights in respect of the allocation of capacity in accordance with the TPSMA. Other than members' agent pooling arrangements (MAPAs) being able to offer dropped capital to other participants in the same MAPA first, and Asta’s rights of allocation as managing agent to the Syndicates but subject to the terms of the TPSMA, the Sellers are not aware of any other person having the right to allocate capacity on the Syndicates. 6.14 Each person carrying on a Controlled Function on behalf of any Group Company has, to the extent required under Applicable Law, been approved by the FCA to do so. 7. TRUST ACCOUNT 7.1 The Group Companies have at all times in the three years prior to the date of this Agreement been and are currently in compliance in all material respects with any material contract to which any of the Group Companies are a party relating to trust, fiduciary or similar accounts held by Group Companies and the separation and accounting of premium trust funds by Group Companies and so far as the Management Sellers are aware an amount equal to the funds or other property received by any of the Group Companies from or on behalf of any insurance carrier, retail broker, insurance agent or insured has been applied or used in all material respects in accordance with the terms on which such funds or property were given to any of the Group Companies. None of the Group Companies have received written notice from any counterparty in the three years prior to the date of this Agreement that they have not invested or earned interest on such funds in accordance with the instructions of, or with the prior written consent of, the beneficiary thereof. 8. ANTI-CORRUPTION, ANTI-MONEY LAUNDERING AND SANCTIONS 8.1 None of any Group Company, its directors, officers or its employees or any other person acting on behalf of any Group Company has violated any applicable Anti-Corruption Law, Anti-Money Laundering Law or Sanctions Law since its incorporation. 8.2 Each Group Company has at all relevant times had in place adequate procedures designed to prevent persons associated with it within the meaning of section 8 of the Bribery Act 2010 from undertaking any conduct that would constitute an offence by any Group Company under section 7 of that Act (or would have done so if that Act had been in force at the relevant time), and each Group Company and its associated persons have at all times complied with such procedures and the Management Sellers are not aware of any breach of such procedures. 8.3 No Group Company, nor any of its directors, officers or its employees or any other person acting on behalf of any Group Company since its incorporation: 8.3.1 is, or has been a Sanctioned Person; 8.3.2 directly, or knowingly indirectly, transacted with any person who at such time was a Sanctioned Person; or 8.3.3 violated any applicable Sanctions Laws.


 
- 74 - 8.4 Neither the Group Companies, nor any of their officers, employees or agents, nor, in the case of the Bribery Act 2010, its associated persons, is or has been the subject of any actual or threatened investigation, inquiry or enforcement proceedings, or been charged, in connection with any offence or alleged offence under the Bribery Act 2010, any other applicable anti- bribery or Anti-Corruption Law or any Anti-Money Laundering Law or Sanctions Law and there are no circumstances likely to give rise to any such investigation, inquiry, enforcement proceedings or charges. 9. CONSTITUTION AND RECORDS 9.1 A copy of the constitutional documents of each Group Company has been Fairly Disclosed and such copy is complete, true, accurate and up to date in all respects. Each Group Company has at all times carried on its business and affairs in all respects in accordance with its constitutional documents and none of its activities is ultra vires or unauthorised. 9.2 The statutory registers of each Group Company are complete, accurate and up to date in all material respects and are in the possession of the relevant Group Company and, so far as the Management Sellers are aware, contain a complete, true and accurate record of all matters which should be dealt with in those books. 9.3 The only directors of each Group Company are those listed in Schedule 2 and, so far as the Management Sellers are aware, no person is a shadow director or an alternate or de facto director of any Group Company. 9.4 So far as the Management Sellers are aware, all returns, particulars, resolutions and other documents required under the Companies Act 2006 and equivalent legislation in all other relevant jurisdictions to be delivered on behalf of each Group Company to the registrar of companies or equivalent registrar in all other relevant jurisdictions have been duly delivered. 9.5 No written notice or allegation that any of the statutory books of any Group Company is materially incorrect has been received by any Group Company and, as far as the Management Sellers are aware, there are no circumstances which might reasonably be expected to lead to any such written notice or allegation being received by any Group Company. 10. LITIGATION 10.1 Other than the collection of debts in the ordinary course of business, none of the Group Companies is involved in a civil, criminal, mediation, arbitration, administrative or other proceeding. 10.2 So far as the Management Sellers are aware, no civil, criminal, mediation, arbitration, administrative or other investigation or enquiry is pending or threatened in writing by or against any member of the Group (other than in relation to the collection of debts arising in the ordinary course of business). 10.3 There is no unsatisfied judgment, decree, order or award of any court, tribunal, arbitrator or governmental agency outstanding against any Group Company. 10.4 There are no circumstances reasonably likely to lead to any such claim or legal action, proceeding or arbitration, prosecution, investigation or inquiry. 10.5 In the three years before the date of this Agreement, no Group Company has been involved in any legal proceedings with any person who is or was a significant customer, client or supplier (including capacity providers) of the Group.


 
- 75 - 10.6 No Group Company is subject to any order or judgment given by any court, arbitrator, tribunal, regulator or governmental agency which is still in force and has not given any undertaking to any court, arbitrator, tribunal, regulator or governmental agency or to any third party arising out of any legal proceedings. 11. EMPLOYEES AND PENSIONS 11.1 An accurate anonymised schedule of all persons who are officers or Employees of a Group Company as at 17:00 UK time, 30 May 2024, including details of each individual’s (i) identification number; (ii) job title; (iii) start date and length of service; (iv) contracted hours of work; (v) current salary and most recent salary rise; (vi) notice periods (by both employer and Employee or officer), (vii) for U.S. Employees, exempt or non-exempt status under the Fair Labor Standards Act and (viii) type of contract (whether part or full-time) is included in the Restricted Data Room at folder 6. 11.2 All UK Employees are employed or engaged by Beat Services Limited. All US Employees are employed or engaged by Beat Capital Partners Services LLC. All Bermuda Employees are employed or engaged by Alcor Underwriting Bermuda Limited. There are no Employees who are on secondment to any third party. Copies of all secondment agreements between any Group Company and any other Group Company have been provided in the Data Room. 11.3 Folder 4 of the Data Room and folders 1, 3, 4 and 6 of the Restricted Data Room collectively contain details of the general terms of employment for Employees and the specific terms of employment of each Relevant Employee. All Employees (other than the Relevant Employees) are employed on the standard form template terms of employment or engagement disclosed in the Data Room without material deviations. 11.4 The Data Room contains copies of all share incentive and share option plans and agreements in place in respect of any officers or Employees (or former officers or employees), together with copies of any award agreements and other related documents and a summary of all awards made showing details of grant dates, exercise prices (if applicable) and vesting dates. There are no other share incentive or share option plans or agreements or employee share trusts. 11.5 The Data Room contains copies of all employee benefit plans (including but not limited to profit sharing, commission, bonus or other (long-term or short-term) incentive schemes, long- term disability, life insurance, death-in-service, private medical, change-in-control, post- retirement medical, directors’ and officers’ insurance, car, redundancy and any other benefit plans, schemes or arrangements) for the benefit of all or any present officers or Employees (or their dependants) currently in place in relation to any Group Company (the arrangements in this paragraph and paragraph 11.4 together being the “Benefit Plans”). No former officers or employees (or their dependants), since the termination of office or employment, have any entitlement to benefits under the Benefit Plans. 11.6 Each Benefit Plan has (or, in relation to any Benefit Plan provided by an external third-party provider, each such Benefit Plan has, so far as the Management Sellers are aware) at all times been operated in all material respects in accordance with the governing plan documents of such Benefit Plan and in accordance with Applicable Law and, so far as the Management Sellers are aware, all documents which are required to filed with any regulatory authority have been so filed. All Tax and regulatory clearances and approvals necessary or desirable to obtain in relation to each Benefit Plan have been obtained and have not been withdrawn and, so far as the Management Sellers are aware, no event has occurred which might prejudice any such clearances or approvals. No Group Company is proposing to introduce any new benefit or incentive scheme for the benefit of any Employee or any dependant of such person.


 
- 76 - 11.7 The sale of the Shares (whether alone or in combination with any other event, including but not limited to termination of employment) shall not result in (x) any Employee being entitled to terminate or give notice to terminate their employment or other engagement or any award, benefit, transaction, retention or other bonus or similar payment or fee being granted or paid or becoming vested to any Employee (in each case other than any such matters that are expressly contemplated by any Transaction Document) or (y) in respect of US Employees or any Employee who is a taxpayer of the United States of America, result in or satisfy a condition to the payment of compensation that would, in combination with any other payment, result in an “excess parachute payment” under §280G of the Internal Revenue Code of 1986 (the “IRC”). No US Employee located in, or any Employee who is a taxpayer of, the United States of America, is entitled to receive any additional payment (including any tax gross-up or other payment) from any Group Company as a result of the imposition of the excise Taxes required by IRC §4999 or any Taxes required by IRC §409A. 11.8 As at 17:00 UK time, 29 May 2024, (i) no Relevant Employee has given or received notice to terminate his or her employment, nor are there any current (or threatened in writing) disciplinary or grievance proceedings, claims, disputes or appeals in respect of any Employee (in their capacity as an Employee), and (ii) no offer of a contract has been made by any Group Company to, but not yet accepted by, any individual who would thereby become an Employee. 11.9 So far as the Management Sellers are aware, each Group Company has, in relation to all current and former Employees, complied in all material respects with all applicable obligations under Applicable Law and applicable terms and conditions of employment or engagement. 11.10 Since the Locked Box Accounts Date (or, if later, the date on which the relevant person was engaged): 11.10.1 no change has been made or proposed in the rate of remuneration or any benefits of any Relevant Employee; 11.10.2 no change has been made or proposed in any other terms of employment or engagement of any Relevant Employee; and 11.10.3 there has been no material increase (which for these purposes in respect of any individual Employee shall mean an amount greater than £50,000, such amount excluding any discretionary bonus paid to such Employee from time to time) in the remuneration or benefits payable to any Employee, nor any material change in the terms of employment of or benefits provided to Employees generally. 11.11 No Group Company owes anything to its Employees other than remuneration accrued due for the current pay period, accrued holiday pay for the current holiday year, accrued bonuses for the current bonus period and expenses claims. 11.12 Details of all loans outstanding from Employees to any Group Company as at 17:00 UK time on 29 May 2024 have been provided in folder 3.1.4.4 of the Data Room. 11.13 No Group Company has, in the five-year period prior to the date of this Agreement, been a party to a relevant transfer for the purposes of the Transfer of Undertakings (Protection of Employment) Regulations 2006 affecting any of the Employees. 11.14 Within the period of two years preceding the date of this Agreement, no Group Company has given written notice of any redundancy to the Secretary of State or any other appropriate body or started consultation with any independent trade union or workers’ representatives in relation to any Employees.


 
- 77 - 11.15 No Employee would, in the event of being dismissed by reason of redundancy or upon any other termination without cause, be entitled to or have an expectation of receiving a severance payment in excess of the statutory minimum provided under Applicable Law. There has been no custom, practice, policy or arrangement (whether or not legally binding) by any Group Company of paying redundancy or severance payments in excess of the statutory minimum provided under Applicable Law. 11.16 Details of all redundancies implemented by the Group in the last 12 months have been Fairly Disclosed in the Data Room and the Restricted Data Room. There are no ongoing redundancies and there are no proposals to implement any redundancies within the Group in the next 12 months. 11.17 No Group Company is involved in any employment or industrial dispute and, so far as the Management Sellers are aware, there are no pending or potential claims against any Group Company by any person who is now or has been an officer or Employee of any Group Company. 11.18 No Group Company recognises any trade union, works council, staff association or other body representing its Employees (or a substantial body of them) nor is it party to any agreement or arrangement with any such body nor has it done any act which might be construed as recognition or received a request for recognition of any such body and, so far as the Management Sellers are aware, no such request is pending. 11.19 Details of any individuals who are not employees (including consultants, workers, independent contractors, freelancers, outworkers, agency workers or persons treated as self- employed, contracted labour or agents) providing material services to a Group Company have been set out in, collectively, folders 1 and 3 of the Restricted Data Room and folder 4.3 of the Data Room, and all such individuals have at all times of service with the Group Companies been classified in compliance with Applicable Law. 11.20 Neither the acquisition of the Shares by the Purchaser nor compliance with the terms of this Agreement will relieve any person of any obligation pursuant to an employment agreement with any Group Company, or enable any person to terminate or modify any such employment agreement. 11.21 Copies of standard terms of employment, terms of employment for Relevant Employees and staff handbooks and applicable employment policies and procedures have been set out in, collectively, folder 4.3 of the Data Room and folder 4 of the Restricted Data Room. 11.22 In respect of and in relation to each Group Company, within the three years preceding the date of this Agreement: 11.22.1 so far as the Management Sellers are aware, no person has had cause to report any material wrongdoings or irregularities to the Pensions Regulator (or equivalent regulator in other jurisdictions) and there are no facts which would require a report to be made; and 11.22.2 no civil or criminal penalties, fines or other sanctions have been imposed and there has been no written correspondence with the Pensions Regulator (or equivalent regulator in other jurisdictions) on any issues which may give rise to penalties, fines or other sanctions being imposed. 11.23 So far as the Management Sellers are aware, there is no Employee in any jurisdiction who is subject to immigration control:


 
- 78 - 11.23.1 who has not been granted the relevant immigration permission or clearance to work in the relevant jurisdiction; or 11.23.2 whose immigration permission or clearance is (or has at any time during their employment or engagement been) invalid, has ceased to have effect (whether by reason of curtailment, revocation, cancellation, passage of time or otherwise), or is subject to a condition preventing them from undertaking their employment or engagement. 11.24 The Pension Scheme is a registered pension scheme under the Finance Act 2004 and, so far as the Management Sellers are aware, there is no reason why registration could be withdrawn. 11.25 Folder 4.3 of the Data Room contains all material documents governing the Pension Scheme. 11.26 Save in relation to the Pension Scheme, no Group Company participates in any arrangements for the provision of retirement, pension or lump sum benefits for its Employees or former employees or directors and any dependent of these on retirement, incapacity, ill- health or on death. Except for a Contract with Insperity PEO Services, L.P., no Group Company sponsors, contributes to or maintains any arrangements for the provision of retirement, welfare or other employee benefits to any U.S. Employees. 11.27 The Restricted Data Room contains details of the current employer and employee contribution rates for all Employees to the Pension Scheme. 11.28 Within the three years prior to the date of this Agreement, all contributions, insurance premiums, Tax and expenses due from and in respect of members of the Pension Scheme have been calculated correctly and paid within the prescribed period and by the relevant due dates. 11.29 Each Group Company has at all times complied with its automatic enrolment obligations under the Pensions Act 2008. Each Group Company complies and has at all times complied with all legal, regulatory and contractual obligations in respect of the Pension Scheme, including in connection with the calculation of, and timely payment of, all contributions, insurance premiums, taxes and expenses. 11.30 There are no claims, complaints, investigations or disputes that have been made against a Group Company in relation to the provision of (or failure to provide) pension, lump sum, death, sickness, accident or disability benefits by each Group Company and, so far as the Management Sellers are aware, there are no facts or circumstances likely to give rise to such written claims or written complaints, investigations or disputes. 11.31 All benefits payable under the Pension Scheme are money purchase benefits as defined in section 181 of the Pension Schemes Act 1993. No Group Company participates nor ever has participated in any pension plan, scheme or arrangements (whether in the UK or elsewhere) under which retirement or pension benefits are or were calculated on a defined benefit basis. 11.32 Each Group Company complies (and the trustees of the Pension Scheme comply) and has at all times complied with all legal, regulatory and contractual obligations in respect of the Pension Scheme. 11.33 There are no pending or, so far as the Management Sellers are aware, threatened claims, disputes, allegations, appeals or investigations against any Group Company with respect to allegations of sexual harassment or sexual misconduct and there have been no reported internal or external complaints accusing any Relevant Employee of sexual harassment or


 
- 79 - sexual misconduct, nor any settlement of, or payment arising out of or related to, sexual harassment or sexual misconduct by any Relevant Employee. 12. INTELLECTUAL PROPERTY RIGHTS, INFORMATION TECHNOLOGY AND DATA PROTECTION 12.1 The Data Room at folder 2.3 contains complete and accurate details of all Owned IPR that is registered or the subject of applications for registration, and a Group Company is the sole and exclusive legal and beneficial owner of all right, title and interest in and to all such Owned IPR free from all Encumbrances. So far as the Management Sellers are aware, each item of Owned IPR that is registered or the subject of applications for registration is subsisting, valid and enforceable. 12.2 So far as the Management Sellers are aware, the Group has a licence (which is written, valid, subsisting and enforceable) to use all Licensed IPR that are used by or are necessary for the Group to carry on its business in the manner in which it is presently conducted, and all such Owned IPR and Licensed IPR shall be owned or available for use by the Group immediately after the date of this Agreement on the same terms and conditions as those under which the Group owned or used such Intellectual Property Rights immediately before the date of this Agreement. 12.3 The Owned IPR and the Licensed IPR (when used within the scope of the applicable agreement) constitutes all of the Intellectual Property Rights necessary and sufficient for the conduct of the business of the Group. Neither the execution of this Agreement nor the consummation of the transactions contemplated hereby will result in (i) the loss or impairment of the Group’s right to own or use any material Owned IPR or Licensed IPR or (ii) the payment of any additional consideration for the Group’s right to own or use any such Intellectual Property. 12.4 So far as the Management Sellers are aware, no Group Company is infringing, misappropriating, otherwise violating or making unauthorised use of, or has infringed, misappropriated, otherwise violated or made unauthorised use of, the Intellectual Property Rights of a third party and no third party is infringing, misappropriating, otherwise violating or making unauthorised use of, or has infringed, misappropriated, otherwise violated or made unauthorised use of, the Owned IPR. 12.5 The legal and beneficial ownership of all Intellectual Property Rights created by past or present employees or independent contractors of any Group Company, in the course of their employment or engagement, is vested in the relevant Group Company via a valid and enforceable written agreement, in each case, pursuant to which each employee or independent contractor has effectively and validly assigned to a Group Company all of such person’s right, title and interest in and to all such Intellectual Property. 12.6 So far as the Management Sellers are aware, no Group Company has received written notice of any infringement, misappropriation, other violation or unauthorised use of Intellectual Property Rights of a third party or any other claim, dispute, attack, opposition, interference or contested ownership or validity of any Owned IPR. None of the Owned IPR is the basis for any attack, challenge, written claim or proceedings for infringement, entitlement, opposition, invalidation or revocation brought by a Group Company against a third party and, so far as the Management Sellers are aware, there are no facts or circumstances that would form the basis for any of the foregoing. 12.7 The Group Companies do not use or distribute, and have not used or distributed, any Open Source Software in any manner that would require any source code of the Software that is owned or purported to be owned by the Group Companies to be disclosed, licensed for free,


 
- 80 - publicly distributed, attributed to any person or dedicated to the public. The Group Companies are in compliance with all terms and conditions of all relevant licenses (including all requirements relating to notices and making source code available to third parties) for all Open Source Software used in the business. None of the source code or related source materials for any Software that is owned or purported to be owned by the Group Companies has been licensed, provided or made available to, or used or accessed by, any person other than employees and independent contractors of a Group Company who have executed written confidentiality agreements with respect to such source code and source materials. No Group Company is a party to any source code escrow agreement or any other agreement (or a party to any agreement requiring a Group Company to enter into a source code agreement or similar agreement) requiring the deposit of any source code or related materials for any Software owned or purported to be owned by a Group Company. 12.8 In respect of the licences, agreements, authorisations and permissions under which any Group Company makes use of the Licensed IPR (Licences), so far as the Management Sellers are aware: 12.8.1 all of the Licences are in full force, to enable the relevant Group Company to use and continue to use the Licensed IPR; 12.8.2 none of the Licences are subject to any written notice: (i) of material breach; or (ii) given by any party to terminate them prior to the end of its term nor, so far as the Management Sellers are aware, are there any circumstances existing which constitute or might reasonably be expected to give rise to grounds for a counterparty to terminate, avoid or repudiate any Licence; and 12.8.3 each party to such Licence has complied with its terms in all material respects and none of the Licences are subject to any dispute. 12.9 Each element of the Business IT is owned by a Group Company or used under a written agreement, which is valid, subsisting and enforceable on the Group Company party thereto (and the other parties have fully complied with their obligations under such agreements in all material respects and no disputes have arisen or are foreseeable in respect of it), to ensure the Group is able to carry on its business in the manner and to the extent in which it is presently conducted, and all such Business IT shall be owned or available for use by the Group immediately after the date of this Agreement on the same terms and conditions as those under which the Group owned or used such Business IT immediately before the date of this Agreement. 12.10 So far as the Management Sellers are aware, in respect of Business IT referred to in paragraph 12.9, there are no circumstances existing which constitute or might reasonably be expected to give rise to grounds for a counterparty to terminate, avoid or repudiate any such agreement in respect of the Business IT. 12.11 So far as the Management Sellers are aware, the Business IT does not contain any material faults or any virus, Trojan horse, time bomb, key-lock, spyware, worm, malicious code or other Software designed or able to, without the knowledge or authorization of a Group Company, disrupt, disable, harm, exfiltrate, interfere with the operation of or install within or on any Software, computer data, network memory or hardware. 12.12 For the 12 months prior to the date of this Agreement: 12.12.1 there have been no failures, breakdowns, outages, or unavailability of any of the foregoing that have caused any material disruption to the business of any Group


 
- 81 - Company and there has been no unauthorized or improper access to Business IT; and 12.12.2 each Group Company has carried out regular penetration testing and information security audits on the Business IT and has taken commercially reasonable steps to remedy any weaknesses identified by such testing or audits, and has had in place adequate disaster recovery and business continuity plans to address a situation where there is a failure of the Business IT that would adversely affect the ability of the business to continue. 12.13 Each Group Company has at all times complied with, all applicable requirements of Data Protection Legislation. 12.14 Each Group Company has at all times complied with all applicable notification or registration obligations under Data Protection Legislation, including the payment of any requisite fees or charges. 12.15 Each Group Company has implemented physical, technical, organisational and administrative security measures designed to ensure compliance with Data Protection Legislation and to protect all Personal Information that the Company receives and stores against loss and unauthorised access, use, modification, disclosure or other misuse by third parties. So far as the Management Sellers are aware, each officer or employee of any Group Company has at all times complied with such measures. The Group Company has cybersecurity and data breach insurance that is adequate and suitable in respect of its Business IT assets and the nature and volume of Personal Information and other non-public information that any of them (or a third party on behalf of any of them) collects, stores, uses, maintains or transmits. 12.16 So far as the Management Sellers are aware, within the five years preceding the date of this Agreement, no Group Company has been adversely impacted by any unauthorized access to or use or corruption of Personal Information (including a ransomware or denial-of-service attack), or the unauthorized access, disclosure, use, corruption or loss of Personal Information or other non-public information or has otherwise been obligated to give notice to a Governmental Entity or any other person in accordance with applicable Data Protection Legislation or notified, or been required to notify, any supervisory authority or any other person about any such incident. 12.17 No Group Company (or member of the Sellers' Group) has received any written notice, complaint or allegation and no Group Company is subject to any investigation relating to any material breach or alleged material breach of Data Protection Legislation nor are there any circumstances which may give rise to any such notice, complaint, allegation or investigation. 12.18 So far as the Management Sellers are aware, no Personal Information has been transferred outside the European Economic Area or the UK by or on behalf of any Group Company otherwise than in accordance with the Data Protection Laws. 13. FINANCIAL OBLIGATIONS 13.1 Full details of all financial facilities, guarantees, security documents and Encumbrances (including loans, bonds and hedging instruments) outstanding or available to the Group Companies as at 17:00 UK time on 31 May 2024 (the Facilities) (including true and correct copies of all documents relating to the Facilities) are provided in, together, the Data Room at folder 3 and the Restricted Data Room at folder 12. Other than in respect of the Facilities, there is no outstanding guarantee, indemnity or similar assurance against loss or other


 
- 82 - security or arrangement having an effect equivalent to the granting of security given by, or for the benefit of, any Group Company. 13.2 The total amount borrowed by each Group Company does not exceed any limitation on its borrowing contained in its constitutional documents or in any debenture, charge or other document binding on the relevant Group Company. 13.3 No Group Company is responsible for, or has granted a guarantee in respect of, the indebtedness of any other person (other than another Group Company) or subject to any obligation to pay, purchase or provide funds for the payment of, or as an indemnity against the consequence of default in the payment of, any indebtedness of any other person (other than another Group Company). 13.4 No person other than a Group Company has given any guarantee of or security for any overdraft, loan or loan facility granted to any Group Company. 13.5 Full details of any aid, grant, subsidy, allowance, financial contribution or assistance made or given to each Group Company in the last six years, and all outstanding applications for any such aid, grant, subsidy, allowance, financial contribution or assistance, have been Fairly Disclosed and, so far as the Management Sellers are aware, no act or transaction has been effected or agreed to be effected in consequence of which any Group Company is or could be held liable to refund in whole or in part any such aid, grant, subsidy, allowance, financial contribution or assistance or in consequence of which any such aid, grant, subsidy, allowance, financial contribution or assistance for which application has been made will or may not be paid or will or may be reduced. 13.6 Having regard to the Facilities, the Group has sufficient working capital available to it for the purpose of carrying on its business as it is currently carried on and at its present level of turnover and for the purposes of executing and fulfilling in accordance with their terms all orders, projects and contractual obligations and discharging all liabilities which should properly be discharged during the period of 12 months from Closing. 13.7 No Group Company is responsible for the indebtedness of any other person or subject to any obligation to pay, purchase or provide funds for the payment of, or as an indemnity against the consequence of default in the payment of, any indebtedness of any other person (in each case excluding in respect of any director of a Group Company discharging their duties as director on behalf of such Group Company). 13.8 Each of the BCC Funding Commitment Letter and the BCC Loan Agreement is in full force and effect as at the date of this Agreement. 14. CONTRACTS AND RELATIONSHIPS 14.1 Copies of all Material Contracts are included in the Data Room, and: 14.1.1 each such Material Contract is valid, binding and lawful on the Group Company party thereto (and is valid, binding and lawful on the other parties thereto) and is, subject to the foregoing, in full force and effect; 14.1.2 so far as the Management Sellers are aware in respect of each Material Contract, the relevant Group Company and the other parties have complied with its terms in all material respects and there are no circumstances likely to give rise to a default by the relevant Group Company by any other party; and 14.1.3 no Group Company has given or received written notice to terminate it.


 
- 83 - 14.2 So far as the Management Sellers are aware, no Group Company has any knowledge of the invalidity of or grounds for rescission, avoidance or repudiation of any Material Contract to which any Group Company is a party and has received no notice of any intention to terminate, repudiate or disclaim any such Material Contract. 14.3 There are agreements in place with all current brokers, intermediaries and capacity providers in respect of each Group Company's insurance distribution activities, such agreements comply with Applicable Law and Regulatory Requirements, and complete and accurate copies of such agreements entered into in the three-year period prior to the date of this Agreement (for this purpose, including terms of business agreements and producer agreements but excluding (a) (i) MGA agreements, (ii) facility agreements and/or (iii) line slip agreements, in the case of (i), (ii) and/or (iii) entered into by or on behalf of either or both of the Syndicates using the services of any Group Company; and/or (b) any other agreement entered into by Asta Managing Agency Ltd and/or Asta Underwriting Management Ltd on behalf of either or both of the Syndicates) have been included in the Data Room. 14.4 No contract entered into by a Group Company: 14.4.1 limits or excludes the rights of such Group Company to do business and/or to compete in any area or in any field or with any person in any material way; 14.4.2 is entered into otherwise than on an arm's length basis or otherwise than in the ordinary and normal course of its trading; 14.4.3 is a guarantee or indemnity in respect of the obligations of another person (other than another Group Company) under which any liability (whether actual, contingent or otherwise) is outstanding; or 14.4.4 involves the sale or disposal of any company or business in circumstances that the relevant Group Company remains subject to any liability (whether actual, contingent or otherwise) which is not provided for in the Accounts or the Locked Box Accounts. 14.5 The Data Room contains up-to-date copies (including the latest amendments, if any) of all of the Group's in-force (i) material binding authority agreements and/or coverholder agreements entered into between any Group Company and a capacity provider (and for the avoidance of doubt excluding any third-party binding authority agreements), (ii) services agreements in respect of the open Years of Account; and (iii) consortium agreements. 14.6 Neither any Group Company nor, so far as the Management Sellers are aware, any of its permitted delegates or sub delegates has underwritten any business outside that allowed under the Material Contracts whether by class of business or by territory (other than procedural breaches of underwriting guidelines that did not require further material action following reporting to the syndicate boards of the Syndicates). 14.7 No indebtedness or other liability (whether actual or contingent) owing: 14.7.1 by any Group Company to any Seller or a director of any Group Company or a Connected Person or any such director (save for dividends declared, remuneration accrued due for the current pay period, accrued holiday pay for the current holiday year, accrued bonuses for the current bonus period and expenses claims); or 14.7.2 to any Group Company by any Seller or a director of any Group Company or a Connected Person or any such director, is outstanding nor is any guarantee or security for any such indebtedness or liability.


 
- 84 - 14.8 No agreement, arrangement or understanding (whether legally enforceable or not) is outstanding to which any Group Company is a party in which: 14.8.1 any director or former director of any Group Company or a Connected Person of such a director or former director is directly or indirectly interested; or 14.8.2 any Seller or any Connected Person or Affiliate of any of the Sellers is interested, in each case save for those in the ordinary course of business, including in respect of the discharge of duties as a director or for the sale or supply of goods and services on arm's length commercial terms. 14.9 All transactions between any Group Company and any Seller or any Connected Person or Affiliate of any of the Sellers have been on arm’s length terms and no Group Company has had its profits or financial position during the last three years affected by any agreement or arrangement not on arm’s length terms. 14.10 Neither the Sellers nor any Connected Person or Affiliate of any of the Sellers provide goods, services or facilities to any Group Company which, if stopped, would materially affect the relevant Group Company or require material expenditure to replace. 14.11 So far as the Management Sellers are aware, no Seller, and no Connected Person or Affiliate of any of the Sellers, nor any director of any Group Company, either individually or with any other person or persons, has any direct or indirect interest in any business which has a trading relationship with any Group Company or which is or is likely to become competitive with all or any part of the Business. 14.12 So far as the Management Sellers are aware, each Group Company has legal and beneficial title (free from any Encumbrance, hire or hire purchase agreement, leasing agreement, credit sale agreement or agreement for payment on deferred terms) to all assets of the relevant Group Company which: 14.12.1 are included in the Accounts; 14.12.2 have been acquired by the relevant Group Company since the Accounts Date, and all such assets are in the possession and control of the relevant Group Company. 14.13 There are no powers of attorney granted by any Group Company which are currently in force nor any other authority (express, implied or ostensible) given by any Group Company to any person to enter into any contract or commitment or do anything on its behalf. 14.14 So far as the Management Sellers are aware, nothing done in compliance with the terms of this Agreement will: (i) cause any Group Company to lose the benefit of any right, privilege or licence it presently enjoys or cause any person who normally does business with the relevant Group Company not to continue to do so on the same basis as previously; (ii) relieve any person of any obligation to any Group Company (whether contractual or otherwise) or entitle any person to determine or terminate any contract or arrangement with any Group Company or to exercise any right whether under an agreement or arrangement with any Group Company or otherwise; (iii) conflict with or result in the breach on the part of any Group Company under any of the terms, conditions or provisions of any Material Contract to which any Group Company is now a party; and (iv) result in any present or future indebtedness of any Group Company becoming due and payable or capable of being declared due and payable prior to its stated maturity.


 
- 85 - 14.15 No capacity provider providing more than 10% of the aggregate underwriting capacity used by the Group during the financial year ending on the Last Accounts Date has ceased, or indicated an intention to cease providing capacity to the Group. 15. INSURANCE 15.1 The Data Room contains (a) an accurate summary of particulars of the insurance policies maintained by or on behalf of any Group Company; and (b) details of all insurance claims made by any Group Company in the last 12 months. All premiums in respect of such policies have been duly paid to date and all the policies are in full force and effect. 15.2 So far as the Management Sellers are aware, there are no circumstances which might lead to any liability under such insurance being avoided by the insurers or to the premiums being abnormally increased and there is no written claim outstanding under any insurance policy. 16. PREMISES 16.1 In this paragraph, Lease shall mean the lease of the respective Premises. 16.2 The Premises comprise all the land and premises owned, controlled, used or occupied by each Group at the date of this Agreement. 16.3 No Group Company has any liability (whether actual, contingent or otherwise) as tenant, assignee, guarantor, covenantor or otherwise arising from or relating to any estate, interest or right in any land and buildings other than the Premises. 16.4 No dispute exists between any Group Company and any other person in respect of the Premises. 16.5 In relation to each Lease, all rent and other sums payable by the tenant have been paid as and when they have become due and there are no circumstances which would entitle any third party to exercise a right of entry to or take possession of any of the respective Premises or which would in any way affect or restrict the continued possession or use of any of the Premises in accordance with the terms of its respective Lease. 17. TAX 17.1 All computations, returns, notices and other information, which are or have been required by law to be filed with or provided to any Tax Authority on or before the date of this Agreement by each Group Company for any Taxation purpose have been made on a proper basis, remain true and correct in all material respects, and have been filed or provided within the requisite period and none of them is or is likely to be the subject of any dispute with or investigation or enquiry by any Tax Authority or is disputed by, or subject to agreement with, a Tax Authority. 17.2 Each Group Company has duly and timely paid all Taxation for which it is or has been liable to pay on or before the date of this Agreement (including all such amounts required to be accounted for by way of withholding, deduction or retention) and has not been, and is not, under any liability to pay any material penalty, fine, surcharge or interest in respect of Taxation and the Accounts make provision, within generally accepted accounting principles, for all Taxation (including deferred Tax) in respect of all taxable profits earned, accrued or received (including to the extent deemed to be earned, accrued or received) or in respect of any Event occurring or deemed to occur in either case on or before the Accounts Date. 17.3 Each Group Company maintains complete and accurate records in relation to Taxation as required by all relevant legal requirements.


 
- 86 - 17.4 Since the Accounts Date the Group Companies have not been party to any transaction and no circumstances have arisen which could result in any of the Group Companies being subject to a liability to Taxation other than Taxation for which it is liable in the ordinary course of its business. 17.5 Each Group Company is and has at all times been exclusively resident for all Taxation purposes and subject to Taxation in its jurisdiction of incorporation, and has not at any time been resident or had a branch, permanent establishment, or other taxable presence outside the country of its incorporation for any Taxation purpose. 17.6 No Group Company is or has within the past six years been subject to any non-routine audit, investigation, dispute or litigation involving any Tax Authority and the Sellers are not aware of any circumstances existing which make it likely that any Group Company will be subject to a non-routine visit, audit, enquiry, investigation, discovery or access order involving any Tax Authority, or party to any dispute involving any Tax Authority will occur, in each case in the next 12 months. 17.7 No Group Company is or has been, for VAT purposes, a member of any group of companies (other than comprised of members of the Group). Each Group Company has complied in all material respects with all statutory requirements, orders, provisions, directions or conditions relating to VAT, including (for the avoidance of doubt) the terms of any written agreement reached with any appropriate Tax Authority. 17.8 There is no arrangement by which any Group Company may become liable to repay a sum paid to it for the surrender of any loss, allowance or other amount eligible for surrender by way of group relief in accordance with the provisions contained in Part 5 of the CTA 2010. 17.9 No Group Company has been a party to any transaction of which the main purpose, or one of the main purposes, was the avoidance of, or the reduction of, or the deferral of a liability to Tax. 17.10 All documents by virtue of which each Group Company has any right or which each Group Company may wish to enforce or produce in evidence in respect of assets owned by each Group Company are duly stamped for stamp duty purposes or have had the transfer or registration tax due in respect of them paid. 17.11 No Group Company is bound by or a party to any Tax indemnity, Tax sharing or Tax allocation agreement in respect of which claims against that Group Company would not be time barred. 17.12 All restricted securities (as defined in section 423 of the Income Tax (Earnings and Pensions) Act (ITEPA) 2003) acquired by any current, former or proposed employees or directors of any Group Company (or any nominees or associates of such employees or directors) in the six years preceding the date of this Agreement were acquired at an unrestricted market value and a valid joint election fully to disapply Chapter 2 of Part 7 of ITEPA 2003 has been made under section 431(1) of ITEPA 2003 for all such restricted securities. 17.13 No person has acquired or disposed of, or entered into any transaction pursuant to which that person may acquire or dispose of, or otherwise entered into any transaction involving securities, interests in securities or securities options that would give rise to a liability of any Group Company to account for Tax under Part 7 of the Income Tax (Earnings and Pensions) Act 2003 or Part I of the Social Security Contributions and Benefits Act 1992. 17.14 No Group Company has entered into any transaction that has not been made on arm’s length terms.


 
- 87 - 17.15 No Group Company has participated in any arrangement which was reportable under The International Tax Enforcement (Disclosable Arrangements) Regulations 2023 (SI 2023/38), the EU Council Directive 2011/16 or any equivalent mandatory disclosure regime.


 
- 88 - SCHEDULE 7 RESERVED MATTERS [***]


 
- 89 - SCHEDULE 8 [Schedule intentionally left blank]


 
- 90 - SCHEDULE 9 DEBT COOPERATION PROVISIONS 1. Interpretation 1.1 In this Schedule 9, capitalised terms not defined herein have the meaning given to them in Clause 1.1 (Definitions) and the following words and expressions shall have the meanings set out below: Debt Financing Sources means the persons (including the lenders and each agent and arranger) that have committed to provide, or have otherwise entered into agreements in connection with the Debt Financing, and any joinder agreements, indentures or credit agreements entered into pursuant thereto or relating thereto (the Debt Financing Parties), together with their respective Affiliates, and the respective officers, directors, employees, partners, trustees, shareholders, controlling persons, agents and representatives of the foregoing, and their respective successors and assigns; Excluded Information means (i) any description of post-Closing capital structure, including descriptions of indebtedness or equity of the Company or any of its Affiliates (including the Group Companies on or after the Closing Date), (ii) any description of the Debt Financing (including any such descriptions to be included in liquidity and capital resources disclosure and any “description of notes”) or any information customarily provided by a lead arranger, underwriter or initial purchaser in a customary information memorandum or offering memorandum for a secured bank financing or high yield debt securities, as applicable, including sections customarily drafted by a lead arranger or an initial purchaser or underwriter, such as those regarding confidentiality, timelines, syndication process, limitations of liability and plan of distribution, (iii) any information regarding any post-Closing or pro forma cost savings, synergies or other pro forma adjustments or any pro forma or projected information (other than as required by clause (b) of the definition of “Required Information”), (iv) any information with respect to any Person other than the Group Companies, and (v) risk factors relating to all or any component of the Debt Financing. Representative means any person’s Affiliates, directors, officers, employees, managers, consultants, accountants, legal advisers, investment bankers, agents, advisers and representatives; and Required Information means: (a) the following information: (i) the audited consolidated accounts of the Company (including the consolidated statement of financial position, consolidated statement of comprehensive income, consolidated statement of changes in equity, consolidated statement of cash flows and the notes included therein) for the two most recently completed fiscal years of the Company ended at least sixty (60) days prior to the Closing Date, respectively, together with all related notes and schedules thereto, and in each case accompanied by the audit reports thereon of the Sellers’ auditor; (ii) the unaudited consolidated accounts of the Company (including the consolidated statement of financial position, consolidated statement of comprehensive income, consolidated statement of changes in equity, consolidated statement of cash flows and the notes included therein) for any


 
- 91 - subsequent fiscal quarter ended at least forty (40) days prior to the Closing Date and the portion of the fiscal year through the end of such quarter (other than in each case the fourth quarter of any fiscal year) and, in each case, for the comparable period of the prior fiscal year, together with all related notes and schedules thereto; and (iii) in the case of each of paragraphs (a)(i) and (ii) above, prepared in accordance with accounting principles, standards and practices generally accepted in the United Kingdom, together with a reconciliation to generally accepted accounting principles in the United States applied on a consistent basis (U.S. GAAP); (b) historical financial statements and other customary financial information which are, in each case, reasonably necessary to allow Purchaser to prepare pro forma financial statements required by Article II of Regulation S-K (including for the most recent four (4) fiscal quarter periods ended at least forty (40) days prior to the Closing Date (or, if the end of the most recently completed four (4) fiscal quarter periods is the end of a fiscal year, ended at least sixty (60) days prior to the Closing Date)) that give effect to the transactions contemplated hereunder as if the transactions had occurred as of such date (in the case of such consolidated accounts) or at the beginning of such period (in the case of such statement of income) and which are prepared in accordance with U.S. GAAP; (c) any replacements or restatements of and supplements to the information specified in paragraphs (a) and (b) above if any such information would contain a material misstatement or omission, or otherwise be unusable for such purposes; (d) the consents of auditors for use of their unqualified audit reports on the audited historical financial statements of the Company in any offering document relating to the Debt Financing; (e) historical financial or other customary information (including business information, risk factors, due diligence and support for statistical information) regarding the Company reasonably requested in connection with the preparation of bank information memoranda, lenders’ presentations and other customary marketing materials relevant to the Debt Financing; (f) the draft customary authorisation letters referred to in Section 2.1.5; and (g) the draft comfort letters referred to in Section 2.1.11. 2. Financing Co-Operation 2.1 Subject to paragraph 2.2 (and, in particular, paragraphs 2.2.7 to 2.2.9 (inclusive)), during the period between the date of this Agreement and the Closing Date, upon the reasonable request of the Purchaser, and at the Purchaser’s sole cost and expense, the Company shall use, and shall use reasonable endeavours to cause any of the Subsidiaries and its and their and its and their respective Representatives to use, reasonable endeavours to cooperate with the Purchaser as necessary in connection with the arrangement and obtaining of the Debt Financing as may be reasonably requested by the Purchaser, in accordance with the terms of the Debt Commitment Papers, and is customary for financing of such type (provided that such requested co-operation does not unreasonably interfere with the ongoing operations of the Group Companies) including:


 
- 92 - 2.1.1 furnishing the Purchaser and the Debt Financing Sources, as promptly as reasonably practicable, with the Required Information (which Required Information in any event shall be received by Purchaser and the Debt Financing Sources no later than 15 Business Days prior to the Closing Date); 2.1.2 upon reasonable advance notice, causing senior management of the Group Companies to participate in a reasonable number of sessions with rating agencies, due diligence sessions, drafting sessions and roadshows in connection with the Debt Financing, at times and locations reasonably acceptable to the Company (it being understood that any such meeting may take place via videoconference or web conference); 2.1.3 to the extent related to the Group Companies and the business and financial information of the Group Companies, assisting Purchaser with the preparation of customary materials for rating agency presentations, offering memoranda, bank information memoranda, syndication memoranda, prospectuses or prospectus supplements, lender presentations and other customary marketing materials required in connection with the Debt Financing (collectively, the Debt Marketing Materials) to the extent requested by the Debt Financing Sources, executed certificates of the chief financial officer (or other comparable officer) of the Company with respect to financial information of the Group Companies included in the Debt Marketing Materials; 2.1.4 providing reasonable co-operation with the due diligence efforts of the Debt Financing Sources to the extent reasonable and customary (and, to the extent applicable, subject to the limitations contained in this Agreement); 2.1.5 providing customary authorisation letters with respect to the Company authorising the distribution of information with respect to the Group Companies to prospective lenders and investors (including customary 10b-5 and material non-public information representations); 2.1.6 promptly, and in any event no later than four (4) Business Days prior to the Closing, providing all documentation and other information that any lender, provider or arranger of any Debt Financing has reasonably requested in connection with such Debt Financing under applicable “know-your-customer” and anti-money laundering rules and regulations, including the USA PATRIOT Act, Title III of Pub. L.107-56 (signed into law October 26, 2001, as amended from time to time) and the Customer Due Diligence Requirements for Financial Institutions issued by the U.S. Department of Treasury Financial Crimes Enforcement Network under the Bank Secrecy Act (such rule published May 11, 2016 and effective May 11, 2018, as amended from time to time), in each case, as requested at least nine (9) Business Days prior to the Closing Date; 2.1.7 assisting Purchaser in its preparation of any definitive financing documents, including any credit agreement, indentures, notes, guarantee and collateral documents, pledge and security documents relating to the Purchaser's shares in the Company to be acquired on Closing, customary closing certificates and documents and back-up therefor and for legal opinions in connection with the Debt Financing (including executing and delivering a solvency certificate from the chief financial officer or treasurer (or other comparable officer) of the Company) and other customary documents as may, in each case, be reasonably requested by Purchaser or the Debt Financing Sources, but in no event shall any of the items described in this paragraph 2.1.7 of this Schedule 9 (i) be effective until, as of or after Closing or (ii) relate to any security interests other than security interests granted in the equity interests of the Company in connection with the Debt Financing;


 
- 93 - 2.1.8 taking reasonable steps to facilitate the pledging of, granting of security interests in and obtaining perfection of any liens on the Purchaser's equity interests in the Company in connection with the Debt Financing, but in no event shall any of the items described in this paragraph 2.1.8 of this Schedule 9 be effective until, as of or after Closing; 2.1.9 having the Company take all corporate, limited liability company, partnership or other similar actions reasonably requested by the Purchaser or any Debt Financing Source to permit the consummation of the Debt Financing; provided that no such actions shall be required to be effective prior to Closing; provided, further, that no such actions shall relate to any security interests other than security interests granted in the equity interests of the Company in connection with the Debt Financing; 2.1.10 causing the Company’s auditor (and any other auditor to the extent financial statements audited or reviewed by such auditor are or would be included in an offering memorandum) to furnish to the Purchaser and the Debt Financing Sources, consistent with customary practice, customary comfort letters (including “negative assurance” comfort and change period comfort, if appropriate) and consents, but only with respect to financial information relating to the Company or Group Companies, as reasonably requested by the Purchaser or the Debt Financing Sources as necessary or customary for the capital markets transaction comprising the Debt Financing; and 2.1.11 otherwise reasonably cooperating with the Purchaser to facilitate the satisfaction by the Purchaser of the conditions precedent to the Debt Financing to the extent within the control and capacity of the Company; provided that, for the avoidance of doubt, the Company and its Subsidiaries shall not be required under this Schedule 9 to deliver any Excluded Information. 2.2 Notwithstanding anything in the foregoing sentence to the contrary, nothing in paragraph 2.1 of this Schedule 9 shall require such cooperation to the extent it would: 2.2.1 unreasonably and materially disrupt or interfere with the business or operations of any of the Sellers or the Group Companies; 2.2.2 (i) conflict with or violate the constitutional documents of the Group Companies or any Applicable Law or (ii) result in the contravention of, or reasonably be expected to result in a violation or breach of, or default under, any material contract to which any of the Group Companies are a party; 2.2.3 cause any of the Sellers or the Group Companies to breach any representation, warranty, covenant or agreement in this Agreement or any Transaction Document; 2.2.4 require any Seller or any Group Company to: (a) agree to pay any fees or reimburse any expenses unless such fees and expenses are subject to the expense reimbursement provisions set forth in paragraph 2.3 of this Schedule 9 or to incur any other liabilities unless such liabilities are subject to the indemnity set forth in paragraph 2.4 of this Schedule 9; (b) give any indemnities; (c) enter into, become subject to, approve or deliver any agreement relating to the Debt Financing (in the case of any Group Company, that is effective prior


 
- 94 - to Closing or that would be effective if Closing did not occur), except, in the case of the Company: (i) any certificate of the chief financial officer of the Company (as an officer of the Company) described in paragraph 2.1.3 of this Schedule 9 that is required to be delivered upon closing of the Debt Financing; (ii) the authorisation letters set forth in paragraph 2.1.5 of this Schedule 9; and (iii) the representation letters required by Sellers’ auditor in connection with the delivery of “comfort letters” set forth in paragraph 2.1.11 of this Schedule 9; 2.2.5 the “know-your-customer” and anti-money laundering documents described in paragraph 2.1.6 of this Schedule 9; be an issuer or obligor with respect to the Debt Financing prior to Closing; 2.2.6 require their respective boards of directors or equivalent governing bodies or officers to pass resolutions or consents to approve or authorise any such agreement with respect to the Debt Financing prior to Closing; or 2.2.7 require any director, officer or other employee of any Group Company or any Seller, to take any action (including the delivery of any certificate) that would reasonably be expected to result in personal liability to such director, officer or employee and in the case of any director, take any action inconsistent with their fiduciary duties; 2.2.8 require any Group Company to take any action that would reasonably be expected to result in liability to such Group Company (other than in the case of fraud or fraudulent misrepresentation by such Group Company); or 2.2.9 require any director, officer or other employee of any Group Company or of any Seller, to deliver any legal opinion or otherwise provide any information or take any action to the extent it would result in a loss or waiver of any privilege. 2.3 The Purchaser shall, promptly after written request by the Sellers or any Group Company, reimburse the Sellers and the Group Companies for all costs and expenses (including, to the extent incurred at the request or consent of the Purchaser, reasonable legal fees) incurred by any Group Company prior to the Closing Date in connection with the Debt Financing, including the cooperation contemplated by this paragraph 2 of this Schedule 9. The Purchaser shall reimburse the Sellers and the Group Companies for the costs (including the premium, any brokerage, and all taxes) of arranging appropriate insurance in relation to the Debt Financing. 2.4 The Purchaser shall indemnify (i) each Seller and (ii) the Group Companies from, against and in respect of all losses, damages, claims, costs or expenses (including reasonable legal fees) actually suffered or incurred by such Seller or the Group Companies or any of its or their respective Representatives in connection with the Debt Financing and any information used in connection therewith to the fullest extent permitted by Applicable Law, except to the extent that any of the foregoing arises from the fraud or fraudulent misrepresentation of the Sellers or the Group Companies or any of their respective Representatives, as applicable, containing any untrue statement of a material fact or omitting to state a material fact necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading.


 
- 95 - 2.5 The Company hereby consents to the use of its logos, names and trademarks in connection with the Debt Financing; provided that such logos, names and trademarks are used solely in a manner that is not intended to or reasonably likely to harm or disparage the Company or the reputation or goodwill of the Company.


 
- 96 - SCHEDULE 10 THIRD PARTY CONSENTS [***]


 
- 97 - SCHEDULE 11 LIST OF RELEVANT EMPLOYEES [***]


 
- 97 - SCHEDULE 12 MATTERS REFERRED TO IN CLAUSE 6.1.6(E) [***]


 
- 99 - The shareholders' agreement of Brace Underwriting Limited and its articles of association may be updated (and ancillary corporate approvals and actions taken) solely insofar as is necessary to effect the above actions.


 
- 100 - Execution pages Signed as a deed by [***] in the presence of: ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ................................................................................................................... Signed as a deed by [***] in the presence of: ) ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ................................................................................................................... Signed as a deed by [***] in the presence of: ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ...................................................................................................................


 
- 101 - Executed as a deed by Colemont UK Holdings Limited acting by a director in the presence of: ) ) Witness: Signature: ...................................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ................................................................................................................... Executed as a deed by Paraline Group, Ltd, acting by a director who, in accordance with the laws of Bermuda, is acting under the authority of the company ) ) ) ) Signed as a deed by [***] in the presence of: ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ................................................................................................................... Signed as a deed by [***] in the presence of: ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ...................................................................................................................


 
- 102 - Executed as a deed by Cirrata V LLC, acting by an officer who, in accordance with the laws of the State of Delaware, is acting under the authority of the company /s/ Claude LeBlanc................................................. Name: Claude LeBlanc Title: President and Chief Executive Officer Executed as a deed by Ambac Financial Group, Inc., acting by an officer who, in accordance with the laws of the State of Delaware, is acting under the authority of the company /s/ Claude LeBlanc................................................. Name: Claude LeBlanc Title: President and Chief Executive Officer


 
- 103 - Executed as a deed by BCC Buffalo Bidco Limited, acting by a director who, in accordance with the laws of Jersey, is acting under the authority of the company ) ) ) ) Signed as a deed by [***] in the presence of: ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ................................................................................................................... Signed as a deed by [***] in the presence of: ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ...................................................................................................................


 
- 104 - Signed as a deed by [***] in the presence of: ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ................................................................................................................... Signed as a deed by [***] in the presence of: ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ................................................................................................................... Signed as a deed by [***] in the presence of: ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ...................................................................................................................


 
- 105 - Signed as a deed by [***] in the presence of: ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ................................................................................................................... Executed as a deed by [***] as trustee of the [***] Revocable Trust of 2022 on behalf of itself and its beneficiaries in the presence of: ) ) ) ) ) Witness: Signature: /s/ [***]. ......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ................................................................................................................... Signed as a deed by [***] in the presence of: ) Witness: Signature: /s/ [***] .......................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ...................................................................................................................


 
- 106 - Executed as a deed by Beat Capital Partners Limited acting by a director in the presence of: ) ) Witness: Signature: ...................................................................................................................... Name: ........................................................................................................................... Address: ........................................................................................................................ Occupation: ...................................................................................................................


 
Final Form CERTAIN INFORMATION HAS BEEN EXCLUDED FROM THIS AGREEMENT (INDICATED BY “[***]”) BECAUSE SUCH INFORMATION IS BOTH NOT MATERIAL AND THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. WARRANT THIS WARRANT AND THE COMMON STOCK, IF ANY, ISSUABLE UPON EXERCISE OF THIS WARRANT HAVE NOT BEEN REGISTERED UNDER THE U.S. SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”) OR ANY NON-U.S. OR STATE SECURITIES LAWS, AND MAY NOT BE OFFERED, SOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT IN ACCORDANCE WITH THE FOLLOWING SENTENCE. BY ITS ACQUISITION HEREOF OR OF A BENEFICIAL INTEREST HEREIN, THE ACQUIRER AGREES FOR THE BENEFIT OF AMBAC FINANCIAL GROUP, INC. (THE “COMPANY”) THAT IT WILL NOT OFFER, SELL, PLEDGE OR OTHERWISE TRANSFER THIS SECURITY OR ANY BENEFICIAL INTEREST HEREIN PRIOR TO THE RESALE RESTRICTION TERMINATION DATE (AS DEFINED BELOW) EXCEPT: (A) TO THE COMPANY OR ANY SUBSIDIARY THEREOF, OR (B) PURSUANT TO A REGISTRATION STATEMENT THAT HAS BECOME EFFECTIVE UNDER THE SECURITIES ACT, OR (C) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT OR ANY OTHER AVAILABLE EXEMPTION FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY OF ANY EXEMPTION FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT. THE “RESALE RESTRICTION TERMINATION DATE” MEANS THE LATER OF: (1) THE EARLIEST OF (A) THE DATE ON WHICH THIS SECURITY HAS BEEN SOLD PURSUANT TO A REGISTRATION STATEMENT THAT HAS BECOME EFFECTIVE UNDER THE SECURITIES ACT; (B) THE DATE ON WHICH THIS SECURITY HAS BEEN SOLD PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OR ANY SIMILAR PROVISION THEN IN FORCE UNDER THE SECURITIES ACT; AND (C) THE DATE ON WHICH THE HOLDER OF THIS SECURITY (X) HAS A “HOLDING PERIOD” (DETERMINED PURSUANT TO RULE 144(D) UNDER THE SECURITIES ACT) OF AT LEAST ONE YEAR (OR SUCH SHORTER PERIOD OF TIME AS PERMITTED BY RULE 144 UNDER THE SECURITIES ACT OR ANY SUCCESSOR PROVISION THERETO AT SUCH TIME) AND (Y) IS NOT AN AFFILIATE OF THE COMPANY (AND HAS NOT BEEN AN AFFILIATE OF THE COMPANY DURING THE THREE MONTHS IMMEDIATELY PRECEDING); AND (2) SUCH LATER DATE, IF ANY, AS MAY BE REQUIRED BY APPLICABLE LAW. IN DETERMINING WHETHER THE HOLDER OF THIS SECURITY (X) HAS A “HOLDING PERIOD” (DETERMINED PURSUANT TO RULE 144(D) UNDER THE SECURITIES ACT) OF AT LEAST ONE YEAR (OR SUCH SHORTER PERIOD OF TIME AS PERMITTED BY RULE 144 UNDER THE SECURITIES ACT OR ANY SUCCESSOR PROVISION THERETO AT SUCH TIME) OR (Y) IS AN AFFILIATE OF THE COMPANY (OR HAS BEEN AN AFFILIATE OF THE COMPANY DURING THE THREE MONTHS IMMEDIATELY PRECEDING), THE COMPANY RESERVES THE


 
2 RIGHT TO REQUIRE THE DELIVERY OF CUSTOMARY CERTIFICATIONS FROM THE HOLDER AND A CUSTOMARY LEGAL OPINION, ADDRESSED TO THE COMPANY. THIS SECURITY IS SUBJECT TO RESTRICTIONS ON TRANSFER AS SET FORTH IN THE INVESTOR RIGHTS AGREEMENT, DATED AS OF [●], BY AND BETWEEN AMBAC FINANCIAL GROUP, INC. (THE “COMPANY”) AND [OAKTREE ENTITY], a [●], AND THIS SECURITY MAY NOT BE OFFERED, SOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT IN COMPLIANCE THEREWITH. NOTWITHSTANDING THE FOREGOING, THIS WARRANT AND THE COMMON STOCK ISSUABLE UPON EXERCISE OF THIS WARRANT MAY BE PLEDGED IN CONNECTION WITH A BONA FIDE MARGIN ACCOUNT OR OTHER SIMILAR ARRANGEMENT SECURED BY SUCH SECURITIES IN ACCORDANCE WITH THIS WARRANT. Warrant Certificate No.: [●] Original Issue Date: [●] FOR VALUE RECEIVED, Ambac Financial Group, Inc., a Delaware corporation (the “Company”), hereby certifies that [OAKTREE ENTITY], a [●], or its registered assigns (the “Holder”) is entitled to purchase from the Company [●]1 shares of duly authorized, validly issued, fully paid, and nonassessable Common Stock less the aggregate number of Common Stock previously issued from time to time as a result of any partial exercise of this Warrant in accordance with Section 3, at a purchase price per share of $18.50 (the “Exercise Price”), all subject to the terms, conditions, and adjustments set forth below in this Warrant. Certain capitalized terms used herein are defined in Section 1 hereof. 1. Definitions. As used in this Warrant, the following terms have the respective meanings set forth below: “Activist Investor” means, as of any date of determination, any Person who has been identified as an activist investor on the most-recently available “SharkWatch 50” list or, in the event that the “SharkWatch 50” list is no longer published, on a substantially similar reputable published list of the most prominent activist investors regularly relied on or cited to by industry associations, public authorities or proxy advisors in the context of activism activities, or any controlled Affiliate of such Persons. “Affiliate” means, with respect to any Person, any other Person directly or indirectly controlling, controlled by or under common control with such Person. Notwithstanding the foregoing, for the purposes of this Agreement, the term “Affiliate,” as it relates to Investor, shall exclude Brookfield Asset Management Inc. and its Affiliates that are not also Affiliates of Investor by virtue of being directly or indirectly controlled by Oaktree Capital Management, L.P. and, for the avoidance of doubt, shall exclude any investor in such entity or beneficial owner of such entity’s equity securities 1 To be 9.9% of the fully diluted outstanding shares of Ambac common stock as of March 31, 2024 pro forma for the issuance of this Warrant.


 
3 or those of any Person that controls such entity, and any portfolio company, limited partner, investor or similar Person of any of the foregoing. “Aggregate Exercise Price” means an amount equal to the product of (a) the number of Warrant Shares in respect of which this Warrant is then being exercised pursuant to Section 3 hereof, multiplied by (b) the Exercise Price. “Board” means the board of directors of the Company. “Business Day” means any day that is not (a) a Saturday, (b) a Sunday or (c) any other day on which commercial banks are authorized or required by laws to be closed in the City of New York. “Common Stock” means the shares of common stock, par value $0.01 per share, of the Company, and any capital stock into which such Common Stock shall have been converted, exchanged, or reclassified following the date hereof. “Company” has the meaning set forth in the preamble. “Competitor” means those Persons (other than funds, investment vehicles or other financial institutions (excluding regulated insurance companies) engaged in the business of investing) where their business primarily consists of specialty property and casualty insurance. “Exercise Date” means, for any given exercise of this Warrant, the date on which the conditions to such exercise as set forth in Section 3 shall have been satisfied at or prior to 5:00 p.m., Eastern Time, on a Business Day, including, without limitation, the receipt by the Company of the Exercise Notice, the Warrant, and the Aggregate Exercise Price. “Exercise Notice” has the meaning set forth in Section 3(a)(i). “Exercise Period” has the meaning set forth in Section 2. “Exercise Price” has the meaning set forth in the preamble. “Extraordinary Dividend” has the meaning set forth in Section 4(d). “Fair Market Value” means, as of any particular date: (a) the closing price of the Common Stock for such day on the primary U.S. securities exchange on which the Common Stock may at the time be listed; (b) if there have been no sales of the Common Stock on any such exchange on any such day, the average of the closing bid and asked prices for the Common Stock on such exchange at the end of such day; provided, that if the Common Stock is listed on any U.S. securities exchange, the term If at any time the Common Stock is not listed on any U.S. securities exchange, the “Fair Market Value” of the Common Stock shall be the fair market value per share as determined jointly by the Board and the Holder.


 
4 “Holder” has the meaning set forth in the preamble. Investor Rights Agreement” means the Investor Rights Agreement, dated as of [●], 202[●], by and between the Company and the Holder. “Original Issue Date” means [●], 202[●]. “Person” means an individual, corporation, partnership, limited liability company, association, trust or other entity or organization, including a government or political subdivision or an agency or instrumentality thereof. “Securities Act” has the meaning set forth in Section 10(a). “Stock Purchase Agreement” means the Stock Purchase Agreement, dated as of [●], 2024, by and between the Company and the Holder. “Subsidiary” means, with respect to any Person, any entity of which securities or other ownership interests having ordinary voting power to elect a majority of the board of directors or other Persons performing similar functions are at any time directly or indirectly owned by such Person. “Warrant” means this Warrant and all warrants issued upon division or combination of, or in substitution for, this Warrant. “Warrant Shares” means the Common Stock or other capital stock of the Company then purchasable upon exercise of this Warrant in accordance with the terms of this Warrant. 2. Term of Warrant. Subject to the terms and conditions hereof, at any time or from time to time after the date hereof and prior to 5:00 p.m., Eastern Time, on [●], 20[●]2 or, if such day is not a Business Day, on the immediately following Business Day (the “Exercise Period”), the Holder of this Warrant may exercise this Warrant for all or any part of the Warrant Shares purchasable hereunder (subject to adjustment as provided herein). 3. Exercise of Warrant. (a) Exercise Procedure. This Warrant may be exercised from time to time on any Business Day during the Exercise Period, for all or any part of the unexercised Warrant Shares, upon: (i) surrender of this Warrant to the Company at its then principal executive offices (or an indemnification undertaking with respect to this Warrant in the case of its loss, theft, or destruction), together with an Exercise Notice in the form attached hereto as Exhibit A (each, an “Exercise Notice”), duly 2 To be the six year and six month anniversary of the closing date.


 
5 completed (including specifying the number of Warrant Shares to be purchased) and executed; and (ii) payment to the Company of the Aggregate Exercise Price in accordance with Section 3(b). (b) Payment of the Aggregate Exercise Price. Payment of the Aggregate Exercise Price shall be made, at the option of the Company by the following methods: (i) by delivery to the Company of a certified or official bank check payable to the order of the Company or by wire transfer of immediately available funds to an account designated in writing by the Company, in the amount of such Aggregate Exercise Price (a “Cash Exercise”); (ii) by issuing Warrant Shares then issuable upon exercise of all or any part of this Warrant on a net basis such that, without payment of any cash consideration or other immediately available funds, the Holder shall surrender this Warrant in exchange for the number of Warrant Shares as is computed using the following formula (a “Cashless Exercise”): X = Y(A - B) ÷ A Where: X = the number of Warrant Shares to be issued to the Holder. Y = the total number of Warrant Shares for which the Holder has elected to exercise this Warrant pursuant to Section 3(a). A = the Fair Market Value of one Warrant Share as of the applicable Exercise Date. B = the Exercise Price in effect under this Warrant as of the applicable Exercise Date. or (iii) any combination of the foregoing. In the event of any withholding of Warrant Shares pursuant to clause 3(b)(ii) above where the number of shares whose value is equal to the Aggregate Exercise Price is not a whole number, the number of shares withheld by or surrendered to the Company shall be rounded up to the nearest whole share and the Company shall make a cash payment to the Holder (by delivery of a certified or official bank check or by wire transfer of immediately available funds) based on the incremental fraction of a share being so withheld by or surrendered to the Company in an amount equal to the product of


 
6 (x) such incremental fraction of a share being so withheld or surrendered multiplied by (y) the Fair Market Value per Warrant Share as of the Exercise Date. (c) Delivery of Shares. Upon receipt by the Company of the Exercise Notice, surrender of this Warrant, and payment of the Aggregate Exercise Price (in accordance with Section 3(a) hereof), the Company shall, as promptly as practicable, and in any event within two (2) Business Days thereafter, deliver (or cause to be delivered) to the Holder a book-entry statement representing the Warrant Shares issuable upon such exercise, together with cash in lieu of any fraction of a Warrant Share, as provided in Section 3(d) hereof. The book-entry position shall be registered in the name of the Holder or, subject to compliance with Section 7 below, such other Person’s name as shall be designated in the Exercise Notice. This Warrant shall be deemed to have been exercised and such Warrant Shares shall be deemed to have been issued, and the Holder or any other Person so designated to be named therein shall be deemed to have become a holder of record of such Warrant Shares for all purposes, as of the Exercise Date. (d) Fractional Shares. The Company shall not be required to issue a fractional Warrant Share upon exercise of any Warrant. As to any fraction of a Warrant Share that the Holder would otherwise be entitled to purchase upon such exercise, the Company shall pay to such Holder an amount in cash (by delivery of a certified or official bank check or by wire transfer of immediately available funds) equal to the product of (i) such fraction multiplied by (ii) the Fair Market Value of one Warrant Share on the Exercise Date. (e) Delivery of New Warrant. Unless the purchase rights represented by this Warrant shall have expired or shall have been fully exercised, the Company shall, at the time of delivery of the book-entry statement representing the Warrant Shares being issued in accordance with Section 3(c) hereof, deliver to the Holder a new Warrant evidencing the rights of the Holder to purchase the unexpired and unexercised Warrant Shares called for by this Warrant. Such new Warrant shall in all other respects be identical to this Warrant. (f) Valid Issuance of Warrant and Warrant Shares; Payment of Taxes. The Company hereby represents, covenants, and agrees: (i) This Warrant is, and any Warrant issued in substitution for or replacement of this Warrant shall be, upon issuance, duly authorized and validly issued. (ii) All Warrant Shares issuable upon the exercise of this Warrant pursuant to the terms hereof shall be, upon issuance, and the Company shall take all such actions as may be necessary or appropriate in order that such Warrant Shares are, validly issued, fully paid, and non-assessable, issued without violation of any preemptive or similar rights of any stockholder of the Company and free and clear of all taxes, liens, and charges.


 
7 (iii) The Company shall pay all expenses in connection with, and all taxes and other governmental charges that may be imposed with respect to, the issuance or delivery of Warrant Shares upon exercise of this Warrant; provided, that the Company shall not be required to pay any tax or governmental charge that may be imposed with respect to any applicable withholding or the issuance or delivery of the Warrant Shares to any Person other than the Holder, and no such issuance or delivery shall be made unless and until the Person requesting such issuance has paid to the Company the amount of any such tax, or has established to the satisfaction of the Company that such tax has been paid. (g) Conditional Exercise. Notwithstanding any other provision hereof, if an exercise of any portion of this Warrant is to be made in connection with an offering of the Warrant Shares or a sale of the Company (pursuant to a merger, sale of stock, or otherwise), such exercise may at the election of the Holder be conditioned upon the consummation of such transaction, in which case such exercise shall not be deemed to be effective until immediately prior to the consummation of such transaction. (h) Reservation of Shares. During the Exercise Period, the Company shall at all times reserve and keep available out of its authorized but unissued Common Stock or other securities constituting Warrant Shares, solely for the purpose of issuance upon the exercise of this Warrant, the maximum number of Warrant Shares issuable upon the exercise of this Warrant, and the par value per Warrant Share shall at all times be less than or equal to the applicable Exercise Price. The Company shall not increase the par value of any Warrant Shares receivable upon the exercise of this Warrant above the Exercise Price then in effect, and shall take all such actions as may be necessary or appropriate in order that the Company may validly and legally issue fully paid and nonassessable Common Stock upon the exercise of this Warrant. (i) Listing. The Company shall use its reasonable best efforts to cause the Warrant Shares to be approved for listing on the primary U.S. securities exchange on which the Common Stock may at the time be listed on or about the Original Issue Date, subject to notice of issuance of the Warrant Shares; provided, that the Company shall not be required to list the Warrant Shares if the Common Stock or other securities constituting Warrant Shares are not listed at the time of exercise. (j) Withholding. The Holder (and any agent thereof) shall be entitled to deduct and withhold from any consideration payable pursuant to this Agreement to the Company such amounts as the Holder (and any agent thereof), as applicable, is required to withhold or deduct under the Code (as defined in the Stock Purchase Agreement) or any provision of applicable state, local or foreign Law (as defined in the Stock Purchase Agreement) with respect to the making of such payment; provided, that prior to making any such deduction or withholding on any amount, the Holder shall use its commercially reasonable efforts to provide the Company with notice of intent to make such deduction or withholding and shall work in good faith to avoid or minimize the need to make such deduction or withholding to the extent permitted by applicable Law. To the extent that amounts are so withheld by the Holder (or any agent thereof) and remitted to the appropriate Governmental Authority (as defined in the Stock Purchase Agreement), such


 
8 withheld amounts shall be treated for all purposes of this Warrant as having been paid to the Company. 4. Effect of Certain Events. (a) Adjustment to Warrant Shares Upon Reorganization, Reclassification, Consolidation, or Merger. In the event of any (i) capital reorganization of the Company, (ii) reclassification of the stock of the Company (other than a change in par value or from par value to no par value or from no par value to par value or as a result of a stock dividend or subdivision, split-up, or combination of shares), (iii) consolidation or merger of the Company with or into another Person, (iv) sale of all or substantially all of the Company’s assets to another Person or (v) other similar transaction, in each case which entitles the holders of Common Stock to receive (either directly or upon subsequent liquidation) stock, securities, or assets with respect to or in exchange for Common Stock, each Warrant shall, immediately after such reorganization, reclassification, consolidation, merger, sale, or similar transaction, remain outstanding and shall thereafter, in lieu of or in addition to (as the case may be) the number of Warrant Shares then exercisable under this Warrant, be exercisable for the kind and number of shares or other securities or assets of the Company or of the successor Person resulting from such transaction to which the Holder would have been entitled upon such reorganization, reclassification, consolidation, merger, sale, or similar transaction if the Holder had exercised this Warrant in full immediately prior to the time of such reorganization, reclassification, consolidation, merger, sale, or similar transaction and acquired the applicable number of Warrant Shares then issuable hereunder as a result of such exercise (without taking into account any limitations or restrictions on the exercisability of this Warrant); and, in such case, appropriate adjustment (in form and substance satisfactory to the Holder) shall be made with respect to the Holder’s rights under this Warrant to ensure that the provisions of this Warrant shall thereafter be applicable, as nearly as possible, to any shares, securities, or assets thereafter acquirable upon exercise of this Warrant. The provisions of this Section 4(a) shall similarly apply to successive reorganizations, reclassifications, consolidations, mergers, sales, or similar transactions. The Company shall not effect any such reorganization, reclassification, consolidation, merger, sale, or similar transaction unless, prior to the consummation thereof, the successor Person (if other than the Company) resulting from such reorganization, reclassification, consolidation, merger, sale, or similar transaction, shall assume, by written instrument substantially similar in form and substance to this Warrant, the obligation to deliver to the Holder such shares, securities, or assets which, in accordance with the foregoing provisions, such Holder shall be entitled to receive upon exercise of this Warrant. Notwithstanding anything to the contrary contained herein, with respect to any corporate event or other transaction contemplated by the provisions of this Section 4(a), the Holder shall have the right to elect prior to the consummation of such event or transaction, to give effect to the exercise rights contained in Section 2 instead of giving effect to the provisions contained in this Section 4(a) with respect to this Warrant. (b) Stock Dividends and Distributions. Subject to the provisions of Section 4(a), as applicable, if the Company shall, at any time or from time to time after the Original Issue Date, (A) make or declare, or fix a record date for the determination of


 
9 holders of Common Stock entitled to receive a dividend or any other distribution payable in Common Stock of the Company or securities convertible, exercisable or exchangeable into Common Stock, (B) subdivide the outstanding Common Stock, whether by way of stock dividend, stock split or otherwise, or (C) combine the outstanding Common Stock into a smaller number of shares, whether by way of stock combination, reverse stock split or otherwise, then, and in each such event, provision shall be made so that the Holder shall receive upon exercise of the Warrant, the kind and amount of securities of the Company which the Holder would have been entitled to receive had the Warrant been exercised in full into Warrant Shares on the date of such event (or, in the case of a dividend, immediately prior to the record date therefore) and had the Holder thereafter, during the period from the date of such event to and including the Exercise Date, retained such securities receivable by them as aforesaid during such period, giving application to all adjustments called for during such period under this Section 4(b) with respect to the rights of the Holder; provided, that no such provision shall be made if the Holder receives, simultaneously with the distribution to the holders of Common Stock, a dividend or other distribution of such securities in an amount equal to the amount of such securities as the Holder would have received if the Warrant had been exercised in full into Warrant Shares on the date of such event. (c) Adjustment in Exercise Price. Whenever the number of Warrant Shares acquirable upon exercise of the Warrants is adjusted as provided in Section 4(b), the Exercise Price shall be adjusted to equal the Exercise Price immediately prior to such adjustment multiplied by a fraction (A) the numerator of which shall be the number of Warrant Shares for which a Warrant is exercisable immediately prior to such adjustment and (B) the denominator of which shall be the number of Warrant Shares for which a Warrant is exercisable immediately after such adjustment. (d) Cash Dividends and Distributions. If the Company, at any time while the Warrants are outstanding and unexpired, shall pay a dividend or make a distribution in cash, securities or other assets to the holders of Common Stock on account of such Common Stock (or other capital stock or securities at the time issuable upon exercise of the Warrant), other than as described in Section 4(b) (any such non-excluded event being referred to herein as an “Extraordinary Dividend”) then the Exercise Price shall be decreased, effective immediately after the effective date of such Extraordinary Dividend, by the amount of cash and/or the fair market value (as determined by the Board of Directors of the Company together with the Holder, in good faith) of any securities or other assets paid on each share of Common Stock in respect of such Extraordinary Dividend. (e) Certificate as to Adjustment. (i) As promptly as reasonably practicable following any adjustment pursuant to the provisions of this Section 4, but in any event not later than two (2) Business Days thereafter, the Company shall furnish to the Holder a certificate of an executive officer setting forth in reasonable detail such adjustment and the facts upon which it is based and certifying the calculation thereof.


 
10 (ii) As promptly as reasonably practicable following the receipt by the Company of a written request by the Holder, but in any event not later than two (2) Business Days thereafter, the Company shall furnish to the Holder a certificate of an executive officer certifying the amount of other shares of stock, securities, or assets then issuable upon exercise of the Warrant and the applicable Exercise Price. (f) Notices. In the event: (i) that the Company shall take a record of the holders of its Common Stock (or other capital stock or securities at the time issuable upon exercise of the Warrant) for the purpose of entitling or enabling them to receive any dividend or other distribution described in Section 4(b) or Section 4(d), to vote at a meeting (other than an annual meeting for which a definitive proxy statement has been filed) (or by written consent), to receive any right to subscribe for or purchase any shares of capital stock of any class or any other securities, or to receive any other security; or (ii) of any capital reorganization of the Company, any reclassification of the Common Stock of the Company, any consolidation or merger of the Company with or into another Person, or sale of all or substantially all of the Company's assets to another Person; or (iii) of the voluntary or involuntary dissolution, liquidation, or winding- up of the Company; then, and in each such case, the Company shall send or cause to be sent to the Holder at least ten (10) Business Days prior to the applicable record date or the applicable expected effective date, as the case may be, for the event, a written notice specifying, as the case may be, (A) the record date for such dividend, distribution, meeting, or consent or other right or action, and a description of such dividend, distribution, or other right or action to be taken at such meeting or by written consent, or (B) the effective date on which such reorganization, reclassification, consolidation, merger, sale, dissolution, liquidation, or winding-up is proposed to take place, and the date, if any is to be fixed, as of which the books of the Company shall close or a record shall be taken with respect to which the holders of record of Common Stock (or such other capital stock or securities at the time issuable upon exercise of the Warrant) shall be entitled to exchange their Common Stock (or such other capital stock or securities) for securities or other property deliverable upon such reorganization, reclassification, consolidation, merger, sale, dissolution, liquidation, or winding-up, and the amount per share and character of such exchange applicable to the Warrant and the Warrant Shares. 5. Lock-up Period. (a) The Holder shall not, and shall not cause or permit any direct or indirect Affiliate to, during the period beginning on the Original Issue Date and ending at the close of business on the six (6) month anniversary of the Original Issue Date (the “Lock- Up Termination Date”), (1) offer, pledge, sell, contract to sell, sell any option or contract


 
11 to purchase, purchase any option or contract to sell, grant any option, right or warrant to purchase, lend, or otherwise transfer or dispose of, directly or indirectly, the Warrant or the Warrant Shares, (2) engage in any hedging or other transaction or arrangement (including, without limitation, any short sale or the purchase or sale of, or entry into, any put or call option, or combination thereof, forward, swap or any other derivative transaction or instrument, however described or defined), which is designed to or which reasonably could be expected to lead to or result in a sale, loan, pledge or other disposition (whether by the undersigned or someone other than the undersigned), or transfer of any of the economic consequences of ownership, in whole or in part, directly or indirectly, of the Warrant or the Warrant Shares, whether any such transaction described in subsection (1) or (2) above is to be settled by delivery of Warrants, Warrant Shares, Common Stock, in cash or otherwise, or (3) publicly disclose the intention to do any of the foregoing. (b) Notwithstanding any other provision hereof, the transfer restriction in Section 5(a) shall not apply to and nothing in this Agreement shall otherwise restrict or prohibit (i) any total return swap entered into by the Holder or any direct or indirect Affiliate of the Holder with respect to the Warrant or the Warrant Shares, (ii) any pledge in accordance with Section 6 hereof and (iii) transfer of securities of the Holder or any entity that directly or indirectly owns equity securities of the Holder. (c) The Warrant and the Warrant Shares shall bear the following legend until the Lock-Up Termination Date: “THIS SECURITY IS SUBJECT TO RESTRICTIONS ON TRANSFER AS SET FORTH IN THE INVESTOR RIGHTS AGREEMENT, DATED AS OF [●], BY AND BETWEEN AMBAC FINANCIAL GROUP, INC. (THE “COMPANY”) AND [OAKTREE ENTITY], a [●], AND THIS SECURITY MAY NOT BE OFFERED, SOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT IN COMPLIANCE THEREWITH.” 6. Margin Loan. If requested by the Holder in connection with any transaction involving this Warrant or the Warrant Shares (including any sale or other transfer of such securities without registration under the Securities Act, any margin loan with respect to such securities and any pledge of such securities), the Company agrees to provide the Holder with customary and reasonable assistance to facilitate such transaction, including, without limitation, (i) such action as the Holder may reasonably request from time to time to enable the Holder to sell this Warrant or the Warrant Shares, as applicable, without registration under the Securities Act and (ii) entering into an “issuer’s agreement” in connection with any margin loan with respect to such securities in customary form, provided, that the Holder shall not make any such pledge for six (6) months from the Original Issue Date; provided further, that the Holder shall not make any such pledge at any time on which the Investor Designee (as defined in the Investor Rights Agreement) is serving on the Board. 7. Transfer of Warrant. Notwithstanding the restrictions set out in Section 5 hereto and subject to the transfer conditions referred to in the legend endorsed hereon:


 
12 (a) this Warrant, the Warrant Shares and all rights hereunder are transferable prior to the Lock-Up Termination Date, to (i) Affiliates of the Holder (but not, for the avoidance of doubt, to “portfolio companies,” as such term is commonly understood in the private equity industry, of the Holder or any such Affiliate, or to the Company or any of its Subsidiaries) (other than a Competitor or an Activist Investor) and (ii) Brookfield Asset Management, Inc.; and (b) this Warrant, the Warrant Shares and all rights hereunder are transferable following the Lock-Up Termination Date, to any Person, other than (i) a Competitor or (ii) an Activist Investor, in whole or in part, by the Holder without charge to the Holder, upon surrender of this Warrant to the Company at its then principal executive offices with a properly completed and duly executed assignment in the form attached hereto as Exhibit B, together with funds sufficient to pay any transfer taxes described in Section 3(f)(iv) in connection with the making of such transfer. Upon such compliance, surrender, and delivery and, if required, such payment, the Company shall execute and deliver a new Warrant or Warrants in the name of the assignee or assignees and in the denominations specified in such instrument of assignment, and shall issue to the assignor a new Warrant evidencing the portion of this Warrant, if any, not so assigned and this Warrant shall promptly be cancelled. For the avoidance of doubt, the restrictions in Section 7(b) do not apply to any transferee of the Warrant Shares that is not an Affiliate of the Holder, or with respect to Warrant Shares issued upon exercise of the Warrant by any transferee of the Warrant that is not an Affiliate of the Holder. 8. Holder Not Deemed a Stockholder; Limitations on Liability. Except as otherwise specifically provided herein (including Section 4(b) and Section 4(d)), prior to the issuance to the Holder of the Warrant Shares to which the Holder is then entitled to receive upon the due exercise of this Warrant, the Holder shall not be entitled to vote or receive dividends or be deemed the holder of shares of capital stock of the Company for any purpose, nor shall anything contained in this Warrant be construed to confer upon the Holder, as such, any of the rights of a stockholder of the Company or any right to vote, give, or withhold consent to any corporate action (whether any reorganization, issue of stock, reclassification of stock, consolidation, merger, conveyance, or otherwise), receive notice of meetings, receive dividends or subscription rights, or otherwise. In addition, nothing contained in this Warrant shall be construed as imposing any liabilities on the Holder to purchase any securities (upon exercise of this Warrant or otherwise) or as a shareholder of the Company, whether such liabilities are asserted by the Company or by creditors of the Company. Notwithstanding this Section 8, the Company shall provide the Holder with copies of the same notices and other information given to the shareholders of the Company generally, contemporaneously with the giving thereof to the shareholders. 9. Replacement on Loss; Division and Combination. (a) Replacement of Warrant on Loss. Upon receipt of evidence reasonably satisfactory to the Company of the loss, theft, destruction, or mutilation of this Warrant and upon delivery of an indemnity reasonably satisfactory to it (it being understood that a written indemnification agreement or affidavit of loss of the Holder shall be a sufficient


 
13 indemnity) and, in case of mutilation, upon surrender of such Warrant for cancellation to the Company, the Company at its own expense shall execute and deliver to the Holder, in lieu hereof, a new Warrant of like tenor and exercisable for an equivalent number of Warrant Shares as the Warrant so lost, stolen, mutilated, or destroyed; provided, that, in the case of mutilation, no indemnity shall be required if this Warrant in identifiable form is surrendered to the Company for cancellation. (b) Division and Combination of Warrant. Subject to compliance with the applicable provisions of this Warrant as to any transfer or other assignment which may be involved in such division or combination, this Warrant may be divided or, following any such division of this Warrant, subsequently combined with other Warrants, upon the surrender of this Warrant or Warrants to the Company at its then principal executive offices, together with a written notice specifying the names and denominations in which new Warrants are to be issued, signed by the respective Holders or their agents or attorneys. Subject to compliance with the applicable provisions of this Warrant as to any transfer or assignment which may be involved in such division or combination, the Company shall at its own expense execute and deliver a new Warrant or Warrants in exchange for the Warrant or Warrants so surrendered in accordance with such notice. Such new Warrant or Warrants shall be of like tenor to the surrendered Warrant or Warrants and shall be exercisable in the aggregate for an equivalent number of Warrant Shares as the Warrant or Warrants so surrendered in accordance with such notice. 10. Compliance with the Securities Act. (a) Agreement to Comply with the Securities Act; Legend. The Holder, by acceptance of this Warrant, agrees to comply in all respects with the provisions of this Section 10 and the restrictive legend requirements set forth on the face of this Warrant and further agrees that such Holder shall not offer, sell, or otherwise dispose of this Warrant or any Warrant Shares to be issued upon exercise hereof except under circumstances that will not result in a violation of the Securities Act of 1933, as amended (the “Securities Act”). This Warrant and all Warrant Shares issued upon exercise of this Warrant (unless registered under the Securities Act) shall be stamped or imprinted with a legend in substantially the following form: “THIS WARRANT AND THE COMMON STOCK, IF ANY, ISSUABLE UPON EXERCISE OF THIS WARRANT HAVE NOT BEEN REGISTERED UNDER THE U.S. SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”) OR ANY NON-U.S. OR STATE SECURITIES LAWS, AND MAY NOT BE OFFERED, SOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT IN ACCORDANCE WITH THE FOLLOWING SENTENCE. BY ITS ACQUISITION HEREOF OR OF A BENEFICIAL INTEREST HEREIN, THE ACQUIRER AGREES FOR THE BENEFIT OF AMBAC FINANCIAL GROUP, INC. (THE “COMPANY”) THAT IT WILL NOT OFFER, SELL, PLEDGE OR OTHERWISE TRANSFER THIS SECURITY OR ANY BENEFICIAL INTEREST HEREIN PRIOR TO THE RESALE RESTRICTION TERMINATION DATE (AS DEFINED BELOW) EXCEPT:


 
14 (A) TO THE COMPANY OR ANY SUBSIDIARY THEREOF, OR (B) PURSUANT TO A REGISTRATION STATEMENT THAT HAS BECOME EFFECTIVE UNDER THE SECURITIES ACT, OR (C) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT OR ANY OTHER AVAILABLE EXEMPTION FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY OF ANY EXEMPTION FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT. THE “RESALE RESTRICTION TERMINATION DATE” MEANS THE LATER OF: (1) THE EARLIEST OF (A) THE DATE ON WHICH THIS SECURITY HAS BEEN SOLD PURSUANT TO A REGISTRATION STATEMENT THAT HAS BECOME EFFECTIVE UNDER THE SECURITIES ACT; (B) THE DATE ON WHICH THIS SECURITY HAS BEEN SOLD PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OR ANY SIMILAR PROVISION THEN IN FORCE UNDER THE SECURITIES ACT; AND (C) THE DATE ON WHICH THE HOLDER OF THIS SECURITY (X) HAS A “HOLDING PERIOD” (DETERMINED PURSUANT TO RULE 144(d) UNDER THE SECURITIES ACT) OF AT LEAST ONE YEAR (OR SUCH SHORTER PERIOD OF TIME AS PERMITTED BY RULE 144 UNDER THE SECURITIES ACT OR ANY SUCCESSOR PROVISION THERETO AT SUCH TIME) AND (Y) IS NOT AN AFFILIATE OF THE COMPANY (AND HAS NOT BEEN AN AFFILIATE OF THE COMPANY DURING THE THREE MONTHS IMMEDIATELY PRECEDING); AND (2) SUCH LATER DATE, IF ANY, AS MAY BE REQUIRED BY APPLICABLE LAW. IN DETERMINING WHETHER THE HOLDER OF THIS SECURITY (X) HAS A “HOLDING PERIOD” (DETERMINED PURSUANT TO RULE 144(D) UNDER THE SECURITIES ACT) OF AT LEAST ONE YEAR (OR SUCH SHORTER PERIOD OF TIME AS PERMITTED BY RULE 144 UNDER THE SECURITIES ACT OR ANY SUCCESSOR PROVISION THERETO AT SUCH TIME) OR (Y) IS AN AFFILIATE OF THE COMPANY (OR HAS BEEN AN AFFILIATE OF THE COMPANY DURING THE THREE MONTHS IMMEDIATELY PRECEDING), THE COMPANY RESERVES THE RIGHT TO REQUIRE THE DELIVERY OF CUSTOMARY CERTIFICATIONS FROM THE HOLDER, AND A CUSTOMARY LEGAL OPINION, ADDRESSED TO THE COMPANY. NOTWITHSTANDING THE FOREGOING, THIS WARRANT AND THE COMMON STOCK ISSUABLE UPON EXERCISE OF THIS WARRANT MAY BE PLEDGED IN CONNECTION WITH A BONA FIDE MARGIN ACCOUNT OR OTHER SIMILAR ARRANGEMENT SECURED BY SUCH SECURITIES IN ACCORDANCE WITH THIS WARRANT.” (b) Representations of the Holder. In connection with the issuance of this Warrant, the Holder specifically represents, as of the date hereof, to the Company by


 
15 acceptance of this Warrant as follows (and any transferee or assignee of the Holder is deemed to represent as of the date of such transfer or assignment as if it were the Holder): (i) The Holder is an “accredited investor” as defined in Rule 501 of Regulation D promulgated under the Securities Act. The Holder is acquiring this Warrant and the Warrant Shares to be issued upon exercise hereof for investment for its own account and not with a view towards, or for resale in connection with, the public sale or distribution of this Warrant or the Warrant Shares, except pursuant to sales registered or exempted under the Securities Act. (ii) The Holder understands and acknowledges that this Warrant and the Warrant Shares to be issued upon exercise hereof are “restricted securities” under the federal securities laws inasmuch as they are being acquired from the Company in a transaction not involving a public offering and that, under such laws and applicable regulations, such securities may be resold without registration under the Securities Act only in certain limited circumstances. In addition, the Holder represents that it is familiar with Rule 144 under the Securities Act, as presently in effect, and understands the resale limitations imposed thereby and by the Securities Act. (iii) The Holder acknowledges that it can bear the economic and financial risk of its investment for an indefinite period, and has such knowledge and experience in financial or business matters that it is capable of evaluating the merits and risks of the investment in the Warrant and the Warrant Shares. The Holder has had an opportunity to ask questions and receive answers from the Company regarding the terms and conditions of the offering of the Warrant and the business, properties, prospects, and financial condition of the Company. 11. Warrant Register. The Company shall keep and properly maintain at its principal executive offices books for the registration of the Warrant and any transfers thereof. The Company may deem and treat the Person in whose name the Warrant is registered on such register as the Holder thereof for all purposes, and the Company shall not be affected by any notice to the contrary, except any assignment, division, combination, or other transfer of the Warrant effected in accordance with the provisions of this Warrant. 12. Notices. All notices, requests and other communications to any party hereunder shall be in writing (including e-mail transmission) and shall be given: If to the Company: Ambac Financial Group, Inc. One World Trade Center, 40th Floor New York, New York 10007 E-mail: legalnotices@ambac.com Phone: (212) 668-0340 Attention: General Counsel with a copy to: Debevoise & Plimpton LLP 66 Hudson Boulevard


 
16 New York, New York 10001 Attention: Steven J. Slutzky; Eric T. Juergens E-mail: sjslutzky@debevoise.com; etjuergens@debevoise.com Phone: 212-909-6036; 212-909-6301 If to the Holder: [OAKTREE ENTITY] c/o Oaktree Capital Management, L.P. 333 S. Grand Ave., 28th Floor Los Angeles, CA 90071 Attention: Jordan Mikes; Greg Share; Patrick George E-mail: [***] Phone: [***] with a copy to: Kirkland & Ellis LLP 2049 Century Park East, Suite 3700 Attention: Hamed Meshki, P.C. Rajab Abbassi, P.C. Kimberly Meng Han Email: hmeshki@kirkland.com; rajab.abbassi@kirkland.com; kimberly.han@kirkland.com Phone: (213) 680-8360; (212) 446-4741; (212) 898-5324 or such other address as such party may hereafter specify for the purpose by notice to the other parties hereto. All such notices, requests and other communications shall be deemed received on the date of receipt by the recipient thereof if received prior to 5:00 p.m. on a Business Day in the place of receipt. Otherwise, any such notice, request or communication shall be deemed to have been received on the next succeeding Business Day in the place of receipt. 13. Cumulative Remedies. Except to the extent expressly provided in Section 8 to the contrary, the rights and remedies provided in this Warrant are cumulative and are not exclusive of, and are in addition to and not in substitution for, any other rights or remedies available at law, in equity, or otherwise. 14. Specific Performance. The parties agree that irreparable damage would occur if any provision of this Agreement were not performed in accordance with the terms hereof and that the parties shall be entitled to an injunction or injunctions to prevent breaches of this Agreement or to enforce specifically the performance of the terms and provisions hereof in any court specified in Section 21, in addition to any other remedy to which they are entitled at law or in equity.


 
17 15. Entire Agreement. This Warrant, the Investor Rights Agreement and the Stock Purchase Agreement constitutes the entire agreement between the parties with respect to the subject matter hereof and thereof, and such agreements supersede all prior agreements and understandings, both oral and written, between the parties with respect to the subject matter hereof and thereof. 16. Successor and Assigns. This Warrant and the rights evidenced hereby shall be binding upon and shall inure to the benefit of the parties hereto and the successors of the Company and the successors and permitted assigns of the Holder. Such successors and/or permitted assigns of the Holder shall be deemed to be a Holder for all purposes hereunder. 17. Counterparts; Effectiveness; Third Party Beneficiaries. This Warrant may be executed in several counterparts, each of which shall be deemed an original and all of which shall together constitute one and the same instrument. This Warrant shall become effective when each party shall have received a counterpart hereof signed by all of the other parties. Until and unless each party has received a counterpart hereof signed by the other party, this Warrant shall have no effect and no party shall have any right or obligation hereunder (whether by virtue of any other oral or written agreement or other communication). No provision of this Warrant is intended to confer any rights, benefits, remedies, obligations or liabilities hereunder upon any Person other than the parties and their respective successors and assigns. 18. Headings. The headings in this Warrant are for reference only and shall not affect the interpretation of this Warrant. 19. Amendment and Modification; Waiver. No amendment, modification or discharge of this Warrant, and no waiver hereunder, shall be valid or binding unless set forth in writing and duly executed by the party against whom enforcement of the amendment, modification, discharge or waiver is sought. Any such waiver shall constitute a waiver only with respect to the specific matter described in such writing and shall in no way impair the rights of the party granting such waiver in any other respect or at any other time. Neither the waiver by any of the parties hereto of a breach of or a default under any of the provisions of this Agreement, nor the failure by any of the parties, on one or more occasions, to enforce any of the provisions of this Agreement or to exercise any right or privilege hereunder, shall be construed as a waiver of any other breach or default of a similar nature, or as a waiver of any of such provisions, rights or privileges hereunder. The rights and remedies herein provided are cumulative and none is exclusive of any other, or of any rights or remedies that any party may otherwise have at law or in equity. 20. Severability. If any provision, including any phrase, sentence, clause, section or subsection of this Warrant is determined by a court of competent jurisdiction to be invalid, inoperative or unenforceable for any reason, such circumstances shall not have the effect of rendering such provision in question invalid, inoperative or unenforceable in any other case or circumstance, or of rendering any other provision herein contained invalid, inoperative or unenforceable to any extent whatsoever. Upon any such determination, the parties shall negotiate in good faith to modify this Warrant so as to effect the original intent of the parties as closely as possible in an acceptable manner in order that the transactions contemplated hereby be consummated as originally contemplated to the fullest extent possible.


 
18 21. Governing Law; Submission to Jurisdiction. THIS AGREEMENT SHALL BE GOVERNED IN ALL RESPECTS, INCLUDING AS TO VALIDITY, INTERPRETATION AND EFFECT, BY THE LAWS OF THE STATE OF NEW YORK, WITHOUT GIVING EFFECT TO ITS PRINCIPLES OR RULES OF CONFLICT OF LAWS, TO THE EXTENT SUCH PRINCIPLES OR RULES ARE NOT MANDATORILY APPLICABLE BY STATUTE AND WOULD PERMIT OR REQUIRE THE APPLICATION OF THE LAWS OF ANOTHER JURISDICTION. The Company and Holder hereby irrevocably submit to the jurisdiction of the federal courts for the Southern District of New York, and appellate courts having jurisdiction of appeals from such courts, solely in respect of the interpretation and enforcement of the provisions of this Agreement and in respect of the transactions contemplated hereby. Each of the Company and Holder irrevocably agrees that all claims in respect of the interpretation and enforcement of the provisions of this Agreement and in respect of the transactions contemplated hereby, or with respect to any such action or proceeding, shall be heard and determined in such a New York federal court, and that such jurisdiction of such courts with respect thereto shall be exclusive, except solely to the extent that all such courts shall lawfully decline to exercise such jurisdiction. Each of the Company and Holder hereby waives, and agrees not to assert, as a defense in any action, suit or proceeding for the interpretation or enforcement hereof or in respect of any such transaction, that it is not subject to such jurisdiction. Each of the Company and Holder hereby waives, and agrees not to assert, to the maximum extent permitted by Law, as a defense in any action, suit or proceeding for the interpretation or enforcement hereof or in respect of any such transaction, that such action, suit or proceeding may not be brought or is not maintainable in such courts or that the venue thereof may not be appropriate or that this Agreement may not be enforced in or by such courts. The Company and Holder hereby consent to and grant any such court jurisdiction over the person of such parties and over the subject matter of any such dispute and agree that mailing of process or other papers in connection with any such action or proceeding in the manner provided in Section 12 or in such other manner as may be permitted by law, shall be valid and sufficient service thereof. 22. Waiver of Jury Trial. EACH PARTY HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES ANY RIGHT SUCH PARTY MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS WARRANT OR THE TRANSACTIONS CONTEMPLATED HEREBY. 23. No Strict Construction. This Warrant shall be construed without regard to any presumption or rule requiring construction or interpretation against the party drafting an instrument or causing any instrument to be drafted. [SIGNATURE PAGE FOLLOWS]


 
[Signature Page to Warrant] IN WITNESS WHEREOF, the Company has duly executed this Warrant on the Original Issue Date. AMBAC FINANCIAL GROUP, INC. By: Name: Title: Accepted and agreed: [OAKTREE ENTITY] By: Name: Title:


 
A-1 Exhibit A Form of Exercise Notice (To be executed upon exercise of the Warrant(s)) The undersigned hereby irrevocably elects to exercise the right, represented by the Warrant Certificate(s), to purchase Common Stock of Ambac Financial Group, Inc. and (check one or both): _ __ herewith tenders in payment for __________________ Common Stock an amount of $__________________ by certified or official bank check made payable to the order of Ambac Financial Group, Inc. or by wire transfer in immediately available funds to an account arranged with Ambac Financial Group, Inc..; and/or _ __ herewith tenders the Warrant(s) for __________________ Common Stock pursuant to the cashless exercise provision of Section 3(b)(ii) of the Warrant. The undersigned acknowledges and agrees that the Company has the right to choose Cash Exercise or Cashless Exercise as set forth in the Warrant, notwithstanding the box checked above. The undersigned requests that a statement representing the Common Stock issued upon exercise of the Warrant(s) be delivered in accordance with the instructions set forth below. Dated: __________________, 20____ THIS EXERCISE NOTICE MUST BE DELIVERED TO AMBAC FINANCIAL GROUP, INC. PRIOR TO 5:00 P.M., EASTERN TIME, ON THE EXERCISE DATE. ALL CAPITALIZED TERMS USED HEREIN BUT NOT DEFINED HEREIN SHALL HAVE THE MEANINGS ASSIGNED TO THEM IN THE WARRANT.


 
A-2 THE UNDERSIGNED REQUESTS THAT A STATEMENT REPRESENTING THE COMMON STOCK BE DELIVERED AS FOLLOWS: Name: ____________________________________________ (Please Print) Address: __________________________________________ Telephone: ________________________________________ Fax: ______________________________________________ Social Security Number or Other Taxpayer Identification Number (if applicable): IF SAID NUMBER OF COMMON STOCK SHALL NOT BE ALL THE COMMON STOCK ACQUIRABLE UNDER THE WARRANT(S), THE UNDERSIGNED REQUESTS THAT A NEW WARRANT CERTIFICATE(S) REPRESENTING THE BALANCE OF SUCH WARRANT(S) SHALL BE REGISTERED AND DELIVERED AS FOLLOWS: Name: ____________________________________________ (Please Print) Address: __________________________________________ Telephone: ________________________________________ Fax: ______________________________________________ Social Security Number or Other Taxpayer Identification Number (if applicable): Signature: _________________________________________ Name: ____________________________________________ Capacity in which Signing: ____________________________ The signature must correspond with the name as written upon the face of the within Warrant Certificate in every particular, without alteration or enlargement or any change whatever.


 
B-1 Exhibit B Form of Assignment FOR VALUE RECEIVED, ___________________________________ hereby sells, assigns and transfers to each assignee set forth below all of the rights of the undersigned in and to the number of Warrants (as defined in and evidenced by the Warrant Certificate) set forth opposite the name of such assignee below, and in and to the Warrant Certificate with respect to the Warrants and the Common Stock issuable upon the exercise of said Warrants: Name of Assignee Address Number of Warrants Warrant Certificate No. If the total number of Warrants shall not be all of the Warrants evidenced by the foregoing Warrant Certificate, the undersigned requests that a new Warrant Certificate evidencing the Warrants not so assigned be issued in the name of and delivered to the undersigned. Name of holder of Warrant: By: Name: Title: Dated:


 
Final Form CERTAIN INFORMATION HAS BEEN EXCLUDED FROM THIS AGREEMENT (INDICATED BY “[***]”) BECAUSE SUCH INFORMATION IS BOTH NOT MATERIAL AND THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. INVESTOR RIGHTS AGREEMENT This INVESTOR RIGHTS AGREEMENT, dated as of [], 2024 (this “Agreement”), is made between Ambac Financial Group, Inc., a Delaware corporation (the “Company”), and [], a [] corporation (the “Investor”). Capitalized terms used herein shall have the meanings assigned to such terms in the text of this Agreement or in Section 1.01. R E C I T A L S: WHEREAS, in connection with and pursuant to the Stock Purchase Agreement by and between the Company and Investor, dated [•], 2024 (the “Stock Purchase Agreement”), Investor has acquired all of the issued and outstanding shares of common stock, par value $2.50 per share, of Ambac Assurance Corporation, a Wisconsin stock insurance company (the “AAC Common Stock”); WHEREAS, in connection with and pursuant to the Stock Purchase Agreement, at the closing of the purchase and sale of the AAC Common Stock contemplated by the Stock Purchase Agreement (the “Closing”), the Company issued to Investor a warrant (the “Warrant”) exercisable for a number of shares of common stock, par value $0.01, of the Company (“Company Common Stock”) representing 9.9% of the fully diluted shares of Company Common Stock as of March 31, 2024 pro forma for the issuance of the Warrant; and WHEREAS, in connection with the Company’s issuance of the Warrant to the Investor, the Company agrees to provide the Investor with the rights set forth in this Agreement. NOW, THEREFORE, the parties agree as follows: ARTICLE 1 DEFINITIONS Section 1.01 Definitions. As used in this Agreement, the following terms have the following meanings: “Activist Investor” has the meaning set forth in the Warrant. “Affiliate” means, with respect to any Person, any other Person directly or indirectly controlling, controlled by or under common control with such Person. Notwithstanding the foregoing, for the purposes of this Agreement, the term “Affiliate,” as it relates to Investor, shall exclude Brookfield Asset Management Inc. and its Affiliates that are not also Affiliates of Investor by virtue of being directly or indirectly controlled by Oaktree Capital Management, L.P. and, for the avoidance of doubt, shall exclude any investor in such entity or beneficial owner of such entity’s equity securities or those of any Person that controls such entity, and any portfolio company, limited partner, investor or similar Person of any of the foregoing. “Board” means the board of directors of the Company.


 
2 “Business Day” means any day that is not (a) a Saturday, (b) a Sunday or (c) any other day on which commercial banks are authorized or required by laws to be closed in the City of New York. “Competitor” has the meaning set forth in the Warrant. “Director” means any director serving on the Board. “Exchange Act” has the meaning set forth in Section 3.01(a)(v). “Equity Securities” means any and all: (a) shares, interests, participations or other equivalents (however designated) of capital stock or other Voting Securities of a corporation, and any and all equivalent or analogous ownership (or profit) or voting interests in a Person (other than a corporation); (b) securities convertible into or exchangeable for shares, interests, participations or other equivalents (however designated) of capital stock or Voting Securities of (or other ownership or profit or voting interests in) such Person; and (c) any and all warrants, rights or options to purchase any of the foregoing, whether voting or nonvoting, and, in each case, whether or not such shares, interests, participations, equivalents, securities, warrants, options, rights or other interests are authorized or otherwise existing on any date of determination. “Exempt Transfer” means a Transfer pursuant to any merger, business combination, tender offer, business consolidation, recapitalization or exchange offer or similar transaction involving shares of Company Common Stock whereby the stockholders of the Company (together with their Affiliates) as of immediately prior to such transaction do not own at least 50% of the Company Common Stock immediately following such transaction, in each case, that has been approved by and recommended by the Board. “Lock-Up Termination Date” has the meaning set forth in the Warrant. “Original Issue Date” means [●]1. “Person” means an individual, corporation, partnership, limited liability company, association, trust or other entity or organization, including a government or political subdivision or an agency or instrumentality thereof. “Piggyback Underwritten Offering” has the meaning set forth in Section 5.03(a). “Postponement Period” has the meaning set forth in Section 5.02. 1 To be the date of the closing of the transaction.


 
3 “Prospectus” means the prospectus included in any Shelf Registration Statement (including, without limitation, a prospectus that discloses information previously omitted from a prospectus filed as part of an effective Registration Statement in reliance upon Rule 430A promulgated under the Securities Act), as amended or supplemented by any prospectus supplement, and all other amendments and supplements to the Prospectus, including post- effective amendments, and all material incorporated by reference or deemed to be incorporated by reference in such prospectus. “Relevant Transferees” has the meaning set forth in Section 2.01(b). “Rule 144” means Rule 144 under the Securities Act, as such rule may be amended from time to time, or any similar rule or regulation hereafter adopted by the SEC. “Rule 405” means Rule 405 under the Securities Act, as such rule may be amended from time to time, or any similar rule or regulation hereafter adopted by the SEC. “Rule 415” means Rule 415 under the Securities Act, as such rule may be amended from time to time, or any similar rule or regulation hereafter adopted by the SEC. “SEC” means the U.S. Securities and Exchange Commission or any other federal agency at the time administering the Securities Act or the Exchange Act. “Securities Act” has the meaning set forth in Section 5.01. “Shelf Registration Statement” has the meaning given to such term in Section 5.01. “Subsidiary” means, with respect to any Person, any entity of which securities or other ownership interests having ordinary voting power to elect a majority of the board of directors or other Persons performing similar functions are at any time directly or indirectly owned by such Person. “Suspension Event” has the meaning set forth in Section 5.02. “Total Voting Power” means the aggregate number of votes which may be cast by all holders of outstanding Voting Securities in the election of directors. “Transfer” shall mean, with respect to any Equity Security, directly or indirectly, by operation of applicable law, contract or otherwise, to sell, contract to sell, give, assign, hypothecate, pledge, encumber, grant a security interest in, offer, sell any option or contract to purchase, purchase any option or contract to sell, grant any option, right or warrant to purchase, lend or otherwise transfer or dispose of any economic, voting or other rights in or to such Equity Security. “Voting Securities” means shares of common stock and any other securities of a corporation entitled to vote generally in the election of directors.


 
4 ARTICLE 2 LOCK-UP PERIOD Section 2.01 Lock-up Period. (a) Investor shall not, and shall not cause or permit any direct or indirect Affiliate to, during the period beginning on the Original Issue Date and ending at the close of business on the six (6) month anniversary of the Original Issue Date (the “Lock-Up Termination Date”), (1) offer, pledge, sell, contract to sell, sell any option or contract to purchase, purchase any option or contract to sell, grant any option, right or warrant to purchase, lend, or otherwise transfer or dispose of, directly or indirectly, the Warrant or the Warrant Shares (as defined in the Warrant), (2) engage in any hedging or other transaction or arrangement (including, without limitation, any short sale or the purchase or sale of, or entry into, any put or call option, or combination thereof, forward, swap or any other derivative transaction or instrument, however described or defined), which is designed to or which reasonably could be expected to lead to or result in a sale, loan, pledge or other disposition (whether by the undersigned or someone other than the undersigned), or transfer of any of the economic consequences of ownership, in whole or in part, directly or indirectly, of the Warrant or the Warrant Shares, whether any such transaction described in subsection (1) or (2) above is to be settled by delivery of Warrants, Warrant Shares, Company Common Stock, in cash or otherwise, or (3) publicly disclose the intention to do any of the foregoing. (b) Notwithstanding any other provision hereof, the transfer restriction in Section 2.01(a) shall not apply to and nothing in this Agreement shall otherwise restrict or prohibit (i) any total return swap entered into by Investor or any direct or indirect Affiliate of Investor with respect to the Warrant or the Warrant Shares, (ii) any pledge in accordance with Section 2.01(c) hereof, (iii) transfer of securities of Investor or any entity that directly or indirectly owns equity securities of Investor and (iv) any transfer to (x) any Affiliate of Investor (but not, for the avoidance of doubt, to any “portfolio company,” as such term is commonly understood in the private equity industry, of Investor or any such Affiliate, or to the Company or any of its Subsidiaries), other than a Competitor or Activist Investor (the transferees described in the foregoing clause (x), “Relevant Transferees”) or (y) Brookfield Asset Management, Inc. (c) If requested by Investor in connection with any transaction involving the Warrant or the Warrant Shares (including any sale or other transfer of such securities without registration under the Securities Act, any margin loan with respect to such securities and any pledge of such securities), the Company agrees to provide Investor with customary and reasonable assistance to facilitate such transaction, including, without limitation, (i) such action as Investor may reasonably request from time to time to enable Investor to sell the Warrant or the Warrant Shares, as applicable, without registration under the Securities Act and (ii) entering into an “issuer’s agreement” in connection with any margin loan with respect to such securities in customary form, provided, that Investor shall not make any such pledge for six (6) months from the Original Issue Date; provided further, that Investor shall not make any such pledge at any time on which the Investor Designee is serving on the Board. ARTICLE 3 STANDSTILL


 
5 Section 3.01 Standstill. (a) Without the prior written approval of the Board, from the date hereof until the date that is six (6) months after the date hereof, Investor shall not, and shall cause each of its controlled Affiliates not to, directly or indirectly: (i) commence or publicly propose to commence any tender or exchange offer for securities of the Company or publicly propose to enter any merger, consolidation, business combination or acquisition or disposition of all or substantially all of the assets of the Company; (ii) nominate for election, or seek to elect, any individual as a Director, other than as contemplated by Section 4.01 of this Agreement; (iii) publicly propose any recapitalization, restructuring, liquidation, dissolution or other similar extraordinary transaction with respect to the Company; (iv) acquire or publicly propose to acquire any right to direct the voting or disposition of, or any other right with respect to, equity securities of the Company (including Company Common Stock), in each case, to the extent the Investor and its Affiliates would, after exercising the Warrant, collectively control greater than 9.9% of the Total Voting Power of the Company; (v) form, join or knowingly participate in a “partnership, limited partnership, syndicate, or other group” (within the meaning of Section 13(d)(3) or Section 14(d)(2) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”)) for purposes of acquiring, holding, voting or disposing of any securities of the Company; or (vi) dispose of Company Common Stock in response to an unsolicited tender offer for securities of the Company or other proposed business combination to the Person making such unsolicited tender offer or proposal or any of its Affiliates, except pursuant to an Exempt Transfer; (vii) make any proposal for additional representation on the Board, not otherwise permitted under Section 3.01; or (viii) enter into any agreements with any third party with respect to taking any of the actions set forth in the foregoing clauses (i) through (vii); provided that, notwithstanding the foregoing, nothing in this Section 3.01 shall restrict or prohibit: (A) the Investor Designee (as defined below) from taking any action, or refraining from taking any action, which he or she determines is


 
6 necessary or appropriate in light of his or her fiduciary duties as a Director; (B) compliance by Investor with, or the exercise by Investor of any of its rights under, this Agreement, the Warrant or the Stock Purchase Agreement; (C) any transaction with respect to the Warrant or Warrant Shares; or (D) any Exempt Transfer. (b) Notwithstanding anything to the contrary in this Section 3.01, on and after the date hereof, Investor shall not be prohibited or restricted from initiating and engaging in private discussions with the Company or the Board in relation to, or making and submitting to the Company or the Board, non-public proposals regarding the matters addressed by this Section 3.01. (c) Notwithstanding anything to the contrary herein, the restrictions in Section 3.01(a) shall no longer apply from and after the time at which the Company enters into a merger, consolidation, business combination, restructuring or similar transaction with any third party. ARTICLE 4 INVESTOR DESIGNEE Section 4.01 Investor Designee. (a) At any time following the first date on which (i) Investor, together with its Affiliates, as applicable, has, collectively, exercised the Warrant for 50% or more of the maximum number of Warrant Shares issuable pursuant to the Warrant and (ii) in the event that the first date on which the condition in the foregoing clause (i) is satisfied is after the Lock-Up Termination Date, Investor, together with its Affiliates, beneficially owns in the aggregate at least 4% of the Total Voting Power, and at all times thereafter until the occurrence of the Fall- Away Event (as defined below), at any election of directors of the Company, Investor shall be entitled to designate one person for nomination for election to the Board, and the Board or any committee of the Board, as applicable, shall nominate for election such designee, with the identity of such designee subject to approval of the Company (not to be unreasonably withheld), but only if the election of such person to the Board would be necessary so that there be one person on the Board designated by Investor, and subject, in all cases, to the eligibility of such person as a director of the Company under applicable law (including any eligibility and independence requirements under the Exchange Act, or applicable stock exchange rules and federal securities laws and regulations) and generally applicable Company policies concerning director qualifications. Each such person whom Investor shall designate pursuant to this Section 4.01(a) and who is thereafter elected to the Board to serve as a Director shall be referred to herein as an “Investor Designee.” For the avoidance of doubt, Investor’s right to designate an Investor Designee is not subject to the condition in the foregoing clause (ii) if the condition in clause (i) is satisfied prior to the Lock-Up Termination Date.


 
7 (b) The Company agrees, to the fullest extent permitted by applicable law (including with respect to any fiduciary duties under Delaware law), (i) to seat the Investor Designee on the Board as soon as reasonably practicable after the Investor first becomes entitled to designate the Investor Designee and, until the Investor Designee is so seated, to invite the Investor Designee to each Board meeting as an observer thereof with the rights to receive the same information and reports provided to the Directors and (ii) at all times when Investor is entitled to designate an Investor Designee pursuant to Section 4.01(a), to include in the slate of nominees recommended by the Board for election at any meeting of stockholders called for the purpose of electing Directors, the Investor Designee, to nominate and recommend such individual to be elected as a Director as provided herein and to include such recommendation in the proxy statement (or consent solicitation or similar document) of the Company relating to the election of Directors and to solicit proxies or consents in favor thereof to the same extent, and in a manner no less favorable, as the Company solicits proxies or consents in favor of the other nominees of the Board. (c) In the event that a vacancy is created at any time by the death, retirement, disability, removal or resignation of the Investor Designee, the remaining Directors and the Company shall, to the extent permitted by applicable law (including with respect to any fiduciary duties under Delaware law), cause the vacancy created thereby to be filled by a new Investor Designee. In the event that any person designated by Investor shall fail to be elected to the Board at any meeting of stockholders called for the purpose of electing directors (or consent in lieu of meeting), the Company shall use its reasonable best efforts to cause an alternative person selected by Investor and subject to applicable law and generally applicable Company policies concerning director qualifications, to be elected to the Board as soon as practicable thereafter. (d) From and after the date on which Investor, together with its Affiliates, (i) no longer beneficially owns at least 50% of the maximum number of Warrant Shares issuable pursuant to the Warrant as of the date hereof (subject to equitable adjustment for any stock splits and similar events) or (ii) beneficially owns in the aggregate less than 3% of the Total Voting Power (each, a “Fall-Away Event”), upon receipt of a written request from the Company to the Investor Designee or Investor, the Investor Designee shall (and Investor shall use reasonable best efforts to take such actions to cause the Investor Designee to) immediately tender his or her resignation as a Director. Section 4.02 Compensation. The Investor Designee shall not be entitled to compensation for service as a member of the Board (including any fees and equity awards), except for reimbursement of expenses for service as a member of the Board to the extent that such reimbursement is provided to any other member of the Board. Section 4.03 Other Rights of Investor Designees. The Investor Designee serving on the Board (or as an observer in the circumstance contemplated by Section 4.01(b)) shall be entitled to receive due and timely notice of and to attend and participate in all meetings of the Board, at the same time and in the same manner as the other Directors are entitled to receive, attend or participate in such meetings in their capacities as Directors. The Investor Designee shall be entitled to receive, at the same time and in the same manner as other Directors are entitled to receive in their capacities as Directors, any and all resolutions relating to action taken by the Board by written consent and any other information and materials provided to members of the


 
8 Board (collectively, the “Board Materials”), in each case (i) subject to such customary confidentiality obligations as apply to members of the Board generally and (ii) except (A) as prohibited by applicable law or (B) to the extent that a majority of the Directors determine in good faith, after consulting with legal counsel, that including the Investor Designee in a meeting of the Board (or portion thereof) or providing or disclosing Board Materials to the Investor Designee would reasonably be expected to create a conflict of interest or prevent the Company from asserting attorney-client privilege (to the extent that that such attorney-client privilege is not governed by a common interest privilege or doctrine) with respect to matters discussed at such meeting or disclosed in such Board Materials or to the extent such meeting or portion thereof, relates to a dispute, transaction or other matter between the Company or any of its Subsidiaries, on the one hand, and the Investor or any of its Affiliates, on the other hand; provided that such Board Materials will be provided to the Investor Designee with redactions or other customary limitations, in each case, to the extent feasible to do so in a manner that would avoid the effect set forth in this clause (B). In the event that the Investor Designee is excluded from any portion of any meeting of the Board or is precluded from receipt of any Board Materials pursuant to this Section 4.03, the Investor Designee shall be informed of such exclusion or preclusion in writing. Section 4.04 Indemnification. The Investor Designee shall be entitled to indemnification and exculpation from the Company, and to be insured under the director and officer insurance policy of the Company, to the same extent as other members of the Board (in their capacities as Directors) including pursuant to the Company’s certificate of incorporation and by-laws. Section 4.05 Policies and Procedures. As a condition to the Company’s obligations under Section 4.01 with respect to the Investor Designee, each Investor Designee will agree in writing during the term of any service as a Director to comply with all current and future policies, procedures, processes, codes, rules, standards and guidelines applicable to all non- employee members of the Board, including, without limitation, the Company’s code of conduct, insider trading policy, Regulation FD policy, related person transactions policy and corporate governance guidelines, in each case as previously approved by the Board and as amended from time to time. ARTICLE 5 REGISTRATION RIGHTS Section 5.01 Shelf Registration Rights. Thirty (30) days prior to the Lock-Up Termination Date (the “Filing Date”), the Company shall prepare and file with the SEC and cause to be declared effective a “shelf” registration statement on Form S-3 (or any successor form), or a “shelf” registration statement on Form S-1 (or any successor form) if the Company is ineligible to use Form S-3 (in either case, a “Shelf Registration Statement”), providing for, pursuant to Rule 415 or otherwise, the registration of, and the sale on a continuous or delayed basis of, the maximum number of Warrant Shares (or otherwise designate an existing Shelf Registration Statement filed with the SEC to cover the Warrant Shares) that may be issued pursuant to the Warrants outstanding at that time, and, to the extent the Shelf Registration Statement has not theretofore been declared effective or is not automatically effective upon such filing, the Company shall use reasonable best efforts to cause such Shelf Registration Statement


 
9 to be declared or become effective and to keep such Shelf Registration Statement continuously effective and in compliance with the Securities Act of 1933, as amended (the “Securities Act”) and usable for resale of such Warrant Shares pursuant to Rule 415 or otherwise (provided that such resale shall not be underwritten), for a period from the date of its initial effectiveness (including by refiling such Shelf Registration Statement (or a new Shelf Registration Statement) if the initial Shelf Registration Statement expires) until the earliest of (i) such time as there are no Warrant Shares remaining, (ii) after the occurrence of the Fall-Away Event, Investor is able to sell the Warrant Shares pursuant to Rule 144 without limitation as to volume or manner of sale and (iii) Investor owns less than 25% of the Warrants and the Warrant Shares; provided, that (a) the number of Warrant Shares is determined based on the actual number of Warrant Shares received at exercise and (b) Investor is not an affiliate of the Company; provided further that the Company shall file at least one Shelf Registration Statement. So long as the Company is a well- known seasoned issuer (as defined in Rule 405) at the time of the Filing Date, such Shelf Registration Statement, if it is on Form S-3 (or any successor form), shall be designated by the Company as an automatic Shelf Registration Statement. The Company shall not be obligated to undertake any underwritten offerings or shelf takedowns on behalf of Investor or enter into any underwriting or purchase agreement, provide any comfort letter or opinions or otherwise cooperate with Investor in any sale pursuant to the Shelf Registration Statement other than using reasonable best efforts to procure the cooperation of the Company’s transfer agent in settling any sale of the Warrant Shares. For the purposes of this Article 5, the Warrant Shares that are covered by the Shelf Registration Statement are “Registrable Securities.” Section 5.02 Suspension. (i) Upon advice of counsel, if the Board determines, in its good faith judgment, that the disclosure that would otherwise be required to file or update the Shelf Registration Statement would cause the disclosure of material non-public information in a manner that would materially and adversely interfere with any pending material financing or material acquisition, merger, recapitalization, consolidation or reorganization or similar transaction involving the Company; (ii) upon issuance by the Commission of a stop order suspending the effectiveness of the Shelf Registration Statement or the initiation of proceedings with respect to the Shelf Registration Statement under Section 8(d) or 8(e) of the Securities Act; (iii) if the Board determines, in its good faith judgment, that any such registration or offering (x) should not be undertaken because it would reasonably be expected to materially interfere with any material corporate development or plan or (y) upon the advice of counsel, would require the Company, under applicable securities laws and other laws, to make disclosure of material nonpublic information that would not otherwise be required to be disclosed at that time and the Company believes in good faith that such disclosures at that time would not be in the Company’s best interests; provided that this exception (y) shall continue to apply only during the time that such material nonpublic information has not been disclosed and remains material; or (iv) if the Company elects at such time to offer Equity Securities to (x) fund a merger, third-party tender offer or other business combination, acquisition of assets or similar transaction or (y) meet rating agency and other capital funding requirements (collectively, “Suspension Events”), then the Company may delay the filing of, or suspend use of, the Shelf Registration Statement, by providing written notice to Investor, until such circumstance is no longer continuing but in any event not to exceed sixty (60) days (such period, a “Postponement Period”); provided that the Company shall at all times in good faith use its commercially reasonable best efforts to cause any Shelf Registration Statement required by this Section 5 to be filed or updated, as applicable, as soon as possible; provided, further, that the Company shall not be permitted to commence a


 
10 Postponement Period pursuant to this Section 5.02 more than twice in any twelve-month period. In the event that the Company exercises its rights under the preceding sentence, Investor agrees to suspend, promptly upon receipt of written notice from the Company, the use of any prospectus relating to the registration in connection with any sale or offer to sell the Warrant Shares. Section 5.03 Piggyback Registration Rights. (a) If the Company proposes to register shares of Company Common Stock under the Securities Act for a sale that will occur following the expiration of the Lock-Up Termination Date (other than pursuant to a registration on Form S-4 or S-8 promulgated by the SEC or any successor or similar forms), whether or not for sale for its own account, in a manner which would permit registration of Registrable Securities for sale to the public under the Securities Act (a “Piggyback Underwritten Offering”), it will give written notice of such Piggyback Underwritten Offering to Investor, which notice shall include the anticipated filing date of the registration statement or prospectus supplement, as applicable, and, if known, the number of shares of Company Common Stock that are proposed to be included in such Piggyback Underwritten Offering, and of such Holders’ rights under this Section 5.03. Such notice shall be given promptly (and in any event at least four (4) Business Days before the filing of the registration statement or prospectus supplement, as applicable,). If such notice is delivered pursuant to this Section 5.03, each Holder shall then have three (3) Business Days after the date on which such Holder received notice pursuant to this Section 5.03 to request inclusion of Registrable Securities in the Piggyback Underwritten Offering (which request shall specify the maximum number of Registrable Securities intended to be disposed of by Investor and such other information as is reasonably required to effect the inclusion of such Registrable Securities). If no request for inclusion from Investor is received within such period, Investor shall have no further right to participate in such Piggyback Underwritten Offering. Subject to Section 5.03(b), the Company shall use its commercially reasonable efforts to include in the Piggyback Underwritten Offering all Registrable Securities that the Company has been so requested to include by Investor; provided, however, that if, at any time after giving written notice of a proposed Piggyback Underwritten Offering pursuant to this Section 5.03(a) and prior to the execution of an underwriting agreement with respect thereto, the Company or such other Persons who have or have been granted registration rights, as applicable, shall determine for any reason not to proceed with or to delay such Piggyback Underwritten Offering, the Company shall give written notice of such determination to Investor and (A) in the case of a determination not to proceed, shall be relieved of its obligation to include any Registrable Securities in such Piggyback Underwritten Offering, and (B) in the case of a determination to delay, shall be permitted to delay inclusion of any Registrable Securities for the same period as the delay in including the shares of Company Common Stock to be sold for the Company’s account or for the account of such other Persons who have or have been granted registration rights, as applicable. Investor shall have the right to withdraw its request for inclusion of its Registrable Securities in any Piggyback Underwritten Offering at any time prior to the execution of an underwriting agreement with respect thereto by giving written notice to the Company of its request to withdraw. (b) Priority on Piggyback Registrations. If the managing underwriter of the Piggyback Underwritten Offering shall inform the Company in writing of its good faith belief that the number of Registrable Securities requested to be included in such Piggyback


 
11 Underwritten Offering would materially adversely affect such offering, then the Company shall include in such Piggyback Underwritten Offering, to the extent of the total number of securities which the Company is so advised can be sold in such offering without so materially adversely affecting such offering, shares of Company Common Stock in the following priority: (i) If the Piggyback Underwritten Offering is for the account of the Company, (A) first, all shares of Company Common Stock that the Company proposes to include for its own account, (B) second, the Registrable Securities requested to be included by Investor and (C) third, other securities requested to be included in such registration which, in the opinion of the managing underwriter, can be sold without any such adverse effect. (ii) If the Piggyback Underwritten Offering is for the account of any other Persons who have or have been granted registration rights, (A) first, all shares of Company Common Stock that such Persons propose to include, (B) second, the Registrable Securities requested to be included by Investor and (C) third, other securities requested to be included in such registration which, in the opinion of the managing underwriter, can be sold without any such adverse effect. Section 5.04 Registration Expenses. All internal expenses incurred by Investor in connection with registration under the Securities Act pursuant to this Agreement, including, but not limited to, fees and expenses of compliance with securities or blue sky laws, fees and disbursements of counsel for Investor and all independent certified public accountants and other Persons retained by Investor and any underwriter’s fees (including discounts, commissions or fees of underwriters, selling brokers, dealer managers or similar securities industry professionals) relating to the distribution of the Warrant Shares, shall be borne by Investor. The Company shall pay all registration, qualification and filing fees, filing expenses, printing expenses, messenger and delivery expenses, fees and disbursements of custodians, all of its internal expenses (including all salaries and expenses of its officers and employees performing legal or accounting duties), the expense of any annual audit or quarterly review, the expense of any liability insurance and the expenses and fees for listing the securities to be registered on each securities exchange on which similar securities issued by the Company are then listed. Section 5.05 Indemnification. (a) Indemnification by the Company. The Company shall, without limitation as to time, indemnify and hold harmless, to the fullest extent permitted by law, Investor, and its officers, directors, partners, members, managers, direct and indirect equityholders, accountants, attorneys, agents and employees, each Person who controls (within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act) Investor and its officers, directors, partners, members, managers, shareholders, accountants, attorneys, agents and employees of each such controlling person, (each such person being referred to herein as a “Covered Person”), from and against any and all losses, claims, damages, liabilities, costs (including, without limitation, costs of preparation and reasonable attorneys’ fees and any legal or other fees or expenses incurred by such party in connection with any investigation or proceeding), expenses, judgments, fines, penalties, charges and amounts paid in settlement (collectively, “Losses”), as incurred, arising out of or based upon any untrue or alleged untrue statement of a material fact contained in the Shelf Registration Statement or any amendment thereof or supplement thereto or


 
12 any document incorporated by reference therein relating to a sale of the Warrant Shares pursuant to the Shelf Registration Statement, or based on any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein not misleading in connection with a sale of the Warrant Shares pursuant to the Shelf Registration Statement, or any violation by the Company of the Securities Act, the Exchange Act, any state securities law, or any rule or regulation thereunder applicable to the Company in connection with a sale of the Warrant Shares pursuant to the Shelf Registration Statement, and relating to any action or inaction in connection with a sale of the Warrant Shares pursuant to the Shelf Registration Statement, and will reimburse each such Covered Person for any reasonable legal and any other expenses reasonably incurred in connection with investigating and defending or settling any such Loss, provided that the Company will not be liable in any such case to the extent that any such Loss arises out of or is based on any untrue statement or omission by such Covered Person relating to such Covered Person or its Affiliates (other than the Company or any of its Subsidiaries), but only to the extent, that such untrue statement (or alleged untrue statement) or omission (or alleged omission) is made in such Shelf Registration Statement, or any amendment thereof or supplement thereto, or any document incorporated by reference therein, in reliance upon and in conformity with written information furnished to the Company by such Covered Person with respect to such Covered Person for use therein. It is agreed that the indemnity agreement contained in this Section 5.04 shall not apply to amounts paid in settlement of any such Loss or action if such settlement is effected without the consent of the Company (which consent shall not be unreasonably delayed or withheld). (b) Indemnification by Investor. As a condition to including the Warrant Shares in any Shelf Registration Statement filed in accordance with Section 5 hereof, Investor will indemnify, to the fullest extent permitted by law, the Company, its directors and officers and each Person who controls (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act) the Company, from and against all Losses arising out of or based on any untrue or alleged untrue statement of a material fact contained in any such Shelf Registration Statement or any amendment thereof or supplement thereto or any document incorporated by reference therein relating to a sale of the Warrant Shares pursuant to the Shelf Registration Statement, or any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein not misleading in connection with a sale of the Warrant Shares pursuant to the Shelf Registration Statement, and will reimburse the Company, such directors and controlling persons for any legal or any other expenses reasonably incurred in connection with investigating or defending any such Loss, in each case to the extent, but only to the extent, that such untrue statement or omission is made in such Shelf Registration Statement or any amendment thereof or supplement thereto or any document incorporated by reference therein in reliance upon and in conformity with written information furnished to the Company by Investor expressly for inclusion in the Shelf Registration Statement; provided, however, that the obligations of Investor hereunder shall not apply to amounts paid in settlement of any such Losses (or actions in respect thereof) if such settlement is effected without the consent of Investor (which consent shall not be unreasonably delayed or withheld); and provided, further, that the liability of Investor shall be limited to the net proceeds received by Investor from the sale of Registrable Securities covered by such Shelf Registration Statement containing such untrue or alleged untrue statement or omission (less the aggregate amount of any damages which Investor has otherwise been required to pay in respect of such Losses or any substantially similar Losses arising from the sale of such Registrable Securities).


 
13 (c) Conduct of Indemnification Proceedings. If any Person shall be entitled to indemnification hereunder (an “Indemnified Party”), such Indemnified Party shall give prompt notice to the party from which such indemnity is sought (the “Indemnifying Party”) of any claim or of the commencement of any proceeding with respect to which such Indemnified Party seeks indemnification or contribution pursuant hereto; provided, however, that the delay or failure to so notify the Indemnifying Party shall not relieve the Indemnifying Party from any obligation or liability except to the extent that the Indemnifying Party has been materially prejudiced by such delay or failure. The Indemnifying Party shall have the right, exercisable by giving written notice to an Indemnified Party promptly after the receipt of written notice from such Indemnified Party of such claim or proceeding, to, unless in the Indemnified Party’s reasonable judgment a conflict of interest between such indemnified and indemnifying parties may exist in respect of such claim, assume, at the Indemnifying Party’s expense, the defense of any such claim or proceeding, with counsel reasonably satisfactory to such Indemnified Party; provided, however, that an Indemnified Party shall have the right to employ separate counsel in any such claim or proceeding and to participate in the defense thereof, but the fees and expenses of such counsel shall be at the expense of such Indemnified Party unless: (i) the Indemnifying Party agrees to pay such fees and expenses; or (ii) the Indemnifying Party fails promptly to assume, or in the event of a conflict of interest cannot assume, the defense of such claim or proceeding or fails to employ counsel reasonably satisfactory to such Indemnified Party; in which case the Indemnified Party shall have the right to employ counsel and to assume the defense of such claim or proceeding at the Indemnifying Party’s expense; provided, further, however, that the Indemnifying Party shall not, in connection with any one such claim or proceeding or separate but substantially similar or related claims or proceedings in the same jurisdiction, arising out of the same general allegations or circumstances, be liable for the fees and expenses of more than one firm of attorneys (together with appropriate local counsel) at any time for all of the Indemnified Parties, or for fees and expenses that are not reasonable. Whether or not such defense is assumed by the Indemnifying Party, such Indemnifying Party will not be subject to any liability for any settlement made without its consent (but such consent will not be unreasonably withheld or delayed). Without the prior written consent of the Indemnified Party, the Indemnifying Party shall not consent to entry of any judgment or enter into any settlement that (x) does not include as an unconditional term thereof the giving by the claimant or plaintiff to such Indemnified Party of a release, in form and substance reasonably satisfactory to the Indemnified Party, from all liability in respect of such claim or litigation for which such Indemnified Party would be entitled to indemnification hereunder or (y) involves the imposition of equitable remedies or the imposition of any obligations on the Indemnified Party or adversely affects such Indemnified Party other than as a result of financial obligations for which such Indemnified Party would be entitled to indemnification hereunder. (d) Contribution. If the indemnification provided for in this Section 5.04 is unavailable to an Indemnified Party in respect of any Losses (other than in accordance with its terms), then each applicable Indemnifying Party, in lieu of indemnifying such Indemnified Party, shall contribute to the amount paid or payable by such Indemnified Party as a result of such Losses, in such proportion as is appropriate to reflect the relative fault of the Indemnifying Party, on the one hand, and such Indemnified Party, on the other hand, in connection with the actions, statements or omissions that resulted in such Losses as well as any other relevant equitable considerations. The relative fault of such Indemnifying Party, on the one hand, and Indemnified Party, on the other hand, shall be determined by reference to, among other things, whether any


 
14 action in question, including any untrue or alleged untrue statement of a material fact or omission or alleged omission to state a material fact, has been made (or omitted) by, or relates to information supplied by, such Indemnifying Party or Indemnified Party, and the parties’ relative intent, knowledge, access to information and opportunity to correct or prevent any such action, statement or omission. The Parties agree that it would not be just and equitable if contribution pursuant to this Section 5.04(d) were determined by pro rata allocation or by any other method of allocation that does not take account of the equitable considerations referred to in the immediately preceding paragraph. Notwithstanding the provisions of this Section 5.04(d), Investor shall not be required to contribute any amount in excess of the amount that such Indemnifying Party has otherwise been, or would otherwise be, required to pay pursuant to Section 5.04(b) by reason of such untrue or alleged untrue statement or omission or alleged omission. No Person guilty of fraudulent misrepresentation (within the meaning of Section 11(f) of the Securities Act) shall be entitled to contribution from any Person who was not guilty of such fraudulent misrepresentation. Section 5.06 Information. Investor shall furnish to the Company such information regarding Investor and the distribution of the Warrant Shares proposed by Investor as the Company may reasonably request or as shall be reasonably required in connection with any registration, qualification or compliance referred to in this Article 5 and the Company may exclude the Warrant Shares from any registration statement if Investor fails to furnish such information within a reasonable time, but in no event more than 10 Business Days, after receiving such request. ARTICLE 6 ADDITIONAL COVENANTS Section 6.01 Confidentiality. (a) Nothing in this Agreement shall restrict or prevent any Investor Designee from sharing, and the Company acknowledges and agrees that each Investor Designee and its Affiliates may share, with Investor, any Confidential Information; provided that, with respect to any such Confidential Information, Investor and such Affiliates with whom Investor has shared Confidential Information (the “Receiving Party”) shall be subject to the following confidentiality obligations and Investor shall be responsible for any breach of such obligations by such Affiliates (and, to the extent disclosed pursuant to clause (a)(i) below, its officers, employees and representatives): (i) Each Receiving Party acknowledges and agrees that it shall not disclose any Confidential Information to any Person, except that Confidential Information may be disclosed: (A) to its officers, employees, directors, members, partners, shareholders, agents, advisors and other representatives who need to know such information in connection with the performance of their duties or as part of ordinary course reporting to the Receiving


 
15 Party’s members, partners, investors or equityholders regarding the financial performance or condition of the Company and its Subsidiaries if such Persons are subject to equivalent confidentiality obligations; (B) to the extent required by any oral or written questions, interrogatories, requests for information or documents, subpoena, civil investigative demand or similar legal process to which the Receiving Party or any of its officers, employees and representatives is subject, or as may be required in connection with the assertion, prosecution or defense by such Receiving Party or any of its officers, employees and representatives of any claim, demand, action, suit or proceeding with respect to any matters related hereto; provided that the Receiving Party or its applicable officers, employees and representatives shall provide the Company with prompt notice of any such request, to the extent legally permitted, so that the Company may seek confidential treatment, an appropriate protective order or similar relief, and the Receiving Party or its applicable officers, employees and representatives shall reasonably cooperate (at the Company’s expense) with such efforts by the Company; and (C) to the extent required to permit such Receiving Party or any of its officers, employees and representatives to comply with applicable law or applicable rules or regulations of any stock exchange on which securities of such Receiving Party or its Affiliates are listed; provided that the Receiving Party or its applicable officers, employees and representatives shall provide the Company with prior notice of any such required disclosure, to the extent practicable and legally permitted, so that the Company may seek confidential treatment, an appropriate protective order or similar relief, and the Receiving Party or its applicable officers, employees and representatives shall reasonably cooperate (at the Company’s expense) with such efforts by the Company. (b) For purposes of this Agreement, “Confidential Information” means any nonpublic information received by any Receiving Party from the Investor Designee concerning the Company, its Affiliates, or its or their respective financial condition, business, operations or prospects; provided that “Confidential Information” does not include information that (i) is or becomes generally available to the public other than as a result of a disclosure by the Receiving Party or its directors, officers, employees, counsel, investment advisers or other agents or representatives in violation of this Agreement, (ii) is or was available to the Receiving Party on a non-confidential basis prior to its disclosure to the Receiving Party by the Company, (iii) was or becomes available to the Receiving Party on a non-confidential basis from a source other than the Company, which source is or was (at the time of receipt of the relevant information) not bound by a confidentiality agreement with (or other confidentiality obligation to) the Company,


 
16 or (iv) is independently developed by the Receiving Party without violating any confidentiality agreement with, or other obligation of secrecy to, the Company. Section 6.02 Securities Laws Compliance. Investor represents that Investor and its Affiliate have, and during the term of this Agreement will have, policies and safeguards in place designed to ensure that Investor and its Affiliates do not trade securities of the Company while in possession of material non-public information. ARTICLE 7 TERMINATION Section 7.01 Termination. This Agreement shall automatically terminate, without any further action by any Person, upon the earlier of (i) the written agreement of each party hereto to terminate this Agreement; (ii) date upon which Investor ceases to hold the Warrant or any Warrant Shares and (iii) the dissolution, liquidation or winding up of the Company. Nothing herein shall relieve any party from any liability for the breach of any of the agreements set forth in this Agreement. The provisions of Sections 5.03 and 5.04 shall survive any termination of this Agreement. ARTICLE 8 MISCELLANEOUS Section 8.01 Notices. All notices, requests and other communications to any party hereunder shall be in writing (including e-mail transmission) and shall be given: if to the Company, Ambac Financial Group, Inc. One World Trade Center, 41st Floor New York, NY 10007 E-mail: legalnotices@ambac.com Phone: (212) 668-0340 Attention: General Counsel with a copy (which shall not constitute notice to the Company) to: Debevoise & Plimpton LLP 66 Hudson Boulevard New York, New York 10001 Attention: Nicholas F. Potter Kristen A. Matthews Steven J. Slutzky Eric T. Juergens Telephone: (212) 909-6459 (212) 909-6113


 
17 (212) 909-6036 (212) 909-6301 Email: nfpotter@debevoise.com kamatthews@debevoise.com sjslutzky@debevoise.com etjuergens@debevoise.com if to Investor, [] c/o Oaktree Capital Management, L.P. 333 S. Grand Ave., 28th Floor Los Angeles, CA 90071 Attention: Jordan Mikes; Greg Share; Patrick George E-mail: [***] Phone: [***] with a copy (which shall not constitute notice to Investor) to: Kirkland & Ellis LLP 2049 Century Park East, Suite 3700 Los Angeles, CA 90067 Attention: Hamed Meshki, P.C. Kirkland & Ellis LLP 601 Lexington Avenue New York, NY 10022 Attention: Rajab Abbassi, P.C. Kimberly Meng Han Email: hmeshki@kirkland.com; rajab.abbassi@kirkland.com; kimberly.han@kirkland.com Telephone: (213) 680-8360 (212) 446-4741 (212) 898-5324 or such other address as such party may hereafter specify for the purpose by notice to the other parties hereto. All such notices, requests and other communications shall be deemed received on the date of receipt by the recipient thereof if received prior to 5:00 p.m. on a Business Day in the place of receipt. Otherwise, any such notice, request or communication shall be deemed to have been received on the next succeeding Business Day in the place of receipt.


 
18 Section 8.02 Amendments and Waivers. No amendment, modification or discharge of this Agreement, and no waiver hereunder, shall be valid or binding unless set forth in writing and duly executed by the party against whom enforcement of the amendment, modification, discharge or waiver is sought. Any such waiver shall constitute a waiver only with respect to the specific matter described in such writing and shall in no way impair the rights of the party granting such waiver in any other respect or at any other time. Neither the waiver by any of the parties hereto of a breach of or a default under any of the provisions of this Agreement, nor the failure by any of the parties, on one or more occasions, to enforce any of the provisions of this Agreement or to exercise any right or privilege hereunder, shall be construed as a waiver of any other breach or default of a similar nature, or as a waiver of any of such provisions, rights or privileges hereunder. The rights and remedies herein provided are cumulative and none is exclusive of any other, or of any rights or remedies that any party may otherwise have at law or in equity. Section 8.03 Successors and Assigns. This Agreement shall be binding upon and inure to the benefit of the parties and their respective heirs, successors and permitted assigns; provided, that this Agreement shall not be assignable or otherwise transferable by any party without the prior written consent of the other party. Section 8.04 Governing Law; Jurisdiction. THIS AGREEMENT SHALL BE GOVERNED IN ALL RESPECTS, INCLUDING AS TO THE VALIDITY, INTERPRETATION AND EFFECT OF THE LAWS OF THE STATE OF NEW YORK, WITHOUT GIVING EFFECT TO THE PRINCIPLES OR RULES OF CONFLICT OF LAWS, TO THE EXTENT SUCH PRINCIPLES OR RULES ARE NOT MANDATORILY APPLICABLE BY STATUTE AND WOULD PERMIT OR REQUIRE THE APPLICATION OF THE LAWS OF ANOTHER JURISDICTION. The Company and Investor hereby irrevocably submit to the jurisdiction of the federal courts for the Southern District of New York, and appellate courts having jurisdiction of appeals from such courts, solely in respect of the interpretation and enforcement of the provisions of this Agreement and in respect of the transactions contemplated hereby. Each of the Company and Investor irrevocably agrees that all claims in respect of the interpretation and enforcement of the provisions of this Agreement and in respect of the transactions contemplated hereby, or with respect to any such action or proceeding, shall be heard and determined in such courts, and that such jurisdiction of such courts with respect thereto shall be exclusive, except solely to the extent that all such courts shall lawfully decline to exercise such jurisdiction. Each of the Company and Investor hereby waives, and agrees not to assert, as a defense in any action, suit or proceeding for the interpretation or enforcement hereof or in respect of any such transaction, that it is not subject to such jurisdiction. Each of the Company and Investor hereby waives, and agrees not to assert, to the maximum extent permitted by Law, as a defense in any action, suit or proceeding for the interpretation or enforcement hereof or in respect of any such transaction, that such action, suit or proceeding may not be brought or is not maintainable in such courts or that the venue thereof may not be appropriate or that this Agreement may not be enforced in or by such courts. The Company and Investor hereby consent to and grant any such court jurisdiction over the person of such parties and over the subject matter of any such dispute and agree that mailing of process or other papers in connection with any such action or proceeding in the manner provided in Section 8.01 or in such other manner as may be permitted by law, shall be valid and sufficient service thereof.


 
19 Section 8.05 WAIVER OF JURY TRIAL. EACH PARTY HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES ANY RIGHT SUCH PARTY MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY. Section 8.06 Counterparts; Effectiveness; Third Party Beneficiaries. This Agreement may be executed in several counterparts, each of which shall be deemed an original and all of which shall together constitute one and the same instrument. This Agreement shall become effective when each party shall have received a counterpart hereof signed by all of the other parties. Until and unless each party has received a counterpart hereof signed by the other party, this Agreement shall have no effect and no party shall have any right or obligation hereunder (whether by virtue of any other oral or written agreement or other communication). No provision of this Agreement is intended to confer any rights, benefits, remedies, obligations or liabilities hereunder upon any Person other than the parties and their respective successors and assigns. Section 8.07 Entire Agreement. This Agreement and the Warrant together constitutes the entire agreement between the parties with respect to the subject matter hereof and thereof, and such agreements supersede all prior agreements and understandings, both oral and written, between the parties with respect to the subject matter hereof and thereof. Section 8.08 Severability. If any provision, including any phrase, sentence, clause, section or subsection of this Agreement is determined by a court of competent jurisdiction to be invalid, inoperative or unenforceable for any reason, such circumstances shall not have the effect of rendering such provision in question invalid, inoperative or unenforceable in any other case or circumstance, or of rendering any other provision herein contained invalid, inoperative or unenforceable to any extent whatsoever. Upon any such determination, the parties shall negotiate in good faith to modify this Agreement so as to effect the original intent of the parties as closely as possible in an acceptable manner in order that the transactions contemplated hereby be consummated as originally contemplated to the fullest extent possible. Section 8.09 Specific Performance. The parties agree that irreparable damage would occur if any provision of this Agreement were not performed in accordance with the terms hereof and that the parties shall be entitled to an injunction or injunctions to prevent breaches of this Agreement or to enforce specifically the performance of the terms and provisions hereof in any court specified Section 8.04, in addition to any other remedy to which they are entitled at law or in equity. [THE REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK]


 
[Signature Page to Investor Rights Agreement] IN WITNESS WHEREOF, the parties have duly executed this Agreement as of the date first above written. AMBAC FINANCIAL GROUP, INC. By Name: Title: [INVESTOR] By Name: Title:


 
CERTAIN INFORMATION HAS BEEN EXCLUDED FROM THIS AGREEMENT (INDICATED BY “[***]”) BECAUSE SUCH INFORMATION IS BOTH NOT MATERIAL AND THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. (1) THE EXISTING SHAREHOLDERS (2) CIRRATA V LLC (3) AMBAC FINANCIAL GROUP, INC. and (4) BEAT CAPITAL PARTNERS LIMITED SHAREHOLDERS' AGREEMENT relating to Beat Capital Partners Limited


 
Contents Page 1. Definitions and interpretation 2 2. Termination of Previous Shareholders' Agreement 20 3. The Business of the Company 21 4. The Board 22 5. Reserved Matters 27 6. Budgets and financial information 28 7. Underwriting franchise management 31 8. Management incentive plan 31 9. Special long-term incentive plan 31 10. Company property and Intellectual Property 31 11. Shareholder restrictions 32 12. Insurance 36 13. Transfers of Shares 37 14. General Transfer Terms 60 15. Leavers 62 16. Obligations of Outgoing Shareholder 63 17. Duration and termination 64 18. Confidentiality 64 19. Compliance 66 20. Guarantee 67 21. Entire Agreement 68 22. Notices 69 23. Damages not an adequate remedy 70 24. Conflict with the Articles 70 25. Costs 70 26. Registration, Stamp, Transfer Taxes and Duties 70 27. Waiver 70 28. Further Assurance 71 29. Unlawful fetter 71 30. Several liability 71 31. Severance 71 32. No partnership 71 33. Variation 71 34. Assignment 72 35. Rights of Third Parties 72 36. Counterparts 72 37. Governing Law and Jurisdiction 72 38. Process Agent 73 Schedule 1 : Shareholders 74 Schedule 2 : Deed of Adherence 76


 
Schedule 3 : Reserved Matters 79 Schedule 4 : Board Matters 80 Schedule 5 : Adjusted EBITDA 84 Schedule 6 : Extracts from previous Shareholders’ Agreements 94 Schedule 7 : MIP Summary Terms 95 Schedule 8 : Underwriting Franchise Management for existing Subsidiaries 100


 
Dated 2024 BETWEEN: (1) THOSE PERSONS LISTED IN Part B of Schedule 1 (the "Existing Shareholders"); (2) CIRRATA V LLC, a Limited Liability Company organised and existing under the laws of the State of Delaware ("Cirrata"); (3) AMBAC FINANCIAL GROUP, INC., a Corporation incorporated and existing under the laws of the State of Delaware ("Ambac") for the purpose of clause 20 only; and (4) BEAT CAPITAL PARTNERS LIMITED, a limited liability company incorporated and existing under the laws of England and Wales (with registered number 10198821) whose registered address is at 5th Floor, 6 Bevis Marks, London, EC3A 7BA ("Company"). BACKGROUND (A) The Company was originally incorporated on 25 May 2016 as the vehicle for the establishment of an underwriting management business. (B) Cirrata acquired Shares through the acquisition of Shares from the Existing Shareholders, and other then-shareholders of the Company, pursuant to a share purchase agreement between the Existing Shareholders and Cirrata, inter alia, dated [●] (the "Share Purchase Agreement"). (C) Immediately prior to completion of the Share Purchase Agreement, the Share Capital was organised in the manner set out in Schedule 1. (D) The Existing Shareholders, Cirrata and the Company have agreed to enter into this Deed in order to govern the interaction and relationship between themselves and the ongoing conduct and organisation of the Company and the Business, on the terms and subject to the conditions set out in this Deed. It is agreed as follows: 1. Definitions and interpretation 1.1 The definitions and rules of interpretation in this clause apply in this Deed, including the Background: "Accounting Reference Date" 31 December (or such other date as determined in accordance with this Deed); "Additional Shares" as defined in clause 13.2.1(a)(i)(c); "Adjusted EBITDA" has the meaning given to it in Schedule 5; "Affected Shareholder" as defined in clause 33; "Agreed Retirement Circumstances" [***]


 
"Ambac Group" Ambac and each of its subsidiaries and subsidiary undertakings from time to time, excluding the Group; "Ambac Stock" duly authorised, validly issued, fully paid and non-assessable shares of common stock, par value $0.01 per share, of Ambac; “Ambac Stock Price” as defined in clause 13.2.9(a)(i); "Articles" the articles of association of the Company from time to time; "Associated Company" in relation to a relevant company, any subsidiary, undertaking or parent of that company or any subsidiary undertaking of that parent company, including, where used in respect of BCC, (a) any Fund in respect of which (i) that relevant company (or any subsidiary or parent of that company or any subsidiary undertaking of that parent company); or (ii) that relevant company's (or its subsidiary or parent of that company or any subsidiary undertaking of that parent company) general partner, trustee, or nominee, manager or adviser (excluding professional advisers), in either case, is a general partner, trustee, or nominee, manager or adviser or (b) any Associated Company of the relevant Fund, save that where used in relation to BCC for the purpose of clause 13.1.3, any co-investment vehicle or partnership of BCC shall be an Associated Company only where such entity is Controlled by another Associated Company of BCC, and provided further any entity which is either a Competitor or a person other than a Fund in respect of which a Competitor is its primary asset shall not be an Associated Company; "Associated Person" in relation to any person, any officer, employee, consultant, agent, representative or professional advisor or other person who performs services for or on that person's behalf; “Attorney” as defined in clause 13.6.1; "Auditors" Ernst & Young LLP or such other auditor as may be appointed from time to time in accordance with this Deed; "Bad Leaver" any Management Shareholder: (a) who becomes a Leaver other than in circumstances where they are a Good Leaver including: (i) dismissal in circumstances justifying lawful summary dismissal; (ii) lawful dismissal for breach of any restrictive covenant in this Deed (save that an immaterial procedural irregularity shall not make an otherwise lawful dismissal unlawful); and (iii) resignation (other than resignation for Good Reason); or (b) who having been a Good Leaver subsequently becomes a Bad Leaver pursuant to the operation of clause 15.7; "BCC" BCC Buffalo Bidco Limited; "BCC Corporate Member" BCC CCM Limited, with company registration number 12795757; "Board" the board of directors of the Company;


 
"Board Matter" each matter set out in Schedule 4; “Bona Fide Retirement” resignation by an employee, director or consultant of a Group Company without the intention of taking up new employment or a directorship in a financial services or insurance business during the Restricted Period, other than acting as a part-time non-executive director in a business that is not conducting a Competing Activity; "Budget" the budget for the Group, approved or amended from time to time by the Board; "Business" the profession, trade or business of underwriting insurance or reinsurance business on behalf of third parties to be carried on by the Company and/or any Subsidiaries or any such other business determined by the Board in accordance with this Deed; "Business Day" a day other than a Saturday, Sunday or public holiday in London, United Kingdom or New York City, USA; "Business Plan" the plan for the Business and related forecasts and projections, including proposals for the establishment of further Subsidiaries, as may be amended from time to time by the Board; "Callable Shares" in respect of a Called Shareholder: (a) on a proposed sale of Cirrata's Shares which would result in a Loss of Control but not a Change of Control, such number of Shares which represents the same proportion of Shares as Cirrata proposes to sell to the Proposed Buyer; and (b) on a proposed sale of Cirrata's Shares which would result in a Change of Control, all of the Shares held by the Called Shareholder; "Called Shareholder" as defined in clause 13.4.1(a); "Called Shares" means all Called Shares for which Cirrata has exercised its Drag Along Option; "Call Option" as defined in clause 13.2.2; “Cash Held for Working Capital Requirement” an amount equal to estimated trapped cash of the Company or the relevant Subsidiary based on three months’ budgeted expenses, which are to be assessed by the Board as budgeted expenses (including the estimated bonus payment but excluding expenses recharged, whether through a service fee for personnel services or an expense recharge to a Syndicate by a Group Company save for any profit element in such recharged expenses) less budgeted investment income for the following financial year, divided by four; which estimate will be undertaken on a Group Company by Group Company basis, with adjustment made for the Company’s ownership stake "Change of Control" a transaction or series of transactions pursuant to which a person or connected persons acting in concert (other than a person who is a member of the Ambac Group) acquires a majority of either the Shares then in issue (or the shares or other equity securities of Cirrata or any new holding company of the Company or Cirrata formed for the purpose of facilitating such transaction or transactions);


 
“Closing Date” as defined in clause 13.2.9; "Companies Act 2006" the relevant provisions of the Companies Act 2006 (as amended), as are applied to companies in accordance with regulations made under that Act; “Competing Activity” being engaged (including as an employee, director, consultant or investor) in any trade or business which competes with the business of the Group at the relevant time: (a) that is predominantly a managing general underwriter (“MGU”) or MGA business operating in London, Bermuda and/or the USA; or (b) that is involved in the development or launch of any new MGA or MGU businesses and such employment, directorship, consultancy or other engagement is directly involved in such development or launch; or (c) that is part of a large, diversified insurance group and such employment, directorship, consultancy or engagement is personally involved in any MGA or MGU activities within the group and for these purposes “personally involved” shall not include where the person’s only involvement is as a director, employee, consultant or other engagement with another company in the group (including a holding company) that does not itself carry out MGA or MGU activities; or (d) that is involved in any MGA or MGU activities and in that context (including in the context of any of the businesses in (a) –(c) above) such employment, directorship, consultancy or other engagement includes directly soliciting underwriting capacity partners of the Group, for the purposes of underwriting capacity for the MGA or MGU activities, to the extent such capacity partnerships were in force or being negotiated at the time of the relevant individual’s employment, directorship, consultancy or other engagement with the Group or soliciting existing insurance and/or reinsurance clients of the Group; or (e) that is predominantly engaged in a business activity that is not conducted by the Group on 1 January 2024 (other than the operation of a Lloyd’s managing agent) but is commenced by any Group Company after such date and prior to the relevant individual's employment, directorship, consultancy or engagement with the Group being resigned by the individual or otherwise terminated, and where such business activity is a material activity of the Group in relation to the financial result of the Group as a whole; but excluding being the holder or beneficial owner by way of bona fide personal investment, of any class of securities in any listed company and not in excess of 5% of the issued share capital of such listed company. "Competitive Information" Confidential Information which is sensitive and specific commercial information relating to a Group Company, including any of the following types: (i) internal financial information relating to revenue, costs, profit margins, cash flow, asset and liabilities; (ii) underwriting data; (iii) information on current and future customer proposition, including pricing and commercial terms; (iv) auction bid information; (v) economic and commercial terms of individual contracts or agreements


 
with customers or suppliers; and (vi) individual data of brokers, underwritings, capacity providers, customers and suppliers; "Competitor" any entity engaging in any trade or business that competes with the business of the Group at the relevant time including any trade of business: (a) that is predominantly a managing general underwriter (“MGU”) or MGA business operating in London, Bermuda and/or the USA; or (b) is involved in the development or launch of any new MGA or MGU businesses; or (c) that is predominantly engaged in a business activity that is not conducted by the Group at the date of this Deed (other than the operation of a Lloyd’s managing agent) but is commenced by any Group Company after the date of this Deed and where such business activity is a material activity of the Group in relation to the financial result of the Group as a whole; "Completion" [●], being the date of completion of Cirrata's obligations under the Share Purchase Agreement; "Confidential Information" any of the following information, documents, papers or property which, at any time, comes into the possession or under the control of any Group Company or any Shareholder in the course of the Business and which the relevant Group Company or Shareholder regards or could reasonably be expected to regard as confidential, whether or not such information is, in itself, confidential, marked as "confidential" or reduced to tangible form: (a) the existence of and provisions of this Deed (including the name of the parties to such agreement) and the process of their negotiation; (b) any information relating to any Shareholder or its Associated Companies, or, in respect of any Existing Shareholder only, the Company, any Group Company or the Business; (c) in respect of any Existing Shareholder only, any information relating to the prospective business, technical processes or other know-how, computer software, Intellectual Property or finances of any Group Company, including price lists, lists and details of clients and suppliers; (d) in respect of any Existing Shareholder only, any information relating to the affairs of any clients, supplier, agent, distributor or sub-contractor of any Group Company; (e) in respect of any Existing Shareholder only, any documents, papers and property which may have been made or prepared by, or at the request of, any Group Company or which come into any Group Company’s possession or under any Group Company’s control in the course of the Business; and (f) compilations of two or more items of such information referred to in (a) to (d) above and all information which has been, or may be, derived or obtained from any such information, but excluding:


 
(a) any information which is or becomes publicly known (other than in either case as a result of a breach of the provisions of this Deed); (b) save in the case of the information in limb (a) of the definition of Confidential Information, information a party can show was already known to it or was made known to it by a third party who was entitled to do so (and was not in breach of an obligation of confidence) and who did not impose an obligation of confidence or restricted use; or (c) information required to be disclosed by any law or regulation applicable to any Shareholder or the Company; "Control" (a) the power (whether directly or indirectly and whether by the ownership of share capital, the possession of voting power, contract or otherwise) to appoint and/or remove all or such members of the board of directors or other equivalent governing body of a person as are able to cast 50.00% or more of the votes capable of being cast by the members of that board or body on all, or substantially all, matters, or otherwise to control or have the power to control the policies and affairs of that person; or (b) the holding and/or possession of the beneficial interest in and/or the ability to exercise or procure the exercise of the voting rights applicable to shares or other securities in any person (whether directly or by means of holding such interests in one or more other persons) which confer in aggregate on the holder thereof (directly or indirectly) 50.00% or more of the total voting rights exercisable at general meetings of that person on all, or substantially all, matters; the term "Controlled" shall be construed accordingly; “Covered Persons” as defined in clause 13.2.14(g)(i); "Deed" this shareholders' agreement as modified, amended or replaced from time to time in accordance with the terms herein; "Deed of Adherence" a deed in the form (or substantially the form) set out in Schedule 2; "Directors" any director of the Company appointed in accordance with the terms of this Deed and the Articles and, where the context requires, shall also include an alternate of a Director, and "Director" means any one of them; "Drag Along Documents" as defined in clause 13.4.1(d)(v); "Drag Along Option" as defined in clause 13.4.1(a); "Drag Along Sale" as defined in clause 13.4.1(b); “Effective Date” as defined in clause 13.2.14; “Effectiveness Period” as defined in clause 13.2.14(c); "Encumbrance" any mortgage, charge (fixed or floating), pledge, lien, hypothecation, guarantee, trust, right of set off or other third party or interest (legal or equitable) including any assignment by way of security, reservation of


 
title or other security interest of any kind, howsoever created or arising, or any other agreement or arrangement or obligation (including any conditional obligation) (including a sale and repurchase agreement) having similar effect; “Exchange Act” the US Securities Exchange Act of 1934, as amended; "FCA" the Financial Conduct Authority or any successor body; “Filing Date” as defined in clause 13.2.14; "Fund" any unit trust, investment trust, limited partnership, general partnership or their collective investment scheme or body corporate or other entity in each case the assets of which are managed professionally for investment purposes, provided that references to Fund in Clause 11 shall be construed as references to the general partner or manager of the Fund; "Funds at Lloyd's" as defined in the Lloyd's Membership Byelaw (No 5 of 2005); "Good Leaver" any individual Shareholder holding Shares in a personal capacity who becomes a Leaver as a result of any of the following: (a) death; (b) permanent disability or permanent incapacity of such Shareholder (or the inability of such Shareholder to carry out their normal duties on an indefinite basis due to caring responsibilities for their spouse, civil partner, or child (including a stepchild) who has suffered a permanent disability or permanent incapacity); (c) dismissal other than in circumstances justifying lawful summary dismissal (it being acknowledged that (i) circumstances that are determined by an employment tribunal or Court to constitute wrongful or unfair dismissal (other than wrongful dismissal that is solely on procedural grounds), or constructive dismissal, and (ii) redundancy as defined in the Employment Rights Act 1996, are not circumstances justifying lawful summary dismissal); (d) resignation for Good Reason; (e) [***] (f) [***]; and (g) any person who Cirrata agrees in writing should be treated as a 'Good Leaver'; "Good Reason" resignation of an employee, consultant or director for any of the following reasons: (a) constructive dismissal; (b) a material diminution in the job title, duties and/or responsibilities as in existence as of the date of this Deed (other than during any termination notice period (or equivalent) as provided in the contract of employment or engagement), without the individual’s written consent; (c) a relocation of the individual’s place of work to a location more than 50 miles from the current location as at the date of this Deed, without the individual’s written consent;


 
(d) any other reason as approved in writing by Cirrata; "Group" the Company and any Subsidiary from time to time and "Group Company" means any one of them; "Guaranteed Obligations" all present and future obligations and liabilities of Cirrata under this Deed and, if required under clause 20.11, the obligations and liabilities of the Co-Guarantor under the Co-Guarantee; “holding company” as defined in clause 1.4; “Immediate Relation” in the case of an individual Shareholder, a: (a) spouse; (b) civil partner; (c) child (including an adopted child); or (d) a trust set up wholly for the benefit of either the relevant Shareholder and/or his other Immediate Relations as specified in paragraphs (a), (b) and (c) above, of that individual Shareholder; "Intellectual Property" patents and patent applications, utility models, rights to inventions (whether or not patentable), copyrights and copyrightable works and corresponding rights in works of authorship (whether or not published), trademarks and service marks, logos, trade names, corporate names and domain names, rights in get-up and trade dress, goodwill associated with any of the foregoing, rights in designs, data and database rights, know-how and trade secrets, and all other intellectual property and similar proprietary rights, including rights in software and other technology, in each case whether registered or unregistered and including all applications and rights to apply for and be granted, renewals or extensions of, and rights to claim priority from, such rights and all similar or equivalent rights or forms of protection which subsist or will subsist now or in the future in any part of the world; “Leakage” has the meaning given to this term in the Share Purchase Agreement as if (i) the Locked Box Accounts were the Company’s consolidated financial accounts for the Relevant Year and (ii) the “Locked Box Date” were 31 December of the Relevant Year; “Leaver” a Shareholder (i) whose employment, service or engagement with the Company, any Group Company, Ambac or any company in the Ambac Group terminates; or (ii) who gives or receives notice of termination of employment, service or engagement with the Company, any Group Company or any company in the Ambac group, and in both cases the Shareholder does not continue in employment, service or engagement with another Group Company or another Ambac Group company; "Leaving Date" a date on which an Outgoing Shareholder ceases to be a Shareholder under this Deed; "Lloyd's" the Society incorporated by Lloyd's Act 1871 by the name of Lloyd's; "Loss of Control" a transaction or series of transactions pursuant to which Cirrata (or any other members of the Ambac Group other than a Group Company) ceases to hold a majority of the voting rights in respect of shares then in issue (or the shares or other equity securities of Cirrata or any new holding company of Cirrata or the Company formed for the purpose of


 
facilitating such transaction or transactions), but which does not result in a Change of Control; “Losses” as defined in clause 13.2.14(g)(i); "Management Shareholder" the persons listed at Part B of Schedule 1 excluding BCC; "Management Shareholders' Representative" [***] ; "Manager" any individual who is appointed to assume a key senior role in the Company and the running of the Business (whether as director, consultant or employee) or who is a senior employee of the Group or is designated as such by the Board; “MGA” an insurance managing general agent or managing general underwriter operating in London, Bermuda and/or the USA; "MGA Agreement" in respect of a Subsidiary, the shareholders' agreement in effect or to be entered into between the Company (or another Group Company), the Underwriters and such Subsidiary; "MIP" as defined in clause 8.1;


 
“Net Debt” for a Relevant Year, means the consolidated financial indebtedness less cash and cash equivalents (excluding any amount required to be held as regulatory capital, cash held as security or any other restricted cash, including fiduciary balances and Cash Held for Working Capital Requirement) in each case of the Company or, in the context of Schedule 8, the relevant Subsidiary (it being acknowledged that such amount may be a positive or a negative number), as shown in the Company’s or, as the case may be, the Subsidiary's consolidated financial accounts for the Relevant Year increased by the amount of accrued liabilities on the balance sheet of the Company or the relevant Subsidiary for actual or expected dilapidations charges on properties; "New Articles" the amended articles of association to be adopted by the Company at Completion; "Non-Hire Period" as defined in clause 11.9.4; "Non-Solicit Period" as defined in clause 11.9.3; "Option Exercise Date" as defined in clause 13.2.1(b); "Option Exercise Notice" as defined in clause 13.2.1(c); "Option Exercise Period" as defined in clause 13.2.1(d); "Ordinary Shares" the ordinary shares each in the capital of the Company; "Outgoing Shareholder" any person who ceases to be a Shareholder of the Company for any reason; “Outstanding Shares” the number of outstanding shares of common stock of Ambac as of the final day of the Trading Period as reported by the Transfer Agent; "PRA" the Prudential Regulation Authority or any successor body; "Previous Shareholders' Agreement" the shareholders' agreement relating to the Company dated 30 August 2020, as amended and restated on 11 November 2020, 10 May 2021 and 3 January 2023, and amended on 1 September 2023, as amended from time to time; "Process Agent" as defined in clause 38.1; “Prohibited Transferee” any person with whom any Shareholder is prohibited or restricted from doing business or from dealing whether by law or regulation; "Proposed Buyer" a bona fide arm's length third party purchaser on arm's length terms; "Proposed Transfer" as defined in clause 13.5.1; "Put Option" as defined in clause 13.2.2; "Reference Date" as defined in clause 11.9.5; “Registrable Securities” as defined in clause 13.2.14(a); "Regulatory Authority" the FCA, PRA and Lloyd's or any other competent governmental, statutory or regulatory authority having regulatory or supervisory authority or jurisdiction or control over a party in relation to the


 
fulfilment of their obligations hereunder; "Regulatory Extension" with respect to any time period and applicable transaction, an extension of such time period until such time as any requisite or material regulatory, antitrust, governmental or contractual approval (from a third party that is not a party to such applicable transaction) is obtained, so long as the applicable parties are undertaking reasonable efforts to obtain such approval and such approval may reasonably be expected to be obtained; provided that such extension may not exceed a total aggregate period of six months from the relevant date that a binding agreement for the sale of Shares has been entered into, without the approval of the Board in respect of any matter that is not a mandatory and suspensory condition to completion of the relevant transfer; "Relevant Party" as defined in clause 38.1; "Relevant Shares" as defined in clause 13.2.1(a); "Remaining Shareholders" as defined in clause 13.5.2(a); "Required Consent" has the meaning given in clause 5.1.2; “Resale Registration Statement” as defined in clause 13.2.14(a); "Reserved Matters" those matters as listed at Schedule 3; "Restricted Period" as defined in clause 11.9.2; "Sale Completion Date" as defined in clause 13.4.2(b); “Scheme of Delegation” a scheme for the delegation of any powers, authorities, rights or obligations of the Board to the Managers, as determined by the Board from time to time; “Seller” as defined in clause 13.2.14(a); “SEC” the United States Securities and Exchange Commission; “Securities Act” the US Securities Act of 1933, as amended; "Senior Employee" as defined in clause 11.9.6; "Share" any share in the capital of the Company of whatever class; "Share Capital" all of the issued Shares of the Company from time to time; "Share Purchase Agreement" as defined in paragraph (B) of the Background; "Shareholders" persons holding Shares in the Company from time to time; "Subsidiary" any subsidiary of the Company from time to time; "Subsidiary MGA" a Subsidiary that has received approval to act as a coverholder; "Syndicate" Syndicate No. 4242 at Lloyd's, Syndicate No. 1416 at Lloyd's and any other syndicate at Lloyd's agreed between the Shareholders to be


 
included as a Syndicate in respect of the Business; "Tag Along Documents" as defined in clause 13.5.2(c)(iv); "Tag Along Offer" as defined in clause 13.5.2(a); "Tag Along Offer Notice" as defined in clause 13.5.2(c); "Tag Along Offer Sale Date" as defined in clause 13.5.2(c); “Tag Along Sale” as defined in clause 13.5.2(e); "Tagging Shares" in respect of a Remaining Shareholder: (a) on a proposed sale of Cirrata's Shares which would result in a Loss of Control but not a Change of Control, such number of Shares which represents the same proportion of Shares as Cirrata proposes to sell to the Proposed Buyer; and (b) on a proposed sale of Cirrata's Shares which would result in a Change of Control, all of the Shares held by the Remaining Shareholder; "Tax" or "Taxation" all forms of taxation (other than deferred tax) and statutory, governmental, state, provincial, local governmental or municipal impositions, duties, contributions and levies, in each case in the nature of tax, whether levied by reference to income, profits, gains, net wealth, asset values, turnover, added value or otherwise and shall further include payments to a Tax Authority on account of Taxation, whenever and wherever imposed and whether chargeable directly or primarily against or attributable directly or primarily to a Group Company or any other person and all penalties and interest relating thereto; "Tax Authority" any taxing or other authority competent to impose any liability in respect of Taxation or responsible for the administration and/or collection of Taxation or enforcement of any law in relation to Taxation; "Tax Benefit" as defined in clause 13.2.16(d); “Trading Period” as defined in clause 13.2.9(b)(i); “Transaction Documents” the Share Purchase Agreement, the Tax Deed (as defined in the Share Purchase Agreement), the Disclosure Letter (as defined in the Share Purchase Agreement) and all documents entered into pursuant to the Share Purchase Agreement; "Transfer" in relation to any share or any directly or indirectly held legal or beneficial interest in any share, to: (a) sell, assign, transfer or otherwise dispose of such share or interest; (b) create or permit to subsist any Encumbrance over such share or interest; (c) direct (by way of renunciation or otherwise) that another person should, or assign any right to, receive such share or interest; (d) enter into any agreement in respect of the votes or any other rights attached to such share other than by way of proxy for a


 
particular shareholder meeting; (e) enter into any sub participation, derivative arrangement or other transfer of beneficial ownership or economic interest of any kind in respect of such share or interest; or (f) agree or grant an option, whether or not subject to any condition precedent or subsequent, to do any of the foregoing, whether directly or indirectly, whether with or without consideration, conditionally or unconditionally and whether voluntarily or involuntarily or by operation of law, provided that (i) pledges or hypothecations in connection with borrowing transactions (provided that any realisation on such pledge or hypothecation must itself follow the Transfer restrictions herein), including any borrowing transaction entered into by the BCC Corporate Member for the provision of Funds at Lloyd's by a third party lender, and (ii) the creation of any Encumbrance over an interest in a Fund (provided that any realisation on any such Encumbrance must itself follow the Transfer restrictions herein), shall not be deemed to be a transfer or Transfer for any purpose under this Deed or the Articles. The terms "Transferring", "Transferred", "Transferor" and "Transferee" shall be construed accordingly; “Transfer Agent” Computershare Inc., 462 South 4th Street, Suite 1600, Louisville, KY 40202, in its capacity as the transfer agent of Ambac (or any successor); "Transfer Value" means in relation to a transfer of Shares by a Called Shareholder (for the purposes of clause 13.4) or a Remaining Shareholder (for the purposes of clause 13.5), the portion of the total proceeds that the holder of such Shares would be entitled to receive in the event of an apportionment of proceeds following a sale of the Company (in accordance with clauses 13.4 and 13.5) on the assumption that the ‘total proceeds’ of sale for such purposes shall be the value of the Company that is implicit in the price that is offered by the purchaser; "Underwriter" an underwriter or underwriters or any other natural person other than the Company who acquires shares in a Subsidiary; "Unexercised Call Options" as defined in clause 13.2.1(e); "Unexercised Put Options" as defined in clause 13.2.1(f); "Voting Rights" the voting rights attaching to all issued Shares from time to time; "Working Capital" the Net Assets of the Group excluding: a. certain assets being intangible assets, fixed assets, and assets included within the calculation of Net Debt; and b. certain creditors being creditors related to the Syndicates’ funding of fixed assets and creditors included within the calculation of Net Debt; "Working Capital Adjustment" the difference between the Working Capital at 31 December of the Relevant Year and the average Working Capital for the 12 months from the 31 December of the year preceding the Relevant Year to 31 December of the Relevant Year; and "Year of Account" means a Lloyd's underwriting year of account. 1.2 Singular, plural, gender


 
References to one gender include all genders and references to the singular include the plural and vice versa. 1.3 References to persons and companies References to: 1.3.1 a "person" include any individual, firm, body corporate (wherever incorporated), government, state or agency of a state or any joint venture, association, partnership, works council or employee representative body (whether or not having separate legal personality); and 1.3.2 a "company" include any company, corporation or body corporate, wherever incorporated. 1.4 References to subsidiaries and holding companies A company is a "subsidiary" of another company (its “holding company”) if that other company, directly or indirectly, through one or more subsidiaries: 1.4.1 holds a majority of the voting rights in it; 1.4.2 is a member or shareholder of it and has the right to appoint or remove a majority of its board of directors or equivalent managing body; 1.4.3 is a member or shareholder of it and controls alone, pursuant to an agreement with other shareholders or members, a majority of the voting rights in it; or 1.4.4 has the right to exercise a dominant influence over it, for example by having the right to give directions with respect to its operating and financial policies, with which directions its directors are obliged to comply. 1.5 Meaning of "material" In this Deed, "material" shall be construed, as applicable, to mean material to the relevant person, material to the relevant contract, agreement or obligation or material to the relevant issue or event. 1.6 Headings Headings do not affect the interpretation of this Deed. 1.7 Schedules, etc. References to this Deed shall include any Recitals and Schedules to it and references to clauses and Schedules are to clauses of, and Schedules to, this Deed. References to paragraphs and Parts are to paragraphs and Parts of the Schedules. 1.8 Reference to documents


 
References to any document (including this Deed), or to a provision in a document, shall be construed as a reference to such document or provision as amended, supplemented, modified, restated or novated from time to time. 1.9 Information References to books, records or other information mean books, records or other information in any form including paper, electronically stored data, magnetic media, film and microfilm. 1.10 Currencies, exchange rates 1.10.1 References to sterling or pounds sterling or £ are references to the lawful currency from time to time of the United Kingdom. 1.10.2 References to dollars or USD or $ are references to the lawful currency from time to time of the United States of America. 1.10.3 For the purposes of applying a reference to a monetary sum expressed in sterling, except as otherwise provided for in this Deed, an amount in a different currency shall be deemed (a) in respect of amounts payable pursuant to clauses 13.2 and 15 to be an amount in sterling translated at the exchange rate at the date that Cirrata (or, in the case of a Put Option, the relevant Existing Shareholder) exercises its rights under the relevant clause or (b) to be an amount in sterling translated at the exchange rate at the date of the time of the relevant payment was, or should have, been made under the terms of this Deed or, if the reference to a monetary sum does not relate to a payment, the date of this Deed (or, if the date of the relevant payment or this Deed (as applicable) is not a Business Day, then the first Business Day immediately following such date). For the purposes of this clause 1.10.3, "exchange rate" means, with respect to a particular currency, the spot rate of exchange (the closing mid-point) for that currency into sterling on such date as published in the London edition of the Financial Times, or if not published on such date, first published thereafter or, where no such rate is published in respect of that currency for such date, at the rate quoted by Barclays Bank as at the close of business in London as at such date. 1.11 Legal terms and enactments 1.11.1 References to any English legal term shall, in respect of any jurisdiction other than England and Wales, be construed as references to the term or concept which most nearly corresponds to it in that jurisdiction. 1.11.2 Except as otherwise expressly provided in this Deed, any express reference to an enactment (which includes any legislation in any jurisdiction) includes references to:


 
(a) that enactment as amended, consolidated or re-enacted by or under any other enactment before or after the date of this Deed; (b) any enactment which that enactment re-enacts (with or without modification); and (c) any subordinate legislation (including regulations) made (before or after the date of this Deed) under that enactment, as amended, consolidated or re-enacted as described at 1.11.2 or (a) above. 1.12 Non-limiting effect of words The words "including", "include", "in particular" and words of similar effect shall not be deemed to limit the general effect of the words that precede them. 1.13 Meaning of "to the extent that" and similar expressions In this Deed, "to the extent that" shall mean "to the extent that" and not solely "if", and similar expressions shall be construed in the same way. 1.14 Inconsistencies Where there is any inconsistency between the definitions set out in this clause 1 and the definitions set out in any other clause or any Schedule then for the purposes of construing such clause or Schedule the definitions set out in such clause or Schedule shall prevail. 1.15 Percentages In this Deed, all percentages (%) in respect of Outstanding Shares shall be determined on a fully diluted basis.


 
2. Termination of Previous Shareholders' Agreement 2.1 It is acknowledged that on Completion the Previous Shareholders' Agreement automatically ceased to be of effect with regard to the Existing Shareholders and all rights and obligations thereunder terminated (other than with respect to clauses 4.6 to 4.13 of the Previous Shareholders' Agreement and which are set out in Schedule 6, which shall survive such termination and remain enforceable) and that, with effect from Completion, each of the Existing Shareholders and the Company irrevocably and unconditionally waived any claims they may have pursuant to the Previous Shareholders' Agreement. For the avoidance of doubt, nothing in this clause 2 terminates the liabilities of Colemont UK Holdings Limited and Paraline Group, Ltd under the Previous Shareholders’ Agreement for any prior breach and for any provisions that are stated to survive termination, it being acknowledged that such matters are dealt with under the terms of the deed of termination of the Previous Shareholder's Agreement. 3. The Business of the Company 3.1 Scope of the Business and future growth 3.1.1 The Company at its sole expense shall use all reasonable and proper means to maintain, improve, grow and extend the scope of the Business in accordance with the Business Plan. 3.1.2 Subject to the provisions of clause 5, and notwithstanding any provision (other than clause 5) in this Deed, the Company shall be free at any time to pursue other insurance ventures, including by way of example, establishing Lloyd's managing agents and/or Lloyd's syndicates and/or Lloyd's special purpose arrangements, insurance linked security arrangements and/or insurance service providers as approved by the Board. 3.2 Conduct of the Business 3.2.1 The Shareholders agree that their respective rights and obligations in relation to the Company shall be regulated by this Deed and the Articles. Each of the Shareholders and the Company (so far as it lawfully can) agrees to be bound by and comply with the provisions of this Deed which relate to them and all provisions of the Articles will be enforceable by the parties between themselves in whatever capacity. 3.2.2 The Shareholders shall: (a) procure, so far as reasonably practicable and within their power, that any Manager and/or any other persons approved by the Board to provide services to the Company or a Subsidiary are suitably employed and made available to the Company on terms approved by the Board;


 
(b) procure, so far as reasonably practicable and within their power, that the practice as at 31 December 2023 with respect to the charging of intra group fees will not change without Board approval; (c) (so far as they lawfully can, and in the case of each Shareholder, so far as within its power), ensure that the Company and each of the Subsidiaries performs and complies with all of its obligations under this Deed and the Articles; and (d) ensure (in the case of each Shareholder, so far as within its power) that the Business is conducted in the best interests of the Company and each of the Subsidiaries, in accordance with the general principles of the Business Plan, in accordance with the Budget and in accordance with sound and good business practice/standard industry practice and sound ethical standards. 3.3 Company's strategic position within the Ambac Group For so long as Cirrata and/or any member of the Ambac Group is the majority shareholder of the Company: 3.3.1 Cirrata and Ambac shall each procure that the Group will operate as a distinct unit within the Ambac Group with a global mandate for all new managing general agent and/or managing general underwriter launches. In respect of such new platforms, Cirrata and Ambac undertake to the other parties that the Company shall have a right of first refusal prior to any such new platform being launched within another part of the Ambac Group. 3.3.2 Cirrata, Ambac and the Existing Shareholders, so far as within their respective powers, shall each procure that the Company and the Group will cooperate with Cirrata, Everspan and 220 business units and the wider Ambac Group to create value through mutual support on new initiatives, synergy realisation, capital access, shared services and other areas as may be mutually, and reasonably, agreed from time to time. 4. The Board 4.1 Management of the Company 4.1.1 The Board shall be responsible for the overall direction, supervision and management of the Company. 4.1.2 The Shareholders shall procure, so far as within their power: (a) subject to clause 4.1.2(d), the powers and authority of the Board shall be delegated to the Executive Directors, who shall


 
have responsibility for the day-to-day management of the Company's affairs as set out in the Scheme of Delegation; (b) subject to clause 4.1.2(d), the powers and authority of the Board may be delegated to any other Manager (as may be appointed from time to time) with responsibility for the day-to- day management of any matters relating to the Business; (c) Directors appointed by BCC shall be entitled to a meeting with executives, either prior to or after any Board meeting; and (d) notwithstanding anything to the contrary in this Deed, no Manager or Executive Director shall take any decision in relation to any Board Matter without such Board Matter having first been approved by the Board, provided that (i) Schedule 4 may be amended by a decision of the Board at any time that will be notified to the Shareholders in advance and in respect of which the Directors appointed by the Shareholders will be permitted to make representations, and, (ii) nothing herein shall limit the ability of the Board to amend the Scheme of Delegation at any time without notice (it being understood that no such amendment described in either (i) or (ii) requires any further consent of the Shareholders). 4.2 Directors 4.2.1 From Completion, the Board shall consist of nine Directors, to be appointed in accordance with the provisions of this clause 4.2. In no event shall the Board consist of more than ten Directors, all such Directors to be appointed in accordance with the provisions of this clause 4.2. 4.2.2 From Completion, the following Shareholders shall have the following board appointment rights: (a) for so long as Cirrata (or another member of the Ambac Group) holds Shares, at least five Directors (and in no event less than half of the Directors) appointed by Cirrata, with the initial such Directors being [***]; (b) for so long as BCC holds (i) at least [●]% of the Shares, two Directors appointed by BCC and (ii) less than [●]% of the Shares and is a Shareholder, one Director appointed by BCC. The initial such directors appointed by BCC on the date of this Deed being [***]; and (c) for so long as the Management Shareholders (together) hold (i) at least [●]% of the Shares, two Directors appointed by a majority (by number of Voting Rights in Shares) of the


 
Management Shareholders and (ii) less than [●]% of the Shares and there is at least one Management Shareholder, one Director appointed by a majority (by number of Voting Rights in Shares) of the Management Shareholders. Such Director(s) shall be appointed by a majority (by number of Voting Rights in Shares) of the Management Shareholders. The initial such Directors appointed by the Management Shareholders on the date of this Deed being [***]; and (d) all remaining Directors as are appointed by the Board from time to time in accordance with clause 4.2.5. 4.2.3 If a Shareholder ceases to have the right to act as, or appoint, a Director, such appointment shall automatically be terminated and such Shareholder and its Associated Companies (to the extent applicable) shall do all such things and sign all such documents as may otherwise be necessary in connection with such termination. 4.2.4 Any requirement contained in this Deed or the Articles for a certain number of Directors to be present at a Board meeting to constitute a quorum shall be met without the attendance or presence of a Director whose appointment has automatically terminated pursuant to clause 4.2.3 notwithstanding that a particular number or certain type of Director is normally required in order to constitute a quorum. 4.2.5 The Directors may, subject to clause 4.2.1 and clause 5, appoint such other person to the Board as the Directors may approve from time to time. 4.2.6 No director of the Company or any Group Company will receive any remuneration qua director from the Company or any other Group Company. 4.3 Removal of Directors 4.3.1 A Shareholder may remove a Director appointed by it at any time by giving written notice to the Company. The removal shall take effect when the notice is deemed delivered to the Company or on such later date (if any) specified in the notice. Upon such a Director being removed from his/her position as a Director of the Company, the Shareholder that removed such Director shall be entitled, subject to this Deed and to the Articles and by written notice to the Company, to appoint another Director or act as Director (if appropriate) in his/her place. 4.3.2 No Shareholder shall have the right to object to the removal of a Director by any other Shareholder made in accordance with this clause 4 and the Articles.


 
4.3.3 If a Director ceases to be qualified under the Articles to act as a Director of the Company then the Shareholder that appointed that Director shall procure that the relevant Director is removed as a Director of the Company and it shall then be entitled to replace any such appointee in accordance with this Deed and the Articles. 4.3.4 The Board may, by ordinary resolution of the Board and subject to the provisions of clause 5, remove any Director (if any) appointed pursuant to clause 4.2.5. For the purposes of this clause 4.3.4, any Director appointed pursuant to clause 4.2.5 shall not be permitted to count in a quorum at a Board meeting or vote (at a Board meeting or by way of written resolution) on any resolution relating to his removal. 4.4 Removal of Director indemnity A Shareholder whose appointee has been: 4.4.1 removed as a Director by it; or 4.4.2 removed as a Director pursuant to this Deed, including pursuant to clause 14.5.1; or 4.4.3 whose appointee has resigned as a Director, shall be responsible for and indemnify each of the other Shareholders and the Company fully in respect of any losses, liabilities and costs which each of the Shareholders and/or the Company may incur arising out of or in connection with any claim by the relevant appointee Director for wrongful or unfair dismissal or redundancy or other similar compensation arising out of such removal or resignation. 4.5 Appointments of Directors 4.5.1 Subject to clause 4.2.1, a Shareholder entitled to appoint a Director in accordance with clause 4.2 shall, in order to appoint a Director, give written notice to the Company. The appointment shall take effect when the notice is deemed delivered to the Company or on such later date (if any) as is specified in the notice. 4.5.2 No Shareholder shall have the right to object to the appointment of a Director by any other Shareholder made in accordance with this clause 4.5 and the remaining provisions of this Deed and the Articles. 4.6 Alternates Each Shareholder may appoint one alternate director for each Director appointed by it in accordance with the Articles. 4.7 Chairman Cirrata may nominate one of its appointees as a Director to act as Chairman.


 
4.8 Director remuneration Any Director who incurs expenses in fulfilling his/her duties as a Director shall be entitled to have such reasonable and properly incurred expenses reimbursed by the Company. Otherwise the Directors shall not be entitled to receive any remuneration by way of salary, commission, fees or otherwise exclusively in relation to the performance of their duties as Directors. 4.9 Committees Any committee of the Board shall be constituted so as to reflect, as closely as possible, the Board appointment rights set out in clause 4.2.2. It is acknowledged that Cirrata shall have the right to appoint a chair of the relevant committee and that such chair shall have a casting vote in the event of an equality of votes save where such equality of votes relates to or concerns a Reserved Matter. 4.10 Board Meetings 4.10.1 Subject to this Deed and the Articles, the Shareholders agree that the Directors may participate in Board meetings for the despatch of business, adjourn and otherwise regulate their meetings as they think fit. 4.10.2 The Board shall meet at least quarterly and at any greater frequency requested by the Chairman or any two Directors. 4.10.3 Each Board meeting shall be fully minuted. 4.10.4 A company secretary (or, if none is appointed, a Director) shall arrange for draft minutes to be prepared which shall record the proceedings and resolutions of all Board meetings and which shall be circulated to each Director for review, amendment (if required) and approval. 4.10.5 The minutes of a meeting shall be confirmed by the Board as a correct record at the next following Board meeting. Once approved by the Board the minutes shall be signed by the Chairman and regarded as conclusive evidence of the decisions of the Board and a final copy shall be circulated by a company secretary (or, if none is appointed, a Director) to all members of the Board. 4.10.6 At least ten Business Days' notice shall be given to each of the Directors of all Board meetings, except where a Board meeting is adjourned under clause 4.10.10 and/or 4.10.11 or the majority of Directors agree to a shorter notice period and all the Directors are notified of the shorter notice period. 4.10.7 Board meetings shall be held at any location as all the Directors agree (and Board meetings may take place by telephone, video conference or any such similar medium).


 
4.10.8 Unless all of the Directors agree otherwise, each notice of a Board meeting must be accompanied by: (a) an agenda specifying in reasonable detail the matters to be raised at the meeting; and (b) copies of any relevant papers to be discussed at the meeting. 4.10.9 Matters not on the agenda or business conducted in relation to those matters may not be raised at a Board meeting unless the Chairman agrees otherwise. 4.10.10 The quorum at a Board meeting (including an adjourned Board meeting) shall require the attendance of (a) at least two Directors appointed by Cirrata; (b) at least one Director appointed by the Management Shareholders; and (c) at least one Director appointed by BCC. If a quorum is not present within half an hour of the time appointed for the meeting or ceases to be present, the Director(s) present shall adjourn the Board meeting to a specified place and time not less than five Business Days after the original date. Notice of the adjourned Board meeting shall be given to the Directors. If the quorum at such adjourned Board meeting is not present within half an hour from the time appointed for resumption of the meeting, then notwithstanding the provisions of this clause 4.10.10, the meeting shall be deemed quorate so long as at least two Directors appointed as Cirrata are present (and in any event as many Directors appointed by Cirrata are present as all other Directors present). Each party undertakes to ensure that any Director appointed by it does not avoid attendance at a Board meeting for the purposes of frustrating satisfaction of the quorum requirements. 4.10.11 A meeting of Directors shall be adjourned to another time or date at the request of all the Directors present at the meeting in accordance with the Articles. No business may be conducted at a meeting after such a request has been made and accepted by all the Directors. 4.10.12 Subject to the other provisions of this Deed, at any Board meeting each Director shall have one vote and decisions at Board meetings shall be taken by a simple majority of the votes, so long as at least one Cirrata appointed Director has voted or decided in favour. In the event of an equality of votes, the Chairman shall have a casting vote. 4.10.13 Each Shareholder shall use all its reasonable endeavours to ensure that each Director appointed by it attends each Board meeting.


 
5. Reserved Matters 5.1 Reserved Matters 5.1.1 The Company shall procure and the Shareholders shall procure so far as within their powers (whether as a Shareholder, director or employee of a Group Company or otherwise), that no action is taken or resolution passed by any Group Company in respect of any of the Reserved Matters, without the relevant consent required in accordance with the remainder of this clause 5 being obtained. 5.1.2 In this Deed, "Required Consent" means: (a) in respect of the matters set out at paragraphs 1-3 and 6-8 of Schedule 3, the prior written consent of BCC (for so long as it remains a Shareholder) and a majority (by number of voting Shares held) of the Management Shareholders (for so long as there are Management Shareholders); (b) in respect of the matters set out at paragraphs 4 and 5 of Schedule 3, the prior written consent of BCC (for so long as it holds at least 10% of the issued ordinary share capital of the Company) and a majority (by number of voting Shares held) of the Management Shareholders (for so long as the Management Shareholders collectively hold at least 10% of the issued ordinary share capital of the Company). 5.1.3 If a Management Shareholder or any of its Associated Companies or Immediate Relations to whom the relevant Management Shareholder has Transferred Shares conducts a Competing Activity, such Management Shareholder’s consent shall no longer be required for any of the Reserved Matters set out in paragraphs 4 and 5 of Schedule 3 unless the Management Shareholder, its Associated Companies or Immediate Relations (as the case may be) cease conducting such Competing Activity within one month of becoming aware it conducts a Competing Activity. This clause 5.1.3 shall also apply to BCC or any of its Associated Companies to whom BCC has Transferred Shares if BCC, or the relevant Associated Company, has (i) breached its obligations under clause 18 by disclosing directly or indirectly Competitive Information to a Competitor which has caused or may reasonably be expected to cause material detriment to the commercial interests of the Group, or (ii) knowingly used Competitive Information for the benefit of a Competitor which has caused or may reasonably be expected to cause material detriment to the commercial interests of the Group.


 
5.2 Related transactions A series of related transactions shall be construed as a single transaction, and any amounts involved in the related transactions shall be aggregated, to determine whether a matter is a Reserved Matter. 6. Budgets and financial information 6.1 The Company shall prepare, or procure the preparation of, for approval by the Board, the following information no later than the date and times set out below (or such other dates and times as the Board may decide from time to time): 6.1.1 the unaudited results of the Company for the previous financial year, at the first Board meeting following the end of each financial year (being the Accounting Reference Date); 6.1.2 the audited accounts or audited consolidated returns of the Company for the previous financial year as soon as reasonably practicable after they are available and, in any event, no later than the Board meeting immediately prior to the date by which those accounts are due to be filed with UK Companies House; 6.1.3 an updated draft three-year Budget for the Company before the end of each financial year (including estimated major items of revenue and capital expenditure). The Budget shall be broken down on a quarterly basis, and shall contain a cash flow forecast and an income statement for the following financial year; 6.1.4 any updated Business Plan required by the Board, from time to time; 6.1.5 a report in respect of each financial year, on the Company’s implementation of its procedures designed to prevent any Associated Person from undertaking any conduct that would give rise to an offence by the Company under section 7(1) of the Bribery Act 2010 and the Company's compliance with and monitoring of such procedures, such report to be provided within 25 Business Days of the end of each financial year; and 6.1.6 such further information as the Board may reasonably require relating to the Business or financial condition of the Company. 6.2 The Board shall determine what if any amendments to the Budget and the updated Business Plan are required and, subject to these amendments being made, the draft Budget and draft Business Plan shall then be approved. 6.3 Once approved: (a) the Board shall sign the annual accounts of the Company and file them with the Registrar of Companies; and (b) the Company's annual accounts shall be distributed to all Shareholders,


 
as required by the Companies Act 2006. 6.4 Each of Cirrata, BCC (for so long as it holds Shares representing at least 5% of the issued ordinary share capital of the Company) and the Management Shareholders (for so long as the Management Shareholders together hold Shares representing at least 5% of the issued ordinary share capital of the Company) shall be entitled to receive (subject to clause 6.6) the following information from the Company and the Company and each Shareholder shall, so far as within their power, procure that such information is provided within the timeframes set out below (or where information is provided on request, within a reasonable timeframe): 6.4.1 Lloyd's quarterly QMA and QMB returns for the Syndicate, at any time on request from a Shareholder to the Company; 6.4.2 audited accounts of the Company and of any Subsidiary, as soon as reasonably practicable following, and in any event, within three months of, the end of the financial year to which they relate; 6.4.3 unaudited quarterly financial statements of the Company and of any Subsidiary, as soon as reasonably practicable following, and in any event, within 20 days of the end of the period to which they relate; 6.4.4 quarterly management accounts, including relevant operational and financial key performance indicators, as soon as reasonably practicable following, and in any event, within 20 days of the end of the period to which they relate; 6.4.5 the current Budget, at any time on request from a Shareholder to the Company; and 6.4.6 any other information reasonably required by such person in order to comply with its legal, Tax, regulatory or internal filing and reporting obligations, at any time on request from a Shareholder to the Company, provided such information shall be prepared and shared at such Shareholder’s sole costs and expense. 6.5 Each Existing Shareholder, for so long as it holds Shares, shall be entitled to receive (a) notification of a dividend being declared by the Company within five Business Days of such declaration; and (b) the annual consolidated financial statements of the Company and the notes to such financial statements, in each case within five Business Days of their being finalised. 6.6 If a Management Shareholder or any of its Associated Companies or Immediate Relations to whom the relevant Management Shareholder has Transferred Shares conducts a Competing Activity, such Management Shareholder shall cease to be entitled to the information set out in clause 6.4 unless the Management Shareholder, its Associated Companies or Immediate Relations (as the case may be) cease conducting such Competing Activity within one


 
month of becoming aware it conducts a Competing Activity. BCC or any of its Associated Companies to whom BCC has Transferred Shares shall cease to be entitled to receive any Competitive Information pursuant to clauses 6.4.1 to 6.4.5 (inclusive) if BCC, or the relevant Associated Company, has (i) breached its obligations under clause 18 by disclosing Competitive Information to a Competitor which has caused or may reasonably be expected to cause material detriment to the commercial interests of the Group or (ii) knowingly used Competitive Information for the benefit of a Competitor which has caused or may be reasonably expected to cause material detriment to the commercial interests of the Group, provided always that BCC or any of its Associated Companies to whom BCC has Transferred Shares shall remain entitled to receive the information set out in clause 6.4.4 with any Competitive Information contained therein being redacted by the Company. 7. Underwriting franchise management 7.1 Subject to clause 7.3, the parties agree that they will work together to formalise and implement a partial liquidity structure for the management shareholders of the Subsidiaries as at the date of this Deed incorporating the terms set out in Schedule 8. 7.2 In respect of any Subsidiary created or acquired after the date of this Deed, Cirrata shall (in consultation with the Management Shareholders) establish an appropriate liquidity structure for the management of such Subsidiaries at the time of creation or acquisition. 7.3 If the management of such Subsidiaries accepts the terms of the relevant liquidity structure, they will be documented in a separate agreement between the relevant parties, provided that the Company may, at the Board’s discretion, require as a condition to such offer, amendments to the existing contractual arrangements between the Company and such Subsidiaries and the employment agreements of shareholder employees of the relevant Subsidiaries. 8. Management incentive plan 8.1 [***] 9. Special long-term incentive plan 9.1 For so long as Cirrata holds a majority of the voting rights in the Company, if the Company pays dividends to the Management Shareholders, each Management Shareholder may elect to direct that certain of his or her gross dividends be used to invest in Ambac's long-term incentive plan. 9.2 The ultimate terms upon which the Management Shareholders may exercise their rights under clause 9.1 of this Deed shall be agreed in a separate long- term incentive plan between the relevant parties.


 
10. Company property and Intellectual Property 10.1 From and after Completion, each Shareholder, each Associated Company of such Shareholder, and each Group Company shall retain all rights, title and interest in and to its respective Intellectual Property, whether owned or otherwise held by such party. Except as may be set out in any MGA Agreement entered into by the Company no right or license in, to or under any party’s Intellectual Property, express or implied, is granted under this Deed. 11. Shareholder restrictions 11.1 Each Restricted Shareholder severally undertakes to the Company and each other Shareholder that, during the Restricted Period, such Restricted Shareholder shall not conduct a Competing Activity, provided that if the Restricted Shareholder did not receive any relevant Confidential Information, and/or participate in the relevant Competing Activity as part of his or her work for the Group, then he or she shall not be deemed in breach of this covenant. 11.2 Each Existing Shareholder (other than BCC) severally undertakes to the Company and each other Shareholder that during the Non-Solicit Period, such Existing Shareholder shall not solicit or seek to employ or entice away, or endeavour to solicit or entice away, from the Company and/or any Subsidiary any person who is employed or engaged by any Group Company and who either holds shares in a Group Company or has a base salary of no less than £100,000 per annum (or the equivalent in other currency), whether or not such person would commit any breach of his/her contract of service in leaving such employment. 11.3 BCC undertakes to the Company and each other Shareholder that, during the Non-Solicit Period: 11.3.1 it shall not and shall procure that any Fund managed or advised by Bain Capital Credit, LP or Bain Capital Insurance Solutions, LP or any subsidiary undertaking of such Funds (excluding any portfolio companies) shall not, solicit or seek to employ or entice away, or endeavour to solicit or entice away, from the Company and/or any Subsidiary any person who is employed or engaged by any Group Company and who either holds shares in a Group Company or has a base salary of no less than £100,000 per annum (or the equivalent in other currency), whether or not such person would commit any breach of his/her contract of service in leaving such employment; and 11.3.2 it shall not (whether directly or indirectly) direct or encourage any portfolio company of any Fund managed or advised by Bain Capital Credit, LP or Bain Capital Insurance Solutions, LP to solicit or seek to employ or entice away, or endeavour to solicit or entice away, from the Company and/or any Subsidiary any person who is employed or engaged by any Group Company and who either holds shares in a Group Company or has a base salary of no less than £100,000 per


 
annum (or the equivalent in other currency), whether or not such person would commit any breach of his/her contract of service in leaving such employment. 11.4 BCC undertakes to the Company and each other Shareholder that, during the Non-Hire Period: 11.4.1 it shall not and shall procure that any Fund managed or advised by Bain Capital Credit, LP or Bain Capital Insurance Solutions, LP or any subsidiary undertaking of such Funds (excluding any portfolio companies) shall not knowingly, hire, employ or engage any of the Partners of the Company as at the date of this Deed (or others with equivalent seniority from time to time) or any CEO of a Group Company whilst any of them is employed by any Group Company or any employee of (i) the Company holding more than 1% of the fully diluted equity of the Company; or (ii) any Group Company holding more than 5% of the fully diluted equity of that Group Company, whether or not any such person would commit any breach of their contract of service in leaving such employment; and 11.4.2 it shall not (whether directly or indirectly) direct or encourage any portfolio company of any Fund managed or advised by Bain Capital Credit, LP or Bain Capital Insurance Solutions, LP to hire, employ or engage any of the Partners of the Company as at the date of this Deed (or others with equivalent seniority from time to time) or any CEO of a Group Company whilst any of them is employed by any Group Company or any employee of (i) the Company holding more than 1% of the fully diluted equity of the Company; or (ii) any employee of any Group Company holding more than 5% of the fully diluted equity of that Group Company, whether or not such person would commit any breach of their contract of service in leaving such employment. 11.5 BCC shall not and shall procure that any Fund managed or advised by Bain Capital Credit, LP or Bain Capital Insurance Solutions, LP or any subsidiary undertaking of such Funds (excluding any portfolio companies) shall not during the period beginning on the date of this Deed and ending on the third anniversary of the Reference Date, knowingly hire, employ or engage any Senior Employee knowing such Senior Employee would be in breach of their applicable non-compete undertakings to the Group. 11.6 Nothing contained in clause 11.1 shall prevent: 11.6.1 any Restricted Shareholder from being the holder or beneficial owner, by way of bona fide personal investment, of any class of securities in any listed company and not in excess of 5% of the issued share capital of such listed company; 11.6.2 [***]


 
11.6.3 [***] 11.6.4 [***] 11.6.5 [***] 11.7 The placing of an advertisement of a post generally available to members of the public, recruitment of a person through an employment agency where such advertisement or recruitment is not directed at employees or officers of the Group and the employment of any person (other than those in clause 11.4.) as a result of such an advertisement or recruitment shall not constitute a breach of clauses 11.2 or 11.3, provided that such Shareholder has not, or, in the case of any Shareholder which is a body corporate, any Associated Companies of that Shareholder have not encouraged or advised such agency to approach any such person. 11.8 The parties confirm that they consider the restrictions contained in this clause 11 to be reasonable in all respects and necessary for the protection of the interest of the Shareholders and the Company, but if any of the restrictions is held to be invalid or ineffective, but would be valid and effective if some part of it were deleted, or some modification were made to its terms, then the restriction shall apply with such deletion or modification as may be necessary to make it valid and effective. 11.9 In this clause 11: 11.9.1 "Restricted Shareholder" means [***] and any Transferee in accordance with the terms of this Deed. 11.9.2 "Restricted Period" means: (a) in respect of [***]: (i) where such person is a Good Leaver other than within limb (f) of the definition of Good Leaver, the period beginning on the date of this Deed and ending on the earlier of (A) the first anniversary of the Reference Date and (B) the first anniversary of the date such person became a Good Leaver; (ii) where such person is a Good Leaver within limb (f) of the definition of Good Leaver or is a Bad Leaver, the period beginning on the date of this Deed and ending on the later of (A) the first anniversary of the Reference Date or (if later) 31 March 2029 and (B) the first anniversary of the date such person became a Leaver; (b) in respect of [***]: (i) where such person is a Good Leaver other than within limb (e) of the definition of Good Leaver, the period


 
beginning on the date of this Deed and ending on the earlier of (A) the first anniversary of the Reference Date, (B) the first anniversary of the date such person became a Good Leaver and (C) three years following the date of Completion; (ii) where such person is a Good Leaver within limb (e) of the definition of Good Leaver, the period beginning on the date of this Deed and ending on the later of (A) the first anniversary of the Reference Date or (if later) 31 March 2029 and (B) the first anniversary of the date such person became a Leaver; (iii) where such person is a Bad Leaver, the period beginning on the date of this Deed and ending on the later of (A) the first anniversary of the Reference Date or (if earlier) 31 March 2027 and (B) the first anniversary of the date such person became a Leaver; (c) in respect of [***]: (i) where such person is a Good Leaver, the period beginning on the date of this Deed and ending on the earlier of (A) the first anniversary of the Reference Date, (B) the first anniversary of the date such person became a Good Leaver and (C) two years following the date of Completion; (ii) where such person is a Bad Leaver, the period beginning on the date of this Deed and ending on the later of (A) the first anniversary of the Reference Date or (if earlier) 31 March 2026 and (B) the first anniversary of the date such person became a Leaver; 11.9.3 "Non-Solicit Period" means: (a) in respect of BCC, the period beginning on the date of this Deed and ending on the first anniversary of the Reference Date; and (b) in respect of any other Existing Shareholder, the period beginning on the date of this Deed and ending on the later of (i) the third anniversary of the Reference Date, (ii) the third anniversary of the date such person became a Leaver, and (iii) three years from the date of Completion; 11.9.4 “Non-Hire Period” means the period beginning on the date of this Deed and ending on the first anniversary of the Reference Date.


 
11.9.5 "Reference Date" means the date the relevant Restricted Shareholder or Existing Shareholder (as applicable), together with their Associated Companies or Immediate Relations, ceased to hold any Shares. 11.9.6 “Senior Employee” means each of the Management Sellers (as such term is defined in the Share Purchase Agreement) and any other employee of the Group Companies, including any persons engaged as directors, workers, consultants or secondees by any Group Company: (i) with a gross base salary of more than £175,000 per annum (or the equivalent in other currency); (ii) that is a chief executive officer of any Group Company or (iii) with equity interests greater than 2.5% of the fully diluted share capital in a Group Company. 12. Insurance 12.1 The Company shall at its own expense take out and maintain insurance policies (for the benefit of the Shareholders as appropriate) in such amounts as the Board may from time to time determine as being required or appropriate, including a directors' and officers' liability insurance (together with run off cover). 12.2 The Shareholders (where relevant) shall co-operate with the Company in obtaining the insurance policies in clause 12.1 and undergo any medical examination regarded as reasonably necessary for the procurement of any such insurance policy. 13. Transfers of Shares 13.1 General Prohibition 13.1.1 Other than pursuant to clauses 13.1.3, 13.2 or 15, no Existing Shareholder shall Transfer all or any part of their interest in the Company, or agree to do so, without the prior written consent of Cirrata. For the avoidance of doubt, Cirrata shall not require any prior written consent of the Existing Shareholders to Transfer its Shares. 13.1.2 Each Existing Shareholder and Cirrata undertakes to the other parties that for so long as there are any Put Options or Call Options still capable of being exercised (whether at such time or at a future time): (a) no Existing Shareholder (nor any of its Associated Companies or Immediate Relations) shall sell or agree to sell any of its Shares to Cirrata (or any other member of the Ambac Group) other than a sale carried out pursuant to and in accordance with clauses 13.2, 13.3 or 15, the MIP or as otherwise permitted by any of the Transaction Documents; and (b) neither Cirrata nor any other member of the Ambac Group shall purchase or agree to purchase any Shares held by an Existing Shareholder (or any of its Associated Companies or Immediate


 
Relations) other than a purchase carried out pursuant to and in accordance with clauses 13.2, 13.3 or 15, the MIP or as otherwise permitted by any of the Transaction Documents, and the Company shall not register any purported Transfer of Shares made in contravention of this clause 13.1.2. 13.1.3 Subject to clause 14.4.1, any Existing Shareholder may Transfer all or part of its Shares to an Associated Company or an Immediate Relation on giving five Business Days' prior written notice to the Company provided that (i) upon such Transfer the Associated Company or Immediate Relation will assume the same rights and obligations as the relevant Transferring Shareholder hereunder, (ii) the Transferring Shareholder shall remain jointly and severally liable for such obligations with the relevant Associated Company or Immediate Relation (and in particular, without prejudice to the generality of the foregoing, the Transferring Shareholder shall remain bound by any provisions under clause 11 which apply to it) and (iii) such Existing Shareholder shall not Transfer all or any part of its Shares under this clause 13.1.3 to a Prohibited Transferee. The Associated Company or Immediate Relation (as the case may be) shall re-transfer its Shares to the Transferring Shareholder or (if so directed by the Transferring Shareholder) to another Associated Company or Immediate Relation of that Transferring Shareholder immediately if it ceases to be an Associated Company or an Immediate Relation of that Transferring Shareholder. 13.2 Put and Call Options 13.2.1 In this clause 13.2: (a) "Relevant Shares" means, (i) in relation to a Call Option: in respect of an Existing Shareholder, such number of Ordinary Shares as is equal to the lower of the total number of shares then held by Existing Shareholder, and: (A) 25% of such Existing Shareholder's Shares as at Completion; plus (B) any Unexercised Call Options; plus (C) in the event that following Completion there has been a new issue of Ordinary Shares (including by way of dividend) to the relevant Existing Shareholder other than pursuant to the MIP (such new Ordinary Shares issued to such Existing Shareholder being "Additional


 
Shares") prior to a relevant Option Exercise Date, such number of Additional Shares; and (ii) in relation to a Put Option: in respect of an Existing Shareholder, such number of Ordinary Shares as is equal to the lower of the total number of Ordinary Shares then held by Existing Shareholder and: (A) 25% of such Existing Shareholder's Shares as at Completion; plus (B) any Additional Shares issued prior to a relevant Option Exercise Date (excluding any Shares issued pursuant to the MIP), in each case, provided that if Additional Shares are issued they are subject to the Call Option and/or Put Option on the same basis as any Shares the Existing Shareholders have as at Completion. For example, (i) if such Additional Shares are issued the day immediately following Completion, then 25% of such Additional Shares are Relevant Shares at each relevant Option Exercise Date and (ii) if such Additional Shares are issued during 2026, then one-third of such Additional Shares are Relevant Shares at each Option Exercise Date from 2027 and provided further than no sweet equity shares issued pursuant to the MIP shall be subject to the Call Option and/or Put Option. (b) "Option Exercise Date" means (i) in respect of the Call Option, 31 March of every year from 2026, so long as there are Unexercised Call Options and (ii) subject to clauses 13.2.10 and 13.2.11, in respect of the Put Option, 31 March 2026, 31 March 2027, 31 March 2028, 31 March 2029 and, to the extent that there remain Unexercised Put Options, 31 March in each subsequent calendar year; (c) "Option Exercise Notice" means, in respect of a Call Option or a Put Option a notice submitted in writing to (i) the relevant Existing Shareholder (in respect of the Call Option) or (ii) Cirrata (in respect of the Put Option); and (d) "Option Exercise Period" means, in respect of a Call Option or a Put Option as at the relevant Option Exercise Date, a 30- day period beginning on the fifth Business Day following agreement or determination of Adjusted EBITDA for the full- year immediately preceding the relevant Option Exercise Date (the Adjusted EBITDA to be calculated in accordance with Schedule 5;


 
(e) "Unexercised Call Options" means, as at a relevant Option Exercise Date, such number of Shares held by an Existing Shareholder that could have been purchased pursuant to the exercise of a Call Option at a previous Option Exercise Date but had not been so purchased as a result of such Call Option not being exercised; and (f) "Unexercised Put Options" means, as at a relevant Option Exercise Date, such number of Shares held by an Existing Shareholder that could have been purchased pursuant to the exercise of a Put Option at a previous Option Exercise Date but had not been so purchased as a result of such Put Option not being exercised. 13.2.2 Subject to clause 13.3.2, each Existing Shareholder shall grant to Cirrata the option (the "Call Option”) to purchase from such Existing Shareholder, and Cirrata hereby grants to such Existing Shareholder the option (the “Put Option”) to require Cirrata to purchase from such Existing Shareholder, the Relevant Shares as at the relevant Option Exercise Date. Should any transfer of shares by Cirrata to any other member of the Ambac Group take place, then the Call Option and the Put Option may be transferred to such other member of the Ambac Group provided Cirrata and the Management Shareholders' Representative, each acting reasonably, agree terms such that the position of Cirrata and that of the Management Shareholders is not adversely affected, failing which Cirrata shall still remain liable for payments under the Call Option and the Put Option. 13.2.3 On or before the 31 January prior to the relevant Option Exercise Date, any of the Existing Shareholders and Cirrata shall notify the Board in writing if they wish the Board to prepare the Draft Documents in accordance with Schedule 5 in order to have an informed decision as to whether or not to exercise their Put Option or Call Option (as the case may be). If no such notice is given, then the Board shall not be required to prepare the Draft Documents, and no Put Option or Call Option may be exercised at the relevant Option Exercise Date. 13.2.4 Each Call Option in respect of an Existing Shareholder and an Option Exercise Date shall be exercisable in respect of some or all of the Relevant Shares (provided that the maximum number of Shares to be purchased pursuant to a Put Option and/or Call Option in respect of an Existing Shareholder and any Option Exercise Date shall not exceed the total number of Relevant Shares) by service of an Option Exercise Notice by Cirrata on the relevant Existing Shareholder during the Option Exercise Period. Once served, the Option Exercise Notice shall be irrevocable.


 
13.2.5 Each Put Option in respect of an Existing Shareholder and an Option Exercise Date shall be exercisable in respect of some or all of the Relevant Shares (provided that the maximum number of Shares to be purchased pursuant to a Put Option and/or Call Option in respect of an Existing Shareholder and any Option Exercise Date shall not exceed the total number of Relevant Shares) by service of an Option Exercise Notice by such Existing Shareholder on Cirrata during the Option Exercise Period. Once served, the Option Exercise Notice shall be irrevocable. 13.2.6 To the extent a Call Option in respect of an Existing Shareholder has been exercised in accordance with clause 13.2.4, BCC and the Management Shareholders will not be entitled to exercise the Put Option with respect to the amount of Relevant Shares subject to the Option Exercise Notice with regard to the relevant Option Exercise Date. 13.2.7 To the extent a Put Option has been exercised by an Existing Shareholder in accordance with clause 13.2.5, Cirrata will not be entitled to exercise the Call Option with respect to the amount of Relevant Shares subject to the Option Exercise Notice with regard to the relevant Option Exercise Date. 13.2.8 The purchase price of a share that is the subject of an exercised Put Option or Call Option as at a relevant Option Exercise Date shall be as follows: (a) in respect of BCC, any Management Shareholder who is not a Leaver and any Management Shareholder who is a Good Leaver other than within limbs (e) or (f) of the definition of Good Leaver, the purchase price per share shall be calculated in sterling on a fully diluted basis based on an aggregate equity value for 100% of the Shares (including any Shares that may be issued pursuant to the MIP, or, as appropriate for accounting for any MIP-related dilution) equal to (i) 16.0 x Adjusted EBITDA (as at the immediately preceding Accounting Reference Date) less (ii) Net Debt (as at the immediately preceding Accounting Reference Date) (it being noted that Net Debt is to be determined by reference to the consolidated Group excluding shareholdings in Subsidiaries' interest and, if it is negative, it shall be added to the calculation) plus (iii) the Working Capital Adjustment (as at the immediately preceding Accounting Reference Date) (it being noted that the Working Capital Adjustment is to be determined by reference to the consolidated Group excluding shareholdings in Subsidiaries' interest and, if it is negative, it shall deducted from the calculation), and any Leakage (as defined in the Share


 
Purchase Agreement) in respect of the relevant Shareholder (from the immediately preceding Accounting Reference Date to (and including) the Closing Date of the relevant Call Option or Put Options) shall be deducted from the aggregate Purchase Price payable to that Shareholder; (b) in respect of any Management Shareholder who is a Good Leaver within limbs (e) or (f) of the definition of Good Leaver, the purchase price shall be the lower of: (i) the purchase price calculated in accordance with clause 13.2.8(a); and (ii) the purchase price that would be calculated in accordance with clause 13.2.8(a) if Adjusted EBITDA were for the most recently completed financial year of the Company ending 31 December prior to the date the relevant Good Leaver’s employment terminated; and (c) in respect of any Management Shareholder who is a Bad Leaver, the purchase price shall be the amount that would have been calculated in accordance with clause 13.2.8(b) if the figure "16.0" were replaced by "10.0". 13.2.9 Completion of the sale and purchase of Relevant Shares pursuant to the exercise of a Put Option or a Call Option shall take place on the fifth Business Day following the relevant Option Exercise Date, subject to any Regulatory Extension (the "Closing Date"). At such completion: (a) Cirrata will pay to the relevant Existing Shareholder the aggregate purchase price as calculated in accordance with 13.2.8, such payment to be satisfied by: (i) (at Cirrata's election) procuring the issue of such shares of Ambac Stock to the relevant Existing Shareholder as is calculated as follows: Shares of Ambac Stock = C VWAP where: C = such part of the purchase price to be payable to the relevant Existing Shareholder in shares of Ambac Stock, up to a maximum amount equal to such Existing Shareholder's pro rata (by number of Ordinary Shares to be sold by such Existing Shareholder to the total number of Ordinary Shares to be sold by Existing Shareholders at such time) share of the lower of (A) 35% of the aggregate purchase price payable to all


 
Existing Shareholders and (B) the absolute cumulative value of four days of Ambac Stock traded, based on the average volume and VWAP traded during the 25 consecutive trading days prior to (but not including) the date of the Option Exercise Date (such determined price, the “Ambac Stock Price”); VWAP = the volume weighted average price in USD for a share of common stock in Ambac (as calculated by Bloomberg Financial LP using the function “AMBC US <Equity> VWAP”) for the period comprising the 25 consecutive trading days prior to (but not including) the date of the Option Exercise Date (such period the "Trading Period"); and (ii) the balance of such aggregate purchase price by payment in cash to such bank account of the Existing Shareholder as has been nominated to Cirrata in writing (it being understood that the sterling cash balance for a relevant Existing Shareholder is the excess of the aggregate purchase price (which is denominated in sterling) to be paid to the relevant Existing Shareholder over the sterling value of the aggregate Ambac Stock to be delivered to the relevant Existing Shareholder); (b) upon receipt of the aggregate purchase price, the relevant Existing Shareholder shall (i) deliver to Cirrata a stock transfer form and the original share certificate (or an indemnity for a lost share certificate in favour of the Company in such form as is reasonably acceptable to the Board) in respect of the transferring Relevant Shares and (ii) warrant to Cirrata that such Existing Shareholder (A) is the sole legal and beneficial owner of the transferring Relevant Shares free from any Encumbrances, (B) has the right to exercise all voting, economic and other rights over such transferring Relevant Shares and (C) has the right to transfer such Relevant Shares with full title guarantee and free from any Encumbrances. Cirrata undertakes to the Existing Shareholders that it will pay to each Existing Shareholder in respect of whom a Put Option or a Call Option has been exercised as of a relevant Option Exercise Date the same proportions of Ambac Stock and cash. Notwithstanding the foregoing, if the resulting number of shares of Ambac Stock to be issued to any Existing Shareholder pursuant to this clause 13.2.9 would reasonably be expected to result in that Existing Shareholder beneficially owning (as


 
determined in accordance with Rule 13d-3 under the Exchange Act) more than 4.9% in aggregate of the Outstanding Shares as of the close of market on the final date of the Trading Period, then the number of shares of Ambac Stock to be issued to each Existing Shareholder shall be decreased pro rata to the extent necessary to ensure that the Existing Shareholders beneficially own in aggregate no more than 4.9% of the Outstanding Shares as of the close of market on the final date of the Trading Period. If, as a result of such reduction in the number of Ambac Stock issued, the Existing Shareholders would receive Ambac Stock with an aggregate value (expressed as a USD cash amount) lower than the amount they would have received without such reduction, then Cirrata shall pay in cash (in GBP) to each Existing Shareholder on the Closing Date an amount equal to such Existing Shareholder’s pro rata amount of such difference. Notwithstanding anything to the contrary in this Deed, if between the final date of the Trading Period and the Closing Date, with respect to the Outstanding Shares, there shall have been any dividend (whether in cash, stock or otherwise) subdivision, reclassification, recapitalisation, split, combination, exchange or readjustment of shares, or any similar event in each case with a record date during such period, then the number of shares of Ambac Stock to be issued will be appropriately adjusted to reflect such dividend, subdivision, reclassification, recapitalisation, split, combination, exchange or readjustment of shares, or any similar event. Subject to the forgoing, the resulting number of shares of Ambac Stock shall be allocated between the Existing Shareholders pro rata, save that the number of shares of Ambac Stock received by any Existing Shareholders may be rounded down by Ambac to the nearest whole number so as not to issue a fraction of a unit of common stock; (c) the Company shall issue to the Existing Shareholder a balancing share certificate for the remaining Shares held by such Existing Shareholder; and (d) notwithstanding the foregoing, the number of shares of Ambac Stock issued pursuant to each Put Option and Call Option, when considered collectively with the number of shares of Ambac Stock issued as Consideration Stock (as defined in the Share Purchase Agreement), shall not exceed 19.9% of the number of outstanding shares of Ambac Stock at the date of the Share Purchase Agreement unless approved by Ambac’s


 
shareholders pursuant to the rules of the New York Stock Exchange. If such approval is not received prior to the date on which the Ambac Stock would have been issued but for this sub-clause 13.2.9(d), then the number of shares of Ambac Stock to be issued to each Existing Shareholder shall be decreased pro rata to the extent necessary to ensure that when taken together with the shares of Ambac Stock issued as Consideration Stock (as defined in the Share Purchase Agreement) shall not exceed 19.9% of the number of outstanding shares of Ambac Stock at the date of the Share Purchase Agreement. If, as a result of such reduction in the number of Ambac Stock issued, the Existing Shareholders would receive Ambac Stock with an aggregate value (expressed as a USD cash amount) lower than the amount they would have received without such reduction, then Cirrata shall pay in cash (in GBP) to each Existing Shareholder on the Closing Date an amount equal to such Existing Shareholder’s pro rata amount of such difference. 13.2.10 To the extent an Existing Shareholder continues to hold Unexercised Put Options, then such put options shall roll forward such that an additional put option shall become exercisable in respect of Relevant Shares on 1 March 2030 and on 1 March in each subsequent calendar year, and the provisions of this clause 13.2 shall apply as if: (a) such additional put option were a Put Option; and (b) 31 March 2030 and 31 March in each subsequent calendar year were each an Option Exercise Date. 13.2.11 The provisions of clause 13.2.10 shall continue as at 1 March for each subsequent calendar years with references to each year set out in such clause being construed as being the year in such subsequent period until, in respect of an Existing Shareholder, there are no further Unexercised Put Options, at which point such Existing Shareholder's Put Options shall expire, provided that in no event shall any Put Option accumulate such that more than the Relevant Shares can be subject to a Put Option in any calendar year. 13.2.12 The Call Option shall not expire until there are no Unexercised Call Options remaining and the Call Option shall continue to operate in accordance with this clause 13.2 until such expiration. 13.2.13 In the event that Cirrata does not pay (or procure the payment of) any aspect of any amount payable to an Existing Shareholder in respect of the sale and purchase of Relevant Shares by the applicable Closing Date, then:


 
(a) interest will accrue on such amount unpaid at the US prime rate (as published by the Wall Street Journal) plus 7% per annum from the date such amount should have been paid until the date it is actually paid; and (b) such Existing Shareholder may, at any time prior to such amount and applicable interest being paid, notify Cirrata in writing, such notice to take effect 30 days from the date of such notice, that the sale and purchase pursuant to the applicable Put Option or Call Option shall terminate and the Existing Shareholder shall not be required to sell the applicable Relevant Shares to Cirrata, provided that such termination will not be effective if Cirrata pays such amount and any applicable interest to the Existing Shareholder within the five Business Day period. 13.2.14 Resale Registration Statement (a) If any Put Option or Call Option over an Existing Shareholder's Shares is exercised and Ambac has elected to pay a portion or all of the purchase price in Ambac Stock then, no later than 5:30 pm New York Time on the 5h Business Day (the “Filing Date”) following the Closing Date, Ambac will have filed a registration statement on Form S-3, or if such form is not then available, on Form S-1 (or in each case any successor form) (each, a “Resale Registration Statement”) with the SEC registering the resale of the shares of Ambac Stock delivered to the Existing Shareholder pursuant to this Deed (and any other shares of Ambac Stock issued in respect of the applicable Shares upon any stock split, stock dividend, recapitalization, reclassification, merger, consolidation or similar event) (collectively, such securities until such time that such securities (i) have been disposed of pursuant to an effective Resale Registration Statement, (ii) are able to be sold without restriction as to volume or manner of sale pursuant to Rule 144 or (iii) have been disposed of to a transferee which does not have any rights under this Deed, the “Registrable Securities”) in accordance with any reasonable method of distribution elected by the Existing Shareholders (in such context, each, a “Seller”). Ambac will use reasonable best efforts to cause the Resale Registration Statement to be declared effective by the SEC as soon as practicable thereafter, but in no event later than the earlier of (i) 60 days from the Filing Date and (ii) the 5th Business Day after the date Ambac is notified (orally or in writing, whichever is earlier) by the SEC that the Resale Registration Statement will not be “reviewed” or will not be subject to further review (such date on


 
which the Resale Registration Statement is declared effective, the “Effective Date”). (b) Ambac will advise each Seller promptly and in any event within one (1) Business Day (at Ambac’s expense): (i) when the Resale Registration Statement or any post-effective amendment thereto has been filed and when it becomes effective; (ii) of any request by the SEC for amendments or supplements to the Resale Registration Statement or the prospectus included therein or for additional information; (iii) of the issuance by the SEC of any stop order suspending the effectiveness of the Resale Registration Statement or the initiation of any proceedings for such purpose; (iv) of the receipt by Ambac of any notification with respect to the suspension of the qualification of the Registrable Securities included therein for sale in any jurisdiction or the initiation or threatening of any proceeding for such purpose; and (v) of the occurrence of any event that requires the making of any changes in the Resale Registration Statement or prospectus so that, as of such date, the statements therein are not misleading and do not omit to state a material fact required to be stated therein or necessary to make the statements therein (in the case of a prospectus, in the light of the circumstances under which they were made) not misleading (provided that any such notice will solely provide that the use of the Resale Registration Statement or prospectus has been suspended without setting forth the reason for such suspension). Notwithstanding anything to the contrary set forth herein, Ambac will not, when so advising any Seller of such events, provide such Seller with any material, non-public information regarding Ambac. Ambac will use its best efforts to obtain the withdrawal of any order suspending the effectiveness of the Resale Registration Statement promptly. Upon the occurrence of any event contemplated in clauses (ii) through (v) above, Ambac will use its reasonable best efforts to, as soon as practicable, prepare a post-effective amendment to such Resale Registration Statement or a supplement to the related prospectus, or file any other required document so that, as thereafter delivered to the holder of Registrable Securities included therein, such prospectus will not include any untrue statement of a material fact or omit to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. (c) Once declared effective, Ambac will cause the Resale Registration Statement to be continuously effective and usable until such time as there are no longer any Registrable


 
Securities (the “Effectiveness Period”). If the Resale Registration Statement ceases to be effective under the Securities Act for any reason at any time during the Effectiveness Period, Ambac will promptly cause the Resale Registration Statement to again become effective under the Securities Act (including obtaining the prompt withdrawal of any order suspending the effectiveness of such Resale Registration Statement) or amend the Resale Registration Statement in a manner reasonably expected to obtain the withdrawal of any order suspending the effectiveness of the Resale Registration Statement. (d) Ambac will supplement and amend the Resale Registration Statement if required by the rules, regulations or instructions applicable to the registration form used by Ambac for such Resale Registration Statement if required by the Securities Act or as reasonably requested by Seller. (e) Ambac will provide a draft of the Resale Registration Statement to each Seller for review at least five (5) Business Days in advance of filing the Resale Registration Statement. In no event will any Seller be identified as a statutory underwriter in the Resale Registration Statement, unless required by the SEC. (f) Upon the effectiveness of any Resale Registration Statement covering any Registrable Securities and in connection with the transfer of any Registrable Securities, Ambac will promptly instruct (or direct its counsel to so instruct and deliver a customary legal opinion) and use reasonable best efforts to cause the Transfer Agent for the shares to (i) remove any restrictive legends related to the book entry account holding such shares and (ii) make a new, unlegended entry for such book entry shares sold or disposed of without restrictive legends. (g) Indemnification. (i) Ambac agrees to indemnify and hold harmless, to the extent permitted by law, any Seller, any Seller’s directors, officers, employees, advisors and agents, to the extent applicable, and any person who controls any Seller (within the meaning of the Securities Act or the Exchange Act) and each affiliate of any Seller (within the meaning of Rule 405 under the Securities Act) (collectively “Covered Persons”) from and against any and all losses, including any liabilities, claims, costs, fees, expenses, taxes, losses, judgments, damages,


 
fines, awards, settlements and penalties, or injuries, whether or not involving the claim of another person (collectively, “Losses”) caused by any untrue or alleged untrue statement of material fact contained in any Resale Registration Statement, prospectus included in any Resale Registration Statement or preliminary prospectus or any amendment thereof or supplement thereto or any omission or alleged omission of a material fact required to be stated therein or necessary to make the statements therein not misleading or caused by or related to any violation or alleged violation of the Securities Act or Exchange Act; provided, however, that Ambac will not be liable to any Covered Person in any such case to the extent that any such Loss arises out of or is based upon any untrue statement or alleged untrue statement or omission or alleged omission made in such Resale Registration Statement or prospectus, or any such amendment or supplement, in reliance upon and in conformity with information furnished to Ambac, in writing, by or on behalf of such Covered Person specifically for use in the preparation thereof. (ii) Each Seller agrees to indemnify and hold harmless Ambac against any losses resulting from any untrue statement of material fact contained in the Resale Registration Statement, prospectus or preliminary prospectus or any amendment thereof or supplement thereto or any omission of a material fact required to be stated therein or necessary to make the statements therein not misleading, but only to the extent that such untrue statement or omission is contained in any information or affidavit so furnished in writing by or on behalf of the Seller expressly for use therein. In no event will the aggregate liability of any Seller under this clause (ii) be greater in amount than the dollar amount of the net proceeds received by the Seller upon the sale of the Registrable Securities received by the Seller in connection with the sale of the Registrable Securities pursuant to any Resale Registration Statement. (iii) Any person entitled to indemnification pursuant to this clause (iii) will (A) give prompt written notice to the indemnifying party of any claim with respect to which it seeks indemnification (provided that the failure to give prompt notice will not impair any person’s right to indemnification hereunder to the extent such failure


 
has not prejudiced the indemnifying party) and (B) permit such indemnifying party to assume the defence of such claim with counsel reasonably satisfactory to the indemnified party. If such defence is assumed, the indemnifying party will not be subject to any liability for any settlement made by the indemnified party without its consent, which consent will not be unreasonably withheld or delayed. An indemnifying party who elects not to assume the defence of a claim will not be obligated to pay the fees and expenses of more than one counsel (and any local counsel as may reasonably be needed) for all parties indemnified by such indemnifying party with respect to such claim, unless in the reasonable judgment of legal counsel to any indemnified party a conflict of interest exists between such indemnified party and any other of such indemnified parties with respect to such claim. No indemnifying party will, without the consent of the indemnified party (which consent will not be unreasonably withheld or delayed), consent to the entry of any judgment or enter into any settlement which cannot be settled in all respects by the payment of money (and such money is so paid by the indemnifying party pursuant to the terms of such settlement) or which settlement does not include as an unconditional term thereof the giving by the claimant or plaintiff to such indemnified party of a release from all liability in respect to such claim or litigation. 13.2.15 For so long as there are any Put Options or Call Options still capable of being exercised (whether at such time or at a future time): (a) the strategic direction of the Group shall be determined by the Board; (b) Cirrata recognises that there is significant value in the Put Options and the Call Options and that neither Cirrata nor any company in the Ambac Group outside the Group shall take any action to intentionally distort the financial performance of the Group in bad faith in a way that adversely affects the calculation of the purchase price of Shares that are the subject of a Put Option or Call Option in accordance with clause 13.2.8 in a way that is not immaterial: (c) Cirrata shall not cause or permit a change to the accounting reference date of any Group Company; or


 
(d) Cirrata shall procure that the Company does not pay any dividends or other distributions which would have the result that the Group Companies do not have sufficient working capital to carry on their business in accordance with the Business Plan; (e) Cirrata shall not (and shall procure that none of the companies in the Ambac Group outside the Group shall): (i) disclose to companies in the Ambac Group outside the Group any Competitive Information in a way which causes material detriment to the commercial interests of the Group; (ii) use Competitive Information for the benefit of another company in the Ambac Group outside the Group which causes material detriment to the commercial interests of the Group; (iii) systematically target the business, customers, clients or suppliers of any Group Company with the intention of diverting business away from the Group; and; (f) where it or any company in the Ambac Group outside the Group has established, acquired or developed any business that competes with the business of the Group, it shall in good faith work with the Company and the Existing Shareholders with a view to mitigating any negative impact on the business of the Group and reasonably seeking opportunities to achieve synergies and realise opportunities between the businesses. (g) If BCC or any Management Shareholder believes that there is or may be a breach of any of the provisions of this clause 13.2.15(b) through (g), they shall notify the Board as soon as reasonably practicable and in any event within 60 days. Cirrata shall have 30 days to cure such breach. Cirrata shall not be liable for a breach of this clause 13.2.15 to the extent that such liability arose or was increased as a result of a failure by BCC or any Management Shareholder to provide notification to Cirrata within this 60-day period. 13.2.16 BCC payment to Management Shareholders (a) Upon the completion in accordance with clause 13.2.9 of a Transfer of Shares (excluding Additional Shares) held by BCC following the exercise of a Put Option or a Call Option, BCC shall pay an amount equal to 11.97192% of the aggregate exercise price payable to BCC to the Management Shareholders, such amount to be inclusive of the employer costs of Employer National Insurance and apprenticeship levy and be split pro rata to their holdings of the Shares held by the


 
Management Shareholders as at the date of this Deed. Any such payments shall be made to such bank accounts of such Management Shareholders as they may inform BCC in writing at least two Business Days prior to payment. (b) The Management Shareholders shall be required to pay to their respective employing Group Company all employment-related Tax liabilities owed by any such Management Shareholder under applicable law (including any UK employee income tax and employee and employer National Insurance contributions and their equivalents as applicable under the requirements of the US Internal Revenue Service) in respect of any payment under clause 13.2.16(a), and it is agreed and acknowledged by the parties that such obligation on the part of the Management Shareholders shall be satisfied by: (a) Cirrata deducting an amount equal to such Tax liabilities from the exercise price payable to BCC, and such amount shall be paid to the relevant Group Companies; and (b) BCC shall make the relevant payments under clause 13.2.16(a) to the Management Shareholders net of any Tax so deducted. (c) BCC and the Management Shareholders acknowledge and agree: (a) that the payments referred to in clause 13.2.16(a) recognise the restrictive covenants that apply to the Management Shareholders under clause 11 and the leaver provisions that apply to the Management Shareholders under clause 15; and (b) [***] (d) If as a result of or in consequence of the payments and adjustment pursuant to clause 13.2.16(a), the Company or any other Group Company obtains (by way of deduction, credit or otherwise) the benefit of any deductible expense for corporation tax (a "Tax Benefit"), Cirrata and each Management Shareholder shall procure that the Company or other Group Company (as applicable) shall pay the relevant Management Shareholder(s) (without deduction and pro rata to the payments to be made to them pursuant to clause 13.2.16(a)) an amount equal to the aggregate of: (i) the value of the Tax Benefit obtained by the Company or other Group Company (as applicable); (ii) the value of any further Tax Benefit obtained by the Company or other Group Company (as applicable) as a result of the making of any payment pursuant to clause 13.2.16,


 
in either case as soon as soon as reasonably practicable upon the Company or other Group Company (as applicable) obtaining such Tax Benefit. 13.3 Sale of Company 13.3.1 If, prior to [●] 2026, there has been: (a) a Change of Control; or (b) an agreement entered into prior to such date pursuant to which, upon completion of such agreement, there would be a Change of Control, then each Existing Shareholder may either: (i) require Cirrata to purchase all of its Shares (other than Shares issued pursuant to the MIP) at the purchase price calculated in accordance with clause 13.2.8 as if all of the Shares held by the Existing Shareholder were Relevant Shares and the date five days prior to the Change of Control were a Option Exercise Date, with completion of such sale and purchase to take place in accordance with clause 13.2.9 as if the giving of such notice were the exercise of a Put Option, with completion of such sale and purchase to take place immediately prior to the Change of Control; or (ii) exercise their tag along rights pursuant to clause 13.5 at the 100% equity value that is the greater of (a) the 100% equity value pursuant to the terms of the Change of Control; and (b) the 100% equity value pursuant to the Share Purchase Agreement less the sum of the total payments made for Shares at Completion and the total payments made in subsequent purchase of Shares from Existing Shareholders pursuant to the exercise of any Call Option or Put Option. For the avoidance of doubt, nothing in this clause 13.3.1 prevents Cirrata from exercising the Drag Along Option in respect of such transaction. In the event that an Existing Shareholder does not elect to use its rights under clause 13.3.1(i) and Cirrata exercises the Drag Along Option, then such Drag Along Option shall be at the 100% equity value that is the greater of (a) the 100% equity value pursuant to the terms of the Change of Control; and (b) the 100% equity value pursuant to the Share Purchase Agreement less the sum of the total payments made for Shares at Completion and the total payments made in subsequent purchase of Shares from


 
Existing Shareholders pursuant to the exercise of any Call Option or Put Option. 13.3.2 If, after [●] 2026, there has been: (a) a Change of Control other than a Change of Control that was the subject of an agreement falling within clause 13.3.1 (b); or (b) an agreement entered into after such date pursuant to which, upon completion of such agreement, there would be a Change of Control (and such Change of Control takes place in accordance with the terms of such agreement), then any unexercised Put Options and Unexercised Call Options set out in clause 13.2 shall lapse (without prejudice to the provisions of clauses 13.4 and 13.5). 13.3.3 For as long as an Existing Shareholder holds Shares in the Company, Cirrata and Ambac shall consult in good faith with BCC and/or a representative of the Management Shareholders (as applicable) on, and during, the process of any sale of the Company and the operation of a process with the intention of achieving a valuation at fair market value for the Company. 13.3.4 Cirrata shall keep the Existing Shareholders reasonably informed of any discussions or negotiations with any person in respect of a transaction that would, on completion, result in a Change of Control, and of any actual Change of Control. 13.4 Drag Along Rights 13.4.1 Drag Along Sale (a) If there is proposed a sale of Shares by Cirrata to a Proposed Buyer which would result in either a Loss of Control or a Change of Control, Cirrata shall have the right to require all the other Shareholders (but not some only) ("Called Shareholders") to Transfer all their Callable Shares to the Proposed Buyer (or as the Proposed Buyer directs) in accordance with the provisions of this clause 13.4 ("Drag Along Option"). (b) Cirrata shall procure, prior to exercising the Drag Along Option, that an offer is made by the Proposed Buyer to purchase the whole of the issued Shares of the Company (a "Drag Along Sale"). (c) Cirrata may exercise the Drag Along Option by giving written notice to that effect to the Called Shareholders (with a copy to the Company) ("Drag Along Notice") at least 20 Business


 
Days prior to the anticipated date on which their Shares shall be Transferred to the Proposed Buyer. (d) The Drag Along Notice shall specify: (i) that the Called Shareholders are required to Transfer the Called Shares pursuant to this clause 13.4; (ii) the person to whom the Called Shares are to be Transferred; (iii) the purchase price payable for the Called Shares, which shall be payable: (A) (where the consideration to be paid to Cirrata is to be a mixture of cash and non-cash consideration and the cash element comprises no less than 50% of the overall value of the consideration) in the same proportions of cash and non-cash consideration as for Cirrata's Shares provided that any non-cash consideration shall be paid in Liquid Securities (subject to any lockup period of no longer than three months) and shall reflect the Transfer Value of those Called Shares held by the Called Shareholder; (B) (where either the consideration payable to Cirrata is entirely non-cash or the consideration is to be a mixture of cash and non-cash consideration and the cash element comprises less than 50% of the overall value of the consideration) in the proportions of 50% cash and 50% non-cash consideration provided that any non-cash consideration shall be paid in Liquid Securities (subject to any lockup period of no longer than three months) and shall reflect the Transfer Value of those Called Shares held by the Called Shareholder; and (C) (where the consideration is to be paid to Cirrata in cash only) in cash and shall reflect the Transfer Value of those Called Shares held by the Called Shareholder, For the purposes of (A) and (B) above, "Liquid Securities" means ordinary voting shares issued by a company listed on a Qualifying


 
Investment Exchange with a market capitalisation greater than $750m and for these purposes "Qualifying Investment Exchange" means a recognised stock exchange (but not any junior market) in the United States or Europe including the Main Market (but not AIM) of the London Stock Exchange, NYSE or NASDAQ; (iv) the proposed date of completion of the Proposed Transfer; and (v) subject to 13.4.1(f), the other terms and conditions applicable to the Drag Along Sale, including time of payment, true, complete and accurate copies of all agreements, documents and instruments then available, reasonably required to be executed by Cirrata to give effect to the Transfer of the Called Shares to the Proposed Buyer (the "Drag Along Documents") provided that any such terms and conditions are applied on the same basis to every Shareholder pro rata to their respective portions of the total proceeds that the Called Shareholders are entitled to receive. (e) Once issued, a Drag Along Notice shall be irrevocable. However, a Drag Along Notice shall lapse if, for any reason, the sale of Called Shares has not completed within 90 Business Days of the Drag Along Notice being served, subject to any Regulatory Extension. Cirrata may serve further Drag Along Notices following the lapse of any particular Drag Along Notice. (f) No Drag Along Notice shall require a Called Shareholder to agree to any terms except those specifically set out herein. To the extent reasonably required Called Shareholders who are employees of any Group Company at the time of the Drag Along Sale shall be obliged to make customary business warranties (subject to customary limitations) provided that any liability for those warranties is fully insured with recourse being limited to the insurance and the cost of the policy being met by the Company or the buyer. All Called Shareholders shall also be required to warrant to the Proposed Buyer in customary terms that: (i) the Called Shareholder has the requisite power and authority to enter into and perform the Transfer of its


 
Called Shares and the Transfer shall constitute a valid, legal and binding obligation on the Called Shareholder; (ii) the Called Shareholder is the sole legal and beneficial owner of its Called Shares and is entitled to Transfer the legal and beneficial title to its Called Shares to the Proposed Buyer free from all Encumbrances, without the consent of any other person; and (iii) the Called Shareholder is selling its Called Shares with full title guarantee. (g) No Called Shareholders will be required to provide or adhere to any restrictive covenants or indemnities. 13.4.2 Completion of Drag Along Sale (a) Completion of the Drag Along Sale shall take place on the date proposed by Cirrata in the Drag Along Notice (which shall be the same date for Cirrata and all Called Shareholders) unless: (i) Cirrata and all Called Shareholders agree otherwise in writing; or (ii) that date is less than 15 Business Days after the date on which the Drag Along Notice is served, in which case the completion date shall be the 15th Business Day after service of the Drag Along Notice, unless Cirrata and all Called Shareholders agree otherwise in writing. provided always that any Completion shall be subject to any Regulatory Extension. (b) On or before the date of completion of the Drag Along Sale ("Sale Completion Date"), each Called Shareholder shall execute and deliver Drag Along Documents, including stock transfer forms for the Called Shares, together with (A) the relevant shares certificates (or suitable indemnity for any lost share certificates) and (B) a waiver of any applicable pre- emption rights duly signed to the Proposed Buyer (or as otherwise agreed in the Drag Along Documents). (c) To the extent that the Proposed Buyer has not paid the consideration due on the Sale Completion Date, the Called Shareholders shall be entitled to the return of the Drag Along Documents, including stock transfer forms and share certificates (or suitable indemnity) for the relevant Called Shares; and the Drag Along Sale (including the sale to the


 
Proposed Buyer of the Shares held by Cirrata in the Company) shall not be capable of being completed. (d) If any Called Shareholder does not, on or before the date scheduled for completion, execute and deliver (in accordance with clause 13.4.2(b)) a Transfer in respect of all of the Called Shares held by it, clause 13.6.1 shall apply. (e) For the purposes of giving full effect to the share transfers in this clause 13.4, Cirrata shall and shall use all reasonable endeavours to ensure (to the extent possible) that the Proposed Buyer shall, use all reasonable endeavours to procure (so far as they are able) that any conditions applicable to the sale and transfer of Cirrata's Shares are satisfied as soon as reasonably practicable and, correspondingly in connection with the satisfaction of any conditions, that any applications required for a Change of Control of the Company are submitted to the relevant Regulatory Authorities as soon as possible and in any event at least five Business Days prior to the service of a Drag Along Notice. 13.5 Tag Along Rights 13.5.1 Subject always to clause 13.1.1, the provisions of this clause 13.5 shall apply if there is a proposed sale of Shares by Cirrata to a Proposed Buyer that would result in a Loss of Control or a Change of Control ("Proposed Transfer"). 13.5.2 Tag Along Sale (a) Where Cirrata is proposing a Proposed Transfer and the Drag Along Option is not exercised pursuant to clause 13.4, then before making the Proposed Transfer, Cirrata shall procure that the Proposed Buyer makes an offer ("Tag Along Offer") to each of the other Shareholders (the "Remaining Shareholders") to purchase all of the Tagging Shares held by the Remaining Shareholders on the same terms and conditions as Cirrata is proposing to sell its Shares(subject always to paragraph (b) below) and the same relative proportion of cash and non-cash consideration (if relevant) as offered to Cirrata, provided that any non-cash consideration shall be paid in Liquid Securities (subject to a lockup period of no longer than three months), for a consideration per Share that reflects the Transfer Value of those Shares held by the Remaining Shareholders. (b) No Remaining Shareholder shall be required to agree to any terms in respect of a Tag Along Offer except those specifically set out in this clause 13.5.2(b).


 
(i) To the extent reasonably required, Remaining Shareholders who accept the Tag Along Offer and who are employees of any Group Company at the time of the Tag Along Offer will provide customary business warranties subject to customary limitations provided that any exposure is fully insured with no recourse other than to the insurance and the cost of the policy being met by the Company or the buyer; (ii) where BCC is a Remaining Shareholder and accepts the Tag Along Offer, BCC will not provide customary business warranties; (iii) Other than as set out above, no Remaining Shareholder who accepts the Tag Along Offer shall be obliged to make any representation or warranty or to incur any liability to the Proposed Buyer other than warranting to the Proposed Buyer that: (A) such Remaining Shareholder has the requisite power and authority to enter into and perform the Transfer of its Shares and the Transfer shall constitute a valid, legal and binding obligation on such Remaining Shareholder; (B) such Remaining Shareholder is the sole legal and beneficial owner of its Shares and is entitled to Transfer the legal and beneficial title to its Shares to the Proposed Buyer free from all Encumbrances, without the consent of any other person; (C) such Remaining Shareholder is selling its relevant Shares with full title guarantee; and (iv) Any liability of any Remaining Shareholder shall be several (and not joint or joint and several), and no Remaining Shareholders will be required to provide or adhere to any restrictive covenants or indemnities. (c) Any Tag Along Offer shall be made by written notice ("Tag Along Offer Notice") at least 20 Business Days prior to the anticipated date on which Cirrata’s Shares shall be Transferred to the Proposed Buyer ("Tag Along Offer Sale Date"). To the extent not described in any accompanying documents, the Tag Along Offer Notice shall set out: (i) the identity of the Proposed Buyer;


 
(ii) the purchase price offered for the Shares, which shall reflect the Transfer Value of those Shares held by the Remaining Shareholders and, to the extent applicable, the price per Share that would be payable pursuant to clauses 13.3.1(b)(i) and 13.3.1(b)(ii); (iii) the Tag Along Offer Sale Date; and (iv) the other terms and conditions applicable to the Proposed Transfer, including true complete and accurate copies of any draft or definitive agreements then available that are relevant to the Remaining Shareholder's potential participation in the Proposed Transfer (the "Tag Along Documents"). (d) If the Proposed Buyer fails to make the Tag Along Offer to any of the Remaining Shareholders in accordance with this clause 13.5, Cirrata shall not be entitled to complete the Proposed Transfer. (e) Each Remaining Shareholder may elect to accept the Tag Along Offer in respect of some or all of their Tagging Shares and participate in the Proposed Transfer by delivering a written notice to Cirrata within 15 Business Days after deemed delivery of the Tag Along Offer in accordance with clause 22 (a “Tag Along Sale”). Any such notice shall: (i) specify which Tagging Shares the Remaining Shareholder intends to sell; (ii) attach the Tag Along Documents duly executed by the Remaining Shareholder; and (iii) attach original share certificates and other evidence of title to the Tagging Shares of the relevant Remaining Shareholder to be purchased by the Proposed Buyer (or, in the case of any lost certificate(s) or other evidence of title, a customary indemnity in favour of the Company in a form reasonably satisfactory to the Proposed Buyer. (f) If the Tag Along Offer is accepted by one or more of the Remaining Shareholders, prior to the Tag Along Offer Sale Date, the completion of the Proposed Transfer shall be conditional on completion of the purchase of the Tagging Shares specified to be sold by that Remaining Shareholder. 13.6 Power of Attorney


 
13.6.1 Each Management Shareholder hereby constitutes and unconditionally appoints and grants to Cirrata and to the Company, each of them acting individually, with full power of substitution (each, an “Attorney”) full power of attorney to act as such Management Shareholder’s true and lawful representative and attorney, in such Management Shareholder’s name, place and stead (and such Management Shareholder’s capacity as a holder of Shares), to perform, make, execute, sign, acknowledge, deliver or file all deeds, agreements, instruments, certificates, powers of attorney and other documents, which may be necessary, required or useful by any applicable law or otherwise as required to give effect and complete such Drag Along Sale or Tag Along Sale in the name of the relevant Management Shareholder in order to give effect to the relevant Drag Along Sale or Tag Along Sale, subject to Cirrata having indemnified and continuing to indemnify the relevant Management Shareholder for any losses, costs or expenses suffered or incurred as a result of any misuse of this power of attorney contained in this clause 13.6.1, except in case of fraud or gross negligence of the relevant Management Shareholder. The power of attorney contained in this clause 13.6.1 shall remain in force in relation to each such Management Shareholder until this Deed is terminated in respect of the rights and obligation of such on terms reasonably satisfactory to the relevant Management Shareholder. 13.6.2 Cirrata and the Company undertake to only us the power of attorney set out in clause 13.6.1 if any relevant Management Shareholder does not comply with its obligations in respect of a Drag Along Sale or a Tag Along Sale. 14. General Transfer Terms 14.1 Transfer terms Any Transfer of Shares pursuant to this Deed shall be on terms that those Shares: (a) are Transferred free from all Encumbrances; and (b) are Transferred with the benefit of all rights attaching to them as at the Transfer date of those Shares. 14.2 Registration Each of the parties shall procure so far as within their powers that a Transfer of Shares is not approved for registration unless this Deed and the Articles have been complied with in full. The Company shall procure that each share certificate issued by it shall carry the following statement: "Any disposition, transfer, charge over or dealing in any other manner in the Shares represented by this certificate is restricted by a


 
Shareholders' Agreement dated [ ] 2024 as the same may be amended from time to time." 14.3 Further assurance on Transfers Each party shall use all reasonable endeavours to do or procure so far as within its power to be done all things and carry out all acts which are reasonably necessary to affect the Transfer of the Shares in accordance with the Deed and the Articles for the purpose of giving the full benefit of the provisions of this Deed or the Articles (as applicable) in a timely fashion. 14.4 Assumption of rights and obligations 14.4.1 The parties to this Deed shall procure that no person other than an Existing Shareholder acquires or is issued any Shares unless it enters into and executes a Deed of Adherence agreeing to be bound by this Deed as a Shareholder. 14.4.2 From the date of execution of the Deed of Adherence, the new Shareholder shall be a party and be entitled to the benefit, subject to the obligations, of this Deed as a Shareholder (without prejudice to clause 13.1.3). 14.4.3 All Deeds of Adherence executed pursuant to clause 14.4.2 shall also be executed by the Company for itself and as attorney for all those other persons who are then parties and by executing this Deed (or as the case may be, the relevant Deed of Adherence) each of those other persons unconditionally and irrevocably appoints the Company as its attorney for that purpose. 14.4.4 In the event that a Shareholder Transfers part of its Shares to an Associated Company, that Associated Company shall exercise any Voting Rights and/or consent rights (whether under this Deed or otherwise) in the same manner and at the same time as the Transferor Shareholder exercises any such rights. 14.4.5 If a Shareholder Transfers any of its Shares to any of its Associated Companies in accordance with the terms of this Deed, any reference in this Deed to the Voting Rights of such Shareholder shall (without double counting) be calculated on the basis of the Transferor Shareholder and such Associated Company(ies). 14.5 Removal of appointees 14.5.1 If a Shareholder ceases to be a Shareholder other than as a result of a Transfer of Shares to an Associated Company or an Immediate Relation in accordance with this Deed all of its appointees to the Board shall cease to be appointed as Directors immediately upon Transfer of its Shares. If the continuing Shareholders request, such Shareholder shall do all such things and sign all such documents as may otherwise


 
be necessary to terminate such appointments or remove such persons from such appointments in a timely manner. 14.5.2 The termination of appointments to the Board shall take effect without any liabilities for the Company for compensation for loss of office or otherwise except to the extent that the liability arises in relation to a service contract with a Director who was acting in an executive capacity. 15. Leavers 15.1 If an event within limbs (a) or (b) of the definition of Good Leaver occurs, the relevant Good Leaver (or their estate if applicable) shall notify the other Shareholders and the Company in writing as soon as reasonably practicable and, if the Good Leaver (or their estate if applicable) does not, he/she shall be deemed to have given notice of the relevant event on the first date on which any one of the other Shareholders or the Company becomes aware of such event. 15.2 Within a period of 60 calendar days following a Management Shareholder becoming a Good Leaver other than within limbs (e) or (f) of the definition of Good Leaver, either the relevant Good Leaver or Cirrata may, by giving written notice to the other, require that all of the Shares held by the Good Leaver (and any Immediate Relation to whom such Good Leaver has transferred any Shares) are purchased by Cirrata at the Transfer Price. 15.3 If a Management Shareholder becomes a Good Leaver within limbs (e) or (f) of the definition of Good Leaver or becomes a Bad Leaver, Cirrata may, at its election, give notice to such Management Shareholder that all of the Shares held by such Management Shareholder (and any Immediate Relation to whom such Management Shareholder has transferred any Shares) are purchased by Cirrata at the Transfer Price. 15.4 The purchase price payable for the Shares shall be payable in cash and non- cash consideration (as determined by Cirrata) in accordance with clause 13.2.9. 15.5 In this clause 15, "Transfer Price" means the aggregate price for the Shares that would have been calculated for the Shares applying the calculations in clauses 13.2.8 and 13.2.9 as if all the Shares were Relevant Shares and the relevant Option Exercise Date were the last day of the calendar month immediately preceding the date the relevant Management Shareholder became a Leaver (without giving effect to any notice period for employment, service or engagement termination). 15.6 Any sale and purchase of Shares made pursuant to clause 15.2 or 15.3 shall complete on the tenth Business Day following the giving of the relevant notice requiring such sale and purchase of the Shares, subject to any Regulatory Extensions. At such completion upon receipt of the aggregate purchase price,


 
the relevant Management Shareholder shall give to Cirrata the same documentation and warranties as set out in clause 13.2.9(b). 15.7 If a Leaver is committing, or if a Leaver who was a Good Leaver subsequently commits, a breach of their obligations under clause 11 of this Deed prior to the later of 31 March 2029 and one year following the Reference Date in respect of that Leaver and, where such breach relates to the conducting of any Competing Activity, does not cease that Competing Activity within one month of being notified by the Company in writing, then the Board may notify such Leaver in writing of the same if it has determined, or has reasonable grounds to believe, that the Leaver is in breach of their obligations under clause 11 and that such Leaver is designated or redesignated as a Bad Leaver, provided that: (a) the Board shall act reasonably in determining, or shall have reasonable grounds to believe, whether a Leaver has breached their obligations under clause 11 and prior to making a decision to designate or redesignate a Leaver as a Bad Leaver the Board shall: 15.7.1 inform each of the Directors of the Company and the Leaver in writing of their intention to assess whether the Leaver is in breach of their obligations under clause 11 of this Deed; and 15.7.2 have received a written opinion or formal advice from an independent King's Counsel or senior barrister with appropriate experience mutually agreed by the Company and the Leaver or, failing such agreement, a King's Counsel nominated by the Chair of the Bar Counsel on application of either the Company or the Leaver, such opinion or advice confirming that either (a) on the balance of probabilities, the Leaver is in breach of their obligations under clause 11 of this Deed; or (b) he or she was unable to determine whether the Leaver was in breach of their obligations under clause 11 of this Deed as a result of receiving insufficient information or cooperation from the Leaver, having allowed the Leaver reasonable opportunity to provide such information and cooperation. The opinion of the Kings Counsel or barrister shall be made available to both the Company and the Leaver; and (b) the Board must inform the Leaver of its intention to assess whether the Leaver has breached his obligations within 6 months of the Board becoming aware of the circumstances giving rise to the Board's belief that the relevant Leaver has or may have breached his obligations under clause 11 and shall discuss with the Leaver for a further 90 days to attempt to reach agreement between the parties. If agreement is not reached and the Board determines that it wishes to assess whether the Leaver has breached his obligations under clause 11, the Board shall inform the Leaver of the identity of the independent King's Counsel or senior barrister they have nominated to provide the written opinion or formal advice referred to in paragraph (a) above within 12 months of the Board becoming aware of the circumstances giving rise to the Board's belief that the relevant Leaver has or may have breached their obligations under


 
clause 11, failing which, the Board shall not be permitted to designate or redesignate the Leaver as a Bad Leaver in respect of the circumstances in question (without prejudice to the Board's right to designate or redesignate the Leaver as a Bad Leaver should the relevant circumstances change). 15.8 If a Management Shareholder becomes a Bad Leaver pursuant to clause 15.7, such Management Shareholder shall pay to Cirrata an amount equal to the difference between any amounts received in respect of the exercise of any Put Option or Call Option and the amounts such Management Shareholder would have received had the purchase price at each relevant Option Exercise Date been calculated in accordance with clause 13.2.8(c). 16. Obligations of Outgoing Shareholder 16.1 On or as soon as possible following their Leaving Date, the Outgoing Shareholder shall sign and execute all documents and perform all acts that the Company reasonably requires for the purpose of enabling the Company to recover any outstanding interest or right of the Company in or for the purpose of Transferring to the Company, or as it may direct, any property of the Company which on their Leaving Date is held by the Outgoing Shareholder on behalf of the Company. 17. Duration and termination 17.1 Duration Subject to the other provisions of this Deed, this Deed shall continue in full force and effect without limit in time until the earliest of: (a) the Shareholders then holding Shares agreeing in writing to terminate it; or (b) the date on which all of the Shares, to the extent remaining in issue, are legally and beneficially owned by one Shareholder; or (c) an effective resolution is passed or a binding order is made for the winding-up of the Company other than to effect a scheme of reconstruction or amalgamation, provided that this Deed shall cease to have effect with respect to any Outgoing Shareholder save for any of its provisions which are expressed to continue in force after termination and such termination shall be without prejudice to any liability or obligation in respect of any matters, undertakings or conditions which shall not have been observed or performed by the relevant Shareholder prior to it ceasing to hold any Shares. 17.2 Termination Termination of this Deed shall be without prejudice to any liability or obligation in respect of any matters, undertakings or conditions which shall not have been observed or performed by the relevant party prior to such termination or which


 
is expressly or by implication intended to continue in force on or after termination including clauses 1, 4.2.3, 4.4, 10, 11, 14, 16, 18, 22, 23, 28, 31 and 37. 18. Confidentiality 18.1 Each Shareholder and Outgoing Shareholder undertakes that they shall not at any time disclose to any person any Confidential Information nor shall they make any announcement concerning the Business or affairs of the Company or the other Shareholders except as permitted by clause 18.2. 18.2 Each Shareholder and Outgoing Shareholder may disclose Confidential Information: (a) to: (i) any of its Associated Companies and its and their employees, representatives or advisers only and who need to know such information for the purposes of carrying out the party's obligations under this Deed; (ii) any sponsor, underwriter or broker for the purposes of facilitating a sale (subject to such person first having executed a confidentiality undertaking in favour of the Company in a form reasonably acceptable to the Board); (iii) any potential purchaser of Shares or of assets of the Group, provided that such disclosure may not be made by the selling Shareholder to any person such selling Shareholder knows to be, or have a material interest in, a business that directly competes with the Business; (iv) in respect of BCC on a need to know basis to any actual or prospective shareholder, investor, manager, trustee, general partner or limited partner in or to any of its Associated Companies including any actual or potential co-investment vehicle Controlled by any of its Associated Companies (excluding, for the avoidance of doubt, any portfolio company of any Fund managed or advised by Bain Capital Credit, LP or Bain Capital Insurance Solutions, LP), actual or potential provider of finance, security agent, agent and any directors, employees and representatives of each of the foregoing entities; (v) in respect of Cirrata, to any person any Confidential Information relating to the Group or its business for bona fide business reasons; (vi) as may be required in connection with enforcement of provisions of this Deed;


 
(vii) in the ordinary course in connection with their role as an employee or officer of the Company or any Group Company; and (viii) as may be required or advisable to be disclosed (on the advice of an attorney) by law, a court of competent jurisdiction or any governmental or Regulatory Authority or Tax Authority (as defined in the Share Purchase Agreement) or stock exchange, in each case, provided that (A) no Competitive Information may be disclosed to, or utilised for the benefit of, any Competitor (including any Associated Company of BCC or any Representative of BCC or its Associated Companies that is a Competitor) other than pursuant to (vi), and (B) each Shareholder and Outgoing Shareholder shall ensure that any person to whom he discloses Confidential Information (other than (vi)) complies with this clause 18. 18.3 In the case of a disclosure to a potential purchaser of Shares in accordance with clause 18.2(a)(iii), the disclosing party shall: (a) require the potential purchaser to sign a confidentiality agreement including terms of confidentiality no less strict that those set out in this Deed; (b) undertake to the other Shareholders that such disclosing party will immediately inform the other Shareholders in the event it becomes aware of a breach of that confidentiality agreement including (where it would not be a breach of law or contract to do so) the identity of the prospective purchaser; and (c) be responsible for any loss or damage whatsoever caused to the other Shareholders or the Company by the failure of the potential purchaser to comply with the terms of this Deed. 18.4 Except as provided for in clause 18.2, no Shareholder or Outgoing Shareholder shall use any Confidential Information for any purpose other than to perform his obligations under this Deed or pursuant to agreements or arrangements entered into in accordance with this Deed. 18.5 Notwithstanding anything in this Deed to the contrary, nothing in this Deed: (a) prohibits a Management Shareholder from providing truthful testimony or accurate information in connection with any investigation being conducted into the business or operations of the Company or any of its affiliates by any government agency or other regulator that is responsible for enforcing a law on behalf of the government or otherwise communicating with, or providing information to, any such government agency or other regulator regarding conduct or action undertaken or omitted to be taken by the Company or any of its affiliates that the Management Shareholder reasonably believes is illegal or in material non-compliance with any financial disclosure or other regulatory


 
requirement applicable to the Company or any of its affiliates or (b) requires Management Shareholder to obtain the approval of, or give notice to, the Company or any of its employees or representatives to take any action permitted under limb (a) of this clause 18.5. 19. Compliance 19.1 The Company shall, and shall procure that each Subsidiary of the Company shall, comply with all applicable laws, statutes, regulations and codes relating to anti-bribery and anti-corruption and financial crime. 19.2 Each Shareholder undertakes to the other Shareholders and the Company that it will not, and will (to the extent within its powers) procure that its Associated Persons and the Company and its Associated Persons will not, engage in any activity, practice or conduct in connection with its interest in the Company or the operation of the Business which would give rise to an offence under or non- compliance with all applicable laws, statutes, regulations and codes relating to anti-bribery and anti-corruption and financial crime that may apply to the Company and its Associated Persons from time to time, including the Bribery Act 2010. 20. Guarantee 20.1 Ambac guarantees to the Existing Shareholders and the Company the due and punctual performance, observance and discharge by Cirrata of all the Guaranteed Obligations if and when they become performable or due under this Deed (or (as the case may be) any agreement entered into pursuant to or in connection with it). 20.2 If Cirrata defaults in the payment when due of any amount that is a Guaranteed Obligation, Ambac shall, on five Business Days written notice on demand by an Existing Shareholder, unconditionally pay that amount to the Existing Shareholders in the manner prescribed by this Deed (or (as the case may be) any agreement entered into pursuant to or in connection with it) as if it were Cirrata. 20.3 Ambac as principal obligor and as a separate and independent obligation and liability from its obligations and liabilities under clause 20.1 and clause 20.2, agrees to indemnify and keep indemnified the Existing Shareholders on demand from and against all and any losses, costs, claims, liabilities, damages, demands and expenses suffered or incurred by the Existing Shareholders arising out of, or in connection with, the Guaranteed Obligations not being recoverable for any reason or any failure of Cirrata to perform or discharge any of its obligations or liabilities in respect of the Guaranteed Obligations. 20.4 The guarantee in this clause 20 is and shall at all times be a continuing security and shall cover the ultimate balance of all monies payable by Cirrata to the Existing Shareholders in respect of the Guaranteed Obligations, after


 
adjustment for any intermediate payment or discharge in full or in part of the Guaranteed Obligations. 20.5 The liability of Ambac under the guarantee in this clause 20 shall not be reduced, discharged or otherwise adversely affected by: 20.5.1 any act, omission, matter or thing which would have discharged or affected the liability of Ambac had it been a principal debtor instead of a guarantor or indemnifier; or 20.5.2 anything done or omitted by any person which, but for this provision, might operate or exonerate or discharge Ambac or otherwise reduce or extinguish its liability under the guarantee in this clause 20. 20.6 Ambac waives any right it may have to require the Existing Shareholders (or any trustee or agent on their behalf) to proceed against or enforce any other right or claim for payment against any person before claiming from Ambac under this clause 20. 20.7 Ambac shall, on a full indemnity basis, pay to the Existing Shareholders on demand the amount of all costs and expenses (including legal and out-of- pocket expenses and any value added tax on them) incurred by the Existing Shareholders in connection with: 20.7.1 the preservation, or exercise and enforcement, of any rights under or in connection with the guarantee in this clause 20 or any attempt so to do; and 20.7.2 any discharge or release of this guarantee. 20.8 Until all amounts which may be or become payable by Cirrata under or in connection with this Deed have been irrevocably paid in full, and unless the Existing Shareholders otherwise direct in writing, Ambac shall not exercise any security or other rights it may have by reason of performing its obligations under this clause 20, whether such rights arise by way of set-off, counterclaim, subrogation, indemnity or otherwise. 20.9 The guarantee in this clause 20 shall be in addition to and independent of all other security which the Existing Shareholders may hold from time to time in respect of the discharge and performance of the Guaranteed Obligations. 20.10 This clause 20 shall automatically terminate on the earlier of: 20.10.1 the Guaranteed Obligations having been satisfied in accordance with the terms of this Deed; or 20.10.2 subject to clause 20.11 and clause 20.12, a Change of Control of the Company; or 20.10.3 subject to clause 20.11 and clause 20.12, Cirrata (or, following any transfer of Shares to another member of the Ambac Group as


 
contemplated in clause 13.2.2, that other member of the Ambac Group) ceasing to own any Shares; or 20.10.4 the Existing Shareholders ceasing to own any Shares, provided that, in the event of clause 20.10.3 applying, the provisions of clause 20.1 to 20.9 shall continue to apply to any Guaranteed Obligation which had become due for performance prior to such event occurring until the relevant Guaranteed Obligation has been performed in full. 20.11 Prior to any Transfer by Cirrata, Cirrata may, in its sole discretion, elect by written notice to BCC and the Management Shareholders’ Representative on the Loss of Control to arrange for the purchaser of the Shares (the Purchaser) to provide a guarantee (the Co-Guarantee) in a form and from a company with a creditworthiness acceptable to BCC and the Management Shareholders’ Representative, each acting reasonably (the Co-Guarantor) to cover a portion of the Guaranteed Obligations equal to the Co-Guarantor's direct or indirect equity interest in the Company after closing of the Transfer provided that Ambac’s guarantee in this clause 20 shall (i) also cover the obligations of the Co-Guarantor under the Co-Guarantee, and (ii) continue to apply in respect of the portion of the Guaranteed Obligations that is not covered by the obligations of the Co-Guarantor under the Co-Guarantee for so long as there are any Put Options or Call Options still capable of being exercised (whether at such time or at a future time). 20.12 If Cirrata does not serve a written notice to BCC and the Management Shareholders’ Representative pursuant to clause 20.11, the guarantee in this clause 20 from Ambac shall continue in full force and effect following the Transfer. 21. Entire Agreement 21.1 This Deed contains the whole agreement between the parties to the exclusion of any terms implied by law which may be excluded by contract and supersede any previous written or oral agreement relating to its subject matter. 21.2 Each party agrees and acknowledges that, in entering into this Deed, it is not relying on any representation, warranty or undertaking not expressly incorporated herein, other than as set forth in any other Transaction Document. 21.3 Any terms implied by law in any jurisdiction are excluded to the fullest extent permitted by law. 21.4 Each of the parties agrees and acknowledges that, except as otherwise set out in this Deed, its only right and remedy in relation to any representation, warranty or undertaking made or given in or in connection with this Deed shall be for: (i) breach of the terms of this Deed and (ii) injunctive relief or specific performance of this Deed and each of the parties waives all other rights and remedies (including rights and remedies to claim damages in tort or under


 
statute or civil codes, or to (wholly or partly) rescind, nullify or terminate (whether by court or arbitral order or otherwise) this Deed) in relation to any such representation, warranty or undertaking. 21.5 Nothing in this clause 21 excludes or limits any liability for fraud or fraudulent misrepresentation. 22. Notices 22.1 Any notice or other communication in connection with this Deed (each, a “Notice”) shall be: (a) in writing in English; and (b) delivered by hand, email, recorded or special delivery or courier using an internationally recognised courier company. 22.2 The parties' addresses, email addresses and contacts are as set out as against their names in Schedule 1 and to the Company (i) at the address as set out in the recitals to this Deed and (ii) to the email address [●]. 22.3 A party may change its details given in clause 22.2 by giving notice, the change taking effect for the party notified of the change at 9:00am on the later of: (a) the date, if any, specified in the notice as the effective date for the change; or (b) the date five Business Days after deemed receipt of the notice. 22.4 Subject to clause 22.5, a Notice shall be effective upon receipt and shall be deemed to have been received: (a) at the time recorded by the delivery company, in the case of recorded delivery; (b) at the time of delivery, if delivered by hand or courier; or (c) at the time of sending if sent by e-mail, provided that receipt shall not occur if the sender receives an automated message that the e-mail has not been delivered to the recipient. 22.5 A Notice that is received after 5.00pm on any day, or on a Saturday, Sunday or public holiday in the place of receipt, shall be deemed to be received at 09.00am on the next day that is not a Saturday, Sunday or public holiday in the place of receipt. 22.6 For the purposes of this clause 22, all references to time are to local time in the place of receipt. 22.7 This clause does not apply to the service of any proceedings or other documents in any legal action or, where applicable, any arbitration or other method of dispute resolution.


 
23. Damages not an adequate remedy Without prejudice to any other rights or remedies which a party may have under this Deed, the parties acknowledge and agree that damages may not be an adequate remedy for a breach of clauses 10 and 18 and the remedies of specific performance and other equitable relief may be available for any threatened or actual breach of any such provisions and no proof of special damages shall be necessary for the enforcement of the rights under this clause 23. 24. Conflict with the Articles Subject to the provisions of this Deed, if, during the continuance of this Deed, there shall be any conflict between the provisions of this Deed and the provisions of the Articles then, during such period, the provisions of this Deed shall prevail as between the Shareholders. The Shareholders shall exercise all voting and other rights and powers available to them to give effect to the provisions of this Deed and (if necessary and to the extent legally permissible) ensure that any required amendment is made to the Articles. Nothing contained in this Deed shall be deemed to constitute an amendment of the Articles or any previous articles of association of the Company. 25. Costs The parties agree that the costs attributable to the negotiation, preparation and execution of this Deed and the New Articles shall be borne as set out in clause 19.8 of the Share Purchase Agreement. 26. Registration, Stamp, Transfer Taxes and Duties Cirrata shall bear the cost of all registration, stamp and transfer taxes and duties or their equivalents in all jurisdictions where such fees, taxes and duties are payable as a result of any Transfer of Shares to it from an Existing Shareholder. 27. Waiver No failure or delay by a party to exercise any right or remedy provided under this Deed or by law shall constitute a waiver of that or any other right or remedy, nor shall it prevent or restrict the further exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall prevent or restrict the further exercise of that or any other right or remedy. 28. Further Assurance Each of the parties shall, and shall use reasonable endeavours to procure that any necessary third party shall, from time to time execute such documents and perform such acts and things as any party may reasonably require to give effect to the terms of this Deed and give any party the full benefit of this Deed. 29. Unlawful fetter The Company is not bound by any provision of this Deed to the extent that it constitutes an unlawful fetter on any statutory power of the Company.


 
30. Several liability Unless expressly provided otherwise, all representations, warranties, indemnities, undertakings, covenants, agreements and obligations made, given or entered into by more than one person in this Deed are made, given or entered into severally. 31. Severance 31.1 If any provision in this Deed shall be held to be illegal, invalid or unenforceable, in whole or in part, the provision shall apply with whatever deletion or modification is necessary so that the provision is legal, valid and enforceable and gives effect to the commercial intention of the parties. 31.2 If and to the extent that it is not possible to delete or modify the provision, in whole or in part, under clause 31.1, then such provision or part of it shall, if and to the extent that it is illegal, invalid or unenforceable, be deemed not to form part of this Deed and the legality, validity and enforceability of the remainder of this Deed shall, subject to any deletion or modification made under clause 31.1, not be affected. 32. No partnership No provision of this Deed is intended to or shall operate to create a partnership between any of the parties or authorise any party to act as agent for any other party for any purpose. 33. Variation No variation of this Deed shall be effective unless it is in writing and signed by or on behalf of (i) the Company, (ii) Cirrata, (iii) BCC and (iv) a majority (by number of Shares held) of Management Shareholders, except that a variation of any provision of this Deed which would materially adversely affect the rights of any Shareholder under this Deed or the Articles (such Shareholder being the "Affected Shareholder") as compared to the rights of the other Shareholders shall require the prior written consent of such Affected Shareholders. 34. Assignment 34.1 Subject to clause 34.2 and except as otherwise expressly provided in this Deed, a party may not (whether at law or in equity) without the prior written consent of the other parties (such consent not to be unreasonably withheld or delayed) assign, transfer, grant any security interest, hold on trust or deal in any other manner with the benefit of the whole or any part of this Deed, nor purport to do any of the same. 34.2 Each Shareholder may assign the whole or any part of its accrued rights under this Deed to any person to whom Shares are Transferred in accordance with this Deed and the Articles and who has executed and delivered a Deed of Adherence (or is otherwise a party to this Deed as a Shareholder).


 
34.3 For the avoidance of doubt, the guarantee in clause 20 and matters requiring Required Consents in Schedule 3 are personal to the Existing Shareholders as at the date of this Deed and cannot be assigned other than to their Associated Companies or Immediate Relations to whom the relevant Existing Shareholder has Transferred Shares. 35. Rights of Third Parties Except as expressly stated in this Deed, a person who is not a party to this Deed may not enforce any of its terms under the Contracts (Rights of Third Parties) Act 1999. 36. Counterparts 36.1 This Deed may be entered into in any number of counterparts, all of which taken together shall constitute one and the same instrument. Any party may enter into this Deed by signing any such counterpart. 36.2 Transmission of an executed counterpart of this Deed by email (in PDF, JPEG or other agreed format) or by electronic signing (including by DocuSign or any equivalent platform) shall take effect as delivery of an executed counterpart of this Deed. 37. Governing Law and Jurisdiction 37.1 This Deed and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales. 37.2 Each party irrevocably agree that the courts of England and Wales have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with this Deed, its subject matter or formation (including non- contractual disputes or claims). Each of the parties irrevocably submits to the jurisdiction of such courts and waives any objection to proceedings in any such court on the ground of venue or on the ground that proceedings have been brought in an inconvenient forum. 38. Process Agent 38.1 Subject to clause 38.4, any party that is not incorporated or resident within the United Kingdom (each a "Relevant Party") shall appoint and thereafter maintain (for so long as any claim may be brought under or in connection with this Deed) the appointment of an agent within England for service of proceedings in relation to any matter arising under or in connection with this Deed (the "Process Agent") as soon as practicable and, in any event, within 28 days of the date of this Deed and service on the Process Agent in accordance with clause 23.2 shall be deemed to be effective service on the Relevant Party. Upon the service of proceedings on a Process Agent appointed by or on behalf of the Relevant Party in relation to any matter arising under or in connection with this Deed, a copy of such proceedings shall also be delivered


 
to that Relevant Party in accordance with clause 22, it being acknowledged and agreed that delivery of or failure to deliver a copy of the proceedings to such Relevant Party shall not prejudice the service of proceedings on its Process Agent. 38.2 A Relevant Party shall notify the other parties in writing of any change in the address of the Process Agent within 28 days of such change. 38.3 Failure by any Process Agent appointed under this clause 38 to notify the Relevant Party of the service of process will not invalidate the proceedings concerned. 38.4 A Relevant Party shall not be required to appoint a Process Agent for so long as any party to this Deed is able to serve proceedings on the Relevant Party without having to take any further action or obtain any further consent than would be required if the Relevant Party had appointed a Process Agent in England. 38.5 If the Process Agent described in clause 38.1 ceases to be able to act as such or to have an address in England, the Relevant Party shall appoint a new Process Agent in England and shall deliver to the parties within 14 calendar days a copy of a written acceptance of appointment by the Process Agent. 38.6 Nothing in this Deed shall affect the right of service of process in any other manner permitted by law. IN WITNESS OF WHICH this document has been executed and delivered as a deed by each of the parties hereto after the Schedules.


 
SCHEDULE 1: SHAREHOLDERS SHAREHOLDINGS FOLLOWING COMPLETION [***]


 
SCHEDULE 2: DEED OF ADHERENCE [***]


 
SCHEDULE 3: RESERVED MATTERS [***]


 
SCHEDULE 4: BOARD MATTERS [***]


 
SCHEDULE 5: ADJUSTED EBITDA [***]


 
SCHEDULE 6: EXTRACTS FROM PREVIOUS SHAREHOLDERS’ AGREEMENTS [***]


 
SCHEDULE 7: MIP SUMMARY TERMS [***]


 
SCHEDULE 8: UNDERWRITING FRANCHISE MANAGEMENT FOR EXISTING SUBSIDIARIES [***]


 
[Signature Page – Project Brio – Shareholders’ Agreement] [Deed signature blocks]


 
UBS AG, STAMFORD BRANCH 600 WASHINGTON BOULEVARD STAMFORD, CONNECTICUT 06901 UBS SECURITIES LLC 1285 AVENUE OF THE AMERICAS NEW YORK, NEW YORK 10019 June 4, 2024 Cirrata V LLC One World Trade Center New York, New York 10007 Attention: David Trick Project Brio $150,000,000 Bridge Facility Commitment Letter To the addressee set forth above: You have advised UBS AG, Stamford Branch (“UBS AG” or the “Initial Lender”) and UBS Securities LLC (“UBSS”, and together with UBS AG, the “Commitment Parties”, “us” or “we”) that Cirrata V LLC, a limited liability company organized under the laws of the State of Delaware (“you”) intends to consummate the transactions described in Exhibit A hereto. Capitalized terms used but not defined herein are used with the meanings assigned to them in the Exhibits attached hereto (such Exhibits, together with this letter, collectively, this “Commitment Letter”). As used in this Commitment Letter and the Fee Letter, the “Group” means Holdings and its subsidiaries (after giving effect to the Acquisition). 1. Commitments In connection with the Transactions, the Initial Lender hereby commits to provide 100% of the principal amount of the Bridge Facility upon the terms expressly set forth in this Commitment Letter (including, without limitation, in the Summary of Terms and Conditions attached hereto as Exhibit B (the “Term Sheet”)) and subject solely to the satisfaction or waiver of the conditions referenced in Section 5 hereof. In addition, the Initial Lender hereby commits to provide 100% of the Interim Facility upon the terms expressly set forth in the Interim Loan Agreement (as defined below) and subject solely to the satisfaction or waiver of the conditions referenced therein (for the purposes hereof, the term Interim Facility shall have the meaning given to that term in the form of interim loan agreement attached hereto as Exhibit D). Execution Version


 
2 2. Titles and Roles You hereby agree that UBS AG will act as sole administrative agent and collateral agent for the Bridge Facility (in such capacities, the “Administrative Agent”). You hereby also agree that UBSS will act as sole lead arranger and bookrunner for the Bridge Facility (in such capacities, the “Lead Arranger”). You agree that no other bookrunners, agents or arrangers will be appointed, no other titles will be awarded and no compensation (other than that compensation expressly contemplated by this Commitment Letter and the Fee Letter, dated as of the date hereof, by and among you and the Commitment Parties (the “Fee Letter”)) will be paid to obtain the commitments in respect of the Bridge Loans unless you and the Commitment Parties shall so agree. 3. Information You hereby represent and warrant (with respect to the Target and its subsidiaries, or their respective operations and assets, to your knowledge) that (a) all written factual information (other than projections, budgets, estimates, forward looking statements and information of a general economic or industry-specific nature) concerning the Transactions, you or the Target or your or its subsidiaries (the “Information”), that has been or will be made available to us by you or your affiliates and representatives in connection with the transactions contemplated hereby, when taken as a whole and as supplemented or updated, does not or will not, when furnished, contain any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements contained therein not materially misleading in light of the circumstances under which such statements are made, and (b) the projections that have been or will be made available to us by you or your representatives on your behalf in connection with the transactions contemplated hereby have been or will be prepared in good faith based upon assumptions believed by you to be reasonable at the time furnished (it being recognized by each Commitment Party that (i) such projections are as to future events and are not to be viewed as facts or a guarantee of performance and are subject to significant uncertainties and contingencies many of which are beyond your control and (ii) no assurance can be given that any particular financial projections will be realized, and that actual results during the period or periods covered by any such projections may differ from the projected results, and such differences may be material). You agree that if, at any time prior to the Closing Date, you become aware that any of the representations and warranties in the preceding sentence are incorrect (to your knowledge with respect to Information relating to the Target and its subsidiaries, or their respective operations and assets) in any material respect if the Information or projections were being furnished and such representations and warranties were being made at such time, then you will (and, with respect to the Target and its subsidiaries, to the extent practical, appropriate and reasonable and in all instances not in contravention of the terms of the Acquisition Agreement, will use commercially reasonable efforts to) promptly supplement the Information and the projections so that (with respect to Information and projections relating to the Target or its subsidiaries or their respective operations or assets, to your knowledge) such representations are correct, in all material respects, under those circumstances. The accuracy of the foregoing representations and warranties, whether or not cured, shall not be a condition to the obligations of any Commitment Party hereunder unless the inaccuracy results in an express condition hereunder otherwise not having been satisfied. You understand that in providing the Bridge Facility we may use and rely on the Information and the projections without independent


 
3 verification thereof, and we do not assume responsibility for the accuracy or completeness of the Information or the projections. 4. Fees As consideration for the commitments and agreements of the Commitment Parties hereunder, you agree to pay or cause to be paid the nonrefundable compensation described in the Term Sheet and the Fee Letter, in each case on the terms and subject to the conditions expressly set forth therein. Notwithstanding anything to the contrary herein or otherwise, if the Closing Date does not occur, no fees, costs or expenses (other than (i) amounts payable pursuant to clause (a) in the first paragraph of Section 7 below, (ii) amounts payable pursuant to the Expense Reimbursement Letter, dated as of April 25, 2024, by and among Holdings and the Commitment Parties and (iii) the fees described in the Fee Letter, solely to the extent any such fee would be required to be paid pursuant to the terms of the Fee Letter), will be payable or reimbursable by you pursuant to this Commitment Letter, the Fee Letter or any other agreement entered into between you and the Administrative Agent, any Commitment Party and/or any of their respective affiliates with respect to the Bridge Facility or the Interim Facility. 5. Conditions Each Commitment Party hereby confirms that it has obtained final credit committee approval, and any other relevant required internal approvals, for providing the Bridge Facility and for the bridge facility to be made under the Interim Loan Agreement attached hereto as Exhibit D. The commitment of the Initial Lender hereunder to fund the Bridge Facility on the Closing Date (or by the Final Repayment Date (as defined in the Interim Loan Agreement)) and the agreements of the Administrative Agent to perform the services described herein (excluding, for the avoidance of doubt, under the Interim Loan Agreement, which will be subject to the conditions set forth therein) are subject solely to: (a) the “certain funds” conditions set forth in the section entitled “Initial Conditions”, to the extent applicable, in Exhibit B hereto; (b) the conditions precedent set forth in Exhibit C hereto; and (c) the execution and delivery by Holdings and the Borrowers of the Credit Documentation or the Interim Loan Documentation, as applicable, which, in each case, will be consistent with the Commitment Letter, the Term Sheet and Fee Letter and as otherwise mutually agreed to be customary and appropriate for transactions of this type; and, upon satisfaction (or waiver by the Commitment Parties) of such conditions, the initial funding of the Bridge Facility (or the Interim Facility, if applicable) shall occur. Without limiting the conditions precedent to funding provided herein, you and the Commitment Parties will cooperate with each other in coordinating the timing and procedures for funding the Bridge Facility in a manner consistent with the Acquisition Agreement.


 
4 For the avoidance of doubt and notwithstanding any provision to the contrary in the Commitment Letter, the commitment of the Initial Lender hereunder to fund Interim Advances under the Interim Loan Agreement on the Closing Date are subject solely to the execution and delivery by Holdings and the Borrowers of the Interim Loan Agreement and the other conditions precedent expressly specified therein, and nothing in the Commitment Letter (including, without limitation, any breach or termination of this Commitment Letter or any failure to agree any documents pursuant to this Section 5) shall prevent the Initial Lender from funding, participating or making available the Interim Advances in accordance with the provisions of the Interim Loan Agreement once it has been executed in accordance with the terms hereof. For the purposes of the conditions precedent set forth in Exhibit C hereto (and the equivalent conditions precedent in the Interim Loan Agreement), the following reports are the reports prepared in connection with the Acquisition which have been received and reviewed in final form by the Commitment Parties and which the Commitment Parties have confirmed are reasonably satisfactory (such confirmation not to be unreasonably withheld or delayed) (the “Reports”): (a) Financial Operational Regulatory and Tax Due Diligence Report provided by Alvarez & Marsal, dated May 17, 2024 (b) Commercial Due Diligence Report provided by Aon Strategy & Technology Group, dated May 17, 2024 (c) Actuarial Due Diligence Report provided by Aon Strategy & Technology Group, dated May 16, 2024 (d) Legal Due Diligence Report provided by Debevoise & Plimpton LLP, dated June 3, 2024 (e) Transaction Structuring Memorandum provided by Alvarez & Marsal, dated May 31, 2024 Each of the Commitment Parties confirms that the Reports and the Acquisition Agreement are in agreed form and that the relevant conditions precedent to both the Interim Loan Agreement and the Credit Documentation have been satisfied by the delivery of such documents on or prior to the date hereof; provided, that, for the avoidance of doubt, any Report may be revised, updated and/or amended to incorporate such other changes or additions (A) approved by the Commitment Parties (such approval not to be unreasonably withheld, conditioned or delayed) or (B) which are not materially adverse to the interests of the Commitment Parties (taken as a whole) under the Credit Documentation and the term “Report” shall, to the extent such Report is delivered to the Commitment Parties, include any Report as so revised, updated and/or amended. For the avoidance of doubt, each Commitment Party further confirms it does not require any additional reports or due diligence investigations to be carried out and that their commitment to provide and make available the Interim Advances or the Bridge Facility and the entry into and performance of its roles, duties and obligations under the Interim Loan Agreement and the Credit


 
5 Documentation by it is not conditioned upon any such further report or investigation, and that no Report is required to be provided on a reliance basis. 6. Interim Financing. Notwithstanding the above, the Initial Lender acknowledges that you require certainty as to the availability of funds for the Acquisition. The Initial Lender therefore agrees that it will promptly (but in any event within one (1) business day) after receipt of a written request from you, enter into an interim loan agreement in substantially the form set out in Exhibit E hereto (the “Interim Loan Agreement”), and agrees that, subject only to the execution of the Interim Documents and the other agreed form conditions precedent set out in the Interim Loan Agreement and notwithstanding any other circumstances, it will make the advances thereunder (“Interim Advances”) available to you to finance the Acquisition and for the other purposes specified in the Interim Loan Agreement. It is however acknowledged and agreed by the parties to this Commitment Letter that it is their intention that if the Interim Advances are made pursuant to the Interim Loan Agreement, the Interim Advances will, on or before the Final Repayment Date, be repaid/replaced in full. For the avoidance of doubt, advances may only be drawn under the Interim Loan Agreement if no advances have been made or, following satisfaction (or waiver) of the conditions to the Credit Documentation, have been requested to be made under the Credit Documentation and the amounts available under the Interim Loan Agreement shall be automatically cancelled if these have not been drawn at the date of satisfaction (or waiver) of all conditions precedent to and other requirements to initial funding of the Bridge Facility under the Credit Documentation and funding has been completed thereunder. It is acknowledged and agreed by the parties to this Commitment Letter, but without in any way affecting the rights and obligations of the parties under the Interim Loan Agreement, that it is their intention, if either party requests, to document the Bridge Facility as soon as practicable after the date of this Commitment Letter so that the initial funding of the Bridge Facility may take place pursuant to the Credit Documentation and not the Interim Loan Agreement, and each party to this Commitment Letter undertakes to the other parties that it will negotiate in good faith and use all reasonable endeavors to agree and execute the Credit Documentation as soon as practicable during the period from the date that you request the Commitment Parties to commence preparation of the Credit Documentation until the earlier of the date of (i) execution of any Credit Documentation by the parties thereto and (ii) final maturity in respect of loans made under any Interim Loan Agreement that may have been executed. 7. Indemnification and Expenses You agree: (a) to indemnify and hold harmless each Commitment Party and their respective affiliates and controlling persons and the respective directors, members, officers, employees, partners, trustees, advisors, agents and other representatives of each of the foregoing and their respective successors (each, an “Indemnified Person”) from and against any and all losses, claims, damages, liabilities and reasonable, documented, out-of-pocket


 
6 expenses, joint or several, to which any such Indemnified Person may become subject arising out of or in connection with this Commitment Letter, the Fee Letter, the Transactions, the Interim Loan Agreement, the Bridge Facility or the use of proceeds thereof, or any claim, litigation, investigation or proceeding relating to any of the foregoing (a “Proceeding”), regardless of whether any Indemnified Person is a party thereto, whether or not such Proceedings are brought by you, the Company, your or its equity holders, affiliates, creditors or any other person, and to reimburse each Indemnified Person on written demand (together with reasonable backup documentation) for any reasonable, documented out-of-pocket expenses incurred in connection with investigating or defending any of the foregoing (but limited, (x) in the case of legal fees and expenses, to the Administrative Agent and the Indemnified Persons related thereto and the Commitment Parties and the Indemnified Persons related thereto, taken as a whole (and, if reasonably necessary, of one regulatory counsel and of one local counsel to the Administrative Agent and the Indemnified Persons related thereto and the Commitment Parties and the Indemnified Persons related thereto, taken as a whole, in any relevant jurisdiction) and, in the case of an actual or potential conflict of interest, one additional counsel (or one additional regulatory counsel or one local counsel in each applicable material jurisdiction, as applicable) to the affected Indemnified Persons similarly situated, taken as a whole and (y) in the case of fees and expenses of any other advisor or consultant, solely to the extent you have consented to the retention of such person (such consent not to be unreasonably withheld or delayed)); provided that the foregoing indemnity will not, as to any Indemnified Person, apply to losses, claims, damages, liabilities or related expenses to the extent they arise from (i) the willful misconduct, bad faith or gross negligence of such Indemnified Person (or any such Indemnified Person’s controlled affiliates or controlling persons or the respective directors, officers, employees, partners, advisors, trustees, agents or other representatives of each of the foregoing) as determined in a final, non-appealable judgment of a court of competent jurisdiction, or (ii) the material breach of this Commitment Letter, the Fee Letter or the Interim Loan Agreement by any Indemnified Person (or any such Indemnified Person’s controlled affiliates or controlling persons or the respective directors, officers, employees, partners, advisors, trustees, agents or other representatives of each of the foregoing) as determined in a final, non-appealable judgment of a court of competent jurisdiction or (iii) any disputes solely among Indemnified Persons (other than any claims against a Commitment Party in its capacity as the Administrative Agent or any similar role under the Bridge Facility) and not arising out of any act or omission of the Borrowers or the Company, or any of your or their respective affiliates, and (b) to reimburse each of the Commitment Parties, Administrative Agent and the Initial Lender for all reasonable, documented, out-of-pocket expenses (including, but not limited to, due diligence expenses, travel expenses, and (limited to) in the case of legal fees and expenses, reasonable, documented out-of-pocket fees, charges and disbursements of one counsel to the Administrative Agent and the Commitment Parties, taken as a whole (and, if reasonably necessary, of one regulatory counsel and of one local counsel to the Administrative Agent and the Commitment Parties, taken as a whole, in any relevant jurisdiction), incurred in connection with the Bridge Facility and any related documentation (including this Commitment Letter, the Fee


 
7 Letter, the Credit Documentation and the Interim Loan Agreement) or the enforcement, administration, amendment, modification or waiver of any of the foregoing) on the Closing Date (to the extent invoiced at least three (3) business days in advance of the Closing Date (or such later date as you may reasonably agree)), or if invoiced thereafter, within thirty (30) days of written demand (including documentation reasonably supporting such request). No Indemnified Person shall be liable for any damages arising from the use by others of Information or other materials obtained through electronic, telecommunications or other information transmission systems, including, without limitation, SyndTrak, Intralinks, the internet, email or similar electronic transmission systems, in each case, except to the extent any such damages are found in a final non-appealable judgment of a court of competent jurisdiction to have resulted from the gross negligence, bad faith or willful misconduct of, or material breach of this Commitment Letter, the Fee Letter or the Interim Loan Agreement by, such Indemnified Person. None of the Indemnified Persons or you, the Company or any of your or their respective affiliates or controlling persons or the respective directors, officers, employees, partners, advisors, agents and other representatives of any of the foregoing shall be liable for any indirect, special, punitive or consequential damages in connection with this Commitment Letter, the Fee Letter, the Bridge Facility, the Interim Loan Agreement or the transactions contemplated hereby; provided that nothing contained in this sentence shall limit your indemnification and reimbursement obligations to the extent such indirect, special, punitive or consequential damages are included in any third party claim with respect to which the Indemnified Persons are entitled to indemnification hereunder. Notwithstanding the foregoing, each Indemnified Person will be obligated to refund and return promptly any and all amounts paid by you under this Section 7 to the extent it has been determined by a court of competent jurisdiction in a final and non-appealable decision that such Indemnified Person is not entitled to payment of such amounts in accordance with the terms hereof. The words “execute,” “execution,” “signed,” “signature,” and words of like import in or related to any document to be signed in connection with this Commitment Letter, the Fee Letter, the Interim Loan Agreement and the transactions contemplated hereby (including without limitation amendments or other modifications, waivers and consents) shall be deemed to include electronic signatures, the electronic matching of assignment terms and contract formations on electronic platforms approved by the Administrative Agent, or the keeping of records in electronic form, each of which shall be of the same legal effect, validity or enforceability as a manually executed signature or the use of a paper-based recordkeeping system, as the case may be, to the extent and as provided for in any applicable law, including the Federal Electronic Signatures in Global and National Commerce Act or any other similar and applicable state laws based on the Uniform Electronic Transactions Act or other similar and applicable provincial, federal or territorial laws. You shall not be liable for any settlement of any Proceeding effected without your consent (which consent shall not be unreasonably withheld or delayed), but if settled with your written consent, or if there is a judgment against an Indemnified Person in any such Proceeding, you agree to indemnify and hold harmless each Indemnified Person to the extent and in the manner set forth above. You shall not, without the prior written consent of an Indemnified Person (which consent shall not be unreasonably withheld, conditioned or delayed), effect any settlement of any pending or threatened Proceeding against such Indemnified Person in respect of which indemnity could


 
8 have been sought hereunder by such Indemnified Person unless (a) such settlement includes an unconditional release of such Indemnified Person from all liability or claims that are the subject matter of such Proceeding and (b) such settlement does not include any statement as to or any admission of fault, culpability or wrongdoing or failure to act by or on behalf of such Indemnified Person. In case any claim, litigation, investigation or proceeding is instituted involving any Indemnified Person for which indemnification is to be sought hereunder by such Indemnified Person, then such Indemnified Person will promptly notify you of the commencement of any such claim, litigation, investigation or proceeding; provided, however, that the failure to so notify you will not relieve you from any liability that you may have to such Indemnified Person hereunder. In connection with any one claim, litigation, investigation or proceeding, you will not be responsible for the fees and expenses of more than one separate law firm for all similarly situated Indemnified Persons plus additional conflicts and local counsel as provided herein. Notwithstanding anything to the contrary contained herein, upon the execution and effectiveness of the Credit Documentation, (i) the relevant provisions of such definitive documentation (to the extent corresponding provisions are included in such documentation) shall supersede the provisions of the preceding paragraphs of this Section 7 and (ii) you shall be released from these provisions of this Commitment Letter and shall have no further liability or obligation pursuant to this Commitment Letter to reimburse an Indemnified Person for losses, claims, damages, liabilities, expenses, fees or any such indemnified obligations or any other expense reimbursement (but only to the extent that such liability or obligation is covered by such documentation). 8. Sharing of Information, Absence of Fiduciary Relationship, Affiliate Activities You acknowledge that the Commitment Parties (and their respective affiliates or controlled funds) may provide debt financing, equity capital or other services to other companies in respect of which you may have conflicting interests. In addition, consistent with each Commitment Party’s policy to hold in confidence the affairs of its customers, no Commitment Party (nor any of its respective affiliates) will furnish confidential information (i) obtained from you, the Company or your or their respective affiliates or controlled funds and representatives or (ii) otherwise obtained by virtue of the Transactions contemplated hereby to any of their other clients (or to clients of their affiliates) or if applicable, in connection with the performance by such Commitment Party and its affiliates of services for its other clients (or for clients of their affiliates or controlled funds). You also acknowledge that the Commitment Parties and their respective affiliates have no obligation to use in connection with the transactions contemplated hereby, or to furnish to you, confidential information obtained from other companies or other persons. You further acknowledge and agree that (a) no fiduciary, advisory or agency relationship between you and us is intended to be or has been created in respect of any of the transactions contemplated by this Commitment Letter, irrespective of whether we or our affiliates have advised or are advising you on other matters, (b) we, on the one hand, and you, on the other hand, have an arm’s-length business relationship that does not directly or indirectly give rise to, nor do you rely on, any fiduciary duty on the part of us and (c) you will not claim that any Commitment Party (in its capacity as such), the Initial Lender (in its capacity as such) or any of its applicable affiliates,


 
9 as the case may be, owe a fiduciary or similar duty to you or your affiliates, in connection with the transactions contemplated by this Commitment Letter or the process leading thereto. You shall consult with your own advisors concerning such matters and shall be responsible for making your own independent investigation and appraisal of the transactions contemplated hereby (including, without limitation, with respect to any consents needed in connection therewith), and we shall have no responsibility or liability to you with respect thereto. You further acknowledge and agree that (a) you are capable of evaluating and understanding, and you understand and accept, the terms, risks and conditions of the transactions contemplated by this Commitment Letter, (b) you have been advised that the Commitment Parties and their respective affiliates are engaged in a broad range of transactions that may involve interests that differ from your and your affiliates’ interests and that the Commitment Parties have no obligation to disclose such interests and transactions to you or your affiliates, (c) we are not advising you as to any legal, tax, investment, accounting or regulatory matters in any jurisdiction (including, without limitation, with respect to any consents needed in connection with the transactions contemplated hereby), and you have consulted your own legal, accounting, regulatory, investment and tax advisors to the extent you have deemed appropriate and you are not relying on the Commitment Parties for such advice and (d) none of the Commitment Parties or their respective affiliates has any obligation to you or your affiliates with respect to the transactions contemplated hereby except those obligations expressly set forth herein or in the Fee Letter or in the Interim Loan Agreement or in any other express writing executed and delivered by any such Commitment Party and the Borrowers and/or Holdings. Any review by us of the Borrowers, the Company, the transactions contemplated hereby or other matters relating to such transactions will be performed solely for our benefit and shall not be on behalf of you or any of your affiliates. You further acknowledge and agree that you are responsible for making your own independent judgment with respect to the transactions contemplated by this Commitment Letter and the process leading thereto. 9. Confidentiality This Commitment Letter and the Fee Letter, in each case, are delivered to you on the understanding that this Commitment Letter, the Fee Letter, the Interim Loan Agreement and any of their terms shall not be disclosed, directly or indirectly by you, to any other person except (a) to the extent the Commitment Parties consent to such proposed disclosure (such consent not to be unreasonably withheld, conditioned or delayed), (b) to your officers, directors, employees, affiliates, members, partners, stockholders, attorneys, professionals, accountants, auditors, agents, advisors and other experts on a confidential basis, (c) to the Sellers and their (and the Company and its) officers, directors, employees, affiliates, members, partners, stockholders, attorneys, accountants, agents and advisors on a confidential basis (provided that, any disclosure of the Fee Letter or its respective terms or substance under this clause (c) shall be redacted in respect of the fee amounts, percentages and basis points of compensation set forth therein, unless in either case the applicable Commitment Party otherwise consents (but, after the Closing Date, may be disclosed in an unredacted version to the Company and its officers, directors, employees, attorneys, accountants, agents and advisors who are informed of the confidential nature of such information and have been advised of their obligation to keep information of this type confidential)), (d) in any legal, judicial or administrative proceeding or other compulsory process or as otherwise required


 
10 by applicable law, rule or regulation or as requested by any court, any governmental authority or any administrative agency (in which case you agree, to the extent practicable and permitted by law, rule or regulation, to inform us promptly thereof), (e) in connection with the exercise of any remedy or enforcement of any right under this Commitment Letter, the Fee Letter, the Interim Loan Agreement or the Credit Documentation or any action or proceeding related to this Commitment Letter, the Fee Letter or the Credit Documentation, (f) the aggregate economics of the Fee Letter may be disclosed solely as part of projections, pro forma information, generic disclosure of aggregate sources and uses, any proxy or other public filing and customary accounting purposes, (g) pursuant to a proxy statement or other public filing related to the Transactions to the extent reasonably necessary to be so disclosed therein (as determined by you) or in connection with any public disclosure requirement, and (h) to the extent that such terms become publicly available other than by reason of improper disclosure by you in violation of any confidentiality obligations hereunder. The foregoing restrictions shall cease to apply after the definitive documentation shall have been executed and delivered by the parties hereto (other than with respect to any economics referenced in the Fee Letter) and in any event shall terminate two (2) years following the date hereof. The Commitment Parties shall treat confidentially all information received by them from you, the Sellers, the Company or your or their respective affiliates and representatives in connection with the Acquisition and the other Transactions and only use such information for the purposes of the agreements contemplated by this Commitment Letter; provided, however, that nothing herein shall prevent any Commitment Party from disclosing any such information (a) to any Lenders or participants or prospective Lenders or participants or derivative counterparties or prospective derivative counterparties or to funding sources, leverage providers or financing sources or servicers, (b) in any legal, judicial, or administrative proceeding or other compulsory process or otherwise as required by applicable law, rule or regulations or as requested by a regulatory authority or governmental authority (in which case such Commitment Party shall, except with respect to any routine audit or examination conducted by bank accountants not specifically targeted at the Company or the Transactions or any governmental regulatory authority exercising examination or regulatory authority, promptly notify you, in advance, to the extent permitted by law, rule or regulation), (c) upon the request or demand of any governmental or regulatory authority having jurisdiction over such Commitment Party or any of its affiliates (in which case such Commitment Party shall, except with respect to any routine audit or examination conducted by bank accountants not specifically targeted at the Company or the Transactions or any governmental regulatory authority exercising examination or regulatory authority, promptly notify you, in advance, to the extent lawfully permitted to do so) or in the case of ordinary course regulatory filings, (d) to the officers, directors, employees, existing and prospective partners, legal counsel, funding sources, independent auditors, trustees, advisors, professionals and other experts or agents of each Commitment Party (collectively, “Representatives”) who need to know such information, are informed of the confidential nature of such information and have been advised of their obligation to keep information of this type confidential (and such Commitment Party shall be responsible for the compliance of its Representatives with this paragraph), (e) to any of its affiliates or Representatives of its affiliates who, in each case, need to know such information in connection with the Bridge Facility and the related Transactions (provided that any such affiliate or Representative is advised of its obligation to retain such information as confidential, and such Commitment Party shall be responsible for the compliance of its affiliates and Representatives of its affiliates with this paragraph), (f) to the extent any such information becomes publicly available


 
11 other than by reason of disclosure by such Commitment Party, its affiliates or Representatives in breach of this Commitment Letter or other obligation of confidentiality owed to you, the Sponsor, any other Investor, the Company or their respective affiliates, (g) to the extent that such information is received by such Commitment Party from a third party that is not known (after due inquiry) by such Commitment Party to be subject to confidentiality obligations to you or your affiliates, the Sponsor, any other Investor or the Company or its affiliates, (h) to enforce their respective rights hereunder, under the Fee Letter or the Interim Loan Agreement, (i) to the extent that such information is independently developed by such Commitment Party or any of its affiliates without use of any other information subject to the confidentiality provisions herein, or (j) with your prior written consent; provided that the disclosure of any such information to any Lenders or prospective Lenders or participants or prospective participants or derivative counterparties or prospective derivative counterparties referred to above shall be made subject to the acknowledgment and acceptance by such Lender or prospective Lender or participant or prospective participant or derivative counterparty or prospective derivative counterparty that such information is being disseminated on a confidential basis (on substantially the terms set forth in this paragraph or as is otherwise reasonably acceptable to you and the Commitment Parties). The Commitment Parties’ obligations under this paragraph shall automatically terminate and be superseded by the confidentiality provisions in the Credit Documentation upon the execution and delivery thereof and in any event shall terminate two (2) years following the date hereof. Notwithstanding anything herein to the contrary, no public announcement shall be made by any party hereto with respect to any Commitment Party’s involvement in the transactions contemplated by this Commitment Letter without the prior written consent of such Commitment Party. 10. Bail-In Provisions. Notwithstanding any other term of this Commitment Letter or any other agreement, arrangement or understanding between the parties hereto, each party hereto acknowledges and accepts that any liability of any party hereto to any other party hereto under or in connection with this Commitment Letter may be subject to Bail-In Action by the relevant Resolution Authority and acknowledges and accepts to be bound by the effect of: (a) the application of any Bail-In Action to any such liabilities arising hereunder which may be payable to it by any party hereto; and (b) the effects of any Bail-in Action on any such liability, including, if applicable: (i) a reduction in full or in part or cancellation of any such liability; (ii) a conversion of all, or a portion of, such liability into shares or other instruments of ownership that may be issued to it or otherwise conferred on it, and that such shares or other instruments of ownership will be accepted by it in lieu of any rights with respect to any such liability under this Agreement or any Interim Document (as defined in the Interim Loan Agreement); or


 
12 (iii) the variation of the terms of such liability in connection with the exercise of any Bail-In Action. For the purposes of this Commitment Letter, the following terms shall be defined as follows: “Article 55 BRRD” means Article 55 of Directive 2014/59/EU establishing a framework for the recovery and resolution of credit institutions and investment firms. “Bail-In Action” means the exercise of any Write-down and Conversion Powers. “Bail-In Legislation” means: (a) in relation to an EEA Member Country which has implemented, or which at any time implements, Article 55 BRRD, the relevant implementing law or regulation as described in the EU Bail-In Legislation Schedule from time to time; (b) in relation to any other state other than such EEA Member Country and the United Kingdom, any analogous law or regulation from time to time which requires contractual recognition of any Write-down and Conversion Powers contained in that law or regulation; and (c) in relation to the United Kingdom, the UK Bail-In Legislation. “EEA Member Country” means any member state of the European Union, Iceland, Liechtenstein and Norway (and any other member state from time to time). “EU Bail-In Legislation Schedule” means the document described as such and published by the Loan Market Association (or any successor person) from time to time. “Resolution Authority” means any body which has authority to exercise any Write-down and Conversion Powers. “UK Bail-In Legislation” means Part I of the United Kingdom Banking Act 2009 and any other law or regulation applicable in the United Kingdom relating to the resolution of unsound or failing banks, investment firms or other financial institutions or their affiliates (otherwise than through liquidation, administration or other insolvency proceedings). “Write-down and Conversion Powers” means: (a) in relation to any Bail-In Legislation described in the EU Bail-In Legislation Schedule from time to time, the powers described as such in relation to that Bail-In Legislation in the EU Bail-In Legislation Schedule; (b) in relation to any other applicable Bail-In Legislation other than the UK Bail-In Legislation: (1) any powers under that Bail-In Legislation to cancel, transfer or dilute shares issued by a person that is a bank or investment firm or other financial


 
13 institution or affiliate of a bank, investment firm or other financial institution, to cancel, reduce, modify or change the form of a liability of such a person or any contract or instrument under which that liability arises, to convert all or part of that liability into shares, securities or obligations of that person or any other person, to provide that any such contract or instrument is to have effect as if a right had been exercised under it or to suspend any obligation in respect of that liability or any of the powers under that Bail-In Legislation that are related to or ancillary to any of those powers; and (2) any similar or analogous powers under that Bail-In Legislation; and (c) in relation to the UK Bail-In Legislation, any powers under that UK Bail-In Legislation to cancel, transfer or dilute shares issued by a person that is a bank or investment firm or other financial institution or affiliate of a bank, investment firm or other financial institution, to cancel, reduce, modify or change the form of a liability of such a person or any contract or instrument under which that liability arises, to convert all or part of that liability into shares, securities or obligations of that person or any other person, to provide that any such contract or instrument is to have effect as if a right had been exercised under it or to suspend any obligation in respect of that liability or any of the powers under that UK Bail-In Legislation that are related to or ancillary to any of those powers. 11. Miscellaneous This Commitment Letter shall not be assignable by any party hereto without the prior written consent of the other parties hereto (and any purported assignment without such consent shall be null and void), is intended to be solely for the benefit of the parties hereto, the Indemnified Persons and is not intended to and does not confer any benefits upon, or create any rights in favor of, any person other than the parties hereto, the Indemnified Persons to the extent expressly set forth herein, except to the extent that you and we otherwise agree in writing. Any and all obligations and agreements of the Commitment Parties hereunder may be performed and any and all rights of the Commitment Parties hereunder may be exercised by or through any of their respective affiliates or controlled funds, funds or managed accounts and, to the extent so provided or employed, the Commitment Parties shall be entitled to allocate, in whole or in part, to its affiliates, controlled funds, funds or managed accounts certain fees payable to such Commitment Party in such manner as such Commitment Party and its respective affiliates, controlled funds, funds or managed accounts may agree in their sole discretion, and such affiliates, controlled funds, funds or managed accounts shall be entitled to the benefits and protections afforded to, and subject to the provisions governing the conduct of, such Commitment Party hereunder; provided that, none of the Commitment Parties shall be relieved of any of its obligations hereunder in the event any affiliate, controlled fund, fund or managed account through which it shall perform its obligations shall fail to perform the same in accordance with the terms hereof and the Initial Lender must retain exclusive control over all rights and obligations with respect to its commitment until after the initial funding under the Bridge Facility (whether on the Closing Date or by the Final Repayment Date) has occurred. This Commitment Letter may not be amended or waived except by an instrument in writing signed by you and each Commitment Party. This Commitment Letter


 
14 may be executed in any number of counterparts, each of which shall be an original, and all of which, when taken together, shall constitute one agreement. Delivery of an executed signature page of this Commitment Letter by facsimile or other electronic transmission (e.g., “pdf” or “tif”) shall be effective as delivery of a manually executed counterpart hereof. This Commitment Letter (including the exhibits thereto) and the Fee Letter supersede all prior understandings, whether written or oral, among us with respect to the Bridge Facility and the Interim Advances and set forth the entire understanding of the parties with respect thereto. This Commitment Letter (excluding the Interim Loan Agreement, which will be subject to the governing law set forth therein) shall be governed by, and construed and interpreted in accordance with, the laws of the State of New York; provided, however, that the governing law of the applicable jurisdiction pursuant to the terms of the Acquisition Agreement shall govern in determining whether the Acquisition has been consummated in accordance with the terms of the Acquisition Agreement (in each case, without regard to the principles of conflicts of laws thereof, to the extent that the same are not mandatorily applicable by statute and would require or permit the application of the law of another jurisdiction). Each of the parties hereto agrees that (i) this Commitment Letter, if accepted by you as provided below, is a binding and enforceable agreement with respect to the subject matter herein, including an agreement to negotiate in good faith the Credit Documentation, (ii) the Fee Letter is a binding and enforceable agreement with respect to the subject matter contained therein and (iii) the funding of the Bridge Facility and the Interim Advances is subject to the applicable conditions set forth herein and in the Interim Loan Agreement; it being understood that nothing in this Commitment Letter obligates you or any of your affiliates to consummate any portion of the Transactions. Section headings used herein are for convenience of reference only and are not to affect the construction of, or to be taken into consideration in interpreting, this Commitment Letter. Each of the parties hereto irrevocably and unconditionally (a) submits, for itself and its property, to the exclusive jurisdiction of any federal court sitting in the Borough of Manhattan in the City of New York or, if that court does not have subject matter jurisdiction, in any state court located in the City and County of New York, and any appellate court from any thereof, over any suit, action or proceeding arising out of or relating to the Transactions or the other transactions contemplated hereby, this Commitment Letter (excluding the Interim Loan Agreement, which will be subject to the governing law set forth therein) or the Fee Letter or the performance of the agreements hereunder or thereunder or for recognition or enforcement of any judgment and agrees that all claims in respect of any such action or proceeding shall be heard and determined in such New York state, or, to the extent permitted by law, in such federal court; provided, however, that the Commitment Parties shall be entitled to assert jurisdiction over you and your property in any court in which jurisdiction may be held over you or your property, and (b) agrees that a final judgment in any such action or proceeding shall be conclusive and may be enforced in other jurisdictions by suit on the judgment or in any other manner provided by law. You and we agree that service of any process, summons, notice or document by registered mail addressed to any of the parties hereto at the applicable addresses above shall be effective service of process for any suit, action or proceeding brought in any such court. You hereby agree that service of any process, summons, notice or document by U.S. registered mail addressed to you, with written notice of said service to you at the address set forth above shall be effective service of process for any action, suit or proceeding brought in any such court. You and we hereby irrevocably and unconditionally waive, to the fullest extent you and we may legally and effectively do so, any objection to the


 
15 laying of venue of any such suit, action or proceeding brought in any court in accordance with clause (a) of the first sentence of this paragraph and any claim that any such suit, action or proceeding has been brought in any inconvenient forum. YOU AND WE HEREBY IRREVOCABLY WAIVE (TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW) TRIAL BY JURY IN ANY SUIT, ACTION, PROCEEDING, CLAIM OR COUNTERCLAIM BROUGHT BY OR ON BEHALF OF ANY PARTY RELATED TO OR ARISING OUT OF THE TRANSACTIONS, THIS COMMITMENT LETTER OR THE FEE LETTER. Each Commitment Party hereby notifies you that, pursuant to the requirements of the USA PATRIOT Act, Title III of Pub. L. 107-56 (signed into law on October 26, 2001) (the “PATRIOT Act”) and the requirements of 31 C.F.R. § 1010.230 (the “Beneficial Ownership Regulation”), it is required to obtain, verify and record information that identifies the Borrowers and the Guarantor, which information includes names, addresses, tax identification numbers and other information that will allow such Commitment Party to identify the Borrowers and the Guarantor in accordance with the PATRIOT Act and the Beneficial Ownership Regulation. This notice is given in accordance with the requirements of the PATRIOT Act and the Beneficial Ownership Regulation and is effective for each Commitment Party and each Lender. This paragraph and the indemnification, reimbursement (solely as provided in clause (a) of the first paragraph in Section 7), compensation (if applicable in accordance with the terms of the Fee Letter), jurisdiction, waiver of jury trial, service of process, venue, governing law, sharing of information, no agency or fiduciary duty and confidentiality provisions contained herein and in the Fee Letter shall remain in full force and effect regardless of whether definitive financing documentation shall be executed and delivered and notwithstanding the termination or expiration of this Commitment Letter or the commitments hereunder; provided that your obligations under this Commitment Letter (other than (a) the confidentiality obligations and (b) your understandings and agreements regarding no agency or fiduciary duty, which, in the case of subclause (a), shall terminate in accordance with their respective terms) shall automatically terminate and be superseded by the provisions of the Credit Documentation upon the initial funding thereunder and the payment of all amounts owed pursuant to this Commitment Letter and the Fee Letter on the Closing Date, and you shall automatically be released from all liability in connection therewith at such time. You may terminate the Lenders’ commitments hereunder (or any portion thereof with respect to the Interim Facility) on a pro rata basis as among the Initial Lenders, in whole or in part, at any time subject to the provisions of the preceding sentence (it being understood that any such termination, in whole or in part, of the Initial Lenders’ commitments with respect to the Interim Facility shall result in a corresponding termination of the Initial Lenders’ commitments with respect to the corresponding facility under the Interim Loan Agreement, notwithstanding anything to the contrary contained in the Interim Loan Agreement). If the foregoing correctly sets forth our agreement, please indicate your acceptance of the terms of this Commitment Letter and the Fee Letter by returning to us executed counterparts of this Commitment Letter and of the Fee Letter not later than 11:59 p.m., New York City time, on June 13, 2024. This offer will automatically expire at such time if we (whether directly, or by virtue of our legal counsel) have not received such executed counterparts in accordance with the preceding sentence.


 
16 If you do so execute and deliver to us this Commitment Letter and the Fee Letter, we agree to hold our commitment available for you until the Expiration Date (and this Commitment Letter shall automatically terminate on the Expiration Date unless we shall, in our sole discretion, agree to an extension). “Expiration Date” means the earliest of (i) the date on which you have notified the Commitment Parties that the Acquisition Agreement has been terminated without the funding of the Bridge Facility and (ii) the date that is five (5) Business Days (as defined in the Acquisition Agreement as in effect on the date hereof) after the Long Stop Date (as defined in the Acquisition Agreement as in effect on the date hereof, after giving effect to any extensions thereof in accordance with Section 4.8.2 of the Acquisition Agreement (as in effect on the date hereof)); provided that, notwithstanding the foregoing, if the Acquisition is consummated by funding the Interim Advances, the Expiration Date shall mean the earlier of (x) the date upon which such Interim Advances are repaid in full and (y) the Final Repayment Date; provided further, that the termination of any commitment pursuant to this sentence does not prejudice your rights and remedies in respect of any breach of this Commitment Letter prior to such termination or with regards to any provisions that survive such termination. [THE REMAINDER OF THIS PAGE IS INTENTIONALLY LEFT BLANK]


 
[Project Brio – Commitment Letter Signature Page] We are pleased to have been given the opportunity to assist you in connection with this important financing. Very truly yours, UBS AG, STAMFORD BRANCH By: . /s/ Sumeet Karnik . Name: Sumeet Karnik Title: Executive Director By: . /s/ Hitesh Harnal . Name: Hitesh Harnal Title: Executive Director UBS SECURITIES LLC By: . /s/ Sumeet Karnik . Name: Sumeet Karnik Title: Executive Director By: . /s/ Hitesh Harnal . Name: Hitesh Harnal Title: Executive Director


 
[Project Brio – Commitment Letter Signature Page] Accepted and agreed to as of the date first above written: CIRRATA V LLC By: . /s/ David Trick . Name: David Trick Title: Executive Vice President, Chief Financial Officer and Treasurer


 
Exhibit A-1 EXHIBIT A PROJECT BRIO Bridge Facility Transaction Summary Capitalized terms used but not defined in this Exhibit A shall have the meanings set forth in the Commitment Letter (including the other exhibits thereto). Cirrata V LLC, a Delaware limited liability company and a subsidiary of Cirrata Group (“Buyer”) intends to acquire, directly and indirectly, 60% of the outstanding equity interests of Beat Capital Partners Ltd (the “Target”) and its subsidiaries (collectively, with the Target, the “Company”), pursuant to the Acquisition Agreement defined below (the “Acquisition”). In connection therewith, it is intended that: (a) Pursuant to the Share Purchase Agreement, dated as of the date hereof (together with the exhibits and disclosure schedules thereto, as amended, modified, supplemented or waived, the “Acquisition Agreement”) by and among Buyer, Holdings, each of the sellers named therein (the “Sellers”) and the other parties from time to time party thereto, Buyer or an Affiliate Buyer (as defined in Exhibit C) will consummate the Acquisition and, if applicable, the other transactions described therein or related thereto. (b) The Borrowers and Holdings will either (i) have Holdings enter into permanent financing generating up to $150,000,000 of gross proceeds that is expected to consist of convertible debt securities in a public or private offering (the “Permanent Financing”), the net cash proceeds of which will be directly or indirectly contributed to the Buyer or (ii) to the extent Holdings does not receive such amount of gross proceeds of Permanent Financing on or prior to the Closing Date, borrow up to $150,000,000 (less the gross cash proceeds from the Permanent Financing received by the Closing Date) from, at the option of the Borrowers and Holdings, either (A) a credit facility (the “AAC Purchaser Financing”) extended to the Buyer or one of more of its affiliates by the proposed purchaser of Ambac Assurance Corporation (“AAC”) or (B) a senior secured bridge facility (the “Bridge Facility”) extended to the Borrowers comprised of either the Interim Advances under the Interim Loan Agreement, or a bridge term loan facility as described in Exhibit B to this Commitment Letter. (c) Holdings will contribute to Buyer an aggregate amount of cash (the “Holdings Cash Contribution”) that together with an aggregate amount of cash contributed to the Buyer by AAC (which, in respect of any contribution for equity of the Buyer issued other than common stock, or if in the form of intercompany debt, shall be on terms (including in the case of any intercompany debt, subordination terms) reasonably acceptable to the Commitment Parties) (the “AAC Cash Contribution”, and together with the Holdings Cash Contribution, the “Cash Contributions”) and the value of equity in Holdings received by the Sellers (collectively, the “Cash and Equity Amount”), represents not less than 40% of the sum of (1) the aggregate gross proceeds of the loans borrowed under the Bridge Facility or Interim Advances and (2) the sum of the amount of such Cash


 
Exhibit A-2 Contributions and the value of equity in Holdings received by the Sellers, in each case on the Closing Date (such sum, the “Funded Capitalization”). (d) The proceeds of the Permanent Financing and, to the extent applicable, the Bridge Facility (to the extent borrowed on the Closing Date) or the Interim Advances (to the extent borrowed on the Closing Date) will be applied to fund the Transactions (as defined below) and to pay the fees, premiums, expenses and other transaction costs incurred in connection with the Transactions (the “Transaction Costs”) and, in the case of the Bridge Facility to the extent that any Interim Advances have been made, to repay corresponding Interim Advances. The transactions described above are collectively referred to herein as the “Transactions”. For purposes of this Commitment Letter and the Fee Letter, “Closing Date” shall mean the date of the consummation of the Acquisition with the proceeds of, among other things, the Permanent Financing, the AAC Purchaser Financing and/or initial funding under the Bridge Facility (or the Interim Advances, as applicable).


 
Exhibit B-1 EXHIBIT B PROJECT BRIO Bridge Facility Summary of Terms and Conditions Set forth below is a summary of the principal terms and conditions for the Bridge Facility. Capitalized terms used but not defined in this Exhibit B shall have the meanings set forth in the Commitment Letter (including the other exhibits thereto). 1. PARTIES Borrowers: Cirrata Group LLC, a Delaware limited liability company (“Cirrata Group”), Cirrata V LLC, a Delaware limited liability company (“Cirrata V”) and, if applicable, subject to the Administrative Agent’s receipt of all documentation and other information in respect of such person required under applicable “know your customer” and anti-terrorism, sanctions, and anti- money laundering rules and regulations and receipt of customary joinder documentation and deliverables consistent with the deliverables in respect of Holdings, Cirrata Group and Cirrata V required to be delivered on the Closing Date, any Affiliate Buyer (together with Cirrata Group and Cirrata V, the “Borrowers”). The Borrowers shall be jointly and severally liable for the Bridge Loans and the other obligations under the Credit Documentation. Guarantor: Ambac Financial Group, Inc., a corporation organized under the laws of the State of Delaware (“Holdings” or the “Guarantor”, and together with the Borrowers, the “Loan Parties”). The guarantee by the Guarantor shall be on a senior secured basis (subject to permitted liens). Administrative Agent and Collateral Agent: UBS AG will act as administrative agent and collateral agent for the Bridge Facility (in such capacity and collectively with its permitted successors and assigns, the “Administrative Agent”), and will perform the duties customarily associated with such role. Lender: UBS AG will act as the initial lender (the “Initial Lender”, and together with any entity which subsequently becomes a lender as contemplated pursuant to the “Assignments and Participations” section of this Term Sheet, the “Lenders”). 2. TYPE AND AMOUNT OF BRIDGE FACILITY


 
Exhibit B-2 Bridge Facility: A senior secured 364-day bridge term loan facility (the “Bridge Facility” and the loans thereunder, the “Bridge Loans”) in an aggregate principal amount of $150,000,000, available in dollars, as such amount may be reduced pursuant to the “Mandatory Prepayments and Commitment Reductions” section of this Term Sheet. Maturity and Amortization: The Bridge Loans will mature on the date that is 364 days after the Closing Date (the “Bridge Loan Maturity Date”). The Bridge Loans will not amortize, and the aggregate outstanding principal amount of the Bridge Loans will be payable in full on the Bridge Loan Maturity Date. Availability: If the Acquisition is consummated through the use of the proceeds of the Interim Advances, then the Bridge Loans will be available in a single drawing on and from the Closing Date until the earlier of (x) the date the Interim Advances are repaid and (y) the Final Repayment Date. Otherwise, the Bridge Loans shall be made in a single drawing on the Closing Date. The Borrowers shall be required to deliver a customary borrowing notice at least two (2) business days prior to the requested draw date for the Bridge Loans (or such later date as the Initial Lender may agree), it being understood that such borrowing notice may, at the Borrowers’ option, be conditioned on the consummation of the Acquisition (and if so conditioned, the Borrowers may revoke or extend the expected borrowing date set forth therein at any point prior to the expected borrowing date set forth therein, without incurring any breakage costs or other penalty or expense). Repayments and prepayments of the Bridge Loans may not be reborrowed. Any Interim Advance may, at the option of the Initial Lender, be repaid through a cash funding under the Bridge Facility or cashlessly converted into a loan under the Bridge Facility. Use of Proceeds: The proceeds of the Bridge Loans will be used to finance a portion of the Transactions (including, among other things any or all Transaction Costs) and, if the Interim Advances have been made, to refinance the applicable Interim Advances. 3. CERTAIN PAYMENT PROVISIONS Fees and Interest Rates: As set forth in Annex I to Exhibit B attached hereto.


 
Exhibit B-3 Optional Prepayments and Commitment Reductions: Bridge Loans may be prepaid and commitments may be reduced, in whole or in part without premium or penalty (subject to reimbursement of the Lender’s usual and customary breakage costs in the case of a prepayment of SOFR Loans other than on the last day of the relevant interest period), in minimum amounts to be mutually agreed, at the option of the Borrowers at any time upon three business days’ notice. Mandatory Prepayments and Commitment Reductions: After the Closing Date, net cash proceeds received by Holdings, a Borrower or Everspan (as defined below) (which, in the case of an escrow, will not be deemed received until released from escrow), shall be applied to prepay the outstanding Bridge Loans within three (3) business days of receipt of such net cash proceeds at par plus accrued and unpaid interest, in each case subject to exceptions and baskets to be agreed, from (without duplication): (a) 100% of net cash proceeds received by Holdings, a Borrower or Everspan from any credit facilities and/or the sale or issuance of debt securities (including any hybrid securities and debt securities convertible into equity) or any other incurrence of debt for borrowed money, in each case by Holdings, a Borrower or a Pledged Entity (as defined below) and other than Excluded Debt (as defined below); (b) 100% of net cash proceeds received by Holdings, the Borrowers or Everspan from any issuance of equity securities or equity-linked securities (other than the issuance or exercise of any warrants or similar equity securities issued in connection with the sale of AAC) (without duplication of clause (a) above) (collectively, the “Equity Issuances”) by Holdings, a Borrower or a Pledged Entity (other than (i) issuances in connection with executive compensation and/or employee benefits or incentive programs, (ii) any Equity Issuance resulting from the conversion of any convertible debt instrument that does not result in net cash proceeds received by Holdings, the Borrowers or the Pledged Entities, or (iii) Equity Issuances to Holdings or any subsidiary of Holdings); and (c) 100% of net cash proceeds received by Holdings, the Borrowers or Everspan from the sale or other disposition by Holdings, a Borrower or a Pledged Entity of (i) the equity interests of AAC and (ii) any equity interests in any other direct operating company subsidiary of Holdings, a Borrower or a Pledged Entity outside the ordinary course of business (with minimum thresholds, exceptions and baskets to be mutually agreed, including a general


 
Exhibit B-4 exception for sales generating an amount to be agreed in net cash proceeds in the aggregate over the term of the Bridge Facility). The Borrowers will prepay 100% of the outstanding Bridge Loans (at par plus accrued and unpaid interest) if the Target incurs any indebtedness for borrowed money, capitalized lease obligations, purchase money debt or debt obligations evidenced by promissory notes or similar instruments (other than an aggregate amount of indebtedness of the Target owing to Holdings or any of its subsidiaries not to exceed an amount to be agreed unless such indebtedness is pledged to the Collateral Agent as security for the repayment of all obligations under the Bridge Facility) in excess of an amount to be agreed. For purposes hereof, “Excluded Debt” means (i) indebtedness, loans, and advances among Holdings, the Borrowers and any of their subsidiaries, (ii) working capital or overdraft facilities as in effect from time to time in the ordinary course of business, and any trade, vendor or customer finance-related financing in the ordinary course of business, (iii) purchase money indebtedness incurred in the ordinary course of business, (iv) indebtedness with respect to capital leases incurred in the ordinary course of business and indebtedness incurred to finance the acquisition, construction or improvement of assets in the ordinary course of business, (v) for the avoidance of doubt, any indebtedness, loans and advances outstanding or otherwise incurred by the Company (to the extent not in contravention of the Acquisition Agreement as in effect on the date of the Commitment Letter), (vii) indebtedness to refinance, renew, reprice, repay or defease (collectively, a “refinancing”) any indebtedness existing on the date of the Commitment Letter and that has a maturity date on or prior to the first anniversary of the date of the Commitment Letter; provided that such refinancing does not increase the aggregate principal or committed amount thereof (except for the capitalization of accrued interest, amounts in respect of original issue discount and fees and expenses reasonably incurred in connection with such refinancing) and (viii) commitments related to the foregoing. All mandatory prepayments are subject to permissibility under any applicable law or regulation (including regulations of any insurance commission or similar governmental authority located in the jurisdiction in which any of Holdings or any of its subsidiaries that is authorized or admitted to carry on or otherwise transact in selling, issuing or underwriting insurance or reinsurance (each such subsidiary, a “Regulated Insurance Company” and, together with their respective subsidiaries, collectively, the “Insurance Subsidiaries” and each an “Insurance


 
Exhibit B-5 Subsidiary”) is domiciled, regarding financial assistance, corporate benefit, restrictions on upstreaming of cash intra-group and the fiduciary and statutory duties of the directors of the relevant subsidiaries); provided that, to the extent applicable, Holdings, the Borrowers and Everspan have used commercially reasonable efforts to obtain approvals from any applicable insurance commission or similar governmental authority to upstream the net cash proceeds subject to mandatory prepayment and only for so long as such approvals are pending or have been denied. The non-application of any such net cash proceeds as a result of the foregoing provisions will not constitute a default or an event of default and such amounts shall be available for working capital purposes of Holdings and its subsidiaries. The limitations in this paragraph are referred to as the “Insurance Regulation Limitations”). 4. COLLATERAL Collateral: The obligations of the Borrowers and the Guarantor in respect of the Bridge Facility shall be secured by a perfected first priority pledge of (i) the equity interests held by Holdings in Everspan Holdings, LLC (“Everspan”, and together with the Target, the “Pledged Entities”) and (ii) the equity interests held by Cirrata V (or the Affiliate Buyer) in the Target (the “Collateral”), in each case subject to permitted liens and to certain customary exceptions. Notwithstanding the foregoing, the requirements of the preceding paragraph shall be, as of the Closing Date, subject to the Certain Funds Provision. 5. CERTAIN CONDITIONS Initial Conditions: During the Certain Funds Period (as defined below) and notwithstanding any other provision, agreement, representation or circumstance, the Lender agrees that the utilization of the Bridge Loans (the “Initial Utilization”) will only be subject to: a) no Major Event of Default (as defined below) shall have occurred and be continuing at the time of and immediately after giving effect to the Initial Utilization; b) the satisfaction of the applicable conditions set forth in Section 5 of the Commitment Letter and Exhibit C to the Commitment Letter;


 
Exhibit B-6 c) no Change of Control having occurred; and d) it not being illegal for a Lender to perform any of its obligations as contemplated by the Credit Documentation or to fund its participation in the Initial Utilization (and if any illegality event or circumstance arises, such Lender shall, in consultation with the Borrowers, take all reasonable steps to mitigate the relevant event or circumstance including, but not limited to, transferring its rights and obligations under the Credit Documentation to an affiliate of another lending office or to another person nominated by the Borrowers for which such participation will not be illegal); provided that such illegality alone will not excuse any other Lender from performing its obligations as contemplated by the Credit Documentation or funding its participation in the Initial Utilization. During the Certain Funds Period, no rights will be exercised by the Initial Lender or the Administrative Agent (whether in its capacity as administrative agent or collateral agent) or otherwise (such as rights of rescission or cancellation) which could affect the making of the Initial Utilization or its application other than expressly contemplated above. Each of the paragraphs in this section entitled “Initial Conditions” are referred to, collectively, as the “Certain Funds Provisions”. Certain Funds Terms: “Certain Funds Period” means the period commencing on the date hereof and ending on the later of (x) the Expiration Date and (y) such later date as agreed by the Initial Lender. “Major Breach” means a breach of any of the clauses (a) through (g) under the heading “Negative Covenants” by the Borrowers or clause (b) under the heading “Negative Covenants” by Holdings (but only in so far as it relates to the Collateral) only, in each case subject to grace periods to the extent such breach can be cured. For the avoidance of doubt, a Major Breach shall not apply in respect of or relate to any other member of the Group (including the Target and its subsidiaries), or any of the assets of any other member of the Group (including the Target and its subsidiaries), or a breach of a procuring obligation with respect to the Company and its subsidiaries. “Major Event of Default” means any of the following events of default (subject, where appropriate, to grace periods and


 
Exhibit B-7 materiality qualifiers) in respect of the Borrowers and/or Holdings (as applicable) only: (a) non-payment of principal when due or non-payment of interest or fees (but not other amounts) under the Credit Documentation within five (5) business days after the same become due (other than, in each case, where failure to pay is caused by administrative error or delay or technical error or delay in the transmission of funds or a market disruption event), (b) a Major Breach has occurred and is continuing, (c) any Major Representation (as defined below) shall be untrue or incorrect in any material respect when made or deemed made (or in any respect if already qualified by materiality), (d) bankruptcy or other insolvency events, (e) actual or asserted invalidity and (f) failure to maintain existence. For the avoidance of doubt, a Major Event of Default shall not apply in respect of or relate to any other member of the Group (including the Target and its subsidiaries), any of the assets of any other member of the Group (including the Target and its subsidiaries), a breach of a procuring obligation with respect to the Target and its subsidiaries, or any representation or warranty given by the Borrowers in respect of any other person. “Major Representation” means any of the following representations in respect of the Borrowers and/or Holdings only: (a) organizational status and good standing (to the extent applicable in the relevant jurisdiction) of Holdings and the Borrowers, (b) qualification, due authorization and power and authority, execution, delivery and enforceability and binding effect of the Credit Documentation, (c) compliance with laws and (d) with respect to the Credit Documentation, no violation of, or conflict with law or organizational documents. For the avoidance of doubt, a Major Representation shall not apply in respect of or relate to any other member of the Group (including the Target and its subsidiaries), or any of the assets of any other member of the Group (including the Target and its subsidiaries), or a breach of a procuring obligation with respect to the Target and its subsidiaries, or any representation or warranty given by the Borrowers in respect of any other person. 6. DOCUMENTATION Credit Documentation: The definitive documentation for the Bridge Facility (the “Credit Documentation”) shall be consistent with the terms set forth in this Commitment Letter, and otherwise on terms that are usual and customary for facilities of this type. In any event, the definitive credit agreement will contain those conditions to borrowing, mandatory prepayments, representations


 
Exhibit B-8 and warranties, affirmative, negative and financial covenants and events of default expressly set forth in this Term Sheet, together with other customary loan document provisions and other terms and provisions that are, in each case, consistent with the terms of this Term Sheet, each of which will be prepared by counsel to the Administrative Agent and the definitive terms of which will be negotiated in good faith to finalize the Credit Documentation as promptly as reasonably practicable. Representations and Warranties: Limited to the following (applicable to Holdings and its subsidiaries), to be made on the Closing Date and thereafter to the extent provided in “CERTAIN CONDITIONS — Ongoing Conditions after the Certain Funds Period” described above, subject in all respects to the Certain Funds Provision, in each case with customary exceptions, limitations and qualifications to be mutually agreed: organization, existence, good standing, qualification and power and authority; compliance with laws; with respect to the Credit Documentation, no violation of, or conflict with, law or organizational documents; due authorization, execution, delivery and enforceability and binding effect of the Credit Documentation; financial information; no Material Adverse Effect after the Closing Date; litigation; ownership of material property; environmental matters; taxes; ERISA and other applicable pension laws; subsidiaries as of the Closing Date (immediately after giving effect to the Transactions); margin regulations; the Investment Company Act; laws against sanctioned persons (including OFAC); anti-terrorism laws; anti- corruption laws (including FCPA), the PATRIOT Act and other applicable sanctions, anti-terrorism, anti-corruption and anti- money laundering laws and regulations; accuracy of disclosure; use of proceeds; intellectual property; solvency (on a consolidated basis) as of the Closing Date immediately after giving effect to the Transactions; and creation, validity, perfection and priority of liens of security interests in Collateral. “Material Adverse Effect” means any event, change or condition that, in the aggregate, has had or would reasonably be expected to have (i) a material adverse effect on the consolidated business, assets, financial condition or results of operations of Holdings and its subsidiaries, taken as a whole, (ii) a material adverse effect on the ability of the Borrowers and the Guarantor, taken as a whole, to perform their material payment obligations under the Credit Documentation, or (iii) a material adverse effect on the rights and remedies of the Administrative Agent and the Lenders under the Credit Documentation.


 
Exhibit B-9 Affirmative Covenants: Subject to the Certain Funds Provision, and limited to the following (applicable to Holdings and its subsidiaries), in each case with customary exceptions, limitations and qualifications to be mutually agreed, including the Insurance Regulation Limitations: (a) (i) quarterly unaudited consolidated financial statements for the Holdings and its subsidiaries, (ii) quarterly unaudited management financial statements for Cirrata Group and (iii) quarterly unaudited management financial statements for the Target, in each case, within 60 days after the first three fiscal quarters of each fiscal year, commencing with the first fiscal quarter ending after the Closing Date; (b) (i) annual audited consolidated financial statements for Holdings and its subsidiaries within 120 days after the end of each fiscal year, accompanied by an audit opinion of a nationally recognized independent accounting firm without qualifications as to “going concern” or the scope of the audit (other than with respect to, or disclosure of an exception or qualification resulting from, (x) the impending maturity of debt or (y) breach or potential breach of any financial covenant) and (ii) to the extent prepared in the ordinary course of business, annual audited financial statements for the Target within 120 days after the end of each fiscal year, accompanied by an audit opinion of a nationally recognized independent accounting firm without qualifications as to “going concern” or the scope of the audit (other than with respect to, or disclosure of an exception or qualification resulting from, (x) the impending maturity of debt or (y) breach or potential breach of any financial covenant); (c) a compliance certificate (delivered concurrently with each delivery of each of the annual financial statements and the quarterly financial statements for the first three fiscal quarters of each fiscal year); (d) notices of events of default, ERISA events and material litigation; (e) payment of taxes; (f) preservation of existence;


 
Exhibit B-10 (g) maintenance of material properties (other than ordinary wear and tear, casualty and condemnation); (h) maintenance of adequate insurance; (i) compliance with laws (including environmental laws, sanctions, and anti-money laundering, anti-corruption and anti-terrorism laws); (j) books and records; (k) inspection rights (subject to limitations on frequency (so long as no event of default has occurred and is continuing) and cost reimbursement); (l) changes in fiscal year (other than as permitted by the Administrative Agent); (m) material changes in nature of business; (n) use of proceeds; (o) covenant to guarantee obligations and give security and further assurances; and (p) delivery of information reasonably requested by the Administrative Agent. Negative Covenants: Limited to the following (applicable to Holdings and the Borrowers), in each case with customary exceptions, limitations and qualifications to be mutually agreed (provided that (a) there shall be no liens permitted on the equity interests of AAC and (b) no such limitations set forth below shall restrict or otherwise limit the ability of Holdings and its subsidiaries to engage in investment activities in the ordinary course of their business), including the Insurance Regulation Limitations: a) limitations on the incurrence of debt; b) limitations on liens; c) limitations on fundamental changes; d) limitations on dispositions of assets outside of the ordinary course of business; e) limitations on investments and acquisitions;


 
Exhibit B-11 f) limitations on dividends or distributions on, or repurchases or redemptions of, the equity of Holdings and of the Borrowers; g) limitations on prepayments, purchases or redemptions of any debt for borrowed money that is contractually subordinated in right of payment, junior lien or unsecured with an outstanding principal amount in excess of an amount to be agreed; h) limitations on subsidiary dividend restrictions and restrictive agreements; i) limitations on transactions with affiliates in excess of an amount to be agreed; and j) limitations on amendments of organizational documents in a manner materially adverse to the Lenders. Financial Covenant: Holdings shall be required to maintain a minimum Consolidated Net Worth (as defined below) of $700,000,000 (the “Financial Covenant”). The Financial Covenant shall be tested on the last day of each fiscal quarter (commencing with the first fiscal quarter ending after the Closing Date). “Consolidated Net Worth” shall mean, as of any date of determination, the consolidated stockholders’ equity of Holdings and its subsidiaries calculated on a consolidated basis as of such date. Events of Default: Limited to the following in each case, with exceptions, limitations and qualifications to be mutually agreed: defaults for nonpayment of principal, interest, fees or other amounts, with no grace period for principal, three (3) business days’ grace period for interest payments, and five (5) business days’ grace period for fees and other amounts; failure to perform negative covenants and failure to comply with the maintenance of existence covenant; failure to perform the affirmative covenant to provide notice of event of default; failure to perform other covenants (subject to a cure period of thirty (30) days after the earlier of (i) notice by the Administrative Agent or (ii) actual knowledge by any Borrower); incorrectness in any material respect of the representations and warranties in the Credit Documentation; cross-default to other indebtedness in an amount greater than an amount set forth in the Credit Documentation); bankruptcy and insolvency proceedings (subject to a 60-day cure period in the case of involuntary proceedings); monetary judgment defaults in an amount set forth


 
Exhibit B-12 in the Credit Documentation (in excess of insurance and third party indemnities by a creditworthy (as reasonably determined by the Borrowers) indemnitor); ERISA events; actual or asserted invalidity by any Borrower or the Guarantor of Credit Documentation or material portion of Collateral (other than as a result of the action or inaction of the Administrative Agent or the Lenders); and change of control (to be defined in the Credit Documentation, a “Change of Control” (and which shall include (x) failure by Holdings to directly own 100% of Cirrata Group LLC and (y) failure by Holdings to either directly or indirectly own 100% of Cirrata V or, if applicable, the Affiliate Buyer)). There will be a 90 day “clean-up” period (the “Clean-Up Period”) following the Closing Date in respect of circumstances affecting the Target and its subsidiaries in existence on the Closing Date (and not, for the avoidance of doubt, any circumstance occurring or arising following the Closing Date) which would otherwise constitute a default or event of default and which circumstances (a) are capable of being cured, (b) have not been knowingly approved or procured by Holdings or any Borrower (provided that knowledge shall not of itself constitute approval or procurement) and (c) are not reasonably likely to have a Material Adverse Effect. During such Clean-Up Period, such circumstances will not constitute defaults or events of default; provided that if the relevant circumstances are continuing at the end of such period, there shall be a default or event of default, as the case may be, and all rights and remedies which would apply with regard thereto but for this paragraph shall arise and be exercisable. Voting: Amendments and waivers of the Credit Documentation will require the approval of Lenders holding more than 50% of the aggregate principal amount of the Bridge Loans (the “Required Lenders”), except that (i) the consent of each Lender directly and adversely affected thereby (but not the Required Lenders, other than in the case of clause (i)(a) which shall require the consent of each Lender increasing their commitments as well as the consent of the Required Lenders if such increase is effectuated other than pursuant to provisions in the Credit Documentation specifically permitting increases of commitments without the further approval of Required Lenders) shall be required with respect to (a) increases in the commitment of such Lender, (b) reductions of principal, premium, interest or fees owed to such Lender, (c) extensions of the final maturity or the scheduled due date of any principal, premium, interest or fee payment due to such Lender (other than waivers of mandatory prepayments, default interest, defaults or events of default), (d) amendments or


 
Exhibit B-13 modifications to the pro rata sharing provisions, pro rata payments, and payment waterfalls in the Credit Documentation, and (e) amendments or modifications that subordinate the obligations (or any portion thereof) (including the guarantee obligations) or the liens on the Collateral securing the obligations (or any portion thereof) to any other indebtedness or liens; (ii) the consent of the Administrative Agent shall be required with respect to modifications which affect the rights and duties of such persons; and (iii) the consent of all Lenders shall be required with respect to (a) (except as otherwise permitted) releases of all or substantially all of the value of the Guarantor or all or substantially all of the Collateral or payment subordination or lien subordination of the Bridge Facility, (b) reductions in voting thresholds or (c) changes to voting provisions, it being understood that additional extensions of credit otherwise permitted under the Credit Documentation shall not require the consent of all Lenders. Assignments and Participations: At any time after the Closing Date, the Lenders will be permitted to assign to “eligible assignees” (to be defined but which shall exclude natural persons and Holdings and its subsidiaries and affiliates) Bridge Loans with the consent of the Borrowers (not to be unreasonably withheld or delayed); provided that, the consent of the Borrowers shall not be required (i) if such assignment is made to another Lender or an affiliate or approved fund of such a Lender or (ii) after the occurrence and during the continuance of a payment or bankruptcy event of default; provided, further, that notwithstanding the foregoing, unless a payment or bankruptcy event of default has occurred and is continuing, without the consent of the Borrowers (in their sole discretion) the Initial Lender (together with its affiliates and approved funds) shall not be permitted to assign Bridge Loans to any other person if, immediately after giving effect to any such assignment, the Initial Lender (together with its affiliates and approved funds) would hold, in the aggregate, less than 51% of the outstanding principal amount of all Bridge Loans. All assignments (other than assignments made to another Lender, an affiliate of a Lender or an approved fund) will also require the consent of the Administrative Agent, not to be unreasonably withheld or delayed. Other than in the case of assignments by Lenders to their affiliates and their approved funds, each assignment will be in an amount of an integral multiple of $1 million or, if less, all of such Lender’s remaining Bridge Loans and shall be accompanied by a processing and recordation fee of $3,500 to the Administrative Agent. If the consent of the Borrowers is required for an assignment, their consent will be deemed given if the Borrowers have not responded


 
Exhibit B-14 within ten (10) business days of receipt by the Borrowers of a request for such consent. After the Closing Date, the Lenders will have the right to participate their Bridge Loans to other persons (other than any natural persons and Holdings and its subsidiaries). Participants shall have the same benefits as the Lenders with respect to yield protection and increased cost provisions, subject to customary limitations and restrictions. Voting rights of participants shall be limited solely to those matters set forth in clauses (i) and (iii) under the first paragraph under the heading “Voting” with respect to which the affirmative vote of the Lender from which it purchased its participation would be required. Pledges of Bridge Loans in accordance with applicable law shall be permitted without restriction. The Administrative Agent shall have no responsibility to ensure that the foregoing limitations as to participations are observed by the Lenders. Yield Protection: The Credit Documentation shall contain provisions (a) protecting the Lenders against increased costs or loss of yield resulting from changes in reserve, capital adequacy and other requirements of law (including increased costs attributable to the Dodd-Frank Wall Street Reform and Consumer Protection Act and Basel III (regardless of when enacted or adopted)) and (b) providing the Lenders with a customary tax gross up subject to customary exceptions (including an exception for any taxes imposed under FATCA). Expenses and Indemnification: The Borrowers shall pay promptly following written demand (including documentation reasonably supporting such request) (a) all reasonable and documented out-of-pocket expenses of the Administrative Agent and the Commitment Parties associated with the preparation, negotiation, execution, delivery and administration of the Credit Documentation and any amendment or waiver with respect thereto (but limited, in the case of legal fees and expenses, to the reasonable, documented out-of-pocket fees, disbursements and other charges of one counsel to the Administrative Agent and the Commitment Parties taken as a whole, and the reasonable, documented out-of-pocket fees, disbursements, and other charges, if reasonably necessary, of one regulatory counsel and one local counsel in any relevant jurisdiction to the Administrative Agent and the Commitment Parties, taken as a whole) (and in the case of an actual or potential conflict of interest, one additional counsel in each applicable jurisdiction to the affected Lenders or other persons similarly situated, taken as a whole) and (b) all reasonable and documented


 
Exhibit B-15 out-of-pocket expenses in connection with the enforcement of the Credit Documentation or protection of rights thereunder (but limited, in the case of legal fees and expenses, to the reasonable and documented out-of-pocket fees, disbursements and other charges of one counsel to the Administrative Agent and the Lenders, taken as a whole, and, if reasonably necessary, of one local counsel and one regulatory counsel in any relevant jurisdiction for the Administrative Agent and the Lenders, taken as a whole, (and in the case of an actual or potential conflict of interest, one additional counsel to the affected Lenders, taken as a whole, to the extent they are similarly situated)). If the Closing Date occurs, the Administrative Agent, the Commitment Parties and the Lenders (and their respective affiliates and controlling persons and their respective officers, directors, employees, advisors, trustees and agents) (each, an “Indemnified Party” and collectively, the “Indemnified Parties”) will be indemnified and held harmless under the Credit Documentation against any losses, claims, damages, liabilities or reasonable, documented out-of-pocket expenses (but limited, in the case of legal fees and expenses, to the reasonable, documented out-of-pocket fees, disbursements and other charges of one counsel to the Administrative Agent and the Indemnified Parties related thereto and the Lenders and the Indemnified Parties related thereto, taken as a whole (and, if reasonably necessary, one regulatory counsel and one local counsel in any relevant jurisdiction for the Administrative Agent and the Indemnified Parties related thereto and the Lenders and the Indemnified Parties related thereto, taken as a whole) and, in the case of an actual or potential conflict of interest, one additional counsel (or one additional regulatory counsel or one local counsel in each applicable material jurisdiction, as applicable) to the affected Indemnified Parties, taken as a whole, to the extent similarly situated)) incurred in respect of the financing contemplated hereby or the use or the proposed use of proceeds thereof, or the Transactions or any claim, litigation, investigation or proceeding relating to any of the foregoing, regardless of whether any Indemnified Party is a party thereto, whether or not such proceedings are brought by you, the Company, your or its equity holders, affiliates, creditors or any other person, except, in the case of any Indemnified Party, to the extent they arise from (i) the gross negligence, bad faith or willful misconduct of such Indemnified Party or material breach of the Credit Documentation by such Indemnified Party (or respective controlled affiliates or controlling persons or their respective officers, partners, directors, employees, advisors, trustees, agents or other representatives of


 
Exhibit B-16 the foregoing), in each case, as determined by a final, non- appealable judgment of a court of competent jurisdiction, (ii) any disputes solely among Indemnified Party (other than any claims against an Indemnified Party in its capacity or in fulfilling its role as the Administrative Agent or any similar role under the Bridge Facility) and not arising out of any act or omission of any Borrower or any of its affiliates or (iii) any settlement of a claim by such Indemnified Party or its related parties without your consent not to be unreasonably withheld or delayed, but if settled with your written consent, or if there is a final judgment against an Indemnified Party in any such Proceeding, you agree to indemnify and hold harmless each Indemnified Party to the extent and in the manner set forth above. Governing Law and Forum: New York. Counsel to the Commitment Parties: White & Case LLP.


 
B-I-1 Annex I to Exhibit B INTEREST AND CERTAIN FEES Interest Rate Options: Bridge Loans shall bear interest at a rate per annum equal to, at the Borrowers’ option, either (x) Term SOFR plus the Applicable Margin or (y) Base Rate plus the Applicable Margin. As used herein: “Applicable Margin” means, initially, (a) 4.50% in the case of Term SOFR Loans and (b) 3.50% in the case of Base Rate Loans; provided that the Applicable Margin shall increase by (i) an additional 100 basis points on the date that is 90 days after the Closing Date, plus (ii) an additional 100 basis points on the date that is 180 days after the Closing Date, plus (iii) an additional 100 basis points on the date that is 270 days after the Closing Date. “Base Rate” means, for any day, a rate per annum equal to the highest of (a) the Prime Rate (to be defined in the Credit Documentation) in effect on such day, (b) the Federal Funds Rate (to be defined in the Credit Documentation) in effect on such day plus 0.50% and (c) Term SOFR for a one-month tenor in effect on such day plus 1.00%. Any change in the Base Rate due to a change in the Prime Rate, the Federal Funds Rate or Term SOFR shall be effective from and including the effective date of such change in the Prime Rate, the Federal Funds Rate or Term SOFR, respectively. “Base Rate Loans” means Bridge Loans bearing interest based upon the Base Rate. “SOFR” means a rate equal to the secured overnight financing rate as administered by the SOFR Administrator. “SOFR Administrator” means the Federal Reserve Bank of New York (or a successor administrator of the secured overnight financing rate). “SOFR Loan” means Bridge Loans bearing interest based upon the Term SOFR other than pursuant to clause (c) of the definition of “Base Rate”. “Term SOFR” means: (a) for any calculation with respect to a SOFR Loan, the Term SOFR Reference Rate for a tenor comparable to the applicable Interest Period on the day (such day, the “Periodic Term SOFR


 
B-II-2 Determination Day”) that is two (2) U.S. Government Securities Business Days prior to the first day of such Interest Period, as such rate is published by the Term SOFR Administrator; provided, however, that if as of 5:00 p.m. (New York City time) on any Periodic Term SOFR Determination Day the Term SOFR Reference Rate for the applicable tenor has not been published by the Term SOFR Administrator and a Benchmark Replacement Date (to be defined in the Credit Documentation) with respect to the Term SOFR Reference Rate has not occurred, then Term SOFR will be the Term SOFR Reference Rate for such tenor as published by the Term SOFR Administrator on the first preceding U.S. Government Securities Business Day for which such Term SOFR Reference Rate for such tenor was published by the Term SOFR Administrator so long as such first preceding U.S. Government Securities Business Day is not more than three U.S. Government Securities Business Days prior to such Periodic Term SOFR Determination Day, and (b) for any calculation with respect to a Base Rate Loan on any day, the Term SOFR Reference Rate for a tenor of one (1) month on the day (such day, the “ABR Term SOFR Determination Day”) that is two (2) U.S. Government Securities Business Days prior to such day, as such rate is published by the Term SOFR Administrator; provided, however, that if as of 5:00 p.m. (New York City time) on any ABR Term SOFR Determination Day the Term SOFR Reference Rate for the applicable tenor has not been published by the Term SOFR Administrator and a Benchmark Replacement Date with respect to the Term SOFR Reference Rate has not occurred, then Term SOFR will be the Term SOFR Reference Rate for such tenor as published by the Term SOFR Administrator on the first preceding U.S. Government Securities Business Day for which such Term SOFR Reference Rate for such tenor was published by the Term SOFR Administrator so long as such first preceding U.S. Government Securities Business Day is not more than three U.S. Government Securities Business Days prior to such ABR Term SOFR Determination Day; provided, that if Term SOFR determined as provided above (including pursuant to the proviso under clause (a) or clause (b) above) shall ever be less than 0.00%, then Term SOFR shall be deemed to be 0.00%. “Term SOFR Administrator” means CME Group Benchmark Administration Limited (CBA) (or a successor administrator of the Term SOFR Reference Rate selected by the Administrative Agent in its reasonable discretion).


 
B-II-3 “Term SOFR Reference Rate” means the forward-looking term rate based on SOFR. “U.S. Government Securities Business Day” means any day except for (a) a Saturday, (b) a Sunday or (c) a day on which the Securities Industry and Financial Markets Association recommends that the fixed income departments of its members be closed for the entire day for purposes of trading in United States government securities. Duration Fees: The Borrowers shall pay to each Lender, in accordance with its respective interest, duration fees as follows: (a) 1.00% of the aggregate principal amount of the outstanding Bridge Loans held by such Lender on the date that is 180 days after the Closing Date, and (b) 1.00% of the aggregate principal amount of the outstanding Bridge Loans held by such Lender on the date that is 270 days after the Closing Date. Default Rate: At any time (i) when the Borrowers are in default in the payment of any amount under the Bridge Facility or (ii) a bankruptcy event of default has occurred and is continuing, in each case, after giving effect to any applicable grace period, such overdue amounts owed to Lenders shall bear interest at 2.00% per annum above the rate otherwise applicable thereto (or, in the event there is no applicable rate, 2.00% per annum in excess of the rate otherwise applicable to Bridge Loans maintained as Base Rate Loans from time to time). Interest accrued at the default rate shall be payable on demand. Rate and Fee Basis: All per annum rates shall be calculated on the basis of a year of 360 days (or 365/366 days in the case of Base Rate Loans which are based on the Prime Rate Loans) for actual days elapsed.


 
Exhibit C EXHIBIT C PROJECT BRIO Closing Date Conditions Capitalized terms used but not defined in this Exhibit C shall have the meanings set forth in the Commitment Letter (including the other exhibits thereto). The initial borrowings under the Bridge Facility shall be subject to the following conditions: 1. The Administrative Agent having received the following documents and evidence from the Borrowers and the Guarantor: (a) constitutional documents of the Borrowers and the Guarantor (including good standing certificates in the respective jurisdictions of the Borrowers and the Guarantor) certified as of a recent date by the Secretary of State of the jurisdiction of organization of such Loan Party; (b) resolutions of the board of directors, member or other applicable governing body of the Borrowers and the Guarantor: (i) approving the terms of, and the transactions contemplated by, the Credit Documentation to which it is a party and resolving that it execute, deliver and perform the Credit Documentation to which it is a party; (ii) authorizing a specified person or persons to execute the Credit Documentation and any related documents thereto to which it is a party on its behalf; (iii) authorizing a specified person or persons, on its behalf, to sign and/or dispatch all documents and notices (including, if relevant, any borrowing notice) to be signed and/or dispatched by it under or in connection with the relevant Credit Documentation and any related documents thereto to which it is a party; (c) a formalities certificate in customary form certifying that each copy document relating to it in clauses (a) and (b) above is correct, complete and in full force and effect and, other than as set forth therein, has not been amended or superseded as at a date no earlier than the date on which the Credit Documentation is signed; (d) the Reports set forth in Section 5 of the Commitment Letter, which the Administrative Agent hereby confirms have been delivered and which the Commitment Parties have confirmed are reasonably satisfactory (such confirmation not to be unreasonably withheld or delayed) on or prior to the date hereof; provided that the Administrative Agent will accept in satisfaction of this condition precedent


 
Exhibit C-2 a version of any Report which is different than the version of such Report previously delivered so long as such differences (taken as a whole) are not materially adverse to the interests of the Commitment Parties; (e) customary legal opinions on the validity and enforceability of the Credit Documentation and status, authority, power and capacity of the Borrowers and the Guarantor; (f) a certificate from the Borrowers confirming that (A) all of the closing conditions under the Acquisition Agreement have been satisfied (save for payment of the purchase price and any other step that is to be or can only be satisfied on the Closing Date or the date of the consummation of the Acquisition, as applicable) or waived and (B) the Cash Contributions have been made or, substantially concurrently with the initial funding of the Bridge Facility or the Interim Advances, as applicable, shall be made, in at least the amount set forth in Exhibit A to the Commitment Letter. 2. The Initial Lender shall have received the executed Acquisition Agreement (it being understood that the Initial Lender hereby acknowledges that it has received and is satisfied with the Acquisition Agreement). The Acquisition Agreement shall not have been amended or waived, and no consents shall have been given with respect thereto, in any material respect, by you or your subsidiaries in a manner materially adverse to the interests of the Initial Lender without the consent in writing (such consent not to be unreasonably withheld, conditioned or delayed) by the Initial Lender (it being understood and agreed that (i) any amendment, waiver or consent that results in any increase in the consideration for the Acquisition shall not be deemed to be materially adverse to the interests of the Initial Lender so long as such increase in consideration is not funded with additional indebtedness for borrowed money, (ii) any amendment, waiver or consent that results in any decrease in the consideration for the Acquisition shall not be deemed to be materially adverse to the interests of the Initial Lender so long as (a) any such decrease is (x) pursuant to a purchase price adjustment under the Acquisition Agreement, (y) no greater than 10% of the total amount of consideration required to consummate the Acquisition set forth in the Acquisition Agreement (as in effect on the date hereof) or (z) applied (A) first to reduce the Cash and Equity Amount to 40% of the Funded Capitalization and (B) after giving effect to the application of the reduction of the amount of consideration in clause (A) above, as follows: (1) 60% to reduce the commitments under the Bridge Facility and (2) 40% to reduce the Cash and Equity Amount and (iii) any assignment, novation or transfer by the Buyer of all or any part of its rights and obligations under the Acquisition Agreement to a newly formed wholly-owned subsidiary of Holdings organized under the laws of England and Wales so long as such subsidiary becomes a borrower under the Bridge Facility as contemplated in the Term Sheet (such subsidiary, an “Affiliate Buyer”) shall not be deemed to be materially adverse to the interests of the Initial Lender). 3. To the extent required by the Credit Documentation to be executed and delivered on or before the Closing Date, all such documents and instruments required to create the Administrative Agent’s valid security interests in the Collateral shall have been executed and delivered, the relevant draft financing statements under the Uniform Commercial Code to perfect the Administrative Agent’s security interests in the Collateral shall be in proper form for filing and the Administrative Agent shall have received stock certificates and powers in respect of any


 
Exhibit C-3 Collateral consisting of certificated equity interests (other than the equity interests of the Target); it being understood that, to the extent any security interest in any Collateral is not or cannot be provided and/or perfected (other than (A) a lien on Collateral that may be perfected by the filing of a financing statement under the Uniform Commercial Code or a a filing made to the Registrar of Companies of the United Kingdom or (B) a pledge of the equity interests of the Pledged Entities with respect to which a lien may be perfected upon closing by the delivery of a stock or equivalent certificate together with transfer powers executed in blank (“Pledged Certificated Equity”)) to the extent required under the Term Sheet on the Closing Date after your use of commercially reasonable efforts to do so without undue burden or expense, then the provision and/or perfection of security interests in such Collateral shall not constitute a condition precedent to the initial funding of the Bridge Facility on the Closing Date, but shall be required to be provided and/or perfected within (x) with respect to Pledged Certificated Equity, fifteen (15) business days after the Closing Date and (y) with respect to any other Collateral, ninety (90) days after the Closing Date (subject in each of cases (x) and (y) to extensions by the Administrative Agent). 4. So long as requested by the Administrative Agent in writing at least ten (10) business days prior to the Closing Date, the Administrative Agent shall have received, at least three (3) business days prior to the Closing Date, all documentation and other information with respect to the Borrowers (after giving effect to the Transactions) that is required by regulatory authorities under applicable “know your customer” and anti-terrorism, sanctions, and anti-money laundering rules and regulations, including, without limitation, the PATRIOT Act. Notwithstanding anything herein to the contrary, the only beneficial ownership information that shall be required to be provided hereunder, solely to the extent requested within the timeframe set forth in the immediately preceding sentence, is a beneficial ownership certification in relation to each Borrower (which certification shall be in the form of the LSTA form beneficial ownership certification). The Initial Lender confirms that it has received all required documentation and confirm that it has completed all “know your customer” and anti-money laundering procedures that are required with respect to the Borrowers (other than the Affiliate Buyer). 5. The Borrowers shall have engaged one or more investment banks reasonably satisfactory to the Initial Lender to publicly sell or privately place all or a portion of the Permanent Financing for purposes of refinancing, or borrowing in lieu of, the Bridge Facility. The Initial Lender acknowledges that the condition set forth in this paragraph 5 has been satisfied. 6. The Administrative Agent shall have received evidence that all fees required to be paid on the Closing Date pursuant to the Fee Letter will, upon the initial borrowing under the Bridge Facility or the Interim Advances, as applicable, be paid (which amounts may be offset against the proceeds of the Bridge Facility or the Interim Advances, as applicable); provided that this condition shall be deemed to have been satisfied by the inclusion of such payments in the funds flow statement or a drawdown request.


 
Exhbit D-1 EXHIBIT D PROJECT BRIO Interim Loan Agreement See attached.


 
AGREED FORM 1 [ Date ] CIRRATA V LLC (as the Company) CIRRATA GROUP LLC (as Holdco) AMBAC FINANCIAL GROUP, INC. (as Listco) and [●] (as Interim Facility Agent) and [●] (as Interim Security Agent) INTERIM FACILITIES AGREEMENT


 
AGREED FORM 2 CONTENTS Clause Page 1. DEFINITIONS AND INTERPRETATION .......................................................................... 4 2. THE INTERIM FACILITIES - AVAILABILITY ............................................................. 22 3. PURPOSE ............................................................................................................................... 22 4. THE MAKING OF THE INTERIM LOANS ..................................................................... 23 5. NATURE OF AN INTERIM FINANCE PARTY’S RIGHTS AND OBLIGATIONS ..................................................................................................................... 24 6. DRAWDOWN ........................................................................................................................ 24 7. REPAYMENT AND PREPAYMENT ................................................................................. 25 8. INTEREST ............................................................................................................................. 26 9. MARKET DISRUPTION ...................................................................................................... 27 10. TAXES .................................................................................................................................... 28 11. CHANGE IN CIRCUMSTANCES ...................................................................................... 33 12. PAYMENTS ........................................................................................................................... 37 13. FEES AND EXPENSES ........................................................................................................ 39 14. GUARANTEE AND INDEMNITY ...................................................................................... 40 15. INDEMNITIES ...................................................................................................................... 43 16. SECURITY ............................................................................................................................. 45 17. AGENTS ................................................................................................................................. 49 18. PRO RATA PAYMENTS...................................................................................................... 61 19. SET OFF ................................................................................................................................. 63 20. NOTICES ................................................................................................................................ 63 21. CONFIDENTIALITY ........................................................................................................... 65 22. REPRESENTATIONS AND WARRANTIES, UNDERTAKINGS .................................. 66 23. CHANGES TO PARTIES ..................................................................................................... 66 24. SUBORDINATION ............................................................................................................... 72 25. AMENDMENTS AND WAIVERS ....................................................................................... 73 26. MISCELLANEOUS ............................................................................................................... 74 27. GOVERNING LAW .............................................................................................................. 75 28. JURISDICTION ..................................................................................................................... 75 SCHEDULE 1...................................................................................................................................... 76 THE ORIGINAL INTERIM LENDERS SCHEDULE 2...................................................................................................................................... 77 FORM OF DRAWDOWN REQUEST SCHEDULE 3...................................................................................................................................... 78


 
AGREED FORM 3 CONDITIONS PRECEDENT SCHEDULE 4...................................................................................................................................... 81 MAJOR REPRESENTATIONS, MAJOR UNDERTAKINGS AND MAJOR EVENTS OF DEFAULT SCHEDULE 5...................................................................................................................................... 88 TIMETABLES SCHEDULE 6...................................................................................................................................... 89 FORM OF TRANSFER CERTIFICATE SCHEDULE 7...................................................................................................................................... 91 [RESERVED]


 
AGREED FORM 4 THIS AGREEMENT is dated [●] and made BETWEEN: (1) Cirrata V LLC (the “Company”); (2) Cirrata Group LLC (“Holdco”); (3) Ambac Financial Group, Inc. (“Listco”); (4) THE FINANCIAL INSTITUTIONS listed in Schedule 1 (The Original Interim Lenders) as lenders (the “Original Interim Lenders”); (5) [●], a limited liability company incorporated in [●] with registered number [●] having its registered office at [●] as agent of the other Interim Finance Parties (the “Interim Facility Agent”); and (6) [●], a limited liability company with registered number [●] having its registered office at [●] as security agent for the Interim Secured Parties (the “Interim Security Agent”). IT IS AGREED as follows: 1. DEFINITIONS AND INTERPRETATION 1.1 Definitions In this Agreement: “Acceleration Notice” means a notice given pursuant to paragraph (b)(ii) or (b)(iv) of Clause 7.1 (Repayment), which notice has not been withdrawn, cancelled or otherwise ceased to have effect. “Acquisition” means the (direct or indirect) acquisition by the Company or an Affiliate Buyer of the Target Shares as contemplated by and in accordance with the Acquisition Documents. “Acquisition Agreement” means the share purchase agreement dated [●] and entered into between, among others, the Company as purchaser and the Sellers (as defined therein), and as may be amended or otherwise modified from time to time in accordance with paragraph 4 (Acquisition Agreement) of Schedule 3 (Conditions Precedent). “Acquisition Closing Date” means the date on which completion of the Acquisition has occurred in accordance with the terms of the Acquisition Agreement. “Acquisition Costs” means all fees, costs and expenses, stamp, registration and other Taxes incurred by the Company, any Holding Company of the Company or any other Group Company in connection with the Acquisition, the Transactions (as defined in the Commitment Letter) or the Transaction Documents. “Acquisition Documents” means the Acquisition Agreement and each other document or agreement designated as an “Acquisition Document” by the Interim Facility Agent and the Company (each acting reasonably). “Act” means the Companies Act 2006. “Affiliate” means, in relation to any person, a Subsidiary or a Holding Company of that person or any other Subsidiary of that Holding Company.


 
AGREED FORM 5 “Affiliate Buyer” has the meaning given to that term in paragraph 4 (Acquisition Agreement) of Schedule 3 (Conditions Precedent). “Agent” means the Interim Facility Agent or the Interim Security Agent, as the context requires. “Anti-Bribery and Corruption Laws” all applicable laws, rules and regulations of any applicable jurisdiction concerning or relating to bribery, money laundering or corruption including, without limitation, the UK Bribery Act 2010, the UK Proceeds of Crime Act 2002, the U.S. Foreign Corrupt Practices Act and the Council of Europe Civil Law Convention on Corruption 1999. “Anti-Money Laundering Laws” means the Executive Order, the Bank Secrecy Act of 1970 as amended (also known as the “Currency and Foreign Transactions Reporting Act”), the Money Laundering Control Act of 1986, the US PATRIOT Act and any similar law enacted in the United States, the United Kingdom (including the UK Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017) or the European Union after the date of this Agreement and any other similar law in any applicable jurisdiction to which any Borrower is subject. “Article 55 BRRD” means Article 55 of Directive 2014/59/EU establishing a framework for the recovery and resolution of credit institutions and investment firms. “Authorisation” means an authorisation, approval, consent, exemption, licence, filing, registration, resolution or notarisation. “Bail-In Action” means the exercise of any Write-Down and Conversion Powers. “Bail-In Legislation” means: (a) in relation to an EEA Member Country which has implemented, or which at any time implements, Article 55 BRRD, the relevant implementing law or regulation as described in the EU Bail-In Legislation Schedule from time to time; (b) in relation to the United Kingdom, the UK Bail-In Legislation; and (c) in relation to any state other than such an EEA Member Country and the United Kingdom, any analogous law or regulation from time to time which requires contractual recognition of any Write-down and Conversion Powers contained in that law or regulation. “Bank Levy” means any amount payable by any Interim Finance Party or any of its Affiliates on the basis of, or in relation to, its balance sheet or capital base or any part of it or its liabilities or minimum regulatory capital or any combination thereof (including, without limitation, (a) the United Kingdom bank levy as set out in the Finance Act 2011 and (b) any Tax in any jurisdiction applied on a similar basis or for a similar purpose) or any financial activities Taxes (or other Taxes) of a kind contemplated in the European Commission consultation paper on financial sector taxation dated 22 February 2011. “Borrowers” means: (a) the Company; (b) Holdco; and (c) any Affiliate Buyer, provided that an Affiliate Buyer may only be a Borrower if: (i) it has become party to this Agreement as a Borrower;


 
AGREED FORM 6 (ii) each Interim Lender has received copies of any documents reasonably necessary to satisfy any applicable “know your customer” requirements in relation to the Borrowers under applicable laws and regulations; (iii) the Interim Lenders have received copies of all documents or other evidence set out in Schedule 3 (Conditions Precedent) in relation to such Affiliate Buyer as were provided in respect of the Company and/or Holdco on or prior to the Closing Date; and (iv) this Agreement has been amended to reflect any terms (including any provision of Clause 10 (Taxes)) reasonably requested by the Company or the Interim Lenders as may be required to reflect the jurisdiction of incorporation or residence or corporate form of such Affiliate Buyer or otherwise, in each case as may be agreed between the Company and the Interim Lenders (each acting reasonably). “Break Costs” means the amount (if any) by which: (a) the interest (excluding the Margin and any interest rate floor) which an Interim Lender should have received for the period from the date of receipt of all or any part of its participation in an Interim Loan or Unpaid Sum to the last day of the current Interest Period in respect of that Interim Loan or Unpaid Sum, had the principal amount or Unpaid Sum received been paid on the last day of that Interest Period; exceeds: (b) the amount which that Interim Lender would be able to obtain by placing an amount equal to the principal amount or Unpaid Sum received by it on deposit with a leading bank in the Relevant Interbank Market for a period starting on the Business Day following receipt or recovery and ending on the last day of the current Interest Period. “Business Day” means a day (other than a Saturday or Sunday) on which banks are open for general business in London and New York and: (a) (in relation to any date for payment or purchase of a currency other than euro) the principal financial centre of the country of that currency; or (b) (in relation to any date for payment or purchase of euro) any TARGET Day. “Certain Funds Period” means the period from (and including) the date of this Agreement to (and including) 11.59 p.m. (in London) on the earliest of: (a) the date on which the Company has notified the Interim Lenders that the Acquisition Agreement has been terminated; (b) the date of consummation of the Acquisition; or (c) the date that is five (5) Business Days after the Longstop Date, after giving effect to any extensions thereof in accordance with Clause 4.8.2 of the Acquisition Agreement. “Change of Control” means: (a) an event or series of events by which any person or group of persons (within the meaning of Section 13 or 14 of the Securities Exchange Act of 1934, as amended) shall have acquired beneficial ownership (within the meaning of Rule 13d-3 promulgated by the Securities and Exchange Commission under said Act) of thirty five percent (35%) or more of the outstanding shares of share capital of Listco;


 
AGREED FORM 7 (b) Listco ceasing to directly own 100% of the issued voting share capital of Holdco; (c) Listco ceasing to either directly or indirectly own 100% of the issued voting share capital of the Company and, if applicable, any Affiliate Buyer; or (d) Listco ceasing to control (either directly or indirectly) the composition of a majority of the board of directors of the Company. “Charged Property” means all the assets of Listco and the Company which, from time to time, are expressed to be the subject of the Interim Security. “Closing Date” means the first date on which (a) the Acquisition Closing Date has occurred and (b) an initial drawdown occurs under the Interim Facilities. “Code” means the US Internal Revenue Code of 1986, as amended. “Commitment Letter” means the letter dated on or prior to the date hereof (as amended from time to time) between the Original Interim Lenders and the Company setting out the terms and conditions pursuant to which the Original Interim Lenders agree to make available certain facilities and other financing arrangements in connection with the Acquisition including, for the avoidance of doubt, those set out in the Term Sheet. “Completion” means the date on which the acquisition is consummated in accordance with the terms of the Acquisition Documents. “Debt Purchase Transaction” means, in relation to a person, a transaction where such person: (a) purchases by way of assignment or transfer; or (b) enters into any Sub-Participation in respect of; or (c) enters into any other agreement or arrangement having an economic effect substantially similar to a Sub-Participation in respect of, any Interim Commitment or amount outstanding under this Agreement. “Defaulting Interim Lender” means any Interim Lender: (a) which has failed to make its participation in the Interim Loan available (or has notified the Interim Facility Agent or the Company (which has notified the Interim Facility Agent) that it will not make its participation in the Interim Loan available) by the Drawdown Date of that Interim Loan in accordance with Clause 6.3 (Advance of Interim Loans); (b) which has otherwise rescinded or repudiated an Interim Document; or (c) with respect to which an Insolvency Event has occurred and is continuing. “Delegate” means any delegate, agent, attorney or co-trustee appointed by the Interim Security Agent. “Designated Person” means a person or entity: (a) listed on, or directly or indirectly 50% or more owned or controlled by any person listed on, a Sanctions List; (b) which is a government of a Sanctioned Country, or an agency or instrumentality of a government of a Sanctioned Country; or


 
AGREED FORM 8 (c) resident in, or located in, with a material portion of its business operating from, or incorporated under the laws of, a Sanctioned Country. “Dispute” has the meaning given to that term in Clause 28.1 (Submission to jurisdiction). “Drawdown Date” means the date of or proposed date for the making of the Interim Loan. “Drawdown Request” means a signed notice requesting the Interim Loan in the form set out in Schedule 2 (Form of Drawdown Request). “EEA Member Country” means any of the member states of the European Union, Iceland, Liechtenstein, Norway and any other member state from time to time. “EU Bail-In Legislation Schedule” means the document described as such and published by the Loan Market Association (or any successor person) from time to time. “Facility Office” means the office through which an Interim Lender will perform its obligations under the relevant Interim Facility notified to the Interim Facility Agent in writing by not less than five Business Days’ notice. “FATCA” means: (a) sections 1471 to 1474 of the Code or any associated regulations or other official guidance; (b) any treaty, law, regulation or other official guidance enacted in any other jurisdiction, or relating to an intergovernmental agreement between the US and any other jurisdiction, which (in either case) facilitates the implementation of any law, regulation or guidance referred to in paragraph (a) above; or (c) any agreement pursuant to the implementation of any treaty, law, regulation or guidance referred to in paragraphs (a) or (b) above with the US Internal Revenue Service, the US government or any governmental or taxation authority in any other jurisdiction. "FATCA Application Date" means: (a) in relation to a "withholdable payment" described in section 1473(1)(A)(i) of the Code (which relates to payments of interest and certain other payments from sources within the US), 1 July 2014; or (b) in relation to a "passthru payment" described in section 1471(d)(7) of the Code not falling within paragraph (a) above, the first date from which such payment may become subject to a deduction or withholding required by FATCA. “FATCA Deduction” means a deduction or withholding from a payment under an Interim Document required by FATCA. “FATCA Exempt Party” means a Party that is entitled to receive payments free from any FATCA Deduction. “Fee Letter” means the letter from the Original Interim Lenders to the Company dated on or prior to the date hereof (as amended from time to time) in respect of fees payable in relation to the Interim Facilities and the Long-term Financing Agreements. “Final Repayment Date” has the meaning given to that term in Clause 7.1 (Repayment).


 
AGREED FORM 9 “Financial Indebtedness” means indebtedness in respect of: (a) moneys borrowed and debt balances at banks or other financial institutions; (b) any amount raised by acceptance under any acceptance credits or bill discounting facility (or dematerialised equivalent); (c) moneys raised under or pursuant to bonds, notes, debentures, loan stock or any similar instrument; (d) any finance or capital lease or hire purchase contract which would, in accordance with generally accepted accounting principles in the jurisdiction of incorporation of the relevant Group Company, be treated as a finance or capital lease but only to the extent of such treatment; (e) receivables sold or discounted (other than to the extent there is no recourse); (f) any counter-indemnity obligation in respect of a guarantee, indemnity, bond, standby letter of credit or any other instrument issued by a bank or financial institution in respect of an underlying liability which would fall within one of the other paragraphs of this definition; (g) any Treasury Transaction (and, when calculating the value of any Treasury Transaction, only the marked to market net value (or, if any actual amount is due as a result of the termination or close-out of that Treasury Transaction, that amount) shall be taken into account); (h) the acquisition cost of any asset where the deferred payment is arranged primarily as a method of raising finance or financing the acquisition or construction of the relevant asset and in circumstances where the due date for payment is more than 180 days after the expiry of the period customarily allowed by the relevant supplier save where the payment deferral results from non or delayed satisfaction of contract terms by the supplier or from contract terms establishing payment schedules tied to total or partial contract completion and/or to the results of operational testing procedures; (i) any amount raised by the issue of redeemable preference shares by any Group Company (other than to another Group Company and other than those redeemable at the option of the issuer) which mature prior to the Final Repayment Date; (j) any amount raised under any other transaction which has the commercial effect of a borrowing; and (k) (without double counting) the amount of any liability in respect of any guarantee or indemnity for any of the items referred to in the paragraphs above, and provided that: (i) in relation to bank accounts only the net balance shall be taken into account; and (ii) pension liabilities and provisions which are treated as borrowings or financial debt under IFRS shall not be included. “Funding Cost” means Term SOFR provided that if Term SOFR is less than 0 per cent. at any time when Term SOFR is fixed, Term SOFR shall be deemed to be 0 per cent.


 
AGREED FORM 10 “Group” means the Company and its Subsidiaries from time to time (but, for the avoidance of doubt, prior to the Acquisition Closing Date, excluding the Target Group). “Group Company” means a member of the Group. “Holding Company” means in relation to any person, any other body corporate or other entity of which it is a Subsidiary. “Insolvency Event” in relation to an Interim Finance Party means that the entity: (a) is dissolved (other than pursuant to a consolidation, amalgamation or merger); (b) becomes insolvent or is unable to pay its debts or fails or admits in writing its inability generally to pay its debts as they become due; (c) makes a general assignment, arrangement or composition with or for the benefit of its creditors; (d) institutes or has instituted against it, by a regulator, supervisor or any similar official with primary insolvency, rehabilitative or regulatory jurisdiction over it in the jurisdiction of its incorporation or organisation or the jurisdiction of its head or home office, a proceeding seeking a judgment of insolvency or bankruptcy or any other relief under any bankruptcy or insolvency law or other similar law affecting creditors’ rights, or a petition is presented for its winding-up or liquidation by it or such regulator, supervisor or similar official; (e) has instituted against it a proceeding seeking a judgment of insolvency or bankruptcy or any other relief under any bankruptcy or insolvency law or other similar law affecting creditors’ rights, or a petition is presented for its winding-up or liquidation, and, in the case of any such proceeding or petition instituted or presented against it, such proceeding or petition is instituted or presented by a person or entity not described in paragraph (d) above and: (f) results in a judgment of insolvency or bankruptcy or the entry of an order for relief or the making of an order for its winding-up or liquidation; or (g) is not dismissed, discharged, stayed or restrained in each case within 30 days of the institution or presentation thereof; (h) has exercised in respect of it one or more of the stabilisation powers pursuant to Part 1 of the Banking Act 2009 and/or has instituted against it a bank insolvency proceeding pursuant to Part 2 of the Banking Act 2009 or a bank administration proceeding pursuant to Part 3 of the Banking Act 2009; (i) has a resolution passed for its winding-up, official management or liquidation (other than pursuant to a consolidation, amalgamation or merger); (j) seeks or becomes subject to the appointment of an administrator, provisional liquidator, conservator, receiver, trustee, custodian or other similar official for it or for all or substantially all its assets; (k) has a secured party take possession of all or substantially all its assets or has a distress, execution, (prejudgement) attachment, sequestration or other legal process levied, enforced or sued on or against all or substantially all its assets and such secured party maintains possession, or any such process is not dismissed, discharged, stayed or restrained, in each case within 30 days thereafter;


 
AGREED FORM 11 (l) causes or is subject to any event with respect to it which, under the applicable laws of any jurisdiction, has an analogous effect to any of the events specified in paragraphs (a) to (k) above; or (m) takes any action in furtherance of, or indicating its consent to, approval of, or acquiescence in, any of the foregoing acts. “Interest Period” has the meaning given to that term in Clause 8.2 (Payment of interest). “Interim Documents” means each of this Agreement, the Fee Letter, the Interim Security Documents, any Drawdown Request and any other document designated as such in writing by the Interim Facility Agent and the Company. “Interim Facility” means the term loan facility made available under this Agreement as described in paragraph (a) of Clause 2 (The Interim Facilities – Availability). “Interim Commitment” means: (a) in relation to the Original Interim Lenders, the amount set opposite its name under the heading “Interim Commitment” in Schedule 1 (The Original Interim Lenders), and the amount of any other Interim Facility Commitment transferred to it under this Agreement; and (b) in respect of any other Interim Lender, the amount of any Interim Commitment transferred to it pursuant to Clause 23 (Changes to Parties), to the extent not cancelled, reduced or transferred by it under this Agreement. “Interim Finance Parties” means the Interim Lenders, the Interim Facility Agent and the Interim Security Agent. “Interim Lender” means: (a) an Original Interim Lender; and (b) any other bank or financial institution, trust, fund or other entity which is regularly engaged in or established for the purpose of making, purchasing or investing in loans, securities or other financial assets which has become a party as an Interim Lender to this Agreement pursuant to Clause 23 (Changes to Parties), which in each case has not ceased to be an Interim Lender in accordance with the terms of this Agreement. “Interim Liabilities” means all liabilities and obligations (both actual and contingent and whether incurred solely or jointly or in any capacity) payable or owing by the Borrowers to the Interim Finance Parties under the Interim Documents relating to or arising in respect of the Interim Facility. “Interim Loan” means a loan made or to be made under the Interim Facility or the principal amount outstanding of that loan at any time. “Interim Loan Drawdown Request” means any Drawdown Request made at any time in relation to any Interim Loan. “Interim Secured Parties” means each Interim Finance Party and each Receiver and Delegate.


 
AGREED FORM 12 “Interim Security” means the Security Interests created or expressed to be created in favour of the Interim Security Agent pursuant to the Interim Security Documents. “Interim Security Document” means each document listed in paragraph Error! Reference source not found. (Interim Security Documents) of Schedule 3 (Conditions Precedent) and any other document entered into by the Company or Listco creating or expressed to create any Security Interests over all or any part of its assets in respect of the obligations of the Borrowers under any of the Interim Documents. “Interpolated Screen Rate” means the rate (rounded upwards to four decimal places) which results from interpolating on a linear basis between: (a) either: (i) the applicable Term SOFR for the longest period (for which Term SOFR is available) which is less than the Interest Period of the Interim Loan; or (ii) if no such Term SOFR is available for a period which is less than the Interest Period of the Interim Loan, the most recent available SOFR for a day which is two US Government Securities Business Days before the Rate Fixing Day; and (b) the most recent applicable Term SOFR (as of a day which is no more than five US Government Securities Business Days before the Rate Fixing Day) for the shortest period (for which Term SOFR is available) which exceeds the Interest Period of the Interim Loan, as of the Specified Time on the Quotation Day of the Interim Loan. “Long-term Financing” means the Bridge Facility (as defined in the Commitment Letter). “Long-term Financing Agreement” means, collectively, the facilities agreement documenting the Bridge Facility (as defined in the Commitment Letter) and other documents or arrangements to be entered into for the purpose of documenting the Long-term Financing. “Longstop Date” has the meaning given to that term in the Acquisition Agreement (in the form delivered to the Interim Lenders prior to the date of this Agreement). “Major Event of Default” means an event or circumstance set out in paragraphs 1 (Payment default), 2 (Breach of other obligations), 3 (Misrepresentation), 4 (Invalidity/repudiation), 5 (Insolvency) and 6 (Insolvency proceedings) of Part 3 (Major Events of Default) of Schedule 4 (Major Representations, Major Undertakings and Major Events of Default), in each case, with respect to the Company, Holdco and Listco as to itself only (and for the avoidance of doubt not with respect to the Target Group or any other Group Company or their respective assets, liabilities or obligations) and excluding any procurement obligation with respect to the Target Group or any other Group Company. “Major Representation” means a representation set out in Part 1 (Major Representations) of Schedule 4 (Major Representations, Major Undertakings and Major Events of Default) in each case, with respect to the Company, Holdco and Listco as to itself only (and for the avoidance of doubt not with respect to the Target Group or any other Group Company or their respective assets, liabilities or obligations) and excluding any procurement obligation with respect to the Target Group or any other Group Company. “Major Undertaking” means an undertaking set out in Part 2 (Major Undertakings) of Schedule 4 (Major Representations, Major Undertakings and Major Events of Default) (other than paragraph 3 (Sanctions and anti-corruption)) in each case, with respect to the Company,


 
AGREED FORM 13 Holdco and Listco, as to itself only (and for the avoidance of doubt not with respect to the Target Group or any other Group Company or their respective assets, liabilities or obligations) and excluding any procurement obligation with respect to the Target Group or any other Group Company. “Majority Interim Lenders” means, at any time, Interim Lenders: (a) whose participation or share in the outstanding Interim Loan then aggregates more than 50 per cent. of the outstanding Interim Loan; or (b) if no Interim Loan is then outstanding: (i) whose Interim Commitments then aggregate more than 50 per cent. of the Total Interim Commitments; or (ii) if the Total Interim Commitments have then been reduced to zero, whose Interim Commitments aggregated more than 50 per cent. of the Total Interim Commitments immediately before that reduction. “Margin” means 4.5% per cent. per annum. “Material Adverse Effect” means any event or circumstance which, in each case (after taking into account all mitigating factors or circumstances, including any warranty, indemnity or other resources available to the Group or right of recourse against any third-party with respect to the relevant event or circumstance and any obligation of any person in force to provide any additional equity investment) has a material adverse effect on the consolidated business, assets or financial condition of the Group (taken as a whole) such that the Group (taken as a whole) would be reasonably likely to be unable to perform its payment obligations under the Interim Documents in respect of amounts due and payable thereunder within the next 12 months. “Participating Member State” means any member state of the European Union that has the euro as its lawful currency in accordance with legislation of the European Union relating to Economic and Monetary Union. “Party” means a party to this Agreement. “Perfection Requirements” means the making or the procuring of the necessary registrations, filing, endorsements, notarisation, stampings and/or notifications of the Interim Documents and/or the Interim Security created thereunder necessary for the validity and enforceability thereof. “Permitted Security” means: (a) any netting or set-off arrangement entered into in the ordinary course of banking arrangements (including any hedging) for the purpose of netting debit and credit balances; (b) any lien or other security interest in favour of a bank or financial institution with which any Group Company holds bank accounts pursuant to such bank or financial institution’s general terms and conditions; (c) any security interests over credit balances created or subsisting pursuant to or in connection with cash pooling arrangements; (d) any lien arising by operation of law or agreement of similar effect;


 
AGREED FORM 14 (e) any security consisting of cash collateral (including any security over any related bank account) provided or to be provided to support a letter of credit or other obligations of the Target Group to facilitate completion of the Acquisition; (f) security over cash paid into an escrow account pursuant to any escrow or retention of purchase price arrangements in connection with the Acquisition; (g) security over rental deposits or concession payments in respect of any premises owned or occupied by any Group Company; (h) security or quasi-security arising as a result of legal proceedings discharged within 30 days or otherwise contested in good faith; (i) any security arising by operation of law in respect of Taxes being contested in good faith, for Taxes not yet overdue or for non-payment of Taxes which are not material; (j) any security granted or arising in connection with a Permitted Transaction; (k) any security arising in respect of any letters of credit or guarantees granted in connection with office leases of Listco or any of its Subsidiaries; or (l) any security not permitted under the preceding paragraphs securing indebtedness the outstanding principal amount of which, when aggregated with the outstanding principal amount of any other indebtedness which has the benefit of security granted by a Group Company other than any permitted under the preceding paragraphs, does not exceed USD 2,000,000 (or its equivalent in other currencies) at any time. “Permitted Transaction” means: (a) any disposal required, financial indebtedness incurred, guarantee, indemnity, payment or security or any other transaction arising, contemplated or permitted under any of the Acquisition Documents or any of the transactions envisaged therein; (b) any issuance, incurrence or transfer of shares or other security to, or equity, shareholder debt or other capital contribution to any member of the Group or Target Group or any step, action or transaction for the purpose of creating or organising the group structure for the Acquisition as set out in the Structure Memorandum; (c) any Permitted Security; (d) any transaction permitted by the Interim Facility Agent (acting on the instructions of the Majority Interim Lenders); or (e) any payments or other transactions contemplated by the Structure Memorandum. “Person” means any natural person, corporation, limited liability company, trust, joint venture, association, company, partnership, governmental authority or other entity. “Protected Party” means an Interim Finance Party which is or will be subject to any liability or required to make any payment for or on account of Tax in relation to a sum received or receivable (or any sum deemed for the purposes of Tax to be received or receivable) under an Interim Document. “Qualified Majority Interim Lenders” means, at any time, Interim Lenders: (a) whose participation or share in the outstanding Interim Loans then aggregates more than 80 per cent. of the outstanding Interim Loans; or


 
AGREED FORM 15 (b) if no Interim Loan is then outstanding: (i) whose Interim Commitments then aggregate more than 80 per cent. of the Total Interim Commitments; or (ii) if the Total Interim Commitments have then been reduced to zero, whose Interim Commitments aggregated more than 80 per cent. of the Total Interim Commitments immediately before that reduction. “Quotation Day” means, in relation to any period for which an interest rate is to be determined two Business Days before the first day of that period unless market practice differs in the relevant interbank market for a currency, in which case the Quotation Day for that currency will be determined by the Interim Facility Agent in accordance with market practice in the relevant interbank market (and if quotations would normally be given by leading banks in the relevant interbank market on more than one day, the Quotation Day will be the last of those days). “Rate Fixing Day” means, in relation to any period for which an interest rate is to be determined in respect of the Interim Loan, two US Government Securities Business Days before the first day of that period. “Receiver” means a receiver and manager or administrative receiver of the whole or any part of the Charged Property. “Related Fund” in relation to a fund (the “first fund”), means a fund which is managed or advised by the same investment manager or adviser as the first fund or, if it is managed by a different investment manager or adviser, a fund whose investment manager or adviser is an Affiliate of the investment manager or adviser of the first fund. “Reports” has the meaning given to that term in paragraph 5(a) (Reports) of Schedule 3 (Conditions Precedent). “Reservations” means the principle that equitable remedies may be granted or refused at the discretion of the court, the limitation on enforcement by laws relating to bankruptcy, insolvency, liquidation, reorganisation, court schemes, moratoria, administration and other laws generally affecting the rights of creditors and similar principles or limitations under the laws of any applicable jurisdiction, the time barring of claims under any applicable limitation statutes, the possibility that an undertaking to assume liability for or indemnify a person against non-payment of stamp duty may be void and defences of set-off or counterclaim and similar principles or limitations under the laws of any applicable jurisdiction, the possibility that a court may strike out provisions of a contract as being invalid or unenforceable for reasons of oppression, undue influence or (in the case of default interest) representing a penalty, the unavailability of, or limitation on the availability of a particular right or remedy because of equitable principles of general application and any other reservations or qualifications as to matters of law (only) which are referred to in any legal opinion referred to in Schedule 3 (Conditions Precedent). “Resolution Authority” means any body which has authority to exercise any Write-down and Conversion Powers.


 
AGREED FORM 16 “Sanctions” means all economic, trade or financial sanctions laws, regulations or embargoes imposed, administered or enforced from time to time by any Sanctions Authority. “Sanctions Authority” means: (a) the United States of America; (b) the United Nations Security Council; (c) the European Union; (d) the United Kingdom; or (e) respective governmental institutions and regulatory bodies of any of the foregoing including, His Majesty’s Treasury, the United States’ Department of the Treasury’s Office of Foreign Assets Control (OFAC), the US Department of Commerce, the US Department of State and any other agency of the US government. “Sanctioned Country” means any country or other territory subject to a general export, import, financial or investment embargo under any Economic Sanctions Laws, which, as of the date of this Agreement are Cuba, Iran, North Korea, Syria and the Ukrainian territory of Crimea, or the so-called Donetsk and Luhansk People’s Republics. “Sanctions List” means any of the publicly available lists of specifically designated nationals or designated or sanctioned individuals or entities (or equivalent) issued by any Sanctions Authority, each as amended, supplemented or substituted from time to time. “Screen Rate” means the term SOFR reference rate administered by CME Group Benchmark Administration Limited (or any other person which takes over the administration of that rate) for the relevant period published (before any correction, recalculation or republication by the administrator) by CME Group Benchmark Administration Limited (or any other person which takes over the publication of that rate) or on the appropriate page of such other information service which publishes that rate from time to time in place of CME Group Benchmark Administration Limited (as applicable). If such page or service ceases to be available, the Interim Facility Agent may specify another page or service displaying the relevant rate after consultation with the Company. “Security Interest” means any mortgage, charge (fixed or floating), pledge, lien, hypothecation, right of set-off, security trust, assignment, reservation of title or other security interest and any other agreement (including a sale and repurchase arrangement) having the commercial effect of conferring security. “Specified Time” means a time determined in accordance with Schedule 5 (Timetables). “Structure Memorandum” has the meaning given to that term in paragraph 5(a) (Reports) of Schedule 3 (Conditions Precedent). “Sub-Participation” means a sub-participation or any other agreement or arrangement having an economic effect substantially similar to a sub-participation by an Interim Lender of any of its obligations under the Interim Facility. “Subsidiary” means in relation to any company, corporation or partnership, a company, corporation or partnership: (a) which is controlled, directly or indirectly, by the first mentioned company or corporation or partnership; or


 
AGREED FORM 17 (b) more than half the issued share capital or membership interests of which is beneficially owned, directly or indirectly by the first mentioned company or corporation or partnership, and for this purpose, a company or corporation or partnership shall be treated as being controlled by another if that other company or corporation or partnership is able to direct its affairs and/or to control the composition of its board of directors or equivalent body. “Super Majority Interim Lenders” means, at any time, Interim Lenders: (a) whose participation or share in the outstanding Interim Loans then aggregates to 662/3 per cent. or more of the outstanding Interim Loans; or (b) if no Interim Loan is then outstanding: (i) whose Interim Commitments then aggregate 662/3 per cent. or more of the Total Interim Commitments; or (ii) if the Total Interim Commitments have then been reduced to zero, whose Interim Commitments aggregated 662/3 per cent. or more of the Total Interim Commitments immediately before that reduction. “Target” means [Brio]. “Target Group” means the Target and its Subsidiaries. “Target Shares” means 60% of the shares outstanding in the capital of the Target from time to time including without limitation any shares in the Target arising on exercise of Target Group options or awards. “Tax” means any tax, levy, impost, duty or other charge or withholding of a similar nature (including any penalty or interest payable in connection with any failure to pay or any delay in paying any of the same) imposed or levied by any government or other taxing authority and “Taxes” shall be construed accordingly. “Tax Credit” means a credit against, relief from, or rebate, repayment, remission or refund of, any Tax. “Tax Deduction” has the meaning given to that term in Clause 10 (Taxes). “Term Sheet” means the agreed form term sheet relating to the Long-term Financing attached to the Commitment Letter as Exhibit A (Term Sheet). “Term SOFR” means: (a) the applicable Screen Rate; (b) if no Screen Rate for the currency of the Interim Loan is available for the Interest Period of the Interim Loan, the Interpolated Screen Rate for the Interim Loan; or (c) if: (i) no Screen Rate for the currency of the Interim Loan is available for the Interest Period of the Interim Loan and (ii) it is not possible to calculate Interpolated Screen Rate for the Interim Loan, the USD Central Bank Rate (or if the USD Central Bank Rate is not available, the most recent USD Central Bank Rate for a day which is no more than five US Government Securities Business Days before the relevant date),


 
AGREED FORM 18 as of, 5.00 p.m. New York time on the Quotation Day for USD and for a period equal in length to the Interest Period of the Interim Loan. “Total Interim Commitments” means at any time the aggregate of the Interim Commitments, being [USD 150,000,000] as at the date of this Agreement. “Transaction Documents” means the Interim Documents and the Acquisition Documents. “Transfer Certificate” means a certificate substantially in the form set out in Schedule 6 (Form of Transfer Certificate) or any other form agreed between the Interim Facility Agent and the Company. “Transfer Date” means, in relation to a transfer, the later of: (a) the proposed Transfer Date specified in the Transfer Certificate; and (b) the date on which the Interim Facility Agent executes the Transfer Certificate. “Treasury Transactions” means any derivative transaction entered into in connection with protection against or benefit from fluctuation in any rate or price. “UK Bail-In Legislation” means Part I of the United Kingdom Banking Act 2009 and any other law or regulation applicable in the United Kingdom relating to the resolution of unsound or failing banks, investment firms or other financial institutions or their affiliates (otherwise than through liquidation, administration or other insolvency proceedings). “Undisclosed Administration” means the appointment of an administrator, provisional liquidator, receiver, trustee, custodian or other similar official by a supervisory authority or regulator under or pursuant to the law in the country where such Interim Finance Party is subject to home jurisdiction suspension, if applicable law requires that such appointment is not to be publicly disclosed. “Unpaid Sum” means any sum due and payable but unpaid by a Borrower under the Interim Documents. “US Government Securities Business Days” means any day other than: (a) a Saturday or a Sunday; and (b) a day on which the Securities Industry and Financial Markets Association (or any successor organisation) recommends that the fixed income departments of its members be closed for the entire day for purposes of trading in US Government securities. “VAT” means: (a) any tax charged in accordance with the UK Value Added Tax Act 1994, as may be amended or substituted from time to time; (b) any tax imposed in compliance with the Council Directive of 28 November 2006 on the common system of value added tax (EC Directive 2006/112); and (c) any other tax of a similar nature, whether imposed in a member state of the European Union in substitution for, or levied in addition to, such tax referred to in paragraphs (a) or (b) above, or imposed elsewhere.


 
AGREED FORM 19 “Write-Down and Conversion Powers” means: (a) in relation to any Bail-In Legislation described in the EU Bail-In Legislation Schedule from time to time, the powers described as such in relation to that Bail-In Legislation in the EU Bail-In Legislation Schedule; (b) in relation to the UK Bail-In Legislation, any powers under that UK Bail-In Legislation to cancel, transfer or dilute shares issued by a person that is a bank or investment firm or other financial institution or affiliate of a bank, investment firm or other financial institution, to cancel, reduce, modify or change the form of a liability of such a person or any contract or instrument under which that liability arises, to convert all or part of that liability into shares, securities or obligations of that person or any other person, to provide that any such contract or instrument is to have effect as if a right had been exercised under it or to suspend any obligation in respect of that liability or any of the powers under that UK Bail-In Legislation that are related to or ancillary to any of those powers; and (c) in relation to any other applicable Bail-In Legislation: (i) any powers under that Bail-In Legislation to cancel, transfer or dilute shares issued by a person that is a bank or investment firm or other financial institution or affiliate of a bank, investment firm or other financial institution, to cancel, reduce, modify or change the form of a liability of such a person or any contract or instrument under which that liability arises, to convert all or part of that liability into shares, securities or obligations of that person or any other person, to provide that any such contract or instrument is to have effect as if a right had been exercised under it or to suspend any obligation in respect of that liability or any of the powers under that Bail-In Legislation that are related to or ancillary to any of those powers; and (ii) any similar or analogous powers under that Bail-In Legislation. 1.2 Other References (a) In this Agreement, unless a contrary intention appears, a reference to: (i) an “agreement” includes any legally binding arrangement, contract, deed or instrument (in each case whether oral or written); (ii) an “amendment” includes any amendment, supplement, variation, novation, modification, replacement or restatement and “amend” and “amended” shall be construed accordingly; (iii) “assets” includes properties, assets, businesses, undertakings, revenues and rights of every kind (including uncalled share capital), present or future, actual or contingent, and any interest in any of the above; (iv) a “consent” includes an authorisation, permit, approval, consent, exemption, licence, order, filing, registration, recording, notarisation, permission or waiver; (v) a “disposal” includes any sale, transfer, grant, lease, licence or other disposal, whether voluntary or involuntary and “dispose” will be construed accordingly; (vi) “$”, “US dollars” and “USD” denotes the lawful currency of the United States of America;


 
AGREED FORM 20 (vii) a “guarantee” includes: (A) an indemnity, counter-indemnity, guarantee or assurance against loss in respect of any indebtedness of any other person; and (B) any other obligation of any other person, whether actual or contingent: (I) to pay, purchase, assume, provide funds (whether by the advance of money to, the purchase of or subscription for shares or other investments in, any other person, the purchase of assets or services, the making of payments under an agreement or otherwise) for the payment of, to indemnify against the consequences of default in the payment of, or otherwise be responsible for, any indebtedness of any other person; or (II) to be responsible for the performance of any obligations by or the solvency of any other person, and “guaranteed” and “guarantor” shall be construed accordingly; (viii) “including” means including without limitation and “includes” and “included” shall be construed accordingly; (ix) “indebtedness” includes any obligation (whether incurred as principal, guarantor or surety and whether present or future, actual or contingent) for the payment or repayment of money; (x) “losses” includes losses, actions, damages, claims, proceedings, costs, demands, expenses (including legal and other fees) and liabilities of any kind and loss shall be construed accordingly; (xi) a “month” means a period starting on one day in a calendar month and ending on the numerically corresponding day in the next calendar month, except that: (A) (subject to sub-paragraph (C) below) if any such period would otherwise end on a day which is not a Business Day, it shall end on the next Business Day in the same calendar month or, if there is none, on the preceding Business Day; (B) if there is no numerically corresponding day in the month in which that period is to end, that period shall end on the last Business Day in that later month; and (C) if an Interest Period begins on the last Business Day of a calendar month, that Interest Period shall end on the last Business Day in the calendar month in which that Interest Period is to end, and references to “months” shall be construed accordingly; (xii) an Acceleration Notice or a Major Event of Default being “outstanding” or “continuing” means that such Acceleration Notice (or the underlying Major Event of Default giving rise to such Acceleration Notice) or Major Event of Default has occurred or arisen and has not been remedied or waived; (xiii) references to any matter being “permitted” under this Agreement or any other Interim Document or other agreement shall include references to such matters


 
AGREED FORM 21 not being prohibited or otherwise being approved under this Agreement or such Interim Document or such other agreement; (xiv) a “person” includes any individual, trust, firm, fund, company, corporation, partnership, joint venture, government, state or agency of a state or any undertaking or other association (whether or not having separate legal personality); (xv) the meaning of defined terms are equally applicable to the singular and plural forms of the defined terms; (xvi) a “regulation” includes any regulation, rule, official directive, request or guideline (whether or not having the force of law but if not having the force of law compliance with which is customary) of any governmental or supranational body, agency, department or regulatory, self-regulatory or other authority or organisation; and (xvii) document in “agreed form” is to a document which is previously agreed in writing by or on behalf of the Interim Facility Agent (each acting reasonably) and the Company. (b) In this Agreement, unless a contrary intention appears: (i) a reference to a Party includes a reference to that Party’s successors and permitted assignees or permitted transferees but does not include that Party if it has ceased to be a party under this Agreement; (ii) references to paragraphs, Clauses, sub-clauses, appendices and Schedules are references to, respectively, paragraphs, Clauses and sub-clauses of and appendices and Schedules to this Agreement and references to this Agreement include its appendices and Schedules; (iii) a reference to (or to any specified provision of) any agreement (including any of the Interim Documents) is to that agreement (or that provision) as amended from time to time; (iv) a reference to a statute, statutory instrument or provision of law is to that statute, statutory instrument or provision of law, as it may be applied, amended or re-enacted from time to time; (v) a reference to a time of day is, unless otherwise specified to London time; and (vi) the index to and the headings in this Agreement are for convenience only and are to be ignored in construing this Agreement. (c) Unless a contrary indication appears, a term used in any other Interim Document or in any notice given under or in connection with any Interim Document has the same meaning in that Interim Document or notice as in this Agreement. (d) Where the Interim Facility Agent or the Interim Security Agent is referred to as acting “reasonably” or “in a reasonable manner” or as coming to an opinion or determination that is “reasonable” (or any similar or analogous wording is used), or acting or exercising any discretion (or refraining from acting or exercising any discretion) this shall mean that the Interim Facility Agent and the Interim Security Agent shall be acting or coming to an opinion or determination on the instructions of the Interim Lenders, the Majority Interim Lenders or Super Majority Interim Lenders (as the case may be) acting


 
AGREED FORM 22 reasonably or in a reasonable manner and the Interim Facility Agent and the Interim Security Agent shall be under no obligation to determine the reasonableness of such instructions or whether in giving such instructions the Interim Lenders, the Majority Interim Lenders or Super Majority Interim Lenders (as the case may be) are acting reasonably or in a reasonable manner. (e) Where acceptability to or satisfaction of the Interim Facility Agent or the Interim Security Agent is referred to in relation to a matter not affecting the personal interests of the Interim Facility Agent or Interim Security Agent (including, for the avoidance of doubt, any satisfaction or determination in relation to conditions precedent) this shall mean the acceptability to or satisfaction of the Interim Lenders, the Majority Interim Lenders or the Super Majority Interim Lenders (as the case may be) as notified by it to the Interim Facility Agent or the Interim Security Agent. (f) In respect of paragraphs (d) and (e) above, the Interim Facility Agent and the Interim Security Agent shall not be responsible for any liability occasioned or by any delay or failure on the part of the Interim Lenders, the Majority Interim Lenders or Super Majority Interim Lenders (as the case may be) to give any such instructions or direction or to form any such opinion. 2. THE INTERIM FACILITIES - AVAILABILITY (a) Subject to the terms of this Agreement, the Interim Lenders make available to the Borrowers the interim term loan facility in an aggregate amount equal to the Interim Commitment, available to be utilised in USD. (b) The undrawn Interim Commitments of each Interim Lender under the Interim Facility will be automatically cancelled at 11:59 p.m. (London time) on the last day of the Certain Funds Period. (c) Any Borrower (or the Company on its behalf) may, by one Business Day’s prior written notice to the Interim Facility Agent, at any time cancel any undrawn amount of the Interim Facilities. 3. PURPOSE Each Borrower shall apply all amounts borrowed by it under the Interim Facility (directly or indirectly) in or towards financing or refinancing (including by way of on-lending to any member of the Group and/or the Target Group): (a) the consideration and all other amounts payable in connection with the Acquisition (including any purchase price adjustments); and (b) other related amounts, including fees, costs, expenses, liabilities, taxes (including stamp duty) and other amounts, including those incurred in connection with the Acquisition (including Acquisition Costs), the Structure Memorandum and/or the Transaction Documents (including any required arrangement, up-front or any original issue discount fees or similar fees, any additional original issue discount or other fees arising as a result of any market flex, and any ticking fees required to be paid in connection with, and any interest accruing on, the Transaction Documents).


 
AGREED FORM 23 4. THE MAKING OF THE INTERIM LOANS (a) Each Interim Lender will be obliged to participate in the Interim Loan subject only to: (i) the Interim Facility Agent having received or waived the requirement to receive all of the documents and evidence referred to in Schedule 3 (Conditions Precedent), where required, in form and substance satisfactory to it (acting reasonably) or, as applicable, on the instructions of the Majority Interim Lenders (each acting reasonably in giving instructions to the Interim Facility Agent). The Interim Facility Agent shall notify the Interim Lenders and the Company promptly upon being so satisfied; (ii) no Change of Control having occurred; (iii) no Major Event of Default being continuing; and (iv) it not, since the date on which such Interim Lender first became party to this Agreement, having become unlawful in any applicable jurisdiction for such Interim Lender to make, or to allow to have outstanding, that Interim Loan provided that such Interim Lender has notified the Company immediately upon becoming aware of the relevant unlawfulness in accordance with Clause 11.3 (Illegality), and provided that such unlawfulness alone will not excuse any other Interim Lender from participating in the relevant Interim Loan and will not in any way affect the obligations of any other Interim Lender. (b) Notwithstanding any other provision of any Interim Document, during the Certain Funds Period, none of the Interim Finance Parties shall be entitled to: (i) refuse to participate in or make available any Interim Loan; (ii) cancel any of its Interim Commitments; (iii) take any action to rescind, terminate or cancel this Agreement (or any provision hereof or obligation hereunder), any Interim Commitment or any Interim Loan or exercise any similar right or remedy or exercise any right of set-off or counterclaim in respect of any Interim Commitment or Interim Loan; (iv) accelerate any Interim Loan or otherwise demand or require or cause repayment or prepayment of any Interim Loan or enforce (or instruct the Interim Security Agent to enforce) any security under any Interim Document; (v) take any other action or make or enforce any claim to the extent that such action, claim or enforcement would directly or indirectly prevent or limit the Interim Loan from being made; or (vi) make or enforce, or take any other action to make or enforce, any claim under any indemnity or in respect of any payment obligation of a Borrower as set out in the Interim Documents, including, but not limited to, Clause 10 (Taxes), Clause 11 (Change in Circumstances), Clause 13 (Fees and Expenses) and Clause 14 (Indemnities), unless at any time any of the conditions in sub-paragraphs (a)(ii) to (a)(iv) above are not satisfied (which, in respect of sub-paragraph (a)(iv) above, shall allow the relevant Interim Lender to take such action in respect of itself only), provided that immediately upon the expiry of the Certain Funds Period, all such rights, remedies and entitlements


 
AGREED FORM 24 shall be available to the Interim Finance Parties, notwithstanding that they may not have been used or been available for use during the Certain Funds Period. 5. NATURE OF AN INTERIM FINANCE PARTY’S RIGHTS AND OBLIGATIONS (a) Each Interim Lender will participate in the Interim Loan in the proportion which its relevant Interim Commitment bears to the aggregate of the relevant Interim Commitments immediately before the making of that Interim Loan. (b) No Interim Lender is bound to monitor or verify the drawdown of any Interim Facility nor be responsible for the consequences of such drawdown. (c) The obligations of each Interim Finance Party under the Interim Documents are several. (d) Failure by an Interim Finance Party to perform its obligations does not affect the obligations of any other Party under the Interim Documents. (e) No Interim Finance Party is responsible for the obligations of any other Interim Finance Party under the Interim Documents. (f) The rights of an Interim Finance Party under the Interim Documents are separate and independent rights. (g) An Interim Finance Party may, except as otherwise stated in the Interim Documents, separately enforce its rights under the Interim Documents. (h) A debt arising under the Interim Documents to an Interim Finance Party is a separate and independent debt. 6. DRAWDOWN 6.1 Giving of Drawdown Requests (a) A Borrower (or the Company on its behalf) may borrow the Interim Loan by giving to the Interim Facility Agent a duly completed Drawdown Request. A Drawdown Request is, once given, irrevocable. (b) Unless the Interim Facility Agent otherwise agrees, the latest time for receipt by the Interim Facility Agent of a duly completed Drawdown Request is the Specified Time. (c) Each Borrower may only draw one Interim Loan under the Interim Facility. 6.2 Completion of Drawdown Requests (a) A Drawdown Request for the Interim Loan will not be regarded as having been duly completed unless the Drawdown Date is a Business Day within the Certain Funds Period, and the amount of the Interim Loan requested does not exceed the Total Interim Commitments. (b) For the avoidance of doubt, the Drawdown Request in respect of a utilisation to be made during the Certain Funds Period shall be considered validly submitted if completed and signed by a Borrower (or the Company on its behalf), notwithstanding that: (i) all conditions precedent to such utilisations have not been satisfied (and no funding indemnities shall be required in addition to those set out in this Agreement); and


 
AGREED FORM 25 (ii) such Drawdown Request was submitted prior to the date of this Agreement (including, for the avoidance of doubt, alongside any request that the Interim Finance Parties enter into and execute this Agreement made in accordance with the terms of the Commitment Letter). 6.3 Advance of Interim Loans (a) The Interim Facility Agent must promptly notify each Interim Lender of the details of the requested Interim Loan and the amount of its share in that Interim Loan. (b) The amount of each Interim Lender’s share of the Interim Loan will be equal to the proportion which its relevant available Interim Commitment bears to the aggregate of all of the relevant available Interim Commitments on the proposed Drawdown Date. (c) No Interim Lender is obliged to participate in the Interim Loan in respect of the Interim Facility if as a result its share in the Interim Loan would exceed its corresponding Interim Commitment in respect of the Interim Facility or that Interim Loan would exceed the aggregate of the Interim Commitments of all the Interim Lenders. (d) The Interim Loan may only be denominated in USD. 7. REPAYMENT AND PREPAYMENT 7.1 Repayment (a) The Borrowers must repay the outstanding Interim Loan (together with all interest and all other amounts accrued or outstanding under or in connection with the Interim Documents) on the earlier of: (i) the date which falls 90 days after the Acquisition Closing Date (the “Final Repayment Date”); (ii) the date of an Acceleration Notice; (iii) the occurrence of a Change of Control; and (iv) subject to Clause 4 (The Making of the Interim Loans), the date on which the Company or Holdco sells all or substantially all of the assets of the Group (whether in a single transaction or a series of related transactions). (b) Subject to Clause 4 (The Making of the Interim Loans) above and Clause 16.7 (Enforcement of Interim Security Documents) below, if a Major Event of Default has occurred and is continuing the Interim Facility Agent may, and shall if so directed by the Super Majority Interim Lenders, by notice to the Company: (i) cancel all or any of the Total Interim Commitments hereunder at which time they shall be immediately cancelled; and/or (ii) declare that all or any part of the outstanding Interim Loan together with accrued interest and any other amounts accrued or outstanding under the Interim Documents be immediately due and payable, at which time they shall become immediately due and payable; and/or (iii) declare that all or any part of the outstanding Interim Loan be payable on demand, at which time they shall become immediately due and payable on demand by the Interim Facility Agent; and/or (iv) exercise or direct the Interim Security Agent to exercise all or any of its rights, remedies or discretions under the Interim Security Documents. (c) Any such notice shall take effect in accordance with its terms. (d) Amounts repaid under the Interim Facility cannot be redrawn.


 
AGREED FORM 26 7.2 Prepayment and cancellation (a) The Borrowers shall prepay the Interim Loan in full, together with all interest and all other amounts accrued or outstanding under or in connection with the Interim Documents substantially simultaneously with the proceeds of any drawing under the Bridge Facility (as defined in the Commitment Letter). (b) The Borrowers may prepay the whole or any part of the outstanding Interim Loan, together with accrued but unpaid interest, at any time, on giving one Business Day’s prior notice in writing to the Interim Facility Agent. (c) The Interim Commitments (or any part thereof) shall be automatically cancelled at the end of the Certain Funds Period applicable to such Interim Facility (or part thereof). (d) The Interim Commitments will be automatically cancelled on the first date on which the documentation in respect of the Long-term Financing has been fully executed and delivered by all the parties to it and all of the initial conditions precedent specified therein have been satisfied or waived (other than any conditions precedent which can only be satisfied on the Acquisition Closing Date, which, if documentary, must be in agreed form). 8. INTEREST 8.1 Calculation of interest The rate of interest on the Interim Loan for its Interest Period is the percentage rate per annum equal to the aggregate of: (a) the Margin; and (b) the Funding Cost for that Interest Period. 8.2 Payment of interest (a) The period for which the Interim Loan is outstanding shall be divided into successive interest periods (each an “Interest Period”), each of which will start on the expiry of the previous Interest Period or, in the case of the first Interest Period, on the Drawdown Date. (b) A Borrower (or the Company on its behalf) shall select an Interest Period of one month or three months in each Drawdown Request and thereafter no later than the Specified Time. If the Borrower (or the Company on its behalf) does not select an Interest Period, the default Interest Period shall (subject to paragraph (d) below) be one month. (c) The Borrowers must pay accrued interest on the Interim Loan on the last day of each Interest Period and on any date on which that Interim Loan is repaid or prepaid. (d) Notwithstanding paragraphs (a) and (b) above, no Interest Period will extend beyond the Final Repayment Date. (e) If an Interest Period would otherwise end on a day which is not a Business Day, that Interest Period will instead end on the next Business Day in that calendar month (if there is one) or the preceding Business Day (if there is not), provided that no Interest Period will extend beyond the Final Repayment Date.


 
AGREED FORM 27 8.3 Interest on overdue amounts If a Borrower fails to pay when due any amount payable by it under the Interim Documents, it must immediately on demand by the Interim Facility Agent pay interest on the overdue amount from its due date up to the date of actual payment, both before, on and after judgment. Interest on an overdue amount is payable at a rate determined by the Interim Facility Agent to be one per cent. per annum above the rate which would have been payable if the overdue amount had, during the period of non-payment, constituted part of the Interim Loan under the Interim Facility. 8.4 Interest calculation Interest shall be paid in the currency of the Interim Loan and shall accrue from day to day and be calculated on the basis of the actual number of days elapsed and a 360 day year (or, where practice in the relevant interbank market differs, in accordance with that market practice). The Interim Facility Agent must promptly notify each relevant Party of the determination of a rate of interest under this Agreement. 8.5 Break Costs If there is a repayment, prepayment or recovery of all or any part of the Interim Loan and other than on the last day of its Interest Period, the relevant Borrower will pay the Lenders promptly following demand their Break Costs (if any), provided that the Borrower has received from the relevant Lenders a certificate confirming the amount of such Break Costs together with reasonable detail of the calculation thereof. 9. MARKET DISRUPTION 9.1 [Reserved] 9.2 Market disruption (a) If a Market Disruption Event occurs in relation to the Interim Loan for any Interest Period, then the rate of interest on each Interim Lender’s share of the Interim Loan for the Interest Period shall be the percentage rate per annum which is the sum of: (i) the Margin; and (ii) the rate notified to the Interim Facility Agent by that Interim Lender as soon as practicable and in any event by close of business on the date falling three Business Days after the Quotation Day (or, if earlier, on the date falling three Business Days prior to the date on which interest is due to be paid in respect of that Interest Period), to be that which expresses as a percentage rate per annum the cost to that Interim Lender of funding its participation in the Interim Loan from whatever source it may reasonably select. (b) If: (i) the percentage rate per annum notified by an Interim Lender pursuant to paragraph (a)(ii) above is less than the applicable Funding Cost; or (ii) an Interim Lender has not notified the Interim Facility Agent of a percentage rate per annum pursuant to paragraph (a)(ii) above, the cost to that Interim Lender of funding its participation in the Interim Loan for that Interest Period shall be deemed, for the purposes of paragraph (a) above, to be the applicable Funding Cost for the relevant currency.


 
AGREED FORM 28 (c) If a Market Disruption Event occurs the Interim Facility Agent shall, as soon as is practicable, notify the Company. (d) In this Agreement, “Market Disruption Event” means before close of business in [New York] on the Quotation Day for the relevant Interest Period, the Interim Facility Agent receives notifications from an Interim Lender or Interim Lenders (whose participations in the Interim Loan exceed 50 per cent. of that Interim Loan) that the cost to it of funding its participation in the Interim Loan from whatever source it may reasonably select would be in excess of the applicable Funding Cost. 9.3 Alternative basis of interest or funding (a) If a Market Disruption Event occurs and the Interim Facility Agent or the Company so requires, the Interim Facility Agent and the Company shall enter into negotiations (for a period of not more than thirty days) with a view to agreeing a substitute basis for determining the rate of interest. (b) Any alternative basis agreed pursuant to paragraph (a) above shall, with the prior consent of all the Interim Lenders and the Company, be binding on all Parties. 10. TAXES In this Agreement: “Tax Deduction” means a deduction or withholding for or on account of Tax from a payment under an Interim Document, other than a FATCA Deduction. Unless a contrary indication appears, in this Clause 10 a reference to determines or determined means a determination made in the discretion of the person making the determination acting reasonably and in good faith. 10.1 Gross-up (a) The Borrowers must make all payments under the Interim Documents without any Tax Deduction, unless a Tax Deduction is required by law. (b) If a Borrower becomes aware that it must make a Tax Deduction (or that there is any change in the rate or the basis of a Tax Deduction) it shall promptly notify the Interim Facility Agent accordingly. (c) Subject to the limitations and exclusions herein, if a Tax Deduction is required by law to be made by a Borrower, the amount of the payment due from that Borrower shall be increased to an amount which (after making any Tax Deduction) leaves an amount equal to the payment which would have been due if no Tax Deduction had been required. (d) If a Borrower is required by law to make a Tax Deduction, that Borrower shall make that Tax Deduction and any payment required in connection with that Tax Deduction within the time allowed by law and in the minimum amount required by law. (e) Within thirty (30) days after making either a Tax Deduction or any payment required in connection with that Tax Deduction, the relevant Borrower shall deliver to the Interim Facility Agent for the relevant Interim Finance Party entitled to the payment evidence reasonably satisfactory to that Interim Finance Party that the Tax Deduction has been made or (as applicable) any appropriate payment paid to the relevant Tax authority.


 
AGREED FORM 29 (f) An Interim Lender and the Borrowers shall co-operate in promptly completing or assisting with the completion of any procedural formalities necessary for the Company to obtain authorisation to make that payment without a Tax Deduction or (if applicable) with the right to apply a reduced rate of Tax and maintain that authorisation where an authorisation expires or otherwise ceases to have effect. (g) If: (i) a Tax Deduction is required by law in respect of a payment made by or on account of a Borrower to an Interim Lender under an Interim Document; (ii) that Borrower was unaware, and could not reasonably be expected to have been aware, that the Tax Deduction was required and as a result does not make the Tax Deduction; and (iii) that Borrower is not required to make an increased payment under paragraph (c) above in respect of that Tax Deduction because, based on circumstances existing at the time such Tax Deduction was required to be made, one of the exclusions in this Clause 10.1 would have applied, then the Interim Lender that received the payment in respect of which the Tax Deduction should have been made undertakes (upon the request of the Company) to promptly reimburse the relevant Borrower for the amount of the Tax Deduction that should have been made (plus any penalty or interest payable or incurred in connection with any failure to pay or any delay in paying any of the same). (h) Each Interim Finance Party, to the extent it is legally entitled to do so, shall provide, on or before the date on which it becomes party to this Agreement, the Borrowers with a duly completed and executed Internal Revenue Service Form W-9, W-8BEN, W- 8BEN-E, W-8IMY or W-8ECI, as applicable, establishing a complete exemption from withholding of U.S. federal income taxes with respect to all payments under the Interim Documents. 10.2 Tax indemnity (a) A Borrower shall (within five Business Days of demand by the Interim Facility Agent) pay (or procure to be paid) to a Protected Party an amount equal to the loss, liability or cost which that Protected Party determines (acting reasonably and in good faith) will be or has been (directly or indirectly) suffered for or on account of Tax by that Protected Party in respect of an Interim Document. (b) Paragraph (a) above shall not apply: (i) to any Tax assessed on an Interim Finance Party: (A) under the law of the jurisdiction (including any political subdivision thereof) in which that Interim Finance Party is incorporated or, if different, the jurisdiction (or jurisdictions) in which that Interim Finance Party is treated as, or deemed to be, resident for tax purposes; (B) under the law of the jurisdiction (including any political subdivision thereof) in which that Interim Finance Party has a permanent establishment to which income under an Interim Document is attributed in respect of amounts received or receivable in that jurisdiction; or


 
AGREED FORM 30 (C) under the law of the jurisdiction (including any political subdivision thereof) in which that Interim Finance Party’s Facility Office is located in respect of amounts received or receivable under the Interim Documents in that jurisdiction, if that Tax is imposed on or calculated by reference to the net income or gains received or receivable (but not any sum deemed to be received or receivable) by that Interim Finance Party or if that Tax is considered a franchise Tax (imposed in lieu of net income Tax) or a branch profits or similar Tax; or (ii) to the extent a loss or liability or cost: (A) is compensated for by an increased payment under Clause 10.1 (Gross-up); (B) would have been compensated for by an increased payment under Clause 10.1 (Gross-up) but was not so compensated solely because one of the exclusions in 10.1 (Gross-up) applied; (C) is compensated for by payment of an amount under Clause 10.4 (Stamp Taxes) or Clause 10.6 (Value added taxes) or would have been so compensated but was not so compensated solely because one of the exclusions in the relevant Clause applied; (D) is attributable to any Bank Levy (or any payment attributable to, or liability arising as a consequence of any Bank Levy); or (E) relates to a FATCA Deduction required to be made by a Party. (c) A Protected Party making, or intending to make a claim under paragraph (a) above shall promptly notify the Interim Facility Agent of the event which has given, or will give, rise to the claim, following which the Interim Facility Agent shall notify the Company. 10.3 Tax Credit If a Borrower pays an additional amount under Clause 10.1 (Gross-up) or a payment under Clause 10.2 (Tax indemnity) (a “Tax Payment”) and an Interim Finance Party determines in its sole discretion (acting reasonably and in good faith) that it has obtained and utilised a Tax Credit, the Interim Finance Party shall pay an amount to that Borrower which that Interim Finance Party determines, acting reasonably and in good faith will leave it or an Affiliate (after that payment and net of all out of pocket expenses incurred in obtaining the relevant Tax Credit, including Taxes) in the same after-Tax position as it would have been in had the Tax Payment not been required to be made by that Borrower. 10.4 Stamp Taxes A Borrower shall pay (or procure to be paid), and within 5 Business Days of demand, indemnify (or procure to be indemnified) each Interim Finance Party against all losses which that Interim Finance Party suffers or incurs in relation to any stamp duty, registration or other similar Tax payable in respect of any Interim Document, except (A) any such Tax payable in respect of an assignment, novation, transfer or Sub-Participation or sub-contract of an Interim Loan (or part thereof) by that Interim Finance Party or otherwise of any Interim Finance Parties’ rights under an Interim Document or (B) pursuant to or to the extent that such stamp duty, registration or other similar Tax becomes payable upon a voluntary registration made by any Party if such registration is not required by any applicable law or not necessary to evidence, prove, maintain,


 
AGREED FORM 31 enforce, compel or otherwise assert the rights of such Party or obligations of any Party under an Interim Document. 10.5 Tax affairs Nothing in this Agreement will: (a) interfere with the right of any Interim Finance Party to arrange its affairs (tax or otherwise) in whatever manner it thinks fit; (b) oblige any Interim Finance Party to investigate or claim any credit, relief, remission or repayment available to it or the extent, order and manner of any claim; or (c) oblige any Interim Finance Party to disclose any information relating to its affairs (tax or otherwise) or any computations in respect of Tax. 10.6 Value added taxes (a) All amounts expressed to be payable under an Interim Document by a Party to any Interim Finance Party which (in whole or in part) constitute the consideration for any supply for VAT purposes are deemed to be exclusive of any VAT which is chargeable on that supply. Subject to paragraph (c) below, if VAT is or becomes chargeable on any supply made by any Interim Finance Party to any Party under an Interim Document and such Interim Finance Party is required to account to the relevant tax authority for the VAT, the Party must pay to the Interim Finance Party (in addition to and at the same time as paying any other consideration for such supply) an amount equal to the amount of that VAT. Such Interim Finance Party shall promptly provide an appropriate VAT invoice to such Party. (b) Where an Interim Document requires any Party to reimburse or indemnify an Interim Finance Party for any costs or expenses, that Party shall also reimburse or indemnify (as the case may be) such Interim Finance Party for the full amount of such cost or expense, including such part thereof as represents VAT, save to the extent that such Interim Finance Party reasonably determines that it is entitled to credit or repayment in respect of such VAT from the relevant tax authority. (c) If VAT is or becomes chargeable on any supply made by any Interim Finance Party (the “Supplier”) to any other Interim Finance Party (the “Recipient”) under an Interim Document, and any Party other than the Recipient (the “Relevant Party”) is required by the terms of any Interim Document to pay an amount equal to the consideration for such supply to the Supplier (rather than being required to reimburse the Recipient in respect of that consideration): (i) (where the Supplier is required to account to the relevant tax authority for the VAT) the Relevant Party shall also pay to the Supplier (at the same time as paying that amount) an amount equal to the amount of such VAT. The Recipient must (where this paragraph (i) applies) promptly pay to the Relevant Party an amount equal to any credit or repayment received by the Recipient from the relevant tax authority which the Recipient reasonably determines is in respect of such VAT; and (ii) (where the Recipient is the person required to account to the relevant tax authority for the VAT) the Relevant Party must promptly, following demand from the Recipient, pay to the Recipient an amount equal to the VAT chargeable on that supply but only to the extent that the Recipient reasonably


 
AGREED FORM 32 determines that it is not entitled to credit or repayment from the relevant tax authority in respect of that VAT. (d) Any reference in this Clause 10.6 to any Party shall, at any time when such Party is treated as a member of a group for VAT purposes, include (where appropriate and unless the context otherwise requires) a reference to the representative member of such group at such time (the term “representative member” to have the same meaning as in the United Kingdom Value Added Tax Act 1994 or in the relevant legislation of any other jurisdiction having implemented Council Directive 2006/112/EC on the common system of VAT or such equivalent concept as may be provided under equivalent legislation of another jurisdiction). (e) In relation to any supply made by an Interim Finance Party to any Party under an Interim Document, if reasonably requested by such Interim Finance Party, that Party must promptly provide such Interim Finance Party with details of that Party’s VAT registration and such other information as is reasonably requested in connection with such Interim Finance Party’s VAT reporting requirements in relation to such supply. 10.7 FATCA Deduction (a) Each Party may make any FATCA Deduction it is required to make by FATCA, and any payment required in connection with that FATCA Deduction, and no Party shall be required to increase any payment in respect of which it makes such a FATCA Deduction or otherwise compensate the recipient of the payment for that FATCA Deduction. (b) Each Party shall promptly, upon becoming aware that it must make a FATCA Deduction (or that there is any change in the rate or the basis of such FATCA Deduction) notify the Party to whom it is making the payment and, in addition, shall notify the Company, the Interim Facility Agent and the other Interim Finance Parties. 10.8 FATCA Information (a) Subject to paragraph (c) below, each Party shall, within ten Business Days of a reasonable request by another Party: (i) confirm to that other Party whether it is: (A) a FATCA Exempt Party; or (B) not a FATCA Exempt Party; and (ii) supply to that other Party such forms, documentation and other information relating to its status under FATCA as that other Party reasonably requests for the purposes of that other Party’s compliance with FATCA; and (iii) supply to that other Party such forms, documentation and other information relating to its status as that other Party reasonably requests for the purposes of that other Party’s compliance with any law, regulation or exchange of information regime. (b) If a Party confirms to another Party pursuant to paragraph (a)(i) above that it is a FATCA Exempt Party and it subsequently becomes aware that it is not, or has ceased to be a FATCA Exempt Party, that Party shall notify that other Party reasonably promptly.


 
AGREED FORM 33 (c) Paragraph (a) above shall not oblige any Interim Finance Party to do anything, and paragraph (a)(iii) shall not oblige any other Party to do anything, which would or might in its reasonable opinion constitute a breach of: (i) any law or regulation; (ii) any fiduciary duty; or (iii) any duty of confidentiality. (d) If a Party fails to confirm whether or not it is a FATCA Exempt Party or to supply forms, documentation or other information requested in accordance with paragraph (a)(i) or (ii) above (including, for the avoidance of doubt, where paragraph (c) above applies), then such Party shall be treated for the purposes of the Interim Documents (and payments under them) as if it is not a FATCA Exempt Party until such time as the Party in question provides the requested confirmation, forms, documentation or other information. 11. CHANGE IN CIRCUMSTANCES 11.1 Increased Costs (a) If the introduction of, or a change in, or a change in the interpretation, administration or application of, any law, regulation or treaty occurring after the date on which an Interim Finance Party becomes party to this Agreement, or compliance with any law, regulation or treaty made after the date on which an Interim Finance Party becomes party to this Agreement results in any Interim Finance Party (a “Claiming Party”) or any Affiliate of it incurring any Increased Cost (as defined in paragraph (d) below): (i) the Claiming Party will notify the Company and the Interim Facility Agent of the Increased Cost as soon as reasonably practicable after becoming aware of it, including a certificate confirming: (A) the amount of that Increased Cost with appropriate supporting evidence and providing reasonable details of the circumstances giving rise to such claim and the calculation of such amount; (B) that it is its policy to seek to recover such Increased Costs from other similar borrowers or guarantors in relation to similar facilities; and (C) that it had not already taken such Increased Costs into account as part of its fees and pricing in connection with the Interim Facilities, and (ii) within five Business Days of demand by the Claiming Party, the Company will pay to the Claiming Party the amount of any Increased Cost incurred by it (or any Affiliate of it). (b) The Company will not be obliged to compensate any Claiming Party under paragraph (a) above in relation to any Increased Cost: (i) compensated for by payment under Clause 10.2 (Tax indemnity) or Clause 10.4 (Stamp Taxes), or would have been compensated for under Clause 10.2 (Tax indemnity) or Clause 10.4 (Stamp Taxes) but was not so compensated because one of the exclusions in paragraph (b) of Clause 10.2 (Tax indemnity) or Clause 10.4 (Stamp Taxes) applied; (ii) attributable to a breach by the Claiming Party of any law, regulation or treaty;


 
AGREED FORM 34 (iii) attributable to a Tax Deduction required by law to be made by the relevant Borrower; (iv) attributable to a FATCA Deduction required to be made by a Party; (v) attributable to any Bank Levy (or any payment attributable to, or liability arising as a consequence of, a Bank Levy); (vi) attributable to the implementation or application or compliance with the “International Convergence of Capital Measurement and Capital Standards, a Revised Framework” published by the Basel Committee in June 2004 in the form existing on the date of this Agreement (“Basel II”) or any other law or regulation which implements Basel II (whether such implementation, application or compliance is by a government, regulator, an Interim Finance Party or any of its Affiliates); or (vii) attributable to the implementation or application or compliance with the Basel III Standards, Basel IV or CRD IV to the extent the relevant Interim Finance Party was aware of (or could reasonably be expected to have been aware of) that Increased Cost as at the date of this Agreement or, if later, the date it became a Party. (c) If any Affiliate of an Interim Finance Party suffers a cost which would have been recoverable by that Interim Finance Party under this Clause 11.1 if that cost had been imposed on that Interim Finance Party, that Interim Finance Party shall be entitled to recover the amount of that cost under this paragraph on behalf of the relevant Affiliate. (d) In this Agreement: “CRD IV” means EU CRD IV and UK CRD IV. “EU CRD IV” means: (i) Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and investment firms and amending Regulation (EU) No 648/2012; and (ii) Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC. “Basel III Standards” means the Basel Committee on Banking Supervision’s (the “Committee”) revised rules relating to capital requirements, a leverage ratio and liquidity standards set out in “Basel III: A global regulatory framework for more resilient banks and banking systems”, “Guidance for national authorities operating the countercyclical capital buffer” and “Basel III: International framework for liquidity risk measurement, standards and monitoring” published by the Committee in December 2010, each as amended, supplemented and/or restated, “Revisions to the Basel II market risk framework” published by the Committee in February 2011, the rules for global systemically important banks contained in “Global systemically important banks: assessment methodology and the additional loss absorbency requirement – Rules text” published by the Committee in November 2011, as amended, supplemented or restated, and any further guidance or standards published by the Committee in connection with these rules;


 
AGREED FORM 35 “Basel IV” means any guidelines and standards published by the Basel Committee on Banking Supervision regarding capital requirements, leverage ratio and liquidity standards applicable to banks, following the Basel III Standards; and “Increased Cost” means: (i) an additional or increased cost; (ii) a reduction in any amount due, paid or payable to the Claiming Party under any Interim Document; or (iii) a reduction in the rate of return on the Claiming Party’s (or its Affiliate’s) overall capital, suffered or incurred by a Claiming Party (or any Affiliate of it) as a result of it having entered into or performing its obligations under any Interim Document or making or maintaining its participation in any Interim Loan; “UK CRD IV” means: (i) Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 as it forms part of domestic law of the United Kingdom by virtue of the European Union (Withdrawal) Act 2018 (the “Withdrawal Act”); (ii) the law of the United Kingdom or any part of it, which immediately before IP completion day (as defined in the European Union (Withdrawal Agreement) Act 2020) implemented Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC and its implementing measures; and (iii) direct EU legislation (as defined in the Withdrawal Act), which immediately before IP completion day (as defined in the European Union (Withdrawal Agreement) Act 2020) implemented EU CRD IV as it forms part of domestic law of the United Kingdom by virtue of the Withdrawal Act. 11.2 Mitigation (a) If circumstances arise which entitle an Interim Finance Party: (i) to receive payment of an amount under Clause 10 (Taxes); or (ii) to demand payment of any amount under Clause 11.1 (Increased Costs); or (iii) to require cancellation or prepayment to it of any amount under Clause 11.3 (Illegality) (including for the avoidance of doubt if an Interim Finance Party is not obliged to fund in circumstances where paragraph (a)(iii) of Clause 4 (The Making of the Interim Loans) applies), then that Interim Finance Party will, at the request of the Company, take all reasonable steps to mitigate the effect of those circumstances (including by transferring its rights and obligations under the Interim Documents to an Affiliate or changing its Facility Office or transferring its rights and obligations under the Interim Documents for cash at par plus all accrued and unpaid interest and all other amounts outstanding (if any) to


 
AGREED FORM 36 another bank, financial institution or other person nominated for such purpose by the Company). (b) No Interim Finance Party will be obliged to take any such steps or action if to do so is likely in its opinion (acting reasonably) to be unlawful or to have an adverse effect on its business, operations or financial condition (other than any minor costs and expenses of an administrative or similar nature) or breach its banking policies or require it to disclose any confidential information. (c) The Company shall, within five Business Days of demand by the relevant Interim Finance Party, indemnify (or procure to be indemnified) such Interim Finance Party for any costs or expenses reasonably incurred by it as a result of taking any steps or action under this paragraph. (d) This paragraph does not in any way limit, reduce or qualify the obligations of the Borrowers or Listco under the Interim Documents. 11.3 Illegality If after the date of this Agreement (or, if later, the date the relevant Interim Lender becomes a Party) it becomes unlawful in any applicable jurisdiction for an Interim Lender to participate in the Interim Facility, maintain its Interim Commitment or perform any of its obligations under any Interim Documents, then: (a) that Interim Lender shall promptly so notify the Interim Facility Agent and the Company; (b) upon such notification to the Company, that Interim Lender’s Interim Commitment will be cancelled on the date specified by that Interim Lender in such notice (being the last Business Day immediately prior to the illegality taking effect or the latest date otherwise allowed by the relevant law) to the extent necessary to cure the relevant illegality or (save for in circumstances where it would be illegal for the relevant Interim Loan to remain in place) at the Company’s request, the relevant Interim Lender’s Interim Commitment shall be transferred to another person pursuant to paragraph (l) of Clause 23.2 (Transfers by Interim Lenders); and (c) to the extent that Interim Lender’s participation has not been transferred pursuant to paragraph (l) of Clause 23.2 (Transfers by Interim Lenders), that Interim Lender’s corresponding Interim Commitment(s) shall be cancelled and the relevant Borrower shall prepay (as applicable) that Interim Lender’s participation in the Interim Loan on the last day of the Interest Period for the Interim Loan occurring after the Interim Facility Agent has notified the Company or, if earlier, the date specified by the Interim Lender in the notice delivered to the Interim Facility Agent (being no earlier than the last day of any applicable grace period permitted by law). 11.4 Replacement of Screen Rate (a) Subject to paragraphs (b) and (c) below, any amendment or waiver which relates to providing for an additional or alternative benchmark rate, base rate or reference rate to apply in relation to that currency in place of that Screen Rate for an applicable Interim Facility (including any amendment, replacement or waiver to the definition of “Term SOFR” or “Screen Rate”, including an alternative or additional page, service or method for the determination thereof) (or which relates to aligning any provision of an Interim Document to the use of that other benchmark rate, base rate or reference rate, including making appropriate adjustments to this Agreement for basis, duration, time and periodicity for determination of that other benchmark rate, base rate or reference rate


 
AGREED FORM 37 for any Interest Period and making other consequential and/or incidental changes) (a “Benchmark Rate Change”) may be made with the consent of the Interim Facility Agent and the Company. (b) If the Company or the Interim Facility Agent (acting on the instructions of the Majority Interim Lenders) requests the making of a Benchmark Rate Change, it shall notify the Interim Facility Agent or the Company (as applicable) thereof and if such Benchmark Rate Change cannot be agreed upon by the date which is five (5) Business Days before the end of the current Interest Period (or in the case of a proposed Interim Loan, the date which is five (5) Business Days before the date upon which the Drawdown Request in respect of such Interim Loan will be served, as notified by the Company to the Interim Facility Agent), the Screen Rate applicable to any Interim Lender’s share of the Interim Loan shall be replaced by the rate certified to the Interim Facility Agent by that Interim Lender as soon as practicable (and in any event by the date falling two (2) Business Days before the date on which interest is due to be paid in respect of the relevant Interest Period) to be that which expresses as a percentage rate per annum the cost to the relevant Interim Lender of funding its participation in that Interim Loan in the relevant interbank market. (c) Notwithstanding the definitions of “Term SOFR” or “Screen Rate” in Clause 1.1 (Definitions) or any other term of any Interim Document, the Interim Facility Agent may from time to time (with the prior written consent of the Company) specify a Benchmark Rate Change for any currency for the purposes of the Interim Documents, and each Interim Lender authorises the Interim Facility Agent to make such specification. 12. PAYMENTS 12.1 Place (a) Unless otherwise specified in an Interim Document, on each date on which payment is to be made by any Party (other than the Interim Facility Agent) under an Interim Document, such Party shall pay, in the required currency, the amount required to the Interim Facility Agent, for value on the due date at such time and in such funds as the Interim Facility Agent may specify to the Party concerned as being customary at that time for settlement of transactions in the relevant currency in the place of payment. All such payments shall be made to the account specified by the Interim Facility Agent for that purpose in the principal financial centre of the country of that currency (or, in relation to euro, in a principal financial centre in such Participating Member State or London, as specified by the Interim Facility Agent). (b) Each payment received by the Interim Facility Agent under the Interim Documents for another Party shall, subject to paragraphs (c) and (d) below and to Clause 17.12 (Clawback), be made available by the Interim Facility Agent as soon as practicable after receipt to the Party entitled to receive payment in accordance with this Agreement (in the case of an Interim Lender, for the account of its Facility Office), to such account as that Party may notify to the Interim Facility Agent by not less than five Business Days’ notice with a bank in the principal financial centre of the country of that currency (or, in relation to euro, in a principal financial centre in such Participating Member State or London, as specified by that Party). (c) The Interim Facility Agent may (with the consent of the Company or in accordance with Clause 19 (Set Off)) apply any amount received by it for the Borrowers in or towards payment (as soon as practicable after receipt) of any amount then due and payable by the Borrowers under the Interim Documents or in or towards purchase of any amount of any currency to be so applied.


 
AGREED FORM 38 (d) Each Agent may deduct from any amount received by it for another Party (but, in the case of amounts received by it for the Borrowers, only with the consent of the Company or in accordance with Clause 19 (Set Off)) any amount due to such Agent from that other Party but unpaid and apply the amount deducted in payment of the unpaid debt owed to it. 12.2 Currency of payment (a) Subject to paragraphs (b) to (d) (inclusive) below, any amount payable by a Borrower under the Interim Documents shall be paid in the same currency as the amount which has been utilised. (b) Each payment in respect of losses shall be made in the currency in which the losses were incurred. (c) Each repayment of an advance or payment of interest thereon shall be made in the currency of the advance. (d) Each payment under Clause 10 (Taxes) or 11.1 (Increased Costs) shall be made in the currency specified by the Interim Finance Party making the claim. (e) Any amount expressed in the Interim Documents to be payable in a particular currency shall be paid in that currency. 12.3 No set-off or counterclaim All payments made or to be made by a Borrower under the Interim Documents must be paid in full without set-off or counterclaim. 12.4 Business Days (a) If any payment would otherwise be due under any Interim Document on a day which is not a Business Day, that payment shall be due on the next Business Day in the same calendar month (if there is one) or the preceding Business Day (if there is not). (b) During any such extension of the due date for payment of any principal or overdue amount, or any extension of an Interest Period, interest shall accrue and be payable at the rate payable on the original due date. 12.5 Change in currency (a) If more than one currency or currency unit are at the same time recognised by the central bank of any country as the lawful currency of that country: (i) any reference in any Interim Document to, and any obligations arising under any Interim Document in, the currency of that country shall be translated into, and paid in, the currency or currency unit designated by the Interim Facility Agent (after consultation with the Company and the Interim Lenders); and (ii) any translation from one currency or currency unit to another shall be at the official rate of exchange recognised by the central bank of that country for the conversion of that currency or currency unit into the other, rounded up or down by the Interim Facility Agent (acting reasonably). (b) If a change in any currency of a country occurs, the Interim Documents will, to the extent the Interim Facility Agent (acting reasonably and after consultation with the Company) specifies is necessary, be amended to comply with any generally accepted


 
AGREED FORM 39 conventions and market practice in any relevant interbank market and otherwise to reflect the change in currency. The Interim Facility Agent will notify the other Parties to the relevant Interim Documents of any such amendment, which shall be binding on all the Parties. 12.6 Application of moneys (a) If the Interim Facility Agent receives a payment that is insufficient to discharge all amounts then due and payable by the Borrowers under any Interim Document, the Interim Facility Agent shall apply that payment towards the obligations of the Borrowers under the Interim Documents in the following order: (i) first, in payment pro rata of any fees, costs and expenses of the Agents due but unpaid under the Interim Documents; (ii) second, in payment pro rata of any fees, costs and expenses of the Interim Lenders due but unpaid under the Interim Documents; (iii) third, in payment pro rata of any accrued interest in respect of the Interim Facilities due but unpaid under the Interim Documents; (iv) fourth, in payment pro rata of any principal in respect of the Interim Facilities due but unpaid under the Interim Documents; and (v) fifth, in payment pro rata of any other amounts due but unpaid under the Interim Documents. (b) The Interim Facility Agent shall, if directed by all the Interim Lenders, vary the order set out in paragraphs (a)(ii) to (a)(v) (inclusive) above. (c) Any such application by the Interim Facility Agent will override any appropriation made by the Borrowers. (d) Any amount recovered under the Interim Security Documents will be paid to the Interim Facility Agent to be applied as set out in paragraph (a) above. 13. FEES AND EXPENSES 13.1 Costs and expenses The Company must pay (or procure to be paid) to the Interim Facility Agent, upon demand, for the account of the Interim Finance Parties the amount of all costs and expenses (including legal fees subject to any agreed limits) reasonably incurred by them or any of their Affiliates in connection with the negotiation, preparation, printing, execution and perfection of any Interim Document and other documents contemplated by the Interim Documents executed after the date of this Agreement, provided that if the Interim Facilities are not drawn no such costs and expenses will be payable (other than reasonable legal costs up to a cap separately agreed in writing). 13.2 Enforcement costs The Company must pay (or procure to be paid) to each Interim Finance Party and each Interim Secured Party, within ten (10) Business Days of demand, the amount of all costs and expenses (including reasonable legal fees) incurred by it in connection with the enforcement of, or the preservation of any rights under, any Interim Document.


 
AGREED FORM 40 13.3 Other Fees The Company will pay (or procure to be paid) the Interim Finance Parties’ fees in accordance with the Fee Letter. 13.4 Amendment Costs The Company shall, within ten (10) Business Days of demand, reimburse (or procure to be reimbursed) the Interim Facility Agent for all pre-agreed out of pocket costs and expenses (including reasonable legal fees) incurred by the Interim Facility Agent in connection with responding to, evaluating, negotiating or complying with any amendment, waiver or consent requested or required by the Company, provided that if the Interim Facilities are not drawn no such costs and expenses will be payable (other than reasonable and documented out of pocket legal costs up to a cap separately agreed in writing). 13.5 No deal/no fee Notwithstanding any other provision of the Interim Documents, no fees, commissions, costs or expenses (other than reasonable and documented out of pocket legal costs up to a cap separately agreed in writing) will be payable unless the Closing Date occurs. 14. GUARANTEE AND INDEMNITY 14.1 Guarantee and Indemnity Subject to Clause 14.11 (Guarantee Limitations), each Borrower and Listco (for the purpose of this clause, collectively the “Guarantors”, and each a “Guarantor”) irrevocably and unconditionally: (a) guarantees to each Interim Finance Party punctual performance by each other Borrower and/or Listco of all their respective obligations under the Interim Documents; (b) undertakes with each Interim Finance Party that whenever another Borrower or Listco does not pay any amount when due (allowing for any applicable grace period) under or in connection with any Interim Document, that Guarantor shall immediately on demand pay that amount as if it was the principal obligor; and (c) agrees with each Interim Finance Party that if any obligation guaranteed by it is or becomes unenforceable, invalid or illegal, it will, as an independent and primary obligation, indemnify that Interim Finance Party immediately on demand against any cost, loss or liability it incurs as a result of a Borrower or Listco not paying any amount which would, but for such unenforceability, invalidity or illegality, have been payable by it under any Interim Document on the date when it would have been due. The amount payable by a Guarantor under this indemnity will not exceed the amount it would have had to pay under this Clause 14 if the amount claimed had been recoverable on the basis of a guarantee. 14.2 Continuing Guarantee This guarantee is a continuing guarantee and will extend to the ultimate balance of sums payable by each Borrower and Listco under the Interim Documents, regardless of any intermediate payment or discharge in whole or in part. 14.3 Reinstatement If any discharge, release or arrangement (whether in respect of the obligations of either Borrower or Listco or any security for those obligations or otherwise) is made by an Interim


 
AGREED FORM 41 Finance Party in whole or in part on the basis of any payment, security or other disposition which is avoided or must be restored in insolvency, liquidation, administration or otherwise, without limitation, then the liability of each Guarantor under this Clause 14 will continue or be reinstated as if the discharge, release or arrangement had not occurred. 14.4 Waiver of defences The obligations of each Guarantor under this Clause 14 will not be affected by an act, omission, matter or thing which, but for this Clause 14, would reduce, release or prejudice any of its obligations under this Clause 14 (without limitation and whether or not known to it or any Interim Finance Party) including: (a) any time, waiver or consent granted to, or composition with, either Borrower or Listco or other person; (b) the release of either Borrower or Listco or any other person under the terms of any composition or arrangement with any creditor of any member of the Group; (c) the taking, variation, compromise, exchange, renewal or release of, or refusal or neglect to perfect, take up or enforce, any rights against, or security over assets of, any of a Borrower, Listco or other person or any non-presentation or non-observance of any formality or other requirement in respect of any instrument or any failure to realise the full value of any security; (d) any incapacity or lack of power, authority or legal personality of or dissolution or change in the members or status of a Borrower or Listco or any other person; (e) any amendment, novation, supplement, extension restatement (however fundamental and whether or not more onerous) or replacement of an Interim Document or any other document or security including, without limitation, any change in the purpose of, any extension of or increase in any facility or the addition of any new facility under any Interim Document or other document or security; (f) any unenforceability, illegality or invalidity of any obligation of any person under any Interim Document or any other document or security; or (g) any insolvency or similar proceedings. 14.5 Guarantor Intent Without prejudice to the generality of Clause 14.4 (Waiver of defences), each Guarantor expressly confirms that it intends that this guarantee shall extend from time to time to any (however fundamental) variation, increase, extension or addition of or to any of the Interim Documents and/or any facility or amount made available under any of the Interim Documents for the purposes of or in connection with any of the following: business acquisitions of any nature; increasing working capital; enabling investor distributions to be made; carrying out restructurings; refinancing existing facilities; refinancing any other indebtedness; making facilities available to new borrowers; any other variation or extension of the purposes for which any such facility or amount might be made available from time to time; and any fees, costs and/or expenses associated with any of the foregoing. 14.6 Immediate Recourse Each Guarantor waives any right it may have of first requiring any Interim Finance Party (or any trustee or agent on its behalf) to proceed against or enforce any other rights or security or claim payment from any person before claiming from that Guarantor under this Clause 14. This waiver applies irrespective of any law or any provision of an Interim Document to the contrary.


 
AGREED FORM 42 14.7 Appropriations Until all amounts which may be or become payable by the Borrowers or Listco under or in connection with the Interim Documents have been irrevocably paid in full, each Interim Finance Party (or any trustee or agent on its behalf) may: (a) refrain from applying or enforcing any other moneys, security or rights held or received by that Interim Finance Party (or any trustee or agent on its behalf) in respect of those amounts, or apply and enforce the same in such manner and order as it sees fit (whether against those amounts or otherwise) and no Guarantor shall be entitled to the benefit of the same; and (b) in respect of any amounts received or recovered by any Interim Finance Party after a claim pursuant to this guarantee in respect of any sum due and payable by either Borrower or Listco under the Interim Documents place such amounts in a suspense account (bearing interest at a market rate usual for accounts of that type) unless and until such moneys are sufficient in aggregate to irrevocably discharge in full all amounts payable by the Borrowers under or in connection with the Interim Documents. 14.8 Deferral of Guarantors' rights Until all amounts which may be or become payable by the Borrowers or Listco under or in connection with the Interim Documents have been irrevocably paid in full and unless the Interim Facility Agent otherwise directs, no Guarantor will exercise any rights which it may have by reason of performance by it of its obligations under the Interim Documents or by reason of any amount being payable, or liability arising, under this Clause 14: (a) to be indemnified by a Borrower or Listco; (b) to claim any contribution from any other guarantor of any of the Borrowers or Listco's obligations under the Interim Documents; (c) to take the benefit (in whole or in part and whether by way of subrogation or otherwise) of any rights of the Interim Finance Parties under the Interim Documents or of any other guarantee or security taken pursuant to, or in connection with, the Interim Documents by any Interim Finance Party; (d) to bring legal or other proceedings for an order requiring any of the Borrowers or Listco to make any payment, or perform any obligation, in respect of which any Guarantor has given a guarantee, undertaking or indemnity under clause 14.1 above; (e) to exercise any right of set-off against any of the Borrowers or Listco; and/or (f) to claim or prove as a creditor of any of the Borrowers or Listco in competition with any Interim Finance Party. If a Guarantor receives any benefit, payment or distribution in relation to such rights it shall hold that benefit, payment or distribution to the extent necessary to enable all amounts which may be or become payable to the Interim Finance Parties by the Borrowers or Listco under or in connection with the Interim Documents to be repaid in full on trust for the Interim Finance Parties and shall promptly pay or transfer the same to the Interim Facility Agent or as the Interim Facility Agent may direct for application in accordance with Clause 12 (Payments). 14.9 Release of Guarantors’ right of contribution If a Guarantor (a “Retiring Guarantor”) ceases to be a Guarantor in accordance with the terms of the Interim Documents then on the date such Retiring Guarantor ceases to be a Guarantor:


 
AGREED FORM 43 (a) that Retiring Guarantor is released from any liability (whether past, present or future and whether actual or contingent) to make a contribution to any other of the Borrowers or Listco arising by reason of the performance by any other Borrower or Listco of its obligations under the Interim Documents; and (b) each other Guarantor waives any rights it may have by reason of the performance of its obligations under the Interim Documents to take the benefit (in whole or in part and whether by way of subrogation or otherwise) of any rights of the Interim Finance Parties under any Interim Document or of any other security taken pursuant to, or in connection with, any Interim Document where such rights or security are granted by or in relation to the assets of the Retiring Guarantor. 14.10 Additional security This guarantee is in addition to and is not in any way prejudiced by any other guarantee or security now or subsequently held by any Interim Finance Party. 14.11 Guarantee Limitations In any action or proceeding involving any state corporate, limited partnership or limited liability company law, or any applicable state, federal or foreign bankruptcy, insolvency, reorganization or other law affecting the rights of creditors generally, if the obligations of a Guarantor under this clause 14 would otherwise be held or determined to be void, voidable, invalid or unenforceable, or subordinated to the claims of any other creditors, on account of the amount of its liability under this clause 14, then, notwithstanding any other provision to the contrary, the amount of such liability shall, without any further action by a Guarantor, any Borrower or any other person, be automatically limited and reduced to the highest amount (after giving effect to the liability under this Agreement, but before giving effect to any other guarantee) that is valid and enforceable under such applicable laws and not subordinated to the claims of other creditors as determined in such action or proceeding. 15. INDEMNITIES 15.1 General indemnity The Company shall indemnify (or procure to be indemnified) each Interim Finance Party within ten (10) Business Days of demand against any loss or liability (not including loss of future Margin or other future interest (except Break Costs)) which that Interim Finance Party incurs as a result of: (a) the occurrence of any Major Event of Default; (b) the operation of Clause 18 (Pro Rata Payments); (c) any failure by a Borrower to pay any amount due under an Interim Document on its due date; (d) any Interim Loan not being made for any reason (other than as a result of the fraud, default or negligence of that Interim Finance Party) on the Drawdown Date specified in the Drawdown Request requesting that Interim Loan; or (e) any Interim Loan or overdue amount under an Interim Document being repaid or prepaid otherwise than in accordance with a notice of prepayment given by or on behalf of a Borrower or otherwise than on the last day of the then current Interest Period relating to that Interim Loan or overdue amount.


 
AGREED FORM 44 15.2 Currency indemnity (a) If: (i) any amount payable by a Borrower under or in connection with any Interim Document is received by any Interim Finance Party (or by an Agent on behalf of any Interim Finance Party) in a currency (the “Payment Currency”) other than that agreed in the relevant Interim Document (the “Agreed Currency”), and the amount produced by such Interim Finance Party converting the Payment Currency so received into the Agreed Currency is less than the required amount of the Agreed Currency; or (ii) any amount payable by a Borrower under or in connection with any Interim Document has to be converted from the Agreed Currency into another currency for the purpose of making, filing, obtaining or enforcing any claim, proof, order or judgment, then that Borrower will, as an independent obligation, within three Business Days of demand indemnify the relevant Interim Finance Party for any loss or liability incurred by it as a result. (b) Any conversion required will be made by the relevant Interim Finance Party at the prevailing rate of exchange on the date and in the market determined by the relevant Interim Finance Party, acting reasonably, as being most appropriate for the conversion. The Company will also pay (or procure to be paid) the reasonable costs of the conversion. (c) Each Borrower waives any right it may have in any jurisdiction to pay any amount under any Interim Document in a currency other than that in which it is expressed to be payable in that Interim Document. 15.3 Indemnity to the Interim Facility Agent (a) The Company shall indemnify the Interim Facility Agent against any cost, loss or liability incurred by the Interim Facility Agent (acting reasonably) as a result of: (i) investigating any event which it reasonably believes is a Major Event of Default; (ii) acting or relying on any notice, request or instruction which it reasonably believes to be genuine, correct and appropriately authorised; (iii) instructing lawyers, accountants, tax advisors, surveyors or other professional advisors or experts as permitted under this Agreement; and (iv) (otherwise than by reason of the Interim Facility Agent’s fraud, gross negligence or wilful misconduct) acting as Interim Facility Agent under the Interim Documents. (b) The indemnity obligations set out in this Clause 15.3 shall survive the termination of this Agreement to the extent relating to any action, circumstance or event giving rise to such indemnity obligation which occurred prior to such termination.


 
AGREED FORM 45 15.4 Indemnity to the Interim Security Agent (a) The Company shall promptly indemnify the Interim Security Agent and every Receiver and Delegate against any cost, loss or liability incurred by any of them as a result of: (i) any failure by a Borrower to comply with its obligations under Clause 13 (Fees and expenses); (ii) acting or relying on any notice, request or instruction which it reasonably believes to be genuine, correct and appropriately authorised; (iii) the taking, holding, protection or enforcement of the Interim Security; (iv) the exercise of any of the rights, powers, discretions and remedies vested in the Interim Security Agent and each Receiver and Delegate by the Interim Documents or by law; (v) any default by a Borrower in the performance of any of the obligations expressed to be assumed by it in the Interim Documents; or (vi) (otherwise than by reason of the Interim Security Agent’s fraud, gross negligence or wilful misconduct) acting as Interim Security Agent under the Interim Documents. (b) The Interim Security Agent may, in priority to any payment to the Interim Finance Parties, indemnify itself out of the Charged Property in respect of, and pay and retain, all sums necessary to give effect to the indemnity in this Clause 15.4 and shall have a lien on the Interim Security and the proceeds of the enforcement of the Interim Security for all monies payable to it. (c) The indemnity obligations set out in this Clause 15.4 shall survive the termination of this Agreement to the extent relating to any action, circumstance or event giving rise to such indemnity obligation which occurred prior to such termination. 16. SECURITY 16.1 Interim Security Agent (a) The Interim Security Agent declares that it shall hold any Interim Security on trust or as agent (as the case may be) for the Interim Finance Parties on the terms contained in this Agreement and in accordance with applicable law, and will apply all payments and other benefits received by it under the Interim Security Documents in accordance with the Interim Documents. (b) Each Interim Secured Party (other than the Interim Security Agent): (i) irrevocably authorises, empowers and directs the Interim Security Agent (by itself or by such person(s) as it may nominate) to perform the duties and to exercise the rights, powers, prerogatives and discretions that are specifically granted to it under or in connection with the Interim Security Documents, to take any action and exercise any right, power, prerogative and discretion upon the terms and conditions set out in this Agreement or under or in connection with the Interim Security Documents and more generally to take any action to protect the rights of the Interim Finance Parties under or in connection with any Interim Security created thereunder, in each case together with any other right, power, prerogative and discretion which are incidental thereto; and


 
AGREED FORM 46 (ii) confirms that the appointment of the Interim Security Agent under this paragraph (b) of Clause 16.1 shall remain in full force and effect until the occurrence of the Final Repayment Date. 16.2 Responsibility The Interim Security Agent is not liable or responsible to any other Interim Finance Party for: (a) any failure in registering, perfecting or otherwise protecting the Security Interest created by any Interim Security Document; or (b) any other action taken or not taken by it in connection with an Interim Security Document. 16.3 Title (a) The Interim Security Agent may accept, without enquiry, the title (if any) any person granting the relevant security may have to any asset over which security is intended to be created by any Interim Security Document. (b) The Interim Security Agent has no obligation to insure any such asset or the interests of the Interim Finance Parties in any such asset. 16.4 Possession of documents The Interim Security Agent is not obliged to hold in its own possession any Interim Security Document, title deed or other document in connection with any asset over which security is intended to be created by an Interim Security Document. Without prejudice to the above, the Interim Security Agent may allow any bank providing safe custody services or any professional adviser to the Interim Security Agent to retain any of those documents in its possession. 16.5 Investments Except as otherwise provided in any Interim Security Document, all moneys received by the Interim Security Agent under the Interim Documents may be: (a) invested in the name of, or under the control of, the Interim Security Agent in any investment selected by the Interim Security Agent with the consent of the Majority Interim Lenders; or (b) placed on deposit in the name of, or under the control of, the Interim Security Agent at such bank or institution (including any other Interim Finance Party) and upon such terms as the Interim Security Agent may think fit. 16.6 Conflict with Interim Security Documents If there is any conflict between the provisions of this Agreement and any Interim Security Document with regard to instructions to or other matters affecting the Interim Security Agent, this Agreement will prevail. 16.7 Enforcement of Interim Security Documents (a) The Security Interests granted pursuant to the Interim Security Documents may only be enforced if an Acceleration Notice has been given to the Company and remains outstanding.


 
AGREED FORM 47 (b) Each Interim Finance Party (other than the Interim Security Agent) agrees not to enforce independently or exercise any rights or powers arising under an Interim Security Document except through the Interim Security Agent and in accordance with the Interim Documents. (c) The Interim Security shall be enforced by the Interim Security Agent for the account of the Interim Finance Parties. To the extent that any Interim Security subject to this Agreement is not held by the Interim Security Agent but by an Interim Finance Party, then such Interim Security shall be enforced through the Interim Security Agent on behalf of the Interim Finance Party in accordance with the terms of this Agreement and the relevant Interim Security Document as if that Interim Security had been held by the Interim Security Agent. Subject to Clause 7.1 (Repayment) the Interim Security may only be enforced with the agreement of the Super Majority Interim Lenders and subject to applicable limitations set out therein. (d) On any enforcement of any Interim Security and notwithstanding any other term of this Agreement, the proceeds of such enforcement (along with all other amounts from time to time received or recovered by the Interim Security Agent in its capacity as such following an Acceleration Notice given to the Company and/or enforcement of any Interim Security) shall first be applied in paying the costs and expenses of such enforcement and thereafter be applied in the manner set out in Clause 12.6 (Application of moneys). 16.8 Ranking Each of the Parties agrees that: (a) all amounts owed to the Interim Lenders in respect of the Interim Facilities shall rank pari passu in right and priority of payment and without any preference between them; and (b) the Interim Security shall rank and secure all amounts owed to the Interim Lenders in respect of the Interim Facilities on a pari passu basis and without any preference between them. 16.9 Turnover by the Interim Lenders If at any time prior to the repayment in full of all amounts owed to the Interim Lenders in respect of the Interim Facilities, any Interim Lender receives or recovers: (a) any payment or distribution of, or on account of or in relation to, any of the amounts owed to the Interim Lenders which is either not permitted by this Agreement to be made to such Interim Lender or not made in accordance with Clause 12.6 (Application of moneys); (b) notwithstanding paragraph (a), any amount: (i) on account of, or in relation to, any of the amounts owed to the Interim Lenders: (A) following the service of an Acceleration Notice; or (B) as a result of any other litigation or proceedings against a Borrower; or (ii) by way of set-off in respect of any of the amounts owed to it after the service of an Acceleration Notice; or


 
AGREED FORM 48 (c) the proceeds of any enforcement of any Interim Security except in accordance with Clause 16.7 (Enforcement of Interim Security Documents). that Interim Lender will hold all amounts received or recovered in accordance with the above paragraphs on trust for the Interim Security Agent and promptly pay that amount to the Interim Security Agent for application in accordance with the terms of this Agreement. If for any reason the trusts expressed to be created in this clause should fail or be unenforceable, the affected person shall promptly pay an amount equal to the relevant receipt or recovery to the Interim Security Agent to be held on trust by the Interim Security Agent for application in accordance with Clause 16.7 (Enforcement of Interim Security Documents). 16.10 Release of security (a) If: (i) a disposal to a person or persons outside the Group of any asset over which security has been created by any Interim Security Document is: (A) being effected at the request of the Super Majority Interim Lenders in circumstances where any of the security created by the Interim Security Documents has become enforceable; or (B) being effected by enforcement of the Interim Security Documents; or (ii) the Interim Liabilities are irrevocably and unconditionally discharged and repaid in full; or (iii) there is a disposal of any asset over which security has been created by any Interim Security Document and which is permitted or not prohibited by the Interim Documents (but excluding any disposals specified in sub-paragraph (a)(i) above), the Interim Security Agent is irrevocably authorised to execute on behalf of each Interim Finance Party and each person which has granted the relevant security (and at the cost of the Company) the releases referred to in paragraph (b) below. (b) The releases referred to in paragraph (a) above are: (i) any release of the security created by the Interim Security Documents over that asset; and (ii) if that asset comprises all of the shares in the capital of any Group Company (or any direct or indirect Holding Company of any Group Company) held by any other Group Company, a release of that Group Company (or any direct or indirect Holding Company of any Group Company) and its Subsidiaries from all present and future liabilities (both actual and contingent and including any liability to any other Group Company under the Interim Documents by way of contribution or indemnity) (but, except in the circumstances referred to in paragraph (a)(i)(A) or (B) or above, not as a borrower) under the Interim Documents and a release of all Security Interests granted by that Group Company (or any direct or indirect Holding Company of any Group Company) and its Subsidiaries under the Interim Security Documents. (c) In the case of paragraphs (a)(i)(A) or (B) above, the net cash proceeds of the disposal must be applied in accordance with Clause 16.7 (Enforcement of Interim Security Documents) above.


 
AGREED FORM 49 (d) If the Interim Security Agent is satisfied that a release is allowed under this paragraph, each Interim Finance Party must execute (at the cost of the Company) any document which is reasonably required to achieve that release. Each other Interim Finance Party irrevocably authorises the Interim Security Agent to execute any such document. Any release will not affect the obligations of any other Group Company under the Interim Documents. (e) If the Interim Security Agent is satisfied that a release is allowed under this Clause 16.10, each Interim Finance Party must execute (at the cost of the Company) any document which is reasonably required to achieve that release. Each other Interim Finance Party irrevocably authorises the Interim Security Agent to execute any such document. Any release will not affect any other right of the Interim Finance Parties under the Interim Documents. 17. AGENTS 17.1 Appointment of Agents (a) Each Interim Finance Party (other than the relevant Agent) irrevocably authorises and appoints each Agent: (i) to act as its agent under and in connection with the Interim Documents (and in the case of the Interim Security Agent to act as its trustee for the purposes of the Interim Security Documents); (ii) to execute and deliver on its behalf such of the Interim Documents and any other document related to the Interim Documents as are expressed to be executed by such Agent on its behalf; (iii) to execute for and on its behalf any and all Interim Security Documents and any other agreements related to the Interim Security Documents, including without limitation the release of the Interim Security Documents; and (iv) to perform the duties and to exercise the rights, powers and discretions which are specifically delegated to such Agent by the terms of the Interim Documents, together with all other incidental rights, powers and discretions. (b) Each Interim Finance Party: (i) (other than the Interim Facility Agent) irrevocably authorises and appoints, severally, each of the Agents to accept on its behalf the terms of any reliance letter or engagement letter relating to any report, certificate or letter provided by accountants, auditors or other professional advisers in connection with any of the Interim Documents or any related transactions and to bind such Interim Finance Party in respect of the addressing or reliance or limitation of liability of any person under any such report, certificate or letter; and (ii) accepts the terms and any limitation of liability or qualification in the reports or any reliance or engagement letter entered into by any of the Agents (whether before or after such Interim Finance Party became party to this Agreement) in connection with the Interim Documents.


 
AGREED FORM 50 (c) The relationship between each Agent and the other Interim Finance Parties is that of principal and agent only. Except as specifically provided in the Interim Documents, no Agent shall: (i) have, or be deemed to have, any obligations to, or trust or fiduciary relationship with, any other Party or other person, other than those for which specific provision is made by the Interim Documents; or (ii) be bound to account to any other Interim Finance Party for any sum or the profit element of any sum received by it for its own account. (d) Neither Agent is authorised to act on behalf of an Interim Finance Party in any legal or arbitration proceedings relating to any Interim Document without first obtaining that Interim Finance Party’s consent except in any proceedings for the protection, preservation or enforcement of any Interim Security Document otherwise permitted by this Agreement. 17.2 Agents’ duties (a) Each Agent will only have those duties which are expressly specified in the Interim Documents. The duties of the Agents are solely of a mechanical and administrative nature. (b) Each Agent shall promptly send to each other Interim Finance Party a copy of each notice or document delivered to that Agent by a Borrower for that Interim Finance Party under any Interim Document. (c) If an Agent receives notice from a Party referring to this Agreement, describing a Major Event of Default and stating that the circumstance described is a Major Event of Default, it shall promptly notify each Interim Finance Party. (d) Each Agent shall, subject to any terms of this Agreement which require the consent of all the Interim Lenders or of any particular Interim Finance Party: (i) act or refrain from acting in accordance with any instructions from the Majority Interim Lenders or the Super Majority Interim Lenders (as applicable) and any such instructions shall be binding on all the Interim Finance Parties; and (ii) not be liable for any act (or omission) if it acts (or refrains from acting) in accordance with the instructions of the Majority Interim Lenders. (e) In the absence of any such instructions from the Majority Interim Lenders (or if required all Interim Lenders) each Agent may act or refrain from acting as it considers to be in the best interests of the Interim Lenders and any such action (or omission) shall be binding on all Interim Finance Parties. (f) Except where an Interim Document specifically provides otherwise, no Agent is obliged to review or check the adequacy, accuracy or completeness of any document it forwards to another Party. 17.3 Agents’ rights Each Agent: (a) may act under the Interim Documents by or through its personnel, delegates or agents (and any indemnity given to or received by an Agent under this Agreement extends also to its personnel, delegates or agents who may rely on this provision);


 
AGREED FORM 51 (b) may except as expressly provided to the contrary in any Interim Document, refrain from exercising any right, power or discretion vested in it under the Interim Documents until it has received instructions from the Majority Interim Lenders or, where relevant, all the Interim Lenders; (c) may, unless it has received notice to the contrary in accordance with this Agreement, treat the Interim Lender which makes available any portion of the Interim Loan as the person entitled to repayment of that portion (and any interest, fees or other amounts in relation thereto); (d) may, notwithstanding any other term of an Interim Document, refrain from doing anything (including disclosing any information to any Interim Finance Party or other person) which would or might in its opinion breach any law, regulation, court judgment or order or any confidentiality obligation, or otherwise render it liable to any person, and it may do anything which is in its opinion necessary to comply with any such law, regulation, judgment, order or obligation; (e) may assume that: (i) no Major Event of Default has occurred, unless it has received notice from another Party stating that a Major Event of Default has occurred and giving details of such Major Event of Default; (ii) any right, power, authority or discretion vested in any Party or any group of creditors has not been exercised; and (iii) any notice made by the Company is made on behalf of and with the consent and knowledge of Listco and each Borrower; (a) may refrain from acting in accordance with the instructions of the Majority Interim Lenders or all the Interim Lenders until it has been indemnified and/or secured to its satisfaction against all losses or liabilities (including legal fees and any associated VAT) which it may sustain or incur as a result of so acting; (b) may rely on any notice or document believed by it to be genuine and correct and assume that any notice or document has been correctly and appropriately authorised and given; (c) may rely on any statement made by any person regarding any matter which might reasonably be expected to be within such person’s knowledge or power to verify; (d) may engage, obtain, rely on and pay for any legal, accounting or other expert advice or services which may seem necessary or desirable to it; (e) may at any time, and it shall if instructed by the Majority Interim Lenders, convene a meeting of the Interim Lenders; (f) may accept without enquiry (and has no obligation to check) any title which Listco or any Borrower may have to any asset intended to be the subject of any Security Interest to be created by the Interim Security Documents; (g) may deposit any title deeds, transfer documents, share certificates, Interim Security Documents or any other documents in connection with any of the assets charged by the Interim Security Documents with any bank or financial institution or any company whose business includes undertaking the safe custody of deeds or documents or with any lawyer or firm of lawyers or other professional advisers (each a “custodian”) and it shall not be responsible or liable for or be required to insure against any loss incurred


 
AGREED FORM 52 in connection with any such deposit or the misconduct or default of any such custodian and it may pay all amounts required to be paid on account or in relation to any such deposit; (h) may assume that: (i) any instructions received by it from the Majority Interim Lenders or Super Majority Interim Lenders are duly given in accordance with the terms of the Interim Documents; (ii) unless it has received notice of revocation, that those instructions have not been revoked; and (iii) if it receives any instructions to act in relation to the Interim Security, that all applicable conditions under the Interim Documents for so acting have been satisfied; (i) may act in relation to the Interim Documents and the Charged Property through its officers, employees and agents and shall not: (i) be liable for any error of judgment made by any such person; or (ii) be bound to supervise, or be in any way responsible for any loss incurred by reason of misconduct, omission or default on the part of any such person, unless such error or such loss was directly caused by the Agent's, Receiver's or Delegate's gross negligence or wilful misconduct or fraud; (j) unless this Agreement expressly specifies otherwise, may disclose to any other Party any information it reasonably believes it has received as security trustee under this Agreement; (k) notwithstanding any other provision of any Interim Document to the contrary, is not obliged to do or omit to do anything if it would, or might in its reasonable opinion, constitute a breach of any law or regulation or a breach of a fiduciary duty or duty of confidentiality; and (l) notwithstanding any provision of any Interim Document to the contrary, is not obliged to expend or risk their own funds or otherwise incur any financial liability in the performance of its duties, obligations or responsibilities or the exercise of any right, power, authority or discretion if it has grounds for believing the repayment of such funds or adequate indemnity against, or security for, such risk or liability is not reasonably assured to it. 17.4 Exoneration of the Agents None of the Agents are: (a) responsible for checking the adequacy, accuracy or completeness of: (i) any representation, warranty, statement or information (written or oral) made in or given in connection with any report, any Interim Document or any notice or document delivered in connection with any Interim Document or the transactions contemplated thereby; or


 
AGREED FORM 53 (ii) any notice, accounts or other document delivered under any Interim Document (irrespective of whether the relevant Agent forwards that notice, those accounts or other documents to another Party); (b) responsible for the validity, legality, adequacy, accuracy, completeness, enforceability, admissibility in evidence or performance of any Interim Document or any agreement or document entered into or delivered in connection therewith; (c) under any obligation or duty either initially or on a continuing basis to provide any Interim Finance Party with any credit, financial or other information relating to Listco, the Company or any other Group Company or any risks arising in connection with any Interim Document, except as expressly specified in this Agreement; (d) obliged to monitor or enquire as to the occurrence or continuation of a Major Event of Default; (e) deemed to have knowledge of the occurrence of a Major Event of Default unless it has received notice from another Party stating that a Major Event of Default has occurred and giving details of such Major Event of Default; (f) responsible for any failure of any party to an Interim Document duly and punctually to observe and perform their respective obligations under any Interim Document; (g) responsible for the consequences of relying on the advice of any professional advisers selected by it in connection with any Interim Document; (h) liable for acting (or refraining from acting) in what it believes to be in the best interests of the Interim Finance Parties in circumstances where it has not been given instructions by the Interim Lenders or the Majority Interim Lenders (as the case may be); (i) liable to any Interim Finance Party for anything done or not done by it under or in connection with any Interim Document, save to the extent directly caused by its own gross negligence or wilful misconduct; or (j) under any obligation to enquire into or check the title of Listco, the Company or any Borrower to, or to insure, any assets or property or any interest therein which is or is purported to be subject to any Security Interest constituted, created or evidenced by any Interim Security Document. 17.5 Exclusion of liability (a) Without limiting paragraph (b) below (and without prejudice to any other provision of any Interim Document excluding or limiting the liability of the Agents, any Receiver or Delegate), none of the Agents, any Receiver nor any Delegate will be liable for: (i) any damages, costs or losses to any person, any diminution in value, or any liability whatsoever arising as a result of taking or not taking any action under or in connection with any Interim Document or the Charged Property unless directly caused by its gross negligence or wilful misconduct; (ii) exercising or not exercising any right, power, authority or discretion given to it by, or in connection with, any Interim Document, the Charged Property or any other agreement, arrangement or document entered into, made or executed in anticipation of, under or in connection with, any Interim Document or the Charged Property;


 
AGREED FORM 54 (iii) any shortfall which arises on the enforcement or realisation of the Charged Property; or (iv) without prejudice to the generality of paragraphs (i) to (iii) above, any damages, costs, losses, any diminution in value or any liability whatsoever arising as a result of: (A) any act, event or circumstance not reasonably within its control; or (B) the general risks of investment in, or the holding of assets in, any jurisdiction, including (in each case and without limitation) such damages, costs, losses, diminution in value or liability arising as a result of: nationalisation, expropriation or other governmental actions; any regulation, currency restriction, devaluation or fluctuation; market conditions affecting the execution or settlement of transactions or the value of assets; breakdown, failure or malfunction of any third party transport, telecommunications, computer services or systems; natural disasters or acts of God; war, terrorism, insurrection or revolution; or strikes or industrial action. (b) Nothing in this Agreement shall oblige the Agents to carry out any check on the extent to which any transaction contemplated by this Agreement might be unlawful for any Interim Finance Party on behalf of any Interim Finance Party and each Interim Finance Party confirms to the Agents that it is solely responsible for any such checks it is required to carry out and that it may not rely on any statement in relation to such checks made by the Agents. (c) Without prejudice to any provision of any Interim Document excluding or limiting the liability of the Agents, any Receiver or Delegate, any liability of the Agents, any Receiver or Delegate arising under or in connection with any Interim Document or the Charged Property shall be limited to the amount of actual loss which has been finally judicially determined to have been suffered (as determined by reference to the date of default of the Agents, Receiver or Delegate (as the case may be) or, if later, the date on which the loss arises as a result of such default) but without reference to any special conditions or circumstances known to the Agents, Receiver or Delegate (as the case may be) at any time which increase the amount of that loss. In no event shall the Agents, any Receiver or Delegate be liable for any loss of profits, goodwill, reputation, business opportunity or anticipated saving, or for special, punitive, indirect or consequential damages, whether or not the Agents, Receiver or Delegate (as the case may be) has been advised of the possibility of such loss or damages. 17.6 The Agents individually (a) If it is an Interim Lender, each of the Agents has the same rights and powers under the Interim Documents as any other Interim Lender and may exercise those rights and powers as if it were not also acting as an Agent. (b) Each of the Agents may: (i) retain for its own benefit and without liability to account to any other person any fee, profit or other amount received by it for its own account under or in connection with the Interim Documents or any of the activities referred to in sub-paragraph (ii) below; and (ii) accept deposits from, lend money to, provide any advisory, trust or other services to or engage in any kind of banking or other business with Listco, the


 
AGREED FORM 55 Company or any other Group Company (or Affiliate of the Company or any other Group Company) or other Party (and, in each case, may do so without liability to account to any other person). 17.7 Communications and information (a) All communications to the Company (or any Affiliate of the Company) under or in connection with the Interim Documents are, unless otherwise specified in the relevant Interim Document, to be made by or through the Interim Facility Agent. Each Interim Finance Party will notify the Interim Facility Agent of, and provide the Interim Facility Agent with a copy of, any communication between that Interim Finance Party and the Company (or Affiliate of the Company) on any matter concerning the Interim Facility or the Interim Documents. (b) No Agent will be obliged to transmit to or notify any other Interim Finance Party of any information relating to any Party which that Agent has or may acquire otherwise than in connection with the Interim Facility or the Interim Documents. (c) In acting as Agent for the Interim Lenders, each Agent’s agency division will be treated as a separate entity from any of its other divisions or department (the “Other Divisions”). Any information relating to any Group Company acquired by any of the Other Divisions of an Agent or which in the opinion of that Agent is acquired by it otherwise than in its capacity as Agent under the Interim Documents may be treated by it as confidential and will not be treated as information available to the other Interim Finance Parties. 17.8 Non-reliance (a) Each other Interim Finance Party confirms that it has made (and will continue to make) its own independent investigation and appraisal of the assets, business, financial condition and creditworthiness of the Group and of any risks arising under or in connection with any Interim Document, and has not relied, and will not at any time rely, on any Agent: (i) to assess the adequacy, accuracy or completeness of any information (whether oral or written) provided by or on behalf of the Company or any Group Company under or in connection with any Interim Document (whether or not that information has been or is at any time circulated to it by an Agent), or any document delivered pursuant thereto, including any contained in the Reports or the transactions contemplated thereby; (ii) to assess the assets, business, financial condition or creditworthiness of Listco, the Company, the Group or any other person; or (iii) to assess the validity, legality, adequacy, accuracy, completeness, enforceability or admissibility in evidence of any Interim Document or any document delivered pursuant thereto. (b) This Clause 17.8 is without prejudice to the responsibility of the Company for the information supplied by it or on its behalf under or in connection with the Interim Documents and the Company remains responsible for all such information. (c) No Party (other than the relevant Agent) may take any proceedings against any officer, delegate, employee or agent of an Agent in respect of any claim it may have against that Agent or in respect of any act or omission by that officer, delegate, employee or agent in connection with any Interim Document. Any officer, delegate, employee or


 
AGREED FORM 56 agent of an Agent may rely on this Clause 17.8 in accordance with the Contracts (Rights of Third Parties) Act 1999 but subject to the terms of Clause 26.5 (Third-Party Rights). (d) No Agent will be liable for any delay (or any related consequences) in crediting an account with an amount required under the Interim Documents to be paid by that Agent if that Agent has taken all necessary steps as soon as reasonably practicable to comply with the regulations or operating procedures of any recognised clearing or settlement system used by that Agent for that purpose. 17.9 Know your customer Nothing in this Agreement shall oblige the Interim Facility Agent to carry out know your customer or other checks in relation to any person on behalf of any Interim Lender and each Interim Lender confirms to the Interim Facility Agent that it is solely responsible for any such checks it is required to carry out and that it may not rely on any statement in relation to such checks made by the Interim Facility Agent. 17.10 Agents’ indemnity (a) Each Interim Lender shall on demand indemnify each Agent for its share of any loss or liability incurred by the relevant Agent in acting, or in connection with its role, as Agent under the Interim Documents, except to the extent that the loss or liability is incurred as a result of the relevant Agent’s gross negligence or wilful misconduct. (b) An Interim Lender’s share of any such loss or liability shall be the proportion which: (i) that Interim Lender’s participation in the outstanding Interim Loan bears to the outstanding Interim Loan at the time of demand; or (ii) if there is no outstanding Interim Loan at that time, that Interim Lender’s Interim Commitment bears to the Total Interim Commitments at that time; or (iii) if the Total Interim Commitments have been cancelled, that Interim Lender’s Interim Commitment bore to the Total Interim Commitments immediately before being cancelled. (c) The provisions of this Clause 17.10 are without prejudice to any obligations of the Company to indemnify the Agents under the Interim Documents and shall survive the termination of this Agreement to the extent relating to any action, circumstance or event giving rise to such indemnity obligation which occurred prior to such termination. 17.11 Role of the Interim Security Agent (a) The Interim Security Agent shall administer the Interim Security Documents (and where appropriate hold the benefit of the Interim Security Documents on trust) for itself and the other Interim Finance Parties and will apply all payments and other benefits received by it under the Interim Security Documents in accordance with the Interim Documents. (b) The Interim Security Agent shall not be liable for any failure, omission or defect in registering, protecting or perfecting any Security Interest constituted, created or evidenced by any Interim Security Document. (c) The Interim Security Agent has no duty or obligation to require the deposit with it of, or to hold, any title deeds, share certificates, transfer documents or other documents in connection with any asset charged or encumbered or purported to be charged or encumbered under any Interim Security Document.


 
AGREED FORM 57 (d) Each Interim Finance Party confirms its approval of each Interim Security Document and authorises and directs the Interim Security Agent (by itself or by such person(s) as it may nominate) to execute and enforce the same as trustee (or agent) or as otherwise provided (and whether or not expressly in the names of the Interim Finance Parties) on its behalf. (e) It is agreed that, in relation to any jurisdiction the courts of which would not recognise or give effect to the trust expressed to be created by this Agreement, the relationship of the Interim Finance Parties to the Interim Security Agent shall be construed as one of principal and agent but, to the extent permissible under the laws of such jurisdiction, that all the other provisions of this Agreement shall have full force and effect between the parties hereto. (f) Each Interim Finance Party (other than the Interim Security Agent) irrevocably authorises the Interim Security Agent to realise such Interim Security Documents in accordance with the terms thereof and agrees not to independently enforce or exercise any rights or powers arising under the Interim Security Documents except through the Interim Security Agent and in accordance with the Interim Documents. 17.12 Resignation of the Agents (a) Any Agent may resign and appoint one of its Affiliates acting through an office in the United Kingdom as successor by giving notice to the Interim Lenders and the Company. (b) Alternatively any Interim Agent may resign by giving 30 days' notice to the Interim Lenders and the Company, in which case the Majority Interim Lenders may appoint a successor Agent. (c) If the Majority Interim Lenders have not appointed a successor Agent in accordance with paragraph (b) above within 20 days after notice of resignation was given, the relevant retiring Interim Agent (after consultation with the Company) may appoint a successor Interim Agent (acting through an office in the United Kingdom). (d) The retiring Interim Agent shall, make available to the successor Interim Agent such documents and records and provide such assistance as the successor Interim Agent may reasonably request for the purposes of performing its functions as Interim Agent under the Interim Documents. The Company shall, within three Business Days of demand, reimburse the retiring Interim Agent for the amount of all costs and expenses (including legal fees) properly incurred by it in making available such documents and records and providing such assistance. (e) The Interim Agent's resignation notice shall only take effect upon: (i) the appointment of a successor; and/or (ii) the transfer of all the Interim Security to that successor, as applicable. (f) Upon the appointment of a successor, the retiring Interim Agent shall be discharged from any further obligation in respect of the Interim Documents (other than its obligations under paragraph (d) above) but shall remain entitled to the benefit of this Clause 17.12 and Clause 17.10 (Agents’ Indemnity) (and any Agent fees for the account of the retiring Interim Agent shall cease to accrue from (and shall be payable on) that date). Any successor and each of the other parties shall have the same rights and obligations amongst themselves as they would have had if that successor had been an original party.


 
AGREED FORM 58 (g) The Interim Lenders by notice to the Interim Agent, may require it to resign in accordance with paragraph (b) above. In this event, the Security Agent shall resign in accordance with paragraph (b) above but the cost referred to in paragraph (d) above shall be for the account of the Company. 17.13 Reliance and engagement letters The Interim Security Agent may obtain and rely on any certificate or report from any debtor's auditor and may enter into any reliance letter or engagement letter relating to that certificate or report on such terms as it may consider appropriate (including, without limitation, restrictions on the auditor's liability and the extent to which that certificate or report may be relied on or disclosed).


 
AGREED FORM 59 17.14 No responsibility to perfect Interim Security The Interim Security Agent shall not be liable for any failure to: (a) require the deposit with it of any deed or document certifying, representing or constituting the title of any debtor to any of the Charged Property; (b) obtain any licence, consent or other authority for the execution, delivery, legality, validity, enforceability or admissibility in evidence of any Interim Document or the Interim Security; (c) register, file or record or otherwise protect any of the Interim Security (or the priority of any of the Interim Security) under any law or regulation or to give notice to any person of the execution of any Interim Document or of the Interim Security; (d) take, or to require any Debtor to take, any step to perfect its title to any of the Charged Property or to render the Interim Security effective or to secure the creation of any ancillary security under any law or regulation; or (e) require any further assurance in relation to any Interim Security Document. 17.15 Insurance by Interim Security Agent (a) The Interim Security Agent shall not be obliged: (i) to insure any of the Charged Property; (ii) to require any other person to maintain any insurance; or (iii) to verify any obligation to arrange or maintain insurance contained in any Interim Document, and the Interim Security Agent shall not be liable for any damages, costs or losses to any person as a result of the lack of, or inadequacy of, any such insurance. (b) Where the Interim Security Agent is named on any insurance policy as an insured party, it shall not be liable for any damages, costs or losses to any person as a result of its failure to notify the insurers of any material fact relating to the risk assumed by such insurers or any other information of any kind, unless the Interim Lenders request it to do so in writing and the Interim Security Agent fails to do so within fourteen days after receipt of that request. 17.16 Custodians and nominees The Interim Security Agent may appoint and pay any person to act as a custodian or nominee on any terms in relation to any asset of the trust as the Interim Security Agent may determine, including for the purpose of depositing with a custodian this Agreement or any document relating to the trust created under this Agreement and the Interim Security Agent shall not be responsible for any loss, liability, expense, demand, cost, claim or proceedings incurred by reason of the misconduct, omission or default on the part of any person appointed by it under this Agreement or be bound to supervise the proceedings or acts of any person.


 
AGREED FORM 60 17.17 Delegation by the Interim Security Agent (a) Each of the Interim Security Agent, any Receiver and any Delegate may, at any time, delegate by power of attorney or otherwise to any person for any period, all or any right, power, authority or discretion vested in it in its capacity as such. (b) That delegation may be made upon any terms and conditions (including the power to sub-delegate) and subject to any restrictions that the Interim Security Agent, that Receiver or that Delegate (as the case may be) may, in its discretion, think fit in the interests of the Interim Secured Parties. (c) No Interim Security Agent, Receiver or Delegate shall be bound to supervise, or be in any way responsible for any damages, costs or losses incurred by reason of any misconduct, omission or default on the part of, any such delegate or sub-delegate. 17.18 Additional Interim Security Agent (a) The Interim Security Agent may at any time appoint (and subsequently remove) any person to act as a separate trustee or as a co-trustee jointly with it: (i) if it considers that appointment to be in the interests of the Interim Secured Parties; (ii) for the purposes of conforming to any legal requirement, restriction or condition which the Interim Security Agent deems to be relevant; or (iii) for obtaining or enforcing any judgment in any jurisdiction; and the Interim Security Agent shall give prior notice to the Company and the Interim Lenders of that appointment. (b) Any person so appointed shall have the rights, powers, authorities and discretions (not exceeding those given to the Interim Security Agent under or in connection with the Interim Documents) and the duties, obligations and responsibilities that are given or imposed by the instrument of appointment. (c) The remuneration that the Interim Security Agent may pay to that person, and any costs and expenses (together with any applicable VAT) incurred by that person in performing its functions pursuant to that appointment shall, for the purposes of this Agreement, be treated as costs and expenses incurred by the Interim Security Agent. 17.19 Acceptance of title The Interim Security Agent shall be entitled to accept without enquiry, and shall not be obliged to investigate, any right and title that any debtor may have to any of the Charged Property and shall not be liable for, or bound to require any debtor to remedy, any defect in its right or title. 17.20 Powers supplemental to Trustee Acts The rights, powers, authorities and discretions given to the Interim Security Agent under or in connection with the Interim Documents shall be supplemental to the Trustee Act 1925 and the Trustee Act 2000 and in addition to any which may be vested in the Interim Security Agent by law or regulation or otherwise. 17.21 Disapplication of Trustee Acts


 
AGREED FORM 61 Section 1 of the Trustee Act 2000 shall not apply to the duties of the Interim Security Agent in relation to the trusts constituted by this Agreement. Where there are any inconsistencies between the Trustee Act 1925 or the Trustee Act 2000 and the provisions of this Agreement, the provisions of this Agreement shall, to the extent permitted by law and regulation, prevail and, in the case of any inconsistency with the Trustee Act 2000, the provisions of this Agreement shall constitute a restriction or exclusion for the purposes of that Act. 17.22 Clawback (a) Where a sum is to be paid to an Agent under the Interim Documents for another Party, the Agent is not obliged to pay that sum to that other Party (or to enter into or perform any related exchange contract) until it has been able to establish to its satisfaction that it has actually received that sum. (b) If an Agent pays an amount to another Party and it proves to be the case that the Agent had not actually received that amount, then the Party to whom that amount (or the proceeds of any related exchange contract) was paid by the Agent shall on demand refund the same to the Agent together with interest on that amount from the date of payment to the date of receipt by the Agent, calculated by the Agent to reflect its cost of funds. 17.23 Amounts paid error (a) If the Agent pays an amount to another Party and within 3 Business Days of the date of payment the Agent notifies that Party that such payment was an Erroneous Payment then the Party to whom that amount was paid by the Agent shall on demand refund the same to the Agent. (b) Neither: (i) the obligations of any Party to the Agent; nor (ii) the remedies of the Agent, (whether arising under this Clause 16.13 or otherwise) which relate to an Erroneous Payment will be affected by any act, omission, matter or thing which, but for this paragraph (b), would reduce, release or prejudice any such obligation or remedy (whether or not known by the Agent or any other Party). (c) All payments to be made by a Party to the Agent (whether made pursuant to this Clause 16.13 or otherwise) which relate to an Erroneous Payment shall be calculated and be made without (and free and clear of any deduction for) set-off or counterclaim. (d) In this Agreement, “Erroneous Payment” means a payment of an amount by the Agent to another Party which the Agent determines (in its sole discretion) was made in error. 18. PRO RATA PAYMENTS 18.1 Recoveries Subject to Clauses 16.7 (Enforcement of Interim Security Documents) and 18.3 (Exceptions to sharing), if any amount owing by any Group Company under any Interim Document to an Interim Lender (the “Recovering Interim Lender”) is discharged by payment, set-off or any


 
AGREED FORM 62 other manner other than through the Interim Facility Agent in accordance with Clause 12 (Payments) (the amount so discharged being a “Recovery”) then: (a) within three Business Days of receipt of the Recovery, the Recovering Interim Lender shall notify details of such Recovery to the Interim Facility Agent; (b) the Interim Facility Agent shall determine whether the amount of the Recovery is in excess of the amount which such Recovering Interim Lender should have received had such amount been paid to the Interim Facility Agent under Clause 12 (Payments) (any such excess amount being the “Excess Recovery”); (c) within three Business Days of demand the Recovering Interim Lender shall pay to the Interim Facility Agent an amount equal to the Excess Recovery; (d) the Interim Facility Agent shall treat that payment as if it was a payment made by the Company to the Interim Lenders under Clause 12 (Payments) and distribute it to the Interim Lenders (other than the Recovering Interim Lender) accordingly; and (e) the Recovering Interim Lender shall be subrogated to the rights of the Interim Lenders which have shared in the payment under paragraph (d) above and if for any reason the Recovering Interim Lender is unable to rely on such rights of subrogation, the amount of the Excess Recovery shall be treated as not having been paid and (without double counting) the Company will owe the Recovering Interim Lender a debt (immediately due and payable) in an amount equal to the Excess Recovery. 18.2 Notification of Recovery If any Recovery has to be wholly or partly refunded by the Recovering Interim Lender after it has paid any amount to the Interim Facility Agent under paragraph (c) of Clause 18.1 (Recoveries), each Interim Lender to which any part of the Excess Recovery (or amount in respect of it) was distributed will, on request from the Recovering Interim Lender, pay to the Recovering Interim Lender that Interim Lender’s pro rata share of the amount (including any related interest) which has to be refunded by the Recovering Interim Lender. 18.3 Exceptions to sharing Notwithstanding Clause 18.1 (Recoveries), no Recovering Interim Lender will be obliged to pay any amount to the Interim Facility Agent or any other Interim Lender in respect of any Recovery: (a) if it would not after that payment have a valid claim against the Company under paragraph (e) of Clause 18.1 (Recoveries) in an amount equal to the Excess Recovery; or (b) which it receives as a result of legal proceedings taken by it to recover any amounts owing to it under the Interim Documents, which proceedings have been notified to the other Interim Finance Parties and where the Interim Lender concerned had a right and opportunity to, but does not, either join in those proceedings or promptly after receiving notice commence and diligently pursue separate proceedings to enforce its rights in the same or another court. 18.4 No security The provisions of this Clause 18 shall not constitute a charge by any Interim Lender over all or any part of any amount received or recovered by it under any of the circumstances mentioned in this Clause 18.


 
AGREED FORM 63 19. SET OFF An Interim Finance Party may (to the extent beneficially owed by the Interim Finance Party) at any time following the service of an Acceleration Notice set off any matured obligation due and payable to it by a Borrower to it under an Interim Document against any matured obligation owed by it to a Borrower, regardless of currency, place of payment or booking branch of either obligation. The relevant Interim Finance Party may convert either obligation at a market rate of exchange in its ordinary course of business in order to effect such set-off. 20. NOTICES 20.1 Mode of service (a) Any notice, demand, consent or other communication (a “Notice”) made under or in connection with any Interim Document must be in writing and made by letter or by email transmission or any other electronic communication approved by the Interim Facility Agent. (b) An electronic communication will be treated as being in writing for the purposes of this Agreement. (c) The address and email address of each Party (and person for whose attention the Notice is to be sent) for the purposes of Notices given under or in connection with the Interim Documents are: (i) in the case of any person which is a Party on the date of this Agreement, the address and email address set out beneath its name in the signature pages to this Agreement; (ii) in the case of any other Interim Finance Party, the address and email address notified in writing by that Interim Finance Party for this purpose to the Interim Facility Agent on or before the date it becomes a Party; or (iii) any other address and/or email address notified in writing by that Party for this purpose to the Interim Facility Agent (or in the case of the Interim Facility Agent, notified by the Interim Facility Agent to the other Parties) by not less than five (5) Business Days’ notice. (d) Any Notice given to an Agent will be effective only: (i) if it is marked for the attention of the department or officer specified by that Agent for receipt of Notices; and (ii) subject to paragraph (b) of Clause 20.2 (Deemed service) below, when actually received by that Agent. (e) The Company hereby expressly confirms that each Agent is permitted to make any communications to it, any other Borrower or Listco by way of electronic mail. 20.2 Deemed service (a) Subject to paragraph (b) below, a communication or document made or delivered by one person to another under or in connection to the Interim Documents will be deemed to be given as follows: (i) if by letter delivered personally, when delivered;


 
AGREED FORM 64 (ii) if by letter sent by post, five days after posting (first class or equivalent postage prepaid in a correctly addressed envelope); (iii) if by e-mail or any other electronic communication, when received in legible form; and (iv) if by posting to an electronic website, at the time of notification to the relevant recipient of such posting or (if later) the time when the recipient was given access to such website. (b) A Notice given in accordance with paragraph (a) above but received on a day that is not a Business Day or after business hours in the place of receipt will only be deemed to be given on the next Business Day in that place. (c) Any communication or document to be made or delivered to the Agents will be effective only when actually received by the Agents and then only if it is expressly marked for the attention of the department or officer identified with the Agent's signature below. 20.3 Electronic communication (a) Any communication to be made between any two parties under or in connection with the Interim Documents may be made by electronic mail or other electronic means (including, without limitation, by way of posting to a secured website), if those two parties: (i) notify each other in writing of their electronic mail address and/or any other information required to enable the transmission of information by that means; and (ii) notify each other of any change to their address or any other such information supplied by them. (b) Any electronic communication made between those two parties will be effective only when actually received (or made available) in readable form and in the case of any electronic communication made by a party to the Interim Facility Agent only if it is addressed in such a manner as the Interim Facility Agent shall specify for this purpose. (c) Any reference in an Interim Document to a communication being sent or received shall be construed to include that communication being made available in accordance with this Clause 20.3. 20.4 Language (a) Any notice given under or in connection with any Interim Document must be in English. (b) All other documents provided under or in connection with any Interim Document must be: (i) in English; or (ii) if not in English, and if so required by the Interim Facility Agent, accompanied by a certified English translation and, in this case, the English translation will prevail unless the document is a constitutional, statutory or other official document.


 
AGREED FORM 65 21. CONFIDENTIALITY (a) Each Interim Finance Party will keep the Interim Documents and any information supplied to it by or on behalf of Listco, the Company or any other Group Company under the Interim Documents confidential, provided that it may disclose any such document or information: (i) to any person to (or through) whom it assigns or transfers (or may potentially assign or transfer) all or any of its rights and/or obligations under one or more Interim Documents, provided that such person has entered into a confidentiality undertaking substantially in LMA standard form, capable of being relied on by the Company and such confidentiality undertaking may not be materially amended without the consent of the Company (a copy of each confidentiality undertaking and any amendments thereto shall be provided to the Company as soon as reasonably practicable following its request for the same); (ii) to any person with (or through) whom it enters into (or may potentially enter into), whether directly or indirectly, any Sub-Participation in relation to, or any other transaction under which payments are to be made or may be made by reference to, one or more Interim Documents and/or any Borrower, provided that such person has entered into a confidentiality undertaking substantially in LMA standard form, capable of being relied on by the Company and such confidentiality undertaking may not be materially amended without the consent of the Company (a copy of each confidentiality undertaking and any amendments thereto shall be provided to the Company as soon as reasonably practicable following its request for the same); (iii) which is publicly available (other than by virtue of a breach of this Clause 21); (iv) if and to the extent required by law or regulation or at the request of an administrative authority or body (including any tax or bank supervisory authority), in which case, to the extent permitted by law, each Interim Finance Party agrees to use commercially reasonable efforts to inform the Company promptly thereof to the extent lawfully permitted to do so, or any applicable stock exchange; (v) to its auditors and professional advisers on a confidential basis; (vi) to any direct or indirect Holding Company of the Company, any Party or any Group Company; (vii) to the extent reasonably necessary in connection with any legal or arbitration proceedings to which it is a party; (viii) for the purpose of obtaining any consent, making any filing, registration or notarisation or paying any stamp or registration tax or fee in connection with any of the Interim Documents; (ix) with the agreement of the Company; (x) subject to your prior approval of the information to be disclosed, information supplied on a customary basis to rating agencies in connection with obtaining a rating required (if any) pursuant to the Commitment Documents (as defined in the Commitment Letter) and/or the Interim Documents; or


 
AGREED FORM 66 (xi) to any Affiliate and Related Funds or actual and potential funding sources (and any of their officers, directors, employees, professional advisers, auditors, partners and representatives) in connection with the transactions contemplated hereby, on an as needed and confidential basis and provided that, such Interim Lender shall be responsible for the compliance of any such Affiliate and/or Related Fund. (b) This Clause 21 replaces any previous confidentiality undertaking given by any Interim Finance Party in connection with this Agreement prior to it becoming a Party. 22. REPRESENTATIONS AND WARRANTIES, UNDERTAKINGS (a) Except as otherwise provided in Part 1 (Major Representations) of Schedule 4 (Major Representations, Major Undertakings and Major Events of Default), each of the Company, and (other than in respect of paragraph 5 (Sanctions and Anti-Corruption) Holdco and Listco makes the representations and warranties set out in Part 1 (Major Representations) of Schedule 4 (Major Representations, Major Undertakings and Major Events of Default) to each Interim Finance Party in respect of itself only (and, for the avoidance of doubt, not with respect to any other Group Company or member of the Target Group or their respective assets, liabilities or obligations and excluding any procurement obligations with respect to any other Group Company or member of the Target Group) on the date of this Agreement, on the date of each Drawdown Request and on the first day of each Interest Period by reference to the facts and circumstances existing at the relevant time and acknowledges that each Interim Finance Party is relying on such representations and warranties. (b) Each of the Company, Holdco and Listco agrees to be bound by the Major Undertakings that it is subject to under the terms of Part 2 (Major Undertakings) of Schedule 4 (Major Representations, Major Undertakings and Major Events of Default). 23. CHANGES TO PARTIES 23.1 Assignment and transfers None of the Company, Holdco or Listco shall assign, novate or transfer all or any part of its rights and obligations under any Interim Documents. 23.2 Transfers by Interim Lenders (a) Subject to the provisions of this Clause 23.2 and Clause 23.3 (Increased Costs), an Interim Lender (the “Existing Interim Lender”) may: (i) assign any of its rights or transfer by novation any of its rights and obligations under any Interim Document; or (ii) enter into any Sub-Participation or any sub-contract, to or with a bank, financial institution, trust, fund or other entity which is regularly engaged in or established for the purpose of making, purchasing or investing in, securities (the “New Interim Lender”). (b) Subject to paragraph (e) below, on and prior to the expiry of the Certain Funds Period, no Existing Interim Lender may assign any of its rights or transfer by novation any of its obligations, nor enter into any Sub-Participation or sub-contract in respect of the same, without the prior written consent of the Company (in its sole and absolute


 
AGREED FORM 67 discretion and never deemed given), unless it is to an Affiliate or Related Fund of an Original Interim Lender. (c) After the expiry of the Certain Funds Period, no Existing Interim Lender may assign any of its rights or transfer by novation any of its obligations, nor enter into any Sub-Participation or any sub-contract in respect of the same, without the prior written consent of the Company (such consent not to be unreasonably withheld or delayed and deemed to be given 10 Business Days following a request from the Existing Interim Lender), provided that prior written consent shall not be required with respect to the Interim Loan, if the assignment or transfer or Sub Participation or sub contract is: (i) made to an Affiliate or Related Fund of that Interim Lender or to another Existing Interim Lender; or (ii) effected at a time when a Major Event of Default under paragraph 1 (Payment default) (insofar as it relates to payment of principal or interest only), 5 (Insolvency) or 6 (Insolvency proceedings) of Part 3 (Major Events of Default) of Schedule 4 (Major Representations, Major Undertakings and Major Events of Default) is continuing, provided, further, that, unless a Major Event of Default under paragraph 1 (Payment default) (insofar as it relates to payment of principal or interest only), 5 (Insolvency) or 6 (Insolvency proceedings) of Part 3 (Major Events of Default) of Schedule 4 (Major Representations, Major Undertakings and Major Events of Default) has occurred and is continuing, the Original Interim Lender (together with its Affiliates and Related Funds) shall not (without the prior written consent of the Company (in its sole discretion)) hold less than 51% of the outstanding principal amount of all Interim Loans on the applicable date of determination; and (d) Notwithstanding anything to the contrary in this Agreement, no assignment or transfer or Sub-Participation or sub-contract shall be permitted at any time to any person that: (i) is a Defaulting Interim Lender or an Affiliate of a Defaulting Interim Lender (or would, upon becoming an Interim Lender, be a Defaulting Interim Lender or an Affiliate of a Defaulting Interim Lender); or (ii) is an entity which is engaged in trading or acquiring, or whose principal investment strategy is investing in, distressed debt or the pursuance of “loan to own” investment strategies, unless a Major Event of Default under paragraph 1 (Payment default) (insofar as it relates to payment of principal or interest only), 5 (Insolvency) or 6 (Insolvency proceedings) of Part 3 (Major Events of Default) of Schedule 4 (Major Representations, Major Undertakings and Major Events of Default) is continuing. (e) Notwithstanding any assignment, transfer, Sub-Participation or sub-contract by an Existing Interim Lender which is an Original Interim Lender: (i) if the assignee or transferee (or any subsequent assignee or transferee) defaults in its obligation to fund its pro rata portion of any Interim Loan during the Certain Funds Period (the “Pre-Closing Transferred Commitments”) by the required time on the applicable Drawdown Date (or has confirmed that it will not be able to fund), that Existing Interim Lender shall, by 9.30 a.m. on that Drawdown Date, fund an amount of proceeds to the relevant Borrower equal to the amount the defaulting assignee/transferee was required to fund in respect of that Interim Loan on that Drawdown Date and (i) the Interim Commitments


 
AGREED FORM 68 of the Existing Interim Lender under each relevant Interim Facility shall be increased by an amount equal to the additional amount that it funded on the relevant Drawdown Date in accordance with this paragraph and (ii) the Interim Commitments under the relevant Interim Facility of any such Interim Lender defaulting in its obligation to fund on that Drawdown Date shall be reduced by an equivalent amount for all purposes of this Agreement; and (ii) the Existing Interim Lender shall retain exclusive control over all rights and obligations under this Agreement with respect to the Pre-Closing Transferred Commitments, including all rights with respect to waivers, consents, modifications, amendments and confirmations as to satisfaction of the requirement to receive all of the documents and other evidence listed in Schedule 3 (Conditions Precedent), until after the end of the Certain Funds Period. (f) Each New Interim Lender, by executing a Transfer Certificate, confirms, for the avoidance of doubt, that the Interim Facility Agent has authority to execute on its behalf any amendment or waiver that has been approved by or on behalf of the requisite Interim Lender or Interim Lenders in accordance with this Agreement on or prior to the date on which the transfer becomes effective in accordance with this Agreement and that it is bound by that decision to the same extent as the Existing Interim Lender would have been had it remained an Interim Lender. (g) Except as set out in this Clause 23.2, no consent will be required from any Party other than the transferor and the transferee to effect any assignment or transfer or Sub-Participation or sub-contract of rights and/or obligations under any Interim Document. (h) If any assignment, transfer, Sub-Participation or sub-contract is carried out in breach of this Clause 23.2 and Clause 23.3 (Increased Costs), such assignment, transfer, Sub-Participation or sub-contract shall be void and deemed to have not occurred. (i) If an Existing Interim Lender has consented to a waiver or amendment under any Interim Document then the relevant New Interim Lender shall be deemed to have consented to that waiver or amendment. (j) The Interim Facility Agent, acting solely for this purpose as a non-fiduciary agent of the Company, shall maintain a register for the recordation of the names and addresses of the Interim Lenders, and the Interim Commitments of, and principal amounts (and stated interest) owing to, each Interim Lender pursuant to the terms of this Agreement from time to time (the “Register”). The entries in the Register shall be conclusive absent manifest error, and the Company, the Interim Facility Agent and the Interim Lenders shall treat each person whose name is recorded in the Register pursuant to the terms hereof as an Interim Lender for all purposes of this Agreement. No assignment, transfer or sub-participation of any rights or obligations of any Interim Lender under this Agreement shall be effective until it is recorded in the Register. The Register shall be available for inspection by the Company and any Interim Lender, at any reasonable time and from time to time upon reasonable prior notice. (k) If at any time any Borrower becomes obliged to repay any amount in accordance with Clause 11.3 (Illegality) or becomes obliged to pay any amounts pursuant to Clause 10.1 (Gross-up), 10.2 (Tax indemnity) or 11.1 (Increased Costs) to any Interim Lender, then the Company may, provided it gives at least two Business Days’ prior written notice to the Interim Facility Agent and such Interim Lender, replace such Interim Lender by requiring such Interim Lender to (and such Interim Lender shall) transfer pursuant to Clause 23.2 (Transfers by Interim Lenders) all (and not part only) of its rights and


 
AGREED FORM 69 obligations under this Agreement to an Interim Lender or other bank, financial institution, trust, fund or other entity which is regularly engaged in or established for the purpose of making, purchasing or investing in or securitising loans, securities or other financial assets (a “Replacement Lender”) selected by the Company, and which is acceptable to the Interim Facility Agent (acting reasonably), which confirms its willingness to assume and does assume all the obligations of the transferring Interim Lender (including the assumption of the transferring Interim Lender’s participations on the same basis as the transferring Interim Lender) for a purchase price in cash payable at the time of transfer equal to the outstanding principal amount of such Interim Lender’s participation in the outstanding Interim Loans and all accrued interest, Break Costs and other amounts payable in relation thereto under the Interim Documents. (l) The replacement of an Interim Lender pursuant to paragraph (k) above shall be subject to the following conditions: (i) the Company shall have no right to replace the Interim Facility Agent or Interim Security Agent; (ii) neither the Interim Facility Agent nor the Interim Lender shall have any obligation to the Company to find a Replacement Lender; and (iii) in no event shall the Interim Lender replaced under paragraph (k) above be required to pay or surrender to such Replacement Lender any of the fees received by such Interim Lender pursuant to the Interim Documents. (m) If: (i) an Interim Lender assigns, transfers, Sub-Participates or sub-contracts any of its rights or obligations under the Interim Documents to a New Interim Lender or changes its Facility Office; and (ii) as a result of circumstances existing at the date the assignment, transfer, Sub-Participation, sub-contract or change occurs, a Borrower would be obliged to make a payment to the New Interim Lender or Interim Lender acting through its new Facility Office under Clause 10 (Taxes) or Clause 11.1 (Increased Costs), then the New Interim Lender or Interim Lender acting through its new Facility Office is only entitled to receive payment under those Clauses to the same extent as the Existing Interim Lender or Interim Lender acting through its previous Facility Office would have been if the assignment, transfer, Sub-Participation, sub-contract or change had not occurred. 23.3 Increased Costs (a) The Borrowers shall not bear any notarial and security registration or perfection fees, Taxes and costs, gross-up or increased costs that result from an assignment, transfer, Sub-Participation or other similar back-to-back arrangements. (b) An Existing Interim Lender may not transfer or assign its rights or obligations under the Interim Documents or change its Facility Office if the transfer or assignment would give rise to a requirement to prepay on illegality in relation to the New Interim Lender or Existing Interim Lender acting through the new Facility Office.


 
AGREED FORM 70 23.4 Limitation of responsibility of Existing Interim Lenders (a) Unless expressly agreed to the contrary, an Existing Interim Lender makes no representation or warranty and assumes no responsibility to a New Interim Lender for: (i) the legality, validity, effectiveness, adequacy or enforceability of the Transaction Documents, the Interim Security Documents or any other documents; (ii) the financial condition of the Borrowers; (iii) the performance and observance by Listco, the Company or any other Group Company of its obligations under the Interim Documents or any other documents; or (iv) the accuracy of any statements (whether written or oral) made in or in connection with any Transaction Document or any other document, and any representations or warranties implied by law are excluded. (b) Each New Interim Lender confirms to the Existing Interim Lender, the other Interim Finance Parties that it: (i) has made (and shall continue to make) its own independent investigation and assessment of the financial condition and affairs of the Company and its related entities in connection with its participation in this Agreement and has not relied exclusively on any information provided to it by the Existing Interim Lender or any other Interim Finance Party in connection with any Transaction Document or the Interim Security Documents; and (ii) will continue to make its own independent appraisal of the creditworthiness of the Company and its related entities whilst any amount is or may be outstanding under the Interim Documents or any commitment is in force. (c) Subject to paragraph (g) of Clause 23.2 (Transfers by Interim Lenders), nothing in any Interim Document obliges an Existing Interim Lender to: (i) accept a re-transfer from a New Interim Lender of any of the rights and obligations assigned or transferred under this Clause 23 (Changes to Parties); or (ii) support any losses directly or indirectly incurred by the New Interim Lender by reason of the non-performance by Listco, the Company or the Borrowers of its obligations under the Interim Documents or otherwise. 23.5 Procedure for transfer (a) Subject to the conditions set out in Clause 23.2 (Transfers by Interim Lenders), a transfer is effected in accordance with paragraph (c) below when the Interim Facility Agent executes an otherwise duly completed Transfer Certificate delivered to it by the Existing Interim Lender and the New Interim Lender. The Interim Facility Agent shall, subject to paragraph (b) below, as soon as reasonably practicable after receipt by it of a duly completed Transfer Certificate appearing on its face to comply with the terms of this Agreement and delivered in accordance with the terms of this Agreement, execute that Transfer Certificate.


 
AGREED FORM 71 (b) The Interim Facility Agent shall only be obliged to execute a Transfer Certificate delivered to it by the Existing Interim Lender and the New Interim Lender once it is satisfied it has complied with all necessary “know your customer” or similar checks under all applicable laws and regulations in relation to the transfer to such New Interim Lender. (c) On the Transfer Date: (i) subject to paragraph (g) of Clause 23.2 (Transfers by Interim Lenders), to the extent that in the Transfer Certificate the Existing Interim Lender seeks to transfer by novation its rights and obligations under the Interim Documents and in respect of the Interim Security each of the Borrowers and the Existing Interim Lender shall be released from further obligations towards one another under the Interim Documents and in respect of the Interim Security and their respective rights against one another under the Interim Documents and in respect of the Interim Security shall be cancelled (being the “Discharged Rights and Obligations”); (ii) subject to paragraph (g) of Clause 23.2 (Transfers by Interim Lenders), each of the Borrowers and the New Interim Lender shall assume obligations towards one another and/or acquire rights against one another which differ from the Discharged Rights and Obligations only insofar as the Borrowers and the New Interim Lender have assumed and/or acquired the same in place of the Borrowers and the Existing Interim Lender; (iii) subject to paragraph (g) of Clause 23.2 (Transfers by Interim Lenders), the Interim Facility Agent, the Interim Security Agent, the New Interim Lender and the other Interim Lenders shall acquire the same rights and assume the same obligations between themselves and in respect of the Interim Security as they would have acquired and assumed had the New Interim Lender been an Original Interim Lender with the rights, and/or obligations acquired or assumed by it as a result of the transfer and to that extent the Interim Facility Agent, the Interim Security Agent, and the Existing Interim Lender shall each be released from further obligations to each other under the Interim Documents; and (iv) the New Interim Lender shall become a Party as an “Interim Lender”. (d) The New Interim Lender shall, on the date upon which an assignment or transfer takes effect, pay to the Interim Facility Agent (for its own account) a fee of GBP 3,500, provided that no such fee shall be payable in respect of any assignment or transfer by an Interim Lender to an Affiliate or a Related Fund of that Interim Lender. 23.6 Copy of Transfer Certificate to the Borrowers The Interim Facility Agent shall, within one Business Day after it has executed a Transfer Certificate, send to the Company a copy of that Transfer Certificate, confirmation of completion of the relevant transfer, assignment and Sub-Participation and the relevant transfer price. 23.7 Debt Purchase Transactions Notwithstanding any other term of this Agreement or the other Interim Documents, members of the Group shall not be entitled to purchase by way of a Debt Purchase Transaction a participation in any Interim Loan and/or any Interim Commitment.


 
AGREED FORM 72 24. SUBORDINATION (a) Listco, Holdco and the Company agree that all indebtedness owed by: (i) the Company to Listco; and (ii) Holdco to the Company (the “Subordinated Liabilities”) shall be subordinated and postponed to all Interim Liabilities and, following the acceleration of all or part of the Interim Loan pursuant to paragraph (b) of Clause 7.1 (Repayment), any amounts received in respect of the Subordinated Liabilities shall be applied in accordance with Clause 12 (Payments). (b) For the purposes of paragraph (a) above, following the acceleration of all or part of the Interim Loan pursuant to paragraph (b) of Clause 7.1 (Repayment), Listco and Holdco will: (i) pay all amounts in respect of the Subordinated Liabilities in cash or in kind received by or on behalf of it from Holdco or the Company (respectively) (or any trustee in bankruptcy, liquidator, administrator, receiver or similar official of such debtor or its assets) over to the Interim Facility Agent for application in the order set out in Clause 12 (Payments); (ii) direct the trustee in bankruptcy, liquidator, administrator, receiver or other person distributing the assets of the Company or Holdco or their proceeds to make payments in respect of the Subordinated Liabilities owed by the Company or Holdco directly to the Interim Facility Agent until all Interim Liabilities have been paid in full; and (iii) not take, accept or receive the benefit of any Security Interest, guarantee, indemnity or other assurance against loss in respect of the Subordinated Liabilities from the Company or Holdco. (c) To the fullest extent permitted under mandatory provisions of applicable law, if the Company or Holdco is or becomes the subject of any event referred to in Clauses 5 (Insolvency) or 6 (Insolvency Proceedings) of Part 3 (Major Events of Default) of Schedule 4 (Major Representations, Major Undertakings and Major Events of Default), then at any time following the date of receipt by the Company of a written demand from the Interim Facility Agent following the acceleration of all or part of the Interim Loan pursuant to paragraph (b) of Clause 7.1 (Repayment), the Interim Security Agent is hereby irrevocably authorised on behalf of Listco to, until all Interim Liabilities have been paid in full: (i) claim, enforce and prove for liabilities in respect of the Subordinated Liabilities owed by the Company or Holdco; (ii) exercise all powers of convening meetings, voting and representation in respect of the Subordinated Liabilities and each of Listco, the Company and Holdco will provide all forms of proxy and of representation requested by the Interim Security Agent for that purpose; (iii) file claims and proofs, give receipts and take all such proceedings and do all such things as the Interim Security Agent considers reasonably necessary to recover any Subordinated Liabilities; and (iv) receive all distributions in respect of the Subordinated Liabilities for application in accordance with this Agreement,


 
AGREED FORM 73 for which purposes, as between the Interim Facility Agent, the Company and Holdco and with respect to the Subordinated Liabilities, the provisions of Clause 16 (Agents) will apply mutatis mutandis. 25. AMENDMENTS AND WAIVERS 25.1 Required consents (a) Subject to Clause 25.2 (Exceptions) any term of the Interim Documents may be amended or waived only with the consent of the Majority Interim Lenders and the Company, and any such amendment or waiver will be binding on all Parties. (b) The Interim Facility Agent may effect, on behalf of any Interim Finance Party, any amendment or waiver permitted by this Clause 24. 25.2 Exceptions (a) Subject to paragraph (f) below, an amendment or waiver that has the effect of changing or which relates to: (i) This Clause 24; (ii) the definitions of “Majority Interim Lenders”, “Super Majority Interim Lenders” or “Qualified Majority Interim Lenders” in Clause 1.1 (Definitions); (iii) Clause 5 (Nature of an Interim Finance Party’s rights and obligations), Clause 18 (Pro Rata Payments), Clause 23 (Changes to Parties), Clause 27 (Governing Law) and Clause 28 (Jurisdiction); (iv) any provision which expressly requires the consent of all of the Interim Lenders; (v) an extension to the date of payment of any amount under the Interim Documents; (vi) a reduction in the Margin or a reduction in the amount of any payment of principal, interest, fees or commission payable (in each case, other than pursuant to any redenomination in accordance with the terms of this Agreement); (vii) any redenomination of any Interim Commitment or Interim Loan or any change in currency of payment of any amount under the Interim Documents; (viii) the manner in which the proceeds of enforcement of Interim Security are distributed or the order of priority or subordination, including Clause 12.6 (Application of moneys); and (ix) an increase in any Interim Commitment or the Total Interim Commitments (or the introduction of an additional loan, commitment, facility or tranche), an extension of the Certain Funds Period or any requirement that a cancellation of Interim Commitments reduce the Interim Commitments rateably under the relevant Interim Facility (in each case, other than pursuant to any redenomination in accordance with the terms of this Agreement), shall not be made without the prior consent of all the Interim Lenders and the Company.


 
AGREED FORM 74 (b) An amendment, waiver, consent or release of, or in relation to, any term of any Finance Document that has the effect of changing or which relates to the definition of “Majority Interim Lenders” or “Super Majority Interim Lenders” or any similar definition for a particular class of Lenders shall require the consent of all Lenders in that class but not any other Lenders. (c) An amendment or waiver which relates to the rights or obligations of the Interim Facility Agent or the Interim Security Agent may not be effected without the consent of the Interim Facility Agent or the Interim Security Agent. (d) Any manifest error in the Interim Documents which is of a typographical nature may be amended by agreement between the Interim Facility Agent and the Company and any such amendment will be binding on each Party. (e) A release of all or substantially all of the Interim Security granted under any Interim Document unless permitted under this Agreement or any other Interim Document shall not be made without the prior consent of the Qualified Majority Interim Lenders. (f) Notwithstanding paragraph (a) above, if any amendment or waiver would impose new or additional obligations on or withdraw or reduce the rights of Interim Lenders under a specific Interim Facility (and only that Interim Facility) in a way which affects or would affect the Interim Lenders under that Interim Facility only the consent of the specified proportion of Interim Lenders (including, for the avoidance of doubt, all the Interim Lenders) whose consent would, but for this paragraph (f), be required for that amendment or waiver would be required as if it was a reference to the proportion of the Interim Lenders participating in that particular Interim Facility. 26. MISCELLANEOUS 26.1 Partial invalidity If any provision of the Interim Documents is or becomes illegal, invalid or unenforceable in any jurisdiction that shall not affect the validity or enforceability in that jurisdiction of any other term of the Interim Documents or the validity or enforceability in other jurisdictions of that or any other term of the Interim Documents. 26.2 Counterparts This Agreement may be executed in any number of counterparts and all of those counterparts taken together shall be deemed to constitute one and the same instrument. Delivery of a signed counterpart of any Interim Document (including this Agreement) by email attachment or telecopy shall be an effective mode of delivery. 26.3 Remedies and waivers No failure to exercise, nor any delay in exercising, on the part of any Interim Finance Party, any right or remedy hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any right or remedy prevent any further or other exercise thereof or the exercise of any other right or remedy. The rights and remedies herein provided are cumulative and not exclusive of any rights or remedies provided by law. 26.4 Complete agreement The Interim Documents contain the complete agreement between the Parties on the matters to which they relate.


 
AGREED FORM 75 26.5 Third Party Rights (a) Unless expressly provided to the contrary in an Interim Document a person who is not a party to an Interim Document may not enforce any of its terms under the Contracts (Rights of Third Parties) Act 1999. (b) Notwithstanding any term of any Interim Document, the consent of any person who is not a Party is not required to rescind or vary this Agreement at any time. 27. GOVERNING LAW This Agreement (including any non-contractual obligations arising out of or in relation to this Agreement) and any Dispute shall be governed by English law. 28. JURISDICTION 28.1 Submission to jurisdiction For the benefit of each Interim Finance Party, Listco and the Borrowers agree that the courts of England have exclusive jurisdiction to hear, decide and settle any dispute or proceedings arising out of or relating to this Agreement (including as to existence, validity or termination or any non-contractual obligation arising out of or in connection with any Interim Document) (a “Dispute”). Each Party irrevocably submits to the jurisdiction of the English courts. 28.2 Forum Each Party agrees that the courts of England are the most appropriate and convenient courts to settle any Dispute and waives any objection to the courts of England on grounds of inconvenient forum or otherwise. 28.3 Acknowledgement and Consent to Bail-In Notwithstanding anything to the contrary in any Interim Document or in any other agreement, arrangement or understanding among any such parties, each Party hereto acknowledges that any liability of any Party to another Party arising under or in connection with any Interim Document, to the extent such liability is unsecured, may be subject to Bail-In Action by the relevant Resolution Authority and agrees and consents to, and acknowledges and agrees to be bound by: (a) the application of any Bail-In Action to any such liabilities arising hereunder which may be payable to it by any party hereto; and (b) the effects of any Bail-in Action on any such liability, including, if applicable: (i) a reduction in full or in part or cancellation of any such liability; (ii) a conversion of all, or a portion of, such liability into shares or other instruments of ownership that may be issued to it or otherwise conferred on it, and that such shares or other instruments of ownership will be accepted by it in lieu of any rights with respect to any such liability under this Agreement or any other Interim Document; or (iii) the variation of the terms of such liability in connection with the exercise of any Bail-In Action.


 
AGREED FORM 76 SCHEDULE 1 THE ORIGINAL INTERIM LENDERS Name of Original Interim Lender Interim Commitment (USD) [●] [●]


 
AGREED FORM 77 SCHEDULE 2 FORM OF DRAWDOWN REQUEST To: [●] as Interim Facility Agent From: [●] Date: [●] [●] Interim Facilities Agreement dated [●] (the “Interim Facilities Agreement”) 1. We refer to the Interim Facilities Agreement. This is a Drawdown Request. Words and expressions defined in the Interim Facilities Agreement shall have the same meanings when used in this Drawdown Request. 2. We wish to borrow the Interim Loan on the following terms: (a) Facility: [Interim Facility] (b) Drawdown Date: [●] (c) Amount: [●] (d) Currency: USD (e) Interest Period: [●] 3. Our [payment/delivery] instructions are: [●]. 4. This Drawdown Request is irrevocable. By: [Company] / [Holdco]


 
AGREED FORM 78 SCHEDULE 3 CONDITIONS PRECEDENT 1. LISTCO, THE COMPANY AND HOLDCO (a) Constitutional documents: A copy of the constitutional documents of Listco, the Company and Holdco (including good standing certificates in the respective jurisdictions of the Listco and the Company) certified as of a recent date by the Secretary of State of such entity’s jurisdiction of organization. (b) Resolutions: (i) Resolutions of the board of directors, the member or other authorised body of Listco, Holdco and the Company: (A) approving the terms of, and the transactions contemplated by the Interim Documents to which it is a party; (B) authorising a specified person (or persons) to execute the Interim Documents to which it is a party on its behalf; and (C) authorising such persons to sign and/or despatch all documents and notices (including in the case of the Borrowers any Drawdown Request) to be signed under or in connection with the Interim Documents to which it is a party. (c) Specimen signatures: A specimen of the signature of each person authorised as referred to in paragraph (b) above. (d) Certificate: A certificate of Listco, Holdco and the Company (signed by an authorised signatory): (i) certifying that each copy document relating to it in paragraphs (a) and (b) above is correct, complete and (to the extent executed) in full force and effect as at a date no earlier than the original date of this Agreement; and (ii) in the case of the Company only, confirming that: (A) the conditions (other than payment of the purchase price and any other condition that is to be satisfied on, or cannot be satisfied until, the Closing Date) to the Acquisition under the Acquisition Agreement have been (or will on the Closing Date be) satisfied or waived; and (B) Listco will contribute to the Company an aggregate amount of cash (the “Holdco Cash Contribution”) that, together with an aggregate amount of cash contributed to Holdco by Ambac Assurance Corporation (which, in respect of any contribution for equity of Holdco issued other than common stock, or if in the form of intercompany debt, shall be on terms (including in the case of any intercompany debt, subordination terms) reasonably acceptable to the Interim Lenders) (the “AAC Cash Contribution”, and together with the Holdco Cash Contribution, the “Cash Contributions”) and the value of equity in Listco received by the Sellers (as defined in the Acquisition Agreement), represents not less than 40% of the sum of (1) the aggregate gross proceeds of the Interim Loans borrowed on the Closing Date and (2) the sum of the amount of such Cash Contribution and the value of equity in Listco received by


 
AGREED FORM 79 the Sellers (as defined in the Acquisition Agreement), in each case on the Closing Date. 2. LEGAL OPINIONS (a) A legal opinion of White & Case LLP, legal advisers to the Original Interim Lenders as to English law. (b) A legal opinion of Debevoise & Plimpton LLP, legal advisers to the Borrowers as to New York law. (c) A legal opinion of Potter Anderson & Corroon LLP, legal advisers to the Borrowers as to Delaware law. 3. INTERIM SECURITY DOCUMENTS The following Interim Security Document(s) duly executed and delivered by Listco, Holdco and/or the Company (as applicable): Grantor(s) Interim Security Document Governing law Listco Guarantee and security agreement in respect of the equity interest in Everspan Holdings, LLC New York Company Share charge in respect of the equity interest in Target England and Wales 4. ACQUISITION AGREEMENT A copy of the Acquisition Agreement in the form delivered to the Original Interim Lenders prior to the date of the Commitment Letter. The Acquisition Agreement shall not have been amended or waived, and no consents shall have been given with respect thereto, in any material respect, in a manner materially adverse to the interests of the Original Interim Lenders without the consent in writing (such consent not to be unreasonably withheld, conditioned or delayed) by the Majority Interim Lenders (it being understood and agreed that (i) any amendment, waiver or consent that results in any increase in the consideration for the Acquisition shall not be deemed to be materially adverse to the interests of the Original Interim Lenders so long as such increase in consideration is not funded with additional indebtedness for borrowed money, (ii) any amendment, waiver or consent that results in any decrease in the consideration for the Acquisition shall not be deemed to be materially adverse to the interests of the Original Interim Lenders so long as (a) any such decrease is (x) pursuant to a purchase price adjustment under the Acquisition Agreement, (y) no greater than 10% of the total amount of consideration required to consummate the Acquisition set forth in the Acquisition Agreement (as in effect on [●]) or (z) applied (A) first to reduce the Cash and Equity Amount to 40% of the Funded Capitalization and (B) after giving effect to the application of the reduction of the amount of consideration in clause (A) above, as follows: (1) 60% to reduce Interim Commitment and (2) 40% to reduce the Cash and Equity Amount and (iii) any assignment, novation or transfer by the Borrower of all or any part of its rights and obligations under the Acquisition Agreement to a newly formed wholly-owned subsidiary of Holdco incorporated in England and Wales (such subsidiary, an “Affiliate Buyer”) shall not be deemed to be materially adverse to the interests of the Original Interim Lenders).


 
AGREED FORM 80 5. OTHER DOCUMENTS AND EVIDENCE (a) Reports: Subject to each Interim Finance Party having signed all applicable confidentiality/release letters in relation thereto, the following reports (the “Reports”) on a non-reliance basis: (i) Financial Operational Regulatory and Tax Due Diligence Report provided by Alvarez & Marsal, dated 17 May 2024; (ii) Commercial Due Diligence Report provided by Aon Strategy & Technology Group, dated 17 May 2024; (iii) Actuarial Due Diligence Report provided by Aon Strategy & Technology Group, dated 16 May 2024; (iv) Legal Due Diligence Report provided by Debevoise & Plimpton LLP, dated 3 June 2024; and (v) Transaction Structuring Memorandum provided by Alvarez & Marsal, dated 31 May 2024, in the form delivered to the Original Interim Lenders prior to the date of the Commitment Letter save that, for the avoidance of doubt, any Report may be revised, updated and/or amended to incorporate such other changes or additions (A) approved by the Majority Interim Lenders (such approval not to be unreasonably withheld, conditioned or delayed) or (B) which are not materially adverse to the interests of the Original Interim Lenders (taken as a whole) under the Interim Documents and the term “Report” (and, in the case of the Structure Memorandum, the term “Structure Memorandum”) shall, to the extent such Report is delivered to the Interim Finance Parties, include any Report as so revised, updated and/or amended. Notwithstanding the foregoing, the Company may update any Report or due diligence from time to time and there shall be no requirement for any such updates to be provided to any Interim Finance Party (and any failure to provide such updates shall not affect the satisfaction of this condition). (b) Fees: Reasonable evidence that the fees which are due and payable on or prior to the Closing Date by the Company or Holdco to the relevant Interim Finance Party have been paid or will be paid on or prior to the Closing Date or as otherwise agreed between the Company and the relevant Interim Finance Party, provided that this condition may be satisfied by a reference to the payment of such fees in a Drawdown Request. (c) KYC: A copy of any document reasonably necessary to satisfy any Interim Lender’s “know your customer” requirements in relation to the Borrowers under applicable laws and regulations, to the extent that any such document has been requested by written notice from such Interim Lender to the Borrowers on or prior to the date that is 5 Business Days prior to the date of this Agreement.


 
AGREED FORM 81 SCHEDULE 4 MAJOR REPRESENTATIONS, MAJOR UNDERTAKINGS AND MAJOR EVENTS OF DEFAULT Part 1 Major Representations 1. STATUS It is a [limited liability company] [incorporated] [formed] and existing under the laws of its jurisdiction of incorporation. 2. POWER AND AUTHORITY Subject to the Reservations and the Perfection Requirements: (a) it has (or, by the time of entry into each Interim Document to which it will be party, will have) the power to enter into and deliver, and to exercise its rights and perform its obligations under, each Interim Document to which it is or will be a party; and (b) it has (or, by the time of entry into each Interim Document to which it will be a party, will have) taken all necessary corporate action to authorise the entry into and delivery of and the performance by it of its obligations under each Interim Document to which it is or will be a party. 3. NO CONFLICT Subject to the Reservations and the Perfection Requirements, the entry into and the performance of its obligations under, each Interim Document to which it is a party does not: (a) contravene any law or regulation applicable to it in any material respect; or (b) conflict with its constitutional documents in any material respect; or (c) breach any agreement or document binding upon it or any of its assets, or result in a default or right of any person to terminate any such agreement or document, in each case in a manner which would have a Material Adverse Effect. 4. OBLIGATIONS BINDING Subject to the Reservations and the Perfection Requirements, the obligations expressed to be assumed by it under each Interim Document to which it is a party constitute its legal, valid, binding and enforceable obligations. 5. SANCTIONS AND ANTI-CORRUPTION (a) It has policies and procedures in place to ensure compliance with applicable Anti- Bribery and Corruption Laws and Anti-Money Laundering Laws and, to the best of its knowledge, is in compliance with any such laws. (b) To the best of its knowledge and belief, no actions or investigations by any governmental or regulatory agency which are reasonably likely to be adversely determined, are ongoing or threatened against it, or any of its directors, officers, employees or anyone acting on its behalf (acting in that capacity) in relation to a breach of Anti-Money Laundering Laws and Anti-Bribery and Corruption Laws.


 
AGREED FORM 82 (c) None of it or its directors or officers or, to the relevant entity's knowledge (after due and careful inquiry), any of its employees, agents or representatives: (i) is a Designated Person; (ii) has been engaged in any transaction, activity or conduct that could reasonably be expected to result in its being designated as a Designated Person; and/or (iii) has received written notice of any claim, action, suit or proceedings with respect to an alleged breach by it of Sanctions. (d) Nothing in this paragraph 5 shall create or establish an obligation or right for the Borrowers to the extent that, by agreeing to it, compliance with it, exercising it, having such obligation or right, or otherwise, would result in a violation by the Borrowers of any law applicable to it. (e) The representations and warranties given in this paragraph 5 shall be made only in so far as they do not result in a violation of, or conflict with, in relation to the Borrowers, any provision of Council Regulation (EC) No. 2271/1996 (as amended) or any similar blocking measure adopted by the EU or any of its member states or the United Kingdom. (f) In relation to each Interim Lender that notifies the Interim Facility Agent to this effect (each a “Sanctions Restricted Lender”), this paragraph 5 shall only apply for the benefit of that Sanctions Restricted Lender to the extent that the representations and warranties in this paragraph 5 would not result in (i) any violation of, conflict with or liability under EU Regulation (EC) No. 2271/96 (as amended) or any similar blocking measure adopted by the EU or any of its member states or the United Kingdom or (ii) a violation or conflict with a similar anti-boycott statute. In connection with any amendment, waiver, determination or direction relating to any part of this paragraph 5 of which a Sanctions Restricted Lender does not have the benefit, the Interim Commitments of that Sanctions Restricted Lender will be excluded for the purpose of determining whether the consent of the Majority Interim Lenders has been obtained or whether the determination or direction by the Majority Interim Lenders has been made.


 
AGREED FORM 83 Part 2 Major Undertakings 1. NEGATIVE PLEDGE (a) No Borrower shall create or permit to subsist any security over any of its assets unless such security is a Permitted Security or a Permitted Transaction. (b) Listco shall not create or permit to subsist any security over the assets secured under the limited recourse security agreement(s) described in paragraph 3 (Interim Security Documents) of Schedule 3 (Conditions Precedent), unless such security is permitted pursuant to paragraphs (c), (d), (h) or (i) of the definition of Permitted Security. 2. MERGERS Save for any Permitted Transaction and/or as contemplated by the Structure Memorandum and/or the Acquisition Documents, the Borrowers shall not enter into any amalgamation, merger, demerger or reconstruction. 3. SANCTIONS AND ANTI-CORRUPTION (a) The Borrowers shall not: (i) knowingly (acting with due care and enquiry) engage in any transaction (including the use of proceeds of the Interim Facilities) that violates any of the applicable prohibitions set forth in any Anti-Bribery and Corruption Law or Anti-Money Laundering Law applicable to it; (ii) knowingly (acting with due care and enquiry) contribute or otherwise make available all or any part of the proceeds of the Interim Facilities, directly or indirectly, to, or for the benefit of, any person (whether or not related to any members of the Group) for the purpose of financing the activities or business of, other transactions with, or investments in, any Designated Person which would result in it or any Interim Finance Party being in breach of any applicable Sanctions; (iii) directly or knowingly indirectly fund all or part of any repayment or prepayment of the Interim Facilities out of proceeds derived from any transaction with or action involving a Designated Person which would result in it or any Interim Finance Party being in breach of any applicable Sanctions; or (iv) (x) knowingly (acting with due care and enquiry) use the proceeds of the Interim Facilities in any transaction, activity or conduct that would violate Sanctions or that would cause any Interim Finance Party to be in breach of any Sanctions; or (y) knowingly (acting with due care and enquiry) engage in any transaction, activity or conduct that would violate Sanctions, that would cause any Interim Finance Party to be in breach of any Sanctions or that could reasonably be expected to result in it or any other members of the Group or any Interim Finance Party being designated as a Designated Person, provided that nothing in this paragraph 3 shall create or establish an obligation or right for any such entity to the extent that, by agreeing to it, compliance with it, exercising it, having such obligation or right, or otherwise, would result in a violation by any such entity of any law applicable to it and provided further that the undertakings given in this paragraph 3 shall be made only insofar as they do not result in a violation of, or conflict with, in relation to any members of the Group, any provision of Council


 
AGREED FORM 84 Regulation (EC) No. 2271/1996 (as amended) or any similar blocking measure adopted by the EU or any of its member states or the United Kingdom. (b) In relation to each Sanctions Restricted Lender (as defined in paragraph 55(f) of Part 1 (Major Representations) of Schedule 4 (Major Representations, Major Undertakings and Major Events of Default), this paragraph 3 shall only apply for the benefit of that Sanctions Restricted Lender to the extent that the undertakings in this paragraph 3 would not result in (i) any violation of, conflict with or liability under EU Regulation (EC) No. 2271/96 (as amended) or any similar blocking measure adopted by the EU or any of its member states or the United Kingdom or (ii) a violation or conflict with a similar anti-boycott statute. In connection with any amendment, waiver, determination or direction relating to any part of this paragraph 3 of which a Sanctions Restricted Lender does not have the benefit, the Commitments of that Sanctions Restricted Lender will be excluded for the purpose of determining whether the consent of the Majority Interim Lenders has been obtained or whether the determination or direction by the Majority Interim Lenders has been made.


 
AGREED FORM 85 Part 3 Major Events of Default For the avoidance of doubt, and notwithstanding any term of the Interim Documents none of: (a) a Permitted Transaction; nor (b) any of the steps expressly set out in, or reorganisations expressly contemplated by, the Structure Memorandum or the Acquisition Documents (or the steps or actions necessary to implement any of them); shall in any case constitute or result in a breach of any representation and warranty or undertaking in the Interim Documents or result in the occurrence of a mandatory prepayment or cancellation or a default, event of default or a Major Event of Default (however described), and each such event in paragraphs (a) to (c) above shall be expressly permitted by the terms of the Interim Documents. Notwithstanding anything to the contrary, prior to the end of the Certain Funds Period, no breach of any representation, warranty, undertaking or other term of (or default or event of default under) any document relating to the existing financing arrangements of any member of the Target Group, shall constitute a breach of any representation and warranty or undertaking in the Interim Documents or result in the occurrence of a Major Event of Default and shall be expressly permitted under the terms of the Interim Documents. 1. PAYMENT DEFAULT Following the Closing Date, a Borrower does not pay on the due date any amount payable by it under the Interim Documents in the manner required under the Interim Documents unless: (a) in the case of principal or interest, payment is made within three (3) Business Days of the due date; and (b) in the case of any amount not constituting principal or interest, payment is made within five (5) Business Days of the due date. 2. BREACH OF OTHER OBLIGATIONS A Borrower or Listco does not comply with any Major Undertaking set out in Part 2 (Major Undertakings) to this Schedule 4 (Major Representations, Major Undertakings and Major Events of Default) stated to be applicable to it and, if capable of remedy, the same is not remedied within 20 Business Days of the earlier of (a) any Borrower or Listco becoming aware of such non-compliance and (b) the Company receiving written notice from the Interim Facility Agent notifying it of non-compliance. 3. MISREPRESENTATION A Major Representation set out in Part 1 (Major Representations) to this Schedule 4 (Major Representations, Major Undertakings and Major Events of Default) is incorrect or misleading in any material respect when made and, if capable of remedy, the same is not remedied within 20 Business Days of the earlier of (a) a Borrower or Listco becoming aware of such failure and (b) the Company receiving written notice from the Interim Facility Agent notifying it of that failure. 4. INVALIDITY/REPUDIATION Any of the following occurs:


 
AGREED FORM 86 (a) subject to the Reservations and the Perfection Requirements, any obligation of a Borrower or Listco under any Interim Document is or becomes invalid or unenforceable, in each case, in a manner which is materially adverse to the interests of the Interim Lenders (taken as a whole) under the Interim Documents; (b) subject to the Reservations and the Perfection Requirements, it is or becomes unlawful in any applicable jurisdiction for a Borrower or Listco to perform any of its obligations under any Interim Document, in each case, in a manner which is materially adverse to the interests of the Interim Lenders (taken as a whole) under the Interim Documents; (c) a Borrower or Listco repudiates or rescinds an Interim Document and such repudiation or rescission is materially prejudicial to the interests of the Interim Lenders (taken as a whole) under the Interim Documents; or (d) any obligation or obligations of a Borrower or Listco under any Interim Document is not or are not, or cease or ceases to be, (subject to the Reservations and Perfection Requirements) legal, valid, binding or enforceable in a manner which is materially adverse to the interests of the Interim Lenders (taken as a whole) under the Interim Documents, and, in each case, where capable of remedy, the circumstance(s) are not remedied within 20 Business Days of the earlier of (a) a Borrower or Listco becoming aware of such failure or (b) the Company receiving a written notice from the Interim Facility Agent notifying it of that failure. 5. INSOLVENCY A Borrower or Listco: (a) is unable to pay its debts as they fall due (other than in respect of debts due to another Group Company or solely as a result of liabilities exceeding assets) or suspends making payments on all or a material part of its debts or publicly announces in writing an intention to do so; or (b) by reason of actual or anticipated financial difficulties, proposes or makes any arrangement or composition with, or any assignment for the benefit of, its creditors generally (excluding the Interim Finance Parties) with a view to the rescheduling of its indebtedness generally. 6. INSOLVENCY PROCEEDINGS (a) Any corporation action or legal proceedings are taken in relation to any of the following in respect of a Borrower or Listco: (i) any liquidator, trustee in bankruptcy, judicial custodian, compulsory manager, examiner, receiver, administrative receiver, administrator or similar officer is appointed in respect of it or any of its material assets; (ii) an application for the judicial winding-up or liquidation of a Borrower or Listco; or (iii) a general composition, compromise or assignment or arrangement with its creditors generally in connection with or as a result of any financial difficulty, or any analogous proceedings in any jurisdiction.


 
AGREED FORM 87 (b) Paragraph (a) above shall not apply to any proceedings or actions which are: (i) where a person (other than a Borrower or Listco or any of the (direct or indirect) shareholders of the Company) has made an application for the opening of insolvency proceedings and the legal requirements for the opening of the insolvency proceeding are not satisfied; (ii) contested in good faith and due diligence and the relevant entity has demonstrated to the Interim Facility Agent (acting reasonably and in good faith) that it has sufficient financial means to meet the amount of the claim requested by the creditor; (iii) in the opinion of the Company (acting reasonably and in good faith), frivolous or vexatious; (iv) discharged, stayed or dismissed within 20 Business Days; or (v) any Permitted Transaction or any step or other matter set out in or contemplated by the Structure Memorandum.


 
AGREED FORM 88 SCHEDULE 5 TIMETABLES Interim Loans Interim Loans in USD Delivery of a duly completed Drawdown Request (Clause 6.1 (Giving of Drawdown Requests)) or as selected pursuant to paragraph (b) of Clause 8.2 (Payment of Interest) 9:00 a.m.. U-3 Term SOFR is fixed (where applicable) Quotation Day 11:00 a.m. (Brussels time) “U” = date of drawdown or, if applicable, in the case of an Interim Loan that has already been borrowed, the first day of the relevant Interest Period for that Interim Loan. “U-X” = X Business Days prior to date of drawdown


 
AGREED FORM 89 SCHEDULE 6 FORM OF TRANSFER CERTIFICATE To: [__________] as Interim Facility Agent and [__________] as Interim Security Agent From: [The Existing Interim Lender] (the “Existing Interim Lender”) and [The New Interim Lender] (the “New Interim Lender”) Dated: Dear all [●] Interim Facilities Agreement dated [●] (the “Interim Facilities Agreement”) 1. We refer to the Interim Facilities Agreement. This agreement (the “Agreement”) shall take effect as a Transfer Certificate for the purpose of the Interim Facilities Agreement. Terms defined in the Interim Facilities Agreement have the same meaning in this Agreement unless given a different meaning in this Agreement. 2. We refer to Clause 23.5 (Procedure for transfer) of the Interim Facilities Agreement: (a) subject to paragraph (g) of Clause 23.2 (Transfers by Interim Lenders), the Existing Interim Lender and the New Interim Lender agree to the Existing Interim Lender transferring to the New Interim Lender by novation and in accordance with Clause 23.5 (Procedure for transfer) all of the Existing Interim Lender’s rights and obligations under the Interim Facilities Agreement and the other Interim Documents which relate to that portion of the Existing Interim Lender’s commitment(s) under the Interim Facilities Agreement as specified in the Schedule. (b) The proposed Transfer Date is [●]. (c) The Facility Office and address, email address and attention details for notices of the New Interim Lender for the purposes of Clause 20.1 (Mode of service) are set out in the Schedule. 3. The New Interim Lender expressly acknowledges the limitations on the Existing Interim Lender’s obligations set out in paragraph (c) of Clause 23.4 (Limitation of responsibility of Existing Interim Lenders). 4. This Agreement may be executed in any number of counterparts and this has the same effect as if the signatures on the counterparts were on a single copy of this Agreement. 5. This Agreement and any non-contractual obligations arising out of or in connection with it are governed by English law. 6. This Agreement has been entered into on the date stated at the beginning of this Agreement. Note: The execution of this Transfer Certificate may not transfer a proportionate share of the Existing Interim Lender’s interest in the Interim Security in all jurisdictions. It is the responsibility of the New Interim Lender to ascertain whether any other documents or other formalities are required to perfect a transfer of such a share in the Existing Interim Lender’s Interim Security in any jurisdiction and, if so, to arrange for execution of those documents and completion of those formalities.


 
AGREED FORM 90 THE SCHEDULE Commitment/rights and obligations to be transferred [insert relevant details] [Facility Office address, email address and attention details for notices and account details for payments,] [Existing Interim Lender] [New Interim Lender] By: By: This Agreement is accepted as a Transfer Certificate for the purposes of the Interim Facilities Agreement by the Interim Facility Agent, and the Transfer Date is confirmed as [__________]. [Interim Facility Agent] By: [Interim Security Agent] By:


 
AGREED FORM 91 SCHEDULE 7 [RESERVED]


 
AGREED FORM [Project Brio - Signature page to the Interim Facilities Agreement] SIGNATORIES The Company and Borrower For and on behalf of: Cirrata V LLC By: _________________________________ Name: Title: Notice Details Address: Attention: Telephone: Email: Holdco and Borrower For and on behalf of: Cirrata Group LLC By: _________________________________ Name: Title: Notice Details Address: Attention: Telephone: Email:


 
AGREED FORM [Project Brio - Signature page to the Interim Facilities Agreement] Listco For and on behalf of: Ambac Financial Group, Inc. By: _________________________________ Name: Title: Notice Details Address: Attention: Telephone: Email:


 
AGREED FORM [Project Brio - Signature page to the Interim Facilities Agreement] The Original Interim Lenders [UBS AG, Stamford Branch] By: _________________________________ Name: Title: Notice Details Address: Attention: Telephone: Email:


 
AGREED FORM [Project Brio - Signature page to the Interim Facilities Agreement] The Original Interim Lenders [●] By: _________________________________ Name: Title: Notice Details Address: Attention: Telephone: Email:


 
AGREED FORM [Project Brio - Signature page to the Interim Facilities Agreement] The Interim Facility Agent [●] By: _________________________________ Name: Title: Notice Details Address: Attention: Telephone: Email:


 
AGREED FORM [Project Brio - Signature page to the Interim Facilities Agreement] The Interim Security Agent [●] By: _________________________________ Name: Title: Notice Details Address: Attention: Telephone: Email:


 

Exhibit 99.1
Filed by Ambac Financial Group, Inc.
pursuant to Rule 14a-12
under the Securities Exchange Act of 1934
Subject Company: Ambac Financial Group, Inc.
Commission File No.: 1-10777
Date: June 5, 2024

Ambac Financial Group, Inc. to Sell Legacy Financial Guarantee Business to Funds Managed by Oaktree
NEW YORK, JUNE 5, 2024--Ambac Financial Group, Inc. (“Ambac”) (NYSE: AMBC), an insurance holding company, yesterday signed a definitive agreement to sell its legacy financial guarantee businesses, Ambac Assurance Corporation (“AAC”) and Ambac UK (“AUK”), to funds managed by Oaktree Capital Management, L.P. (“Oaktree”) for $420 million in cash. Additionally, Oaktree will receive warrants to acquire up to 9.9% of Ambac common stock at a strike price of $18.50.
“Three years ago, we announced our vision and strategy to transform Ambac into a specialty property and casualty insurance platform,” Ambac President and Chief Executive Officer Claude LeBlanc said. “The sale of our legacy financial guarantee business is the final step in that transition, and it enables us to focus solely on building a profitable P&C platform that will continue to deliver long-term value for our shareholders.”
“Oaktree is proud to partner with and support Ambac in its successful transformation,” said Oaktree Managing Director Greg Share. “We recognize the progress AAC and AUK have made to de-risk their insurance liabilities, which will continue post-closing in partnership with the existing team.”
The transaction’s closing remains subject to customary conditions, including regulatory approvals in the U.S. and U.K. and approval by Ambac’s shareholders, and is expected to take place in the fourth quarter of 2024 or first quarter of 2025.
Moelis & Company LLC served as exclusive financial advisor and Debevoise & Plimpton LLP provided legal counsel to Ambac. BlackRock’s Financial Markets Advisory team served as valuation advisor and Kirkland & Ellis LLP served as legal counsel to Oaktree.
Conference Call
Ambac Chief Executive Officer Claude LeBlanc and Chief Financial Officer David Trick will hold a conference call for investors on Wednesday, June 5, 2024, at 8:30 a.m. ET. A live audio webcast of the call will be available through the Investor Relations section of Ambac’s website, https://ambac.com/investor-relations/events-and-presentations/. Participants may also listen via telephone by dialing (877) 407-9716 (Domestic) or 201-493-6779 (International).
About Ambac



Ambac Financial Group, Inc. (“Ambac”) is an insurance holding company headquartered in New York City. Ambac’s core business is a growing specialty P&C distribution and underwriting platform. Ambac’s common stock trades on the New York Stock Exchange under the symbol “AMBC”. Ambac is committed to providing timely and accurate information to the investing public, consistent with our legal and regulatory obligations. To that end, we use our website to convey information about our businesses, including the anticipated release of quarterly financial results, quarterly financial, statistical, and business-related information. For more information, please go to www.ambac.com.
The Amended and Restated Certificate of Incorporation of Ambac contains substantial restrictions on the ability to transfer Ambac’s common stock. Subject to limited exceptions, any attempted transfer of common stock shall be prohibited and void to the extent that, as a result of such transfer (or any series of transfers of which such transfer is a part), any person or group of persons shall become a holder of 5% or more of Ambac’s common stock or a holder of 5% or more of Ambac’s common stock increases its ownership interest.
About Oaktree
Oaktree is a leader among global investment managers specializing in alternative investments, with $192 billion in assets under management as of March 31, 2024. The firm emphasizes an opportunistic, value-oriented and risk-controlled approach to investments in credit, private equity, real assets and listed equities. The firm has over 1,200 employees and offices in 23 cities worldwide. For additional information, please visit Oaktree’s website at http://www.oaktreecapital.com/.
Forward-Looking Statements
In this press release, statements that may constitute “forward-looking statements” within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Words such as “estimate,” “project,” “plan,” “believe,” “anticipate,” “intend,” “planned,” “potential” and similar expressions, or future or conditional verbs such as “will,” “should,” “would,” “could,” and “may,” or the negative of those expressions or verbs, identify forward-looking statements. We caution readers that these statements are not guarantees of future performance. Forward-looking statements are not historical facts but instead represent only our beliefs regarding future events, which may by their nature be inherently uncertain and some of which may be outside our control. These statements may relate to plans and objectives with respect to the future, among other things which may change. We are alerting you to the possibility that our actual results may differ, possibly materially, from the expected objectives or anticipated results that may be suggested, expressed or implied by these forward-looking statements. Important factors that could cause our results to differ, possibly materially, from those indicated in the forward-looking statements include, among others, those discussed under “Risk Factors” in our most recent SEC filed quarterly or annual report.
Any or all of management’s forward-looking statements here or in other publications may turn out to be incorrect and are based on management’s current belief or opinions. Ambac’sactual results may vary materially, and there are no guarantees about the performance of Ambac’s securities. Among events, risks, uncertainties or factors that could cause actual results to differ materially are: (1) the occurrence of any event, change or other circumstances that could give rise to the right of one or both of the parties to terminate the stock purchase agreement by and between Oaktree and Ambac in connection with the proposed sale by Ambac to Oaktree of all of the issued and outstanding shares of common stock of AAC (the “Transaction”); (2) the outcome



of any legal proceedings that may be instituted against Ambac or Oaktree; (3) the failure to obtain necessary regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the expected benefits of the Transaction), and Ambac shareholder approval or to satisfy any of the other conditions to the Transaction on a timely basis or at all; (4) the possibility that the Transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or events; (5) diversion of management’s attention from ongoing business operations and opportunities; (6) potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the Transaction; (7) the ability of the parties to consummate the Transaction and the timing of the Transaction; (8) the high degree of volatility in the price of Ambac’s common stock; (9) uncertainty concerning the Company’s ability to achieve value for holders of its securities, whether from AAC and its subsidiaries or from the specialty property and casualty insurance business, the insurance distribution business, or related businesses; and (10) other risks and uncertainties that have not been identified at this time.
Where to Find Additional Information
This communication does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval. This communication may be deemed to be solicitation material in respect of the proposed sale of AAC to Oaktree by Ambac (the “proposed transaction”). In connection with the proposed transaction, Ambac intends to file a proxy statement with the SEC. When completed, a definitive proxy statement and a form of proxy will be mailed to the stockholders of Ambac. INVESTORS AND SECURITY HOLDERS ARE URGED TO READ ALL RELEVANT DOCUMENTS FILED WITH THE SEC, INCLUDING THE PROXY STATEMENT AND ANY OTHER RELEVANT DOCUMENTS WHEN THEY BECOME AVAILABLE BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT THE PROPOSED TRANSACTION. Investors and security holders may obtain free copies of the proxy statement (when available) and other documents filed by Ambac with the SEC at http://www.sec.gov. Free copies of the proxy statement, once available, and Ambac’s other filings with the SEC may also be obtained from the Company. Free copies of documents filed with the SEC by Ambac will be made available free of charge on the Company’s investor relations website at https://ambac.com/investor-relations/investor-overview/default.aspx.
Participants in the Solicitation
Ambac and certain of its directors and executive officers may be deemed to be participants in the solicitation of proxies in respect of the proposed transaction. Information about the directors and executive officers of Ambac is set forth in its definitive proxy statement, which Ambac filed with the SEC on April 26, 2024. Investors may obtain additional information regarding the interests of such participants by reading the proxy statement and other relevant materials regarding the proposed transaction when they become available.
CONTACTS
Investors:
Charles J. Sebaski
Managing Director, Investor Relations
(212) 208-3177
csebaski@ambac.com



Media:
Ambac
Kate Smith
Director, Corporate Communications
(212) 208-3452
ksmith@ambac.com

Oaktree
Shannon O’Connor
FGS Global
mediainquiries@oaktreecapital.com
Source: Ambac Financial Group, Inc.


Exhibit 99.2

Ambac Financial Group, Inc. to Acquire Majority Stake in Beat Capital Partners
Acquisition of UK Underwriting Franchise and MGA Platform Strengthens Ambac’s Position as a Leading Specialty Program Insurance Platform
NEW YORK, June 5, 2024--Ambac Financial Group, Inc. (“Ambac”) (NYSE: AMBC), an insurance holding company, has signed a definitive agreement to acquire a 60% controlling stake in Beat Capital Partners Limited (“Beat”), a London-based insurance underwriting and managing general agency (MGA) incubation platform, for approximately $282 million, up to $40 million of which will be paid in shares of Ambac common stock. The remainder will be paid in cash and is subject to closing adjustments. The transaction is expected to close in the third quarter of 2024, subject to regulatory approvals. The transaction will be financed from available cash and committed financing.
Pursuant to the agreement, Ambac will purchase 60% of Beat from existing shareholders, including Bain Capital and Beat’s management team. Consistent with Ambac’s philosophy of financial alignment of interests with its business partners, Beat’s management team and Bain Capital each will retain an equity stake of approximately 20% in Beat.
“This is a monumental day for Ambac,” said Claude LeBlanc, President and Chief Executive Officer of Ambac. “The acquisition of Beat, which is one of the largest UK independent underwriting managers, aligns with our vision of being a premier destination for MGAs and materially accelerates our progress towards our three-year target of generating in excess of $100 million of annual EBITDA.
“This acquisition propels Ambac to the forefront of the specialty program insurance market,” LeBlanc continued. “We are not simply acquiring a leading specialty underwriting platform; we are aligning with a team that has proven ability to build and launch profitable de novo MGAs, which is a core pillar of our growth strategy. Adding Beat to our platform gives us immediate scale and a strong pipeline to fuel future growth.”
John Cavanagh, Partner and Chairman of Beat, added: “This is a transformational partnership for Beat. Ambac’s well-established MGA incubation and carrier capabilities and its outstanding leadership team is a perfect fit with Beat’s existing platform and team. This joint enterprise now represents one of the foremost global platforms for MGAs and Underwriting Franchises, with a significant footprint in the US, UK and Bermudan markets and scope to grow into other geographies. Our aligned capacity, affiliated carrier capabilities and global licensing offers leading specialty underwriters who have an absolute focus on underwriting profit the perfect platform to build their businesses.”
“The Beat team have built an incredible franchise over the past seven years by balancing exceptional growth with a ceaseless focus on underwriting performance. We are fortunate to be part of their journey,” said Matt Cannan, Partner of Bain Capital. “We believe partnering with Ambac perfectly complements Beat’s capabilities and creates an outstanding global specialty insurance destination for top-tier underwriters.”
Cavanagh, an industry veteran and former Global CEO of Willis Re (now Gallagher Re), will continue to manage the business as part of the senior Beat leadership team. Beat provides



underwriters with a full range of services including access to capacity, infrastructure, and partnership with its experienced team, which guides new businesses through the start-up phase and provides ongoing oversight and support.
Since its inception in 2017, Beat has launched 13 Underwriting Franchises and MGAs. In addition, it has certain management rights for Syndicates 4242 and 1416 at Lloyd’s and an exclusive capacity relationship with a Bermuda reinsurer (Cadenza Re). Beat’s businesses produced $533 million in combined gross premiums and approximately $17 million in EBITDA in 2023.
With the addition of Beat, Ambac’s specialty property and casualty insurance platform is projected to generate in excess of $1.4 billion in gross written premiums on a combined full-year 2024 pro forma basis.
Ambac’s specialty property and casualty platform includes Everspan Group, comprised of several insurance carriers rated A- (Excellent) by AM Best, and Cirrata Group, an insurance distribution business with several best-in-class MGAs and a wholesale broker.
UBS Investment Bank served as Ambac’s financial advisor and Debevoise & Plimpton LLP served as legal counsel to Ambac. Evercore served as Beat’s financial advisor and RPC served as legal counsel to Beat and Bain Capital.
Conference Call
Ambac Chief Executive Officer Claude LeBlanc and Chief Financial Officer David Trick, along with Beat senior management, will hold a conference call for Ambac investors on Wednesday, June 5, 2024, at 8:30 a.m. ET. A live audio webcast of the call will be available through the Investor Relations section of Ambac’s website, https://ambac.com/investor-relations/events-and-presentations/. Participants may also listen via telephone by dialing (877) 407-9716 (Domestic) or (201) 493-6779 (International).
About Ambac
Ambac Financial Group, Inc. (“Ambac”) is a financial services holding company headquartered in New York City. Ambac’s core business is a growing specialty P&C distribution and underwriting platform. Ambac also has a legacy financial guaranty business in run off. Ambac’s common stock trades on the New York Stock Exchange under the symbol “AMBC”. Ambac is committed to providing timely and accurate information to the investing public, consistent with our legal and regulatory obligations. To that end, we use our website to convey information about our businesses, including the anticipated release of quarterly financial results, quarterly financial, statistical, and business-related information. For more information, please go to www.ambac.com.
The Amended and Restated Certificate of Incorporation of Ambac contains substantial restrictions on the ability to transfer Ambac’s common stock. Subject to limited exceptions, any attempted transfer of common stock shall be prohibited and void to the extent that, as a result of such transfer (or any series of transfers of which such transfer is a part), any person or group of persons shall become a holder of 5% or more of Ambac’s common stock or a holder of 5% or more of Ambac’s common stock increases its ownership interest.
About Beat Capital Partners



Beat Capital Partners is a long duration venture capital investor exclusively focused on the insurance industry, offering the right individuals and teams start-up funding, infrastructure, risk capital, and highly rated paper, alongside experienced guidance and support. Beat has launched eight businesses since its founding in 2017, which will collectively write gross premiums of an estimated US $650 million in 2022 and operates Lloyd’s Syndicate 4242. Beat is backed by experienced insurance investors Bain Capital, Elliott Management and Amwins, as well as its management team, and is committed to being the best possible partner for entrepreneurial insurance talent. For more information, see www.beatcapital.com.
Non-GAAP Financial Reporting
In addition to reporting the Company’s quarterly financial results in accordance with GAAP, the Company is reporting non-GAAP financial measures: EBITDA, Adjusted Net Income and Adjusted Book Value. These amounts are derived from our consolidated financial information, but are not presented in our consolidated financial statements prepared in accordance with GAAP. We present non-GAAP supplemental financial information because we believe such information is of interest to the investment community, and that it provides greater transparency and enhanced visibility into the underlying drivers and performance of our businesses on a basis that may not be otherwise apparent on a GAAP basis. We view these non-GAAP financial measures as important indicators when assessing and evaluating our performance on a segmented and consolidated basis and they are presented to improve the comparability of our results between periods by eliminating the impact of the items that may not be representative of our core operating performance. These non-GAAP financial measures are not substitutes for the Company’s GAAP reporting, should not be viewed in isolation and may differ from similar reporting provided by other companies, which may define non-GAAP measures differently.
Forward Looking Statements
In this press release, statements that may constitute “forward-looking statements” within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Words such as “estimate,” “project,” “plan,” “believe,” “anticipate,” “intend,” “planned,” “potential” and similar expressions, or future or conditional verbs such as “will,” “should,” “would,” “could,” and “may,” or the negative of those expressions or verbs, identify forward-looking statements. We caution readers that these statements are not guarantees of future performance. Forward-looking statements are not historical facts but instead represent only our beliefs regarding future events, which may by their nature be inherently uncertain and some of which may be outside our control. These statements may relate to plans and objectives with respect to the future, among other things which may change. We are alerting you to the possibility that our actual results may differ, possibly materially, from the expected objectives or anticipated results that may be suggested, expressed or implied by these forward-looking statements. Important factors that could cause our results to differ, possibly materially, from those indicated in the forward-looking statements include, among others, those discussed under “Risk Factors” in our most recent SEC filed quarterly or annual report.
Any or all of management’s forward-looking statements here or in other publications may turn out to be incorrect and are based on management’s current belief or opinions. Ambac Financial Group’s (“AFG”) and its subsidiaries’ (collectively, “Ambac” or the “Company”) actual results may vary materially, and there are no guarantees about the performance of Ambac’s securities. Among events, risks, uncertainties or factors that could cause actual results to differ materially are: (1) the occurrence of any event, change or other circumstances that could give rise to the right of one or both of the parties to terminate the share purchase agreement by and among



AFG, Cirrata V LLC (the “Purchaser”) and certain sellers set forth therein; (2) the outcome of any legal proceedings that may be instituted against the parties to the transaction; (3) the failure to obtain necessary regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the transaction) or to satisfy any of the other conditions to the transaction on a timely basis or at all; (4) the possibility that the transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or events; (5) diversion of management’s attention from ongoing business operations and opportunities; (6) potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the transaction; (7) the ability of the parties to consummate the transaction and the timing of the transaction; (8) the high degree of volatility in the price of AFG’s common stock; and (9) other risks and uncertainties that have not been identified at this time.
CONTACTS
Investors:
Charles J. Sebaski
Managing Director, Investor Relations
(212) 208-3177
csebaski@ambac.com
Media:
Kate Smith
Director, Corporate Communications
(212) 208-3452
ksmith@ambac.com
Source: Ambac Financial Group, Inc.

Ambac Financial Group One World Trade Center, 41st Floor, New York, NY 10007 All Rights Reserved | 800-221-1854 | www.ambac.com • June 5, 2024 AMBAC STRATEGIC UPDATE ADVANCING CAPITAL-LIGHT, HIGH-GROWTH INSURANCE DISTRIBUTION PLATFORM Filed by Ambac Financial Group, Inc. pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Ambac Financial Group, Inc. Commission File No.: 1-10777 Date: June 5, 2024


 
PAGE 1 Disclaimers In this presentation, we have included statements that may constitute “forward-looking statements” within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Words such as “estimate,” “project,” “plan,” “believe,” “anticipate,” “intend,” “planned,” “potential” and similar expressions, or future or conditional verbs such as “will,” “should,” “would,” “could,” and “may,” or the negative of those expressions or verbs, identify forward-looking statements. We caution readers that these statements are not guarantees of future performance. Forward-looking statements are not historical facts but instead represent only our beliefs regarding future events, which may by their nature be inherently uncertain and some of which may be outside our control. These statements may relate to plans and objectives with respect to the future, among other things which may change. We are alerting you to the possibility that our actual results may differ, possibly materially, from the expected objectives or anticipated results that may be suggested, expressed or implied by these forward-looking statements. Important factors that could cause our results to differ, possibly materially, from those indicated in the forward-looking statements include, among others, those discussed under “Risk Factors” . Any or all of management’s forward-looking statements here or in other publications may turn out to be incorrect and are based on management’s current belief or opinions. Ambac Financial Group’s (“AFG”) and its subsidiaries’ (collectively, “Ambac” or the “Company”) actual results may vary materially, and there are no guarantees about the performance of Ambac’s securities. Among events, risks, uncertainties or factors that could cause actual results to differ materially are: (1) the occurrence of any event, change or other circumstances that could give rise to the right of one or both of the parties to terminate the share purchase agreement by and among AFG, Cirrata V LLC (the “Purchaser”) and certain sellers set forth therein; (2) the outcome of any legal proceedings that may be instituted against the parties to the transaction; (3) the failure to obtain necessary regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the transaction) or to satisfy any of the other conditions to the transaction on a timely basis or at all; (4) the possibility that the transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or events; (5) diversion of management’s attention from ongoing business operations and opportunities; (6) potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the transaction; (7) the ability of the parties to consummate the transaction and the timing of the transaction; (8) the high degree of volatility in the price of AFG’s common stock; (9) uncertainty concerning the Company’s ability to achieve value for holders of its securities, whether from Ambac Assurance Corporation (“AAC”) and its subsidiaries or from the specialty property and casualty insurance business, the insurance distribution business, or related businesses; (10) inadequacy of reserves established for losses and loss expenses and the possibility that changes in loss reserves may result in further volatility of earnings or financial results; (11) potential for rehabilitation proceedings or other regulatory intervention or restrictions against AAC; (12) credit risk throughout Ambac’s business, including but not limited to credit risk related to insured residential mortgage-backed securities, student loan and other asset securitizations, public finance obligations (including risks associated with Chapter 9 and other restructuring proceedings), issuers of securities in our investment portfolios, and exposures to reinsurers; (13) our inability to effectively reduce insured financial guarantee exposures or achieve recoveries or investment objectives; (14) our inability to generate the significant amount of cash needed to service our debt and financial obligations, and our inability to refinance our indebtedness; (15) Ambac’s substantial indebtedness could adversely affect its financial condition and operating flexibility; (16) Ambac may not be able to obtain financing or raise capital on acceptable terms or at all due to its substantial indebtedness and financial condition; (17) greater than expected underwriting losses in the Company’s specialty property and casualty insurance business; (18) failure of specialty insurance program partners to properly market, underwrite or administer policies; (19) inability to obtain reinsurance coverage on expected terms; (20) loss of key relationships for production of business in specialty property and casualty and insurance distribution businesses or the inability to secure such additional relationships to produce expected results; (21) the impact of catastrophic public health, environmental or natural events, or global or regional conflicts, on significant portions of our insured portfolio; (22) credit risks related to large single risks, risk concentrations and correlated risks; (23) risks associated with adverse selection as Ambac’s financial guarantee insurance portfolio runs off; (24) the risk that Ambac’s risk management policies and practices do not anticipate certain risks and/or the magnitude of potential for loss; (25) restrictive covenants in agreements and instruments that impair Ambac’s ability to pursue or achieve its business strategies; (26) adverse effects on operating results or the Company’s financial position resulting from measures taken to reduce financial guarantee risks in its insured portfolio; (27) disagreements or disputes with Ambac's insurance regulators; (28) loss of control rights in transactions for which we provide financial guarantee insurance; (29) inability to realize expected recoveries of financial guarantee losses; (30) risks attendant to the change in composition of securities in Ambac’s investment portfolio; (31) adverse impacts from changes in prevailing interest rates; (32) events or circumstances that result in the impairment of our intangible assets and/or goodwill that was recorded in connection with Ambac’s acquisitions; (33) risks associated with the discontinuance of the London Inter-Bank Offered Rate; (34) factors that may negatively influence the amount of installment premiums paid to Ambac; (35) the risk of litigation and regulatory inquiries or investigations, and the risk of adverse outcomes in connection therewith; (36) the Company’s ability to adapt to the rapid pace of regulatory change; (37) actions of stakeholders whose interests are not aligned with broader interests of Ambac's stockholders; (38) system security risks, data protection breaches and cyber attacks; (continued onto next slide) Forward Looking Statements


 
PAGE 2 Disclaimers (continued) (39) regulatory oversight of Ambac Assurance UK Limited (“Ambac UK”) and applicable regulatory restrictions may adversely affect our ability to realize value from Ambac UK or the amount of value we ultimately realize; (40) failures in services or products provided by third parties; (41) political developments that disrupt the economies where the Company has insured exposures; (42) our inability to attract and retain qualified executives, senior managers and other employees, or the loss of such personnel; (43) fluctuations in foreign currency exchange rates; (44) failure to realize our business expansion plans or failure of such plans to create value; (45) greater competition for our specialty property and casualty insurance business and/or our insurance distribution business; (46) loss or lowering of the AM Best rating for our property and casualty insurance company subsidiaries; (47) disintermediation within the insurance industry or greater competition from technology-based insurance solutions; (48) changes in law or in the functioning of the healthcare market that impair the business model of our accident and health managing general underwriter; and (49) other risks and uncertainties that have not been identified at this time. Presentation of Financial Information Financial amounts for Beat Capital Partners presented in this investor presentation have been converted from British pounds to U.S. Dollars. Financial information identified in this offering circular as “combined” is the arithmetic sum of the historical results for Cirrata Group and Beat Capital Partners and does not give effect to the acquisition, nor does it reflect certain other adjustments that would be required for pro forma financial information prepared in accordance with Regulation S-X. Some financial information in this offering circular has been rounded and, as a result, the figures shown as totals in this offering circular may vary slightly from the exact arithmetic aggregation of the figures that precede them. Estimated financial information for 2024 and 2025 is based on management’s estimates and projections and is preliminary, unaudited and subject to completion. This information reflects management’s current views and may change as a result of actual results and other factors, including a wide variety of significant business, economic and competitive risks and uncertainties. Such preliminary financial information is subject to performance of Cirrata Group’s and Beat Capital Partner’s business during the remainder of the year. Any such changes could be material. For these or other reasons, the financial estimates may not ultimately be indicative of the Company’s results for full year 2024 and is not a guarantee of future performance or outcomes and actual results may differ materially from those described above. We assume no obligation to update any forward-looking statement as a result of new information, future events or other factors. Non-GAAP Financial Data In addition to reporting the Company’s quarterly financial results in accordance with GAAP, the Company is reporting non-GAAP financial measures: EBITDA and EBITDA Margin. These amounts are derived from our consolidated financial information, but are not presented in our consolidated financial statements prepared in accordance with GAAP. We present non-GAAP supplemental financial information because we believe such information is of interest to the investment community, and that it provides greater transparency and enhanced visibility into the underlying drivers and performance of our businesses on a basis that may not be otherwise apparent on a GAAP basis. We view these non-GAAP financial measures as important indicators when assessing and evaluating our performance on a segmented and consolidated basis and they are presented to improve the comparability of our results between periods by eliminating the impact of the items that may not be representative of our core operating performance. These non-GAAP financial measures are not substitutes for the Company’s GAAP reporting, should not be viewed in isolation and may differ from similar reporting provided by other companies, which may define non-GAAP measures differently. These non-GAAP financial measures are also presented on a forward-looking basis. Ambac does not provide a reconciliation of non-GAAP measures on a forward-looking basis where we believes such reconciliation would imply a degree of precision and certainty that could be confusing to investors and is unable to reasonably predict certain items included in/excluded from the GAAP financial measures without unreasonable efforts. Where to Find Additional Information This communication does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval. This communication may be deemed to be solicitation material in respect of the proposed sale of AAC to Oaktree by Ambac (the “proposed transaction”). In connection with the proposed transaction, Ambac intends to file a proxy statement with the SEC. When completed, a definitive proxy statement and a form of proxy will be mailed to the stockholders of Ambac. INVESTORS AND SECURITY HOLDERS ARE URGED TO READ ALL RELEVANT DOCUMENTS FILED WITH THE SEC, INCLUDING THE PROXY STATEMENT AND ANY OTHER RELEVANT DOCUMENTS WHEN THEY BECOME AVAILABLE BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT THE PROPOSED TRANSACTION. Investors and security holders may obtain free copies of the proxy statement (when available) and other documents filed by Ambac with the SEC at http://www.sec.gov. Free copies of the proxy statement, once available, and Ambac’s other filings with the SEC may also be obtained from the Company. Free copies of documents filed with the SEC by Ambac will be made available free of charge on the Company’s investor relations website at https://ambac.com/investor-relations/investor-overview/default.aspx. Participants in the Solicitation Ambac and certain of its directors and executive officers may be deemed to be participants in the solicitation of proxies in respect of the proposed transaction. Information about the directors and executive officers of Ambac is set forth in its definitive proxy statement, which Ambac filed with the SEC on April 26, 2024. Investors may obtain additional information regarding the interests of such participants by reading the proxy statement and other relevant materials regarding the proposed transaction when they become available.


 
PAGE 3 Claude LeBlanc President and Chief Executive Officer of Ambac David Trick EVP, Chief Financial Officer and Treasurer of Ambac John Cavanagh Co-Founder and Chairman of Beat Paul Rayner Managing Partner of Beat Key Presenters Tim Shelley Partner of Beat Naveen Anand President of Cirrata Group


 
PAGE 4 What We’re Announcing The sale of AAC & AUK provides for the crystallization of value from our Legacy Run-off business The acquisition of Beat aligns with our vision of being the premier destination for MGAs for $282M Acquiring a (60%) controlling interest in for $420M + warrants Divesting the Legacy Financial Guarantee business via a (100%) sale to &


 
SALE OF LEGACY FINANCIAL GUARANTEE BUSINESS AMBAC HAS SIGNED A DEFINITIVE AGREEMENT TO SELL 100% OWNERSHIP IN AMBAC ASSURANCE CORPORATION AND AMBAC UK (“AAC”), TO FUNDS MANAGED BY OAKTREE CAPITAL MANAGEMENT, L.P. (“OAKTREE”)


 
PAGE 6 Strategic Rationale for the Sale of the Legacy Financial Guarantee Business Highest return on a time & risk adjusted basis Maximizes long-term value creation potential Reduces earnings volatility and uncertainty Cements Ambac as a pure-play Specialty P&C company Simplifies & clarifies Ambac’s go-forward strategy


 
PAGE 7 Key Transaction Details Overview Financial Impact Use of Proceeds 100% cash consideration + 9.9% equity warrants priced at $18.50 Selling 100% of LFG business to Oaktree Estimated closing 4Q24 $420M sale price with potential upward performance adjustments Pro-forma Book Value $857M Everspan capacity expansion to support new growth opportunities Cirrata M&A opportunities Capital for Cirrata Group put/call obligations $983 million of surplus note debt eliminated] $19 billion reduction of insured net par outstanding AFG preserves $1.3 billion of NOLs


 
PAGE 8 Pro-forma Financial Impact1 of AAC Sale (in millions) 1Q24 Actual 1Q24 Pro-Forma Total assets $8,429 $1,396 Loss and loss adjustment expense reserves $851 $237 Long-term debt $999 $0.0 Insured net par outstanding “NPO” $19,031 $0.0 Book value $1,365 $857 1. Excludes any impact related to the acquisition of Beat Capital Ambac’s balance sheet materially de-risked post AAC sale in a shift to a capital-light business


 
PAGE 9 Ambac Redefined • Sale of LFG should reduce Ambac’s earnings volatility • Simplifies and improves financial transparency Improved Financial Certainty • Facilitates scale and diversity of Ambac’s Specialty P&C business • Advances Ambac’s position as a Premier Destination for MGAs Premier Destination for MGAs/Programs • Sale clarifies and crystallizes the value of the LFG business • Creates a pathway to consolidated Ambac profitability Compelling Value Narrative • Strategic revenue and expense synergies across the platform • Creates a Specialty P&C Business with global reach Strategic Synergies & Cultural Fit


 
PAGE 10 NYSE: AMBC 1. Based on management expectations and subject to change 2. Book Value represents Ambac’s Stockholders’ interest in Everspan as of 03/31/24 3. British Pounds to US Dollar at $1.27 4. Includes an estimate of US GAAP for Beat Capital Partners Ambac Financial Group – Future State Insurance Distribution $150M Revenue1,3,4 in 2024E $40M of EBITDA1,3,4 Program Insurer $400M of GPW1 in ’24E $122M of Book Value2


 
AMBAC ACQUIRING BEAT CAPITAL PARTNERS AMBAC HAS SIGNED A DEFINITIVE AGREEMENT TO ACQUIRE A 60% STAKE IN BEAT CAPITAL PARTNERS (“BEAT”), A LONDON-BASED UNDERWRITING FRANCHISE AND MANAGING GENERAL AGENCY (MGA) PLATFORM


 
PAGE 12 Ambac Financial Group ("AFG") to acquire a controlling interest in Beat Capital Partners (“Beat”) from Bain Capital and Beat Management A Leading London-Based Underwriting & MGA Platform $90M Revenue1,2,3 in ’24E $27M of EBITDA1,2,3 1. British Pounds to US Dollar at $1.27 2. Represents management estimates which are subject to change 3. Estimated US GAAP equivalent Insurance Distribution $68M Revenue in ’24E2 $13M of EBITDA2 Ambac Acquiring Beat Capital Combining Cirrata & Beat Capital Creates 2024E Combined2 ~$1 billion of GWP ~$150 million of revenue ~25% EBITDA margins Adds scale, diversification and capabilities to Ambac’s insurance distribution platform (Cirrata)


 
PAGE 13 Transaction Summary Terms Financing Estimated closing 3Q24 Acquiring 60% of Beat a premier underwriting platform for $282M Beat Management & Bain Capital each retaining 20% ownership in Beat Funded with a mix of cash, committed financing, and up to $40M of AFG common stock to Bain Capital and Beat Management Multi-year put/call structure aligns for a long-term partnership Transaction values Beat at ~$470M


 
PAGE 14 Beat Capital Partners Business Overview $534M1 & $733M1,2 GWP in 2023A & 2024E FY21 – FY23 GWP CAGR ~20% A Leading UK MGA Based on 2022 Revenue Management of Lloyd’s Syndicate & Bermuda Reinsurer ~$90M1,2 Revenue 2024E ’23 EBITDA3 Margin ~27% Highly regarded and experienced management team 11 franchises writing 22 lines of business • Established in 2017 • Backs leading specialty underwriters to establish their own underwriting franchises • Pursues a partnership model with underwriting management holding a material interest in their franchise • Provides a full range of shared services • Operates 11 underwriting franchises across 22 lines of specialty business in the UK, US and Bermuda • Proven leadership team to remain invested in the platform Beat is a rapidly expanding & profitable international underwriting & MGA platform 1. British Pounds to US Dollar at 1.25 (2023) and 1.27 (2024) 2. Represents management estimates which are subject to change 3. Based on Estimated US GAAP financials


 
PAGE 15 Connecting Risk to Capital Underwriting Franchises Managed Portfolios Long-term Capital Partners Including: London / Bermuda USA Strategic Capital Partners Syndicates 4242 & 1416 Third-party carriers BCPL owns majority stakes in individual MGA franchises Capacity providers can back Beat MGA units via Lloyd’s, Bermuda or directly Beat benefits from backing from a broad spectrum of long-term capital partners (inc. Beat Shareholders) 1 2 3 ~80% of capacity for 2023 provided by partners that participate on a “whole account” or “multi-class” basis • Global (Re)insurers • ILS Managers • HNW Investors • Private Equity • Pension Funds Oversight Underwriting Management Access to Capital Management of Lloyd’s Syndicates & Cadenza Re increases capital access


 
PAGE 16 Leading Management to Fuel Growth Performance Focused  Strong reputation allows Beat to attract market leading talent  Culture focused on underwriting excellence  Strong focus on cultivating internal talent Incentivized for Success  Alignment via substantial employee equity ownership 160+ Combined Years of Senior Management Experience Strong Culture Across the Business Beat’s founder-led team combines deep industry knowledge & experience with an entrepreneurial mind-set Nicola Burke Partner, Reinsurance & UW Capital • 12+ years in the global insurance market • Previously a Divisional Director of the Corporate Solutions team at Willis Re 12+ Tom Milligan Co-Founder & Partner • 30+ years in the global insurance market • From 2005, led Goldman Sachs’ non-life insurance principal interests (Securities Division) • Prior to this, Tom worked in various insurance roles in London and Bermuda 30+ Tim Shelley Partner • 25+ years in the global insurance market • Joined Beat in 2020, to enhance Beat’s underwriting innovation and oversight • Previously worked at Ariel Re, Goldman Sachs and Aon 25+ John Cavanagh Co-Founder & Chairman • 40+ years in the global insurance market • Retired as Global CEO of Willis Re in 2017 • Prior to joining Willis in 2009, John was at international specialty reinsurance broker RK Carvill for 21 years 40+ Shradha Rughani Partner, Group COO, CEO Beat Capital Americas • 15+ years in the global insurance market • Joined Beat as the company’s first employee from Ariel Re • Previously at Goldman Sachs 15+ Ian Harman Partner, Group CFO • 15+ years in the global insurance market • Previously an Executive at a Lloyd’s Managing Agent and Senior Manager at PwC 15+ Paul Rayner Managing Partner • 25+ years in the global insurance market • Managing Partner having previously served as CFO upon joining Beat in 2018 • Previously a Managing Director at GC Securities 25+ [•] Years of experience


 
PAGE 17 Strategic Rationale for Beat Acquisition Scales and diversifies Cirrata into a leading MGA platform Accelerates our 3-year goal of +$100M of EBITDA Beat platform and leadership team are an MGA growth engine Strong strategic and cultural alignment Opportunity for operational and business synergies


 
PAGE 18 1. Cirrata only 2. Combined is the consolidation of 2024 full year estimates for Cirrata and Beat Capital 3. British Pounds to US Dollar at $1.27 4. Beat management provided estimate of US GAAP equivalent results • Cirrata and Beat both employ a partnership model to align interests • Cirrata and Beat offer the potential for revenue, capital, and expense synergies • Cirrata is focused on building a portfolio of specialty distribution and underwriting businesses, targeting specialty MGAs/MGUs • Cirrata and Beat offer top-tier underwriting & management teams the tools, resources and investment needed to grow, achieve superior returns and create long-term value $231M Premium +$300M Premium $52M Revenue +$68M Revenue 22% EBITDA Margin Low-20s EBITDA Margin 2023A1 2024E1 ~$1B Premium +$158M Revenue High-20s EBITDA Margin 2024E Combined2,3,4 Ambac’s Cirrata + Beat Capital Overview


 
PAGE 19 16% 14% 11% 9% 7% 6% 5% 5% 5% 4% 3% 4%2%1% Niche Specialty Risks Small Property Large Property Specialty Reinsurance Employee stop loss Specialty commercial auto Limited & Short-term medical Professional E&O Energy Credit Environmental Insurance Other Professional D&O Marine Professional liability Beat Portfolio (2024E1 GWP of ~$733M) + Cirrata Portfolio (2024E1 GWP of ~$300M) 21% 18% 15% 11% 7% 7% 6% 6% 5% 4% Niche Specialty Risks Small Property Large Property Specialty Reinsurance Professional E&O Energy Credit Environmental Insurance Professional D&O Other 33% 24% 27% 8% 5% 3% Employee stop loss Limited & Short-term medical Specialty commercial auto Marine Professional liability Other Beat by Risk Type Cirrata by Risk Type2 Cirrata + Beat by Risk Type 1. Based on respective management’s estimates and subject to change 2. Based on 2023A business mix Cirrata + Beat = Well Diversified Portfolio with Attractive Margins U.S. E&S Market Focus


 
PAGE 20 $16 Cirrata '25E Combined '25E $58 $359 Cirrata '25E Combined '25E Premium Production1 (in millions, unless otherwise noted) EBITDA (in millions) $80 Cirrata '25E Combined '25E $196 $13 Cirrata '25E Combined '25E $31 EBITDA (AFG’s Interest) (in millions) Revenue (in millions) 1. Based on management forecasts that are subject to change 2. British Pounds converted to US Dollar at $1.27 3. Represents full year, 60% interest in Beat Capital Partners A Compelling Long-term Opportunity for Cirrata Growing Cirrata EBITDA margins to mid-to-high 20s and generating a mid-teen ROIC 1 1,2,3 1 1,2,3 1 1 1,2,3 1,2,3 $1.3B


 
PAGE 21 MGA Programs2Premium Production1 (in millions, unless otherwise noted) 2023 P&C EBITDA 3YR EBITDA Goal3 $12 MILLION4 +$100 MILLION 1. Premium production includes Gross Premiums Written at Everspan and Premiums Placed at Cirrata 2. MGA Programs count includes owned MGAs at Cirrata and Everspan’s MGA programs 3. Target Goals and estimates as of March 2024 are subject to change 4. See slide 24 for reconciliation of non-GAAP measure Beat Significantly Advances Ambac’s 3YR P&C Goal $130 $282 $504 $700 $700 2021 2022 2023 2024E 2024E Combined 3YR Goal +$1.5B 10 17 27 30 30 2021 2022 2023 2024E 2024E Combined 3YR Goal +50 3 33 333


 
PAGE 22 Advances insurance underwriting and distribution strategy and improves margin profile Strengthens Position as a Leading Global MGA Platform Creates global specialty MGA platform, expanding access to capital Provides immediate scale and diversification to the Cirrata platform while supporting future growth Aligns interests between Ambac and Beat Capital shareholders through ownership structure Presents clear path to achieving Ambac’s long-term goals with the benefit of revenue, expense and capital synergies Investment in Beat expected to generate mid-teen returns on invested capital over time Positions specialty insurance platform to deliver significant, incremental value for Ambac’s shareholders


 
Q&A


 
PAGE 2424 Reconciliation of Non-GAAP Earnings Measures by Reporting Segment (2023) Year Ended December 31, 2023 ($ in millions) LFG SPC ID CORP CONS ($ in millions) LFG SPC ID CORP CONS Gross premiums written $ 14.8 $ 273.3 $ 288.1 Expenses: Net premiums written (35.5) 79.8 44.4 Losses and loss adjustment expenses $ (69.3) $ 36.7 $ (32.6) Net premiums placed $ 230.6 230.6 Amortization of deferred acquisition costs, net — 10.6 10.6 Revenues: General and administrative expenses (1) 106.3 16.5 $ 10.6 $ 21.3 154.6 Net premiums earned 26.0 51.9 78.0 Commission expense 29.5 29.5 Commission income 51.3 51.3 Total expenses included for EBITDA 37.0 63.7 40.1 21.3 162.1 Program fees 8.4 8.4 EBITDA (2) 107.3 0.4 11.5 (12.2) 107.0 Net investment income 127.0 3.8 0.1 $ 9.3 140.1 Less: Interest expense 64.0 64.0 Net investment gains (losses), including impairments (22.5) — 0.1 (22.5) Less: Depreciation expense (1) 1.3 — — 0.3 1.7 Net gains (losses) on derivative contracts (0.7) (0.3) (1.0) Less: Intangible amortization 24.7 4.2 28.9 Other income 14.5 — 0.2 — 14.7 Pretax income (loss) 17.2 0.4 7.3 (12.5) 12.4 Total revenues and other income $ 144.3 $ 64.1 $ 51.5 $ 9.1 $ 269.1 Provision (benefit) for income taxes 8.4 — 0.2 (1.2) 7.4 Less: net (gain) loss attributable to noncontrolling interest — (1.3) (1.3) Plus: gain on purchase of auction market preferred shares — — Net income (loss) attributable to common stockholders $ 8.8 $ 0.3 $ 5.8 $ (11.3) $ 3.6 LFG = Legacy Financial Guarantee Insurance, SPC = Specialty Property & Casualty Insurance, ID = Insurance Distribution, CORP = Corporate & Other and CONS = Consolidated 1. The Consolidated Statements of Comprehensive Income presents the sum of these items as General and Administrative Expenses. 2. EBITDA is prior to the impact of noncontrolling interests and relates to subsidiaries where Ambac does not own 100% in the amount of $2.1 for the year ended December 31, 2023. Noncontrolling interests are primarily in the Insurance Distribution segment.


 
PAGE 25 About Ambac Ambac Financial Group, Inc. (“Ambac” or “AFG”) is a financial services holding company headquartered in New York City. Ambac’s core business is a growing specialty P&C distribution and underwriting platform. Ambac also has a legacy financial guaranty business in run off. Ambac’s common stock trades on the New York Stock Exchange under the symbol “AMBC”. Ambac is committed to providing timely and accurate information to the investing public, consistent with our legal and regulatory obligations. To that end, we use our website to convey information about our businesses, including the anticipated release of quarterly financial results, quarterly financial, statistical and business- related information. For more information, please go to www.ambac.com. The Amended and Restated Certificate of Incorporation of Ambac contains substantial restrictions on the ability to transfer Ambac’s common stock. Subject to limited exceptions, any attempted transfer of common stock shall be prohibited and void to the extent that, as a result of such transfer (or any series of transfers of which such transfer is a part), any person or group of persons shall become a holder of 5% or more of Ambac’s common stock or a holder of 5% or more of Ambac’s common stock increases its ownership interest. Contact Charles J. Sebaski 212.208.3177 IR@ambac.com HEAD OF INVESTOR RELATIONS Kate Smith DIRECTOR OF COMMUNICATIONS 212.208.3452 Ksmith@ambac.com


 

Exhibit 99.4
Filed by Ambac Financial Group, Inc.
pursuant to Rule 14a-12
under the Securities Exchange Act of 1934
Subject Company: Ambac Financial Group, Inc.
Commission File No.: 1-10777
Date: June 5, 2024

Dear Colleagues,
This morning we made two major announcements—the sale of our legacy financial guarantee business and the acquisition of a controlling stake in Beat Capital Group, a London-based insurance underwriting and managing general agency (MGA) incubation platform.
As you know, last November we engaged Moelis & Co. to explore strategic options for AAC and AUK, including a potential sale of those businesses. This morning we announced that we have signed an agreement to sell both AAC and AUK to funds managed by Oaktree Capital Management, L.P. The deal remains subject to regulatory and shareholder approval, but if approved we expect it to close in the fourth quarter of 2024 or the first quarter of 2025. We will update you with details as we have them. But for now, I would just like to say THANK YOU for your hard work, dedication, and loyalty to get us to this point.
Following the execution of our holistic restructuring transaction in 2018, we have worked tirelessly to stabilize and improve the overall credit quality of our legacy financial guarantee platform via various derisking transactions, loss recovery initiatives, and the rationalization of our capital and liability structures, with the goal of improving the quality of AAC’s book value. The sale to Oaktree at a $420 million purchase price is the culmination of all those efforts and you, our employees, have been instrumental in the execution of our goals. A lot of work remains as we lead up to closing this transaction, and we ask for your ongoing cooperation in helping get us there.
Additionally, I am excited to inform you that we have announced the acquisition of Beat Capital Partners Limited, a UK-based incubator of underwriting franchises and MGAs. This acquisition—our largest to date—propels Ambac to the forefront of the specialty program insurance market and gives us an international P&C footprint. Since its inception in 2017, Beat has launched 13 underwriting franchises and MGAs in the U.K. and U.S. In addition, it has certain management rights over Syndicates 4242 and 1416 at Lloyd’s and an exclusive capacity relationship with a Bermuda reinsurer (Cadenza Re). The Beat platform, which is led by former Willis Re CEO John Cavanaugh will continue to be run by its current management team. With businesses that produced $525 million in combined gross premiums last year, Beat will add material scale to our Specialty P&C platform. We expect the transaction to close in the third quarter.



We look forward to introducing you to the Beat team at our next all-staff meeting! In the meantime, please read our press release for additional details on both announcements.
Sincerely,
CLB
Where to Find Additional Information
This communication does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval. This communication may be deemed to be solicitation material in respect of the proposed sale of AAC to Oaktree by Ambac (the “proposed transaction”). In connection with the proposed transaction, Ambac intends to file a proxy statement with the SEC. When completed, a definitive proxy statement and a form of proxy will be mailed to the stockholders of Ambac. INVESTORS AND SECURITY HOLDERS ARE URGED TO READ ALL RELEVANT DOCUMENTS FILED WITH THE SEC, INCLUDING THE PROXY STATEMENT AND ANY OTHER RELEVANT DOCUMENTS WHEN THEY BECOME AVAILABLE BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT THE PROPOSED TRANSACTION. Investors and security holders may obtain free copies of the proxy statement (when available) and other documents filed by Ambac with the SEC at http://www.sec.gov. Free copies of the proxy statement, once available, and Ambac’s other filings with the SEC may also be obtained from the Company. Free copies of documents filed with the SEC by Ambac will be made available free of charge on the Company’s investor relations website at https://ambac.com/investor-relations/investor-overview/default.aspx.
Participants in the Solicitation
Ambac and certain of its directors and executive officers may be deemed to be participants in the solicitation of proxies in respect of the proposed transaction. Information about the directors and executive officers of Ambac is set forth in its definitive proxy statement, which Ambac filed with the SEC on April 26, 2024. Investors may obtain additional information regarding the interests of such participants by reading the proxy statement and other relevant materials regarding the proposed transaction when they become available.

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Jun. 04, 2024
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Title of 12(b) Security Common stock, par value $0.01 per share
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City Area Code (212)
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Entity Registrant Name Ambac Financial Group, Inc.
Document Period End Date Jun. 04, 2024
Document Type 8-K
Entity File Number 1-10777
Entity Tax Identification Number 13-3621676
Entity Address, Postal Zip Code 10007
Local Phone Number 658-7470
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Trading Symbol AMBC
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