Lloyds Banking Group Plc (LYG) Options

It is nice to see continuing strength on this stock. I think we will see more. The current repurchases of shares are astounding. I think the resolution of some major BREXIT issues coupled with this stock now doing repurchases and paying a dividend will drive stock prices higher.

Seems we have broken through the $4 barrier

Yet another positive sign things are going back to normal post BREXIT. A better economy is always better for banks

https://www.cnbc.com/2025/05/19/uk-eu-summit-why-fish-and-youth-mobility-are-the-big-stumbling-blocks.html

I considered this a buy and hold for the dividend for the longest time. Now I think it might have somewhere to go with the recent stock repurchases and dividend in play.

$LYG Total Debt (mrq) $134.1B Lloyds is planning to shift thousands of skilled IT jobs from UK to India. (FT) 🚨 UK bank Lloyds is planning to shift thousands of skilled IT jobs from UK to India. (FT) pic.twitter.com/EbeTQvGDCf— Indian Tech & Infra (@IndianTechGuide) March 9, 2025

… or maybe delayed.

I used to think that if you raised interest rates the banks would go up since they make more money on loans. Everybody is raising interest rates and bank stocks are not responding. Why?

Nice day.

Sooner or later this should take off imo.

Back in the day LYG had a great dividend and good share price. Let's hope we are headed back up.

Finally got some this week, better late than never.

$LYG Insider ownership is 81.30% and Institution Ownership is 1.30%

$LYG Book/Share = $3.23

Here comes $3 wow news.

Here comes $7.

Wow $21 is quite impressive. How did Lloyd’s jump so much ? I must check my brokerage account. Time to party. With a mask of course.

Opening at 21

Banks hit in Hong Kong

P E ratio down

More like $1

Closed at 1.27

Holding at 1.26

We’re down to $1.27 I think it’s a good time to buy

Oh, I can’t handle the excitement! What’s up with this stock sandbagging it? Come on Loyd, get your Mary Samsonite suitcase and let’s go to Aspen! Are y’all just going to keep putting off our dividends over the Joe Biden 2020 Facemask & CV19 clan? How about writing an IOU for that Lamborghini and Flashy Colored Fury Men’s Ugg Boots? This stock’s Q3 looks like the script from Dumb & Dumber.

Moving up early

The stock is that $1.60, how’s the Company doing?

This has been held down by BREXIT limbo. Once the dust settles on BREXIT this will take off.

For us Americans there are 2 important things to know. The Dividend is paid based on the British Pound. So the exchange effects the dividend. Right now the Pound is doing well against the dollar. This is why the dividend yield is high. But the pound has been held down by BREXIT. With the odds of completing BREXIT all but assured the Pound will climb higher against the dollar. 15 percent or so is the best guess I can come up with based on the pound/dollar ratio prior to the BREXIT vote.

The second thing to know is that 1 share of LYG on US exchange is equivalent to 4 shares of LLOY.GB on London Stock exchange.

All this explains why the 2 shares appear to trade out of sync with each other.

This also means that as UK economy stabilizes after BREXIT Uncertainty is over it will be extremely good for the US traded shares.

Huge earnings.

Wow week on deck. Sometimes I think I am talking to myself here. It’s okay cause my best friend is myself. I’m good enough I’m smart enough and dog gone it people just like me.

Here we go.

Looking forward to seeing $4 print soon. A solid liquid bank this Lloyd’s groyup group and everything. They measure everything in pounds. Weird casual cause pounds is weirygt wrought weight year yet they think it is currently cuttecnb currency’s. Overall I believe Lloyd’s will outperform bank of Greece.

We ate are
Monica moving up fast, fasts . Soon to be $9. Biggest bank in uk England English speak too. Huge yuge winner here. I would definitely slap the ask . No brained bearing brains I mean brained here, brain nervous.

Finally a good day has arrived.

Am I missing something. Seems like at this price, in this range...with this dividend this is a money making machine even if it doesn't budge past 3.50...its worth the dividend. Help me out...this is my logic.


But...past that..
I like where the company is going here. Look at the chart...Profits...an established attempt to bring back the glory days by management.

Sure is slow around here. Share buyback just announced. Should print $4.25 based on my patent pending algebraic algorithm.

Today was a sad day for two reasons. Firstly stock price fell in the 2’s. Very crappy. Secondly my dumb dog died while catching a beer truck. His name was Molson. He really liked beer. Needless to say I am quite devastated. I am sure stock price will recover. But my dog is gone. Dog gone it.

Where’s the beef ? The action ? The money ? The moola ? I’m beginning to think this might not be a good stock to own. Perhaps I should buy KMart ? Or Sears ?

..dumping od the bid,..it must be "herbalife" moron...

Really Lloyd’s Bank is extremely unbelievable and incredibly delicious and unfortunately undervalued no doubt. Please allows me to explian how do you spell explain ? The deposits far exceeds the withdrawals. This means Lloyd will be positive. Thank about it. More moola in but less moola going out = more moola for you and I. Can you feel me ? So hey hey get ready for the $4 print real soon. Ok so now I wanna be happy to answer any questions from anyone. I am not a worlds greatest expert but I know the basics here and so should you. Yes.

OMG I hit hit got a filibuster dividend today 0.020 p.0.0107 gonna be rich

This is a solid stock to own.

Not yet, but they sure as hell have had it walled off all day. Not allowing any upward movement at all. Every time the ask gets slapped they re-stack it.

Been one helluva war today in the 3.18-3.21 range.

It is the same thing. When you underwrite something it means you are providing the insurance. Sid it fot 30 years until a stroke

CGRA Bond & Lloyds of London

Lloyds is the company that is the Underwriter for the Bond for CGRA, through its wholly-owned subsidiary CGrowth Capital Bond, Ltd.. On page 17 of the bond link below, it says… The bond issuer is insured under a variety of policies provided by underwriters at Lloyds:
http://www.cgrowthcapitalbond.com/files/6514/6904/3799/CGrowth_Capital_Bond_Ltd_Issue_1_Series_1_V2.0_7th_July_2016.pdf

It also states below on page 17… The bond issuer intends to maintain sufficient cover until maturity of all bonds to protect its obligations. …The bond issuer intends to increase cover level from time to time commensurate with its levels of obligation. …At the present date and exchange rate cover is ample for the bond issuers obligations.

https://www.lloyds.com/

they did not underwrite any bonds. They sold them insurance.

CGRA is a joke. Go back and do a little DD on them and you will see they put our ludicrous PR's. They once put out a PR touting they had 2.7 billion dollars worth of dolomite on their property. Now they are fronting a marijuana company to grow dope on their property and will allegedly collect 7 million a year in rent. LOL

The CEO has been involved for 4 or 5 years, this was a .05 when he took over and is .015 now. Run as fast as you can, they are a joke. They have promoted oil, marijuana, dolomite, some iron ore deal or something, new story yearly. LOL Never had a profitable quarter and the CEO has a history of pump and dump

$CGRA Bond & Lloyds of London

Lloyds is the company that is the Underwriter for the Bond for CGRA, through its wholly-owned subsidiary CGrowth Capital Bond, Ltd.. On page 17 of the bond link below, it says… The bond issuer is insured under a variety of policies provided by underwriters at Lloyds:
http://www.cgrowthcapitalbond.com/files/6514/6904/3799/CGrowth_Capital_Bond_Ltd_Issue_1_Series_1_V2.0_7th_July_2016.pdf

It also states below on page 17… The bond issuer intends to maintain sufficient cover until maturity of all bonds to protect its obligations. …The bond issuer intends to increase cover level from time to time commensurate with its levels of obligation. …At the present date and exchange rate cover is ample for the bond issuers obligations.

https://www.lloyds.com/

wow, 17 billy outstand

Short covering may start today..

The Big-Bank Bloodbath: Losses Near Half a Trillion Dollars

.

The Wall Street Journal
By David Reilly
18 hours ago








?
?
?
?

. ?
?
?
.





..
.
.



Big banks are nearly half a trillion dollars in the hole.







Related Stories


1. Brexit fallout continues to pummel U.K. and U.S. bank stocks MarketWatch
2. [$$] New Risks for European Lenders After U.K. Votes for ‘Brexit’ The Wall Street Journal
3. European Financial Stocks Extend Losses on Monday Insider Monkey
4. Fragile European banks bearing brunt of Brexit fears MarketWatch
5. 5 Things to Watch in the Fed's Stress Test Results The Wall Street Journal
6. David and Tom Gardner Issue New Stock "Buy" Alerts The Motley Fool Sponsored ?




















Since the start of 2016, 20 of the world’s bigger banks have lost a quarter of their combined market value. Added up, it equals about $465 billion, according to FactSet data.

Brexit isn’t all to blame. True, bank stocks have plummeted since the U.K. voted last month to leave the European Union. But they have been losing value since the start of the year, when a group of factors—the Chinese economy, the path of U.S. interest rates, oil prices—weighed on the markets.

More than pride is at stake. Sharp share-price falls will make it much more difficult, and expensive, for banks to raise capital if that is what is ultimately needed to shore up their balance sheets.

Just as bad, a serious decline in market value can breed inaction among bank executives. Instead of selling equity when they can, executives may wait for share prices to recover, only to find themselves in a worse situation as stocks drop even further.

Another potential worry: As bank share prices decline, employees get antsy. Compensation packages that include stock options or restricted stock suddenly become a lot less attractive.





To get a handle on the severity of 2016 for banks, The Wall Street Journal examined the biggest U.S., U.K. and Swiss banks, some of the biggest European ones, as well as the biggest bank in each of China and Japan.

The group included: J.P. Morgan Chase & Co. Wells Fargo & Co., Bank of America Corp., Citigroup Inc., Goldman Sachs Group, Morgan Stanley, Royal Bank of Scotland PLC, HSBC Holdings, Barclays PLC, Standard Chartered PLC, UBS Group AG, Credit Suisse Group AG, BNP Paribas SA, Credit Agricole SA, Société Générale SA, UniCredit SpA, Deutsche Bank AG, Banco Santander SA, Industrial and Commercial Bank of China Ltd. and Mitsubishi UFJ Financial Group Inc.

The biggest market-value losers, in dollar terms, so far this year: Italy’s UniCredit has lost nearly two-thirds of its value; Royal Bank of Scotland has fallen around 56%; and Credit Suisse, Deutsche Bank and Barclays have all about halved.

Those who have lost the least: J.P. Morgan Chase and Industrial and Commercial Bank of China, which are both down about 10%. In local-currency terms, share prices for all 20 banks are down year to date, except Standard Chartered, which is flat.

Despite such gloom, many banks say they don’t need to raise capital. Indeed, in the U.S. at least, the Fed’s recent bank stress tests asserted that big banks can weather particularly bad market storms. The Fed also approved plans at all the largest U.S. banks to return some capital to shareholders.

Valuations show investors aren’t feeling so confident. UniCredit, for instance, trades at about 21% of book value, a measure of a bank’s net worth, according to FactSet. Deutsche Bank trades at about 26%, or where it was during the darkest days of the financial crisis.

In fact, among the group of 20 big banks only one bank—Wells Fargo—trades at a premium to its book value. Only one other, J.P. Morgan Chase, trades near book value.

A bank trading below book value can signal that investors have questions about capital strength. It can also show markets are worried about future profitability and a firm’s ability to generate returns that exceed its cost of capital.

Plunging bond yields around the globe have exacerbated the latter concern by pressuring banks’ profit margins.

The fact that some banks are trading at less than half their book value flags even deeper concerns. Among the likely issues: A brewing battle within the EU over rules curtailing governments’ ability to bail out banks and whether those could be put on hold.

All of this has many once-mighty banks looking like shadows of their former selves. Deutsche Bank, Germany’s national banking champion and still a big player on Wall Street, now has a market value that in dollar terms is less than that of SunTrust Banks Inc., the regional U.S. bank focused on the Southeast. And the market values of UniCredit, Deutsche Bank and Credit Suisse combined wouldn’t equal that of Goldman Sachs—itself down about 20% this year.

Write to David Reilly at david.reilly@wsj.com