Cheviot Financial Corp. (Nasdaq:CHEV), holding company of Cheviot Savings Bank, has declared its dividend for the 4th Quarter of 2011. The Company will pay a dividend of $0.12 per share to stockholders of record December 15, 2011. The dividend will be paid December 31, 2011.  

Cheviot MHC, the Company's mutual holding company parent, will waive receipt of the dividend.

Cheviot Financial Corp. is traded on the NASDAQ under the symbol CHEV.

CONTACT: Cheviot Savings Bank
         Thomas J. Linneman 513-661-0457
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