SCHEDULE 13D/A

(1) This percentage is calculated based on 70,049,989 shares of common stock of the Issuer outstanding as disclosed in its most recent 10-Q filing.

This statement relates to common stock, par value $0.001 (“Common Stock”), of Spindle, Inc., a Nevada corporation, with principal executive offices at 8700 East Vista Bonita, Suite 260, Scottsdale, Arizona (the “Company”).

This statement is filed by Michael Kelly who is a citizen of the United States. Mr. Kelly is a private investor and his business address is 5320 South 900 East, Salt Lake City, Utah 84117.

Mr. Kelly has not, during the last five (5) years, been (a) convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors), or (b) a party to a civil proceeding of a judicial or administrative body of competent jurisdiction, and has not as a result of any such proceeding been subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws.

Mr. Kelly acquired 1,000,000 shares of Common Stock in exchange for $100,000 of his personal funds.

The ownership percentage of Mr. Kelly was changed due to his purchase of 1,000,000 additional shares of Common Stock on March 3, 2017.  The acquisition of Common Stock made by Mr. Kelly was for investment purposes. Mr. Kelly intends to review his investment in the Company on a continuing basis and any actions Mr. Kelly might undertake will be dependent upon his review of numerous factors, including, but not limited to: an ongoing evaluation of the Company’s business, financial condition, operations and prospects; price levels of the Company’s securities; general market, industry and economic conditions; the relative attractiveness of alternative business and investment opportunities; and other future developments. Mr. Kelly may, at any time and from time to time, acquire additional securities of the Company, or retain or sell all or a portion of the securities of the Company then held, in the open market or in privately negotiated transactions. Other than as described herein, Mr. Kelly currently does not have any plans or proposals that relate to, or would result in, any of the matters listed in Items 4(a)–(j) of the Schedule, although, depending on the factors discussed herein, Mr. Kelly may change his purpose or formulate different plans or proposals with respect thereto at any time.

The aggregate number and percentage of class of securities identified pursuant to Item 1 beneficially owned by the person named in Item 2 may be found in rows 11 and 13 of the cover page.  The powers the person identified in the preceding sentence has relative to the shares discussed herein may be found in rows 7 through 10 of the cover page.  No person aside from the reporting person listed herein has the right to receive or power to direct the receipt of dividends from, or the proceeds from the sale of, such securities.  Subsequent to Mr. Kelly’s filing a Schedule 13D on June 18, 2015 and more than 60 days prior to the date of this amendment to such Schedule 13D, Mr. Kelly engaged in more than one open market transaction, each in non-reportable quantities, of the Issuer’s stock.

Not Applicable.

Not Applicable.

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Date: April 4, 2017

_ /s/ Michael Kelly ____________________________

Michael Kelly