NEW YORK, Jan. 27, 2015 /PRNewswire/ -- RateWatch, a
premier banking data and analytics service owned by TheStreet, Inc.
(NASDAQ: TST) reported today that national averages for CD rates of
all durations this week remained unchanged as the Federal Reserve
continued to keep the short-term federal funds rate at a range of
zero to 0.25% since late 2008.
"CD rates didn't move, even as the European Central Bank embarks
on a massive $1.2 trillion bond
stimulus," said Scott Gamm, a
reporter with TheStreet.com. "Investors are watching the U.S.
Federal Reserve to see if the economic turbulence in Europe delays the Fed's rate hike plans."
NATIONAL AVERAGE RESULTS - $10K
|
This
week
|
Last
week
|
|
Money
Market
|
0.15
|
0.15
|
|
1 month CD
|
0.11
|
0.11
|
|
3 month CD
|
0.15
|
0.15
|
|
6 month CD
|
0.23
|
0.23
|
|
1 year CD
|
0.36
|
0.36
|
|
2 year CD
|
0.56
|
0.56
|
|
3 year CD
|
0.76
|
0.76
|
|
4 year CD
|
0.95
|
0.95
|
|
5 year CD
|
1.17
|
1.17
|
|
|
* National Average is
calculated using one unique rate per institution. Averages are
based on Banks, Savings & Loans, Brokers and Internet Banks
with assets greater than $1 Billion.
|
TOP RATE ISSUERS - $10K
This is a list of issuers with top interest rates. The
issuer's Financial Strength Rating is an independent,
unbiased evaluation of quarterly regulatory statements.
Institutions are assigned a letter grade of A-E with "A"
representing the highest rating based on a review of many aspects
of financial safety including capitalization, asset quality,
profitability and liquidity. For more information,
visit www.weissratings.com/help/what-our-ratings-mean.aspx.
Information is believed to be accurate, but not guaranteed.
|
Money
Market
|
Financial
Strength
Rating
|
Minimum
to Earn
Interest
($)
|
APY
(%)
|
|
Salem Five
Direct
|
B
|
1
|
1.050
|
|
800-850-5000
|
|
www.salemfivedirect.com
|
|
First NBC
Bank
|
B-
|
10000
|
1.010
|
|
504-671-3550
|
|
www.firstnbcbank.com
|
|
CrossFirst
Bank
|
C+
|
1
|
1.000
|
|
316-925-4800
|
|
www.crossfirstbank.com
|
|
Sallie Mae
Bank
|
A-
|
1
|
0.900
|
|
877-346-2756
|
|
www.salliemaebank.com
|
|
Ally Bank
|
A-
|
1
|
0.850
|
|
877-247-2559
|
|
www.ally.com
|
|
1 Month
CD
|
Financial
Strength
Rating
|
Minimum
to Earn
Interest
($)
|
APY
(%)
|
|
Great Southern
Bank
|
B
|
250
|
0.500
|
|
417-888-4316
|
|
www.greatsouthernbank.com
|
|
Beal Bank
USA
|
B-
|
1000
|
0.400
|
|
702-598-3500
|
|
www.bealbank.com
|
|
Umbrellabank.com
|
C
|
1000
|
0.400
|
|
866-862-7355
|
|
www.umbrellabank.com
|
|
Beal Bank,
SSB
|
C
|
1000
|
0.400
|
|
619-894-8066
|
|
www.bealbank.com
|
|
Carter Bank &
Trust
|
C+
|
2500
|
0.400
|
|
276-632-2901
|
|
www.carterbankandtrust.com
|
|
3 Month
CD
|
Financial
Strength
Rating
|
Minimum
to Earn
Interest
($)
|
APY
(%)
|
|
Beal Bank
USA
|
B-
|
1000
|
0.510
|
|
702-598-3500
|
|
www.bealbank.com
|
|
Umbrellabank.com
|
C
|
1000
|
0.510
|
|
866-862-7355
|
|
www.umbrellabank.com
|
|
Institution for
Savings In Newburyport
|
B
|
1
|
0.500
|
|
978-462-3106
|
|
www.institutionforsavings.com
|
|
Great Southern
Bank
|
B
|
250
|
0.500
|
|
417-888-4316
|
|
www.greatsouthernbank.com
|
|
Doral Bank
|
E+
|
500
|
0.500
|
|
850-914-2525
|
|
www.doralbankflorida.com
|
|
6 Month
CD
|
Financial
Strength
Rating
|
Minimum
to Earn
Interest
($)
|
APY
(%)
|
|
Atlas Bank, a
division of Kearny Federal Savings
|
C-
|
2500
|
1.010
|
|
718-768-4800
|
|
www.atlasbank.com
|
|
Doral Bank
|
E+
|
500
|
0.950
|
|
850-447-3000
|
|
www.doralbankflorida.com
|
|
Beal Bank
USA
|
B-
|
1000
|
0.750
|
|
702-598-3500
|
|
www.bealbank.com
|
|
GE Capital
Bank
|
A
|
500
|
0.700
|
|
801-517-5000
|
|
www.gecapitalbank.com
|
|
Colorado Federal
Savings Bank
|
B-
|
5000
|
0.700
|
|
877-484-2372
|
|
www.coloradofederalbank.com
|
|
1 Year
CD
|
Financial
Strength
Rating
|
Minimum
to Earn
Interest
($)
|
APY
(%)
|
|
Synchrony
Bank
|
C+
|
2000
|
1.200
|
|
866-869-4671
|
|
www.myoptimizerplus.com
|
|
Bank
Direct
|
B-
|
10000
|
1.170
|
|
877-839-2737
|
|
www.bankdirect.com
|
|
Sallie Mae
Bank
|
A-
|
2500
|
1.150
|
|
877-346-2756
|
|
www.salliemaebank.com
|
|
Nationwide
Bank
|
B
|
10000
|
1.140
|
|
877-422-6569
|
|
www.nationwide.com
|
|
Beal Bank
USA
|
B-
|
1000
|
1.110
|
|
702-598-3500
|
|
www.bealbank.com
|
|
2 Year
CD
|
Financial
Strength
Rating
|
Minimum
to Earn
Interest
($)
|
APY
(%)
|
|
Synchrony
Bank
|
C+
|
2000
|
1.350
|
|
866-869-4671
|
|
www.myoptimizerplus.com
|
|
Nationwide
Bank
|
B
|
10000
|
1.330
|
|
877-422-6569
|
|
www.nationwide.com
|
|
GE Capital
Bank
|
A
|
500
|
1.300
|
|
801-517-5000
|
|
www.gecapitalbank.com
|
|
Doral Bank
|
E+
|
500
|
1.300
|
|
850-447-3000
|
|
www.doralbankflorida.com
|
|
Flushing Commercial
Bank
|
B-
|
5000
|
1.300
|
|
718-512-2929
|
|
www.flushingbank.com
|
|
3 Year
CD
|
Financial
Strength
Rating
|
Minimum
to Earn
Interest
($)
|
APY
(%)
|
|
First NBC
Bank
|
B-
|
10000
|
1.510
|
|
504-671-3550
|
|
www.firstnbcbank.com
|
|
Oritani Savings
Bank
|
A-
|
1000
|
1.500
|
|
201-664-5400
|
|
www.oritani.com
|
|
Capitol Federal
Savings Bank
|
B
|
1000
|
1.500
|
|
785-235-1341
|
|
www.capfed.com
|
|
Boiling Springs
Savings Bank
|
B-
|
1000
|
1.500
|
|
201-939-6600
|
|
www.bssbank.com
|
|
Barclays Bank
Delaware
|
C
|
1
|
1.450
|
|
888-710-8756
|
|
www.banking.barclaysus.com
|
|
4 Year
CD
|
Financial
Strength
Rating
|
Minimum
to Earn
Interest
($)
|
APY
(%)
|
|
Morton Community
Bank
|
B+
|
1000
|
2.050
|
|
309-266-5337
|
|
www.hometownbanks.com
|
|
Manito Community
Bank
|
B+
|
1000
|
2.050
|
|
309-968-6819
|
|
www.hometownbanks.com
|
|
Fairbury-Cropsey
Community Bank
|
B+
|
1000
|
2.050
|
|
815-692-4000
|
|
www.hometownbanks.com
|
|
Farmington Community
Bank
|
B+
|
1000
|
2.050
|
|
309-245-2446
|
|
www.hometownbanks.com
|
|
Citizens National
Bank
|
B+
|
1000
|
2.050
|
|
309-833-4551
|
|
www.citizensnational.net
|
|
5 Year
CD
|
Financial
Strength
Rating
|
Minimum
to Earn
Interest
($)
|
APY
(%)
|
|
CIT Bank
|
B
|
1000
|
2.300
|
|
801-412-6800
|
|
www.bankoncit.com
|
|
Barclays Bank
Delaware
|
C
|
1
|
2.250
|
|
888-710-8756
|
|
www.banking.barclaysus.com
|
|
GE Capital
Bank
|
A
|
500
|
2.250
|
|
801-517-5000
|
|
www.gecapitalbank.com
|
|
Republic Bank of
Chicago
|
C-
|
1000
|
2.250
|
|
773-581-4500
|
|
www.republicebank.com
|
|
Northfield
Bank
|
B
|
2500
|
2.250
|
|
718-448-1000
|
|
www.enorthfield.com
|
|
Financial
Strength Rating:
|
A=Excellent, B=Good,
C=Fair, D=Weak, E=Very
Weak, U=Unrated
|
|
Plus sign "+" = top
of range, Minus sign "-" = bottom of range
|
Data is surveyed weekly with averages calculated each Monday
afternoon from RateWatch's unbiased national interest rate survey
of over 97,000 financial institution locations across the United States. National Average is
calculated using one unique rate per institution. Averages and Top
Rate Issuers are based on Banks, Savings & Loans, Brokers and
Internet Banks with assets greater than $1
Billion.
About RateWatch
For over 20 years, RateWatch has been
the premier provider of competitive interest rate and product
information to financial institutions across the United
States. Consistently providing top quality, highly relevant
data RateWatch maintains the largest database in the industry with
deposit, loan, and fee information monitoring over 97,000
locations. Rate surveys, product comparisons, financial
strength reporting, local/regional/national averages, fee
reporting, specialty reports and more are available. To learn
more about RateWatch, visit www.rate-watch.com. RateWatch is
a division of TheStreet, Inc.
About TheStreet
TheStreet, Inc. (www.t.st) is the
leading independent digital financial media company providing
business and financial news, investing ideas and analysis to
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PLUS, Options Profits, MainStreet and RateWatch. To learn more,
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acquisitions and all other changes in corporate control. To
learn more, visit www.thedeal.com.
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SOURCE TheStreet, Inc.