IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE AND PERMANENT PLC
    EUR 100,000,000.00
    MATURING: 01/Aug/2006
    ISSUE DATE: 01/Feb/2005
    ISIN: XS0211532733

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
01/Feb/2005 TO 02/May/2005 HAS BEEN FIXED AT 2.159000 PCT

DAY BASIS 90/360

INTEREST PAYABLE VALUE 02/May/2005 WILL AMOUNT TO:
EUR 539.75 PER EUR 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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