HCBK (MM)

This morning, www.MarketFoundations.com announced new reports highlighting Hudson City Bancorp, Inc. (NASDAQ: HCBK) and Provident Financial Services, Inc. (NYSE: PFS). Free research downloads are available at www.MarketFoundations.com/index.php?coa=HCBK&cob=PFS.

Economic fundamentals leading into 2012 have set a generally positive pace with GDP growth likely to pick up through the coming year. However, there are several important caveats to note as the world economy continues to face headwinds and risks weigh to the downside. Positive outlooks are conditional on fiscal policy in payroll taxes and unemployment insurance benefits and upon the easing of the European debt situation. A repeat of volatility experience in 2011 is likely in 2012, as perceptions about the strength of the U.S. economy and the euro zone will vary over time as events unfold.

Despite the current situation, our team continues to identify high momentum situations with growth potential -- there remains strong opportunity within careful discretion.

Market Foundations is releasing new coverage on Hudson City Bancorp, Inc. for its current position within the financial industry. Hudson City Bancorp, Inc. (Hudson City Bancorp) serves as the holding company of its subsidiary, Hudson City Savings Bank (the Bank). The principal asset of Hudson City Bancorp is its investment in the Bank. The Bank is a federally chartered stock savings bank. The full research report on Hudson City Bancorp, Inc. (NASDAQ: HCBK) is available here: www.MarketFoundations.com/index.php?coa=HCBK.

Market Foundations has released research on Provident Financial Services, Inc. for its changing role within the financial industry. Provident Financial Services, Inc. is a holding company for The Provident Bank (the Bank). The Bank is a New Jersey-chartered capital stock savings bank. The full research report on Provident Financial Services, Inc. (NYSE: PFS) is available here: www.MarketFoundations.com/index.php?cob=PFS.

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Contact: Gemma Cunningham Email: Email Contact www.MarketFoundations.com