Exhibit 10.1
EXECUTION VERSION
AMENDMENT NO. 15 TO CREDIT AGREEMENT AND WAIVER
This AMENDMENT NO. 15 TO CREDIT AGREEMENT AND WAIVER (this Amendment), dated as of July 21, 2023, is entered into by
and among EBIX, INC., a Delaware corporation (the Borrower), certain subsidiaries of the Borrower party hereto as guarantors (the Guarantors and collectively with the Borrower, the Credit
Parties) under the Credit Agreement (defined below), each Lender under the Credit Agreement that is a party hereto and REGIONS BANK, as administrative agent (in such capacity, the Administrative Agent) and collateral
agent (in such capacity, the Collateral Agent).
RECITALS
WHEREAS, the Borrower, the Guarantors, the Administrative Agent, the Collateral Agent and certain banks and other financial
institutions party thereto as lenders (the Lenders) are parties to that certain Credit Agreement, dated as of August 5, 2014 (as amended hereby, as amended by that certain Amendment No. 1 to Credit Agreement and Waiver
dated as of February 3, 2015, as further amended by that certain Amendment No. 2 to Credit Agreement dated as of June 17, 2016, as further amended by that certain Amendment No. 3 to Credit Agreement and Waiver dated as of
October 19, 2017, as further amended by that certain Amendment No. 4 to Credit Agreement and Waiver dated as of November 3, 2017, as further amended by that certain Amendment No. 5 to Credit Agreement (Incremental Increase) dated
as of November 3, 2017, as further amended by that certain Amendment No. 6 to Credit Agreement dated as of February 21, 2018, as further amended by that certain Amendment No. 7 to Credit Agreement dated as of April 9, 2018,
as further amended by that certain Amendment No. 8 to Credit Agreement (Including Incremental Increase) dated as of November 27, 2018, as further amended by that certain Amendment No. 9 to Credit Agreement dated as of
September 27, 2019, as further amended by that certain Amendment No. 10 to Credit Agreement dated as of May 7, 2020, as further amended by that certain Amendment No. 11 to Credit Agreement and Waiver dated as of March 31,
2021, as further amended by that certain Amendment No. 12 to Credit Agreement and Waiver dated as of April 9, 2021, as further amended by that certain Amendment No. 13 to Credit Documents dated as of February 21, 2023, as further
amended by that certain Amendment No. 14 to Credit Documents dated as of May 23, 2023 and as further amended, restated, extended, supplemented or otherwise modified from time to time, the Credit Agreement, and the Credit
Agreement as in effect immediately prior to giving effect to this Amendment being referred to as the Existing Credit Agreement), pursuant to which the Lenders have extended a revolving credit facility and term loan facility to the
Borrower;
WHEREAS, prior to the Amendment No. 15 Effective Date, the Borrower informed the Administrative Agent of that
certain judgment enforcing a foreign arbitral award against the Borrower in the United States District Court Northern District of Georgia Atlanta Division (the Georgia Judgment), and the Borrower has requested that the
Administrative Agent and the Required Lenders waive any Default or Event of Default that may exist as a result of the Georgia Judgment in a manner permitted by, and consistent with, Section 11.4 of the Existing Credit
Agreement and each Lender that is a party hereto is willing to do so on the terms and conditions set forth herein; and
WHEREAS,
the Borrower has requested that the Existing Credit Agreement and Amendment No. 14 be amended as set forth below in a manner permitted by, and consistent with, Section 11.4 of the Existing Credit Agreement and each
Lender that is a party hereto is willing to do so on the terms and conditions set forth herein;
NOW, THEREFORE, for good and
valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto hereby agree as follows: