PRU

Prudential (PRU)

Company name:	Prudential Plc
Company Description:	A group engaged in the provision of financial services in the UK; the US and Asia
EPIC:	PRU	Trading Currency:	GBX
Market Sector:	FE10	ISIN:	GB0007099541
Market Segment:	SET1	Share Type:	DE
WWW Address:	http://www.prudential.co.uk/	Description:	ORD 5P
Industry Sector:	LIFE INSURANCE

Price	Price Change [%]	Bid	Ask	Open	High	Low	Volume
942.80	8.4 [0.90]	945.80	946.40	926.20	950.20	926.20	7,640,972
Market Cap. [m]	Shares In Issue [m]	Beta	EPS	DPS	PE Ratio	Yield	52-Wks-Range
24,596.31	2,608.86	0.63	23.40	34.88	40.29	3.70	1,509.00 - 682.80

Prudential Key Figures

Key Figures
(at previous day's close)
Market Cap.	24,596.31	m
Shares In Issue	2,608.86	m
Prev. Close	934.40
PE Ratio	40.29
Dividend Yield	3.70	%
EPS - basic	23.40	p
Dividend PS	34.88	p
Dividend Cover	-
Cash Flow PS	-6.04	p
Return On Equity (ROE)	4.03	%
Operating Margin	20.50	%
PEG Factor	-0.54
EPS Growth Rate	-74.08	%
Dividends PS Growth Rate	-	%
Net Debt	322,409.90	m
Gross Gearing	95.67	%
Quick Assets	36,405.52	m
Net Working Capital	-	m
Intangibles / Fixed Assets	4.54	%
Turnover PS	270.92	p
Pre-Tax Profit PS	55.55	p
Retained Profit PS	-24.34	p
Cash PS	201.31	p
Net Cash PS	201.31	p
Net Tangible Asset Value PS *	35.38	p
Net Asset Value PS	568.49	p
Spread	0.60 (0.06%)
* Calculation based on Ordinary Capital figure as contained in last annual report, and the most recent shares in issue figure. Therefore the ratio might be exposed to inaccuracies.

Prudential Balance Sheet

%1$s Balance Sheet

Share Price Performance

Share Price Performance
Sample Period ^†	High	Low
1 week	1,099.00	926.20
4 weeks	1,178.00	926.20
12 weeks	1,304.00	926.20
1 year	1,509.00	682.80

Share Price Chart (5 years)

Prudential Historic Returns

%1$s Historic Returns
Giorni da oggi ^†	Open	Change	%	Open Avg.	Avg. Daily Vol [m]	Total Vol [m]	VWAP
1 week	1,073.00	-130.20	-12.13	926.20	6.95		984.88
4 weeks	1,097.00	-154.20	-14.06	926.20	6.43		1,084.20
12 weeks	1,179.50	-236.70	-20.07	926.20	4.97		1,137.07
26 weeks	1,190.00	-247.20	-20.77	926.20	5.39		1,146.68
1 year	1,379.50	-436.70	-31.66	682.80	7.04		1,188.51
3 years	1,865.00	-922.20	-49.45	682.80	5.85		1,465.05
5 years	1,521.50	-578.70	-38.03	682.80	5.59		1,482.24
† periods calculated are whole weeks rather than calendar months

Prudential Key Management Ratios

DEEPER ANALYSIS

Prudential Investment Ratios

%1$s Investment Ratios
(Market value analysis) at previous day's close
PQ Ratio	-
PE Ratio	40.29
Tobin's Q Ratio	0.05
Tobin's Q Ratio (excl. intangibles)	0.05
Dividend Yield	3.70	%
Market-to-Book Ratio	1.66
Price-to-Pre-Tax Profit PS	16.97
Price-to-Retained Profit PS	-38.74
Price-to-Cash Flow PS	-156.07
Price-to-Sales PS	3.48
Price-to-Net Tangible Asset Value PS	26.65
Price-to-Cash PS	4.68
Net Working Capital PS	-
Price Pct to Working Capital PS	-	%
Earnings Yield	2.48	%
Average PE	23.41
Years in average	5
PE to PE average	172.12	%

Prudential Financial Ratios

%1$s Financial Ratios
(Leverage Ratios)
Debt Ratio	95.67	%
Debt-to-Equity Ratio	22.09
Debt-to-Equity Ratio (excl. Intgbl)	355.02
Debt-to-Equity Market Value	13.32
Net Gearing	94.14	%
Net Gearing (excl. Intangibles)	98.12	%
Gross Gearing	95.67	%
Gross Gearing (excl. Intangibles)	99.72	%
Gearing Under 1 Year	-	%
Gearing Under 1 Year (excl. Intgbl)	-	%
Assets/Equity	23.09
Cash/Equity	35.41
(Liquidity Ratios)
Net Working Capital to Total Assets	10.63	%
Current Ratio	-
Quick Ratio (Acid Test)	-
Liquidity Ratio	-
Cash & Equiv/Current Assets	14.43	%
(Solvency Ratios)
Enterprise Value	347,006.21	m
CFO/Sales	-0.02
CFO/Attributable Profit	-
CFO/Assets	-0.00
CFO/Debt	-0.00
Total Debt/Equity Market Value	13.32
Total Debt/Sales	46.36
Total Debt/Pre-Tax Profit	226.09
Total Debt	327,661.75	m
Total Debt/Net Current Assets	9.00	%
(Dodds - Graham Ratios)
3 yr Compound Earnings Growth	-	%
5 yr Compound Earnings Growth	-	%
10 yr Compound Earnings Growth	-	%
Earn drops > 5% in 10yrs	7

Beta coefficients
Beta (60-Mnth)	Beta (36-Mnth)
0.6286	0.6968

Prudential Operating Ratios

%1$s Operating Ratios
(Profitability Ratios)
Return On Capital Employed (ROCE)	0.42	%
Return On Assets (ROA)	0.12	%
Net Profit Margin	8.45	%
Assets Turnover	0.01
Return On Equity (ROE)	4.03	%
Return On Investment (ROI)	0.12	%
Dividend Payout Ratio	152.67	%
Plowback Ratio	-52.67	%
Growth from Plowback Ratio	-1.70	%
Net Income Of Revenues	-8.98	%
(Asset Utilisation Multiples)
Shareholders Equity Turnover	0.38
Fixed Assets Turnover	0.02
Current Assets Turnover	0.12
Net Working Capital Turnover
Inventory Turnover	-
(Other Operating Ratios)
Total Assets-to-Sales	68.11
Debtors-to-Sales	653.11	%
Debt Collection Period	2,383.86	Days

Prudential Dividends

%1$s Dividends
Announcement Date	Type	Curr.	Dividend Amount	Period Start	Period End	Ex Date	Record Date	Payment Date	Total Dividend Amount
11 Mar 2020	Final	USX	25.97	12/31/2018	12/31/2019	03/26/2020	03/27/2020	05/15/2020	46.26
13 Aug 2019	Interim	USX	20.29	12/31/2018	12/31/2019	08/12/2019	08/13/2019	09/26/2019	-
13 Mar 2019	Interim	GBX	32.50	12/31/2017	12/31/2018	03/28/2019	03/29/2019	05/17/2019	48.17
08 Aug 2018	Interim	GBX	15.67	12/31/2017	12/31/2018	08/23/2018	08/24/2018	09/27/2018	-
14 Mar 2018	Interim	GBX	32.50	12/31/2016	12/31/2017	03/29/2018	04/03/2018	05/18/2018	47.00
10 Aug 2017	Interim	GBX	14.50	12/31/2016	12/31/2017	08/24/2017	08/25/2017	09/28/2017	-
14 Mar 2017	Interim	GBX	30.57	12/31/2015	12/31/2016	03/30/2017	03/31/2017	05/19/2017	43.50
10 Aug 2016	Interim	GBX	12.93	12/31/2015	12/31/2016	08/25/2016	08/26/2016	09/29/2016	-
09 Mar 2016	Final	GBX	26.47	12/31/2014	12/31/2015	03/24/2016	03/29/2016	05/20/2016	48.78
09 Mar 2016	Special	GBX	10.00	12/31/2014	12/31/2015	03/24/2016	03/29/2016	05/20/2016	-
11 Aug 2015	Interim	GBX	12.31	12/31/2014	12/31/2015	08/20/2015	08/21/2015	09/24/2015	-
10 Mar 2015	Final	GBX	25.74	12/31/2013	12/31/2014	03/26/2015	03/27/2015	05/21/2015	36.93
12 Aug 2014	Interim	GBX	11.19	12/31/2013	12/31/2014	08/20/2014	08/22/2014	09/25/2014	-
12 Mar 2014	Final	GBX	23.84	12/31/2012	12/31/2013	03/26/2014	03/28/2014	05/22/2014	33.57
12 Aug 2013	Interim	GBX	9.73	12/31/2012	12/31/2013	08/21/2013	08/23/2013	09/26/2013	-
13 Mar 2013	Final	GBX	20.79	12/31/2011	12/31/2012	03/27/2013	04/02/2013	05/23/2013	29.19
10 Aug 2012	Interim	GBX	8.40	12/31/2011	12/31/2012	08/22/2012	08/24/2012	09/27/2012	-
13 Mar 2012	Final	GBX	17.24	12/31/2010	12/31/2011	03/28/2012	03/30/2012	05/24/2012	25.19
05 Aug 2011	Interim	GBX	7.95	12/31/2010	12/31/2011	08/17/2011	08/19/2011	09/22/2011	-
09 Mar 2011	Final	GBX	17.24	12/31/2009	12/31/2010	03/30/2011	04/01/2011	05/26/2011	23.85
12 Aug 2010	Interim	GBX	6.61	12/31/2009	12/31/2010	08/18/2010	08/20/2010	09/23/2010	-
10 Mar 2010	Final	GBX	12.91	12/31/2008	12/31/2009	04/07/2010	04/09/2010	05/27/2010	19.20
26 Aug 2009	Interim	GBX	6.29	12/30/2008	06/30/2009	08/19/2009	08/21/2009	09/24/2009	-
19 Mar 2009	Final	GBX	12.91	12/31/2007	12/31/2008	04/12/2009	04/14/2009	05/22/2009	18.99
31 Jul 2008	Interim	GBX	5.99	12/30/2007	06/30/2008	08/13/2008	08/15/2008	09/23/2008	-
14 Mar 2008	Final	GBX	12.30	12/31/2006	12/31/2007	04/09/2008	04/11/2008	05/20/2008	18.00
01 Aug 2007	Interim	GBX	5.70	12/30/2006	06/30/2007	08/15/2007	08/17/2007	09/24/2007	-
15 Mar 2007	Final	GBX	11.72	12/31/2005	12/31/2006	04/11/2007	04/13/2007	05/22/2007	17.14
28 Jul 2006	Interim	GBX	5.42	12/30/2005	06/30/2006	08/16/2006	08/18/2006	10/27/2006	-
16 Mar 2006	Final	GBX	11.02	12/31/2004	12/31/2005	03/22/2006	03/24/2006	05/26/2006	16.32
27 Jul 2005	Interim	GBX	5.30	12/30/2004	06/30/2005	08/17/2005	08/19/2005	10/28/2005	-
02 Mar 2005	Final	GBX	10.65	12/31/2003	12/31/2004	03/16/2005	03/18/2005	05/25/2005	15.84
27 Jul 2004	Interim	GBX	5.19	12/30/2003	06/30/2004	08/18/2004	08/20/2004	10/29/2004	-
23 Feb 2004	Final	GBX	10.70	12/31/2002	12/31/2003	03/17/2004	03/19/2004	05/26/2004	16.00
29 Jul 2003	Interim	GBX	5.30	12/30/2002	06/30/2003	08/20/2003	08/22/2003	10/31/2003	-
24 Feb 2003	Final	GBX	17.10	12/31/2001	12/31/2002	03/19/2003	03/21/2003	05/28/2003	26.00
24 Jul 2002	Interim	GBX	8.90	12/30/2001	06/30/2002	09/11/2002	09/13/2002	11/28/2002	-
26 Feb 2002	Final	GBX	16.70	12/31/2000	12/31/2001	03/20/2002	03/22/2002	05/29/2002	25.40
26 Jul 2001	Interim	GBX	8.70	12/30/2000	06/30/2001	09/19/2001	09/21/2001	11/29/2001	-
22 Feb 2001	Final	GBX	16.30	12/31/1999	12/31/2000	03/28/2001	03/30/2001	05/30/2001	24.50
27 Jul 2000	Interim	GBX	8.20	12/30/1999	06/30/2000	09/18/2000	09/22/2000	11/30/2000	-
23 Feb 2000	Final	GBX	15.30	12/31/1998	12/31/1999	03/27/2000	03/31/2000	05/31/2000	23.00
29 Jul 1999	Interim	GBX	7.70	12/30/1998	06/30/1999	09/20/1999	09/24/1999	11/25/1999	-
24 Feb 1999	Final	GBX	14.00	12/31/1997	12/31/1998	03/22/1999	03/26/1999	05/26/1999	21.00
30 Jul 1998	Interim	GBX	7.00	12/30/1997	06/30/1998	09/21/1998	09/25/1998	11/26/1998	-
25 Feb 1998	Final	GBX	12.70	12/31/1996	12/31/1997	-	03/27/1998	05/27/1998	19.10

Prudential Fundamentals

Profit and Loss Account
	31 Dec 2016 (GBP)		31 Dec 2017 (GBP)		31 Dec 2018 (GBP)		31 Dec 2019 (USD)
turnover	71,842.00	100.00%	86,562.00	100.00%	24,931.00	100.00%	9,373.60	100.00%	m
pre tax profit	2,275.00	3.17%	3,296.00	3.81%	3,635.00	14.58%	1,922.00	20.50%	m
attributable profit	1,921.00	2.67%	2,389.00	2.76%	3,010.00	12.07%	792.00	8.45%	m
retained profit	654.00	0.91%	1,230.00	1.42%	1,766.00	7.08%	-842.00	-8.98%	m
eps - basic	75.00		93.10		116.90		30.30
eps - diluted	75.00		93.00		116.80		30.30
dividends per share	43.50		47.00		48.17		46.26

Prudential Balance Sheet

Balance Sheet
	31 Dec 2016 (GBP)		31 Dec 2017 (GBP)		31 Dec 2018 (GBP)		31 Dec 2019 (USD)


	31 Dec 2016 (GBP)		31 Dec 2017 (GBP)		31 Dec 2018 (GBP)		31 Dec 2019 (USD)
ASSETS
fixed assets	743.00	0.16%	789.00	0.16%	1,409.00	0.28%	1,065.00	0.23%	m
intangibles	12,435.00	2.64%	12,493.00	2.53%	13,780.00	2.71%	18,445.00	4.06%	m
fixed investments	409,136.01	86.96%	423,101.01	85.66%	419,745.01	82.52%	386,423.00	85.08%	m
current assets - other	4,589.00	0.98%	38.00	0.01%	10,578.00	2.08%	-	-%	m
stocks	-	-%	-	-%	-	-%	-	-%	m
debtors	33,530.00	7.13%	46,830.00	9.48%	51,008.00	10.03%	41,316.00	9.10%	m
cash & securities	10,065.00	2.14%	10,690.00	2.16%	12,125.00	2.38%	6,965.00	1.53%	m

TOTAL	470,498.01	100%	493,941.00	100%	508,645.00	100%	454,214.00	100%	m

LIABILITIES
creditors - short	-	-%	-	-%	-	-%	-	-%	m
creditors - long	-	-%	-	-%	-	-%	-	-%	m
creditors - other	139,395.01	29.63%	149,675.00	30.30%	168,712.00	33.17%	54,402.00	11.98%	m
subordinated loans	-	-%	-	-%	-	-%	-	-%	m
insurance funds	316,435.99	67.26%	328,172.01	66.44%	322,666.00	63.44%	380,143.01	83.69%	m

TOTAL	455,830.99	96.88%	477,847.01	96.74%	491,378.00	96.61%	434,545.01	95.67%	m

EQUITY
ord cap, reserves	14,666.00	3.12%	16,087.00	3.26%	17,249.00	3.39%	19,669.00	4.33%	m
prefs, minorities	1.00	0.00%	7.00	0.00%	18.00	0.00%	-	-%	m

TOTAL	14,667.00	3.12%	16,094.00	3.26%	17,267.00	3.39%	19,669.00	4.33%	m

OTHER
NAV Basic	-		-		-		-
NAV Diluted	-		-		-		-

Prudential Cash Flow Statement

%1$s Cash Flow Statement
	31 Dec 2016 (GBP)	31 Dec 2017 (GBP)	31 Dec 2018 (GBP)	31 Dec 2019 (USD)
Operating CF	2,201.00	1,620.00	2,464.00	-209.00	m
Pre-Financing CF	1,652.00	2,436.00	1,675.00	-533.00	m
Retained CF	1,281.00	734.00	1,131.00	-2,990.00	m

Prudential Brokers

%1$s Brokers
Name	Activity	Type	Mnemonic	Code
Evolution Securities Limited	Market Maker(MME)	Broker/Dealer	EVO	EVBGGB21MMT
Winterflood Securities Ltd	Market Maker(MME)	Broker/Dealer	WINS	WNTSGB2LBIC