Fixed-to-Floating Rate
Notes Floating Rate Period Interest Payment Dates:
During the 2027 Notes Floating Rate Period, interest on the 2027 notes will be
payable quarterly in arrear on December 13, 2026, March 13, 2027, June 13, 2027 and the 2027 Notes Maturity Date.
During
the 2029 Notes Floating Rate Period, interest on the 2029 notes will be payable quarterly in arrear on December 13, 2028, March 13, 2029, June 13, 2029 and the 2029 Notes Maturity Date.
During the 2034 Notes Floating Rate Period, interest on the 2034 notes will be payable quarterly in arrear on December 13, 2033,
March 13, 2034, June 13, 2034 and the 2034 Notes Maturity Date.
Floating Rate Notes Interest Payment Dates:
Interest on the floating rate notes will be payable quarterly in arrear on March 13, June 13, September 13, and December 13
each year, commencing on December 13, 2023 and ending on the Floating Rate Notes Maturity Date.
Fixed-to-Floating Rate Notes Day Count:
30/360, Following, Unadjusted, for each
respective Fixed Rate Period.
Actual/360, Modified Following, Adjusted, for each respective Fixed-to-Floating Rate Notes Floating Rate Period.
Floating Rate Notes Day Count:
Actual/360, Modified Following, Adjusted.
Regular Record Dates:
The close
of business on the Business Day immediately preceding each Interest Payment Date (or, if the notes are held in definitive form, the close of business on the 15th Business Day preceding each applicable Interest Payment Date).
Sinking Fund Provisions:
No
sinking fund provisions.
Optional Redemption:
The notes are redeemable as described under Description of Senior Notes Optional Redemption in the Preliminary
Prospectus Supplement, as supplemented by the final term sheet for the 2027 notes, the final term sheet for the 2029 notes, the final term sheet for the 2034 notes, and the final term sheet for the floating rate notes, each dated September 6,
2023, respectively.
Tax Redemption:
The notes are also redeemable as described under Description of Senior NotesTax Redemption in the Preliminary
Prospectus Supplement.
Loss Absorption Disqualification Event Redemption:
The notes are also redeemable as described under Description of Senior NotesLoss Absorption Disqualification Event
Redemption in the Preliminary Prospectus Supplement.