Company name:Secure Trust Bank Plc
EPIC:STBTrading Currency:GBX
Market Sector:SSC5ISIN:GB00B6TKHP66
Market Segment:SSMMShare Type:DE
WWW Address:Description:ORD 40P
Industry Sector:BANKS
 Price Price Change [%] Bid Ask Open High Low Volume
 692.00 -16.0 [-2.26] 694.00 698.00 708.00 708.00 680.00 30,241
 Market Cap. [m] Shares In Issue [m] Beta EPS DPS PE Ratio Yield 52-Wks-Range
 129.05 18.65 0.62 244.70 61.10 2.83 8.83 1,355.00 - 608.00

Secure Trust Bank Key Figures

Key Figures
(at previous day's close)
Market Cap.129.05m
Shares In Issue18.65m
Prev. Close708.00
PE Ratio2.83 
Dividend Yield8.83%
EPS - basic244.70p
Dividend PS61.10p
Dividend Cover4.00 
Cash Flow PS-481.51p
Return On Equity (ROE)15.08%
Operating Margin31.11%
PEG Factor0.02 
EPS Growth Rate181.26%
Dividends PS Growth Rate38.86%
Net Debt2,347.80m
Gross Gearing89.52%
Quick Assets2,822.10m
Net Working Capital-m
Intangibles / Fixed Assets10.82%
Turnover PS965.17p
Pre-Tax Profit PS300.28p
Retained Profit PS244.51p
Cash PS1,263.84p
Net Cash PS1,263.84p
Net Tangible Asset Value PS *1,584.49p
Net Asset Value PS1,621.49p
Spread4.00 (0.57%) 

Secure Trust Bank Balance Sheet

%1$s Balance Sheet

Share Price Performance

Share Price Performance
Sample Period HighLow
1 week734.00680.00
4 weeks818.00680.00
12 weeks818.00680.00
1 year1,355.00608.00

Share Price Chart (5 years)

Share Price Chart (5 years)

Secure Trust Bank Historic Returns

%1$s Historic Returns
Giorni da oggi OpenChange%Open Avg.Avg. Daily Vol [m]Total Vol [m]VWAP
1 week734.00-42.00-5.72680.000.02710.00
4 weeks750.00-58.00-7.73680.000.02751.20
12 weeks728.00-36.00-4.95680.000.02738.96
26 weeks930.00-238.00-25.59608.000.02692.61
1 year1,350.00-658.00-48.74608.000.02928.87
3 years770.00-78.00-10.13550.000.031,010.66
5 years1,722.50-1,030.50-59.83550.000.021,170.69

Secure Trust Bank Key Management Ratios


Secure Trust Bank Investment Ratios

%1$s Investment Ratios
(Market value analysis) at previous day's close
PQ Ratio- 
PE Ratio2.83 
Tobin's Q Ratio 0.05 
Tobin's Q Ratio (excl. intangibles)0.05 
Dividend Yield8.83%
Market-to-Book Ratio0.43 
Price-to-Pre-Tax Profit PS2.30 
Price-to-Retained Profit PS2.83 
Price-to-Cash Flow PS-1.44 
Price-to-Sales PS0.72 
Price-to-Net Tangible Asset Value PS0.44 
Price-to-Cash PS0.55 
Net Working Capital PS- 
Price Pct to Working Capital PS-%
Earnings Yield35.36%
Average PE9.27 
Years in average5 
PE to PE average30.50%

Secure Trust Bank Financial Ratios

%1$s Financial Ratios
(Leverage Ratios)
Debt Ratio89.52%
Debt-to-Equity Ratio8.54 
Debt-to-Equity Ratio (excl. Intgbl)8.74 
Debt-to-Equity Market Value20.02 
Net Gearing81.35%
Net Gearing (excl. Intangibles)81.55%
Gross Gearing89.52%
Gross Gearing (excl. Intangibles)89.74%
Gearing Under 1 Year-%
Gearing Under 1 Year (excl. Intgbl)-%
(Liquidity Ratios)
Net Working Capital to Total Assets97.79%
Current Ratio- 
Quick Ratio (Acid Test)- 
Liquidity Ratio- 
Cash & Equiv/Current Assets8.35%
(Solvency Ratios)
Enterprise Value2,476.85m
CFO/Attributable Profit- 
Total Debt/Equity Market Value20.02 
Total Debt/Sales14.35 
Total Debt/Pre-Tax Profit46.13 
Total Debt2,583.50m
Total Debt/Net Current Assets0.92%
(Dodds - Graham Ratios)
3 yr Compound Earnings Growth13.29%
5 yr Compound Earnings Growth13.70%
10 yr Compound Earnings Growth8.43%
Earn drops > 5% in 10yrs3 
Beta coefficients
Beta (60-Mnth)Beta (36-Mnth)

Secure Trust Bank Operating Ratios

%1$s Operating Ratios
(Profitability Ratios)
Return On Capital Employed (ROCE)1.94%
Return On Assets (ROA)1.64%
Net Profit Margin25.33%
Assets Turnover0.06 
Return On Equity (ROE)15.08%
Return On Investment (ROI)1.64%
Dividend Payout Ratio24.97%
Plowback Ratio75.03%
Growth from Plowback Ratio11.94%
Net Income Of Revenues25.33%
(Asset Utilisation Multiples)
Shareholders Equity Turnover0.63 
Fixed Assets Turnover3.04 
Current Assets Turnover0.07 
Net Working Capital Turnover 
Inventory Turnover- 
(Other Operating Ratios)
Total Assets-to-Sales15.42 
Debt Collection Period5,082.83Days

Secure Trust Bank Dividends

%1$s Dividends
Announcement DateTypeCurr.Dividend AmountPeriod StartPeriod EndEx DateRecord DatePayment DateTotal Dividend Amount
04 Aug 2022InterimGBX16.0012/31/202112/31/202208/25/202208/26/202209/26/2022-
24 Mar 2022FinalGBX41.1012/31/202012/31/202104/21/202204/22/202205/19/202261.10
05 Aug 2021InterimGBX20.0012/31/202012/31/202108/26/202108/27/202109/27/2021-
25 Mar 2021FinalGBX44.0012/31/201912/31/202004/22/202104/23/202105/21/202144.00
07 Aug 2019InterimGBX20.0012/31/201812/31/201908/29/201908/30/201909/27/201920.00
28 Mar 2019FinalGBX64.0012/31/201712/31/201804/25/201904/26/201905/24/201983.00
08 Aug 2018InterimGBX19.0012/31/201712/31/201808/31/201809/01/201809/28/2018-
22 Mar 2018FinalGBX61.0012/31/201612/31/201704/26/201804/27/201805/25/201879.00
22 Aug 2017InterimGBX18.0012/31/201612/31/201708/31/201709/01/201709/29/2017-
23 Mar 2017FinalGBX57.0012/31/201512/31/201604/17/201704/18/201705/12/201775.00
19 Jul 2016InterimGBX17.0012/31/201512/31/201608/25/201608/26/201609/23/2016-
17 Mar 2016SpecialGBX165.0012/31/201412/31/201504/07/201604/08/201607/27/2016-
17 Mar 2016FinalGBX55.0012/31/201412/31/201504/07/201604/08/201605/06/201672.00
24 Jul 2015InterimGBX17.0012/31/201412/31/201508/20/201508/21/201509/18/2015-
19 Mar 2015FinalGBX52.0012/31/201312/31/201404/16/201504/17/201505/15/201568.00
22 Jul 2014InterimGBX16.0012/31/201312/31/201408/20/201408/22/201409/19/2014-
20 Mar 2014FinalGBX47.0012/31/201212/31/201304/09/201404/11/201405/09/201462.00
18 Jul 2013InterimGBX15.0012/31/201212/31/201308/21/201308/23/201309/20/2013-
21 Mar 2013FinalGBX43.0012/31/201112/31/201204/10/201304/12/201305/10/201357.00
26 Jul 2012InterimGBX14.0012/31/201112/31/201208/22/201208/24/201209/21/2012-
15 Mar 2012FinalGBX4.2012/31/201012/31/201104/18/201204/20/201205/18/20124.20

Secure Trust Bank Fundamentals

Profit and Loss Account
 31 Dec 2018 (GBP)31 Dec 2019 (GBP)31 Dec 2020 (GBP)31 Dec 2021 (GBP)
pre tax profit34.7020.51%38.7020.22%20.1010.44%56.0031.11%m
attributable profit28.3016.73%31.1016.25%16.208.42%45.6025.33%m
retained profit13.507.98%15.608.15%16.208.42%45.6025.33%m
eps - basic (p)153.20 168.30 87.00 244.70 
eps - diluted (p)150.90 166.40 85.20 239.40 
dividends per share83.00 20.00 44.00 61.10 

Secure Trust Bank Balance Sheet

Balance Sheet
 31 Dec 2018 (GBP)31 Dec 2019 (GBP)31 Dec 2020 (GBP)31 Dec 2021 (GBP)
 31 Dec 2018 (GBP)31 Dec 2019 (GBP)31 Dec 2020 (GBP)31 Dec 2021 (GBP)
fixed assets fixed assets11.000.45%11.300.42%9.900.37%11.500.40%m
intangibles intangibles9.900.41%12.600.47%10.600.40%6.900.24%m
fixed investments fixed investments172.107.04%47.101.76%34.001.28%45.401.57%m
current assets - other current assets - other--%--%--%1.300.05%m
stocks stocks--%--%--%--%m
debtors debtors2,081.6085.16%2,506.0093.41%2,428.1091.14%2,585.1089.58%m
cash & securities cash & securities169.706.94%105.803.94%181.506.81%235.708.17%m
creditors - short creditors - short--%--%--%--%m
creditors - long creditors - long--%--%--%--%m
creditors - other creditors - other2,156.8088.24%2,378.1088.64%2,342.8087.94%2,532.6087.76%m
subordinated loans subordinated loans50.402.06%50.601.89%50.801.91%50.901.76%m
insurance funds insurance funds--%--%--%--%m
ord cap, reserves ord cap, reserves237.109.70%254.109.47%270.5010.15%302.4010.48%m
prefs, minorities prefs, minorities--%--%--%--%m
NAV Basic- - - - 
NAV Diluted- - - - 

Secure Trust Bank Cash Flow Statement

%1$s Cash Flow Statement
31 Dec 2018 (GBP)31 Dec 2019 (GBP)31 Dec 2020 (GBP)31 Dec 2021 (GBP)
Operating CF-227.80-205.2095.60-89.80m
Pre-Financing CF-230.30-88.70118.70-30.70m
Retained CF-45.90-60.3087.1070.90m

Secure Trust Bank Brokers

%1$s Brokers
Winterflood Securities LtdMarket Maker(MMF)Broker/DealerWINSWNTSGB2LBIC

Your Recent History
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