Re:                                                                                                 Bank of Scotland PLC, London
                                                                                                     EUR 20,000,000.00
                                                                                                     MATURING: 27-Apr-2011
                                                                                                     ISIN: XS0252455802
                                                                                                                                 
 PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
 27-Oct-2008 TO 27-Jan-2009 HAS BEEN FIXED AT 4.941000 PCT
  
 DAY BASIS: ACTUAL/360
  
 INTEREST PAYABLE VALUE 27-Jan-2009 WILL AMOUNT TO:
 EUR 631.35 PER EUR 50,000.00 DENOMINATION
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