UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

AMENDMENT NO. 46 TO
SCHEDULE 13D

Under the Securities Exchange Act of 1934

MetLife, Inc.
(Name of Issuer)

Common Stock, par value $.01 per share
(Title of Class of Securities)

59156R108
(CUSIP Number)

Nicholas D. Latrenta
Executive Vice President and General Counsel
MetLife, Inc.
200 Park Avenue
New York, NY 10166-0188
(212) 578-2211
(Name, Address and Telephone Number of Person Authorized to Receive
Notices and Communications)

August 5, 2011
(Date of Event which Requires Filing of this Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of Sections 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box [ ].

The information required on the remainder of this cover page shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

Page 1 of 10 Pages


Page 2 of 10 Pages

SCHEDULE 13D

CUSIP No. 59156R108

--------------------------------------------------------------------------------

(1) Names of Reporting Persons Board of Directors of MetLife, Inc.,
 as an entity

 I.R.S. Identification
 Nos. of Above Persons Not applicable

--------------------------------------------------------------------------------

(2) Check the Appropriate Box if (a) [ ]
 a Member of a Group (b) [ ]

--------------------------------------------------------------------------------

(3) SEC Use Only

--------------------------------------------------------------------------------

(4) Source of Funds Not Applicable. See Item 4

--------------------------------------------------------------------------------

(5) Check if Disclosure of Legal
 Proceedings is Required
 Pursuant to Items 2(d) or 2(e) [ ]

--------------------------------------------------------------------------------

(6) Citizenship or Place of
 Organization U.S.A.

--------------------------------------------------------------------------------

Number of Shares (7) Sole Voting Power 0
Beneficially Owned
by Each Reporting ---------------------------------------------------------
Person With
 (8) Shared Voting Power 216,014,511*
 ---------------------------------------------------------

 (9) Sole Dispositive Power 0

 ---------------------------------------------------------

 (10) Shared Dispositive Power 0

--------------------------------------------------------------------------------

(11) Aggregate Amount Beneficially
 Owned by Each Reporting Person 216,014,511

--------------------------------------------------------------------------------

(12) Check if the Aggregate Amount
 in Row (11) Excludes Certain
 Shares [ ]

--------------------------------------------------------------------------------

(13) Percent of Class Represented
 by Amount in Row 11 20.4%
--------------------------------------------------------------------------------

(14) Type of Reporting Person OO

--------------------------------------------------------------------------------

* Unless otherwise indicated, all information relating to beneficial ownership
of the Shares by the Reporting Persons is as of July 29, 2011.


Page 3 of 10 Pages

SCHEDULE 13D

CUSIP No. 59156R108

Items 4 and 5 are amended and restated as set forth below:

ITEM 4. PURPOSE OF TRANSACTION.

 The Board of Directors is reporting beneficial ownership of
216,014,511 shares of Common Stock (the "Shares") held by the MetLife
Policyholder Trust(the "Trust") under the Plan of Reorganization, dated
September 28, 1999, as amended (the "Plan"), of Metropolitan Life Insurance
Company ("MetLife").

 On April 7, 2000, 494,466,664 Shares were issued to the Trust
pursuant to Section 5.2(d) of the Plan, a copy of which is attached as an
exhibit to this statement. No consideration has been separately provided
therefor by any member of the Board of Directors, except for Shares allocated to
such member pursuant to the Plan. Since April 7, 2000, transactions by
Beneficiaries (i) under the Purchase and Sale Program provided for by the Trust
Agreement (as defined below), (ii) pursuant to the Issuer's split-off of
Reinsurance Group of America, Incorporated, in September 2008, and (iii) to
withdraw Shares from the Trust, as well as escheatment of unclaimed Shares, have
resulted in a decrease in the number of Shares held by the Trust from
494,466,664 to 216,014,511 (as adjusted to reflect refinements in the
calculation of the number of Shares issued to the Trust under the Plan).

 Under the Plan and the MetLife Policyholder Trust Agreement, dated
as of November 3, 1999 (as amended, the "Trust Agreement"), by and among
MetLife, the Issuer, Wilmington Trust Company (the "Trustee") and ChaseMellon
Shareholder Services, L.L.C., as custodian (now known as Mellon Investor
Services LLC, the "Custodian"), a copy of which is attached as an exhibit to
this statement, certain eligible policyholders of MetLife ("Trust Eligible
Policyholders") have been allocated a number of interests in the Trust ("Trust
Interests") equal to the number of shares of Common Stock allocated to the Trust
Eligible Policyholders in accordance with the Plan. The assets of the Trust
principally are the Shares issued to the Trust for the benefit of the Trust
Eligible Policyholders and permitted transferees (collectively, the
"Beneficiaries"). The Shares are held in the name of the Trustee, on behalf of
the Trust, which has legal title over the Shares. The Beneficiaries do not have
legal title to any part of the assets of the Trust. The Trust Interests
represent undivided fractional interests in the Shares and other assets of the
Trust beneficially owned by a Trust Beneficiary through the Custodian.

 The Trust Agreement provides the Trustee with directions as to the
manner in which to vote, assent or consent the Shares at all times during the
term of the Trust. On all matters brought for a vote before the stockholders of
the Issuer, with the exception of a Beneficiary Consent Matter (as defined
below), the Trustee will vote in accordance with the recommendation given by the
Board of Directors of the Issuer to its stockholders or, if no such
recommendation is given, as directed by the Board. On all Beneficiary Consent
Matters, the Trustee will vote all of the Shares in favor of, in opposition to
or abstain from the matter in the same ratio as the Trust Interests of the
Beneficiaries that returned voting instructions to the Trustee indicated
preferences for voting in favor of, in opposition to or abstaining from such
matter. The Trust Agreement also contains provisions allowing Beneficiaries to
instruct the Custodian to withdraw their allocated Trust Shares to participate
in any tender or exchange offer for the Common Stock and to make any cash or
share election, or perfect any dissenter's rights, in connection with a merger
of the Issuer.


Page 4 of 10 Pages

SCHEDULE 13D

CUSIP No. 59156R108

 A "Beneficiary Consent Matter" is:

 (i) a contested election of directors or, subject to certain conditions,
 the removal of a director,

 (ii) a merger or consolidation, a sale, lease or exchange of all or
 substantially all of the assets or a recapitalization or dissolution
 of the Issuer, if it requires a vote of stockholders under
 applicable Delaware law,

 (iii) any transaction that would result in an exchange or conversion of
 the Shares for cash, securities or other property,

 (iv) issuances of Common Stock prior to the first anniversary of the
 effective date of the Plan (the "Effective Date") at a price
 materially below the prevailing market price, if a vote is required
 to approve the issuance under Delaware law, other than issuances in
 an underwritten public offering or pursuant to an employee benefit
 plan,

 (v) before the first anniversary of the Effective Date, any matter that
 requires approval by a vote of more than a majority of the
 outstanding stock of the Issuer entitled to vote thereon under
 Delaware law or the certificate of incorporation or the by-laws of
 the Issuer, and any amendment to the certificate of incorporation or
 by-laws of the Issuer that is submitted to a vote of stockholders
 for approval, and

 (vi) proposals submitted to stockholders requiring the Board of Directors
 to amend the Issuer's stockholder rights plan, or redeem rights
 under that plan, other than a proposal with respect to which the
 Issuer has received advice of nationally-recognized legal counsel to
 the effect that the proposal is not a proper subject for stockholder
 action under Delaware law. The Issuer does not currently have a
 stockholder rights plan.

 The Trust Agreement contains provisions enabling the
Beneficiaries to withdraw the Shares allocated to them under the Plan and the
Trust Agreement for resale or otherwise and to receive dividends on such Shares.


Page 5 of 10 Pages

SCHEDULE 13D

CUSIP No. 59156R108

ITEM 5. INTEREST IN SECURITIES OF THE ISSUER.

(a) As an entity, the Board of Directors of the Issuer beneficially owns
 216,014,511 shares or 20.4% of the Issuer's outstanding Common Stock.
 The Board of Directors of the Issuer is deemed to beneficially own the
 shares of Common Stock held by the Trust because the Board will direct the
 voting of these shares on certain matters submitted to a vote of
 stockholders. See Item 4.

(b) As an entity, the Board of Directors of the Issuer has shared voting power
 with respect to 216,014,511 shares of Common Stock.

(c) There were no transactions in the class of securities reported on that
 were effected by the Reporting Persons since May 2, 2011, other than
 transactions described in Item 4 which resulted in a decrease in the
 number of shares of Common Stock held by the Trust from 217,992,713 to
 216,014,511.

(d) The Beneficiaries of the Trust have the right to receive or the power to
 direct the receipt of dividends from, or the proceeds from the sale of,
 the Shares allocated to them under the Plan and the Trust Agreement. See
 Item 4.

ITEM 7. MATERIAL TO BE FILED AS EXHIBITS.

 Exhibit 99.1 Joint Filing Agreement under Rule 13d-1(k)(1)


Page 6 of 10 Pages

SCHEDULE 13D

CUSIP No. 59156R108

 SIGNATURES.

 After reasonable inquiry and to the best of my knowledge and belief,
 we certify that the information set forth in this statement is true, complete
 and correct.

 Dated: August 5, 2011

 *
 ----------------------------
 C. Robert Henrikson

 *
 ----------------------------
 Sylvia Mathews Burwell

 *
 ----------------------------
 Eduardo Castro-Wright

 *
 ----------------------------
 Cheryl W. Grise

 *
 ----------------------------
 R. Glenn Hubbard


 *
 ----------------------------
 Steven A. Kandarian

 *
 ----------------------------
 John M. Keane

 *
 ----------------------------
 Alfred F. Kelly, Jr.

 *
 ----------------------------
 James M. Kilts

 *
 ----------------------------
 Catherine R. Kinney


Page 7 of 10 Pages

SCHEDULE 13D

CUSIP No. 59156R108


 *
 ----------------------------
 Hugh B. Price

 *
 ----------------------------
 David Satcher, M.D.

 *
 ----------------------------
 Kenton J. Sicchitano

 *
 ----------------------------
 Lulu C. Wang



 * By /s/ Nicholas D. Latrenta
 ------------------------------
 Nicholas D. Latrenta
 Attorney-in-fact


Page 8 of 10 Pages

Exhibit Index

99.1 Joint Filing Agreement under Rule 13d-1(K)(l)

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