Valley Financial Corp

Visual Financials
Company Name: Valley Financial Corp
Ticker Symbol: VYFC
WWW Address: http://www.myvalleybank.com
CEO: Ellis L. Gutshall
No. of Employees: 142
Common Issue Type: CS
Business Description:Valley Financial Corporation is a bank holding company, which conducts a general commercial banking business while emphasizing the needs of small-to-medium sized businesses, professional concerns, and individuals.

 
Industry Information: BANKING - Regional - Mid-Atlantic Banks [more like this]
 Price  Day Change  Bid  Ask  Open  High  Low  Volume 
 21.36 Unchanged 0.0 - -  21.40 21.40 -
 Market Cap (mil) Shares Outstanding (mil) Beta EPS DPS P/E Yield 52-Wks-Range
 105.8 5.0 0.00 1.37 0.16 15.7 0.8 21.99 - 11.80
KEY FIGURES (Latest Twelve Months - LTM)
Yesterday's Close21.40$
PE Ratio - LTM15.7
Market Capitalisation105.8mil
Latest Shares Outstanding5.0mil
Earnings pS (EPS)1.37$
Dividend pS (DPS)0.16¢
Dividend Yield0.8%
Dividend Payout Ratio%
Revenue per Employee273,956$
Effective Tax Rate28.1%
Float3.6mil
Float as % of Shares Outstanding0.7%
Foreign Sales-
Domestic Sales-
Selling, General & Adm/tive (SG&A) as % of Revenue-
Research & Devlopment (R&D) as % of Revenue-
Gross Profit Margin-
EBITDA Margin30.3%
Pre-Tax Profit Margin0.0%
Assets Turnover3.9%
Return on Assets (ROA)0.8%
Return on Equity (ROE)12.1%
Return on Capital Invested (ROCI)7.4%
Current Ratio-
Leverage Ratio (Assets/Equity)15.0
Interest Cover
Total Debt/Equity (Gearing Ratio)1.42
LT Debt/Total Capital59.0%
Working Capital pS-
Cash pS-
Book-Value pS12.76$
Tangible Book-Value pS12.17$
Cash Flow pS2.42$
Free Cash Flow pS2.34$
KEY FIGURES (LTM): Price info
Price/Book Ratio1.67
Price/Tangible Book Ratio0.00
Price/Cash Flow8.8
Price/Free Cash Flow9.1
P/E as % of Industry Group280.0%
P/E as % of Sector Segment35.0%
 
Balance Sheet (at a glance) in Millions
DIVIDEND INFO
Type of PaymentCash Payment
Dividend Rate0.16
Current Dividend Yield0.8
5-Y Average Dividend Yield2.0
Payout Ratio0.0
5-Y Average Payout Ratio9.0
Share price performance previous 3 years

Share price performance intraday

 
PRICE/VOLUMEHighLowClose% Price Chg% Price Chg vs. Mkt.Avg. Daily VolTotal Vol
1 Week---2.6416,41432,282
4 Weeks21.5020.1721.001.7319,837416,583
13 Weeks21.5019.7320.355.0410,440668,193
26 Weeks21.9918.5219.817.888,9441,135,944
52 Weeks21.9911.8013.0563.7587,4051,866,214
YTD21.9918.52-7.879,0101,135,310
Moving Average5-Days10-Days10-Weeks30-Weeks200-DaysBeta (60-Mnth)Beta (36-Mnth)
21.2620.9320.6320.0818.450.000.00
 
GROWTH RATES5-Year
Growh
R² of 5-Year Growth3-Year
Growth
Revenue0.080.30.06
Income0.20.05
Dividend0.320.4
Capital Spending0.46NA-0.02
R&D0.00NA0.00
Normalized Inc.0.00NA0.00
 
CHANGESYTD vs.
Last YTD
Curr Qtr vs.
Qtr 1-Yr ago
Annual vs.
Last Annual
Revenue %-1.7-1.70.8
Earnings %0.00.00.0
EPS %0.00.014.0
EPS $0.000.000.14
 
SOLVENCY RATIOS
SHORT-TERM SOLVENCY RATIOS (LIQUIDITY)
Free Cash Flow Margin-3.53
Free Cash Flow Margin 5YEAR AVG14.16
Cash-Flow pS0.00
Free Cash-Flow pS1.96
FINANCIAL STRUCTURE RATIOS
Financial Leverage Ratio (Assets/Equity)14.96
Debt Ratio93.32
Total Debt/Equity (Gearing Ratio)1.42
LT Debt/Equity1.42
LT Debt/Capital Invested58.63
LT Debt/Total Liabilities10.15
 
VALUATION RATIOS
MULTIPLES
PQ Ratio0.84
Tobin's Q Ratio0.12
Current P/E Ratio - LTM15.70
Enterprise Value (EV)/EBITDA0.05
Enterprise Value (EV)/Free Cash Flow125.96
Dividend Yield0.8
Price/Tangible Book Ratio - LTM0.00
Price/Book Ratio - LTM1.67
Price/Cash Flow Ratio8.8
Price/Free Cash Flow Ratio - LTM9.1
P/E Ratio (1 month ago) - LTM8.6
P/E Ratio (26 weeks ago) - LTM7.3
P/E Ratio (52 weeks ago) - LTM7.2
5-Y High P/E Ratio15.4
5-Y Low P/E Ratio2.0
5-Y Average P/E Ratio0.0
Current P/E Ratio as % of 5-Y Average P/E71
P/E as % of Industry Group280.0
P/E as % of Sector Segment35.0
Current 12 Month Normalized P/E Ratio - LTM8.5
PER SHARE FIGURES
Tangible Book Value pS - LTM12.17
Book Value pS - LTM12.76
Capital Invested pS29.40
Cash Flow pS - LTM2.42
Free Cash Flow pS - LTM2.34
Earnings pS (EPS)1.37
 
OPERATING RATIOS
PROFITABILITY
Return on Equity (ROE)10.95
Return on Equity (ROE) - 5YEAR AVRG.0.1
Return on Capital Invested (ROCI)4.53
Return on Capital Invested (ROCI) - 5YEAR AVRG.0.1
Return on Assets (ROA)0.73
Return on Assets (ROA) - 5YEAR AVRG.0.0
EBIT Margin - LTM0.0
EBITDA Margin - LTM30.3
Pre-Tax Profit Margin150.80
Pre-Tax Profit Margin - 5YEAR AVRG.77.22
Net Profit Margin23.69
Net Profit Margin - 5YEAR AVRG.22.85
Effective Tax Rate6.39
Effective Tax Rate - 5YEAR AVRG.19.18
EFFICIENCY RATIOS
Revenue per Employee - LTM272,852
Net Income per Employee - LTM60,607
Assets/Revenue - LTM0.00
Assets/Revenue - 5YEAR AVRG.3,218.90



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