EWBC East West Bancorp Inc

www.stockcall.com/ offers investors comprehensive research on the regional - pacific banks industry and has completed analytical research on Pacific Capital Bancorp (NASDAQ: PCBC) and East West Bancorp Inc. (NASDAQ: EWBC). Register with us today at www.stockcall.com/ to have free access to these researches.

Pacific regional banks including East West Bancorp Inc. continue to work around the obstacles put in place by the passing of financial reform laws. Specifically, they are struggling with changes to how they can raise capital and minimize capital requirements. Investors looking for complimentary research on East West Bancorp Inc. are welcome to sign up at www.stockcall.com/EWBC221210.pdf for our new report.

www.stockcall.com/ is an online platform where investors doing their due-diligence on the regional - pacific banks industry can have easy and free access to our analyst research and opinions on Pacific Capital Bancorp and East West Bancorp Inc.; all investors need to do is register for a complimentary membership at https://stockcall.com/development/stockcall/page.php?name=register.html

The biggest challenge has been raising capital without the help of trust-preferred securities. Trust-preferred securities offer much more favorable tax benefits and credit treatment. As a result, regional banks such as Pacific Capital Bancorp are having a difficult time generating the capital needed to meet stricter requirements. Essentially, financial reform raised the minimum capital requirements while simultaneously eliminating a few of the ways banks can get there. Investors looking for free research on Pacific Capital Bancorp are welcome to sign up at www.stockcall.com/PCBC221210.pdf for our new report.

The legislative changes have provided some stabilizing changes though. More thorough credit checks have significantly reduced delinquent loans and lessened loan related debt. Register now at https://stockcall.com/development/stockcall/page.php?name=register.html to have free access to our reports on the regional - pacific banks industry.

As a result of legislative obstacles, more and more regional banks are being added to the FDIC's ever growing "watch list" despite some intentions of reform laws being successful. If the struggles of regional banks continue, 2011 may see a spike, (like the one seen during the recession) in the mergers and acquisitions of distressed banks. Visit www.stockcall.com/ to see how companies in this industry have grown over the past years and how they are expected to perform in the future.

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