Ameriserv Financial

Visual Financials
Company Name: AmeriServ Financial Inc
Ticker Symbol: ASRV
CIK Number: 0000707605
WWW Address: https://www.ameriserv.com
CEO: Jeffrey A. Stopko
No. of Employees: 326
Common Issue Type: CS
Business Description:AmeriServ Financial, Inc. is a bank holding company, which through its subsidiaries provides an array of consumer, mortgage, and commercial financial products.

 
Industry Information: BANKING - Regional - Northeast Banks [more like this]
 Price  Day Change  Bid  Ask  Open  High  Low  Volume 
 4.15 Down -0.0296 3.66 4.22 4.16 4.22 4.17 4293
 Market Cap (mil) Shares Outstanding (mil) Beta EPS DPS P/E Yield 52-Wks-Range
 72.8 17.5 0.00 0.43 0.10 9.7 2.0 4.55 - 3.92
KEY FIGURES (Latest Twelve Months - LTM)
Yesterday's Close4.19$
PE Ratio - LTM9.7
Market Capitalisation72.8mil
Latest Shares Outstanding17.5mil
Earnings pS (EPS)0.43$
Dividend pS (DPS)0.10¢
Dividend Yield2.0%
Dividend Payout Ratio%
Revenue per Employee146,684$
Effective Tax Rate30.8%
Float16.0mil
Float as % of Shares Outstanding0.9%
Foreign Sales-
Domestic Sales-
Selling, General & Adm/tive (SG&A) as % of Revenue-
Research & Devlopment (R&D) as % of Revenue-
Gross Profit Margin-
EBITDA Margin0.0%
Pre-Tax Profit Margin0.0%
Assets Turnover4.3%
Return on Assets (ROA)0.7%
Return on Equity (ROE)8.0%
Return on Capital Invested (ROCI)0.0%
Current Ratio-
Leverage Ratio (Assets/Equity)11.8
Interest Cover
Total Debt/Equity (Gearing Ratio)1.10
LT Debt/Total Capital41.0%
Working Capital pS-
Cash pS-
Book-Value pS5.65$
Tangible Book-Value pS4.90$
Cash Flow pS0.34$
Free Cash Flow pS0.15$
KEY FIGURES (LTM): Price info
Price/Book Ratio0.74
Price/Tangible Book Ratio0.00
Price/Cash Flow12.2
Price/Free Cash Flow28.2
P/E as % of Industry Group528.0%
P/E as % of Sector Segment95.0%
 
Balance Sheet (at a glance) in Millions
DIVIDEND INFO
Type of PaymentCash Payment
Dividend Rate0.10
Current Dividend Yield2.0
5-Y Average Dividend Yield0.0
Payout Ratio0.0
5-Y Average Payout Ratio2.0
Share price performance previous 3 years

Share price performance intraday

 
PRICE/VOLUMEHighLowClose% Price Chg% Price Chg vs. Mkt.Avg. Daily VolTotal Vol
1 Week---0.59,95442,711
4 Weeks4.294.114.17-0.411,494218,392
13 Weeks4.293.924.150.013,879874,421
26 Weeks4.293.924.091.516,5232,048,894
52 Weeks4.553.924.25-2.420,0385,009,572
YTD4.293.92-3.216,2811,758,372
Moving Average5-Days10-Days10-Weeks30-Weeks200-DaysBeta (60-Mnth)Beta (36-Mnth)
4.184.184.124.134.200.000.00
 
GROWTH RATES5-Year
Growh
R² of 5-Year Growth3-Year
Growth
Revenue0.000.0-0.01
Income0.080.60.09
Dividend0.200.40.23
Capital Spending-0.12NA-0.07
R&D0.00NA0.00
Normalized Inc.0.00NA0.00
 
CHANGESYTD vs.
Last YTD
Curr Qtr vs.
Qtr 1-Yr ago
Annual vs.
Last Annual
Revenue %-2.0-2.0-1.2
Earnings %-32.5-32.5-22.9
EPS %-16.7-16.7-12.5
EPS $-0.01-0.01-0.03
 
SOLVENCY RATIOS
SHORT-TERM SOLVENCY RATIOS (LIQUIDITY)
Free Cash Flow Margin-7.41
Free Cash Flow Margin 5YEAR AVG-6.53
Cash-Flow pS0.00
Free Cash-Flow pS-0.01
FINANCIAL STRUCTURE RATIOS
Financial Leverage Ratio (Assets/Equity)11.85
Debt Ratio0.00
Total Debt/Equity (Gearing Ratio)1.10
LT Debt/Equity0.69
LT Debt/Capital Invested40.66
LT Debt/Total Liabilities0.00
 
VALUATION RATIOS
MULTIPLES
PQ Ratio1.15
Tobin's Q Ratio0.06
Current P/E Ratio - LTM9.70
Enterprise Value (EV)/EBITDA0.00
Enterprise Value (EV)/Free Cash Flow11.78
Dividend Yield2.0
Price/Tangible Book Ratio - LTM0.00
Price/Book Ratio - LTM0.74
Price/Cash Flow Ratio12.2
Price/Free Cash Flow Ratio - LTM28.2
P/E Ratio (1 month ago) - LTM15.7
P/E Ratio (26 weeks ago) - LTM11.9
P/E Ratio (52 weeks ago) - LTM10.0
5-Y High P/E Ratio10.3
5-Y Low P/E Ratio6.5
5-Y Average P/E Ratio0.0
Current P/E Ratio as % of 5-Y Average P/E13
P/E as % of Industry Group528.0
P/E as % of Sector Segment95.0
Current 12 Month Normalized P/E Ratio - LTM6.3
PER SHARE FIGURES
Tangible Book Value pS - LTM4.90
Book Value pS - LTM5.65
Capital Invested pS9.41
Cash Flow pS - LTM0.34
Free Cash Flow pS - LTM0.15
Earnings pS (EPS)0.43
 
OPERATING RATIOS
PROFITABILITY
Return on Equity (ROE)7.93
Return on Equity (ROE) - 5YEAR AVRG.0.0
Return on Capital Invested (ROCI)3.77
Return on Capital Invested (ROCI) - 5YEAR AVRG.
Return on Assets (ROA)0.67
Return on Assets (ROA) - 5YEAR AVRG.0.0
EBIT Margin - LTM0.0
EBITDA Margin - LTM0.0
Pre-Tax Profit Margin139.23
Pre-Tax Profit Margin - 5YEAR AVRG.145.13
Net Profit Margin21.57
Net Profit Margin - 5YEAR AVRG.12.69
Effective Tax Rate3.22
Effective Tax Rate - 5YEAR AVRG.4.59
EFFICIENCY RATIOS
Revenue per Employee - LTM145,936
Net Income per Employee - LTM12,112
Assets/Revenue - LTM0.00
Assets/Revenue - 5YEAR AVRG.3,267.05



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