SAO PAULO, July 27, 2017 /CNW/ -- The main figures reported
by Bradesco in the first semester of 2017, with emphasis on the
consolidation, from July 1, 2016, of
HSBC Bank Brasil S.A. and its subsidiaries (HSBC Brasil):
1. Adjusted Net Income for the first semester of 2017 stood at
R$9.352 billion (a 13.0% increase
compared to the Adjusted Net Income of R$8.274 billion recorded in the first semester of
2016), corresponding to earnings per share of R$2.99 and return on Average Adjusted
Shareholders' Equity of 18.2%.
2. As for the source, the Adjusted Net Income is composed of
R$6.708 billion from financial
activities, representing 71.7% of the total, and of R$2.644 billion from insurance, pension plans and
capitalization bond operations, which together account for
28.3%.
3. In June 2017, Bradesco's market
capitalization stood at R$169.618
billion, showing a growth of 17.5% over June 2016.
4. Total Assets, in June 2017,
stood at R$1.291 trillion, an
increase of 16.8% over June 2016. The
return on Average Total Assets was 1.4%.
5. In June 2017, the Expanded Loan
Portfolio reached R$493.566 billion,
a 10.3% increase over June 2016.
Operations with individuals totaled R$172.045 billion (an increase of 15.5% over
June 2016), while operations with
companies totaled R$321.521 billion
(a 7.7% increase over June 2016).
6. Assets under Management stood at R$1.918 trillion, a 20.7% increase over
June 2016.
7. Shareholders' Equity totaled R$106.807
billion in June 2017, 10.8%
higher than in June 2016. The Basel
III Ratio, based on the Prudential Conglomerate stood at 16.7%,
12.5% of which is Tier I Capital.
8. A total of R$2.810 billion was
paid and provisioned to shareholders as Interest on Shareholders'
Equity for the profit generated in the first semester of 2017,
R$1.723 billion of which was paid in
monthly and interim installments, and R$1.087 billion was provisioned.
9. The Interest-Earning Portion of the NII reached R$31.678 billion in the first semester of 2017, a
7.3% growth compared to the first semester of 2016.
10. The 90-day Delinquency Ratio stood at 4.9% in the end of
June 2017, a decrease of 0.7 p.p.
compared to March 2017.
11. The Efficiency Ratio (ER) in June
2017 was 41.5% (37.4% in June
2016), while the "risk-adjusted" efficiency ratio stood at
53.7% (48.1% in June 2016).
12. Insurance Written Premiums, Pension Plan Contributions and
Capitalization Bond Income totaled R$36.460
billion in the first semester of 2017, up 12.4% when
compared with the same period of 2016. Technical provisions stood
at R$233.640 billion, an increase of
22.5% compared with the balance in June
2016.
13. Investments in infrastructure, information technology and
telecommunications amounted to R$2.786
billion in the first semester of 2017.
14. Taxes and contributions paid or recorded in provision,
including social security, totaled R$17.554
billion in the first semester of 2017, of which R$7.875 billion was related to taxes withheld and
collected from third parties, and R$9.679
billion, was calculated based on activities developed by the
Bradesco Organization, equivalent to 103.5% of the Adjusted Net
Income.
15. Bradesco has an extensive Customer Service Network in
Brazil, with 5,068 Branches and
3,921 Customer Service Points (PAs). The following are also
available to Bradesco clients: 994 ATMs located on company premises
(PAEs), 38,596 Bradesco Expresso customer service points, 36,148
Bradesco ATMs, and 20,875 Banco24Horas Network ATMs.
16. Payroll, plus charges and benefits totaled R$8.564 billion in the first semester of 2017.
Social benefits provided to all 105,143 employees of the Bradesco
Organization and their dependents amounted to R$2.280 billion, while investments in education,
training and development programs totaled R$76.489 million.
17. Major Awards and Acknowledgments in the period:
- It was elected as the "Most Valuable Brazilian Brand" for the
sixth consecutive year, and ranked second in the overall ranking
(WPP Consulting, Kantar Vermeer, in
partnership with IstoÉ Dinheiro Magazine);
- It reached the first place in the financial industry and ranked
fifth in the overall ranking in the third edition of the "Valor
Inovação Brasil" yearbook (Valor Econômico Newspaper / Network Pwc
Consulting Firm);
- It led the "Best Retail Bank" ranking in the first edition of
the "Estadão Finanças Mais" yearbook. Grupo Bradesco Seguros also
appeared in the categories "Pension Plan" and "Health" (O Estado de
S.Paulo newspaper, in partnership with Austin Rating);
- It enjoyed pride of place in the "efinance 2017" award, in the
following categories: CIO of the Year, Back Office, Project
Management, BYOD Security, Business Integration, IT Governance,
Foreign Currency in ATMs and Credit App. Bradesco Seguros was
listed in the following categories: Infrastructure Management,
Contact Center and Health App (Editora Executivos
Financeiros);
- It enjoyed pride of place in the "Top Management 2017"
(ValorInveste Magazine, of the Valor Econômico Newspaper);
- Grupo Bradesco Seguros was, for another year, highlighted in
the "Valor Financeiro – Seguros, Previdência e Capitalização"
yearbook (Valor Econômico Newspaper);
- Bradesco BBI was awarded the "Best Investment Bank in
Brazil" for the third consecutive
time in the Awards for Excellence 2017 edition (Euromoney
Magazine);
- Bradesco Cartões was featured in the "XVIII Modern Consumer
Award for Customer Service Excellence" for the ninth time, as the
winner with Amex cards. (Consumidor Moderno Magazine, in
partnership with Centro de Inteligência Padrão and On You);
and
- BRAM won the "Top 10 Overall Broadcast Projections" ranking of
the first quarter of 2017, according to survey of AE Dados from
Agência Estado.
Bradesco Organization is fully committed to the socio-economic
development of the country. We set our business guidelines and
strategies with a view of incorporating the best sustainability
practices, considering the context and the potential of each
region, thus contributing to the generation of shared value in the
long term. To reinforce this position, we emphasized adherence to
globally recognized business initiatives, such as: Global Compact,
Equator Principles, CDP (Carbon Disclosure Program), Principles for
Responsible Investment (PRI), GHG Protocol Program (Brazilian
Greenhouse Gas Emissions Program) and Companies for Climate Change
(EPC). The Board of Directors, through the Sustainability
Committee, monitors the sustainability deliberations. Excellence in
business management is recognized by the main indexes of
Sustainability, such as the Dow Jones Sustainability Index (DJSI) –
"Emerging Markets", of the New York Stock Exchange, the Corporate
Sustainability Index (ISE), and the Carbon Efficient Index (ICO2),
both from B3.
With a broad social and educational program put in place 60
years ago, Fundação Bradesco operates 40 schools across
Brazil. In 2017, a budget of
R$625.944 million will benefit
approximately 104,228 students enrolled in its schools at the
following levels: Basic Education (from Kindergarten to High School
and Higher Secondary Technical-Professional Education), youth and
adult education; and preliminary and continued vocational training,
focused on creating jobs and income. In addition to the guarantee
of free, quality education, the students enrolled in the Basic
Education system, numbering over 43 thousand, also receive
uniforms, school supplies, meals, and medical and dental
assistance. Fundação also expects to benefit 630 thousand students
via distance learning (EaD), through its e- Learning portal "Escola
Virtual" (Virtual School), where students can complete at least one
of the courses offered in its schedule. Another 15,040 students are
taking part in projects and actions in partnership with the
Program.
CONTACT: Eduardo Braga Potério +011-55-11-2194-0924,
eduardo.b.poterio@bradesco.com.br or Carlos
Tsuyoshi Yamashita, +011-55-11-2194-0920,
carlos.yamashita@bradesco.com.br, both from Banco Bradesco.
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SOURCE Banco Bradesco S.A.