BNV Bank Nova Scot

RNS No 5318k
THE BANK OF NOVA SCOTIA
2nd December 1998


                                 DIVIDENDS

NOTICE is hereby given that The Bank of Nova Scotia has declared dividends on
the outstanding shares of the Bank for the quarter ending January 31, 1999, as
follows:

Payable on January 27, 1999 to shareholders of record at the close of business
on January 5, 1999:

- Common Shares, Dividend No. 517 of $0.21 per share

- Non-Cumulative Preferred Shares:

  .   Series 6,  Dividend No. 24 of $0.446875 per share

  .   Series 7,  Dividend No. 17 of $0.44375  per share
  .   Series 8,  Dividend No. 15 of $0.4375   per share
  .   Series 9,  Dividend No. 14 of $0.421875 per share
  .   Series 10, Dividend No. 11 of $0.02     per share
  .   Series 11, Dividend No.  5 of $0.375    per share
  .   Series 12, Dividend No.  2 of $0.328125 per share

Holders may elect to receive their dividends in common shares of the Bank in
lieu of cash dividends, in accordance with the Bank's Shareholder Dividend and
Share Purchase Plan.

By Order of the Board

R.P. Gerad
Senior Vice-President and Secretary


END

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