Re:                                                                                           Bradford & Bingley Plc
                                                                                               GBP 11628000
                                                                                               MATURING: 21-Mar-2011
                                                                                               ISIN: XS0230455163
                                                                                                                     
 PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
 22-Dec-2008 TO 23-Mar-2009 HAS BEEN FIXED AT 3.015000 PCT
  
 DAY BASIS: ACTUAL/365(FIX)
  
 INTEREST PAYABLE VALUE 23-Mar-2009 WILL AMOUNT TO:
 GBP 7.52 PER GBP 1000 DENOMINATION
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