BRADFORD & BINGLEY PLC


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RE: Bradford & Bingley Plc
    GBP 11,628,000.00
    MATURING: 21/Mar/2011
    ISSUE DATE: 20/Sep/2005
    ISIN: XS0230455163

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
21/Sep/2006 TO 21/Dec/2006 HAS BEEN FIXED AT 5.130630 PCT.

DAY BASIS 91/365

INTEREST PAYABLE VALUE 21/Dec/2006 WILL AMOUNT TO
GBP 12.79 PER GBP 1,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.
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