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SP Bancorp, Inc. (Nasdaq:SPBC) will announce the company's third quarter 2013 earnings before market on Wednesday, November 6, 2013 and will host a conference call at 11:00 a.m. Eastern time (10:00 a.m. Central) that day.

Earnings Release

SP Bancorp, Inc.'s earnings release will be available at approximately 8:00 a.m. Eastern time on the Internet at http://investor.shareplus.com.

Date: November 6, 2013 Time: 11:00 AM ET

Listen via Internet: http://investor.shareplus.com/

Schedule this webcast into MS-Outlook calendar (click open when prompted): http://apps.shareholder.com/PNWOutlook/t.aspx?m=61651&k=7660CA03

Telephone:     877-417-5253 International: 760-298-5097 Access code:   87702928

Webcast

The conference call will also be webcast live on the Internet at http://investor.shareplus.com/events.cfm

Conference Call Playback

A replay of the conference call will be available after 2:00 p.m. Eastern time on Wednesday, November 6, 2013, through 12:00 midnight on Wednesday, November 18, 2013. Please dial (855) 859-2056 (domestic) or (404) 537-3406 (international). The access code is 87702928. The conference call playback is also available on the Internet at http://investor.shareplus.com.

The SP Bancorp, Inc. logo is available at http://www.globenewswire.com/newsroom/prs/?pkgid=11560

Please call SP Bancorp, Inc. Investor Relations if you have any questions.

Diane Stephens, Investor Relations (972) 354-2839

SharePlus became a publicly traded entity on November 1, 2010 after a rich 52 year history as a credit union and mutual thrift. The bank's holding company, SP Bancorp, Inc. is traded on the NASDAQ Capital Markets under the "SPBC" symbol. In August of 1958, SharePlus was founded in Dallas, Texas under the name Frito Employees Federal Credit Union. In 1986, that entity merged with Lays Employees Savings and Loan, to form Frito-Lay Federal Credit Union. In October 1993, the name was changed to SharePlus Federal Credit Union to reflect its broadening customer base. As a credit union, SharePlus proudly served the employees and family members of Frito-Lay, Inc., YUM! Brands, Inc., A&W Restaurants, Inc., KFC Corporation, Long John Silvers, Inc., Pizza Hut, Inc., Taco Bell Corp., and various PepsiCo Divisions, as well as employees of dozens of other companies. After a positive vote by the members, the Credit Union converted to a federal mutual savings bank on October 1, 2004, with the goal of becoming a growing and profitable community bank. On October 4, 2010, the members again overwhelmingly voted in favor of the stock conversion. SP Bancorp, Inc. was traded for the first time on November 1, 2010. Throughout our history, SharePlus has established a reputation for delivering outstanding personalized customer service. As a public company, we continue that tradition with a focus for the future on building long-term relationships with businesses and individuals. Please visit us at www.shareplus.com.

This press release contains statements that are forward-looking, as that term is defined by the Private Securities Litigation Reform Act of 1995. The Bank and Company intend that such forward-looking statements be subject to the safe harbors created thereby. All forward-looking statements are based on current expectations regarding important risk factors including, but not limited to, real estate values and the impact of interest rates on financing. Accordingly, actual results may differ from those expressed in the forward-looking statements, and the making of such statements should not be regarded as a representation by the Bank or Company or any other person that results expressed therein will be achieved. Forward-looking statements speak only as of the date they are made, and the Company undertakes no obligation to update them in light of new information of future events.

CONTACT: SP Bancorp, Inc.
         Jeffrey Weaver (President and CEO)
         972-931-5311
         jeffweaver@shareplus.com