4th Quarter X-Charge Applications at Record Levels FOUNTAIN VALLEY, Calif., Oct. 1 /PRNewswire-FirstCall/ -- CAM Commerce Solutions, Inc. (NASDAQ:CADA) announced that the Company set a new record for the quarter ended September 30, 2004, for the number of new applications received during the period for X-Charge and the dollar volume those applications represent. During the quarter the Company received 225 applications in July, followed by a record 259 in August and then a new record 370 in September for a total of 854 for the quarter. The increase was 177% from the same quarter in 2003 where the total number of new applications received was 308. Not all applications submitted by potential customers will result in live processing accounts, although the Company expects that the vast majority will. The total dollar volume of the 854 applications received for the quarter ended September 30, 2004 was $274 million in estimated annual processing volume. The $274 million in new processing applications for the quarter was an increase of 171% over the same period in 2003, which was $101 million. The Company also set a new single month record in September for the number of applications received and the processing dollars those applications represent at 370 applications for $122 million in estimated annual processing volume. This compared to 94 applications received for $35 million in estimated processing volume in September of 2003. Resellers The Company's reseller network set new records for both the number of applications received and the total dollar volume of those applications with 500 applications received for $146 million in projected annual processing volume for the quarter ended September 30, 2004. The reseller results in the September 30, 2004 quarter represent a 324% increase in the number of applications and a 462% increase in dollar volume over the same period a year ago when the reseller network contributed 118 new applications for $26 million in estimated annual processing volume. In the month of September alone the Company received 238 applications from resellers for $76 million in estimated annual processing volume. This dollar volume was double the previous record set one month ago in August of $38 million. The reseller numbers are included in the overall company numbers stated above. As of September 30, 2004, the Company had 114 active resellers, who had at least one live account processing on X-Charge. "We had another very encouraging quarter for X-Charge activity," stated Geoff Knapp, CEO of CAM Commerce. "The month of September was a breakout month where we shattered all records for new X-Charge applications, exceeding our expectations. The most important trend we saw was a significant increase in deals from our reseller channel, and with new reseller opportunities. While this has been trending up all along, we saw by far our best growth in reseller activity in September. We have experienced plateaus in the growth of this business that last a few months, followed by periods of strong growth. We have also experienced some seasonal factors in demand. We would expect sign-up rates for new X-Charge users to slow going into the holiday season, while actual processing volume and related revenues will rise. Many retailers are busy during the holiday season and thus less focused on implementing new technology solutions, while at the same time their business is up, resulting in the higher processing volume and related revenues for the Company. The opposite is true for the summer months. I do expect the overall trend upwards to continue for the foreseeable future." About X-Charge X-Charge is payment processing software that is integrated with the Company's point of sale software, and the software of its resellers. The Company provides payment processing services for its customers utilizing X-Charge software and a third party credit card payment processor. The Company generates revenues based on dollar volume of credit card transactions processed by its customers and its reseller's customers using X-Charge. About CAM Commerce Solutions CAM Commerce Solutions, Inc. provides total commerce solutions for traditional and web retailers that are based on the Company's open architecture software products for inventory management, point of sale, sales transaction processing, accounting, and payment processing. These solutions often include hardware, installation, training, service, and payment processing services provided by the Company. You can visit CAM Commerce Solutions at http://www.camcommerce.com/. Important Information The statements made in this news release, including those relating to the expectations of profitability and economic climates, are forward-looking and are made pursuant to the safe harbor provisions of the Securities Litigation Reform Act of 1995. Words such as "will," "should," "believe," "expect," "anticipate," "outlook," "forecast," "optimistic," "feel," "potential," "continue," "intends," "plans," "estimates," "may," "seeks," "would," "future," "bright," "projected", and other similar expressions that predict or indicate future events or trends, or that are not statements of historical matters, identify forward-looking statements. Expectations concerning financial results for future quarters are not actual results and are based upon preliminary estimates, as well as certain assumptions management believes to be reasonable at this time. Investors should not rely upon forward looking statements because they are subject to a variety of risks, uncertainties, and other factors that could cause actual results to differ materially from our expectations, and the company expressly does not undertake any duty to update forward-looking statements which speak only as of the date of this news release. The performance of any one month or quarter may not be indicative of future performance, particularly given prevailing market and economic uncertainties. In addition to the factors set forth elsewhere in this release, the economic, competitive, technological, and other factors identified in CAM Commerce Solutions' filings with the Securities and Exchange Commission could affect the forward looking statements contained in this news release. DATASOURCE: CAM Commerce Solutions, Inc. CONTACT: Mathew Hayden, President of Hayden Communications, Inc., +1-858-456-4533, for CAM Commerce Solutions, Inc. Web site: http://www.camcommerce.com/

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