IPM Irish Life&P.Gp

    Irish Life & Permanent PLC

RE: IRISH LIFE & PERMANENT PLC
    EUR 500,000,000.00
    MATURING: 25-Apr-2008
    ISSUE DATE: 25-Apr-2003
    ISIN: XS0167098838

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
26-Jly-2004 TO 25-Oct-2004 HAS BEEN FIXED AT 2.245000 PCT.

DAY BASIS 91/360

INTEREST PAYABLE VALUE 25-Oct-2004 WILL AMOUNT TO
EUR 56.75 PER EUR 10,000.00 DENOMINATION.
EUR 567.49 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 020 7508 3858/3855 OR FAX: 44 020 7508 3881.

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