www.stockcall.com/ offers investors comprehensive research on the life insurance industry and has completed analytical research on Genworth Financial Inc. (NYSE: GNW) and MetLife Inc. (NYSE: MET). Register with us today at www.stockcall.com/ to have free access to these researches.

After several years of trying times for the Life Insurance sector, many companies have found themselves in positions that involve difficult decisions. Many companies are adopting different strategies about how to approach new issues that have arisen throughout the sector. One example of this is the differing stances on variable annuities taken throughout the industry. Visit www.stockcall.com/ to see how companies in this industry have grown over the past years and how they are expected to perform in the future.

www.stockcall.com/ is an online platform where investors doing their due-diligence on the life insurance industry can have easy and free access to our analyst research and opinions on Genworth Financial Inc. and MetLife Inc.; investors and shareholders of these companies can simply register for a complimentary membership at https://stockcall.com/development/stockcall/page.php?name=register.html

Genworth Financial (NYSE: GNW) has recently announced that it will discontinue offering its variable annuities products after taking losses during the financial crisis and seeing profitability hamstrung by today's low interest rates. As a whole, the sector has seen sales of variable annuities drop from $ 155.6 billion in 2009 to $102.8 billion in 2010. Some companies, however, view the aging population of baby boomers as a great opportunity to expand their variable annuities portfolio as demand has grown alongside the decline in investor confidence during the recession. Some analysts believe that MetLife Inc.'s (NYSE: MET) variable annuity portfolio could grow from $600 million in 2009 to upwards of $1.3 billion in the future. MetLife has been somewhat aggressive with its underwriting lately, shown by its $8 billion increase in its commercial mortgage portfolio during 2010. Investors can register for free to access the research reports on Genworth Financial Inc. and MetLife Inc. at www.stockcall.com/GNW310111.pdf or www.stockcall.com/MET310111.pdf.

All this comes at a time when several of the core products offered by life insurance companies are in flux. Many companies are being forced to raise their prices on long-term care policies as unforeseen growth in lifespan has many customers consuming more benefits than anticipated. Profitability for this product has also been undercut by lower interest rates. Actual life insurance policy sales have been declining the past few years as well. The MIB Life Index has reported a 1.2% decrease in sales activity for 2010. There is some optimism, however, as this is a smaller decrease than previous years and Q4 of 2010 saw a 9.4% increase over Q3. Register now at https://stockcall.com/development/stockcall/page.php?name=register.html to have free access to our reports on the life insurance industry.

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