Sapiens .

Visual Financials
Company Name: Sapiens International Corp NV
Ticker Symbol: SPNS
CIK Number: 0000885740
WWW Address: http://www.sapiens.com
CEO: Ron Al Dor
No. of Employees: 1,928
Common Issue Type: CS
Business Description:Sapiens International Corporation is a global provider of software solutions for the insurance industry. It offers its solutions to the two major lines of insurance business: Life & Pension (L&P) and Property & Casualty (P&C).

 
Industry Information: COMPUTER SOFWARE & SERVICES - Business Software & Services [more like this]
 Price  Day Change  Bid  Ask  Open  High  Low  Volume 
 9.81 Down -0.1 8.26 10.05 9.92 9.92 9.76 13385
 Market Cap (mil) Shares Outstanding (mil) Beta EPS DPS P/E Yield 52-Wks-Range
 488.3 49.8 0.00 0.01 0.20 991.0 2.0 14.30 - 8.01
KEY FIGURES (Latest Twelve Months - LTM)
Yesterday's Close9.76$
PE Ratio - LTM991.0
Market Capitalisation488.3mil
Latest Shares Outstanding49.8mil
Earnings pS (EPS)0.01$
Dividend pS (DPS)0.20¢
Dividend Yield2.0%
Dividend Payout Ratio2%
Revenue per Employee113,297$
Effective Tax Rate0.0%
Float24.7mil
Float as % of Shares Outstanding0.5%
Foreign Salesmil
Domestic Salesmil
Selling, General & Adm/tive (SG&A) as % of Revenue0.20%
Research & Devlopment (R&D) as % of Revenue0.10%
Gross Profit Margin34.7%
EBITDA Margin5.8%
Pre-Tax Profit Margin0.0%
Assets Turnover85.3%
Return on Assets (ROA)0.1%
Return on Equity (ROE)0.2%
Return on Capital Invested (ROCI)0.4%
Current Ratio1.9
Leverage Ratio (Assets/Equity)1.9
Interest Cover-0.2
Total Debt/Equity (Gearing Ratio)0.39
LT Debt/Total Capital28.0%
Working Capital pS1.22$
Cash pS0.00$
Book-Value pS4.13$
Tangible Book-Value pS-0.48$
Cash Flow pS0.49$
Free Cash Flow pS0.33$
KEY FIGURES (LTM): Price info
Price/Book Ratio2.37
Price/Tangible Book Ratio0.00
Price/Cash Flow19.9
Price/Free Cash Flow29.9
P/E as % of Industry Group88.0%
P/E as % of Sector Segment67.0%
 
Balance Sheet (at a glance) in Millions
DIVIDEND INFO
Type of Payment-
Dividend Rate0.20
Current Dividend Yield2.0
5-Y Average Dividend Yield0.0
Payout Ratio2.0
5-Y Average Payout Ratio0.0
Share price performance previous 3 years

Share price performance intraday

 
PRICE/VOLUMEHighLowClose% Price Chg% Price Chg vs. Mkt.Avg. Daily VolTotal Vol
1 Week----0.215,83166,727
4 Weeks10.198.779.276.9414,083281,664
13 Weeks10.198.019.168.2719,7011,260,927
26 Weeks12.658.0111.60-14.6-1931,0233,877,899
52 Weeks14.308.0111.39-13.0-2744,54011,224,168
YTD12.658.01--17.9-2130,0983,461,376
Moving Average5-Days10-Days10-Weeks30-Weeks200-DaysBeta (60-Mnth)Beta (36-Mnth)
9.969.829.1710.2811.080.000.00
 
GROWTH RATES5-Year
Growh
R² of 5-Year Growth3-Year
Growth
Revenue0.190.50.20
Income-0.420.0-0.63
Dividend0.0
Capital Spending-0.15NA-0.27
R&D22.44NA52.88
Normalized Inc.0.00NA7.79
 
CHANGESYTD vs.
Last YTD
Curr Qtr vs.
Qtr 1-Yr ago
Annual vs.
Last Annual
Revenue %21.321.362.9
Earnings %8.28.298.1
EPS %0.00.047.4
EPS $0.000.000.09
 
SOLVENCY RATIOS
SHORT-TERM SOLVENCY RATIOS (LIQUIDITY)
Net Working Capital Ratio16.27
Current Ratio1.9
Quick Ratio (Acid Test)1.9
Liquidity Ratio (Cash)2.04
Receivables Turnover6.1
Average Collection Period59
Working Capital/Equity30.4
Working Capital pS1.22
Cash-Flow pS0.17
Free Cash-Flow pS0.01
FINANCIAL STRUCTURE RATIOS
Altman's Z-Score Ratio0.93
Financial Leverage Ratio (Assets/Equity)0.4
Debt Ratio21.0
Total Debt/Equity (Gearing Ratio)0.39
LT Debt/Equity0.39
LT Debt/Capital Invested0.0
LT Debt/Total Liabilities100.0
Interest Cover-0.2
Interest/Capital Invested0.84
 
VALUATION RATIOS
MULTIPLES
PQ Ratio0.00
Tobin's Q Ratio1.31
Current P/E Ratio - LTM991.00
Enterprise Value (EV)/EBITDA22.21
Enterprise Value (EV)/Free Cash Flow2,097.59
Dividend Yield2.0
Price/Tangible Book Ratio - LTM0.00
Price/Book Ratio - LTM2.37
Price/Cash Flow Ratio19.9
Price/Free Cash Flow Ratio - LTM29.9
Price/Sales Ratio0.00
P/E Ratio (1 month ago) - LTM18.8
P/E Ratio (26 weeks ago) - LTM18.9
P/E Ratio (52 weeks ago) - LTM20.8
5-Y High P/E Ratio133.2
5-Y Low P/E Ratio43.7
5-Y Average P/E Ratio0.0
Current P/E Ratio as % of 5-Y Average P/E-7
P/E as % of Industry Group88.0
P/E as % of Sector Segment67.0
Current 12 Month Normalized P/E Ratio - LTM19.6
PER SHARE FIGURES
LT Debt pS3.24
Current Liabilities pS2.90
Tangible Book Value pS - LTM-0.48
Book Value pS - LTM4.13
Capital Invested pS5.59
Cash pS - LTM0.00
Cash Flow pS - LTM0.49
Free Cash Flow pS - LTM0.33
Earnings pS (EPS)0.01
 
OPERATING RATIOS
PROFITABILITY RATIOS
Free Cash Flow Margin0.11
Free Cash Flow Margin 5YEAR AVG7.81
Net Profit Margin0.0
Net Profit Margin - 5YEAR AVRG.0.1
Equity Productivity1.35
Return on Equity (ROE)0.0
Return on Equity (ROE) - 5YEAR AVRG.0.1
Capital Invested Productivity0.97
Return on Capital Invested (ROCI)0.1
Return on Capital Invested (ROCI) - 5YEAR AVRG.0.1
Assets Productivity0.90
Return on Assets (ROA)0.0
Return on Assets (ROA) - 5YEAR AVRG.0.1
Gross Profit Margin34.7
Gross Profit Margin - 5YEAR AVRG.0.4
EBITDA Margin - LTM5.8
EBIT Margin - LTM-0.1
Pre-Tax Profit Margin0.1
Pre-Tax Profit Margin - 5YEAR AVRG.0.1
Effective Tax Rate-134.7
Effective Tax Rate - 5YEAR AVRG.-22.0
EFFICIENCY RATIOS
Cash Conversion Cycle998,447
Revenue per Employee113,297
Net Income per Employee314
Average Collection Period998,447
Receivables Turnover6.1
Day's Inventory Turnover Ratio
Inventory Turnover0.0
Inventory/Sales0.0
Accounts Payble/Sales2.62
Assets/Revenue1.11
Net Working Capital Turnover4.43
Fixed Assets Turnover1.11
Total Assets Turnover0.9
Revenue per $ Cash3.77
Revenue per $ Plant25.17
Revenue per $ Common Equity1.35
Revenue per $ Capital Invested0.97
Selling, General & Adm/tive (SG&A) as % of Revenue22.5
SG&A Expense as % of Revenue - 5YEAR AVRG.1.0
Research & Devlopment (R&D) as % of Revenue11.9
R&D Expense as % of Revenue - 5YEAR AVRG.11.9

  


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