Sapiens .

Visual Financials
Company Name: Sapiens International Corp NV
Ticker Symbol: SPNS
CIK Number: 0000885740
WWW Address: https://www.sapiens.com
CEO: Ron Al Dor
No. of Employees: 1,928
Common Issue Type: CS
Business Description:Sapiens International Corporation is a global provider of software solutions for the insurance industry. It offers its solutions to the two major lines of insurance business: Life & Pension (L&P) and Property & Casualty (P&C).

 
Industry Information: COMPUTER SOFWARE & SERVICES - Business Software & Services [more like this]
 Price  Day Change  Bid  Ask  Open  High  Low  Volume 
 16.13 Down -0.21 16.13 16.15 16.14 16.54 16.07 78160
 Market Cap (mil) Shares Outstanding (mil) Beta EPS DPS P/E Yield 52-Wks-Range
 806.2 50.0 0.00 0.28 0.20 53.0 1.4 16.60 - 9.53
KEY FIGURES (Latest Twelve Months - LTM)
Yesterday's Close16.41$
PE Ratio - LTM53.0
Market Capitalisation806.2mil
Latest Shares Outstanding50.0mil
Earnings pS (EPS)0.28$
Dividend pS (DPS)0.20¢
Dividend Yield1.4%
Dividend Payout Ratio1%
Revenue per Employee121,828$
Effective Tax Rate0.3%
Float24.7mil
Float as % of Shares Outstanding0.5%
Foreign Salesmil
Domestic Salesmil
Selling, General & Adm/tive (SG&A) as % of Revenue0.20%
Research & Devlopment (R&D) as % of Revenue0.10%
Gross Profit Margin37.8%
EBITDA Margin14.5%
Pre-Tax Profit Margin0.0%
Assets Turnover77.0%
Return on Assets (ROA)3.7%
Return on Equity (ROE)6.9%
Return on Capital Invested (ROCI)5.6%
Current Ratio1.6
Leverage Ratio (Assets/Equity)1.9
Interest Cover6.9
Total Debt/Equity (Gearing Ratio)0.39
LT Debt/Total Capital25.0%
Working Capital pS0.98$
Cash pS0.00$
Book-Value pS$
Tangible Book-Value pS-0.61$
Cash Flow pS0.58$
Free Cash Flow pS0.43$
KEY FIGURES (LTM): Price info
Price/Book Ratio
Price/Tangible Book Ratio0.00
Price/Cash Flow25.5
Price/Free Cash Flow34.4
P/E as % of Industry Group88.0%
P/E as % of Sector Segment67.0%
 
Balance Sheet (at a glance) in Millions
DIVIDEND INFO
Type of Payment-
Dividend Rate0.20
Current Dividend Yield1.4
5-Y Average Dividend Yield0.0
Payout Ratio1.0
5-Y Average Payout Ratio0.0
Share price performance previous 3 years

Share price performance intraday

 
PRICE/VOLUMEHighLowClose% Price Chg% Price Chg vs. Mkt.Avg. Daily VolTotal Vol
1 Week---4.5294,3372,205,959
4 Weeks16.6013.9115.078.9193,6603,679,541
13 Weeks16.6013.3713.6720.0126,1937,950,195
26 Weeks16.6010.1111.9037.988,75111,005,166
52 Weeks16.609.539.9365.360,08115,020,347
YTD16.6010.60-49.795,40110,303,346
Moving Average5-Days10-Days10-Weeks30-Weeks200-DaysBeta (60-Mnth)Beta (36-Mnth)
16.1715.3215.2113.3712.930.000.00
 
GROWTH RATES5-Year
Growh
R² of 5-Year Growth3-Year
Growth
Revenue0.160.40.16
Income0.042.4-0.12
Dividend0.060.30.10
Capital Spending0.10NA-0.12
R&D22.44NA52.88
Normalized Inc.0.00NA7.79
 
CHANGESYTD vs.
Last YTD
Curr Qtr vs.
Qtr 1-Yr ago
Annual vs.
Last Annual
Revenue %21.321.362.9
Earnings %8.28.298.1
EPS %0.00.047.4
EPS $0.000.000.09
 
SOLVENCY RATIOS
SHORT-TERM SOLVENCY RATIOS (LIQUIDITY)
Net Working Capital Ratio12.91
Current Ratio1.6
Quick Ratio (Acid Test)1.6
Liquidity Ratio (Cash)1.59
Receivables Turnover6.3
Average Collection Period57
Working Capital/Equity24.3
Working Capital pS0.98
Cash-Flow pS0.55
Free Cash-Flow pS0.41
FINANCIAL STRUCTURE RATIOS
Altman's Z-Score Ratio1.24
Financial Leverage Ratio (Assets/Equity)0.4
Debt Ratio20.7
Total Debt/Equity (Gearing Ratio)0.39
LT Debt/Equity0.34
LT Debt/Capital Invested0.0
LT Debt/Total Liabilities87.4
Interest Cover6.9
Interest/Capital Invested1.60
 
VALUATION RATIOS
MULTIPLES
PQ Ratio0.00
Tobin's Q Ratio1.95
Current P/E Ratio - LTM53.00
Enterprise Value (EV)/EBITDA14.49
Enterprise Value (EV)/Free Cash Flow43.64
Dividend Yield1.4
Price/Tangible Book Ratio - LTM0.00
Price/Book Ratio - LTM
Price/Cash Flow Ratio25.5
Price/Free Cash Flow Ratio - LTM34.4
Price/Sales Ratio0.00
P/E Ratio (1 month ago) - LTM18.8
P/E Ratio (26 weeks ago) - LTM18.9
P/E Ratio (52 weeks ago) - LTM20.8
5-Y High P/E Ratio50.3
5-Y Low P/E Ratio19.7
5-Y Average P/E Ratio0.0
Current P/E Ratio as % of 5-Y Average P/E32
P/E as % of Industry Group88.0
P/E as % of Sector Segment67.0
Current 12 Month Normalized P/E Ratio - LTM19.6
PER SHARE FIGURES
LT Debt pS2.77
Current Liabilities pS3.28
Tangible Book Value pS - LTM-0.61
Book Value pS - LTM
Capital Invested pS5.59
Cash pS - LTM0.00
Cash Flow pS - LTM0.58
Free Cash Flow pS - LTM0.43
Earnings pS (EPS)0.28
 
OPERATING RATIOS
PROFITABILITY RATIOS
Free Cash Flow Margin7.12
Free Cash Flow Margin 5YEAR AVG8.09
Net Profit Margin0.0
Net Profit Margin - 5YEAR AVRG.0.1
Equity Productivity1.44
Return on Equity (ROE)0.1
Return on Equity (ROE) - 5YEAR AVRG.0.1
Capital Invested Productivity1.04
Return on Capital Invested (ROCI)0.1
Return on Capital Invested (ROCI) - 5YEAR AVRG.0.1
Assets Productivity0.80
Return on Assets (ROA)0.0
Return on Assets (ROA) - 5YEAR AVRG.0.1
Gross Profit Margin37.8
Gross Profit Margin - 5YEAR AVRG.0.4
EBITDA Margin - LTM14.5
EBIT Margin - LTM7.7
Pre-Tax Profit Margin0.1
Pre-Tax Profit Margin - 5YEAR AVRG.0.1
Effective Tax Rate15.0
Effective Tax Rate - 5YEAR AVRG.-20.3
EFFICIENCY RATIOS
Cash Conversion Cycle
Revenue per Employee121,828
Net Income per Employee5,797
Average Collection Period
Receivables Turnover6.3
Day's Inventory Turnover Ratio
Inventory Turnover0.0
Inventory/Sales0.0
Accounts Payble/Sales2.12
Assets/Revenue1.25
Net Working Capital Turnover5.92
Fixed Assets Turnover1.16
Total Assets Turnover0.8
Revenue per $ Cash4.48
Revenue per $ Plant34.02
Revenue per $ Common Equity1.44
Revenue per $ Capital Invested1.04
Selling, General & Adm/tive (SG&A) as % of Revenue18.0
SG&A Expense as % of Revenue - 5YEAR AVRG.1.0
Research & Devlopment (R&D) as % of Revenue11.9
R&D Expense as % of Revenue - 5YEAR AVRG.11.9

  


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