INDIANAPOLIS, Sept. 10, 2024 /PRNewswire/ -- Renaissance Life
& Health Insurance Company of America is introducing three
innovative group dental product features to help employers and
employees more effectively address the costs of dental services
while promoting preventive care and overall health and well-being.
The creative new features focus on these important deliverables:
guaranteeing major dental services performed, helping extend the
amount of benefits available for orthodontic work, and reducing
deductible costs by rewarding members for seeking preventive
services.
Three New Features Help Make Dental Care More
Affordable
"Due to the substantial costs associated with many dental
procedures and treatments, dental benefits are becoming an
increasingly important tool for employers to attract and retain
quality employees," said John
Feeney, Vice President, Group Sales & Market Development
at Renaissance. "This is why we're continually striving to bring
new features to market that add even greater value to our strong
dental benefits offerings."
Groundbreaking Enhancement Helps Provide a
Solution For Major Services
Renaissance, which offers group dental, vision, life,
disability, accident and supplemental health plans, believes
ancillary benefits should be customer-centric and simple. For
example, the innovative new Renaissance Major Services Guarantee
helps protect enrollees if certain major dental procedures
performed by an in-network dentist fail. Eligible procedures are
replaced at no cost to the patient as long as the patient maintains
Renaissance coverage and has an annual preventive care visit. Major
services may include Endodontic Services, such as root canals,
Major Restorative Services, such as crowns, and Prosthodontic
Services, such as bridges, dentures and implants. These
procedures can cost thousands of dollars, but Renaissance customers
can feel good about the protection under their plan.
Stretch Maximum Orthodontic Benefits
The Early Ortho Max Extender feature helps members get even more
out of their Orthodontic benefits. With this feature, any services
performed in the dental office related to "Early Orthodontic"
treatment are counted toward the Annual Maximum, rather than the
Lifetime Orthodontic Maximum. This enables enrollees to preserve
more benefit dollars to put towards their Orthodontic Maximum when
those treatments are needed. Those dollars can add up quickly, and
thus may represent a significant reduction in out-of-pocket
expenses.
Making Vanishing Deductibles Simple and Easy
to Achieve
The new Vanishing Deductible feature rewards members for using
their benefits for regular check-ups and cleanings. Each member
under a policy has a deductible associated with their plan. As long
as they have at least one Diagnostic or Preventive dental service
performed each year their policy is in force, their deductible will
be reduced by $25 the following year.
Keep those regular visits going year after year and the deductible
continues to drop until it vanishes entirely. These are tangible
savings members enjoy simply by utilizing their benefit.
"Improving healthcare affordability and removing barriers to
visiting providers are key components of our mission to empower
customers to achieve their financial and wellness goals," said
Feeney. "We're proud to introduce these new offerings, which
provide brokers and clients with innovative benefits that enhance
employee well-being and help drive organizational success."
For more information, contact
marketing@renaissancefamily.com.
About Renaissance
Renaissance Life & Health Insurance Company of America, and its
sister company, Renaissance Life & Health Insurance Company of
New York underwrite ancillary
benefits for employer groups and individuals nationwide. Dental,
vision, life and disability insurance comprise the core line of the
companies' ancillary benefits solutions. With headquarters in
Indianapolis, Ind., Renaissance
companies are focused on providing their members and partners with
outstanding products and services. Visit renaissancebenefits.com,
and find us on Facebook, LinkedIn and X (formerly
Twitter).
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SOURCE Renaissance Life & Health Insurance Company of
America