IMMEDIATE                                                        5 January 2004

               Royal & SunAlliance Appoints George Culmer as CFO               

Royal & Sun Alliance Insurance Group plc announces today that it has appointed
George Culmer as its new Chief Financial Officer, subject to regulatory
approval. He will also become a main board director of Royal & Sun Alliance
Insurance Group plc.

Mr Culmer, 41, is currently Head of Capital Management at Zurich Financial
Services, based in Zurich. He was previously Chief Financial Officer at
Zurich's UK operations. George has worked at Zurich since 2000 and prior to
that was at Prudential from 1991. George qualified as a Chartered Accountant
with Coopers & Lybrand in 1988.

Andy Haste, Group Chief Executive of Royal & SunAlliance, said: "We are
delighted that George will be joining the team. George has extensive experience
in the general insurance industry and of major change management programmes.
His successful track record and proven ability to take the tough decisions that
bring about change mean that he is ideally suited to join Royal & SunAlliance."

                                   --ENDS--                                    

For further information:

Press                          Analysts                      
                                                             
Richard Emmott                 Helen Pickford                
                                                             
Tel: +44 (0)20 7569 6023       Tel: +44 (0)20 7569 6212      

Julius Duncan                 
                              
Finsbury Ltd                  
                              
Tel: +44 (0)20 7251 3801      

                                                                         *.more

Notes to Editors:

George was appointed Head of Capital Management at Zurich Financial Services in
2003. He served as Chief Financial Officer of UKISA between 2002 and 2003 and
as Chief Financial Officer of Zurich's UK non-life business between 2000 and
2002.

At Prudential, George was Group Financial Controller between 1997 and 2000,
Head of Investor Relations between 1995 and 1998 and worked in analysis and
strategy between 1991 and 1995.

George worked at Coopers & Lybrand in London and Auckland, New Zealand between
1985 and 1991.

George was educated at Downing College, Cambridge and is married with three
sons.

Mr Culmer's salary will be �380,000 and will be employed on a standard 12 month
contract. He will receive options equivalent to his first years salary on
arrival.



END