BJ03 Hsbc Bk.23

    Skandinaviska Enskilda Banken

RE: SKANDINAVISKA ENSKILDA BANKEN
EUR 42,500,000.00
MATURING: 29-Dec-2006
ISSUE DATE: 30-Oct-2003
ISIN: XS0179604151

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
30-Jun-2005 TO 30-Sep-2005 HAS BEEN FIXED AT 3.153000 PCT

DAY BASIS 92/360

INTEREST PAYABLE VALUE 30-Sep-2005 WILL AMOUNT TO:
EUR 550.21 PER EUR 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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