Equity Release Funding No.4

RE: EQUITY RELEASE FUNDING NO.4 PLC
    GBP 125,000,000.00
    MATURING: 30-Jul-2039
    ISSUE DATE: 30-Jul-2004
    ISIN: XS0197423188

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
31-Jul-2006 TO 30-Oct-2006 HAS BEEN FIXED AT 5.026880 PCT

DAY BASIS 91/365

INTEREST PAYABLE VALUE 30-Oct-2006 WILL AMOUNT TO:
GBP 51.99 PER GBP 4,148.00 DENOMINATION
GBP 103.97 PER GBP 8,296.00 DENOMINATION
GBP 1,039.72 PER GBP 82,960.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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